Home > Citizens Security Bank > Income and Expense
Citizens Security Bank, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,174,000 | 2,869 |
| Total interest expense | $2,958,000 | 3,369 |
| Net interest income | $8,216,000 | 2,633 |
| Provision for loan and lease losses | $-16,000 | 8,509 |
| Total noninterest income | $1,964,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,652,000 | 1,072 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $312,000 | 4,253 |
| Total noninterest expense | $5,470,000 | 2,994 |
| Salaries and employee benefits | $2,585,000 | 3,383 |
| Premises and equipment expense | $424,000 | 4,675 |
| Additional noninterest expense | $2,461,000 | 2,045 |
| Pre-tax net operating income | $4,726,000 | 1,945 |
| Securities gains (losses) | $-20,000 | 7,814 |
| Applicable income taxes | $1,628,000 | 1,608 |
| Income before extraordinary items | $3,078,000 | 2,197 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,078,000 | 2,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,650 |
| Cash dividends | $2,550,000 | 1,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,091,000 | 2,161 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,065,000 | 2,909 |
| Total interest expense | $2,064,000 | 3,428 |
| Net interest income | $6,001,000 | 2,676 |
| Provision for loan and lease losses | $144,000 | 3,560 |
| Total noninterest income | $1,500,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,241,000 | 1,069 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $259,000 | 4,063 |
| Total noninterest expense | $4,086,000 | 2,965 |
| Salaries and employee benefits | $1,912,000 | 3,413 |
| Premises and equipment expense | $305,000 | 4,790 |
| Additional noninterest expense | $1,869,000 | 1,986 |
| Pre-tax net operating income | $3,271,000 | 2,090 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,101,000 | 1,758 |
| Income before extraordinary items | $2,170,000 | 2,344 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,170,000 | 2,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,558 |
| Cash dividends | $2,550,000 | 855 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,170,000 | 2,313 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,169,000 | 2,948 |
| Total interest expense | $1,287,000 | 3,459 |
| Net interest income | $3,882,000 | 2,735 |
| Provision for loan and lease losses | $39,000 | 4,905 |
| Total noninterest income | $1,019,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $816,000 | 1,062 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $203,000 | 3,741 |
| Total noninterest expense | $2,672,000 | 3,008 |
| Salaries and employee benefits | $1,230,000 | 3,486 |
| Premises and equipment expense | $198,000 | 4,857 |
| Additional noninterest expense | $1,244,000 | 1,972 |
| Pre-tax net operating income | $2,190,000 | 2,046 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $737,000 | 1,726 |
| Income before extraordinary items | $1,453,000 | 2,285 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,453,000 | 2,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,395 |
| Cash dividends | $2,550,000 | 584 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,453,000 | 2,257 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,412,000 | 3,086 |
| Total interest expense | $599,000 | 3,502 |
| Net interest income | $1,813,000 | 2,891 |
| Provision for loan and lease losses | $34,000 | 3,829 |
| Total noninterest income | $529,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $399,000 | 1,036 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $130,000 | 3,252 |
| Total noninterest expense | $1,264,000 | 3,168 |
| Salaries and employee benefits | $542,000 | 3,844 |
| Premises and equipment expense | $96,000 | 5,017 |
| Additional noninterest expense | $626,000 | 1,964 |
| Pre-tax net operating income | $1,044,000 | 2,088 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $347,000 | 1,788 |
| Income before extraordinary items | $697,000 | 2,339 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $697,000 | 2,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,934 |
| Cash dividends | $2,550,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $697,000 | 2,298 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,422,000 | 2,984 |
| Total interest expense | $1,991,000 | 3,669 |
| Net interest income | $7,431,000 | 2,724 |
| Provision for loan and lease losses | $221,000 | 3,531 |
| Total noninterest income | $2,255,000 | 2,022 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,832,000 | 957 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $423,000 | 3,615 |
| Total noninterest expense | $4,967,000 | 3,138 |
| Salaries and employee benefits | $2,130,000 | 3,783 |
| Premises and equipment expense | $460,000 | 4,343 |
| Additional noninterest expense | $2,377,000 | 2,060 |
| Pre-tax net operating income | $4,498,000 | 1,859 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,526,000 | 1,582 |
| Income before extraordinary items | $2,972,000 | 2,092 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,972,000 | 2,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,089 |
| Cash dividends | $2,730,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,972,000 | 2,051 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,023,000 | 2,963 |
| Total interest expense | $1,455,000 | 3,707 |
| Net interest income | $5,568,000 | 2,693 |
| Provision for loan and lease losses | $352,000 | 1,994 |
| Total noninterest income | $1,578,000 | 2,135 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,379,000 | 959 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $199,000 | 4,514 |
| Total noninterest expense | $3,682,000 | 3,141 |
| Salaries and employee benefits | $1,566,000 | 3,831 |
| Premises and equipment expense | $344,000 | 4,338 |
| Additional noninterest expense | $1,772,000 | 2,037 |
| Pre-tax net operating income | $3,112,000 | 2,010 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,038,000 | 1,720 |
| Income before extraordinary items | $2,074,000 | 2,249 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,074,000 | 2,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,336 |
| Cash dividends | $2,730,000 | 753 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,074,000 | 2,190 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,672,000 | 2,961 |
| Total interest expense | $950,000 | 3,760 |
| Net interest income | $3,722,000 | 2,669 |
| Provision for loan and lease losses | $99,000 | 3,536 |
| Total noninterest income | $1,042,000 | 2,127 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $896,000 | 971 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $146,000 | 4,361 |
| Total noninterest expense | $2,448,000 | 3,166 |
| Salaries and employee benefits | $1,028,000 | 3,898 |
| Premises and equipment expense | $229,000 | 4,352 |
| Additional noninterest expense | $1,191,000 | 2,012 |
| Pre-tax net operating income | $2,217,000 | 1,878 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $747,000 | 1,617 |
| Income before extraordinary items | $1,470,000 | 2,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,470,000 | 2,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-114,000 | 8,905 |
| Cash dividends | $2,730,000 | 544 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,470,000 | 2,052 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 2,998 |
| Total interest expense | $485,000 | 3,733 |
| Net interest income | $1,828,000 | 2,713 |
| Provision for loan and lease losses | $-122,000 | 9,038 |
| Total noninterest income | $536,000 | 2,050 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $442,000 | 953 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $94,000 | 3,835 |
| Total noninterest expense | $1,245,000 | 3,107 |
| Salaries and employee benefits | $538,000 | 3,784 |
| Premises and equipment expense | $113,000 | 4,421 |
| Additional noninterest expense | $594,000 | 1,991 |
| Pre-tax net operating income | $1,241,000 | 1,669 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $418,000 | 1,495 |
| Income before extraordinary items | $823,000 | 1,899 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $823,000 | 1,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-266,000 | 9,068 |
| Cash dividends | $2,730,000 | 290 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $823,000 | 1,809 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,556,000 | 2,959 |
| Total interest expense | $2,449,000 | 3,388 |
| Net interest income | $7,107,000 | 2,722 |
| Provision for loan and lease losses | $676,000 | 1,663 |
| Total noninterest income | $2,282,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,685,000 | 1,027 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $597,000 | 3,267 |
| Total noninterest expense | $4,695,000 | 3,219 |
| Salaries and employee benefits | $1,874,000 | 4,134 |
| Premises and equipment expense | $528,000 | 3,891 |
| Additional noninterest expense | $2,293,000 | 2,105 |
| Pre-tax net operating income | $4,018,000 | 1,965 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $1,346,000 | 1,778 |
| Income before extraordinary items | $2,682,000 | 2,245 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,682,000 | 2,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $714,000 | 1,205 |
| Cash dividends | $1,990,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,675,300 | 2,147 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,297,000 | 2,944 |
| Total interest expense | $1,930,000 | 3,370 |
| Net interest income | $5,367,000 | 2,711 |
| Provision for loan and lease losses | $519,000 | 1,610 |
| Total noninterest income | $1,482,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,239,000 | 1,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $243,000 | 4,432 |
| Total noninterest expense | $3,559,000 | 3,185 |
| Salaries and employee benefits | $1,437,000 | 4,062 |
| Premises and equipment expense | $402,000 | 3,837 |
| Additional noninterest expense | $1,720,000 | 2,090 |
| Pre-tax net operating income | $2,771,000 | 2,182 |
| Securities gains (losses) | $9,000 | 3,379 |
| Applicable income taxes | $932,000 | 1,967 |
| Income before extraordinary items | $1,848,000 | 2,494 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,848,000 | 2,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 1,076 |
| Cash dividends | $1,990,000 | 1,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,842,060 | 2,370 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,942,000 | 2,927 |
| Total interest expense | $1,337,000 | 3,365 |
| Net interest income | $3,605,000 | 2,703 |
| Provision for loan and lease losses | $211,000 | 2,406 |
| Total noninterest income | $976,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $802,000 | 1,071 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $174,000 | 4,295 |
| Total noninterest expense | $2,375,000 | 3,192 |
| Salaries and employee benefits | $967,000 | 4,022 |
| Premises and equipment expense | $270,000 | 3,812 |
| Additional noninterest expense | $1,138,000 | 2,101 |
| Pre-tax net operating income | $1,995,000 | 2,040 |
| Securities gains (losses) | $9,000 | 2,996 |
| Applicable income taxes | $671,000 | 1,878 |
| Income before extraordinary items | $1,333,000 | 2,332 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,333,000 | 2,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,999 |
| Cash dividends | $1,990,000 | 770 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,326,970 | 2,215 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 2,844 |
| Total interest expense | $689,000 | 3,361 |
| Net interest income | $1,863,000 | 2,594 |
| Provision for loan and lease losses | $248,000 | 1,142 |
| Total noninterest income | $495,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $393,000 | 1,055 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $102,000 | 3,896 |
| Total noninterest expense | $1,231,000 | 3,073 |
| Salaries and employee benefits | $521,000 | 3,782 |
| Premises and equipment expense | $138,000 | 3,737 |
| Additional noninterest expense | $572,000 | 2,062 |
| Pre-tax net operating income | $879,000 | 2,284 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $296,000 | 2,075 |
| Income before extraordinary items | $589,000 | 2,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $589,000 | 2,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,620 |
| Cash dividends | $1,990,000 | 400 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $584,980 | 2,467 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,849,000 | 2,806 |
| Total interest expense | $3,004,000 | 3,537 |
| Net interest income | $7,845,000 | 2,447 |
| Provision for loan and lease losses | $796,000 | 1,639 |
| Total noninterest income | $1,943,000 | 2,177 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,618,000 | 996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $325,000 | 4,081 |
| Total noninterest expense | $5,575,000 | 2,658 |
| Salaries and employee benefits | $2,535,000 | 3,082 |
| Premises and equipment expense | $558,000 | 3,626 |
| Additional noninterest expense | $2,482,000 | 1,867 |
| Pre-tax net operating income | $3,417,000 | 2,256 |
| Securities gains (losses) | $223,000 | 1,089 |
| Applicable income taxes | $1,272,000 | 1,867 |
| Income before extraordinary items | $2,368,000 | 2,453 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,368,000 | 2,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 2,447 |
| Cash dividends | $1,338,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,223,050 | 2,489 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,124,000 | 3,031 |
| Total interest expense | $4,835,000 | 3,240 |
| Net interest income | $6,289,000 | 2,822 |
| Provision for loan and lease losses | $250,000 | 3,605 |
| Total noninterest income | $1,523,000 | 2,483 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,257,000 | 1,181 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $266,000 | 4,368 |
| Total noninterest expense | $5,038,000 | 2,807 |
| Salaries and employee benefits | $2,222,000 | 3,293 |
| Premises and equipment expense | $522,000 | 3,741 |
| Additional noninterest expense | $2,294,000 | 1,959 |
| Pre-tax net operating income | $2,524,000 | 2,643 |
| Securities gains (losses) | $150,000 | 1,408 |
| Applicable income taxes | $773,000 | 2,492 |
| Income before extraordinary items | $1,901,000 | 2,656 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,901,000 | 2,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 3,161 |
| Cash dividends | $1,530,000 | 1,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,794,500 | 2,702 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,521,000 | 2,994 |
| Total interest expense | $5,368,000 | 3,111 |
| Net interest income | $6,153,000 | 2,870 |
| Provision for loan and lease losses | $69,000 | 6,019 |
| Total noninterest income | $1,271,000 | 2,644 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,082,000 | 1,250 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $189,000 | 4,923 |
| Total noninterest expense | $4,985,000 | 2,726 |
| Salaries and employee benefits | $2,211,000 | 3,170 |
| Premises and equipment expense | $503,000 | 3,768 |
| Additional noninterest expense | $2,271,000 | 1,923 |
| Pre-tax net operating income | $2,370,000 | 2,896 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $640,000 | 2,989 |
| Income before extraordinary items | $1,730,000 | 2,889 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,730,000 | 2,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,443 |
| Cash dividends | $2,307,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,730,000 | 2,885 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,173,000 | 3,177 |
| Total interest expense | $4,376,000 | 3,325 |
| Net interest income | $5,797,000 | 3,011 |
| Provision for loan and lease losses | $366,000 | 2,246 |
| Total noninterest income | $1,159,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $951,000 | 1,374 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $208,000 | 4,850 |
| Total noninterest expense | $4,810,000 | 2,809 |
| Salaries and employee benefits | $2,096,000 | 3,291 |
| Premises and equipment expense | $544,000 | 3,519 |
| Additional noninterest expense | $2,170,000 | 2,013 |
| Pre-tax net operating income | $1,780,000 | 3,650 |
| Securities gains (losses) | $-17,000 | 9,494 |
| Applicable income taxes | $516,000 | 3,567 |
| Income before extraordinary items | $1,247,000 | 3,753 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,247,000 | 3,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,700 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,259,070 | 3,689 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,460,000 | 3,089 |
| Total interest expense | $4,933,000 | 3,035 |
| Net interest income | $5,527,000 | 3,108 |
| Provision for loan and lease losses | $992,000 | 984 |
| Total noninterest income | $1,096,000 | 2,880 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $951,000 | 1,314 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $145,000 | 5,772 |
| Total noninterest expense | $4,568,000 | 2,835 |
| Salaries and employee benefits | $2,068,000 | 3,229 |
| Premises and equipment expense | $537,000 | 3,496 |
| Additional noninterest expense | $1,963,000 | 2,143 |
| Pre-tax net operating income | $1,063,000 | 5,232 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $251,000 | 5,640 |
| Income before extraordinary items | $812,000 | 5,150 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $812,000 | 5,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,260 |
| Cash dividends | $4,076,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $812,000 | 5,061 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,845,000 | 3,282 |
| Total interest expense | $4,681,000 | 3,173 |
| Net interest income | $5,164,000 | 3,381 |
| Provision for loan and lease losses | $361,000 | 2,245 |
| Total noninterest income | $1,044,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $846,000 | 1,536 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $198,000 | 4,977 |
| Total noninterest expense | $4,296,000 | 2,964 |
| Salaries and employee benefits | $1,997,000 | 3,318 |
| Premises and equipment expense | $441,000 | 4,106 |
| Additional noninterest expense | $1,858,000 | 2,242 |
| Pre-tax net operating income | $1,551,000 | 4,371 |
| Securities gains (losses) | $-12,000 | 10,127 |
| Applicable income taxes | $335,000 | 5,429 |
| Income before extraordinary items | $1,204,000 | 4,041 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,204,000 | 4,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $578,000 | 1,197 |
| Cash dividends | $584,000 | 3,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,213,360 | 3,947 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,336,000 | 4,977 |
| Total interest expense | $3,068,000 | 4,685 |
| Net interest income | $3,268,000 | 5,109 |
| Provision for loan and lease losses | $198,000 | 3,456 |
| Total noninterest income | $732,000 | 3,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $577,000 | 2,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,886 |
| Total noninterest expense | $2,472,000 | 5,057 |
| Salaries and employee benefits | $1,195,000 | 5,227 |
| Premises and equipment expense | $257,000 | 6,151 |
| Additional noninterest expense | $1,020,000 | 4,340 |
| Pre-tax net operating income | $1,330,000 | 4,758 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $372,000 | 5,123 |
| Income before extraordinary items | $956,000 | 4,654 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $956,000 | 4,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,696 |
| Cash dividends | $1,031,000 | 2,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $957,440 | 4,598 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,632,000 | 5,487 |
| Total interest expense | $2,590,000 | 5,411 |
| Net interest income | $3,042,000 | 5,438 |
| Provision for loan and lease losses | $223,000 | 2,821 |
| Total noninterest income | $670,000 | 4,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $511,000 | 2,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,815 |
| Total noninterest expense | $2,470,000 | 5,049 |
| Salaries and employee benefits | $1,105,000 | 5,581 |
| Premises and equipment expense | $342,000 | 5,108 |
| Additional noninterest expense | $1,023,000 | 4,273 |
| Pre-tax net operating income | $1,019,000 | 5,916 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $245,000 | 6,720 |
| Income before extraordinary items | $774,000 | 5,580 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $774,000 | 5,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,429 |
| Cash dividends | $345,000 | 4,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $774,000 | 5,564 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,358,000 | 6,300 |
| Total interest expense | $1,750,000 | 6,208 |
| Net interest income | $2,608,000 | 6,252 |
| Provision for loan and lease losses | $61,000 | 5,573 |
| Total noninterest income | $794,000 | 3,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $471,000 | 2,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $323,000 | 3,895 |
| Total noninterest expense | $2,465,000 | 5,226 |
| Salaries and employee benefits | $1,106,000 | 5,616 |
| Premises and equipment expense | $291,000 | 5,851 |
| Additional noninterest expense | $1,068,000 | 4,458 |
| Pre-tax net operating income | $876,000 | 6,509 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $175,000 | 7,810 |
| Income before extraordinary items | $709,000 | 5,857 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $709,000 | 5,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $385,000 | 3,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $702,600 | 5,960 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,626,000 | 6,176 |
| Total interest expense | $1,814,000 | 6,299 |
| Net interest income | $2,812,000 | 5,952 |
| Provision for loan and lease losses | $125,000 | 5,103 |
| Total noninterest income | $577,000 | 5,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $432,000 | 3,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,670 |
| Total noninterest expense | $2,329,000 | 5,596 |
| Salaries and employee benefits | $1,004,000 | 6,115 |
| Premises and equipment expense | $214,000 | 7,406 |
| Additional noninterest expense | $1,111,000 | 4,496 |
| Pre-tax net operating income | $935,000 | 6,194 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $166,000 | 8,293 |
| Income before extraordinary items | $769,000 | 5,731 |
| Extraordinary gains, net | $12,000 | 2,892 |
| Net income | $781,000 | 5,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 7,032 |
| Cash dividends | $365,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $769,000 | 5,490 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,947,000 | 6,452 |
| Total interest expense | $2,131,000 | 6,793 |
| Net interest income | $2,816,000 | 6,027 |
| Provision for loan and lease losses | $218,000 | 5,008 |
| Total noninterest income | $515,000 | 5,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $411,000 | 3,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,922 |
| Total noninterest expense | $2,228,000 | 5,849 |
| Salaries and employee benefits | $982,000 | 6,127 |
| Premises and equipment expense | $221,000 | 7,368 |
| Additional noninterest expense | $1,025,000 | 4,962 |
| Pre-tax net operating income | $885,000 | 6,166 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $145,000 | 8,747 |
| Income before extraordinary items | $738,000 | 5,698 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $738,000 | 5,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 5,610 |
| Cash dividends | $1,068,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $739,680 | 5,349 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.