Home > Citizens State Bank > Assets and Liabilities
Citizens State Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 58 | 2,792 |
| Assets and Liabilities | ||
| Total Assets: | $168,551,000 | 3,710 |
| Cash and due from depository institutions | $6,852,000 | 2,792 |
| Interest-bearing balances | $50,000 | 6,677 |
| Securities | $11,587,000 | 5,547 |
| Federal funds sold & reverse repurchase agreements | $380,000 | 4,280 |
| Net loans & leases | $126,672,000 | 3,361 |
| Loan loss allowance | $5,130,000 | 1,518 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,822,000 | 2,223 |
| Other real estate owned | $10,438,000 | 2,792 |
| Goodwill and other intangibles | $18,000 | 3,023 |
| All other assets | $6,782,000 | 2,517 |
| Life insurance assets | $2,946,000 | 1,862 |
| Total liabilities and capital | $168,551,000 | 3,710 |
| Total liabilities | $166,621,000 | 3,423 |
| Total deposits | $157,149,000 | 3,345 |
| Interest-bearing deposits | $130,924,000 | 3,445 |
| Deposits held in domestic offices | $157,149,000 | 3,344 |
| % insured | 90.64% | 3,693 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $7,540,000 | 3,254 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,932,000 | 2,411 |
| Total equity capital | $1,930,000 | 7,918 |
| Total bank equity capital | $1,930,000 | 7,918 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $360,000 | 4,492 |
| Surplus | $14,636,000 | 2,015 |
| Undivided profits | $-13,066,000 | 7,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $12,706,000 | 1,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $555,000 | 5,318 |
| Earning assets | $138,689,000 | 4,019 |
| Long-term assets (5+ years) | $15,992,000 | 4,582 |
| Average Assets, year-to-date | $188,009,250 | 3,334 |
| Average Assets, quarterly | $177,462,500 | 3,537 |
| Volatile liabilities | $22,585,000 | 4,688 |
| Insider loans | $2,283,000 | 2,839 |
| FHLB advances | $7,000,000 | 3,198 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $9,417,000 | 4,365 |
| Tier 1 (core) risk-based capital | $2,185,000 | 7,849 |
| Tier 2 risk-based capital | $1,860,000 | 2,824 |
| Total risk weighted assets | $147,304,000 | 3,124 |
| Total unused commitments | $9,417,000 | 4,368 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 64 | 2,595 |
| Assets and Liabilities | ||
| Total Assets: | $186,374,000 | 3,415 |
| Cash and due from depository institutions | $3,850,000 | 2,595 |
| Interest-bearing balances | $50,000 | 6,646 |
| Securities | $12,408,000 | 5,418 |
| Federal funds sold & reverse repurchase agreements | $13,835,000 | 712 |
| Net loans & leases | $132,047,000 | 3,276 |
| Loan loss allowance | $4,196,000 | 1,733 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,910,000 | 2,214 |
| Other real estate owned | $10,384,000 | 2,595 |
| Goodwill and other intangibles | $22,000 | 3,021 |
| All other assets | $7,918,000 | 2,263 |
| Life insurance assets | $2,997,000 | 1,851 |
| Total liabilities and capital | $186,373,000 | 3,415 |
| Total liabilities | $182,244,000 | 3,219 |
| Total deposits | $172,635,000 | 3,110 |
| Interest-bearing deposits | $144,261,000 | 3,181 |
| Deposits held in domestic offices | $172,635,000 | 3,108 |
| % insured | 79.35% | 3,910 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $7,552,000 | 3,335 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,057,000 | 2,330 |
| Total equity capital | $4,129,000 | 7,339 |
| Total bank equity capital | $4,129,000 | 7,339 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $360,000 | 4,551 |
| Surplus | $14,636,000 | 2,023 |
| Undivided profits | $-10,867,000 | 7,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $12,084,000 | 1,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $626,000 | 4,880 |
| Earning assets | $158,340,000 | 3,635 |
| Long-term assets (5+ years) | $17,652,000 | 4,333 |
| Average Assets, year-to-date | $194,495,330 | 3,286 |
| Average Assets, quarterly | $192,072,500 | 3,336 |
| Volatile liabilities | $28,441,000 | 4,121 |
| Insider loans | $2,426,000 | 2,766 |
| FHLB advances | $7,000,000 | 3,276 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,871,000 | 3,411 |
| Tier 1 (core) risk-based capital | $4,399,000 | 7,189 |
| Tier 2 risk-based capital | $2,019,000 | 2,615 |
| Total risk weighted assets | $160,202,000 | 2,945 |
| Total unused commitments | $15,871,000 | 3,413 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 62 | 2,680 |
| Assets and Liabilities | ||
| Total Assets: | $197,771,000 | 3,289 |
| Cash and due from depository institutions | $3,955,000 | 2,680 |
| Interest-bearing balances | $50,000 | 6,471 |
| Securities | $13,427,000 | 5,315 |
| Federal funds sold & reverse repurchase agreements | $13,711,000 | 862 |
| Net loans & leases | $142,223,000 | 3,102 |
| Loan loss allowance | $3,638,000 | 1,853 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,970,000 | 2,199 |
| Other real estate owned | $10,246,000 | 2,680 |
| Goodwill and other intangibles | $27,000 | 3,019 |
| All other assets | $8,212,000 | 2,202 |
| Life insurance assets | $2,972,000 | 1,862 |
| Total liabilities and capital | $197,771,000 | 3,289 |
| Total liabilities | $185,139,000 | 3,194 |
| Total deposits | $175,586,000 | 3,075 |
| Interest-bearing deposits | $148,422,000 | 3,109 |
| Deposits held in domestic offices | $175,586,000 | 3,073 |
| % insured | 76.41% | 4,752 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $7,563,000 | 3,403 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,990,000 | 2,326 |
| Total equity capital | $12,632,000 | 4,680 |
| Total bank equity capital | $12,632,000 | 4,679 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $360,000 | 4,576 |
| Surplus | $14,636,000 | 2,012 |
| Undivided profits | $-2,364,000 | 7,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $13,749,000 | 1,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $682,000 | 4,632 |
| Earning assets | $169,411,000 | 3,443 |
| Long-term assets (5+ years) | $19,005,000 | 4,188 |
| Average Assets, year-to-date | $198,556,000 | 3,261 |
| Average Assets, quarterly | $198,556,000 | 3,261 |
| Volatile liabilities | $31,534,000 | 3,868 |
| Insider loans | $2,220,000 | 2,939 |
| FHLB advances | $7,000,000 | 3,340 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $14,390,000 | 3,719 |
| Tier 1 (core) risk-based capital | $12,856,000 | 4,478 |
| Tier 2 risk-based capital | $2,111,000 | 2,508 |
| Total risk weighted assets | $170,373,000 | 2,799 |
| Total unused commitments | $14,390,000 | 3,723 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 64 | 2,627 |
| Assets and Liabilities | ||
| Total Assets: | $199,341,000 | 3,253 |
| Cash and due from depository institutions | $4,271,000 | 2,627 |
| Interest-bearing balances | $50,000 | 6,138 |
| Securities | $13,833,000 | 5,286 |
| Federal funds sold & reverse repurchase agreements | $14,050,000 | 670 |
| Net loans & leases | $146,280,000 | 3,059 |
| Loan loss allowance | $3,705,000 | 1,785 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,018,000 | 2,191 |
| Other real estate owned | $6,674,000 | 2,627 |
| Goodwill and other intangibles | $32,000 | 3,017 |
| All other assets | $8,183,000 | 2,221 |
| Life insurance assets | $2,940,000 | 1,881 |
| Total liabilities and capital | $199,341,000 | 3,253 |
| Total liabilities | $186,078,000 | 3,158 |
| Total deposits | $174,304,000 | 3,033 |
| Interest-bearing deposits | $144,938,000 | 3,095 |
| Deposits held in domestic offices | $174,304,000 | 3,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $9,375,000 | 3,324 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,399,000 | 1,987 |
| Total equity capital | $13,263,000 | 4,518 |
| Total bank equity capital | $13,263,000 | 4,518 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $360,000 | 4,606 |
| Surplus | $14,636,000 | 1,988 |
| Undivided profits | $-1,733,000 | 7,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,610,000 | 990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $656,000 | 4,955 |
| Earning assets | $174,213,000 | 3,359 |
| Long-term assets (5+ years) | $19,343,000 | 4,094 |
| Average Assets, year-to-date | $196,281,400 | 3,187 |
| Average Assets, quarterly | $198,619,500 | 3,234 |
| Volatile liabilities | $37,358,000 | 3,376 |
| Insider loans | $2,185,000 | 2,990 |
| FHLB advances | $8,800,000 | 3,299 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $18,009,000 | 3,266 |
| Tier 1 (core) risk-based capital | $13,482,000 | 4,316 |
| Tier 2 risk-based capital | $2,124,000 | 2,470 |
| Total risk weighted assets | $171,266,000 | 2,795 |
| Total unused commitments | $18,009,000 | 3,268 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 69 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $197,898,000 | 3,246 |
| Cash and due from depository institutions | $4,165,000 | 2,464 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $15,280,000 | 5,038 |
| Federal funds sold & reverse repurchase agreements | $8,697,000 | 1,407 |
| Net loans & leases | $148,720,000 | 3,019 |
| Loan loss allowance | $4,352,000 | 1,438 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,073,000 | 2,164 |
| Other real estate owned | $7,948,000 | 2,464 |
| Goodwill and other intangibles | $37,000 | 3,041 |
| All other assets | $6,978,000 | 2,491 |
| Life insurance assets | $2,894,000 | 1,881 |
| Total liabilities and capital | $197,898,000 | 3,246 |
| Total liabilities | $181,334,000 | 3,187 |
| Total deposits | $175,717,000 | 2,980 |
| Interest-bearing deposits | $148,608,000 | 2,984 |
| Deposits held in domestic offices | $175,717,000 | 2,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $3,586,000 | 4,519 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,031,000 | 2,307 |
| Total equity capital | $16,564,000 | 3,822 |
| Total bank equity capital | $16,564,000 | 3,822 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $360,000 | 4,647 |
| Surplus | $14,640,000 | 1,981 |
| Undivided profits | $1,564,000 | 6,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,239,000 | 766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $761,000 | 4,707 |
| Earning assets | $172,697,000 | 3,363 |
| Long-term assets (5+ years) | $18,608,000 | 4,124 |
| Average Assets, year-to-date | $195,516,500 | 3,207 |
| Average Assets, quarterly | $196,230,500 | 3,240 |
| Volatile liabilities | $41,339,000 | 3,057 |
| Insider loans | $2,434,000 | 2,795 |
| FHLB advances | $3,000,000 | 4,504 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $18,798,000 | 3,342 |
| Tier 1 (core) risk-based capital | $16,906,000 | 3,695 |
| Tier 2 risk-based capital | $2,154,000 | 2,382 |
| Total risk weighted assets | $173,679,000 | 2,765 |
| Total unused commitments | $18,798,000 | 3,345 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 73 | 2,368 |
| Assets and Liabilities | ||
| Total Assets: | $194,563,000 | 3,273 |
| Cash and due from depository institutions | $3,677,000 | 2,368 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $16,176,000 | 4,950 |
| Federal funds sold & reverse repurchase agreements | $4,071,000 | 2,619 |
| Net loans & leases | $150,450,000 | 2,964 |
| Loan loss allowance | $2,106,000 | 2,555 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,124,000 | 2,143 |
| Other real estate owned | $7,354,000 | 2,368 |
| Goodwill and other intangibles | $44,000 | 3,036 |
| All other assets | $6,667,000 | 2,531 |
| Life insurance assets | $2,868,000 | 1,887 |
| Total liabilities and capital | $194,563,000 | 3,273 |
| Total liabilities | $175,617,000 | 3,246 |
| Total deposits | $169,991,000 | 3,044 |
| Interest-bearing deposits | $141,565,000 | 3,099 |
| Deposits held in domestic offices | $169,991,000 | 3,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $3,597,000 | 4,397 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,029,000 | 2,284 |
| Total equity capital | $18,946,000 | 3,439 |
| Total bank equity capital | $18,946,000 | 3,439 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $360,000 | 4,686 |
| Surplus | $14,640,000 | 1,961 |
| Undivided profits | $3,946,000 | 5,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,187,000 | 1,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $782,000 | 4,516 |
| Earning assets | $170,697,000 | 3,387 |
| Long-term assets (5+ years) | $20,412,000 | 3,919 |
| Average Assets, year-to-date | $194,722,670 | 3,231 |
| Average Assets, quarterly | $195,562,000 | 3,253 |
| Volatile liabilities | $40,805,000 | 3,100 |
| Insider loans | $1,918,000 | 3,231 |
| FHLB advances | $3,000,000 | 4,399 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $19,787,000 | 3,332 |
| Tier 1 (core) risk-based capital | $19,251,000 | 3,307 |
| Tier 2 risk-based capital | $2,106,000 | 2,389 |
| Total risk weighted assets | $176,649,000 | 2,706 |
| Total unused commitments | $19,787,000 | 3,333 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 75 | 2,298 |
| Assets and Liabilities | ||
| Total Assets: | $196,561,000 | 3,245 |
| Cash and due from depository institutions | $2,647,000 | 2,298 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $17,789,000 | 4,713 |
| Federal funds sold & reverse repurchase agreements | $5,859,000 | 2,841 |
| Net loans & leases | $151,204,000 | 2,899 |
| Loan loss allowance | $2,177,000 | 2,434 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,162,000 | 2,099 |
| Other real estate owned | $6,668,000 | 2,298 |
| Goodwill and other intangibles | $51,000 | 3,004 |
| All other assets | $6,181,000 | 2,609 |
| Life insurance assets | $2,843,000 | 1,892 |
| Total liabilities and capital | $196,561,000 | 3,245 |
| Total liabilities | $177,205,000 | 3,198 |
| Total deposits | $171,389,000 | 3,017 |
| Interest-bearing deposits | $143,671,000 | 3,082 |
| Deposits held in domestic offices | $171,389,000 | 3,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $3,609,000 | 4,150 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,207,000 | 2,278 |
| Total equity capital | $19,356,000 | 3,461 |
| Total bank equity capital | $19,356,000 | 3,461 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $360,000 | 4,700 |
| Surplus | $14,640,000 | 1,945 |
| Undivided profits | $4,356,000 | 4,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,674,000 | 933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $884,000 | 4,141 |
| Earning assets | $174,852,000 | 3,325 |
| Long-term assets (5+ years) | $20,680,000 | 3,797 |
| Average Assets, year-to-date | $194,802,500 | 3,228 |
| Average Assets, quarterly | $194,802,500 | 3,228 |
| Volatile liabilities | $42,885,000 | 2,954 |
| Insider loans | $1,821,000 | 3,276 |
| FHLB advances | $3,000,000 | 4,143 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $20,550,000 | 3,307 |
| Tier 1 (core) risk-based capital | $19,492,000 | 3,260 |
| Tier 2 risk-based capital | $2,177,000 | 2,272 |
| Total risk weighted assets | $178,023,000 | 2,647 |
| Total unused commitments | $20,550,000 | 3,310 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 70 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $193,044,000 | 3,239 |
| Cash and due from depository institutions | $4,355,000 | 2,479 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $19,030,000 | 4,578 |
| Federal funds sold & reverse repurchase agreements | $1,956,000 | 4,192 |
| Net loans & leases | $150,733,000 | 2,891 |
| Loan loss allowance | $2,608,000 | 2,038 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,498,000 | 1,978 |
| Other real estate owned | $4,563,000 | 2,479 |
| Goodwill and other intangibles | $62,000 | 2,964 |
| All other assets | $5,847,000 | 2,736 |
| Life insurance assets | $2,812,000 | 1,892 |
| Total liabilities and capital | $193,044,000 | 3,239 |
| Total liabilities | $173,026,000 | 3,215 |
| Total deposits | $167,235,000 | 3,057 |
| Interest-bearing deposits | $140,801,000 | 3,092 |
| Deposits held in domestic offices | $167,235,000 | 3,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,619,000 | 3,971 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,172,000 | 2,298 |
| Total equity capital | $20,018,000 | 3,305 |
| Total bank equity capital | $20,018,000 | 3,305 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $360,000 | 4,726 |
| Surplus | $14,640,000 | 1,924 |
| Undivided profits | $5,018,000 | 4,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,164,000 | 1,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $892,000 | 4,366 |
| Earning assets | $171,719,000 | 3,322 |
| Long-term assets (5+ years) | $21,492,000 | 3,513 |
| Average Assets, year-to-date | $201,573,600 | 3,011 |
| Average Assets, quarterly | $193,866,000 | 3,196 |
| Volatile liabilities | $41,210,000 | 3,018 |
| Insider loans | $1,646,000 | 3,442 |
| FHLB advances | $3,000,000 | 3,964 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $19,614,000 | 3,404 |
| Tier 1 (core) risk-based capital | $20,321,000 | 3,106 |
| Tier 2 risk-based capital | $2,196,000 | 2,230 |
| Total risk weighted assets | $175,287,000 | 2,645 |
| Total unused commitments | $19,614,000 | 3,406 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 72 | 2,403 |
| Assets and Liabilities | ||
| Total Assets: | $194,688,000 | 3,170 |
| Cash and due from depository institutions | $4,733,000 | 2,403 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $21,392,000 | 4,317 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $153,167,000 | 2,808 |
| Loan loss allowance | $2,328,000 | 2,207 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,533,000 | 1,929 |
| Other real estate owned | $3,614,000 | 2,403 |
| Goodwill and other intangibles | $74,000 | 2,928 |
| All other assets | $5,175,000 | 3,008 |
| Life insurance assets | $2,213,000 | 2,146 |
| Total liabilities and capital | $194,688,000 | 3,170 |
| Total liabilities | $173,626,000 | 3,178 |
| Total deposits | $168,368,000 | 2,997 |
| Interest-bearing deposits | $141,552,000 | 3,045 |
| Deposits held in domestic offices | $168,368,000 | 2,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,630,000 | 3,882 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,628,000 | 2,931 |
| Total equity capital | $21,062,000 | 3,120 |
| Total bank equity capital | $21,062,000 | 3,120 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $360,000 | 4,725 |
| Surplus | $14,640,000 | 1,885 |
| Undivided profits | $6,062,000 | 4,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,699,000 | 816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,070,000 | 4,007 |
| Earning assets | $174,559,000 | 3,242 |
| Long-term assets (5+ years) | $21,427,000 | 3,407 |
| Average Assets, year-to-date | $203,706,000 | 2,977 |
| Average Assets, quarterly | $199,448,500 | 3,073 |
| Volatile liabilities | $41,394,000 | 2,998 |
| Insider loans | $2,081,000 | 2,937 |
| FHLB advances | $3,000,000 | 3,850 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $25,607,000 | 2,911 |
| Tier 1 (core) risk-based capital | $21,095,000 | 2,995 |
| Tier 2 risk-based capital | $2,145,000 | 2,245 |
| Total risk weighted assets | $171,382,000 | 2,660 |
| Total unused commitments | $25,607,000 | 2,911 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 72 | 2,439 |
| Assets and Liabilities | ||
| Total Assets: | $204,209,000 | 3,039 |
| Cash and due from depository institutions | $6,067,000 | 2,439 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $20,234,000 | 4,459 |
| Federal funds sold & reverse repurchase agreements | $4,353,000 | 2,918 |
| Net loans & leases | $160,183,000 | 2,681 |
| Loan loss allowance | $2,254,000 | 2,269 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,601,000 | 1,891 |
| Other real estate owned | $1,066,000 | 2,439 |
| Goodwill and other intangibles | $85,000 | 2,920 |
| All other assets | $5,620,000 | 2,787 |
| Life insurance assets | $2,190,000 | 2,157 |
| Total liabilities and capital | $204,209,000 | 3,039 |
| Total liabilities | $182,966,000 | 3,033 |
| Total deposits | $177,736,000 | 2,875 |
| Interest-bearing deposits | $148,774,000 | 2,918 |
| Deposits held in domestic offices | $177,736,000 | 2,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,640,000 | 3,799 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,590,000 | 2,798 |
| Total equity capital | $21,243,000 | 3,056 |
| Total bank equity capital | $21,243,000 | 3,056 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $360,000 | 4,755 |
| Surplus | $14,640,000 | 1,883 |
| Undivided profits | $6,243,000 | 4,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,508,000 | 1,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,032,000 | 3,876 |
| Earning assets | $184,770,000 | 3,073 |
| Long-term assets (5+ years) | $19,130,000 | 3,572 |
| Average Assets, year-to-date | $206,712,000 | 2,967 |
| Average Assets, quarterly | $206,079,000 | 2,999 |
| Volatile liabilities | $46,533,000 | 2,673 |
| Insider loans | $2,201,000 | 2,831 |
| FHLB advances | $3,000,000 | 3,791 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $29,106,000 | 2,695 |
| Tier 1 (core) risk-based capital | $21,398,000 | 2,941 |
| Tier 2 risk-based capital | $2,224,000 | 2,189 |
| Total risk weighted assets | $177,854,000 | 2,554 |
| Total unused commitments | $29,106,000 | 2,696 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 74 | 2,356 |
| Assets and Liabilities | ||
| Total Assets: | $207,949,000 | 2,991 |
| Cash and due from depository institutions | $2,581,000 | 2,356 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $22,753,000 | 4,145 |
| Federal funds sold & reverse repurchase agreements | $2,441,000 | 4,726 |
| Net loans & leases | $168,340,000 | 2,547 |
| Loan loss allowance | $2,085,000 | 2,404 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,653,000 | 1,848 |
| Other real estate owned | $108,000 | 2,356 |
| Goodwill and other intangibles | $98,000 | 2,887 |
| All other assets | $4,975,000 | 2,991 |
| Life insurance assets | $2,168,000 | 2,158 |
| Total liabilities and capital | $207,949,000 | 2,991 |
| Total liabilities | $186,952,000 | 2,961 |
| Total deposits | $179,326,000 | 2,844 |
| Interest-bearing deposits | $151,449,000 | 2,868 |
| Deposits held in domestic offices | $179,326,000 | 2,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 1,976 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $3,651,000 | 3,728 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,475,000 | 3,021 |
| Total equity capital | $20,997,000 | 3,102 |
| Total bank equity capital | $20,997,000 | 3,102 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $360,000 | 4,765 |
| Surplus | $14,640,000 | 1,857 |
| Undivided profits | $5,997,000 | 4,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,255,000 | 588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,067,000 | 3,617 |
| Earning assets | $193,534,000 | 2,946 |
| Long-term assets (5+ years) | $20,093,000 | 3,416 |
| Average Assets, year-to-date | $207,963,500 | 2,976 |
| Average Assets, quarterly | $207,963,500 | 2,976 |
| Volatile liabilities | $50,452,000 | 2,471 |
| Insider loans | $1,710,000 | 3,265 |
| FHLB advances | $3,000,000 | 3,728 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $28,413,000 | 2,744 |
| Tier 1 (core) risk-based capital | $21,106,000 | 2,961 |
| Tier 2 risk-based capital | $2,085,000 | 2,301 |
| Total risk weighted assets | $184,417,000 | 2,447 |
| Total unused commitments | $28,413,000 | 2,745 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 73 | 2,401 |
| Assets and Liabilities | ||
| Total Assets: | $207,978,000 | 2,978 |
| Cash and due from depository institutions | $6,601,000 | 2,401 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $23,960,000 | 4,040 |
| Federal funds sold & reverse repurchase agreements | $1,510,000 | 4,823 |
| Net loans & leases | $163,877,000 | 2,583 |
| Loan loss allowance | $1,889,000 | 2,599 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,565,000 | 1,852 |
| Other real estate owned | $43,000 | 2,401 |
| Goodwill and other intangibles | $111,000 | 2,849 |
| All other assets | $5,311,000 | 2,872 |
| Life insurance assets | $2,147,000 | 2,139 |
| Total liabilities and capital | $207,978,000 | 2,978 |
| Total liabilities | $187,189,000 | 2,952 |
| Total deposits | $181,933,000 | 2,798 |
| Interest-bearing deposits | $153,209,000 | 2,810 |
| Deposits held in domestic offices | $181,933,000 | 2,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,661,000 | 3,856 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,595,000 | 2,847 |
| Total equity capital | $20,789,000 | 3,085 |
| Total bank equity capital | $20,789,000 | 3,085 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $360,000 | 4,788 |
| Surplus | $14,640,000 | 1,814 |
| Undivided profits | $5,789,000 | 4,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,499,000 | 1,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,216,000 | 3,365 |
| Earning assets | $189,347,000 | 2,975 |
| Long-term assets (5+ years) | $19,999,000 | 3,377 |
| Average Assets, year-to-date | $206,914,400 | 2,875 |
| Average Assets, quarterly | $208,510,000 | 2,933 |
| Volatile liabilities | $49,919,000 | 2,656 |
| Insider loans | $1,952,000 | 3,022 |
| FHLB advances | $3,000,000 | 3,891 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $0 | 8,445 |
| Tier 1 (core) risk-based capital | $20,906,000 | 2,935 |
| Tier 2 risk-based capital | $1,889,000 | 2,484 |
| Total risk weighted assets | $179,817,000 | 2,491 |
| Total unused commitments | $0 | 8,445 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 77 | 2,302 |
| Assets and Liabilities | ||
| Total Assets: | $209,042,000 | 2,938 |
| Cash and due from depository institutions | $4,744,000 | 2,302 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $24,208,000 | 4,057 |
| Federal funds sold & reverse repurchase agreements | $4,669,000 | 2,555 |
| Net loans & leases | $163,274,000 | 2,586 |
| Loan loss allowance | $2,263,000 | 2,249 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,639,000 | 1,787 |
| Other real estate owned | $0 | 2,302 |
| Goodwill and other intangibles | $124,000 | 2,818 |
| All other assets | $5,384,000 | 2,856 |
| Life insurance assets | $2,125,000 | 2,114 |
| Total liabilities and capital | $209,042,000 | 2,938 |
| Total liabilities | $187,506,000 | 2,926 |
| Total deposits | $182,403,000 | 2,738 |
| Interest-bearing deposits | $154,924,000 | 2,744 |
| Deposits held in domestic offices | $182,403,000 | 2,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,671,000 | 4,048 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,432,000 | 3,015 |
| Total equity capital | $21,536,000 | 2,965 |
| Total bank equity capital | $21,536,000 | 2,965 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $360,000 | 4,823 |
| Surplus | $14,640,000 | 1,788 |
| Undivided profits | $6,536,000 | 4,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,240,000 | 731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,370,000 | 3,022 |
| Earning assets | $192,151,000 | 2,925 |
| Long-term assets (5+ years) | $20,931,000 | 3,257 |
| Average Assets, year-to-date | $206,648,500 | 2,889 |
| Average Assets, quarterly | $207,909,500 | 2,928 |
| Volatile liabilities | $49,034,000 | 2,665 |
| Insider loans | $1,945,000 | 3,009 |
| FHLB advances | $3,000,000 | 4,055 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $36,968,000 | 2,273 |
| Tier 1 (core) risk-based capital | $21,703,000 | 2,823 |
| Tier 2 risk-based capital | $2,263,000 | 2,153 |
| Total risk weighted assets | $182,864,000 | 2,435 |
| Total unused commitments | $36,968,000 | 2,274 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 79 | 2,232 |
| Assets and Liabilities | ||
| Total Assets: | $206,777,000 | 2,939 |
| Cash and due from depository institutions | $7,004,000 | 2,232 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $24,151,000 | 4,066 |
| Federal funds sold & reverse repurchase agreements | $937,000 | 4,615 |
| Net loans & leases | $162,795,000 | 2,579 |
| Loan loss allowance | $2,156,000 | 2,300 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,638,000 | 1,735 |
| Other real estate owned | $0 | 2,232 |
| Goodwill and other intangibles | $140,000 | 2,770 |
| All other assets | $5,112,000 | 2,932 |
| Life insurance assets | $2,104,000 | 2,082 |
| Total liabilities and capital | $206,777,000 | 2,939 |
| Total liabilities | $185,678,000 | 2,928 |
| Total deposits | $180,630,000 | 2,749 |
| Interest-bearing deposits | $149,507,000 | 2,803 |
| Deposits held in domestic offices | $180,630,000 | 2,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $3,680,000 | 4,083 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,368,000 | 2,860 |
| Total equity capital | $21,099,000 | 2,910 |
| Total bank equity capital | $21,099,000 | 2,910 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $360,000 | 4,823 |
| Surplus | $14,640,000 | 1,747 |
| Undivided profits | $6,099,000 | 4,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,196,000 | 1,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,102,000 | 3,324 |
| Earning assets | $187,883,000 | 2,946 |
| Long-term assets (5+ years) | $20,594,000 | 3,276 |
| Average Assets, year-to-date | $205,850,670 | 2,904 |
| Average Assets, quarterly | $209,021,500 | 2,902 |
| Volatile liabilities | $42,533,000 | 2,917 |
| Insider loans | $1,969,000 | 2,940 |
| FHLB advances | $3,000,000 | 4,088 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $39,498,000 | 2,169 |
| Tier 1 (core) risk-based capital | $21,455,000 | 2,802 |
| Tier 2 risk-based capital | $2,156,000 | 2,206 |
| Total risk weighted assets | $179,016,000 | 2,459 |
| Total unused commitments | $39,498,000 | 2,170 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 81 | 2,158 |
| Assets and Liabilities | ||
| Total Assets: | $211,266,000 | 2,872 |
| Cash and due from depository institutions | $6,851,000 | 2,158 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $24,273,000 | 4,107 |
| Federal funds sold & reverse repurchase agreements | $10,577,000 | 1,414 |
| Net loans & leases | $157,821,000 | 2,596 |
| Loan loss allowance | $1,922,000 | 2,496 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,707,000 | 1,691 |
| Other real estate owned | $15,000 | 2,158 |
| Goodwill and other intangibles | $153,000 | 2,720 |
| All other assets | $4,869,000 | 2,968 |
| Life insurance assets | $2,082,000 | 2,060 |
| Total liabilities and capital | $211,266,000 | 2,872 |
| Total liabilities | $190,581,000 | 2,853 |
| Total deposits | $185,587,000 | 2,683 |
| Interest-bearing deposits | $151,908,000 | 2,750 |
| Deposits held in domestic offices | $185,587,000 | 2,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,690,000 | 3,992 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,304,000 | 2,960 |
| Total equity capital | $20,685,000 | 2,943 |
| Total bank equity capital | $20,685,000 | 2,943 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $360,000 | 4,817 |
| Surplus | $14,640,000 | 1,686 |
| Undivided profits | $5,685,000 | 4,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,183,000 | 1,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,085,000 | 3,202 |
| Earning assets | $192,671,000 | 2,882 |
| Long-term assets (5+ years) | $19,252,000 | 3,376 |
| Average Assets, year-to-date | $205,387,500 | 2,912 |
| Average Assets, quarterly | $205,387,500 | 2,912 |
| Volatile liabilities | $41,804,000 | 2,829 |
| Insider loans | $2,084,000 | 2,772 |
| FHLB advances | $3,000,000 | 3,999 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $42,197,000 | 2,049 |
| Tier 1 (core) risk-based capital | $20,921,000 | 2,825 |
| Tier 2 risk-based capital | $1,922,000 | 2,384 |
| Total risk weighted assets | $174,862,000 | 2,463 |
| Total unused commitments | $42,197,000 | 2,050 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 79 | 2,204 |
| Assets and Liabilities | ||
| Total Assets: | $199,509,000 | 2,976 |
| Cash and due from depository institutions | $4,454,000 | 2,204 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $24,551,000 | 4,090 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $158,831,000 | 2,558 |
| Loan loss allowance | $1,682,000 | 2,749 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,629,000 | 1,683 |
| Other real estate owned | $174,000 | 2,204 |
| Goodwill and other intangibles | $169,000 | 2,677 |
| All other assets | $4,701,000 | 3,016 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $199,509,000 | 2,976 |
| Total liabilities | $178,983,000 | 2,966 |
| Total deposits | $173,318,000 | 2,830 |
| Interest-bearing deposits | $143,288,000 | 2,854 |
| Deposits held in domestic offices | $173,318,000 | 2,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $238,000 | 3,304 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,699,000 | 4,058 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,728,000 | 2,371 |
| Total equity capital | $20,526,000 | 2,928 |
| Total bank equity capital | $20,526,000 | 2,928 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $360,000 | 4,841 |
| Surplus | $14,640,000 | 1,650 |
| Undivided profits | $5,526,000 | 4,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $886,000 | 2,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,003,000 | 3,448 |
| Earning assets | $183,382,000 | 2,964 |
| Long-term assets (5+ years) | $17,532,000 | 3,541 |
| Average Assets, year-to-date | $197,344,400 | 2,891 |
| Average Assets, quarterly | $200,981,500 | 2,937 |
| Volatile liabilities | $36,695,000 | 3,053 |
| Insider loans | $2,521,000 | 2,411 |
| FHLB advances | $3,000,000 | 4,059 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $43,397,000 | 1,980 |
| Tier 1 (core) risk-based capital | $20,669,000 | 2,815 |
| Tier 2 risk-based capital | $1,682,000 | 2,617 |
| Total risk weighted assets | $172,954,000 | 2,451 |
| Total unused commitments | $43,397,000 | 1,981 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 78 | 2,223 |
| Assets and Liabilities | ||
| Total Assets: | $202,454,000 | 2,903 |
| Cash and due from depository institutions | $3,568,000 | 2,223 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $25,275,000 | 3,978 |
| Federal funds sold & reverse repurchase agreements | $4,673,000 | 2,401 |
| Net loans & leases | $157,010,000 | 2,555 |
| Loan loss allowance | $1,674,000 | 2,745 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,733,000 | 1,625 |
| Other real estate owned | $411,000 | 2,223 |
| Goodwill and other intangibles | $184,000 | 2,616 |
| All other assets | $4,600,000 | 3,017 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $202,454,000 | 2,903 |
| Total liabilities | $182,510,000 | 2,886 |
| Total deposits | $180,405,000 | 2,662 |
| Interest-bearing deposits | $148,952,000 | 2,699 |
| Deposits held in domestic offices | $180,405,000 | 2,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $708,000 | 5,361 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,397,000 | 2,719 |
| Total equity capital | $19,944,000 | 2,976 |
| Total bank equity capital | $19,944,000 | 2,976 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $360,000 | 4,844 |
| Surplus | $14,640,000 | 1,606 |
| Undivided profits | $4,944,000 | 4,671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,123,000 | 2,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $933,000 | 3,650 |
| Earning assets | $186,958,000 | 2,879 |
| Long-term assets (5+ years) | $17,109,000 | 3,627 |
| Average Assets, year-to-date | $196,803,250 | 2,887 |
| Average Assets, quarterly | $201,618,500 | 2,884 |
| Volatile liabilities | $37,467,000 | 2,921 |
| Insider loans | $2,308,000 | 2,560 |
| FHLB advances | $708,000 | 5,101 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $36,506,000 | 2,193 |
| Tier 1 (core) risk-based capital | $19,972,000 | 2,879 |
| Tier 2 risk-based capital | $1,674,000 | 2,602 |
| Total risk weighted assets | $172,670,000 | 2,428 |
| Total unused commitments | $36,506,000 | 2,195 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 76 | 2,286 |
| Assets and Liabilities | ||
| Total Assets: | $200,783,000 | 2,885 |
| Cash and due from depository institutions | $6,644,000 | 2,286 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $25,694,000 | 3,982 |
| Federal funds sold & reverse repurchase agreements | $327,000 | 5,179 |
| Net loans & leases | $156,575,000 | 2,507 |
| Loan loss allowance | $2,003,000 | 2,334 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,824,000 | 1,561 |
| Other real estate owned | $0 | 2,286 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,719,000 | 2,862 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $200,783,000 | 2,885 |
| Total liabilities | $181,272,000 | 2,860 |
| Total deposits | $174,268,000 | 2,703 |
| Interest-bearing deposits | $138,676,000 | 2,839 |
| Deposits held in domestic offices | $174,268,000 | 2,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,717,000 | 3,452 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,287,000 | 2,713 |
| Total equity capital | $19,511,000 | 2,995 |
| Total bank equity capital | $19,511,000 | 2,995 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $360,000 | 4,839 |
| Surplus | $14,640,000 | 1,564 |
| Undivided profits | $4,511,000 | 4,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,359,000 | 1,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $905,000 | 3,444 |
| Earning assets | $182,596,000 | 2,888 |
| Long-term assets (5+ years) | $27,653,000 | 2,729 |
| Average Assets, year-to-date | $194,919,670 | 2,899 |
| Average Assets, quarterly | $194,044,000 | 2,927 |
| Volatile liabilities | $36,005,000 | 2,890 |
| Insider loans | $2,335,000 | 2,496 |
| FHLB advances | $5,000,000 | 3,449 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $29,782,000 | 2,459 |
| Tier 1 (core) risk-based capital | $19,476,000 | 2,891 |
| Tier 2 risk-based capital | $2,003,000 | 2,230 |
| Total risk weighted assets | $172,813,000 | 2,377 |
| Total unused commitments | $29,782,000 | 2,460 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 77 | 2,212 |
| Assets and Liabilities | ||
| Total Assets: | $187,305,000 | 3,016 |
| Cash and due from depository institutions | $7,475,000 | 2,212 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $31,431,000 | 3,497 |
| Federal funds sold & reverse repurchase agreements | $522,000 | 5,578 |
| Net loans & leases | $137,381,000 | 2,734 |
| Loan loss allowance | $1,709,000 | 2,664 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,889,000 | 1,526 |
| Other real estate owned | $0 | 2,212 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,607,000 | 3,417 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $187,305,000 | 3,016 |
| Total liabilities | $168,028,000 | 3,023 |
| Total deposits | $166,397,000 | 2,802 |
| Interest-bearing deposits | $133,963,000 | 2,905 |
| Deposits held in domestic offices | $166,397,000 | 2,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $726,000 | 5,166 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $905,000 | 3,412 |
| Total equity capital | $19,277,000 | 2,936 |
| Total bank equity capital | $19,277,000 | 2,936 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $360,000 | 4,868 |
| Surplus | $14,640,000 | 1,530 |
| Undivided profits | $4,277,000 | 4,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,938,000 | 1,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $834,000 | 3,590 |
| Earning assets | $169,334,000 | 3,051 |
| Long-term assets (5+ years) | $31,271,000 | 2,559 |
| Average Assets, year-to-date | $191,988,000 | 2,948 |
| Average Assets, quarterly | $191,988,000 | 2,948 |
| Volatile liabilities | $22,338,000 | 3,904 |
| Insider loans | $1,855,000 | 2,901 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $30,782,000 | 2,359 |
| Tier 1 (core) risk-based capital | $19,372,000 | 2,844 |
| Tier 2 risk-based capital | $1,709,000 | 2,503 |
| Total risk weighted assets | $154,922,000 | 2,581 |
| Total unused commitments | $30,782,000 | 2,363 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 77 | 2,212 |
| Assets and Liabilities | ||
| Total Assets: | $196,671,000 | 2,927 |
| Cash and due from depository institutions | $5,635,000 | 2,212 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $33,740,000 | 3,323 |
| Federal funds sold & reverse repurchase agreements | $13,803,000 | 864 |
| Net loans & leases | $134,006,000 | 2,775 |
| Loan loss allowance | $1,523,000 | 2,898 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,978,000 | 1,473 |
| Other real estate owned | $0 | 2,212 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,509,000 | 4,251 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $196,671,000 | 2,927 |
| Total liabilities | $178,302,000 | 2,893 |
| Total deposits | $176,570,000 | 2,643 |
| Interest-bearing deposits | $142,855,000 | 2,767 |
| Deposits held in domestic offices | $176,570,000 | 2,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $736,000 | 5,206 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $996,000 | 3,115 |
| Total equity capital | $18,369,000 | 3,066 |
| Total bank equity capital | $18,369,000 | 3,066 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $360,000 | 4,881 |
| Surplus | $13,640,000 | 1,626 |
| Undivided profits | $4,369,000 | 4,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $457,000 | 3,969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $813,000 | 3,673 |
| Earning assets | $181,549,000 | 2,905 |
| Long-term assets (5+ years) | $31,899,000 | 2,592 |
| Average Assets, year-to-date | $180,249,400 | 3,006 |
| Average Assets, quarterly | $189,803,000 | 2,971 |
| Volatile liabilities | $24,264,000 | 3,610 |
| Insider loans | $3,278,000 | 1,847 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $28,402,000 | 2,390 |
| Tier 1 (core) risk-based capital | $18,102,000 | 2,983 |
| Tier 2 risk-based capital | $1,523,000 | 2,726 |
| Total risk weighted assets | $152,948,000 | 2,584 |
| Total unused commitments | $28,402,000 | 2,391 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 78 | 2,180 |
| Assets and Liabilities | ||
| Total Assets: | $182,935,000 | 3,036 |
| Cash and due from depository institutions | $6,142,000 | 2,180 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $31,642,000 | 3,473 |
| Federal funds sold & reverse repurchase agreements | $3,375,000 | 2,785 |
| Net loans & leases | $131,883,000 | 2,774 |
| Loan loss allowance | $1,708,000 | 2,625 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,084,000 | 1,412 |
| Other real estate owned | $0 | 2,180 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,809,000 | 3,958 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $182,935,000 | 3,036 |
| Total liabilities | $169,144,000 | 2,971 |
| Total deposits | $166,913,000 | 2,761 |
| Interest-bearing deposits | $135,617,000 | 2,844 |
| Deposits held in domestic offices | $166,913,000 | 2,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $744,000 | 5,231 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,487,000 | 2,401 |
| Total equity capital | $13,791,000 | 3,908 |
| Total bank equity capital | $13,791,000 | 3,908 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $360,000 | 4,899 |
| Surplus | $9,640,000 | 2,089 |
| Undivided profits | $3,791,000 | 5,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 6,869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $769,000 | 3,999 |
| Earning assets | $166,900,000 | 3,050 |
| Long-term assets (5+ years) | $29,127,000 | 2,788 |
| Average Assets, year-to-date | $176,144,000 | 3,053 |
| Average Assets, quarterly | $180,097,500 | 3,057 |
| Volatile liabilities | $24,515,000 | 3,565 |
| Insider loans | $3,373,000 | 1,740 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $28,986,000 | 2,335 |
| Tier 1 (core) risk-based capital | $13,461,000 | 3,828 |
| Tier 2 risk-based capital | $1,708,000 | 2,455 |
| Total risk weighted assets | $148,769,000 | 2,617 |
| Total unused commitments | $28,986,000 | 2,339 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 76 | 2,259 |
| Assets and Liabilities | ||
| Total Assets: | $177,260,000 | 3,102 |
| Cash and due from depository institutions | $8,381,000 | 2,259 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $32,589,000 | 3,446 |
| Federal funds sold & reverse repurchase agreements | $1,921,000 | 3,541 |
| Net loans & leases | $124,330,000 | 2,862 |
| Loan loss allowance | $1,571,000 | 2,821 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,176,000 | 1,376 |
| Other real estate owned | $0 | 2,259 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,863,000 | 3,880 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $177,260,000 | 3,102 |
| Total liabilities | $164,074,000 | 3,012 |
| Total deposits | $162,021,000 | 2,789 |
| Interest-bearing deposits | $131,484,000 | 2,907 |
| Deposits held in domestic offices | $162,021,000 | 2,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $752,000 | 5,209 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,301,000 | 2,427 |
| Total equity capital | $13,186,000 | 3,931 |
| Total bank equity capital | $13,186,000 | 3,931 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $360,000 | 4,931 |
| Surplus | $9,640,000 | 2,054 |
| Undivided profits | $3,186,000 | 5,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 5,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $737,000 | 3,864 |
| Earning assets | $158,840,000 | 3,144 |
| Long-term assets (5+ years) | $31,189,000 | 2,752 |
| Average Assets, year-to-date | $173,880,330 | 3,086 |
| Average Assets, quarterly | $175,797,500 | 3,091 |
| Volatile liabilities | $25,334,000 | 3,403 |
| Insider loans | $2,925,000 | 1,968 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $25,940,000 | 2,511 |
| Tier 1 (core) risk-based capital | $13,055,000 | 3,904 |
| Tier 2 risk-based capital | $1,571,000 | 2,607 |
| Total risk weighted assets | $142,468,000 | 2,670 |
| Total unused commitments | $25,940,000 | 2,514 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 70 | 2,459 |
| Assets and Liabilities | ||
| Total Assets: | $174,335,000 | 3,106 |
| Cash and due from depository institutions | $5,310,000 | 2,459 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $38,902,000 | 2,998 |
| Federal funds sold & reverse repurchase agreements | $5,850,000 | 2,476 |
| Net loans & leases | $114,853,000 | 3,000 |
| Loan loss allowance | $1,538,000 | 2,857 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,543,000 | 1,494 |
| Other real estate owned | $0 | 2,459 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,877,000 | 3,702 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $174,335,000 | 3,106 |
| Total liabilities | $160,517,000 | 3,042 |
| Total deposits | $158,222,000 | 2,833 |
| Interest-bearing deposits | $130,840,000 | 2,920 |
| Deposits held in domestic offices | $158,222,000 | 2,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $761,000 | 5,030 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,534,000 | 2,380 |
| Total equity capital | $13,818,000 | 3,866 |
| Total bank equity capital | $13,818,000 | 3,866 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $360,000 | 4,942 |
| Surplus | $9,640,000 | 2,022 |
| Undivided profits | $3,818,000 | 5,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 5,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $833,000 | 3,422 |
| Earning assets | $159,605,000 | 3,106 |
| Long-term assets (5+ years) | $31,102,000 | 2,700 |
| Average Assets, year-to-date | $172,190,500 | 3,104 |
| Average Assets, quarterly | $172,190,500 | 3,104 |
| Volatile liabilities | $29,086,000 | 2,999 |
| Insider loans | $2,920,000 | 1,931 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $23,154,000 | 2,668 |
| Tier 1 (core) risk-based capital | $13,163,000 | 3,839 |
| Tier 2 risk-based capital | $1,538,000 | 2,632 |
| Total risk weighted assets | $138,014,000 | 2,687 |
| Total unused commitments | $23,154,000 | 2,676 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 70 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $170,046,000 | 3,155 |
| Cash and due from depository institutions | $5,338,000 | 2,464 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $38,078,000 | 3,096 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 1,934 |
| Net loans & leases | $112,371,000 | 3,047 |
| Loan loss allowance | $1,505,000 | 2,880 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,412,000 | 1,838 |
| Other real estate owned | $0 | 2,464 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,747,000 | 3,879 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,046,000 | 3,155 |
| Total liabilities | $156,633,000 | 3,106 |
| Total deposits | $154,482,000 | 2,881 |
| Interest-bearing deposits | $127,074,000 | 2,970 |
| Deposits held in domestic offices | $154,482,000 | 2,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $769,000 | 5,058 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,382,000 | 2,473 |
| Total equity capital | $13,413,000 | 3,889 |
| Total bank equity capital | $13,413,000 | 3,889 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $360,000 | 4,981 |
| Surplus | $8,640,000 | 2,212 |
| Undivided profits | $4,413,000 | 4,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 7,453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $741,000 | 3,924 |
| Earning assets | $156,549,000 | 3,133 |
| Long-term assets (5+ years) | $36,797,000 | 2,411 |
| Average Assets, year-to-date | $164,725,000 | 3,141 |
| Average Assets, quarterly | $169,614,500 | 3,140 |
| Volatile liabilities | $23,323,000 | 3,512 |
| Insider loans | $2,557,000 | 2,135 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $22,430,000 | 2,631 |
| Tier 1 (core) risk-based capital | $12,912,000 | 3,855 |
| Tier 2 risk-based capital | $1,505,000 | 2,667 |
| Total risk weighted assets | $133,154,000 | 2,761 |
| Total unused commitments | $22,430,000 | 2,635 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 63 | 2,758 |
| Assets and Liabilities | ||
| Total Assets: | $169,183,000 | 3,163 |
| Cash and due from depository institutions | $4,549,000 | 2,758 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $49,115,000 | 2,483 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 3,728 |
| Net loans & leases | $105,429,000 | 3,192 |
| Loan loss allowance | $1,461,000 | 2,950 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,118,000 | 2,369 |
| Other real estate owned | $0 | 2,758 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,122,000 | 3,545 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,183,000 | 3,163 |
| Total liabilities | $155,714,000 | 3,107 |
| Total deposits | $153,484,000 | 2,890 |
| Interest-bearing deposits | $125,900,000 | 3,000 |
| Deposits held in domestic offices | $153,484,000 | 2,888 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $777,000 | 5,033 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,453,000 | 2,462 |
| Total equity capital | $13,469,000 | 3,862 |
| Total bank equity capital | $13,469,000 | 3,862 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $360,000 | 5,012 |
| Surplus | $8,640,000 | 2,179 |
| Undivided profits | $4,469,000 | 4,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $161,000 | 6,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $838,000 | 3,696 |
| Earning assets | $157,394,000 | 3,114 |
| Long-term assets (5+ years) | $41,171,000 | 2,192 |
| Average Assets, year-to-date | $163,394,750 | 3,184 |
| Average Assets, quarterly | $169,549,000 | 3,150 |
| Volatile liabilities | $24,378,000 | 3,370 |
| Insider loans | $3,352,000 | 1,663 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $19,574,000 | 2,879 |
| Tier 1 (core) risk-based capital | $13,032,000 | 3,820 |
| Tier 2 risk-based capital | $1,461,000 | 2,709 |
| Total risk weighted assets | $124,680,000 | 2,912 |
| Total unused commitments | $19,574,000 | 2,881 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 61 | 2,841 |
| Assets and Liabilities | ||
| Total Assets: | $169,915,000 | 3,146 |
| Cash and due from depository institutions | $5,768,000 | 2,841 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $45,753,000 | 2,585 |
| Federal funds sold & reverse repurchase agreements | $16,200,000 | 965 |
| Net loans & leases | $95,665,000 | 3,434 |
| Loan loss allowance | $1,406,000 | 3,004 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,680,000 | 2,589 |
| Other real estate owned | $200,000 | 2,841 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,649,000 | 3,839 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,915,000 | 3,146 |
| Total liabilities | $156,464,000 | 3,076 |
| Total deposits | $154,109,000 | 2,881 |
| Interest-bearing deposits | $123,387,000 | 3,023 |
| Deposits held in domestic offices | $154,109,000 | 2,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $785,000 | 5,056 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,570,000 | 2,422 |
| Total equity capital | $13,451,000 | 3,872 |
| Total bank equity capital | $13,451,000 | 3,872 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $360,000 | 5,023 |
| Surplus | $7,640,000 | 2,367 |
| Undivided profits | $5,451,000 | 4,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 6,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $837,000 | 3,561 |
| Earning assets | $157,618,000 | 3,114 |
| Long-term assets (5+ years) | $38,811,000 | 2,170 |
| Average Assets, year-to-date | $161,465,330 | 3,217 |
| Average Assets, quarterly | $167,025,000 | 3,158 |
| Volatile liabilities | $27,374,000 | 3,042 |
| Insider loans | $3,391,000 | 1,627 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $14,534,000 | 3,408 |
| Tier 1 (core) risk-based capital | $12,589,000 | 3,857 |
| Tier 2 risk-based capital | $1,406,000 | 2,748 |
| Total risk weighted assets | $119,086,000 | 2,993 |
| Total unused commitments | $14,534,000 | 3,419 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $164,135,000 | 3,197 |
| Cash and due from depository institutions | $1,419,000 | 3,006 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $38,484,000 | 2,917 |
| Federal funds sold & reverse repurchase agreements | $22,300,000 | 717 |
| Net loans & leases | $95,682,000 | 3,384 |
| Loan loss allowance | $1,296,000 | 3,162 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,576,000 | 2,616 |
| Other real estate owned | $200,000 | 3,006 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,474,000 | 4,005 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,135,000 | 3,197 |
| Total liabilities | $151,158,000 | 3,138 |
| Total deposits | $148,653,000 | 2,954 |
| Interest-bearing deposits | $123,154,000 | 3,021 |
| Deposits held in domestic offices | $148,653,000 | 2,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $792,000 | 4,937 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,713,000 | 2,312 |
| Total equity capital | $12,977,000 | 3,912 |
| Total bank equity capital | $12,977,000 | 3,912 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $360,000 | 5,038 |
| Surplus | $7,640,000 | 2,335 |
| Undivided profits | $4,977,000 | 4,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $814,000 | 3,662 |
| Earning assets | $156,466,000 | 3,099 |
| Long-term assets (5+ years) | $39,548,000 | 2,075 |
| Average Assets, year-to-date | $157,240,500 | 3,273 |
| Average Assets, quarterly | $157,240,500 | 3,273 |
| Volatile liabilities | $30,631,000 | 2,760 |
| Insider loans | $3,154,000 | 1,712 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,894,000 | 3,441 |
| Tier 1 (core) risk-based capital | $12,421,000 | 3,851 |
| Tier 2 risk-based capital | $1,296,000 | 2,899 |
| Total risk weighted assets | $111,347,000 | 3,106 |
| Total unused commitments | $13,894,000 | 3,453 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 53 | 3,168 |
| Assets and Liabilities | ||
| Total Assets: | $150,346,000 | 3,373 |
| Cash and due from depository institutions | $5,480,000 | 3,168 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $34,146,000 | 3,172 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 3,869 |
| Net loans & leases | $101,975,000 | 3,162 |
| Loan loss allowance | $1,277,000 | 3,122 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,337,000 | 2,757 |
| Other real estate owned | $0 | 3,168 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,308,000 | 4,184 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,346,000 | 3,373 |
| Total liabilities | $137,863,000 | 3,315 |
| Total deposits | $135,334,000 | 3,136 |
| Interest-bearing deposits | $111,109,000 | 3,226 |
| Deposits held in domestic offices | $135,334,000 | 3,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $980,000 | 4,944 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,549,000 | 2,468 |
| Total equity capital | $12,483,000 | 3,994 |
| Total bank equity capital | $12,483,000 | 3,994 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $360,000 | 5,051 |
| Surplus | $7,640,000 | 2,295 |
| Undivided profits | $4,483,000 | 4,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $313,000 | 5,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $781,000 | 3,972 |
| Earning assets | $139,221,000 | 3,328 |
| Long-term assets (5+ years) | $52,606,000 | 1,653 |
| Average Assets, year-to-date | $140,282,200 | 3,445 |
| Average Assets, quarterly | $150,089,500 | 3,348 |
| Volatile liabilities | $24,142,000 | 3,293 |
| Insider loans | $3,008,000 | 1,771 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,980,000 | 3,485 |
| Tier 1 (core) risk-based capital | $11,846,000 | 3,939 |
| Tier 2 risk-based capital | $1,277,000 | 2,886 |
| Total risk weighted assets | $111,482,000 | 3,062 |
| Total unused commitments | $12,980,000 | 3,489 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 53 | 3,166 |
| Assets and Liabilities | ||
| Total Assets: | $126,690,000 | 3,780 |
| Cash and due from depository institutions | $4,403,000 | 3,166 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $33,548,000 | 3,074 |
| Federal funds sold & reverse repurchase agreements | $6,950,000 | 2,099 |
| Net loans & leases | $77,241,000 | 3,861 |
| Loan loss allowance | $942,000 | 3,752 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,471,000 | 3,487 |
| Other real estate owned | $0 | 3,166 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,077,000 | 4,445 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,690,000 | 3,780 |
| Total liabilities | $115,537,000 | 3,730 |
| Total deposits | $114,271,000 | 3,494 |
| Interest-bearing deposits | $92,080,000 | 3,697 |
| Deposits held in domestic offices | $114,271,000 | 3,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,266,000 | 2,896 |
| Total equity capital | $11,153,000 | 4,120 |
| Total bank equity capital | $11,153,000 | 4,120 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $360,000 | 5,164 |
| Surplus | $6,640,000 | 2,468 |
| Undivided profits | $4,153,000 | 4,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 7,697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $732,000 | 4,538 |
| Earning assets | $117,739,000 | 3,720 |
| Long-term assets (5+ years) | $42,017,000 | 1,948 |
| Average Assets, year-to-date | $117,540,200 | 3,864 |
| Average Assets, quarterly | $125,885,000 | 3,763 |
| Volatile liabilities | $18,783,000 | 3,853 |
| Insider loans | $1,741,000 | 2,675 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $26,215,000 | 2,064 |
| Tier 1 (core) risk-based capital | $10,720,000 | 4,109 |
| Tier 2 risk-based capital | $942,000 | 3,519 |
| Total risk weighted assets | $90,958,000 | 3,491 |
| Total unused commitments | $26,215,000 | 2,069 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 49 | 3,414 |
| Assets and Liabilities | ||
| Total Assets: | $107,928,000 | 4,183 |
| Cash and due from depository institutions | $3,838,000 | 3,414 |
| Interest-bearing balances | $99,000 | 4,814 |
| Securities | $36,872,000 | 2,885 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 2,890 |
| Net loans & leases | $59,274,000 | 4,621 |
| Loan loss allowance | $602,000 | 5,093 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,389,000 | 3,517 |
| Other real estate owned | $0 | 3,414 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,655,000 | 4,501 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,928,000 | 4,183 |
| Total liabilities | $97,889,000 | 4,132 |
| Total deposits | $96,707,000 | 3,907 |
| Interest-bearing deposits | $77,516,000 | 4,115 |
| Deposits held in domestic offices | $96,707,000 | 3,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,182,000 | 3,147 |
| Total equity capital | $10,039,000 | 4,385 |
| Total bank equity capital | $10,039,000 | 4,385 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $360,000 | 5,326 |
| Surplus | $5,640,000 | 2,748 |
| Undivided profits | $4,039,000 | 4,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 8,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $319,000 | 6,711 |
| Earning assets | $100,145,000 | 4,148 |
| Long-term assets (5+ years) | $36,237,000 | 2,075 |
| Average Assets, year-to-date | $103,441,200 | 4,174 |
| Average Assets, quarterly | $108,602,500 | 4,119 |
| Volatile liabilities | $13,075,000 | 4,879 |
| Insider loans | $1,929,000 | 2,408 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $17,259,000 | 2,604 |
| Tier 1 (core) risk-based capital | $9,852,000 | 4,335 |
| Tier 2 risk-based capital | $602,000 | 4,790 |
| Total risk weighted assets | $63,400,500 | 4,506 |
| Total unused commitments | $17,259,000 | 2,608 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 47 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $97,922,000 | 4,491 |
| Cash and due from depository institutions | $9,272,000 | 3,669 |
| Interest-bearing balances | $3,273,000 | 1,188 |
| Securities | $36,009,000 | 3,070 |
| Federal funds sold & reverse repurchase agreements | $2,750,000 | 3,041 |
| Net loans & leases | $45,563,000 | 5,388 |
| Loan loss allowance | $537,000 | 5,417 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,423,000 | 3,442 |
| Other real estate owned | $0 | 3,669 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,905,000 | 4,111 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,922,000 | 4,491 |
| Total liabilities | $89,458,000 | 4,444 |
| Total deposits | $88,433,000 | 4,173 |
| Interest-bearing deposits | $71,468,000 | 4,395 |
| Deposits held in domestic offices | $88,433,000 | 4,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,025,000 | 3,214 |
| Total equity capital | $8,464,000 | 4,880 |
| Total bank equity capital | $8,464,000 | 4,880 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $360,000 | 5,498 |
| Surplus | $3,640,000 | 3,824 |
| Undivided profits | $4,464,000 | 4,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $595,000 | 3,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $273,000 | 6,801 |
| Earning assets | $87,595,000 | 4,576 |
| Long-term assets (5+ years) | $31,858,000 | 2,437 |
| Average Assets, year-to-date | $94,772,400 | 4,454 |
| Average Assets, quarterly | $97,193,500 | 4,474 |
| Volatile liabilities | $9,774,000 | 5,486 |
| Insider loans | $2,248,000 | 2,024 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,269,000 | 5,857 |
| Tier 1 (core) risk-based capital | $9,108,000 | 4,597 |
| Tier 2 risk-based capital | $537,000 | 5,077 |
| Total risk weighted assets | $50,935,700 | 5,154 |
| Total unused commitments | $4,269,000 | 5,864 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 46 | 3,747 |
| Assets and Liabilities | ||
| Total Assets: | $92,155,000 | 4,655 |
| Cash and due from depository institutions | $7,918,000 | 3,747 |
| Interest-bearing balances | $3,372,000 | 1,622 |
| Securities | $40,702,000 | 2,797 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 2,549 |
| Net loans & leases | $32,909,000 | 6,397 |
| Loan loss allowance | $382,000 | 6,559 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,369,000 | 3,392 |
| Other real estate owned | $0 | 3,747 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,457,000 | 4,564 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,155,000 | 4,655 |
| Total liabilities | $82,354,000 | 4,671 |
| Total deposits | $81,092,000 | 4,489 |
| Interest-bearing deposits | $66,631,000 | 4,653 |
| Deposits held in domestic offices | $81,092,000 | 4,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,262,000 | 2,909 |
| Total equity capital | $9,801,000 | 4,429 |
| Total bank equity capital | $9,801,000 | 4,429 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $360,000 | 5,567 |
| Surplus | $3,640,000 | 3,691 |
| Undivided profits | $5,801,000 | 3,986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $654,000 | 3,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $213,000 | 7,729 |
| Earning assets | $83,783,000 | 4,686 |
| Long-term assets (5+ years) | $25,404,000 | 2,685 |
| Average Assets, year-to-date | $83,728,200 | 4,813 |
| Average Assets, quarterly | $89,772,500 | 4,678 |
| Volatile liabilities | $8,345,000 | 5,511 |
| Insider loans | $1,792,000 | 2,312 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,762,000 | 6,759 |
| Tier 1 (core) risk-based capital | $9,149,000 | 4,522 |
| Tier 2 risk-based capital | $382,000 | 6,168 |
| Total risk weighted assets | $41,111,500 | 5,796 |
| Total unused commitments | $2,762,000 | 6,774 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 43 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $77,393,000 | 5,316 |
| Cash and due from depository institutions | $4,666,000 | 4,118 |
| Interest-bearing balances | $2,181,000 | 1,675 |
| Securities | $35,425,000 | 3,151 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,115 |
| Net loans & leases | $26,842,000 | 7,271 |
| Loan loss allowance | $301,000 | 7,553 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,510,000 | 3,144 |
| Other real estate owned | $158,000 | 4,118 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,292,000 | 5,033 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,393,000 | 5,316 |
| Total liabilities | $68,529,000 | 5,350 |
| Total deposits | $67,575,000 | 5,172 |
| Interest-bearing deposits | $55,197,000 | 5,392 |
| Deposits held in domestic offices | $67,575,000 | 5,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $954,000 | 3,698 |
| Total equity capital | $8,864,000 | 4,795 |
| Total bank equity capital | $8,864,000 | 4,795 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $360,000 | 5,803 |
| Surplus | $3,640,000 | 3,617 |
| Undivided profits | $4,864,000 | 4,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 6,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $191,000 | 8,395 |
| Earning assets | $70,948,000 | 5,322 |
| Long-term assets (5+ years) | $20,662,000 | 2,738 |
| Average Assets, year-to-date | $75,892,800 | 5,200 |
| Average Assets, quarterly | $78,100,500 | 5,216 |
| Volatile liabilities | $4,060,000 | 7,718 |
| Insider loans | $1,729,000 | 2,322 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,039,000 | 5,740 |
| Tier 1 (core) risk-based capital | $8,566,000 | 4,784 |
| Tier 2 risk-based capital | $301,000 | 7,038 |
| Total risk weighted assets | $33,981,500 | 6,538 |
| Total unused commitments | $4,039,000 | 5,749 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $73,968,000 | 5,637 |
| Cash and due from depository institutions | $5,576,000 | 4,777 |
| Interest-bearing balances | $2,975,000 | 1,252 |
| Securities | $34,066,000 | 3,546 |
| Federal funds sold & reverse repurchase agreements | $7,550,000 | 1,713 |
| Net loans & leases | $22,715,000 | 7,981 |
| Loan loss allowance | $304,000 | 7,811 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,443,000 | 3,163 |
| Other real estate owned | $413,000 | 4,777 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,205,000 | 5,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,968,000 | 5,637 |
| Total liabilities | $65,571,000 | 5,690 |
| Total deposits | $64,484,000 | 5,527 |
| Interest-bearing deposits | $52,786,000 | 5,734 |
| Deposits held in domestic offices | $64,484,000 | 5,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $221,000 | 4,489 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $866,000 | 3,945 |
| Total equity capital | $8,397,000 | 5,034 |
| Total bank equity capital | $8,397,000 | 5,034 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $360,000 | 6,154 |
| Surplus | $2,140,000 | 5,253 |
| Undivided profits | $5,897,000 | 3,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 8,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $181,000 | 8,796 |
| Earning assets | $67,306,000 | 5,664 |
| Long-term assets (5+ years) | $14,903,000 | 3,277 |
| Average Assets, year-to-date | $74,307,200 | 5,462 |
| Average Assets, quarterly | $75,112,000 | 5,528 |
| Volatile liabilities | $3,766,000 | 7,937 |
| Insider loans | $1,212,000 | 3,146 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,990,000 | 6,441 |
| Tier 1 (core) risk-based capital | $8,268,000 | 4,989 |
| Tier 2 risk-based capital | $304,000 | 7,157 |
| Total risk weighted assets | $28,025,700 | 7,356 |
| Total unused commitments | $2,990,000 | 6,456 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $70,987,000 | 5,892 |
| Cash and due from depository institutions | $3,552,000 | 4,498 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $35,075,000 | 3,612 |
| Federal funds sold & reverse repurchase agreements | $7,450,000 | 1,978 |
| Net loans & leases | $21,491,000 | 8,310 |
| Loan loss allowance | $430,000 | 6,670 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,133,000 | 3,499 |
| Other real estate owned | $0 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,286,000 | 5,291 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,987,000 | 5,892 |
| Total liabilities | $63,178,000 | 5,921 |
| Total deposits | $62,223,000 | 5,766 |
| Interest-bearing deposits | $51,391,000 | 5,968 |
| Deposits held in domestic offices | $62,223,000 | 5,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $97,000 | 4,391 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $858,000 | 4,124 |
| Total equity capital | $7,809,000 | 5,366 |
| Total bank equity capital | $7,809,000 | 5,366 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $360,000 | 6,496 |
| Surplus | $2,140,000 | 5,300 |
| Undivided profits | $5,309,000 | 4,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 9,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $181,000 | 9,123 |
| Earning assets | $64,016,000 | 5,959 |
| Long-term assets (5+ years) | $10,484,000 | 3,932 |
| Average Assets, year-to-date | $67,352,600 | 5,907 |
| Average Assets, quarterly | $70,939,500 | 5,836 |
| Volatile liabilities | $4,395,000 | 7,368 |
| Insider loans | $615,000 | 5,055 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,130,000 | 6,235 |
| Tier 1 (core) risk-based capital | $7,598,000 | 5,367 |
| Tier 2 risk-based capital | $315,380 | 7,133 |
| Total risk weighted assets | $25,115,680 | 7,914 |
| Total unused commitments | $3,130,000 | 6,251 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 43 | 4,565 |
| Assets and Liabilities | ||
| Total Assets: | $63,236,000 | 6,408 |
| Cash and due from depository institutions | $2,160,000 | 4,565 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $37,845,000 | 3,485 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 4,155 |
| Net loans & leases | $17,851,000 | 9,179 |
| Loan loss allowance | $429,000 | 6,837 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,119,000 | 3,472 |
| Other real estate owned | $0 | 4,565 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,561,000 | 4,763 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,236,000 | 6,408 |
| Total liabilities | $57,253,000 | 6,392 |
| Total deposits | $56,657,000 | 6,213 |
| Interest-bearing deposits | $47,364,000 | 6,348 |
| Deposits held in domestic offices | $56,657,000 | 6,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $258,000 | 4,257 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $338,000 | 6,795 |
| Total equity capital | $5,983,000 | 6,291 |
| Total bank equity capital | $5,983,000 | 6,291 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $360,000 | 6,869 |
| Surplus | $2,140,000 | 5,288 |
| Undivided profits | $3,483,000 | 5,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $130,000 | 10,120 |
| Earning assets | $57,396,000 | 6,412 |
| Long-term assets (5+ years) | $9,073,000 | 4,363 |
| Average Assets, year-to-date | $66,217,800 | 6,068 |
| Average Assets, quarterly | $64,379,500 | 6,275 |
| Volatile liabilities | $2,832,000 | 8,644 |
| Insider loans | $376,000 | 6,510 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,850,000 | 6,502 |
| Tier 1 (core) risk-based capital | $6,877,000 | 5,715 |
| Tier 2 risk-based capital | $272,640 | 7,893 |
| Total risk weighted assets | $21,654,840 | 8,649 |
| Total unused commitments | $2,850,000 | 6,513 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $68,030,000 | 6,203 |
| Cash and due from depository institutions | $2,882,000 | 5,435 |
| Interest-bearing balances | $1,287,000 | 3,030 |
| Securities | $41,227,000 | 3,373 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,708 |
| Net loans & leases | $19,628,000 | 8,911 |
| Loan loss allowance | $366,000 | 7,800 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,671,000 | 4,256 |
| Other real estate owned | $193,000 | 5,435 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,429,000 | 4,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,030,000 | 6,203 |
| Total liabilities | $61,755,000 | 6,182 |
| Total deposits | $60,647,000 | 6,061 |
| Interest-bearing deposits | $52,764,000 | 6,067 |
| Deposits held in domestic offices | $60,647,000 | 6,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $300,000 | 3,764 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $808,000 | 3,696 |
| Total equity capital | $6,275,000 | 6,161 |
| Total bank equity capital | $6,275,000 | 6,161 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $360,000 | 7,214 |
| Surplus | $2,140,000 | 5,269 |
| Undivided profits | $3,775,000 | 5,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 9,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $147,000 | 9,573 |
| Earning assets | $63,142,000 | 6,154 |
| Long-term assets (5+ years) | $11,195,000 | 4,070 |
| Average Assets, year-to-date | $64,071,200 | 6,358 |
| Average Assets, quarterly | $66,083,500 | 6,293 |
| Volatile liabilities | $5,109,000 | 6,442 |
| Insider loans | $531,000 | 5,529 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,450,000 | 6,973 |
| Tier 1 (core) risk-based capital | $6,275,000 | 6,082 |
| Tier 2 risk-based capital | $314,830 | 7,377 |
| Total risk weighted assets | $25,135,130 | 8,106 |
| Total unused commitments | $2,450,000 | 6,997 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 38 | 5,417 |
| Assets and Liabilities | ||
| Total Assets: | $61,278,000 | 6,816 |
| Cash and due from depository institutions | $2,511,000 | 5,417 |
| Interest-bearing balances | $594,000 | 4,625 |
| Securities | $32,210,000 | 4,186 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 7,837 |
| Net loans & leases | $22,817,000 | 8,317 |
| Loan loss allowance | $307,000 | 8,687 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,313,000 | 5,180 |
| Other real estate owned | $95,000 | 5,417 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $982,000 | 6,434 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,278,000 | 6,816 |
| Total liabilities | $55,529,000 | 6,842 |
| Total deposits | $54,910,000 | 6,719 |
| Interest-bearing deposits | $47,436,000 | 6,760 |
| Deposits held in domestic offices | $54,910,000 | 6,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $300,000 | 3,565 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $319,000 | 7,937 |
| Total equity capital | $5,749,000 | 6,382 |
| Total bank equity capital | $5,749,000 | 6,382 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $360,000 | 7,591 |
| Surplus | $2,140,000 | 5,173 |
| Undivided profits | $3,249,000 | 5,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $371,000 | 6,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $178,000 | 9,242 |
| Earning assets | $56,971,000 | 6,738 |
| Long-term assets (5+ years) | $16,825,000 | 2,961 |
| Average Assets, year-to-date | $59,264,600 | 6,843 |
| Average Assets, quarterly | $60,400,000 | 6,827 |
| Volatile liabilities | $3,484,000 | 7,981 |
| Insider loans | $28,000 | 7,995 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,772,000 | 6,331 |
| Tier 1 (core) risk-based capital | $5,749,000 | 6,303 |
| Tier 2 risk-based capital | $307,000 | 7,493 |
| Total risk weighted assets | $27,302,200 | 7,812 |
| Total unused commitments | $2,772,000 | 6,360 |
| Derivatives | $0 | 651 |