Home > Citizens State Bank > Income and Expense
Citizens State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $912,000 | 12,481 |
| Total interest expense | $285,000 | 12,732 |
| Net interest income | $627,000 | 12,119 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $303,000 | 7,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,795 |
| Total noninterest expense | $781,000 | 10,759 |
| Salaries and employee benefits | $407,000 | 10,563 |
| Premises and equipment expense | $108,000 | 10,198 |
| Additional noninterest expense | $266,000 | 10,877 |
| Pre-tax net operating income | $149,000 | 11,480 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $47,000 | 11,016 |
| Income before extraordinary items | $102,000 | 11,783 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $102,000 | 11,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $102,000 | 11,592 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $979,000 | 13,058 |
| Total interest expense | $359,000 | 13,332 |
| Net interest income | $620,000 | 12,644 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $291,000 | 7,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $700,000 | 11,520 |
| Salaries and employee benefits | $382,000 | 11,066 |
| Premises and equipment expense | $109,000 | 10,409 |
| Additional noninterest expense | $209,000 | 12,115 |
| Pre-tax net operating income | $175,000 | 11,299 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $75,000 | 10,571 |
| Income before extraordinary items | $100,000 | 11,937 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $100,000 | 12,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 13,287 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $100,000 | 11,649 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.