Home > Citizens State Bank > Income and Expense
Citizens State Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 5,048 |
| Total interest expense | $109,000 | 4,962 |
| Net interest income | $1,127,000 | 5,024 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $36,000 | 5,748 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $97,000 | 3,642 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-61,000 | 6,026 |
| Total noninterest expense | $1,483,000 | 4,308 |
| Salaries and employee benefits | $580,000 | 4,870 |
| Premises and equipment expense | $234,000 | 3,546 |
| Additional noninterest expense | $669,000 | 3,636 |
| Pre-tax net operating income | $-350,000 | 5,956 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-136,000 | 5,996 |
| Income before extraordinary items | $-214,000 | 5,928 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-214,000 | 5,928 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-214,000 | 5,928 |
| Net charge-offs | $14,000 | 2,949 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-214,000 | 5,923 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $609,000 | 5,120 |
| Total interest expense | $55,000 | 4,990 |
| Net interest income | $554,000 | 5,092 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $81,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $46,000 | 3,713 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $35,000 | 4,767 |
| Total noninterest expense | $733,000 | 4,355 |
| Salaries and employee benefits | $286,000 | 4,920 |
| Premises and equipment expense | $117,000 | 3,560 |
| Additional noninterest expense | $330,000 | 3,667 |
| Pre-tax net operating income | $-113,000 | 5,973 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-45,000 | 6,046 |
| Income before extraordinary items | $-68,000 | 5,940 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-68,000 | 5,940 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-68,000 | 5,940 |
| Net charge-offs | $14,000 | 2,180 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-68,000 | 5,930 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,329,000 | 5,215 |
| Total interest expense | $231,000 | 4,988 |
| Net interest income | $2,098,000 | 5,191 |
| Provision for loan and lease losses | $190,000 | 2,384 |
| Total noninterest income | $120,000 | 5,576 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $164,000 | 4,020 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-44,000 | 6,096 |
| Total noninterest expense | $3,018,000 | 4,322 |
| Salaries and employee benefits | $1,244,000 | 4,831 |
| Premises and equipment expense | $497,000 | 3,498 |
| Additional noninterest expense | $1,277,000 | 3,784 |
| Pre-tax net operating income | $-990,000 | 6,091 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $-505,000 | 6,080 |
| Income before extraordinary items | $-484,000 | 6,044 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-484,000 | 6,045 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-484,000 | 6,045 |
| Net charge-offs | $181,000 | 2,077 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-484,640 | 6,035 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 5,285 |
| Total interest expense | $173,000 | 5,061 |
| Net interest income | $1,563,000 | 5,260 |
| Provision for loan and lease losses | $160,000 | 2,194 |
| Total noninterest income | $84,000 | 5,707 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $120,000 | 4,093 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-36,000 | 6,185 |
| Total noninterest expense | $2,244,000 | 4,368 |
| Salaries and employee benefits | $911,000 | 4,897 |
| Premises and equipment expense | $403,000 | 3,378 |
| Additional noninterest expense | $930,000 | 3,855 |
| Pre-tax net operating income | $-757,000 | 6,182 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $-289,000 | 6,199 |
| Income before extraordinary items | $-467,000 | 6,159 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-467,000 | 6,159 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-467,000 | 6,159 |
| Net charge-offs | $134,000 | 1,904 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-467,640 | 6,151 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 5,335 |
| Total interest expense | $114,000 | 5,133 |
| Net interest income | $1,033,000 | 5,309 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $9,000 | 6,213 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $78,000 | 4,124 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-69,000 | 6,284 |
| Total noninterest expense | $1,489,000 | 4,417 |
| Salaries and employee benefits | $611,000 | 4,940 |
| Premises and equipment expense | $264,000 | 3,427 |
| Additional noninterest expense | $614,000 | 3,905 |
| Pre-tax net operating income | $-567,000 | 6,259 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-216,000 | 6,283 |
| Income before extraordinary items | $-351,000 | 6,235 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-351,000 | 6,235 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-351,000 | 6,235 |
| Net charge-offs | $113,000 | 1,622 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-351,000 | 6,222 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $572,000 | 5,367 |
| Total interest expense | $58,000 | 5,165 |
| Net interest income | $514,000 | 5,351 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $16,000 | 6,089 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $38,000 | 4,154 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-22,000 | 6,341 |
| Total noninterest expense | $674,000 | 4,651 |
| Salaries and employee benefits | $306,000 | 4,980 |
| Premises and equipment expense | $135,000 | 3,409 |
| Additional noninterest expense | $233,000 | 4,510 |
| Pre-tax net operating income | $-204,000 | 6,292 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-79,000 | 6,356 |
| Income before extraordinary items | $-125,000 | 6,261 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-125,000 | 6,261 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-125,000 | 6,262 |
| Net charge-offs | $7,000 | 2,613 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-125,000 | 6,247 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 5,436 |
| Total interest expense | $273,000 | 5,103 |
| Net interest income | $2,048,000 | 5,434 |
| Provision for loan and lease losses | $349,000 | 1,843 |
| Total noninterest income | $-103,000 | 6,448 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $182,000 | 4,082 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-285,000 | 6,443 |
| Total noninterest expense | $3,085,000 | 4,413 |
| Salaries and employee benefits | $1,182,000 | 5,095 |
| Premises and equipment expense | $595,000 | 3,254 |
| Additional noninterest expense | $1,308,000 | 3,857 |
| Pre-tax net operating income | $-1,489,000 | 6,403 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-445,000 | 6,375 |
| Income before extraordinary items | $-1,044,000 | 6,373 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,044,000 | 6,373 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,044,000 | 6,373 |
| Net charge-offs | $1,012,000 | 889 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,044,000 | 6,372 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 5,535 |
| Total interest expense | $209,000 | 5,136 |
| Net interest income | $1,497,000 | 5,542 |
| Provision for loan and lease losses | $218,000 | 1,996 |
| Total noninterest income | $-19,000 | 6,500 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $143,000 | 4,037 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-162,000 | 6,516 |
| Total noninterest expense | $2,222,000 | 4,533 |
| Salaries and employee benefits | $892,000 | 5,122 |
| Premises and equipment expense | $466,000 | 3,194 |
| Additional noninterest expense | $864,000 | 4,156 |
| Pre-tax net operating income | $-962,000 | 6,472 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-370,000 | 6,494 |
| Income before extraordinary items | $-592,000 | 6,411 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-592,000 | 6,410 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-592,000 | 6,410 |
| Net charge-offs | $424,000 | 1,295 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-592,000 | 6,409 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 5,636 |
| Total interest expense | $139,000 | 5,193 |
| Net interest income | $953,000 | 5,645 |
| Provision for loan and lease losses | $125,000 | 2,089 |
| Total noninterest income | $-71,000 | 6,608 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $102,000 | 3,907 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-173,000 | 6,612 |
| Total noninterest expense | $1,455,000 | 4,616 |
| Salaries and employee benefits | $596,000 | 5,155 |
| Premises and equipment expense | $311,000 | 3,215 |
| Additional noninterest expense | $548,000 | 4,292 |
| Pre-tax net operating income | $-698,000 | 6,547 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-268,000 | 6,574 |
| Income before extraordinary items | $-430,000 | 6,496 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-430,000 | 6,497 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-430,000 | 6,497 |
| Net charge-offs | $284,000 | 1,297 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-430,000 | 6,498 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $537,000 | 5,712 |
| Total interest expense | $69,000 | 5,276 |
| Net interest income | $468,000 | 5,730 |
| Provision for loan and lease losses | $65,000 | 1,970 |
| Total noninterest income | $-126,000 | 6,694 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $52,000 | 3,853 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-178,000 | 6,688 |
| Total noninterest expense | $726,000 | 4,658 |
| Salaries and employee benefits | $305,000 | 5,180 |
| Premises and equipment expense | $154,000 | 3,286 |
| Additional noninterest expense | $267,000 | 4,373 |
| Pre-tax net operating income | $-449,000 | 6,621 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-171,000 | 6,660 |
| Income before extraordinary items | $-278,000 | 6,572 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-278,000 | 6,572 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-278,000 | 6,572 |
| Net charge-offs | $272,000 | 770 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-278,000 | 6,572 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 5,671 |
| Total interest expense | $377,000 | 5,024 |
| Net interest income | $1,925,000 | 5,730 |
| Provision for loan and lease losses | $225,000 | 2,826 |
| Total noninterest income | $41,000 | 6,519 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $236,000 | 3,814 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-195,000 | 6,675 |
| Total noninterest expense | $3,217,000 | 4,451 |
| Salaries and employee benefits | $1,206,000 | 5,256 |
| Premises and equipment expense | $601,000 | 3,307 |
| Additional noninterest expense | $1,410,000 | 3,807 |
| Pre-tax net operating income | $-1,476,000 | 6,620 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-380,000 | 6,613 |
| Income before extraordinary items | $-1,096,000 | 6,595 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,096,000 | 6,595 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,096,000 | 6,595 |
| Net charge-offs | $51,000 | 4,333 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-1,096,000 | 6,589 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 5,657 |
| Total interest expense | $298,000 | 5,018 |
| Net interest income | $1,511,000 | 5,707 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $42,000 | 6,538 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $179,000 | 3,819 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-137,000 | 6,759 |
| Total noninterest expense | $2,192,000 | 4,686 |
| Salaries and employee benefits | $910,000 | 5,261 |
| Premises and equipment expense | $465,000 | 3,270 |
| Additional noninterest expense | $817,000 | 4,426 |
| Pre-tax net operating income | $-864,000 | 6,688 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-335,000 | 6,779 |
| Income before extraordinary items | $-529,000 | 6,642 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-529,000 | 6,643 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-529,000 | 6,643 |
| Net charge-offs | $53,000 | 3,810 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-529,000 | 6,628 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 5,696 |
| Total interest expense | $208,000 | 4,991 |
| Net interest income | $988,000 | 5,763 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $104,000 | 5,684 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $119,000 | 3,797 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-15,000 | 6,701 |
| Total noninterest expense | $1,444,000 | 4,743 |
| Salaries and employee benefits | $600,000 | 5,305 |
| Premises and equipment expense | $299,000 | 3,364 |
| Additional noninterest expense | $545,000 | 4,431 |
| Pre-tax net operating income | $-502,000 | 6,688 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-196,000 | 6,811 |
| Income before extraordinary items | $-306,000 | 6,652 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-306,000 | 6,652 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-306,000 | 6,652 |
| Net charge-offs | $53,000 | 3,311 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-306,000 | 6,625 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $596,000 | 5,746 |
| Total interest expense | $110,000 | 4,962 |
| Net interest income | $486,000 | 5,826 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $101,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $59,000 | 3,789 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $42,000 | 4,926 |
| Total noninterest expense | $687,000 | 4,897 |
| Salaries and employee benefits | $296,000 | 5,362 |
| Premises and equipment expense | $144,000 | 3,483 |
| Additional noninterest expense | $247,000 | 4,675 |
| Pre-tax net operating income | $-175,000 | 6,703 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-70,000 | 6,898 |
| Income before extraordinary items | $-105,000 | 6,667 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-105,000 | 6,668 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-105,000 | 6,668 |
| Net charge-offs | $41,000 | 2,562 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-105,000 | 6,635 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,467,000 | 5,826 |
| Total interest expense | $531,000 | 5,015 |
| Net interest income | $1,936,000 | 5,912 |
| Provision for loan and lease losses | $300,000 | 3,343 |
| Total noninterest income | $-273,000 | 6,950 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $214,000 | 4,134 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-487,000 | 6,925 |
| Total noninterest expense | $2,990,000 | 4,759 |
| Salaries and employee benefits | $1,093,000 | 5,551 |
| Premises and equipment expense | $589,000 | 3,430 |
| Additional noninterest expense | $1,308,000 | 4,141 |
| Pre-tax net operating income | $-1,627,000 | 6,766 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-582,000 | 6,911 |
| Income before extraordinary items | $-1,045,000 | 6,726 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,045,000 | 6,722 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,045,000 | 6,723 |
| Net charge-offs | $735,000 | 2,169 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,045,000 | 6,688 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 5,897 |
| Total interest expense | $409,000 | 5,082 |
| Net interest income | $1,470,000 | 5,983 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $-40,000 | 6,994 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $157,000 | 4,225 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-197,000 | 6,982 |
| Total noninterest expense | $2,121,000 | 4,917 |
| Salaries and employee benefits | $809,000 | 5,620 |
| Premises and equipment expense | $452,000 | 3,421 |
| Additional noninterest expense | $860,000 | 4,497 |
| Pre-tax net operating income | $-916,000 | 6,801 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-357,000 | 7,015 |
| Income before extraordinary items | $-559,000 | 6,774 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-559,000 | 6,773 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-559,000 | 6,773 |
| Net charge-offs | $588,000 | 2,000 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-559,000 | 6,727 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 5,917 |
| Total interest expense | $281,000 | 5,132 |
| Net interest income | $995,000 | 6,005 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $-34,000 | 7,060 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $100,000 | 4,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-134,000 | 7,034 |
| Total noninterest expense | $1,442,000 | 4,904 |
| Salaries and employee benefits | $527,000 | 5,690 |
| Premises and equipment expense | $299,000 | 3,441 |
| Additional noninterest expense | $616,000 | 4,334 |
| Pre-tax net operating income | $-631,000 | 6,864 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-246,000 | 7,085 |
| Income before extraordinary items | $-385,000 | 6,819 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-385,000 | 6,820 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-385,000 | 6,820 |
| Net charge-offs | $588,000 | 1,620 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-385,000 | 6,767 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $630,000 | 5,990 |
| Total interest expense | $147,000 | 5,130 |
| Net interest income | $483,000 | 6,097 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $37,000 | 6,160 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $52,000 | 4,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-15,000 | 7,004 |
| Total noninterest expense | $673,000 | 5,108 |
| Salaries and employee benefits | $267,000 | 5,707 |
| Premises and equipment expense | $151,000 | 3,441 |
| Additional noninterest expense | $255,000 | 4,814 |
| Pre-tax net operating income | $-228,000 | 6,876 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-91,000 | 7,155 |
| Income before extraordinary items | $-137,000 | 6,848 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-137,000 | 6,849 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-137,000 | 6,849 |
| Net charge-offs | $112,000 | 2,348 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-137,000 | 6,798 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,797,000 | 5,883 |
| Total interest expense | $746,000 | 5,073 |
| Net interest income | $2,051,000 | 6,033 |
| Provision for loan and lease losses | $1,185,000 | 2,188 |
| Total noninterest income | $-398,000 | 7,169 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $276,000 | 3,773 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-674,000 | 7,140 |
| Total noninterest expense | $3,011,000 | 4,871 |
| Salaries and employee benefits | $1,034,000 | 5,807 |
| Premises and equipment expense | $619,000 | 3,506 |
| Additional noninterest expense | $1,358,000 | 4,123 |
| Pre-tax net operating income | $-2,543,000 | 6,865 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-1,006,000 | 7,171 |
| Income before extraordinary items | $-1,537,000 | 6,763 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,537,000 | 6,763 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,537,000 | 6,763 |
| Net charge-offs | $1,108,000 | 2,241 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,537,000 | 6,734 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 5,914 |
| Total interest expense | $591,000 | 5,071 |
| Net interest income | $1,542,000 | 6,069 |
| Provision for loan and lease losses | $1,035,000 | 1,918 |
| Total noninterest income | $93,000 | 6,328 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $216,000 | 3,685 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-123,000 | 7,077 |
| Total noninterest expense | $2,186,000 | 4,968 |
| Salaries and employee benefits | $774,000 | 5,831 |
| Premises and equipment expense | $498,000 | 3,362 |
| Additional noninterest expense | $914,000 | 4,408 |
| Pre-tax net operating income | $-1,586,000 | 6,936 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-611,000 | 7,249 |
| Income before extraordinary items | $-975,000 | 6,850 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-975,000 | 6,852 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-975,000 | 6,851 |
| Net charge-offs | $613,000 | 2,443 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-975,000 | 6,823 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 5,971 |
| Total interest expense | $411,000 | 5,086 |
| Net interest income | $1,013,000 | 6,136 |
| Provision for loan and lease losses | $350,000 | 2,768 |
| Total noninterest income | $90,000 | 5,985 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $152,000 | 3,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-62,000 | 7,150 |
| Total noninterest expense | $1,442,000 | 5,042 |
| Salaries and employee benefits | $515,000 | 5,883 |
| Premises and equipment expense | $324,000 | 3,456 |
| Additional noninterest expense | $603,000 | 4,516 |
| Pre-tax net operating income | $-689,000 | 6,875 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-271,000 | 7,255 |
| Income before extraordinary items | $-418,000 | 6,797 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-418,000 | 6,796 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-418,000 | 6,797 |
| Net charge-offs | $177,000 | 3,238 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-418,000 | 6,790 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $730,000 | 5,961 |
| Total interest expense | $215,000 | 5,081 |
| Net interest income | $515,000 | 6,126 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $86,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $73,000 | 3,613 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,201 |
| Total noninterest expense | $667,000 | 5,277 |
| Salaries and employee benefits | $263,000 | 5,876 |
| Premises and equipment expense | $157,000 | 3,576 |
| Additional noninterest expense | $247,000 | 5,038 |
| Pre-tax net operating income | $-216,000 | 6,850 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-88,000 | 7,271 |
| Income before extraordinary items | $-128,000 | 6,776 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-128,000 | 6,775 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-128,000 | 6,776 |
| Net charge-offs | $98,000 | 2,757 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-128,000 | 6,766 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,345,000 | 5,820 |
| Total interest expense | $1,204,000 | 4,812 |
| Net interest income | $2,141,000 | 6,102 |
| Provision for loan and lease losses | $1,342,000 | 2,616 |
| Total noninterest income | $242,000 | 5,708 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $305,000 | 3,603 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-63,000 | 7,143 |
| Total noninterest expense | $3,393,000 | 4,677 |
| Salaries and employee benefits | $1,053,000 | 5,920 |
| Premises and equipment expense | $575,000 | 3,826 |
| Additional noninterest expense | $1,765,000 | 3,580 |
| Pre-tax net operating income | $-2,352,000 | 6,834 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-946,000 | 7,304 |
| Income before extraordinary items | $-1,406,000 | 6,719 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,406,000 | 6,719 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,406,000 | 6,720 |
| Net charge-offs | $1,299,000 | 2,342 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,406,000 | 6,694 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 5,897 |
| Total interest expense | $952,000 | 4,820 |
| Net interest income | $1,586,000 | 6,221 |
| Provision for loan and lease losses | $740,000 | 2,969 |
| Total noninterest income | $72,000 | 6,844 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $230,000 | 3,668 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-158,000 | 7,432 |
| Total noninterest expense | $2,576,000 | 4,660 |
| Salaries and employee benefits | $799,000 | 5,960 |
| Premises and equipment expense | $459,000 | 3,724 |
| Additional noninterest expense | $1,318,000 | 3,568 |
| Pre-tax net operating income | $-1,658,000 | 6,995 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-636,000 | 7,417 |
| Income before extraordinary items | $-1,022,000 | 6,907 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,022,000 | 6,907 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,022,000 | 6,907 |
| Net charge-offs | $708,000 | 2,620 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,022,000 | 6,866 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 5,833 |
| Total interest expense | $672,000 | 4,787 |
| Net interest income | $1,100,000 | 6,179 |
| Provision for loan and lease losses | $525,000 | 2,779 |
| Total noninterest income | $2,000 | 7,496 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $150,000 | 3,692 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-148,000 | 7,572 |
| Total noninterest expense | $1,729,000 | 4,661 |
| Salaries and employee benefits | $539,000 | 5,974 |
| Premises and equipment expense | $303,000 | 3,773 |
| Additional noninterest expense | $887,000 | 3,523 |
| Pre-tax net operating income | $-1,152,000 | 7,063 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-441,000 | 7,464 |
| Income before extraordinary items | $-711,000 | 6,969 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-711,000 | 6,969 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-711,000 | 6,969 |
| Net charge-offs | $67,000 | 4,621 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-711,000 | 6,935 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 5,814 |
| Total interest expense | $349,000 | 4,822 |
| Net interest income | $571,000 | 6,122 |
| Provision for loan and lease losses | $325,000 | 2,296 |
| Total noninterest income | $-90,000 | 7,798 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $75,000 | 3,697 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-165,000 | 7,790 |
| Total noninterest expense | $639,000 | 5,575 |
| Salaries and employee benefits | $275,000 | 6,014 |
| Premises and equipment expense | $151,000 | 3,870 |
| Additional noninterest expense | $213,000 | 5,534 |
| Pre-tax net operating income | $-483,000 | 7,170 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-184,000 | 7,547 |
| Income before extraordinary items | $-299,000 | 7,076 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-299,000 | 7,077 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-299,000 | 7,076 |
| Net charge-offs | $36,000 | 3,999 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-299,000 | 7,036 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,072,000 | 5,672 |
| Total interest expense | $1,885,000 | 4,624 |
| Net interest income | $2,187,000 | 6,176 |
| Provision for loan and lease losses | $1,263,000 | 3,135 |
| Total noninterest income | $308,000 | 5,559 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $364,000 | 3,505 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-56,000 | 7,543 |
| Total noninterest expense | $3,702,000 | 4,557 |
| Salaries and employee benefits | $1,236,000 | 5,765 |
| Premises and equipment expense | $612,000 | 3,825 |
| Additional noninterest expense | $1,854,000 | 3,532 |
| Pre-tax net operating income | $-2,470,000 | 6,763 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-838,000 | 7,219 |
| Income before extraordinary items | $-1,632,000 | 6,627 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,632,000 | 6,627 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,632,000 | 6,627 |
| Net charge-offs | $829,000 | 3,129 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,632,000 | 6,616 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 5,581 |
| Total interest expense | $1,487,000 | 4,629 |
| Net interest income | $1,762,000 | 6,008 |
| Provision for loan and lease losses | $173,000 | 5,360 |
| Total noninterest income | $328,000 | 5,034 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $277,000 | 3,478 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $51,000 | 6,196 |
| Total noninterest expense | $2,390,000 | 5,008 |
| Salaries and employee benefits | $934,000 | 5,775 |
| Premises and equipment expense | $470,000 | 3,801 |
| Additional noninterest expense | $986,000 | 4,434 |
| Pre-tax net operating income | $-473,000 | 6,309 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-192,000 | 7,086 |
| Income before extraordinary items | $-281,000 | 6,213 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-281,000 | 6,214 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-281,000 | 6,213 |
| Net charge-offs | $147,000 | 4,633 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-281,000 | 6,199 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 5,634 |
| Total interest expense | $1,030,000 | 4,652 |
| Net interest income | $1,141,000 | 6,081 |
| Provision for loan and lease losses | $81,000 | 5,562 |
| Total noninterest income | $210,000 | 5,142 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $176,000 | 3,563 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $34,000 | 6,268 |
| Total noninterest expense | $1,686,000 | 4,886 |
| Salaries and employee benefits | $633,000 | 5,789 |
| Premises and equipment expense | $287,000 | 4,060 |
| Additional noninterest expense | $766,000 | 4,002 |
| Pre-tax net operating income | $-416,000 | 6,562 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-165,000 | 7,266 |
| Income before extraordinary items | $-251,000 | 6,466 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-251,000 | 6,465 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-251,000 | 6,465 |
| Net charge-offs | $51,000 | 4,886 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-251,000 | 6,453 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 5,647 |
| Total interest expense | $507,000 | 4,802 |
| Net interest income | $592,000 | 6,013 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $106,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $91,000 | 3,436 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $15,000 | 6,478 |
| Total noninterest expense | $631,000 | 5,664 |
| Salaries and employee benefits | $325,000 | 5,767 |
| Premises and equipment expense | $138,000 | 4,229 |
| Additional noninterest expense | $168,000 | 6,037 |
| Pre-tax net operating income | $27,000 | 5,932 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $22,000 | 6,123 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $22,000 | 6,125 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $22,000 | 6,125 |
| Net charge-offs | $34,000 | 3,910 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $22,000 | 5,965 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,801,000 | 5,574 |
| Total interest expense | $2,156,000 | 5,123 |
| Net interest income | $2,645,000 | 5,767 |
| Provision for loan and lease losses | $218,000 | 5,112 |
| Total noninterest income | $408,000 | 5,235 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $345,000 | 3,751 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $63,000 | 6,515 |
| Total noninterest expense | $2,593,000 | 5,554 |
| Salaries and employee benefits | $1,338,000 | 5,661 |
| Premises and equipment expense | $568,000 | 4,112 |
| Additional noninterest expense | $687,000 | 5,870 |
| Pre-tax net operating income | $242,000 | 5,624 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $49,000 | 3,868 |
| Income before extraordinary items | $193,000 | 5,511 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $193,000 | 5,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 5,208 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $193,000 | 5,664 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 5,618 |
| Total interest expense | $1,610,000 | 5,257 |
| Net interest income | $2,032,000 | 5,753 |
| Provision for loan and lease losses | $178,000 | 4,403 |
| Total noninterest income | $352,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $247,000 | 3,874 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $105,000 | 5,553 |
| Total noninterest expense | $1,907,000 | 5,604 |
| Salaries and employee benefits | $1,037,000 | 5,578 |
| Premises and equipment expense | $327,000 | 4,864 |
| Additional noninterest expense | $543,000 | 5,689 |
| Pre-tax net operating income | $299,000 | 5,646 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $97,000 | 3,610 |
| Income before extraordinary items | $202,000 | 5,687 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $202,000 | 5,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,913 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $202,000 | 5,858 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 5,668 |
| Total interest expense | $1,060,000 | 5,429 |
| Net interest income | $1,388,000 | 5,692 |
| Provision for loan and lease losses | $101,000 | 4,232 |
| Total noninterest income | $238,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $157,000 | 3,977 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $81,000 | 5,397 |
| Total noninterest expense | $1,216,000 | 5,751 |
| Salaries and employee benefits | $681,000 | 5,666 |
| Premises and equipment expense | $210,000 | 5,004 |
| Additional noninterest expense | $325,000 | 5,961 |
| Pre-tax net operating income | $309,000 | 5,233 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $105,000 | 3,404 |
| Income before extraordinary items | $204,000 | 5,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $204,000 | 5,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,683 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $204,000 | 5,518 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 5,687 |
| Total interest expense | $551,000 | 5,517 |
| Net interest income | $708,000 | 5,656 |
| Provision for loan and lease losses | $39,000 | 4,135 |
| Total noninterest income | $99,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $82,000 | 3,842 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $614,000 | 5,743 |
| Salaries and employee benefits | $340,000 | 5,730 |
| Premises and equipment expense | $102,000 | 5,112 |
| Additional noninterest expense | $172,000 | 5,791 |
| Pre-tax net operating income | $154,000 | 5,404 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $52,000 | 3,521 |
| Income before extraordinary items | $102,000 | 5,812 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $102,000 | 5,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,454 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $102,000 | 5,720 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,893,000 | 5,773 |
| Total interest expense | $2,044,000 | 5,793 |
| Net interest income | $2,849,000 | 5,630 |
| Provision for loan and lease losses | $156,000 | 4,270 |
| Total noninterest income | $455,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $341,000 | 3,833 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $114,000 | 6,012 |
| Total noninterest expense | $2,397,000 | 5,742 |
| Salaries and employee benefits | $1,233,000 | 5,900 |
| Premises and equipment expense | $465,000 | 4,578 |
| Additional noninterest expense | $699,000 | 5,739 |
| Pre-tax net operating income | $751,000 | 5,305 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $231,000 | 3,697 |
| Income before extraordinary items | $519,000 | 5,611 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $519,000 | 5,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,164 |
| Cash dividends | $272,000 | 4,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $519,690 | 5,599 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 5,801 |
| Total interest expense | $1,493,000 | 5,877 |
| Net interest income | $2,182,000 | 5,617 |
| Provision for loan and lease losses | $117,000 | 3,898 |
| Total noninterest income | $327,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $219,000 | 4,140 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $108,000 | 5,669 |
| Total noninterest expense | $1,740,000 | 5,790 |
| Salaries and employee benefits | $900,000 | 5,969 |
| Premises and equipment expense | $339,000 | 4,640 |
| Additional noninterest expense | $501,000 | 5,811 |
| Pre-tax net operating income | $652,000 | 5,264 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $218,000 | 3,608 |
| Income before extraordinary items | $433,000 | 5,661 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $433,000 | 5,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,289 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $433,670 | 5,645 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 5,863 |
| Total interest expense | $976,000 | 5,927 |
| Net interest income | $1,441,000 | 5,678 |
| Provision for loan and lease losses | $78,000 | 3,694 |
| Total noninterest income | $225,000 | 5,329 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $143,000 | 4,181 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $82,000 | 5,477 |
| Total noninterest expense | $1,134,000 | 5,886 |
| Salaries and employee benefits | $580,000 | 6,121 |
| Premises and equipment expense | $225,000 | 4,674 |
| Additional noninterest expense | $329,000 | 5,857 |
| Pre-tax net operating income | $454,000 | 5,247 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $153,000 | 3,621 |
| Income before extraordinary items | $300,000 | 5,658 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $300,000 | 5,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $300,660 | 5,635 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 5,826 |
| Total interest expense | $500,000 | 5,857 |
| Net interest income | $726,000 | 5,669 |
| Provision for loan and lease losses | $39,000 | 3,484 |
| Total noninterest income | $100,000 | 5,557 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $65,000 | 4,347 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $35,000 | 5,742 |
| Total noninterest expense | $568,000 | 5,922 |
| Salaries and employee benefits | $299,000 | 6,063 |
| Premises and equipment expense | $110,000 | 4,765 |
| Additional noninterest expense | $159,000 | 5,944 |
| Pre-tax net operating income | $219,000 | 5,321 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $74,000 | 3,685 |
| Income before extraordinary items | $145,000 | 5,712 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $145,000 | 5,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $145,000 | 5,699 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,263,000 | 5,962 |
| Total interest expense | $1,534,000 | 6,070 |
| Net interest income | $2,729,000 | 5,788 |
| Provision for loan and lease losses | $148,000 | 4,088 |
| Total noninterest income | $405,000 | 5,581 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $258,000 | 4,424 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $147,000 | 5,655 |
| Total noninterest expense | $1,979,000 | 6,195 |
| Salaries and employee benefits | $1,029,000 | 6,339 |
| Premises and equipment expense | $358,000 | 5,270 |
| Additional noninterest expense | $592,000 | 6,096 |
| Pre-tax net operating income | $1,007,000 | 5,187 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $322,000 | 3,712 |
| Income before extraordinary items | $685,000 | 5,557 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $685,000 | 5,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,358 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $685,000 | 5,544 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,150,000 | 6,010 |
| Total interest expense | $1,070,000 | 6,178 |
| Net interest income | $2,080,000 | 5,803 |
| Provision for loan and lease losses | $109,000 | 3,958 |
| Total noninterest income | $280,000 | 5,781 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $179,000 | 4,652 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $101,000 | 5,828 |
| Total noninterest expense | $1,446,000 | 6,261 |
| Salaries and employee benefits | $751,000 | 6,402 |
| Premises and equipment expense | $258,000 | 5,373 |
| Additional noninterest expense | $437,000 | 6,148 |
| Pre-tax net operating income | $805,000 | 5,216 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $269,000 | 3,728 |
| Income before extraordinary items | $536,000 | 5,617 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $536,000 | 5,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,644 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $536,000 | 5,613 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 6,089 |
| Total interest expense | $642,000 | 6,320 |
| Net interest income | $1,377,000 | 5,847 |
| Provision for loan and lease losses | $70,000 | 3,903 |
| Total noninterest income | $179,000 | 5,864 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $107,000 | 4,870 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 5,737 |
| Total noninterest expense | $951,000 | 6,312 |
| Salaries and employee benefits | $496,000 | 6,455 |
| Premises and equipment expense | $167,000 | 5,481 |
| Additional noninterest expense | $288,000 | 6,191 |
| Pre-tax net operating income | $535,000 | 5,259 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $179,000 | 3,767 |
| Income before extraordinary items | $356,000 | 5,649 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $356,000 | 5,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $356,000 | 5,647 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $959,000 | 6,202 |
| Total interest expense | $293,000 | 6,425 |
| Net interest income | $666,000 | 5,954 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $85,000 | 5,947 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $45,000 | 5,172 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,532 |
| Total noninterest expense | $459,000 | 6,414 |
| Salaries and employee benefits | $244,000 | 6,521 |
| Premises and equipment expense | $79,000 | 5,661 |
| Additional noninterest expense | $136,000 | 6,338 |
| Pre-tax net operating income | $252,000 | 5,358 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $84,000 | 3,828 |
| Income before extraordinary items | $168,000 | 5,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $168,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $168,000 | 5,704 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,920,000 | 6,657 |
| Total interest expense | $739,000 | 6,932 |
| Net interest income | $2,181,000 | 6,402 |
| Provision for loan and lease losses | $165,000 | 3,955 |
| Total noninterest income | $235,000 | 6,793 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $169,000 | 5,396 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $66,000 | 7,037 |
| Total noninterest expense | $1,553,000 | 6,794 |
| Salaries and employee benefits | $822,000 | 6,859 |
| Premises and equipment expense | $266,000 | 6,050 |
| Additional noninterest expense | $465,000 | 6,769 |
| Pre-tax net operating income | $698,000 | 6,152 |
| Securities gains (losses) | $-21,000 | 7,836 |
| Applicable income taxes | $207,000 | 4,628 |
| Income before extraordinary items | $470,000 | 6,489 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $470,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $126,000 | 5,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $484,490 | 6,402 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,146,000 | 6,701 |
| Total interest expense | $519,000 | 7,007 |
| Net interest income | $1,627,000 | 6,452 |
| Provision for loan and lease losses | $105,000 | 4,091 |
| Total noninterest income | $169,000 | 6,899 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $126,000 | 5,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 7,245 |
| Total noninterest expense | $1,124,000 | 6,887 |
| Salaries and employee benefits | $601,000 | 6,924 |
| Premises and equipment expense | $189,000 | 6,172 |
| Additional noninterest expense | $334,000 | 6,846 |
| Pre-tax net operating income | $567,000 | 6,145 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $187,000 | 4,516 |
| Income before extraordinary items | $380,000 | 6,486 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $380,000 | 6,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $380,000 | 6,448 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 6,886 |
| Total interest expense | $326,000 | 7,036 |
| Net interest income | $980,000 | 6,707 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $103,000 | 7,013 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $87,000 | 5,319 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $16,000 | 7,844 |
| Total noninterest expense | $736,000 | 6,946 |
| Salaries and employee benefits | $393,000 | 6,964 |
| Premises and equipment expense | $121,000 | 6,259 |
| Additional noninterest expense | $222,000 | 6,849 |
| Pre-tax net operating income | $287,000 | 6,665 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $92,000 | 4,915 |
| Income before extraordinary items | $195,000 | 6,973 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $195,000 | 6,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $195,000 | 6,918 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $639,000 | 6,962 |
| Total interest expense | $163,000 | 7,008 |
| Net interest income | $476,000 | 6,834 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $56,000 | 6,874 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $367,000 | 7,001 |
| Salaries and employee benefits | $199,000 | 6,989 |
| Premises and equipment expense | $58,000 | 6,415 |
| Additional noninterest expense | $110,000 | 6,903 |
| Pre-tax net operating income | $155,000 | 6,491 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $51,000 | 4,729 |
| Income before extraordinary items | $104,000 | 6,827 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $104,000 | 6,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $104,000 | 6,796 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 7,325 |
| Total interest expense | $467,000 | 7,425 |
| Net interest income | $1,591,000 | 7,193 |
| Provision for loan and lease losses | $26,000 | 6,546 |
| Total noninterest income | $250,000 | 6,777 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $171,000 | 5,538 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $79,000 | 6,787 |
| Total noninterest expense | $1,344,000 | 7,185 |
| Salaries and employee benefits | $696,000 | 7,301 |
| Premises and equipment expense | $245,000 | 6,243 |
| Additional noninterest expense | $403,000 | 7,104 |
| Pre-tax net operating income | $471,000 | 6,797 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $141,000 | 5,174 |
| Income before extraordinary items | $330,000 | 7,108 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $330,000 | 7,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,446 |
| Cash dividends | $70,000 | 5,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $330,000 | 7,052 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 7,380 |
| Total interest expense | $311,000 | 7,645 |
| Net interest income | $1,207,000 | 7,174 |
| Provision for loan and lease losses | $14,000 | 6,593 |
| Total noninterest income | $187,000 | 6,807 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $133,000 | 5,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 6,952 |
| Total noninterest expense | $968,000 | 7,242 |
| Salaries and employee benefits | $503,000 | 7,333 |
| Premises and equipment expense | $181,000 | 6,265 |
| Additional noninterest expense | $284,000 | 7,225 |
| Pre-tax net operating income | $412,000 | 6,681 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $137,000 | 4,960 |
| Income before extraordinary items | $275,000 | 7,059 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $275,000 | 7,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,128 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $275,000 | 6,991 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $973,000 | 7,494 |
| Total interest expense | $199,000 | 7,774 |
| Net interest income | $774,000 | 7,299 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $122,000 | 6,867 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $82,000 | 5,671 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,000 | 6,793 |
| Total noninterest expense | $637,000 | 7,328 |
| Salaries and employee benefits | $334,000 | 7,403 |
| Premises and equipment expense | $115,000 | 6,434 |
| Additional noninterest expense | $188,000 | 7,273 |
| Pre-tax net operating income | $259,000 | 6,771 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $85,000 | 5,047 |
| Income before extraordinary items | $174,000 | 7,123 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $174,000 | 7,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,398 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $174,000 | 7,046 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $493,000 | 7,522 |
| Total interest expense | $99,000 | 7,858 |
| Net interest income | $394,000 | 7,291 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $64,000 | 6,737 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $40,000 | 5,688 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $24,000 | 6,514 |
| Total noninterest expense | $320,000 | 7,355 |
| Salaries and employee benefits | $169,000 | 7,427 |
| Premises and equipment expense | $59,000 | 6,355 |
| Additional noninterest expense | $92,000 | 7,332 |
| Pre-tax net operating income | $138,000 | 6,608 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $46,000 | 4,955 |
| Income before extraordinary items | $92,000 | 7,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $92,000 | 7,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $92,000 | 6,942 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 7,715 |
| Total interest expense | $499,000 | 7,749 |
| Net interest income | $1,342,000 | 7,594 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $374,000 | 6,110 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $241,000 | 4,837 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $133,000 | 6,043 |
| Total noninterest expense | $1,262,000 | 7,340 |
| Salaries and employee benefits | $639,000 | 7,547 |
| Premises and equipment expense | $221,000 | 6,526 |
| Additional noninterest expense | $402,000 | 7,144 |
| Pre-tax net operating income | $454,000 | 6,824 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $140,000 | 5,360 |
| Income before extraordinary items | $314,000 | 7,218 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $314,000 | 7,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,174 |
| Cash dividends | $124,000 | 5,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $314,000 | 7,072 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 7,781 |
| Total interest expense | $396,000 | 7,787 |
| Net interest income | $1,009,000 | 7,645 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $286,000 | 6,122 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $198,000 | 4,641 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 6,309 |
| Total noninterest expense | $922,000 | 7,399 |
| Salaries and employee benefits | $471,000 | 7,543 |
| Premises and equipment expense | $162,000 | 6,596 |
| Additional noninterest expense | $289,000 | 7,236 |
| Pre-tax net operating income | $373,000 | 6,828 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $124,000 | 5,338 |
| Income before extraordinary items | $249,000 | 7,259 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $249,000 | 7,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,484 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $249,000 | 7,096 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $932,000 | 7,842 |
| Total interest expense | $281,000 | 7,786 |
| Net interest income | $651,000 | 7,733 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $195,000 | 6,073 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $133,000 | 4,584 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $62,000 | 6,200 |
| Total noninterest expense | $612,000 | 7,434 |
| Salaries and employee benefits | $310,000 | 7,603 |
| Premises and equipment expense | $104,000 | 6,670 |
| Additional noninterest expense | $198,000 | 7,163 |
| Pre-tax net operating income | $234,000 | 6,947 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $77,000 | 5,454 |
| Income before extraordinary items | $157,000 | 7,374 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $157,000 | 7,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,910 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $157,000 | 7,188 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $457,000 | 7,926 |
| Total interest expense | $147,000 | 7,797 |
| Net interest income | $310,000 | 7,866 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $103,000 | 5,849 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $67,000 | 4,483 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 5,881 |
| Total noninterest expense | $301,000 | 7,503 |
| Salaries and employee benefits | $151,000 | 7,693 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $98,000 | 7,195 |
| Pre-tax net operating income | $112,000 | 7,013 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $36,000 | 5,525 |
| Income before extraordinary items | $76,000 | 7,373 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $76,000 | 7,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $76,000 | 7,217 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,016,000 | 7,836 |
| Total interest expense | $782,000 | 7,569 |
| Net interest income | $1,234,000 | 7,864 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $419,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $271,000 | 4,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $148,000 | 5,632 |
| Total noninterest expense | $1,248,000 | 7,366 |
| Salaries and employee benefits | $622,000 | 7,623 |
| Premises and equipment expense | $236,000 | 6,316 |
| Additional noninterest expense | $390,000 | 7,225 |
| Pre-tax net operating income | $405,000 | 7,144 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $119,000 | 5,791 |
| Income before extraordinary items | $286,000 | 7,395 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $286,000 | 7,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,572 |
| Cash dividends | $124,000 | 5,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $286,000 | 7,289 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 7,714 |
| Total interest expense | $1,264,000 | 7,478 |
| Net interest income | $1,269,000 | 7,746 |
| Provision for loan and lease losses | $63,000 | 6,312 |
| Total noninterest income | $536,000 | 4,875 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $236,000 | 4,788 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $300,000 | 4,124 |
| Total noninterest expense | $1,223,000 | 7,401 |
| Salaries and employee benefits | $649,000 | 7,436 |
| Premises and equipment expense | $235,000 | 6,282 |
| Additional noninterest expense | $339,000 | 7,580 |
| Pre-tax net operating income | $519,000 | 6,477 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $152,000 | 5,425 |
| Income before extraordinary items | $367,000 | 6,753 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $367,000 | 6,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,392 |
| Cash dividends | $124,000 | 5,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $367,000 | 6,624 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,672,000 | 7,740 |
| Total interest expense | $1,190,000 | 7,821 |
| Net interest income | $1,482,000 | 7,496 |
| Provision for loan and lease losses | $78,000 | 5,810 |
| Total noninterest income | $367,000 | 5,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 5,618 |
| Total noninterest expense | $1,112,000 | 7,707 |
| Salaries and employee benefits | $584,000 | 7,781 |
| Premises and equipment expense | $185,000 | 7,000 |
| Additional noninterest expense | $343,000 | 7,604 |
| Pre-tax net operating income | $659,000 | 6,377 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $203,000 | 5,351 |
| Income before extraordinary items | $456,000 | 6,560 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $456,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $101,000 | 5,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $456,000 | 6,574 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 8,300 |
| Total interest expense | $898,000 | 8,444 |
| Net interest income | $1,278,000 | 8,034 |
| Provision for loan and lease losses | $72,000 | 5,852 |
| Total noninterest income | $344,000 | 6,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 4,702 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,379 |
| Total noninterest expense | $1,001,000 | 8,129 |
| Salaries and employee benefits | $520,000 | 8,227 |
| Premises and equipment expense | $167,000 | 7,366 |
| Additional noninterest expense | $314,000 | 8,015 |
| Pre-tax net operating income | $549,000 | 6,913 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $182,000 | 5,901 |
| Income before extraordinary items | $367,000 | 7,177 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $367,000 | 7,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $93,000 | 6,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $367,000 | 7,151 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 8,835 |
| Total interest expense | $766,000 | 9,020 |
| Net interest income | $1,110,000 | 8,553 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $237,000 | 7,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 5,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,275 |
| Total noninterest expense | $907,000 | 8,406 |
| Salaries and employee benefits | $417,000 | 8,865 |
| Premises and equipment expense | $187,000 | 6,921 |
| Additional noninterest expense | $303,000 | 8,092 |
| Pre-tax net operating income | $368,000 | 8,043 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $111,000 | 7,364 |
| Income before extraordinary items | $257,000 | 8,204 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $257,000 | 8,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $78,000 | 6,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $257,000 | 8,130 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 9,808 |
| Total interest expense | $513,000 | 10,075 |
| Net interest income | $886,000 | 9,461 |
| Provision for loan and lease losses | $59,000 | 6,382 |
| Total noninterest income | $149,000 | 8,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $776,000 | 9,121 |
| Salaries and employee benefits | $345,000 | 9,635 |
| Premises and equipment expense | $144,000 | 7,944 |
| Additional noninterest expense | $287,000 | 8,454 |
| Pre-tax net operating income | $200,000 | 9,579 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $63,000 | 9,033 |
| Income before extraordinary items | $137,000 | 9,706 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $137,000 | 9,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $62,000 | 7,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $137,000 | 9,659 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 10,511 |
| Total interest expense | $419,000 | 10,823 |
| Net interest income | $788,000 | 10,137 |
| Provision for loan and lease losses | $54,000 | 6,461 |
| Total noninterest income | $149,000 | 9,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,949 |
| Total noninterest expense | $716,000 | 9,753 |
| Salaries and employee benefits | $314,000 | 10,240 |
| Premises and equipment expense | $151,000 | 8,033 |
| Additional noninterest expense | $251,000 | 9,388 |
| Pre-tax net operating income | $167,000 | 9,982 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $46,000 | 9,765 |
| Income before extraordinary items | $121,000 | 10,032 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $121,000 | 10,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $51,000 | 7,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $121,000 | 9,979 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 11,133 |
| Total interest expense | $352,000 | 11,475 |
| Net interest income | $736,000 | 10,735 |
| Provision for loan and lease losses | $17,000 | 7,866 |
| Total noninterest income | $174,000 | 8,894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,224 |
| Total noninterest expense | $700,000 | 10,188 |
| Salaries and employee benefits | $304,000 | 10,711 |
| Premises and equipment expense | $145,000 | 8,397 |
| Additional noninterest expense | $251,000 | 9,808 |
| Pre-tax net operating income | $193,000 | 10,506 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $63,000 | 9,922 |
| Income before extraordinary items | $130,000 | 10,665 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $130,000 | 10,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,712 |
| Cash dividends | $31,000 | 8,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $130,000 | 10,635 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $913,000 | 11,866 |
| Total interest expense | $268,000 | 12,151 |
| Net interest income | $645,000 | 11,572 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $180,000 | 9,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,828 |
| Total noninterest expense | $689,000 | 10,744 |
| Salaries and employee benefits | $273,000 | 11,448 |
| Premises and equipment expense | $103,000 | 9,932 |
| Additional noninterest expense | $313,000 | 9,804 |
| Pre-tax net operating income | $130,000 | 11,412 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $48,000 | 10,520 |
| Income before extraordinary items | $82,000 | 11,547 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $82,000 | 11,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $31,000 | 8,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $82,000 | 11,596 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $835,000 | 12,602 |
| Total interest expense | $277,000 | 12,758 |
| Net interest income | $558,000 | 12,374 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $188,000 | 9,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,758 |
| Total noninterest expense | $649,000 | 11,384 |
| Salaries and employee benefits | $247,000 | 12,218 |
| Premises and equipment expense | $91,000 | 10,750 |
| Additional noninterest expense | $311,000 | 10,305 |
| Pre-tax net operating income | $97,000 | 11,890 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $31,000 | 11,357 |
| Income before extraordinary items | $66,000 | 12,126 |
| Extraordinary gains, net | $51,000 | 2,158 |
| Net income | $117,000 | 11,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $27,000 | 8,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $66,000 | 11,975 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $925,000 | 13,147 |
| Total interest expense | $468,000 | 12,893 |
| Net interest income | $457,000 | 13,214 |
| Provision for loan and lease losses | $8,000 | 11,328 |
| Total noninterest income | $226,000 | 8,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $593,000 | 12,104 |
| Salaries and employee benefits | $238,000 | 12,734 |
| Premises and equipment expense | $85,000 | 11,297 |
| Additional noninterest expense | $270,000 | 11,277 |
| Pre-tax net operating income | $82,000 | 12,182 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $26,000 | 11,922 |
| Income before extraordinary items | $56,000 | 12,500 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $56,000 | 12,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 8,345 |
| Cash dividends | $27,000 | 8,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $56,000 | 12,230 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.