Home > Citizens State Bank > Assets and Liabilities
Citizens State Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 49 | 3,809 |
| Assets and Liabilities | ||
| Total Assets: | $107,889,000 | 4,116 |
| Cash and due from depository institutions | $7,701,000 | 3,809 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $14,564,000 | 6,546 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,836 |
| Net loans & leases | $80,395,000 | 3,385 |
| Loan loss allowance | $841,000 | 4,065 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,130,000 | 5,594 |
| Other real estate owned | $55,000 | 3,809 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,044,000 | 6,080 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,889,000 | 4,116 |
| Total liabilities | $96,699,000 | 4,139 |
| Total deposits | $92,351,000 | 4,091 |
| Interest-bearing deposits | $80,962,000 | 4,010 |
| Deposits held in domestic offices | $92,351,000 | 4,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,805,000 | 2,106 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $543,000 | 5,618 |
| Total equity capital | $11,190,000 | 3,926 |
| Total bank equity capital | $11,190,000 | 3,926 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $504,000 | 5,101 |
| Surplus | $3,000,000 | 4,200 |
| Undivided profits | $7,686,000 | 3,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 8,282 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $619,000 | 3,734 |
| Earning assets | $97,959,000 | 4,180 |
| Long-term assets (5+ years) | $3,456,000 | 6,741 |
| Average Assets, year-to-date | $94,047,400 | 4,497 |
| Average Assets, quarterly | $103,124,000 | 4,253 |
| Volatile liabilities | $14,059,000 | 3,800 |
| Insider loans | $1,730,000 | 2,406 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,884,000 | 4,697 |
| Tier 1 (core) risk-based capital | $11,040,000 | 3,870 |
| Tier 2 risk-based capital | $841,000 | 3,500 |
| Total risk weighted assets | $69,179,500 | 3,891 |
| Total unused commitments | $5,884,000 | 4,710 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 43 | 4,413 |
| Assets and Liabilities | ||
| Total Assets: | $84,686,000 | 5,120 |
| Cash and due from depository institutions | $3,163,000 | 4,413 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $19,304,000 | 5,682 |
| Federal funds sold & reverse repurchase agreements | $3,650,000 | 3,771 |
| Net loans & leases | $57,076,000 | 4,495 |
| Loan loss allowance | $676,000 | 4,852 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $603,000 | 7,742 |
| Other real estate owned | $0 | 4,413 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $890,000 | 6,878 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,686,000 | 5,120 |
| Total liabilities | $74,830,000 | 5,180 |
| Total deposits | $74,355,000 | 4,993 |
| Interest-bearing deposits | $67,033,000 | 4,810 |
| Deposits held in domestic offices | $74,355,000 | 4,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $86,000 | 4,455 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $389,000 | 7,285 |
| Total equity capital | $9,856,000 | 4,387 |
| Total bank equity capital | $9,856,000 | 4,387 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $504,000 | 5,368 |
| Surplus | $3,000,000 | 4,170 |
| Undivided profits | $6,352,000 | 3,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 8,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $459,000 | 5,147 |
| Earning assets | $80,030,000 | 5,001 |
| Long-term assets (5+ years) | $3,668,000 | 6,577 |
| Average Assets, year-to-date | $81,013,200 | 5,107 |
| Average Assets, quarterly | $82,643,000 | 5,166 |
| Volatile liabilities | $5,338,000 | 6,714 |
| Insider loans | $557,000 | 5,350 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,184,000 | 7,186 |
| Tier 1 (core) risk-based capital | $9,582,000 | 4,370 |
| Tier 2 risk-based capital | $614,970 | 4,485 |
| Total risk weighted assets | $49,136,370 | 5,101 |
| Total unused commitments | $2,184,000 | 7,202 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $79,670,000 | 5,343 |
| Cash and due from depository institutions | $3,836,000 | 5,348 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $24,433,000 | 5,081 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 4,408 |
| Net loans & leases | $48,008,000 | 5,056 |
| Loan loss allowance | $663,000 | 5,022 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $633,000 | 7,732 |
| Other real estate owned | $8,000 | 5,348 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,202,000 | 5,913 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,670,000 | 5,343 |
| Total liabilities | $71,497,000 | 5,381 |
| Total deposits | $70,961,000 | 5,167 |
| Interest-bearing deposits | $63,543,000 | 4,979 |
| Deposits held in domestic offices | $70,961,000 | 5,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $189,000 | 4,454 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $347,000 | 6,688 |
| Total equity capital | $8,173,000 | 4,826 |
| Total bank equity capital | $8,173,000 | 4,826 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $504,000 | 5,661 |
| Surplus | $3,000,000 | 4,101 |
| Undivided profits | $4,669,000 | 4,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 11,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $309,000 | 6,413 |
| Earning assets | $73,991,000 | 5,276 |
| Long-term assets (5+ years) | $6,374,000 | 5,362 |
| Average Assets, year-to-date | $77,546,200 | 5,369 |
| Average Assets, quarterly | $77,985,000 | 5,412 |
| Volatile liabilities | $5,319,000 | 6,519 |
| Insider loans | $424,000 | 6,165 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,403,000 | 6,981 |
| Tier 1 (core) risk-based capital | $8,468,000 | 4,758 |
| Tier 2 risk-based capital | $532,420 | 5,021 |
| Total risk weighted assets | $42,462,620 | 5,647 |
| Total unused commitments | $2,403,000 | 6,992 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 36 | 5,574 |
| Assets and Liabilities | ||
| Total Assets: | $77,620,000 | 5,582 |
| Cash and due from depository institutions | $5,308,000 | 5,574 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $27,243,000 | 4,863 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 7,272 |
| Net loans & leases | $42,208,000 | 5,474 |
| Loan loss allowance | $682,000 | 5,069 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $731,000 | 7,353 |
| Other real estate owned | $27,000 | 5,574 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $903,000 | 6,617 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,620,000 | 5,582 |
| Total liabilities | $70,047,000 | 5,601 |
| Total deposits | $67,032,000 | 5,605 |
| Interest-bearing deposits | $59,038,000 | 5,528 |
| Deposits held in domestic offices | $67,032,000 | 5,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,224 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $585,000 | 3,229 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $430,000 | 5,955 |
| Total equity capital | $7,573,000 | 5,237 |
| Total bank equity capital | $7,573,000 | 5,237 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $504,000 | 5,920 |
| Surplus | $3,000,000 | 4,062 |
| Undivided profits | $4,069,000 | 5,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $288,000 | 6,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $296,000 | 6,159 |
| Earning assets | $70,651,000 | 5,605 |
| Long-term assets (5+ years) | $7,879,000 | 5,070 |
| Average Assets, year-to-date | $77,436,400 | 5,435 |
| Average Assets, quarterly | $76,950,500 | 5,561 |
| Volatile liabilities | $7,239,000 | 5,174 |
| Insider loans | $468,000 | 5,916 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,534,000 | 8,205 |
| Tier 1 (core) risk-based capital | $7,573,000 | 5,159 |
| Tier 2 risk-based capital | $491,010 | 5,359 |
| Total risk weighted assets | $39,089,810 | 5,992 |
| Total unused commitments | $1,534,000 | 8,229 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 36 | 5,656 |
| Assets and Liabilities | ||
| Total Assets: | $78,598,000 | 5,566 |
| Cash and due from depository institutions | $4,462,000 | 5,656 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $31,034,000 | 4,322 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 5,138 |
| Net loans & leases | $38,149,000 | 5,960 |
| Loan loss allowance | $644,000 | 5,349 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $569,000 | 8,426 |
| Other real estate owned | $509,000 | 5,656 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $975,000 | 6,467 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,598,000 | 5,566 |
| Total liabilities | $72,149,000 | 5,541 |
| Total deposits | $69,502,000 | 5,524 |
| Interest-bearing deposits | $62,810,000 | 5,367 |
| Deposits held in domestic offices | $69,502,000 | 5,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,800,000 | 2,137 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $313,000 | 3,533 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $534,000 | 5,535 |
| Total equity capital | $6,449,000 | 5,772 |
| Total bank equity capital | $6,449,000 | 5,772 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $504,000 | 6,240 |
| Surplus | $3,000,000 | 3,950 |
| Undivided profits | $2,945,000 | 6,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 8,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $302,000 | 6,475 |
| Earning assets | $72,083,000 | 5,541 |
| Long-term assets (5+ years) | $9,096,000 | 4,610 |
| Average Assets, year-to-date | $75,962,600 | 5,600 |
| Average Assets, quarterly | $77,787,500 | 5,560 |
| Volatile liabilities | $7,220,000 | 5,179 |
| Insider loans | $152,000 | 4,625 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $738,000 | 9,845 |
| Tier 1 (core) risk-based capital | $6,449,000 | 5,705 |
| Tier 2 risk-based capital | $497,860 | 5,232 |
| Total risk weighted assets | $39,682,760 | 5,968 |
| Total unused commitments | $738,000 | 9,872 |
| Derivatives | $0 | 651 |