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Citizens State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 12,697 |
| Total interest expense | $347,000 | 12,452 |
| Net interest income | $440,000 | 12,711 |
| Provision for loan and lease losses | $14,000 | 9,467 |
| Total noninterest income | $91,000 | 11,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $421,000 | 12,544 |
| Salaries and employee benefits | $217,000 | 12,490 |
| Premises and equipment expense | $41,000 | 12,502 |
| Additional noninterest expense | $163,000 | 12,242 |
| Pre-tax net operating income | $96,000 | 11,895 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $14,000 | 11,735 |
| Income before extraordinary items | $86,000 | 11,942 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $86,000 | 11,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $82,560 | 11,804 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $833,000 | 13,300 |
| Total interest expense | $461,000 | 12,920 |
| Net interest income | $372,000 | 13,456 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $59,000 | 12,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $391,000 | 13,208 |
| Salaries and employee benefits | $191,000 | 13,243 |
| Premises and equipment expense | $50,000 | 12,683 |
| Additional noninterest expense | $150,000 | 12,956 |
| Pre-tax net operating income | $5,000 | 12,671 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $6,000 | 12,859 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,000 | 12,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,000 | 12,630 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.