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Citizens State Bank, Income and Expense
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,321,000 | 10,256 |
Total interest expense | $1,208,000 | 9,574 |
Net interest income | $1,113,000 | 10,655 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $111,000 | 11,429 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $63,000 | 9,807 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $48,000 | 10,527 |
Total noninterest expense | $728,000 | 11,363 |
Salaries and employee benefits | $276,000 | 12,290 |
Premises and equipment expense | $59,000 | 12,326 |
Additional noninterest expense | $393,000 | 9,643 |
Pre-tax net operating income | $496,000 | 8,431 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $162,000 | 8,337 |
Income before extraordinary items | $334,000 | 8,885 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $334,000 | 9,028 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $47,000 | 7,683 |
Cash dividends | $522,000 | 2,683 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $334,000 | 8,527 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.