Home > Citizens South Bank > Net charge- offs to loans
Citizens South Bank, Net charge- offs to loans
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5908% | 525 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6918% | 449 |
| Percentage Net Loans Charged-off:Construction & development | 6.1870% | 452 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7572% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1662% | 739 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2679% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1154% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5840% | 1,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6016% | 1,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6016% | 1,781 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2841% | 321 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4269% | 273 |
| Percentage Net Loans Charged-off:Construction & development | 8.6918% | 318 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1534% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6331% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5988% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6501% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9232% | 1,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5305% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5305% | 1,823 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5014% | 187 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8246% | 142 |
| Percentage Net Loans Charged-off:Construction & development | 15.4850% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6915% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9412% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3364% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2379% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0171% | 5,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5068% | 1,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5068% | 1,650 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4703% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4950% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 4.5109% | 1,077 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7326% | 1,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0007% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3574% | 1,409 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3364% | 926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2620% | 1,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9762% | 1,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9213% | 1,556 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8280% | 1,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8942% | 1,631 |
| Percentage Net Loans Charged-off:Construction & development | 3.3305% | 1,179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0973% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6076% | 1,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1195% | 1,540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8665% | 1,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6587% | 2,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6128% | 1,963 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9377% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9820% | 1,419 |
| Percentage Net Loans Charged-off:Construction & development | 3.0019% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1758% | 2,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8635% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1762% | 1,271 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2350% | 948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4690% | 2,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1264% | 3,639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1150% | 3,459 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3656% | 1,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4776% | 820 |
| Percentage Net Loans Charged-off:Construction & development | 4.5270% | 669 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2390% | 1,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2523% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1968% | 903 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8408% | 551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0076% | 2,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6755% | 1,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5670% | 1,643 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2902% | 1,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2951% | 1,505 |
| Percentage Net Loans Charged-off:Construction & development | 2.3994% | 1,932 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3075% | 1,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7359% | 1,766 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2013% | 764 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4415% | 2,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3073% | 2,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6291% | 3,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1497% | 1,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2096% | 1,497 |
| Percentage Net Loans Charged-off:Construction & development | 2.5271% | 1,707 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2491% | 940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4656% | 2,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8889% | 854 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1912% | 3,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3828% | 3,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7555% | 2,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1791% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2519% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | 2.7828% | 1,415 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0638% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5584% | 1,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9689% | 725 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2860% | 2,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2112% | 3,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7275% | 2,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3802% | 1,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4880% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 2.4803% | 1,109 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6341% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0499% | 7,472 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1210% | 5,639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1308% | 6,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3714% | 1,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8054% | 1,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8419% | 1,145 |
| Percentage Net Loans Charged-off:Construction & development | 3.9908% | 1,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4531% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6602% | 1,756 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0226% | 842 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3530% | 2,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7878% | 3,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7479% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4589% | 1,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5277% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 2.6667% | 1,519 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6123% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6167% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8277% | 802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4357% | 1,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4705% | 3,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8394% | 1,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0939% | 1,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1559% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | 1.6282% | 1,536 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5089% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4997% | 1,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5619% | 802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4463% | 1,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2218% | 3,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2876% | 1,861 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6686% | 1,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6827% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.8722% | 1,290 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2816% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 7,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 7,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4696% | 1,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6500% | 2,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3785% | 2,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2981% | 2,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.5172% | 1,984 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2001% | 1,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1486% | 2,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0167% | 1,374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2579% | 1,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5935% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9604% | 2,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2102% | 3,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1377% | 2,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.1451% | 1,891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0824% | 1,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1949% | 1,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0230% | 1,072 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3367% | 1,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3930% | 1,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1665% | 3,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0519% | 2,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1273% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0608% | 2,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0250% | 864 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0909% | 1,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0002% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0821% | 7,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0438% | 3,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0570% | 2,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2154% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0813% | 7,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4937% | 7,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1699% | 2,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 3,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0126% | 1,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0317% | 2,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0811% | 753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5240% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4069% | 3,486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1088% | 3,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0825% | 1,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2648% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 2,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0865% | 561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4541% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4111% | 3,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1131% | 2,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0705% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2234% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 1,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0781% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7771% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0713% | 7,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0549% | 2,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0393% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1553% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4615% | 930 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1410% | 7,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1005% | 3,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 2,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0437% | 635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 1,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 2,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1306% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0359% | 986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0169% | 5,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1092% | 2,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 2,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0612% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0110% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2672% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1334% | 4,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1033% | 2,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 1,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0992% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0572% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0662% | 4,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1037% | 2,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 979 |
| Percentage Net Loans Charged-off:Construction & development | 0.2158% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6605% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0662% | 3,665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1118% | 3,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 1,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0083% | 637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1919% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 2,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0842% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0200% | 2,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6648% | 1,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5957% | 3,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 4,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 2,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 8,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0558% | 1,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1148% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 1,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0338% | 7,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3288% | 3,909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 4,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 2,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 8,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 1,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0902% | 2,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1776% | 4,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 6,831 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 7,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0293% | 8,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0886% | 4,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0656% | 2,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2494% | 703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 3,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 2,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5665% | 1,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1473% | 5,733 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0765% | 4,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0412% | 2,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1464% | 675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 2,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 2,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8037% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1811% | 5,082 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0852% | 3,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 2,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0936% | 650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 2,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 1,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2049% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1733% | 4,760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 5,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0412% | 4,616 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 6,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 3,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 2,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0977% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0679% | 4,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2898% | 5,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9823% | 1,526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 6,347 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 8,110 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0027% | 5,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0917% | 3,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3206% | 4,725 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4508% | 1,653 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 5,927 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 8,140 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 5,889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4373% | 3,835 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3699% | 1,231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 5,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 8,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 8,299 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 5,863 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3816% | 3,568 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3311% | 1,021 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1109% | 4,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0685% | 2,229 |
| Percentage Net Loans Charged-off:Construction & development | -0.0766% | 8,128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6128% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 3,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0311% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 3,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5414% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1068% | 6,556 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2156% | 1,927 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 6,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 3,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 2,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0945% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7472% | 1,004 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7495% | 1,374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 7,316 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0283% | 9,376 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0120% | 7,639 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 8,430 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0334% | 11,502 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0936% | 8,985 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |