Home > Citizens Southern Bank, Inc. > Assets and Liabilities
Citizens Southern Bank, Inc., Assets and Liabilities
1999-12-31 | Rank | |
# of Employees: | 24 | 6,066 |
Assets and Liabilities | ||
Total Assets: | $64,550,000 | 5,974 |
Cash and due from depository institutions | $2,589,000 | 6,066 |
Interest-bearing balances | $140,000 | 4,354 |
Securities | $16,911,000 | 5,402 |
Federal funds sold & reverse repurchase agreements | $404,000 | 5,931 |
Net loans & leases | $42,199,000 | 5,647 |
Loan loss allowance | $530,000 | 5,473 |
Trading account assets | $0 | 165 |
Bank premises and fixed assets | $1,609,000 | 4,637 |
Other real estate owned | $0 | 6,066 |
Goodwill and other intangibles | $0 | 3,276 |
All other assets | $838,000 | 6,752 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $64,550,000 | 5,974 |
Total liabilities | $59,608,000 | 5,855 |
Total deposits | $53,381,000 | 6,004 |
Interest-bearing deposits | $47,446,000 | 5,848 |
Deposits held in domestic offices | $53,381,000 | 6,001 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $248,000 | 3,790 |
Trading liabilities | $0 | 65 |
Other borrowed funds | $5,750,000 | 2,671 |
Subordinated debt | $0 | 242 |
All other liabilities | $229,000 | 7,724 |
Total equity capital | $4,942,000 | 7,033 |
Total bank equity capital | $4,942,000 | 7,033 |
Perpetual preferred stock | $0 | 193 |
Common stock | $2,500,000 | 1,519 |
Surplus | $2,500,000 | 4,810 |
Undivided profits | $-58,000 | 9,245 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $73,000 | 7,268 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 984 |
Income earned, not collected on loans | $201,000 | 7,785 |
Earning assets | $59,654,000 | 5,921 |
Long-term assets (5+ years) | $14,075,000 | 4,103 |
Average Assets, year-to-date | $56,207,000 | 6,323 |
Average Assets, quarterly | $61,558,500 | 6,099 |
Volatile liabilities | $18,576,000 | 3,662 |
Insider loans | $3,152,000 | 1,484 |
FHLB advances | $0 | 802 |
Loans and leases held for sale | $0 | 1,487 |
Unused loan commitments | $4,253,000 | 5,864 |
Tier 1 (core) risk-based capital | $5,261,000 | 6,806 |
Tier 2 risk-based capital | $497,350 | 5,363 |
Total risk weighted assets | $39,755,650 | 6,035 |
Total unused commitments | $4,253,000 | 5,871 |
Derivatives | $0 | 488 |
1998-12-31 | Rank | |
# of Employees: | 19 | 7,081 |
Assets and Liabilities | ||
Total Assets: | $48,313,000 | 7,089 |
Cash and due from depository institutions | $1,457,000 | 7,081 |
Interest-bearing balances | $107,000 | 4,764 |
Securities | $11,967,000 | 6,535 |
Federal funds sold & reverse repurchase agreements | $5,621,000 | 3,047 |
Net loans & leases | $27,231,000 | 7,043 |
Loan loss allowance | $342,000 | 6,950 |
Trading account assets | $0 | 197 |
Bank premises and fixed assets | $1,580,000 | 4,628 |
Other real estate owned | $0 | 7,081 |
Goodwill and other intangibles | $0 | 3,445 |
All other assets | $457,000 | 8,412 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $48,313,000 | 7,089 |
Total liabilities | $43,202,000 | 7,077 |
Total deposits | $42,301,000 | 6,959 |
Interest-bearing deposits | $37,102,000 | 6,834 |
Deposits held in domestic offices | $42,301,000 | 6,957 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $667,000 | 2,583 |
Trading liabilities | $0 | 69 |
Other borrowed funds | $0 | 5,274 |
Subordinated debt | $0 | 255 |
All other liabilities | $234,000 | 8,222 |
Total equity capital | $5,111,000 | 7,002 |
Total bank equity capital | $5,111,000 | 7,002 |
Perpetual preferred stock | $0 | 199 |
Common stock | $2,500,000 | 1,467 |
Surplus | $2,500,000 | 4,694 |
Undivided profits | $111,000 | 9,566 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $6,000 | 9,208 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
Income earned, not collected on loans | $148,000 | 8,682 |
Earning assets | $44,926,000 | 7,025 |
Long-term assets (5+ years) | $10,140,000 | 4,686 |
Average Assets, year-to-date | $38,477,400 | 7,706 |
Average Assets, quarterly | $45,787,500 | 7,214 |
Volatile liabilities | $13,157,000 | 4,156 |
Insider loans | $3,766,000 | 1,143 |
FHLB advances | $0 | 740 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $2,348,000 | 7,124 |
Tier 1 (core) risk-based capital | $5,110,000 | 6,847 |
Tier 2 risk-based capital | $336,760 | 6,592 |
Total risk weighted assets | $26,935,260 | 7,279 |
Total unused commitments | $2,348,000 | 7,136 |
Derivatives | $0 | 527 |
1997-12-31 | Rank | |
# of Employees: | 10 | 9,356 |
Assets and Liabilities | ||
Total Assets: | $30,616,000 | 8,805 |
Cash and due from depository institutions | $1,064,000 | 9,356 |
Interest-bearing balances | $298,000 | 3,593 |
Securities | $5,636,000 | 8,956 |
Federal funds sold & reverse repurchase agreements | $5,629,000 | 2,453 |
Net loans & leases | $16,516,000 | 8,778 |
Loan loss allowance | $214,000 | 8,613 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $1,428,000 | 4,881 |
Other real estate owned | $0 | 9,356 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $343,000 | 9,518 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $30,616,000 | 8,805 |
Total liabilities | $25,610,000 | 8,960 |
Total deposits | $25,312,000 | 8,870 |
Interest-bearing deposits | $22,957,000 | 8,670 |
Deposits held in domestic offices | $25,312,000 | 8,868 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $186,000 | 3,509 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $0 | 5,103 |
Subordinated debt | $0 | 260 |
All other liabilities | $112,000 | 10,075 |
Total equity capital | $5,006,000 | 7,156 |
Total bank equity capital | $5,006,000 | 7,156 |
Perpetual preferred stock | $0 | 223 |
Common stock | $2,500,000 | 1,450 |
Surplus | $2,500,000 | 4,683 |
Undivided profits | $6,000 | 10,265 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 10,017 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $84,000 | 10,023 |
Earning assets | $28,079,000 | 8,790 |
Long-term assets (5+ years) | $0 | 9,550 |
Average Assets, year-to-date | $25,797,000 | 9,148 |
Average Assets, quarterly | $29,220,500 | 8,913 |
Volatile liabilities | $8,855,000 | 5,395 |
Insider loans | $2,186,000 | 1,907 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $1,485,000 | 8,085 |
Tier 1 (core) risk-based capital | $5,007,000 | 6,985 |
Tier 2 risk-based capital | $200,550 | 8,389 |
Total risk weighted assets | $16,030,450 | 9,049 |
Total unused commitments | $1,485,000 | 8,099 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 10 | 9,804 |
Assets and Liabilities | ||
Total Assets: | $21,952,000 | 10,081 |
Cash and due from depository institutions | $926,000 | 9,804 |
Interest-bearing balances | $19,000 | 5,940 |
Securities | $948,000 | 11,149 |
Federal funds sold & reverse repurchase agreements | $3,791,000 | 3,275 |
Net loans & leases | $14,664,000 | 9,368 |
Loan loss allowance | $194,000 | 9,247 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $1,461,000 | 4,774 |
Other real estate owned | $0 | 9,804 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $162,000 | 11,073 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $21,952,000 | 10,081 |
Total liabilities | $17,160,000 | 10,348 |
Total deposits | $16,684,000 | 10,304 |
Interest-bearing deposits | $14,416,000 | 10,246 |
Deposits held in domestic offices | $16,684,000 | 10,302 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $399,000 | 3,379 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $77,000 | 10,919 |
Total equity capital | $4,792,000 | 7,426 |
Total bank equity capital | $4,792,000 | 7,426 |
Perpetual preferred stock | $0 | 250 |
Common stock | $2,500,000 | 1,513 |
Surplus | $2,500,000 | 4,745 |
Undivided profits | $-208,000 | 10,984 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $3,000 | 10,408 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $73,000 | 10,630 |
Earning assets | $19,422,000 | 10,131 |
Long-term assets (5+ years) | $34,000 | 9,912 |
Average Assets, year-to-date | $17,078,800 | 10,520 |
Average Assets, quarterly | $20,254,000 | 10,238 |
Volatile liabilities | $5,594,000 | 6,740 |
Insider loans | $2,032,000 | 2,092 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $1,223,000 | 8,486 |
Tier 1 (core) risk-based capital | $4,792,000 | 7,314 |
Tier 2 risk-based capital | $164,960 | 9,206 |
Total risk weighted assets | $13,167,860 | 9,869 |
Total unused commitments | $1,223,000 | 8,499 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 7 | 11,136 |
Assets and Liabilities | ||
Total Assets: | $12,604,000 | 11,497 |
Cash and due from depository institutions | $358,000 | 11,136 |
Interest-bearing balances | $0 | 6,853 |
Securities | $113,000 | 11,857 |
Federal funds sold & reverse repurchase agreements | $3,840,000 | 3,645 |
Net loans & leases | $7,434,000 | 11,127 |
Loan loss allowance | $75,000 | 11,327 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $734,000 | 7,113 |
Other real estate owned | $0 | 11,136 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $125,000 | 11,746 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $12,604,000 | 11,497 |
Total liabilities | $7,839,000 | 11,766 |
Total deposits | $7,726,000 | 11,730 |
Interest-bearing deposits | $6,860,000 | 11,627 |
Deposits held in domestic offices | $7,726,000 | 11,730 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $113,000 | 10,961 |
Total equity capital | $4,765,000 | 7,563 |
Total bank equity capital | $4,765,000 | 7,563 |
Perpetual preferred stock | $0 | 288 |
Common stock | $2,500,000 | 1,550 |
Surplus | $2,500,000 | 4,741 |
Undivided profits | $-235,000 | 11,520 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 11,056 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $44,000 | 11,473 |
Earning assets | $11,387,000 | 11,469 |
Long-term assets (5+ years) | $135,000 | 10,158 |
Average Assets, year-to-date | $8,796,670 | 11,765 |
Average Assets, quarterly | $10,471,500 | 11,664 |
Volatile liabilities | $2,560,000 | 9,004 |
Insider loans | $2,055,000 | 2,078 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $926,000 | 9,119 |
Tier 1 (core) risk-based capital | $4,765,000 | 7,449 |
Tier 2 risk-based capital | $75,000 | 11,146 |
Total risk weighted assets | $7,490,000 | 11,289 |
Total unused commitments | $926,000 | 9,129 |
Derivatives | $0 | 628 |