Home > Citizens Security Bank > Assets and Liabilities
Citizens Security Bank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 60 | 2,895 |
| Assets and Liabilities | ||
| Total Assets: | $183,563,000 | 3,176 |
| Cash and due from depository institutions | $7,157,000 | 2,895 |
| Interest-bearing balances | $1,782,000 | 2,039 |
| Securities | $33,928,000 | 3,221 |
| Federal funds sold & reverse repurchase agreements | $3,250,000 | 3,207 |
| Net loans & leases | $129,556,000 | 3,028 |
| Loan loss allowance | $2,064,000 | 2,315 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,313,000 | 2,573 |
| Other real estate owned | $0 | 2,895 |
| Goodwill and other intangibles | $2,350,000 | 1,206 |
| All other assets | $3,009,000 | 4,075 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $183,563,000 | 3,176 |
| Total liabilities | $166,744,000 | 3,159 |
| Total deposits | $150,954,000 | 3,162 |
| Interest-bearing deposits | $127,594,000 | 3,129 |
| Deposits held in domestic offices | $150,954,000 | 3,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,443,000 | 2,555 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,400,000 | 2,252 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $947,000 | 3,629 |
| Total equity capital | $16,819,000 | 3,479 |
| Total bank equity capital | $16,819,000 | 3,479 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $825,000 | 3,341 |
| Surplus | $12,105,000 | 1,955 |
| Undivided profits | $3,889,000 | 5,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 4,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,471,000 | 2,417 |
| Earning assets | $168,516,000 | 3,165 |
| Long-term assets (5+ years) | $14,386,000 | 3,907 |
| Average Assets, year-to-date | $173,500,800 | 3,200 |
| Average Assets, quarterly | $181,966,500 | 3,175 |
| Volatile liabilities | $35,903,000 | 3,086 |
| Insider loans | $6,012,000 | 1,114 |
| FHLB advances | $13,400,000 | 2,129 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $18,802,000 | 3,429 |
| Tier 1 (core) risk-based capital | $14,774,000 | 3,817 |
| Tier 2 risk-based capital | $1,734,000 | 2,564 |
| Total risk weighted assets | $138,358,000 | 3,013 |
| Total unused commitments | $18,802,000 | 3,430 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 59 | 2,926 |
| Assets and Liabilities | ||
| Total Assets: | $180,370,000 | 3,190 |
| Cash and due from depository institutions | $7,959,000 | 2,926 |
| Interest-bearing balances | $916,000 | 2,806 |
| Securities | $25,260,000 | 3,982 |
| Federal funds sold & reverse repurchase agreements | $4,341,000 | 2,522 |
| Net loans & leases | $133,405,000 | 2,925 |
| Loan loss allowance | $2,214,000 | 2,173 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,977,000 | 2,702 |
| Other real estate owned | $0 | 2,926 |
| Goodwill and other intangibles | $2,350,000 | 1,178 |
| All other assets | $3,078,000 | 3,969 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $180,370,000 | 3,190 |
| Total liabilities | $164,295,000 | 3,151 |
| Total deposits | $147,014,000 | 3,172 |
| Interest-bearing deposits | $123,842,000 | 3,166 |
| Deposits held in domestic offices | $147,014,000 | 3,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $16,400,000 | 2,013 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $881,000 | 3,756 |
| Total equity capital | $16,075,000 | 3,571 |
| Total bank equity capital | $16,075,000 | 3,571 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $825,000 | 3,324 |
| Surplus | $12,105,000 | 1,893 |
| Undivided profits | $3,145,000 | 5,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $573,000 | 3,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,420,000 | 2,452 |
| Earning assets | $163,922,000 | 3,195 |
| Long-term assets (5+ years) | $5,507,000 | 5,697 |
| Average Assets, year-to-date | $170,985,250 | 3,228 |
| Average Assets, quarterly | $175,287,000 | 3,222 |
| Volatile liabilities | $33,040,000 | 3,184 |
| Insider loans | $10,308,000 | 591 |
| FHLB advances | $16,400,000 | 1,899 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $15,508,000 | 3,745 |
| Tier 1 (core) risk-based capital | $13,887,000 | 3,965 |
| Tier 2 risk-based capital | $1,735,000 | 2,523 |
| Total risk weighted assets | $138,350,000 | 2,953 |
| Total unused commitments | $15,508,000 | 3,746 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 60 | 2,851 |
| Assets and Liabilities | ||
| Total Assets: | $170,204,000 | 3,274 |
| Cash and due from depository institutions | $4,728,000 | 2,851 |
| Interest-bearing balances | $913,000 | 2,835 |
| Securities | $23,442,000 | 4,204 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $133,002,000 | 2,850 |
| Loan loss allowance | $2,195,000 | 2,157 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,978,000 | 2,660 |
| Other real estate owned | $41,000 | 2,851 |
| Goodwill and other intangibles | $2,350,000 | 1,165 |
| All other assets | $2,663,000 | 4,202 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $170,204,000 | 3,274 |
| Total liabilities | $154,785,000 | 3,232 |
| Total deposits | $138,499,000 | 3,290 |
| Interest-bearing deposits | $114,256,000 | 3,314 |
| Deposits held in domestic offices | $138,499,000 | 3,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,210,000 | 2,276 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,400,000 | 2,236 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $676,000 | 4,161 |
| Total equity capital | $15,419,000 | 3,646 |
| Total bank equity capital | $15,419,000 | 3,646 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $825,000 | 3,308 |
| Surplus | $12,105,000 | 1,848 |
| Undivided profits | $2,489,000 | 6,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $512,000 | 3,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,187,000 | 2,678 |
| Earning assets | $157,357,000 | 3,239 |
| Long-term assets (5+ years) | $8,177,000 | 5,064 |
| Average Assets, year-to-date | $167,857,000 | 3,254 |
| Average Assets, quarterly | $169,275,500 | 3,258 |
| Volatile liabilities | $27,016,000 | 3,548 |
| Insider loans | $12,218,000 | 456 |
| FHLB advances | $13,400,000 | 2,118 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $17,458,000 | 3,480 |
| Tier 1 (core) risk-based capital | $13,154,000 | 4,044 |
| Tier 2 risk-based capital | $1,701,000 | 2,521 |
| Total risk weighted assets | $135,622,000 | 2,913 |
| Total unused commitments | $17,458,000 | 3,481 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 61 | 2,789 |
| Assets and Liabilities | ||
| Total Assets: | $168,347,000 | 3,289 |
| Cash and due from depository institutions | $4,709,000 | 2,789 |
| Interest-bearing balances | $497,000 | 3,445 |
| Securities | $23,148,000 | 4,311 |
| Federal funds sold & reverse repurchase agreements | $9,055,000 | 1,359 |
| Net loans & leases | $122,493,000 | 3,001 |
| Loan loss allowance | $2,138,000 | 2,187 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,920,000 | 2,659 |
| Other real estate owned | $0 | 2,789 |
| Goodwill and other intangibles | $2,350,000 | 1,151 |
| All other assets | $2,672,000 | 4,137 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $168,347,000 | 3,289 |
| Total liabilities | $153,832,000 | 3,248 |
| Total deposits | $139,595,000 | 3,258 |
| Interest-bearing deposits | $117,342,000 | 3,258 |
| Deposits held in domestic offices | $139,595,000 | 3,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,400,000 | 2,168 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $837,000 | 3,586 |
| Total equity capital | $14,515,000 | 3,757 |
| Total bank equity capital | $14,515,000 | 3,757 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $825,000 | 3,318 |
| Surplus | $12,105,000 | 1,794 |
| Undivided profits | $1,585,000 | 6,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $557,000 | 3,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,131,000 | 2,717 |
| Earning assets | $155,193,000 | 3,277 |
| Long-term assets (5+ years) | $9,968,000 | 4,754 |
| Average Assets, year-to-date | $166,683,500 | 3,301 |
| Average Assets, quarterly | $166,683,500 | 3,301 |
| Volatile liabilities | $27,073,000 | 3,416 |
| Insider loans | $12,099,000 | 444 |
| FHLB advances | $13,400,000 | 2,057 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $22,361,000 | 2,902 |
| Tier 1 (core) risk-based capital | $12,393,000 | 4,204 |
| Tier 2 risk-based capital | $1,615,000 | 2,607 |
| Total risk weighted assets | $128,637,000 | 3,019 |
| Total unused commitments | $22,361,000 | 2,907 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 61 | 2,809 |
| Assets and Liabilities | ||
| Total Assets: | $165,020,000 | 3,338 |
| Cash and due from depository institutions | $6,413,000 | 2,809 |
| Interest-bearing balances | $214,000 | 4,270 |
| Securities | $24,317,000 | 4,205 |
| Federal funds sold & reverse repurchase agreements | $1,971,000 | 3,974 |
| Net loans & leases | $123,329,000 | 2,959 |
| Loan loss allowance | $2,117,000 | 2,186 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,902,000 | 2,647 |
| Other real estate owned | $46,000 | 2,809 |
| Goodwill and other intangibles | $2,350,000 | 1,143 |
| All other assets | $2,692,000 | 4,074 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $165,020,000 | 3,338 |
| Total liabilities | $148,454,000 | 3,341 |
| Total deposits | $134,389,000 | 3,347 |
| Interest-bearing deposits | $113,473,000 | 3,316 |
| Deposits held in domestic offices | $134,389,000 | 3,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $13,400,000 | 2,206 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $665,000 | 4,050 |
| Total equity capital | $16,566,000 | 3,360 |
| Total bank equity capital | $16,566,000 | 3,360 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $825,000 | 3,319 |
| Surplus | $12,105,000 | 1,769 |
| Undivided profits | $3,636,000 | 5,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $591,000 | 3,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,238,000 | 2,453 |
| Earning assets | $149,831,000 | 3,366 |
| Long-term assets (5+ years) | $10,956,000 | 4,642 |
| Average Assets, year-to-date | $162,983,600 | 3,241 |
| Average Assets, quarterly | $164,563,000 | 3,315 |
| Volatile liabilities | $23,457,000 | 3,699 |
| Insider loans | $3,208,000 | 1,881 |
| FHLB advances | $13,400,000 | 2,085 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $15,481,000 | 3,538 |
| Tier 1 (core) risk-based capital | $14,267,000 | 3,683 |
| Tier 2 risk-based capital | $1,628,000 | 2,586 |
| Total risk weighted assets | $129,774,000 | 2,972 |
| Total unused commitments | $15,481,000 | 3,540 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 62 | 2,765 |
| Assets and Liabilities | ||
| Total Assets: | $164,106,000 | 3,312 |
| Cash and due from depository institutions | $6,036,000 | 2,765 |
| Interest-bearing balances | $183,000 | 4,583 |
| Securities | $19,704,000 | 4,742 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $128,871,000 | 2,823 |
| Loan loss allowance | $2,388,000 | 1,961 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,129,000 | 2,476 |
| Other real estate owned | $345,000 | 2,765 |
| Goodwill and other intangibles | $2,350,000 | 1,113 |
| All other assets | $2,671,000 | 4,075 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $164,106,000 | 3,312 |
| Total liabilities | $148,356,000 | 3,288 |
| Total deposits | $134,326,000 | 3,317 |
| Interest-bearing deposits | $112,627,000 | 3,295 |
| Deposits held in domestic offices | $134,326,000 | 3,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,000 | 3,654 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $13,400,000 | 2,193 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $604,000 | 4,427 |
| Total equity capital | $15,750,000 | 3,505 |
| Total bank equity capital | $15,750,000 | 3,505 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $825,000 | 3,327 |
| Surplus | $12,105,000 | 1,740 |
| Undivided profits | $2,820,000 | 5,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $731,000 | 3,198 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,295,000 | 2,403 |
| Earning assets | $148,758,000 | 3,346 |
| Long-term assets (5+ years) | $8,659,000 | 5,208 |
| Average Assets, year-to-date | $162,474,500 | 3,252 |
| Average Assets, quarterly | $162,699,500 | 3,301 |
| Volatile liabilities | $24,420,000 | 3,576 |
| Insider loans | $3,454,000 | 1,702 |
| FHLB advances | $13,400,000 | 2,067 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $14,809,000 | 3,613 |
| Tier 1 (core) risk-based capital | $13,371,000 | 3,859 |
| Tier 2 risk-based capital | $1,677,000 | 2,493 |
| Total risk weighted assets | $133,478,000 | 2,837 |
| Total unused commitments | $14,809,000 | 3,614 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 62 | 2,773 |
| Assets and Liabilities | ||
| Total Assets: | $161,293,000 | 3,339 |
| Cash and due from depository institutions | $5,021,000 | 2,773 |
| Interest-bearing balances | $241,000 | 4,322 |
| Securities | $22,173,000 | 4,503 |
| Federal funds sold & reverse repurchase agreements | $1,293,000 | 4,121 |
| Net loans & leases | $123,273,000 | 2,882 |
| Loan loss allowance | $2,391,000 | 1,938 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,199,000 | 2,387 |
| Other real estate owned | $328,000 | 2,773 |
| Goodwill and other intangibles | $2,350,000 | 1,105 |
| All other assets | $2,656,000 | 4,065 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $161,293,000 | 3,339 |
| Total liabilities | $146,330,000 | 3,311 |
| Total deposits | $130,457,000 | 3,371 |
| Interest-bearing deposits | $111,589,000 | 3,321 |
| Deposits held in domestic offices | $130,457,000 | 3,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,400,000 | 2,001 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $473,000 | 4,708 |
| Total equity capital | $14,963,000 | 3,539 |
| Total bank equity capital | $14,963,000 | 3,539 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $825,000 | 3,345 |
| Surplus | $12,105,000 | 1,691 |
| Undivided profits | $2,033,000 | 6,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $632,000 | 3,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,195,000 | 2,467 |
| Earning assets | $146,980,000 | 3,352 |
| Long-term assets (5+ years) | $10,885,000 | 4,888 |
| Average Assets, year-to-date | $161,930,670 | 3,267 |
| Average Assets, quarterly | $162,517,500 | 3,282 |
| Volatile liabilities | $25,979,000 | 3,357 |
| Insider loans | $3,546,000 | 1,630 |
| FHLB advances | $15,400,000 | 1,875 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $14,586,000 | 3,640 |
| Tier 1 (core) risk-based capital | $12,763,000 | 3,964 |
| Tier 2 risk-based capital | $1,630,000 | 2,532 |
| Total risk weighted assets | $129,646,000 | 2,880 |
| Total unused commitments | $14,586,000 | 3,641 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 56 | 3,036 |
| Assets and Liabilities | ||
| Total Assets: | $163,742,000 | 3,262 |
| Cash and due from depository institutions | $4,318,000 | 3,036 |
| Interest-bearing balances | $5,000 | 6,762 |
| Securities | $23,533,000 | 4,317 |
| Federal funds sold & reverse repurchase agreements | $5,232,000 | 2,716 |
| Net loans & leases | $121,473,000 | 2,868 |
| Loan loss allowance | $2,321,000 | 1,987 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,227,000 | 2,344 |
| Other real estate owned | $111,000 | 3,036 |
| Goodwill and other intangibles | $2,350,000 | 1,080 |
| All other assets | $2,498,000 | 4,080 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $163,742,000 | 3,262 |
| Total liabilities | $149,158,000 | 3,221 |
| Total deposits | $132,784,000 | 3,313 |
| Interest-bearing deposits | $113,114,000 | 3,285 |
| Deposits held in domestic offices | $132,784,000 | 3,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $15,400,000 | 1,910 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $974,000 | 3,282 |
| Total equity capital | $14,584,000 | 3,706 |
| Total bank equity capital | $14,584,000 | 3,706 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $825,000 | 3,346 |
| Surplus | $12,105,000 | 1,662 |
| Undivided profits | $1,654,000 | 6,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,143,000 | 2,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,241,000 | 2,308 |
| Earning assets | $150,243,000 | 3,265 |
| Long-term assets (5+ years) | $11,359,000 | 4,757 |
| Average Assets, year-to-date | $162,249,500 | 3,261 |
| Average Assets, quarterly | $162,249,500 | 3,261 |
| Volatile liabilities | $24,422,000 | 3,408 |
| Insider loans | $3,499,000 | 1,632 |
| FHLB advances | $15,400,000 | 1,784 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $19,817,000 | 2,950 |
| Tier 1 (core) risk-based capital | $12,123,000 | 4,104 |
| Tier 2 risk-based capital | $1,636,000 | 2,505 |
| Total risk weighted assets | $130,221,000 | 2,828 |
| Total unused commitments | $19,817,000 | 2,957 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 56 | 3,061 |
| Assets and Liabilities | ||
| Total Assets: | $160,757,000 | 3,300 |
| Cash and due from depository institutions | $5,077,000 | 3,061 |
| Interest-bearing balances | $5,000 | 6,781 |
| Securities | $24,246,000 | 4,299 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $121,956,000 | 2,829 |
| Loan loss allowance | $2,178,000 | 2,089 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,262,000 | 2,312 |
| Other real estate owned | $92,000 | 3,061 |
| Goodwill and other intangibles | $2,350,000 | 1,082 |
| All other assets | $2,774,000 | 3,859 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,757,000 | 3,300 |
| Total liabilities | $144,378,000 | 3,288 |
| Total deposits | $129,923,000 | 3,343 |
| Interest-bearing deposits | $111,619,000 | 3,304 |
| Deposits held in domestic offices | $129,923,000 | 3,340 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,372,000 | 1,890 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,400,000 | 2,371 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $683,000 | 3,965 |
| Total equity capital | $16,379,000 | 3,250 |
| Total bank equity capital | $16,379,000 | 3,250 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $825,000 | 3,375 |
| Surplus | $12,105,000 | 1,635 |
| Undivided profits | $3,449,000 | 5,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,113,000 | 2,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,307,000 | 2,286 |
| Earning assets | $146,207,000 | 3,316 |
| Long-term assets (5+ years) | $12,855,000 | 4,516 |
| Average Assets, year-to-date | $165,827,200 | 3,132 |
| Average Assets, quarterly | $163,145,500 | 3,243 |
| Volatile liabilities | $27,410,000 | 3,128 |
| Insider loans | $2,993,000 | 1,865 |
| FHLB advances | $10,400,000 | 2,242 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $26,858,000 | 2,317 |
| Tier 1 (core) risk-based capital | $14,028,000 | 3,601 |
| Tier 2 risk-based capital | $1,639,000 | 2,485 |
| Total risk weighted assets | $130,583,000 | 2,810 |
| Total unused commitments | $26,858,000 | 2,321 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 56 | 3,076 |
| Assets and Liabilities | ||
| Total Assets: | $165,534,000 | 3,214 |
| Cash and due from depository institutions | $8,042,000 | 3,076 |
| Interest-bearing balances | $5,000 | 6,823 |
| Securities | $23,330,000 | 4,341 |
| Federal funds sold & reverse repurchase agreements | $2,851,000 | 3,727 |
| Net loans & leases | $121,516,000 | 2,817 |
| Loan loss allowance | $2,179,000 | 2,099 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,671,000 | 2,639 |
| Other real estate owned | $775,000 | 3,076 |
| Goodwill and other intangibles | $2,351,000 | 1,078 |
| All other assets | $2,998,000 | 3,653 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,534,000 | 3,214 |
| Total liabilities | $149,930,000 | 3,189 |
| Total deposits | $135,324,000 | 3,237 |
| Interest-bearing deposits | $114,993,000 | 3,213 |
| Deposits held in domestic offices | $135,324,000 | 3,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,515,000 | 2,344 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,400,000 | 2,098 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $691,000 | 4,114 |
| Total equity capital | $15,604,000 | 3,394 |
| Total bank equity capital | $15,604,000 | 3,394 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $825,000 | 3,395 |
| Surplus | $12,105,000 | 1,611 |
| Undivided profits | $2,674,000 | 6,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,224,000 | 2,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,426,000 | 2,209 |
| Earning assets | $147,702,000 | 3,283 |
| Long-term assets (5+ years) | $11,858,000 | 4,701 |
| Average Assets, year-to-date | $167,094,750 | 3,139 |
| Average Assets, quarterly | $164,657,000 | 3,215 |
| Volatile liabilities | $29,192,000 | 2,944 |
| Insider loans | $3,026,000 | 1,830 |
| FHLB advances | $12,400,000 | 1,968 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $19,663,000 | 2,869 |
| Tier 1 (core) risk-based capital | $13,224,000 | 3,763 |
| Tier 2 risk-based capital | $1,585,000 | 2,549 |
| Total risk weighted assets | $126,182,000 | 2,892 |
| Total unused commitments | $19,663,000 | 2,871 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 60 | 2,882 |
| Assets and Liabilities | ||
| Total Assets: | $163,780,000 | 3,229 |
| Cash and due from depository institutions | $6,469,000 | 2,882 |
| Interest-bearing balances | $5,000 | 6,849 |
| Securities | $24,057,000 | 4,155 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $124,020,000 | 2,739 |
| Loan loss allowance | $2,395,000 | 1,872 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,714,000 | 2,566 |
| Other real estate owned | $502,000 | 2,882 |
| Goodwill and other intangibles | $2,350,000 | 1,051 |
| All other assets | $2,668,000 | 3,823 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,780,000 | 3,229 |
| Total liabilities | $148,610,000 | 3,202 |
| Total deposits | $134,486,000 | 3,231 |
| Interest-bearing deposits | $113,524,000 | 3,240 |
| Deposits held in domestic offices | $134,486,000 | 3,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,039,000 | 1,810 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,400,000 | 2,286 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $685,000 | 4,258 |
| Total equity capital | $15,170,000 | 3,488 |
| Total bank equity capital | $15,170,000 | 3,488 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $825,000 | 3,399 |
| Surplus | $12,105,000 | 1,576 |
| Undivided profits | $2,240,000 | 6,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,241,000 | 2,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,301,000 | 2,313 |
| Earning assets | $148,082,000 | 3,246 |
| Long-term assets (5+ years) | $13,843,000 | 4,256 |
| Average Assets, year-to-date | $167,615,000 | 3,139 |
| Average Assets, quarterly | $166,680,500 | 3,162 |
| Volatile liabilities | $28,859,000 | 2,913 |
| Insider loans | $3,675,000 | 1,495 |
| FHLB advances | $10,400,000 | 2,139 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $22,556,000 | 2,594 |
| Tier 1 (core) risk-based capital | $12,673,000 | 3,842 |
| Tier 2 risk-based capital | $1,591,000 | 2,500 |
| Total risk weighted assets | $126,473,000 | 2,838 |
| Total unused commitments | $22,556,000 | 2,601 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 59 | 2,906 |
| Assets and Liabilities | ||
| Total Assets: | $169,581,000 | 3,122 |
| Cash and due from depository institutions | $8,727,000 | 2,906 |
| Interest-bearing balances | $5,000 | 6,803 |
| Securities | $24,743,000 | 4,048 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $126,242,000 | 2,652 |
| Loan loss allowance | $2,430,000 | 1,806 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,757,000 | 2,511 |
| Other real estate owned | $502,000 | 2,906 |
| Goodwill and other intangibles | $2,350,000 | 1,047 |
| All other assets | $3,260,000 | 3,259 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,581,000 | 3,122 |
| Total liabilities | $155,224,000 | 3,073 |
| Total deposits | $134,778,000 | 3,186 |
| Interest-bearing deposits | $112,577,000 | 3,243 |
| Deposits held in domestic offices | $134,778,000 | 3,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,169,000 | 1,049 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,400,000 | 2,215 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $877,000 | 3,633 |
| Total equity capital | $14,357,000 | 3,594 |
| Total bank equity capital | $14,357,000 | 3,594 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $825,000 | 3,416 |
| Surplus | $12,105,000 | 1,546 |
| Undivided profits | $1,427,000 | 7,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,364,000 | 2,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,369,000 | 2,220 |
| Earning assets | $150,990,000 | 3,179 |
| Long-term assets (5+ years) | $12,041,000 | 4,494 |
| Average Assets, year-to-date | $169,532,500 | 3,102 |
| Average Assets, quarterly | $169,532,500 | 3,102 |
| Volatile liabilities | $33,737,000 | 2,562 |
| Insider loans | $3,732,000 | 1,439 |
| FHLB advances | $10,400,000 | 2,087 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $21,488,000 | 2,579 |
| Tier 1 (core) risk-based capital | $11,924,000 | 3,971 |
| Tier 2 risk-based capital | $1,622,000 | 2,405 |
| Total risk weighted assets | $128,951,000 | 2,738 |
| Total unused commitments | $21,488,000 | 2,589 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 61 | 2,783 |
| Assets and Liabilities | ||
| Total Assets: | $169,484,000 | 3,075 |
| Cash and due from depository institutions | $5,742,000 | 2,783 |
| Interest-bearing balances | $230,000 | 4,445 |
| Securities | $20,662,000 | 4,545 |
| Federal funds sold & reverse repurchase agreements | $11,658,000 | 1,232 |
| Net loans & leases | $121,622,000 | 2,721 |
| Loan loss allowance | $2,216,000 | 1,930 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,781,000 | 2,472 |
| Other real estate owned | $611,000 | 2,783 |
| Goodwill and other intangibles | $2,350,000 | 1,025 |
| All other assets | $3,058,000 | 3,412 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,484,000 | 3,075 |
| Total liabilities | $153,685,000 | 3,039 |
| Total deposits | $126,914,000 | 3,317 |
| Interest-bearing deposits | $106,670,000 | 3,341 |
| Deposits held in domestic offices | $126,914,000 | 3,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,531,000 | 1,381 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $20,400,000 | 1,513 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $840,000 | 3,804 |
| Total equity capital | $15,799,000 | 3,244 |
| Total bank equity capital | $15,799,000 | 3,244 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $825,000 | 3,412 |
| Surplus | $12,105,000 | 1,509 |
| Undivided profits | $2,869,000 | 5,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $767,000 | 3,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,406,000 | 2,256 |
| Earning assets | $154,172,000 | 3,085 |
| Long-term assets (5+ years) | $11,873,000 | 4,465 |
| Average Assets, year-to-date | $157,440,000 | 3,134 |
| Average Assets, quarterly | $164,256,500 | 3,141 |
| Volatile liabilities | $27,731,000 | 2,967 |
| Insider loans | $3,702,000 | 1,437 |
| FHLB advances | $20,400,000 | 1,388 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $23,497,000 | 2,351 |
| Tier 1 (core) risk-based capital | $13,328,000 | 3,575 |
| Tier 2 risk-based capital | $1,571,000 | 2,444 |
| Total risk weighted assets | $125,021,000 | 2,779 |
| Total unused commitments | $23,497,000 | 2,356 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 64 | 2,670 |
| Assets and Liabilities | ||
| Total Assets: | $155,056,000 | 3,174 |
| Cash and due from depository institutions | $7,056,000 | 2,670 |
| Interest-bearing balances | $5,000 | 6,787 |
| Securities | $23,045,000 | 4,092 |
| Federal funds sold & reverse repurchase agreements | $9,017,000 | 1,627 |
| Net loans & leases | $107,712,000 | 2,947 |
| Loan loss allowance | $1,705,000 | 2,305 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,399,000 | 2,654 |
| Other real estate owned | $0 | 2,670 |
| Goodwill and other intangibles | $1,972,000 | 1,055 |
| All other assets | $2,855,000 | 3,511 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,056,000 | 3,174 |
| Total liabilities | $141,100,000 | 3,141 |
| Total deposits | $125,179,000 | 3,212 |
| Interest-bearing deposits | $106,430,000 | 3,235 |
| Deposits held in domestic offices | $125,179,000 | 3,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,000 | 3,381 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,900,000 | 1,709 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $971,000 | 3,533 |
| Total equity capital | $13,956,000 | 3,407 |
| Total bank equity capital | $13,956,000 | 3,407 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $825,000 | 3,476 |
| Surplus | $11,266,000 | 1,534 |
| Undivided profits | $1,865,000 | 6,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $876,000 | 2,955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,308,000 | 2,642 |
| Earning assets | $139,779,000 | 3,209 |
| Long-term assets (5+ years) | $11,271,000 | 4,529 |
| Average Assets, year-to-date | $144,470,400 | 3,245 |
| Average Assets, quarterly | $152,453,500 | 3,196 |
| Volatile liabilities | $20,960,000 | 3,549 |
| Insider loans | $1,608,000 | 2,837 |
| FHLB advances | $14,900,000 | 1,582 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $30,090,000 | 1,855 |
| Tier 1 (core) risk-based capital | $11,388,000 | 3,902 |
| Tier 2 risk-based capital | $1,416,000 | 2,529 |
| Total risk weighted assets | $113,011,000 | 2,914 |
| Total unused commitments | $30,090,000 | 1,861 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 56 | 3,034 |
| Assets and Liabilities | ||
| Total Assets: | $140,151,000 | 3,337 |
| Cash and due from depository institutions | $8,536,000 | 3,034 |
| Interest-bearing balances | $193,000 | 3,971 |
| Securities | $30,786,000 | 3,374 |
| Federal funds sold & reverse repurchase agreements | $7,046,000 | 1,715 |
| Net loans & leases | $87,213,000 | 3,420 |
| Loan loss allowance | $1,625,000 | 2,302 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,207,000 | 3,717 |
| Other real estate owned | $0 | 3,034 |
| Goodwill and other intangibles | $2,158,000 | 1,001 |
| All other assets | $2,205,000 | 3,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,151,000 | 3,337 |
| Total liabilities | $126,602,000 | 3,317 |
| Total deposits | $115,531,000 | 3,325 |
| Interest-bearing deposits | $100,266,000 | 3,296 |
| Deposits held in domestic offices | $115,531,000 | 3,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,000 | 3,688 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,008,000 | 2,022 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,005,000 | 3,578 |
| Total equity capital | $13,549,000 | 3,376 |
| Total bank equity capital | $13,549,000 | 3,376 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $825,000 | 3,574 |
| Surplus | $11,266,000 | 1,492 |
| Undivided profits | $1,458,000 | 7,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $416,000 | 4,174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,317,000 | 1,980 |
| Earning assets | $125,238,000 | 3,429 |
| Long-term assets (5+ years) | $13,533,000 | 3,977 |
| Average Assets, year-to-date | $142,059,000 | 3,174 |
| Average Assets, quarterly | $142,855,500 | 3,249 |
| Volatile liabilities | $21,968,000 | 3,445 |
| Insider loans | $6,155,000 | 749 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $17,764,000 | 2,544 |
| Tier 1 (core) risk-based capital | $11,319,000 | 3,859 |
| Tier 2 risk-based capital | $1,184,830 | 2,813 |
| Total risk weighted assets | $94,346,030 | 3,247 |
| Total unused commitments | $17,764,000 | 2,548 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 56 | 3,127 |
| Assets and Liabilities | ||
| Total Assets: | $142,492,000 | 3,244 |
| Cash and due from depository institutions | $6,395,000 | 3,127 |
| Interest-bearing balances | $567,000 | 3,011 |
| Securities | $29,754,000 | 3,614 |
| Federal funds sold & reverse repurchase agreements | $15,717,000 | 643 |
| Net loans & leases | $83,791,000 | 3,438 |
| Loan loss allowance | $1,664,000 | 2,175 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,382,000 | 3,486 |
| Other real estate owned | $0 | 3,127 |
| Goodwill and other intangibles | $2,344,000 | 974 |
| All other assets | $2,109,000 | 3,776 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,492,000 | 3,244 |
| Total liabilities | $128,746,000 | 3,244 |
| Total deposits | $113,780,000 | 3,321 |
| Interest-bearing deposits | $99,253,000 | 3,286 |
| Deposits held in domestic offices | $113,780,000 | 3,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $81,000 | 4,028 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,000,000 | 1,647 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $885,000 | 3,567 |
| Total equity capital | $13,746,000 | 3,195 |
| Total bank equity capital | $13,746,000 | 3,195 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $825,000 | 3,664 |
| Surplus | $11,266,000 | 1,469 |
| Undivided profits | $1,655,000 | 6,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 6,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,214,000 | 1,831 |
| Earning assets | $129,829,000 | 3,255 |
| Long-term assets (5+ years) | $10,494,000 | 4,747 |
| Average Assets, year-to-date | $133,484,200 | 3,318 |
| Average Assets, quarterly | $141,675,000 | 3,224 |
| Volatile liabilities | $20,830,000 | 3,387 |
| Insider loans | $5,547,000 | 823 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $21,954,000 | 2,212 |
| Tier 1 (core) risk-based capital | $11,673,000 | 3,722 |
| Tier 2 risk-based capital | $1,140,970 | 2,792 |
| Total risk weighted assets | $90,718,670 | 3,242 |
| Total unused commitments | $21,954,000 | 2,216 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 58 | 3,057 |
| Assets and Liabilities | ||
| Total Assets: | $129,411,000 | 3,476 |
| Cash and due from depository institutions | $7,799,000 | 3,057 |
| Interest-bearing balances | $544,000 | 3,411 |
| Securities | $40,517,000 | 2,805 |
| Federal funds sold & reverse repurchase agreements | $2,931,000 | 4,898 |
| Net loans & leases | $71,150,000 | 3,723 |
| Loan loss allowance | $1,462,000 | 2,383 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,531,000 | 3,193 |
| Other real estate owned | $30,000 | 3,057 |
| Goodwill and other intangibles | $2,530,000 | 896 |
| All other assets | $1,923,000 | 3,679 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,411,000 | 3,476 |
| Total liabilities | $116,556,000 | 3,458 |
| Total deposits | $115,164,000 | 3,279 |
| Interest-bearing deposits | $98,776,000 | 3,262 |
| Deposits held in domestic offices | $115,164,000 | 3,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $574,000 | 2,660 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $818,000 | 4,105 |
| Total equity capital | $12,855,000 | 3,486 |
| Total bank equity capital | $12,855,000 | 3,486 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $825,000 | 3,681 |
| Surplus | $11,266,000 | 1,389 |
| Undivided profits | $764,000 | 8,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,266,000 | 1,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,057,000 | 2,094 |
| Earning assets | $115,142,000 | 3,583 |
| Long-term assets (5+ years) | $11,683,000 | 4,355 |
| Average Assets, year-to-date | $133,905,800 | 3,191 |
| Average Assets, quarterly | $129,930,000 | 3,404 |
| Volatile liabilities | $18,245,000 | 3,247 |
| Insider loans | $4,845,000 | 865 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $22,805,000 | 2,054 |
| Tier 1 (core) risk-based capital | $10,204,000 | 4,086 |
| Tier 2 risk-based capital | $949,690 | 3,169 |
| Total risk weighted assets | $75,390,690 | 3,612 |
| Total unused commitments | $22,805,000 | 2,058 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 65 | 2,783 |
| Assets and Liabilities | ||
| Total Assets: | $139,123,000 | 3,190 |
| Cash and due from depository institutions | $7,174,000 | 2,783 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $35,933,000 | 3,116 |
| Federal funds sold & reverse repurchase agreements | $13,550,000 | 971 |
| Net loans & leases | $74,920,000 | 3,598 |
| Loan loss allowance | $965,000 | 3,467 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,573,000 | 3,081 |
| Other real estate owned | $188,000 | 2,783 |
| Goodwill and other intangibles | $2,717,000 | 824 |
| All other assets | $2,068,000 | 3,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,123,000 | 3,190 |
| Total liabilities | $123,012,000 | 3,238 |
| Total deposits | $122,245,000 | 3,049 |
| Interest-bearing deposits | $104,653,000 | 3,067 |
| Deposits held in domestic offices | $122,245,000 | 3,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $767,000 | 4,400 |
| Total equity capital | $16,111,000 | 2,745 |
| Total bank equity capital | $16,111,000 | 2,745 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $825,000 | 3,791 |
| Surplus | $11,266,000 | 1,393 |
| Undivided profits | $4,020,000 | 5,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,733,000 | 1,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,180,000 | 1,904 |
| Earning assets | $124,403,000 | 3,280 |
| Long-term assets (5+ years) | $10,854,000 | 4,130 |
| Average Assets, year-to-date | $124,323,200 | 3,364 |
| Average Assets, quarterly | $139,911,000 | 3,130 |
| Volatile liabilities | $16,510,000 | 3,496 |
| Insider loans | $5,329,000 | 778 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $13,379,000 | 2,810 |
| Tier 1 (core) risk-based capital | $13,286,000 | 3,182 |
| Tier 2 risk-based capital | $965,000 | 3,027 |
| Total risk weighted assets | $80,992,600 | 3,367 |
| Total unused commitments | $13,379,000 | 2,815 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 35 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $77,743,000 | 5,440 |
| Cash and due from depository institutions | $3,936,000 | 5,143 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $19,931,000 | 5,318 |
| Federal funds sold & reverse repurchase agreements | $1,996,000 | 4,950 |
| Net loans & leases | $49,691,000 | 5,060 |
| Loan loss allowance | $782,000 | 4,318 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,066,000 | 5,782 |
| Other real estate owned | $0 | 5,143 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,123,000 | 5,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,743,000 | 5,440 |
| Total liabilities | $71,894,000 | 5,314 |
| Total deposits | $64,546,000 | 5,525 |
| Interest-bearing deposits | $56,697,000 | 5,441 |
| Deposits held in domestic offices | $64,546,000 | 5,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $6,750,000 | 1,602 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $598,000 | 5,275 |
| Total equity capital | $5,849,000 | 6,557 |
| Total bank equity capital | $5,849,000 | 6,557 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $825,000 | 4,036 |
| Surplus | $3,502,000 | 3,791 |
| Undivided profits | $1,522,000 | 8,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $554,000 | 4,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $693,000 | 3,327 |
| Earning assets | $71,618,000 | 5,407 |
| Long-term assets (5+ years) | $7,169,000 | 5,003 |
| Average Assets, year-to-date | $74,433,400 | 5,456 |
| Average Assets, quarterly | $76,664,000 | 5,447 |
| Volatile liabilities | $18,054,000 | 3,165 |
| Insider loans | $2,671,000 | 1,612 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,846,000 | 5,752 |
| Tier 1 (core) risk-based capital | $5,845,000 | 6,476 |
| Tier 2 risk-based capital | $617,060 | 4,485 |
| Total risk weighted assets | $49,177,860 | 5,119 |
| Total unused commitments | $3,846,000 | 5,764 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 35 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $74,507,000 | 5,674 |
| Cash and due from depository institutions | $5,588,000 | 5,283 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,662,000 | 7,074 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 2,019 |
| Net loans & leases | $46,023,000 | 5,295 |
| Loan loss allowance | $697,000 | 4,742 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $836,000 | 6,664 |
| Other real estate owned | $0 | 5,283 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,098,000 | 5,977 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,507,000 | 5,674 |
| Total liabilities | $68,544,000 | 5,571 |
| Total deposits | $64,793,000 | 5,595 |
| Interest-bearing deposits | $56,685,000 | 5,542 |
| Deposits held in domestic offices | $64,793,000 | 5,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,622,000 | 2,352 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,600,000 | 2,564 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $529,000 | 5,994 |
| Total equity capital | $5,963,000 | 6,575 |
| Total bank equity capital | $5,963,000 | 6,575 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $825,000 | 4,232 |
| Surplus | $3,502,000 | 3,786 |
| Undivided profits | $1,636,000 | 8,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 6,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $742,000 | 3,172 |
| Earning assets | $66,985,000 | 5,769 |
| Long-term assets (5+ years) | $8,105,000 | 4,569 |
| Average Assets, year-to-date | $66,373,600 | 5,973 |
| Average Assets, quarterly | $72,781,000 | 5,710 |
| Volatile liabilities | $15,035,000 | 3,329 |
| Insider loans | $1,888,000 | 2,249 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,372,000 | 5,332 |
| Tier 1 (core) risk-based capital | $5,924,000 | 6,480 |
| Tier 2 risk-based capital | $579,550 | 4,692 |
| Total risk weighted assets | $46,228,350 | 5,341 |
| Total unused commitments | $4,372,000 | 5,342 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 35 | 5,491 |
| Assets and Liabilities | ||
| Total Assets: | $59,251,000 | 6,709 |
| Cash and due from depository institutions | $4,837,000 | 5,491 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $9,835,000 | 8,817 |
| Federal funds sold & reverse repurchase agreements | $2,480,000 | 3,282 |
| Net loans & leases | $40,304,000 | 5,747 |
| Loan loss allowance | $591,000 | 5,473 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $988,000 | 6,129 |
| Other real estate owned | $0 | 5,491 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $807,000 | 7,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,251,000 | 6,709 |
| Total liabilities | $53,783,000 | 6,697 |
| Total deposits | $51,157,000 | 6,699 |
| Interest-bearing deposits | $44,700,000 | 6,595 |
| Deposits held in domestic offices | $51,157,000 | 6,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,105,000 | 2,589 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $521,000 | 5,062 |
| Total equity capital | $5,468,000 | 6,711 |
| Total bank equity capital | $5,468,000 | 6,711 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $825,000 | 4,418 |
| Surplus | $1,200,000 | 7,357 |
| Undivided profits | $3,443,000 | 5,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $448,000 | 4,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $557,000 | 3,772 |
| Earning assets | $52,619,000 | 6,845 |
| Long-term assets (5+ years) | $5,741,000 | 5,626 |
| Average Assets, year-to-date | $58,947,800 | 6,626 |
| Average Assets, quarterly | $59,035,500 | 6,690 |
| Volatile liabilities | $8,743,000 | 4,766 |
| Insider loans | $2,433,000 | 1,734 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,515,000 | 5,915 |
| Tier 1 (core) risk-based capital | $5,468,000 | 6,802 |
| Tier 2 risk-based capital | $500,380 | 5,275 |
| Total risk weighted assets | $39,900,080 | 5,914 |
| Total unused commitments | $3,515,000 | 5,924 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 35 | 5,698 |
| Assets and Liabilities | ||
| Total Assets: | $59,199,000 | 6,900 |
| Cash and due from depository institutions | $5,175,000 | 5,698 |
| Interest-bearing balances | $750,000 | 3,811 |
| Securities | $11,315,000 | 8,595 |
| Federal funds sold & reverse repurchase agreements | $5,175,000 | 2,696 |
| Net loans & leases | $35,916,000 | 6,186 |
| Loan loss allowance | $555,000 | 5,916 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $785,000 | 7,081 |
| Other real estate owned | $59,000 | 5,698 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $774,000 | 7,319 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,199,000 | 6,900 |
| Total liabilities | $54,027,000 | 6,884 |
| Total deposits | $50,146,000 | 7,041 |
| Interest-bearing deposits | $41,346,000 | 7,234 |
| Deposits held in domestic offices | $50,146,000 | 7,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,258,000 | 1,804 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $623,000 | 4,522 |
| Total equity capital | $5,172,000 | 7,067 |
| Total bank equity capital | $5,172,000 | 7,067 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $825,000 | 4,594 |
| Surplus | $1,200,000 | 7,431 |
| Undivided profits | $3,147,000 | 5,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 6,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $492,000 | 3,778 |
| Earning assets | $53,156,000 | 6,998 |
| Long-term assets (5+ years) | $10,476,000 | 4,238 |
| Average Assets, year-to-date | $59,270,400 | 6,745 |
| Average Assets, quarterly | $59,422,500 | 6,832 |
| Volatile liabilities | $9,690,000 | 4,185 |
| Insider loans | $487,000 | 5,790 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,123,000 | 5,431 |
| Tier 1 (core) risk-based capital | $5,172,000 | 6,992 |
| Tier 2 risk-based capital | $459,110 | 5,655 |
| Total risk weighted assets | $36,621,110 | 6,315 |
| Total unused commitments | $4,123,000 | 5,451 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 35 | 5,798 |
| Assets and Liabilities | ||
| Total Assets: | $58,119,000 | 7,091 |
| Cash and due from depository institutions | $4,898,000 | 5,798 |
| Interest-bearing balances | $850,000 | 4,131 |
| Securities | $11,900,000 | 8,433 |
| Federal funds sold & reverse repurchase agreements | $7,950,000 | 2,076 |
| Net loans & leases | $31,905,000 | 6,749 |
| Loan loss allowance | $460,000 | 6,856 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $754,000 | 7,351 |
| Other real estate owned | $0 | 5,798 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $712,000 | 7,992 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,119,000 | 7,091 |
| Total liabilities | $53,351,000 | 7,055 |
| Total deposits | $52,675,000 | 6,940 |
| Interest-bearing deposits | $45,667,000 | 6,960 |
| Deposits held in domestic offices | $52,675,000 | 6,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $60,000 | 4,536 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $616,000 | 4,934 |
| Total equity capital | $4,768,000 | 7,324 |
| Total bank equity capital | $4,768,000 | 7,324 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $825,000 | 4,819 |
| Surplus | $1,200,000 | 7,411 |
| Undivided profits | $2,743,000 | 6,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 9,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $441,000 | 4,617 |
| Earning assets | $52,605,000 | 7,145 |
| Long-term assets (5+ years) | $12,016,000 | 3,829 |
| Average Assets, year-to-date | $58,071,800 | 6,940 |
| Average Assets, quarterly | $56,933,000 | 7,134 |
| Volatile liabilities | $6,347,000 | 5,676 |
| Insider loans | $573,000 | 1,566 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,052,000 | 5,208 |
| Tier 1 (core) risk-based capital | $4,768,000 | 7,251 |
| Tier 2 risk-based capital | $424,130 | 5,991 |
| Total risk weighted assets | $33,885,630 | 6,739 |
| Total unused commitments | $4,052,000 | 5,239 |
| Derivatives | $0 | 651 |