Home > Citizens Southern Bank, Inc. > Net Loans and Leases
Citizens Southern Bank, Inc., Net Loans and Leases
| 1999-12-31 | Rank | |
| Net loans and leases | $42,199,000 | 5,647 |
| Loan loss allowance | $530,000 | 5,473 |
| Total loans and leases | $42,729,000 | 5,651 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $42,729,000 | 5,658 |
| All real estate loans | $31,747,000 | 5,003 |
| Real estate loans in domestic offices | $31,747,000 | 5,003 |
| Construction and development loans | $1,071,000 | 5,286 |
| Commercial RE | $7,747,000 | 4,624 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,653 |
| 1-4 family residential loans | $22,546,000 | 3,919 |
| Farmland loans | $383,000 | 5,519 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $7,000 | 6,387 |
| Commercial and industrial loans | $5,069,000 | 5,318 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,906,000 | 4,233 |
| Credit card loans | $0 | 5,906 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,906,000 | 4,032 |
| All other loans & leases | $0 | 8,281 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $0 | 7,504 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $27,231,000 | 7,043 |
| Loan loss allowance | $342,000 | 6,950 |
| Total loans and leases | $27,573,000 | 7,050 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $27,573,000 | 7,063 |
| All real estate loans | $20,511,000 | 6,100 |
| Real estate loans in domestic offices | $20,511,000 | 6,099 |
| Construction and development loans | $327,000 | 6,870 |
| Commercial RE | $5,792,000 | 5,052 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,760 |
| 1-4 family residential loans | $14,204,000 | 5,066 |
| Farmland loans | $188,000 | 6,226 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $9,000 | 6,567 |
| Commercial and industrial loans | $2,916,000 | 6,603 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,137,000 | 5,389 |
| Credit card loans | $0 | 6,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,137,000 | 5,144 |
| All other loans & leases | $0 | 8,514 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $16,516,000 | 8,778 |
| Loan loss allowance | $214,000 | 8,613 |
| Total loans and leases | $16,730,000 | 8,789 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $16,730,000 | 8,797 |
| All real estate loans | $12,710,000 | 7,620 |
| Real estate loans in domestic offices | $12,710,000 | 7,619 |
| Construction and development loans | $73,000 | 8,354 |
| Commercial RE | $1,793,000 | 7,574 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,171 |
| 1-4 family residential loans | $10,839,000 | 6,019 |
| Farmland loans | $5,000 | 7,466 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $11,000 | 6,858 |
| Commercial and industrial loans | $1,699,000 | 7,915 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,291,000 | 7,491 |
| Credit card loans | $0 | 6,279 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,291,000 | 7,258 |
| All other loans & leases | $19,000 | 7,727 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $19,000 | 6,075 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $14,664,000 | 9,368 |
| Loan loss allowance | $194,000 | 9,247 |
| Total loans and leases | $14,858,000 | 9,379 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $14,858,000 | 9,379 |
| All real estate loans | $11,537,000 | 8,079 |
| Real estate loans in domestic offices | $11,537,000 | 8,079 |
| Construction and development loans | $661,000 | 6,156 |
| Commercial RE | $1,768,000 | 7,834 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,518 |
| 1-4 family residential loans | $9,108,000 | 6,645 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $935,000 | 9,177 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,359,000 | 7,633 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,359,000 | 7,389 |
| All other loans & leases | $27,000 | 7,796 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $27,000 | 5,804 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $7,434,000 | 11,127 |
| Loan loss allowance | $75,000 | 11,327 |
| Total loans and leases | $7,509,000 | 11,136 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $7,509,000 | 11,137 |
| All real estate loans | $5,660,000 | 9,965 |
| Real estate loans in domestic offices | $5,660,000 | 9,965 |
| Construction and development loans | $244,000 | 7,712 |
| Commercial RE | $1,448,000 | 8,432 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,869 |
| 1-4 family residential loans | $3,941,000 | 9,003 |
| Farmland loans | $27,000 | 7,974 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $575,000 | 10,004 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,274,000 | 9,554 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,274,000 | 9,379 |
| All other loans & leases | $0 | 9,776 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |