Home > Citizens State Bank > Income and Expense
Citizens State Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,458,000 | 4,975 |
| Total interest expense | $341,000 | 4,284 |
| Net interest income | $2,117,000 | 5,022 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $371,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $145,000 | 4,032 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $226,000 | 4,240 |
| Total noninterest expense | $1,769,000 | 5,045 |
| Salaries and employee benefits | $874,000 | 5,171 |
| Premises and equipment expense | $188,000 | 4,966 |
| Additional noninterest expense | $707,000 | 4,760 |
| Pre-tax net operating income | $719,000 | 4,475 |
| Securities gains (losses) | $44,000 | 1,919 |
| Applicable income taxes | $66,000 | 3,494 |
| Income before extraordinary items | $697,000 | 4,366 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $697,000 | 4,364 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $697,000 | 4,365 |
| Net charge-offs | $82,000 | 2,771 |
| Cash dividends | $188,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $656,960 | 4,385 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 4,974 |
| Total interest expense | $259,000 | 4,310 |
| Net interest income | $1,632,000 | 5,027 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $273,000 | 4,505 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $110,000 | 4,044 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $163,000 | 4,320 |
| Total noninterest expense | $1,310,000 | 5,092 |
| Salaries and employee benefits | $653,000 | 5,189 |
| Premises and equipment expense | $144,000 | 4,959 |
| Additional noninterest expense | $513,000 | 4,833 |
| Pre-tax net operating income | $595,000 | 4,434 |
| Securities gains (losses) | $46,000 | 1,823 |
| Applicable income taxes | $76,000 | 3,373 |
| Income before extraordinary items | $565,000 | 4,343 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $565,000 | 4,342 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $565,000 | 4,343 |
| Net charge-offs | $82,000 | 2,230 |
| Cash dividends | $188,000 | 3,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $524,520 | 4,359 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 5,005 |
| Total interest expense | $174,000 | 4,329 |
| Net interest income | $1,104,000 | 5,049 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $184,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $75,000 | 4,012 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $109,000 | 4,349 |
| Total noninterest expense | $855,000 | 5,173 |
| Salaries and employee benefits | $435,000 | 5,252 |
| Premises and equipment expense | $91,000 | 5,077 |
| Additional noninterest expense | $329,000 | 4,966 |
| Pre-tax net operating income | $433,000 | 4,353 |
| Securities gains (losses) | $30,000 | 1,748 |
| Applicable income taxes | $66,000 | 3,238 |
| Income before extraordinary items | $397,000 | 4,280 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $397,000 | 4,277 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $397,000 | 4,278 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $188,000 | 2,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $371,200 | 4,300 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $653,000 | 5,029 |
| Total interest expense | $88,000 | 4,332 |
| Net interest income | $565,000 | 5,065 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $93,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $37,000 | 4,018 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $56,000 | 4,283 |
| Total noninterest expense | $435,000 | 5,197 |
| Salaries and employee benefits | $220,000 | 5,275 |
| Premises and equipment expense | $47,000 | 5,057 |
| Additional noninterest expense | $168,000 | 4,962 |
| Pre-tax net operating income | $223,000 | 4,298 |
| Securities gains (losses) | $29,000 | 1,065 |
| Applicable income taxes | $42,000 | 3,085 |
| Income before extraordinary items | $210,000 | 4,168 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $210,000 | 4,164 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $210,000 | 4,166 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $185,930 | 4,298 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,567,000 | 5,058 |
| Total interest expense | $374,000 | 4,283 |
| Net interest income | $2,193,000 | 5,117 |
| Provision for loan and lease losses | $15,000 | 4,132 |
| Total noninterest income | $279,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $141,000 | 4,227 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $138,000 | 4,833 |
| Total noninterest expense | $1,815,000 | 5,188 |
| Salaries and employee benefits | $960,000 | 5,229 |
| Premises and equipment expense | $198,000 | 5,103 |
| Additional noninterest expense | $657,000 | 5,035 |
| Pre-tax net operating income | $642,000 | 4,663 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $56,000 | 3,586 |
| Income before extraordinary items | $587,000 | 4,655 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $587,000 | 4,657 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $587,000 | 4,657 |
| Net charge-offs | $21,000 | 3,740 |
| Cash dividends | $285,000 | 3,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $586,090 | 4,598 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 5,120 |
| Total interest expense | $288,000 | 4,290 |
| Net interest income | $1,641,000 | 5,179 |
| Provision for loan and lease losses | $15,000 | 3,904 |
| Total noninterest income | $169,000 | 5,158 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $99,000 | 4,363 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 5,170 |
| Total noninterest expense | $1,370,000 | 5,217 |
| Salaries and employee benefits | $734,000 | 5,216 |
| Premises and equipment expense | $147,000 | 5,175 |
| Additional noninterest expense | $489,000 | 5,095 |
| Pre-tax net operating income | $425,000 | 4,921 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $30,000 | 3,836 |
| Income before extraordinary items | $395,000 | 4,859 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $395,000 | 4,861 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $395,000 | 4,863 |
| Net charge-offs | $21,000 | 3,328 |
| Cash dividends | $114,000 | 3,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $395,000 | 4,808 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 5,162 |
| Total interest expense | $194,000 | 4,300 |
| Net interest income | $1,088,000 | 5,231 |
| Provision for loan and lease losses | $15,000 | 3,621 |
| Total noninterest income | $130,000 | 5,024 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $60,000 | 4,503 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $70,000 | 4,899 |
| Total noninterest expense | $889,000 | 5,299 |
| Salaries and employee benefits | $496,000 | 5,248 |
| Premises and equipment expense | $96,000 | 5,239 |
| Additional noninterest expense | $297,000 | 5,264 |
| Pre-tax net operating income | $314,000 | 4,804 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $25,000 | 3,777 |
| Income before extraordinary items | $289,000 | 4,737 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $289,000 | 4,739 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $289,000 | 4,740 |
| Net charge-offs | $29,000 | 2,709 |
| Cash dividends | $114,000 | 3,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $289,000 | 4,678 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $644,000 | 5,190 |
| Total interest expense | $98,000 | 4,326 |
| Net interest income | $546,000 | 5,251 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $72,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $29,000 | 4,554 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $43,000 | 4,680 |
| Total noninterest expense | $441,000 | 5,364 |
| Salaries and employee benefits | $256,000 | 5,248 |
| Premises and equipment expense | $49,000 | 5,270 |
| Additional noninterest expense | $136,000 | 5,420 |
| Pre-tax net operating income | $162,000 | 4,732 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $13,000 | 3,722 |
| Income before extraordinary items | $149,000 | 4,689 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $149,000 | 4,691 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $149,000 | 4,693 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $149,000 | 4,619 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,783,000 | 5,159 |
| Total interest expense | $446,000 | 4,231 |
| Net interest income | $2,337,000 | 5,212 |
| Provision for loan and lease losses | $125,000 | 2,928 |
| Total noninterest income | $491,000 | 4,303 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $155,000 | 4,333 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $336,000 | 3,864 |
| Total noninterest expense | $1,846,000 | 5,387 |
| Salaries and employee benefits | $906,000 | 5,520 |
| Premises and equipment expense | $208,000 | 5,298 |
| Additional noninterest expense | $732,000 | 5,083 |
| Pre-tax net operating income | $857,000 | 4,380 |
| Securities gains (losses) | $48,000 | 1,758 |
| Applicable income taxes | $112,000 | 3,326 |
| Income before extraordinary items | $793,000 | 4,312 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $793,000 | 4,311 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $793,000 | 4,312 |
| Net charge-offs | $194,000 | 2,499 |
| Cash dividends | $285,000 | 3,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $750,760 | 4,347 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 5,220 |
| Total interest expense | $343,000 | 4,234 |
| Net interest income | $1,749,000 | 5,285 |
| Provision for loan and lease losses | $30,000 | 3,723 |
| Total noninterest income | $263,000 | 4,867 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $118,000 | 4,360 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $145,000 | 4,614 |
| Total noninterest expense | $1,388,000 | 5,428 |
| Salaries and employee benefits | $669,000 | 5,567 |
| Premises and equipment expense | $160,000 | 5,320 |
| Additional noninterest expense | $559,000 | 5,082 |
| Pre-tax net operating income | $594,000 | 4,581 |
| Securities gains (losses) | $-1,000 | 5,909 |
| Applicable income taxes | $69,000 | 3,494 |
| Income before extraordinary items | $524,000 | 4,541 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $524,000 | 4,541 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $524,000 | 4,542 |
| Net charge-offs | $85,000 | 2,837 |
| Cash dividends | $142,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $524,880 | 4,502 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 5,243 |
| Total interest expense | $234,000 | 4,243 |
| Net interest income | $1,165,000 | 5,313 |
| Provision for loan and lease losses | $15,000 | 3,758 |
| Total noninterest income | $158,000 | 4,977 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $78,000 | 4,377 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $80,000 | 4,832 |
| Total noninterest expense | $877,000 | 5,533 |
| Salaries and employee benefits | $450,000 | 5,599 |
| Premises and equipment expense | $105,000 | 5,374 |
| Additional noninterest expense | $322,000 | 5,341 |
| Pre-tax net operating income | $431,000 | 4,415 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $54,000 | 3,401 |
| Income before extraordinary items | $376,000 | 4,404 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $376,000 | 4,407 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $376,000 | 4,408 |
| Net charge-offs | $48,000 | 2,822 |
| Cash dividends | $142,000 | 2,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $376,870 | 4,355 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $697,000 | 5,303 |
| Total interest expense | $121,000 | 4,237 |
| Net interest income | $576,000 | 5,375 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $83,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $35,000 | 4,530 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $48,000 | 4,613 |
| Total noninterest expense | $433,000 | 5,621 |
| Salaries and employee benefits | $224,000 | 5,670 |
| Premises and equipment expense | $54,000 | 5,376 |
| Additional noninterest expense | $155,000 | 5,454 |
| Pre-tax net operating income | $226,000 | 4,279 |
| Securities gains (losses) | $-4,000 | 6,345 |
| Applicable income taxes | $34,000 | 3,221 |
| Income before extraordinary items | $188,000 | 4,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $188,000 | 4,360 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $188,000 | 4,361 |
| Net charge-offs | $36,000 | 2,105 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $191,400 | 4,273 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 5,387 |
| Total interest expense | $539,000 | 4,305 |
| Net interest income | $2,188,000 | 5,490 |
| Provision for loan and lease losses | $13,000 | 4,857 |
| Total noninterest income | $396,000 | 4,752 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $159,000 | 4,486 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $237,000 | 4,381 |
| Total noninterest expense | $1,706,000 | 5,698 |
| Salaries and employee benefits | $901,000 | 5,727 |
| Premises and equipment expense | $218,000 | 5,421 |
| Additional noninterest expense | $587,000 | 5,616 |
| Pre-tax net operating income | $865,000 | 4,292 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $111,000 | 3,348 |
| Income before extraordinary items | $754,000 | 4,335 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $754,000 | 4,338 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $754,000 | 4,339 |
| Net charge-offs | $44,000 | 4,431 |
| Cash dividends | $231,000 | 3,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $754,000 | 4,286 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 5,487 |
| Total interest expense | $413,000 | 4,342 |
| Net interest income | $1,593,000 | 5,599 |
| Provision for loan and lease losses | $13,000 | 4,660 |
| Total noninterest income | $274,000 | 4,949 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $117,000 | 4,548 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $157,000 | 4,644 |
| Total noninterest expense | $1,275,000 | 5,738 |
| Salaries and employee benefits | $676,000 | 5,749 |
| Premises and equipment expense | $158,000 | 5,513 |
| Additional noninterest expense | $441,000 | 5,635 |
| Pre-tax net operating income | $579,000 | 4,557 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $54,000 | 3,681 |
| Income before extraordinary items | $525,000 | 4,525 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $525,000 | 4,528 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $525,000 | 4,529 |
| Net charge-offs | $9,000 | 4,738 |
| Cash dividends | $124,000 | 3,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $525,000 | 4,446 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 5,541 |
| Total interest expense | $282,000 | 4,350 |
| Net interest income | $1,026,000 | 5,702 |
| Provision for loan and lease losses | $13,000 | 4,434 |
| Total noninterest income | $170,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $75,000 | 4,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $95,000 | 4,802 |
| Total noninterest expense | $848,000 | 5,772 |
| Salaries and employee benefits | $453,000 | 5,780 |
| Premises and equipment expense | $100,000 | 5,608 |
| Additional noninterest expense | $295,000 | 5,636 |
| Pre-tax net operating income | $335,000 | 4,732 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $19,000 | 3,973 |
| Income before extraordinary items | $316,000 | 4,666 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $316,000 | 4,668 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $316,000 | 4,669 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $124,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $316,000 | 4,560 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $661,000 | 5,560 |
| Total interest expense | $147,000 | 4,351 |
| Net interest income | $514,000 | 5,727 |
| Provision for loan and lease losses | $13,000 | 3,911 |
| Total noninterest income | $84,000 | 5,102 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $35,000 | 4,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 4,733 |
| Total noninterest expense | $425,000 | 5,815 |
| Salaries and employee benefits | $231,000 | 5,794 |
| Premises and equipment expense | $54,000 | 5,518 |
| Additional noninterest expense | $140,000 | 5,779 |
| Pre-tax net operating income | $160,000 | 4,784 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $10,000 | 3,924 |
| Income before extraordinary items | $150,000 | 4,730 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $150,000 | 4,731 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $150,000 | 4,732 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $150,000 | 4,629 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 5,544 |
| Total interest expense | $619,000 | 4,682 |
| Net interest income | $2,261,000 | 5,654 |
| Provision for loan and lease losses | $72,000 | 4,963 |
| Total noninterest income | $369,000 | 4,942 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $162,000 | 4,643 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $207,000 | 4,553 |
| Total noninterest expense | $1,618,000 | 5,970 |
| Salaries and employee benefits | $840,000 | 6,006 |
| Premises and equipment expense | $186,000 | 5,820 |
| Additional noninterest expense | $592,000 | 5,819 |
| Pre-tax net operating income | $940,000 | 4,096 |
| Securities gains (losses) | $21,000 | 3,160 |
| Applicable income taxes | $199,000 | 3,013 |
| Income before extraordinary items | $762,000 | 4,336 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $762,000 | 4,333 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $762,000 | 4,335 |
| Net charge-offs | $24,000 | 5,310 |
| Cash dividends | $345,000 | 3,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $745,410 | 4,206 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 5,611 |
| Total interest expense | $462,000 | 4,827 |
| Net interest income | $1,731,000 | 5,703 |
| Provision for loan and lease losses | $54,000 | 4,890 |
| Total noninterest income | $264,000 | 5,064 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $117,000 | 4,771 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $147,000 | 4,663 |
| Total noninterest expense | $1,213,000 | 6,033 |
| Salaries and employee benefits | $633,000 | 6,040 |
| Premises and equipment expense | $140,000 | 5,888 |
| Additional noninterest expense | $440,000 | 5,908 |
| Pre-tax net operating income | $728,000 | 4,160 |
| Securities gains (losses) | $5,000 | 3,269 |
| Applicable income taxes | $130,000 | 3,185 |
| Income before extraordinary items | $603,000 | 4,350 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $603,000 | 4,350 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $603,000 | 4,349 |
| Net charge-offs | $24,000 | 4,974 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $598,900 | 4,189 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 5,687 |
| Total interest expense | $310,000 | 4,915 |
| Net interest income | $1,126,000 | 5,781 |
| Provision for loan and lease losses | $36,000 | 4,786 |
| Total noninterest income | $168,000 | 5,143 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $75,000 | 4,853 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 4,750 |
| Total noninterest expense | $799,000 | 6,113 |
| Salaries and employee benefits | $418,000 | 6,096 |
| Premises and equipment expense | $88,000 | 6,011 |
| Additional noninterest expense | $293,000 | 5,951 |
| Pre-tax net operating income | $459,000 | 4,235 |
| Securities gains (losses) | $5,000 | 2,890 |
| Applicable income taxes | $74,000 | 3,289 |
| Income before extraordinary items | $390,000 | 4,409 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $390,000 | 4,414 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $390,000 | 4,412 |
| Net charge-offs | $24,000 | 4,535 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $385,800 | 4,246 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $730,000 | 5,703 |
| Total interest expense | $159,000 | 4,973 |
| Net interest income | $571,000 | 5,796 |
| Provision for loan and lease losses | $18,000 | 4,548 |
| Total noninterest income | $77,000 | 5,316 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $32,000 | 5,116 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 4,865 |
| Total noninterest expense | $403,000 | 6,127 |
| Salaries and employee benefits | $209,000 | 6,149 |
| Premises and equipment expense | $43,000 | 6,083 |
| Additional noninterest expense | $151,000 | 5,918 |
| Pre-tax net operating income | $227,000 | 4,323 |
| Securities gains (losses) | $4,000 | 1,941 |
| Applicable income taxes | $36,000 | 3,305 |
| Income before extraordinary items | $195,000 | 4,425 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $195,000 | 4,428 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $195,000 | 4,428 |
| Net charge-offs | $24,000 | 3,566 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $191,640 | 4,302 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 5,686 |
| Total interest expense | $685,000 | 5,240 |
| Net interest income | $2,422,000 | 5,718 |
| Provision for loan and lease losses | $215,000 | 4,554 |
| Total noninterest income | $528,000 | 4,299 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $175,000 | 4,620 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $353,000 | 3,620 |
| Total noninterest expense | $1,668,000 | 6,135 |
| Salaries and employee benefits | $837,000 | 6,189 |
| Premises and equipment expense | $188,000 | 6,100 |
| Additional noninterest expense | $643,000 | 5,861 |
| Pre-tax net operating income | $1,067,000 | 3,597 |
| Securities gains (losses) | $68,000 | 2,356 |
| Applicable income taxes | $97,000 | 3,393 |
| Income before extraordinary items | $1,038,000 | 3,473 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,038,000 | 3,475 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,038,000 | 3,476 |
| Net charge-offs | $61,000 | 5,363 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $976,120 | 3,494 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 5,718 |
| Total interest expense | $516,000 | 5,352 |
| Net interest income | $1,839,000 | 5,735 |
| Provision for loan and lease losses | $114,000 | 4,828 |
| Total noninterest income | $264,000 | 5,033 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $131,000 | 4,635 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $133,000 | 4,712 |
| Total noninterest expense | $1,261,000 | 6,148 |
| Salaries and employee benefits | $630,000 | 6,195 |
| Premises and equipment expense | $137,000 | 6,190 |
| Additional noninterest expense | $494,000 | 5,855 |
| Pre-tax net operating income | $728,000 | 3,894 |
| Securities gains (losses) | $68,000 | 2,095 |
| Applicable income taxes | $147,000 | 2,930 |
| Income before extraordinary items | $649,000 | 3,889 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $649,000 | 3,891 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $649,000 | 3,891 |
| Net charge-offs | $61,000 | 4,837 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $593,240 | 3,937 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 5,782 |
| Total interest expense | $345,000 | 5,461 |
| Net interest income | $1,215,000 | 5,796 |
| Provision for loan and lease losses | $36,000 | 5,344 |
| Total noninterest income | $160,000 | 5,206 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $81,000 | 4,772 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 4,925 |
| Total noninterest expense | $824,000 | 6,245 |
| Salaries and employee benefits | $418,000 | 6,261 |
| Premises and equipment expense | $87,000 | 6,317 |
| Additional noninterest expense | $319,000 | 6,000 |
| Pre-tax net operating income | $515,000 | 3,767 |
| Securities gains (losses) | $7,000 | 2,466 |
| Applicable income taxes | $108,000 | 2,808 |
| Income before extraordinary items | $414,000 | 3,918 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $414,000 | 3,919 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $414,000 | 3,920 |
| Net charge-offs | $34,000 | 4,751 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $408,470 | 3,837 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $763,000 | 5,872 |
| Total interest expense | $174,000 | 5,537 |
| Net interest income | $589,000 | 5,862 |
| Provision for loan and lease losses | $18,000 | 5,065 |
| Total noninterest income | $79,000 | 5,303 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $37,000 | 4,886 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 4,925 |
| Total noninterest expense | $400,000 | 6,344 |
| Salaries and employee benefits | $211,000 | 6,293 |
| Premises and equipment expense | $46,000 | 6,267 |
| Additional noninterest expense | $143,000 | 6,224 |
| Pre-tax net operating income | $250,000 | 3,828 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $63,000 | 2,644 |
| Income before extraordinary items | $187,000 | 4,103 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $187,000 | 4,102 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $187,000 | 4,103 |
| Net charge-offs | $35,000 | 3,634 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $187,000 | 4,048 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 5,878 |
| Total interest expense | $782,000 | 5,751 |
| Net interest income | $2,474,000 | 5,785 |
| Provision for loan and lease losses | $79,000 | 6,196 |
| Total noninterest income | $396,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $233,000 | 4,145 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $163,000 | 4,876 |
| Total noninterest expense | $1,697,000 | 6,305 |
| Salaries and employee benefits | $829,000 | 6,394 |
| Premises and equipment expense | $191,000 | 6,282 |
| Additional noninterest expense | $677,000 | 5,971 |
| Pre-tax net operating income | $1,094,000 | 3,236 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $346,000 | 2,235 |
| Income before extraordinary items | $749,000 | 3,732 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $749,000 | 3,731 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $749,000 | 3,733 |
| Net charge-offs | $-101,000 | 7,599 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $748,320 | 3,600 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 5,950 |
| Total interest expense | $596,000 | 5,868 |
| Net interest income | $1,884,000 | 5,835 |
| Provision for loan and lease losses | $72,000 | 5,997 |
| Total noninterest income | $304,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $181,000 | 4,138 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $123,000 | 4,949 |
| Total noninterest expense | $1,237,000 | 6,414 |
| Salaries and employee benefits | $620,000 | 6,441 |
| Premises and equipment expense | $147,000 | 6,318 |
| Additional noninterest expense | $470,000 | 6,174 |
| Pre-tax net operating income | $879,000 | 3,317 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $283,000 | 2,204 |
| Income before extraordinary items | $597,000 | 3,793 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $597,000 | 3,793 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $597,000 | 3,794 |
| Net charge-offs | $-102,000 | 7,691 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $596,320 | 3,652 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 5,957 |
| Total interest expense | $398,000 | 5,973 |
| Net interest income | $1,281,000 | 5,818 |
| Provision for loan and lease losses | $48,000 | 5,904 |
| Total noninterest income | $187,000 | 5,135 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $115,000 | 4,223 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $72,000 | 5,123 |
| Total noninterest expense | $807,000 | 6,494 |
| Salaries and employee benefits | $409,000 | 6,506 |
| Premises and equipment expense | $94,000 | 6,417 |
| Additional noninterest expense | $304,000 | 6,257 |
| Pre-tax net operating income | $613,000 | 3,263 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $185,000 | 2,206 |
| Income before extraordinary items | $428,000 | 3,667 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $428,000 | 3,665 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $428,000 | 3,666 |
| Net charge-offs | $-102,000 | 7,747 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $428,000 | 3,562 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $828,000 | 6,062 |
| Total interest expense | $202,000 | 6,060 |
| Net interest income | $626,000 | 5,913 |
| Provision for loan and lease losses | $24,000 | 5,644 |
| Total noninterest income | $87,000 | 5,274 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $51,000 | 4,444 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $36,000 | 5,201 |
| Total noninterest expense | $403,000 | 6,584 |
| Salaries and employee benefits | $204,000 | 6,595 |
| Premises and equipment expense | $47,000 | 6,501 |
| Additional noninterest expense | $152,000 | 6,328 |
| Pre-tax net operating income | $286,000 | 3,435 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $83,000 | 2,302 |
| Income before extraordinary items | $203,000 | 3,855 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $203,000 | 3,852 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $203,000 | 3,854 |
| Net charge-offs | $-103,000 | 7,850 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $203,000 | 3,737 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 6,036 |
| Total interest expense | $1,182,000 | 5,685 |
| Net interest income | $2,288,000 | 6,060 |
| Provision for loan and lease losses | $47,000 | 6,892 |
| Total noninterest income | $349,000 | 5,357 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $242,000 | 4,289 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $107,000 | 5,561 |
| Total noninterest expense | $1,629,000 | 6,634 |
| Salaries and employee benefits | $743,000 | 6,847 |
| Premises and equipment expense | $197,000 | 6,506 |
| Additional noninterest expense | $689,000 | 6,164 |
| Pre-tax net operating income | $961,000 | 3,052 |
| Securities gains (losses) | $7,000 | 3,362 |
| Applicable income taxes | $247,000 | 2,202 |
| Income before extraordinary items | $721,000 | 3,314 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $721,000 | 3,313 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $721,000 | 3,313 |
| Net charge-offs | $129,000 | 5,470 |
| Cash dividends | $330,000 | 3,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $715,820 | 3,266 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 6,127 |
| Total interest expense | $937,000 | 5,718 |
| Net interest income | $1,637,000 | 6,187 |
| Provision for loan and lease losses | $18,000 | 6,974 |
| Total noninterest income | $254,000 | 5,483 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $182,000 | 4,294 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $72,000 | 5,821 |
| Total noninterest expense | $1,177,000 | 6,732 |
| Salaries and employee benefits | $558,000 | 6,877 |
| Premises and equipment expense | $151,000 | 6,527 |
| Additional noninterest expense | $468,000 | 6,395 |
| Pre-tax net operating income | $696,000 | 3,343 |
| Securities gains (losses) | $4,000 | 3,208 |
| Applicable income taxes | $167,000 | 2,483 |
| Income before extraordinary items | $533,000 | 3,578 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $533,000 | 3,575 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $533,000 | 3,578 |
| Net charge-offs | $129,000 | 4,807 |
| Cash dividends | $330,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $529,960 | 3,502 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 6,255 |
| Total interest expense | $642,000 | 5,775 |
| Net interest income | $1,024,000 | 6,341 |
| Provision for loan and lease losses | $26,000 | 6,572 |
| Total noninterest income | $174,000 | 5,462 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $115,000 | 4,375 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $59,000 | 5,605 |
| Total noninterest expense | $772,000 | 6,823 |
| Salaries and employee benefits | $370,000 | 6,964 |
| Premises and equipment expense | $94,000 | 6,697 |
| Additional noninterest expense | $308,000 | 6,438 |
| Pre-tax net operating income | $400,000 | 3,687 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $85,000 | 2,759 |
| Income before extraordinary items | $319,000 | 3,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $319,000 | 3,870 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $319,000 | 3,870 |
| Net charge-offs | $42,000 | 5,063 |
| Cash dividends | $120,000 | 3,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $315,840 | 3,767 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $816,000 | 6,354 |
| Total interest expense | $327,000 | 5,834 |
| Net interest income | $489,000 | 6,453 |
| Provision for loan and lease losses | $7,000 | 6,448 |
| Total noninterest income | $79,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $51,000 | 4,565 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $379,000 | 6,847 |
| Salaries and employee benefits | $190,000 | 6,955 |
| Premises and equipment expense | $46,000 | 6,774 |
| Additional noninterest expense | $143,000 | 6,425 |
| Pre-tax net operating income | $182,000 | 4,191 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $44,000 | 2,995 |
| Income before extraordinary items | $138,000 | 4,484 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $138,000 | 4,488 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $138,000 | 4,488 |
| Net charge-offs | $17,000 | 4,442 |
| Cash dividends | $36,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $138,000 | 4,326 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,141,000 | 6,531 |
| Total interest expense | $1,330,000 | 6,220 |
| Net interest income | $1,811,000 | 6,629 |
| Provision for loan and lease losses | $12,000 | 7,126 |
| Total noninterest income | $358,000 | 5,496 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $229,000 | 4,540 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $129,000 | 5,550 |
| Total noninterest expense | $1,444,000 | 6,940 |
| Salaries and employee benefits | $728,000 | 7,086 |
| Premises and equipment expense | $195,000 | 6,722 |
| Additional noninterest expense | $521,000 | 6,538 |
| Pre-tax net operating income | $713,000 | 4,360 |
| Securities gains (losses) | $12,000 | 2,444 |
| Applicable income taxes | $207,000 | 2,775 |
| Income before extraordinary items | $518,000 | 4,394 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $518,000 | 4,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,940 |
| Cash dividends | $201,000 | 4,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $509,480 | 4,576 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,329,000 | 6,617 |
| Total interest expense | $1,005,000 | 6,321 |
| Net interest income | $1,324,000 | 6,726 |
| Provision for loan and lease losses | $5,000 | 6,874 |
| Total noninterest income | $270,000 | 5,573 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $170,000 | 4,593 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $100,000 | 5,625 |
| Total noninterest expense | $1,067,000 | 6,984 |
| Salaries and employee benefits | $542,000 | 7,108 |
| Premises and equipment expense | $146,000 | 6,761 |
| Additional noninterest expense | $379,000 | 6,601 |
| Pre-tax net operating income | $522,000 | 4,878 |
| Securities gains (losses) | $6,000 | 2,568 |
| Applicable income taxes | $152,000 | 3,218 |
| Income before extraordinary items | $376,000 | 4,876 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $376,000 | 4,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,679 |
| Cash dividends | $124,000 | 4,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $371,740 | 5,061 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 6,741 |
| Total interest expense | $670,000 | 6,457 |
| Net interest income | $839,000 | 6,865 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $180,000 | 5,656 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $108,000 | 4,701 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $72,000 | 5,593 |
| Total noninterest expense | $703,000 | 7,056 |
| Salaries and employee benefits | $359,000 | 7,181 |
| Premises and equipment expense | $92,000 | 6,897 |
| Additional noninterest expense | $252,000 | 6,629 |
| Pre-tax net operating income | $316,000 | 5,198 |
| Securities gains (losses) | $6,000 | 2,681 |
| Applicable income taxes | $90,000 | 3,560 |
| Income before extraordinary items | $232,000 | 5,390 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $232,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,548 |
| Cash dividends | $62,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $227,680 | 5,356 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $735,000 | 6,872 |
| Total interest expense | $333,000 | 6,632 |
| Net interest income | $402,000 | 6,998 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $84,000 | 5,778 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $51,000 | 4,770 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,761 |
| Total noninterest expense | $341,000 | 7,146 |
| Salaries and employee benefits | $177,000 | 7,224 |
| Premises and equipment expense | $44,000 | 7,000 |
| Additional noninterest expense | $120,000 | 6,721 |
| Pre-tax net operating income | $145,000 | 5,499 |
| Securities gains (losses) | $6,000 | 2,176 |
| Applicable income taxes | $45,000 | 3,671 |
| Income before extraordinary items | $106,000 | 5,765 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $106,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $19,000 | 3,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $101,800 | 5,731 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,899,000 | 6,911 |
| Total interest expense | $1,249,000 | 6,793 |
| Net interest income | $1,650,000 | 6,930 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $307,000 | 5,992 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $216,000 | 4,745 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $91,000 | 6,355 |
| Total noninterest expense | $1,354,000 | 7,138 |
| Salaries and employee benefits | $685,000 | 7,289 |
| Premises and equipment expense | $200,000 | 6,730 |
| Additional noninterest expense | $469,000 | 6,736 |
| Pre-tax net operating income | $603,000 | 5,680 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $161,000 | 4,066 |
| Income before extraordinary items | $442,000 | 5,890 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $442,000 | 5,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,217 |
| Cash dividends | $151,000 | 5,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $442,000 | 5,884 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 6,930 |
| Total interest expense | $922,000 | 6,837 |
| Net interest income | $1,280,000 | 6,902 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $216,000 | 6,159 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $160,000 | 4,785 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $56,000 | 6,645 |
| Total noninterest expense | $1,004,000 | 7,142 |
| Salaries and employee benefits | $502,000 | 7,319 |
| Premises and equipment expense | $145,000 | 6,797 |
| Additional noninterest expense | $357,000 | 6,681 |
| Pre-tax net operating income | $492,000 | 5,807 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $142,000 | 4,099 |
| Income before extraordinary items | $350,000 | 6,052 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $350,000 | 6,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,232 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $350,000 | 6,037 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 6,986 |
| Total interest expense | $603,000 | 6,893 |
| Net interest income | $854,000 | 6,951 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $146,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $104,000 | 4,866 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $42,000 | 6,534 |
| Total noninterest expense | $662,000 | 7,198 |
| Salaries and employee benefits | $328,000 | 7,403 |
| Premises and equipment expense | $95,000 | 6,857 |
| Additional noninterest expense | $239,000 | 6,700 |
| Pre-tax net operating income | $338,000 | 5,820 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $96,000 | 4,166 |
| Income before extraordinary items | $242,000 | 6,071 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $242,000 | 6,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,413 |
| Cash dividends | $79,000 | 4,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $242,000 | 6,059 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $728,000 | 7,008 |
| Total interest expense | $299,000 | 6,924 |
| Net interest income | $429,000 | 6,958 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $65,000 | 6,376 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $48,000 | 4,963 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $324,000 | 7,277 |
| Salaries and employee benefits | $163,000 | 7,462 |
| Premises and equipment expense | $47,000 | 6,906 |
| Additional noninterest expense | $114,000 | 6,823 |
| Pre-tax net operating income | $170,000 | 5,823 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $54,000 | 4,042 |
| Income before extraordinary items | $116,000 | 6,142 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $116,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $25,000 | 3,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $116,000 | 6,126 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,060,000 | 6,736 |
| Total interest expense | $1,020,000 | 6,914 |
| Net interest income | $2,040,000 | 6,513 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $298,000 | 6,194 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $222,000 | 4,771 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $76,000 | 6,753 |
| Total noninterest expense | $1,324,000 | 7,188 |
| Salaries and employee benefits | $647,000 | 7,447 |
| Premises and equipment expense | $208,000 | 6,644 |
| Additional noninterest expense | $469,000 | 6,681 |
| Pre-tax net operating income | $1,014,000 | 5,169 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $345,000 | 3,608 |
| Income before extraordinary items | $669,000 | 5,596 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $669,000 | 5,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,145 |
| Cash dividends | $1,219,000 | 2,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $669,000 | 5,580 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 6,792 |
| Total interest expense | $735,000 | 6,966 |
| Net interest income | $1,544,000 | 6,555 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $228,000 | 6,209 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $162,000 | 4,872 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 6,526 |
| Total noninterest expense | $1,010,000 | 7,146 |
| Salaries and employee benefits | $492,000 | 7,404 |
| Premises and equipment expense | $156,000 | 6,662 |
| Additional noninterest expense | $362,000 | 6,624 |
| Pre-tax net operating income | $762,000 | 5,324 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $266,000 | 3,745 |
| Income before extraordinary items | $496,000 | 5,777 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $496,000 | 5,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,687 |
| Cash dividends | $154,000 | 4,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $496,000 | 5,779 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 6,823 |
| Total interest expense | $470,000 | 6,977 |
| Net interest income | $1,024,000 | 6,607 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $146,000 | 6,279 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $103,000 | 4,958 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 6,593 |
| Total noninterest expense | $674,000 | 7,182 |
| Salaries and employee benefits | $333,000 | 7,412 |
| Premises and equipment expense | $97,000 | 6,830 |
| Additional noninterest expense | $244,000 | 6,628 |
| Pre-tax net operating income | $496,000 | 5,417 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $172,000 | 3,811 |
| Income before extraordinary items | $324,000 | 5,852 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $324,000 | 5,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $87,000 | 4,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $324,000 | 5,850 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $716,000 | 6,896 |
| Total interest expense | $228,000 | 6,975 |
| Net interest income | $488,000 | 6,746 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $75,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $53,000 | 4,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,566 |
| Total noninterest expense | $329,000 | 7,246 |
| Salaries and employee benefits | $167,000 | 7,416 |
| Premises and equipment expense | $50,000 | 6,755 |
| Additional noninterest expense | $112,000 | 6,815 |
| Pre-tax net operating income | $234,000 | 5,503 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $80,000 | 3,888 |
| Income before extraordinary items | $154,000 | 5,897 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 5,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $28,000 | 3,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $154,000 | 5,900 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,691,000 | 6,846 |
| Total interest expense | $811,000 | 6,752 |
| Net interest income | $1,880,000 | 6,786 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $287,000 | 6,409 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $205,000 | 4,982 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $82,000 | 6,710 |
| Total noninterest expense | $1,323,000 | 7,182 |
| Salaries and employee benefits | $646,000 | 7,461 |
| Premises and equipment expense | $174,000 | 7,018 |
| Additional noninterest expense | $503,000 | 6,559 |
| Pre-tax net operating income | $844,000 | 5,764 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $273,000 | 4,248 |
| Income before extraordinary items | $571,000 | 6,108 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $571,000 | 6,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,049 |
| Cash dividends | $168,000 | 5,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $571,000 | 6,080 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 6,868 |
| Total interest expense | $598,000 | 6,722 |
| Net interest income | $1,403,000 | 6,835 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $203,000 | 6,563 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $146,000 | 5,131 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,861 |
| Total noninterest expense | $993,000 | 7,175 |
| Salaries and employee benefits | $486,000 | 7,428 |
| Premises and equipment expense | $131,000 | 6,988 |
| Additional noninterest expense | $376,000 | 6,542 |
| Pre-tax net operating income | $613,000 | 5,951 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $195,000 | 4,452 |
| Income before extraordinary items | $418,000 | 6,272 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $418,000 | 6,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,791 |
| Cash dividends | $108,000 | 4,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $418,000 | 6,236 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 6,886 |
| Total interest expense | $366,000 | 6,803 |
| Net interest income | $940,000 | 6,816 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $130,000 | 6,608 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $99,000 | 5,055 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $31,000 | 7,144 |
| Total noninterest expense | $662,000 | 7,187 |
| Salaries and employee benefits | $326,000 | 7,417 |
| Premises and equipment expense | $87,000 | 6,993 |
| Additional noninterest expense | $249,000 | 6,550 |
| Pre-tax net operating income | $408,000 | 5,935 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $123,000 | 4,536 |
| Income before extraordinary items | $285,000 | 6,225 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $285,000 | 6,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $66,000 | 4,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $285,000 | 6,171 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 6,955 |
| Total interest expense | $173,000 | 6,884 |
| Net interest income | $468,000 | 6,881 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $56,000 | 6,874 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $43,000 | 5,318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $320,000 | 7,319 |
| Salaries and employee benefits | $164,000 | 7,462 |
| Premises and equipment expense | $43,000 | 7,087 |
| Additional noninterest expense | $113,000 | 6,832 |
| Pre-tax net operating income | $204,000 | 5,922 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $62,000 | 4,479 |
| Income before extraordinary items | $142,000 | 6,222 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $142,000 | 6,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $22,000 | 3,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $142,000 | 6,174 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,683,000 | 6,728 |
| Total interest expense | $669,000 | 6,699 |
| Net interest income | $2,014,000 | 6,612 |
| Provision for loan and lease losses | $18,000 | 6,797 |
| Total noninterest income | $274,000 | 6,586 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $182,000 | 5,412 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $92,000 | 6,549 |
| Total noninterest expense | $1,193,000 | 7,457 |
| Salaries and employee benefits | $602,000 | 7,657 |
| Premises and equipment expense | $143,000 | 7,408 |
| Additional noninterest expense | $448,000 | 6,851 |
| Pre-tax net operating income | $1,077,000 | 5,046 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $390,000 | 3,763 |
| Income before extraordinary items | $687,000 | 5,638 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $687,000 | 5,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,719 |
| Cash dividends | $180,000 | 4,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $687,000 | 5,576 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 6,748 |
| Total interest expense | $496,000 | 6,720 |
| Net interest income | $1,509,000 | 6,614 |
| Provision for loan and lease losses | $14,000 | 6,593 |
| Total noninterest income | $213,000 | 6,558 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $142,000 | 5,389 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 6,524 |
| Total noninterest expense | $874,000 | 7,467 |
| Salaries and employee benefits | $448,000 | 7,623 |
| Premises and equipment expense | $85,000 | 7,791 |
| Additional noninterest expense | $341,000 | 6,792 |
| Pre-tax net operating income | $834,000 | 5,072 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $304,000 | 3,777 |
| Income before extraordinary items | $530,000 | 5,669 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $530,000 | 5,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $124,000 | 4,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $530,000 | 5,601 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,316,000 | 6,822 |
| Total interest expense | $335,000 | 6,722 |
| Net interest income | $981,000 | 6,708 |
| Provision for loan and lease losses | $7,000 | 6,522 |
| Total noninterest income | $155,000 | 6,396 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $98,000 | 5,306 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $57,000 | 6,220 |
| Total noninterest expense | $580,000 | 7,538 |
| Salaries and employee benefits | $297,000 | 7,700 |
| Premises and equipment expense | $54,000 | 7,890 |
| Additional noninterest expense | $229,000 | 6,801 |
| Pre-tax net operating income | $549,000 | 5,077 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $197,000 | 3,814 |
| Income before extraordinary items | $352,000 | 5,654 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 5,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $70,000 | 4,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $352,000 | 5,569 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $624,000 | 6,974 |
| Total interest expense | $176,000 | 6,673 |
| Net interest income | $448,000 | 6,988 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $89,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 5,292 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $41,000 | 5,508 |
| Total noninterest expense | $288,000 | 7,594 |
| Salaries and employee benefits | $148,000 | 7,732 |
| Premises and equipment expense | $27,000 | 7,911 |
| Additional noninterest expense | $113,000 | 6,847 |
| Pre-tax net operating income | $246,000 | 5,324 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $90,000 | 3,962 |
| Income before extraordinary items | $156,000 | 5,914 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $156,000 | 5,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $23,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $156,000 | 5,791 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,541,000 | 6,995 |
| Total interest expense | $819,000 | 6,649 |
| Net interest income | $1,722,000 | 7,025 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $201,000 | 7,338 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $144,000 | 5,937 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $57,000 | 7,379 |
| Total noninterest expense | $1,161,000 | 7,554 |
| Salaries and employee benefits | $604,000 | 7,674 |
| Premises and equipment expense | $126,000 | 7,721 |
| Additional noninterest expense | $431,000 | 6,952 |
| Pre-tax net operating income | $762,000 | 5,815 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $242,000 | 4,631 |
| Income before extraordinary items | $522,000 | 6,248 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $522,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,966 |
| Cash dividends | $1,094,000 | 2,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $520,640 | 6,102 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 7,157 |
| Total interest expense | $626,000 | 6,755 |
| Net interest income | $1,230,000 | 7,192 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $139,000 | 7,517 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $101,000 | 6,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 7,573 |
| Total noninterest expense | $875,000 | 7,534 |
| Salaries and employee benefits | $453,000 | 7,645 |
| Premises and equipment expense | $97,000 | 7,691 |
| Additional noninterest expense | $325,000 | 6,929 |
| Pre-tax net operating income | $494,000 | 6,313 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $165,000 | 4,955 |
| Income before extraordinary items | $331,000 | 6,765 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $331,000 | 6,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,998 |
| Cash dividends | $48,000 | 5,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $329,660 | 6,605 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 7,211 |
| Total interest expense | $428,000 | 6,800 |
| Net interest income | $805,000 | 7,261 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $88,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $65,000 | 6,162 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $23,000 | 7,664 |
| Total noninterest expense | $576,000 | 7,572 |
| Salaries and employee benefits | $302,000 | 7,675 |
| Premises and equipment expense | $62,000 | 7,773 |
| Additional noninterest expense | $212,000 | 6,986 |
| Pre-tax net operating income | $317,000 | 6,395 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $107,000 | 5,036 |
| Income before extraordinary items | $210,000 | 6,881 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $210,000 | 6,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 9,031 |
| Cash dividends | $45,000 | 4,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $210,000 | 6,682 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $633,000 | 7,178 |
| Total interest expense | $224,000 | 6,772 |
| Net interest income | $409,000 | 7,231 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $45,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $33,000 | 6,078 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $289,000 | 7,601 |
| Salaries and employee benefits | $154,000 | 7,648 |
| Premises and equipment expense | $33,000 | 7,707 |
| Additional noninterest expense | $102,000 | 7,099 |
| Pre-tax net operating income | $165,000 | 6,274 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $53,000 | 5,018 |
| Income before extraordinary items | $112,000 | 6,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $112,000 | 6,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 9,118 |
| Cash dividends | $12,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $112,000 | 6,505 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 7,073 |
| Total interest expense | $1,041,000 | 6,825 |
| Net interest income | $1,736,000 | 7,060 |
| Provision for loan and lease losses | $15,000 | 7,642 |
| Total noninterest income | $171,000 | 7,604 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $123,000 | 6,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 7,649 |
| Total noninterest expense | $1,123,000 | 7,663 |
| Salaries and employee benefits | $579,000 | 7,798 |
| Premises and equipment expense | $118,000 | 7,906 |
| Additional noninterest expense | $426,000 | 6,967 |
| Pre-tax net operating income | $769,000 | 5,865 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $224,000 | 4,949 |
| Income before extraordinary items | $545,000 | 6,199 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $545,000 | 6,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,476 |
| Cash dividends | $141,000 | 5,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $545,000 | 6,045 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 6,676 |
| Total interest expense | $1,745,000 | 6,516 |
| Net interest income | $1,856,000 | 6,690 |
| Provision for loan and lease losses | $169,000 | 4,556 |
| Total noninterest income | $206,000 | 7,252 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $138,000 | 5,971 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $68,000 | 7,169 |
| Total noninterest expense | $1,487,000 | 6,825 |
| Salaries and employee benefits | $644,000 | 7,452 |
| Premises and equipment expense | $132,000 | 7,816 |
| Additional noninterest expense | $711,000 | 5,228 |
| Pre-tax net operating income | $406,000 | 6,952 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $209,000 | 4,949 |
| Income before extraordinary items | $197,000 | 7,766 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $197,000 | 7,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,546 |
| Cash dividends | $64,000 | 6,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $197,000 | 7,644 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,052,000 | 6,450 |
| Total interest expense | $2,049,000 | 6,197 |
| Net interest income | $2,003,000 | 6,552 |
| Provision for loan and lease losses | $18,000 | 7,686 |
| Total noninterest income | $259,000 | 6,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 6,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,668 |
| Total noninterest expense | $1,488,000 | 6,782 |
| Salaries and employee benefits | $643,000 | 7,472 |
| Premises and equipment expense | $172,000 | 7,209 |
| Additional noninterest expense | $673,000 | 5,332 |
| Pre-tax net operating income | $756,000 | 6,018 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $338,000 | 4,331 |
| Income before extraordinary items | $418,000 | 6,739 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $418,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $911,000 | 2,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $418,000 | 6,749 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 6,539 |
| Total interest expense | $1,762,000 | 6,438 |
| Net interest income | $2,023,000 | 6,601 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $299,000 | 6,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,107 |
| Total noninterest expense | $1,570,000 | 6,596 |
| Salaries and employee benefits | $698,000 | 7,247 |
| Premises and equipment expense | $135,000 | 7,931 |
| Additional noninterest expense | $737,000 | 5,071 |
| Pre-tax net operating income | $704,000 | 6,302 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $334,000 | 4,583 |
| Income before extraordinary items | $370,000 | 7,160 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $370,000 | 7,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,427 |
| Cash dividends | $201,000 | 5,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $370,000 | 7,133 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,648,000 | 6,797 |
| Total interest expense | $1,559,000 | 7,071 |
| Net interest income | $2,089,000 | 6,508 |
| Provision for loan and lease losses | $49,000 | 6,673 |
| Total noninterest income | $454,000 | 5,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 3,856 |
| Total noninterest expense | $1,392,000 | 6,982 |
| Salaries and employee benefits | $830,000 | 6,553 |
| Premises and equipment expense | $127,000 | 8,131 |
| Additional noninterest expense | $435,000 | 6,929 |
| Pre-tax net operating income | $1,102,000 | 5,135 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $43,000 | 8,450 |
| Income before extraordinary items | $1,059,000 | 4,308 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,059,000 | 4,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $1,837,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,059,000 | 4,213 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,546,000 | 7,113 |
| Total interest expense | $1,568,000 | 7,188 |
| Net interest income | $1,978,000 | 6,956 |
| Provision for loan and lease losses | $48,000 | 6,747 |
| Total noninterest income | $258,000 | 7,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,144 |
| Total noninterest expense | $1,270,000 | 7,450 |
| Salaries and employee benefits | $814,000 | 6,710 |
| Premises and equipment expense | $120,000 | 8,493 |
| Additional noninterest expense | $336,000 | 7,946 |
| Pre-tax net operating income | $918,000 | 6,092 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $210,000 | 6,756 |
| Income before extraordinary items | $708,000 | 5,866 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $708,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,783 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $708,000 | 5,821 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,341,000 | 7,567 |
| Total interest expense | $1,478,000 | 7,629 |
| Net interest income | $1,863,000 | 7,441 |
| Provision for loan and lease losses | $53,000 | 6,487 |
| Total noninterest income | $312,000 | 6,804 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,277 |
| Total noninterest expense | $1,131,000 | 8,223 |
| Salaries and employee benefits | $716,000 | 7,418 |
| Premises and equipment expense | $108,000 | 9,071 |
| Additional noninterest expense | $307,000 | 8,805 |
| Pre-tax net operating income | $991,000 | 5,764 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $227,000 | 6,744 |
| Income before extraordinary items | $764,000 | 5,457 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $764,000 | 5,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,270 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $764,000 | 5,408 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,101,000 | 8,063 |
| Total interest expense | $1,412,000 | 7,946 |
| Net interest income | $1,689,000 | 8,048 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $276,000 | 7,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,944 |
| Total noninterest expense | $1,170,000 | 8,319 |
| Salaries and employee benefits | $725,000 | 7,560 |
| Premises and equipment expense | $110,000 | 9,315 |
| Additional noninterest expense | $335,000 | 8,857 |
| Pre-tax net operating income | $789,000 | 6,885 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $210,000 | 7,262 |
| Income before extraordinary items | $581,000 | 6,723 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $581,000 | 6,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $160,000 | 5,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $579,540 | 6,721 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,852,000 | 8,319 |
| Total interest expense | $1,231,000 | 7,782 |
| Net interest income | $1,621,000 | 8,525 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $233,000 | 8,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,391 |
| Total noninterest expense | $1,042,000 | 9,203 |
| Salaries and employee benefits | $599,000 | 8,614 |
| Premises and equipment expense | $111,000 | 9,669 |
| Additional noninterest expense | $332,000 | 9,579 |
| Pre-tax net operating income | $794,000 | 6,900 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $209,000 | 7,194 |
| Income before extraordinary items | $579,000 | 6,694 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $579,000 | 6,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $160,000 | 5,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $583,380 | 6,730 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 8,533 |
| Total interest expense | $1,253,000 | 8,065 |
| Net interest income | $1,627,000 | 8,723 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $215,000 | 8,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,282 |
| Total noninterest expense | $1,002,000 | 9,717 |
| Salaries and employee benefits | $547,000 | 9,250 |
| Premises and equipment expense | $114,000 | 9,987 |
| Additional noninterest expense | $341,000 | 9,946 |
| Pre-tax net operating income | $804,000 | 6,790 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $233,000 | 7,046 |
| Income before extraordinary items | $573,000 | 6,988 |
| Extraordinary gains, net | $4,000 | 3,080 |
| Net income | $577,000 | 7,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $140,000 | 6,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $571,580 | 6,735 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,976,000 | 9,033 |
| Total interest expense | $1,470,000 | 8,601 |
| Net interest income | $1,506,000 | 9,253 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $242,000 | 8,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,908 |
| Total noninterest expense | $952,000 | 10,195 |
| Salaries and employee benefits | $499,000 | 9,796 |
| Premises and equipment expense | $111,000 | 10,343 |
| Additional noninterest expense | $342,000 | 10,296 |
| Pre-tax net operating income | $772,000 | 6,700 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $206,000 | 7,438 |
| Income before extraordinary items | $570,000 | 6,778 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $570,000 | 6,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $140,000 | 5,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $567,080 | 6,451 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.