Home > Citizens Savings, Inc., SSB > Income and Expense
Citizens Savings, Inc., SSB, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,248,000 | 2,148 |
| Total interest expense | $7,279,000 | 1,722 |
| Net interest income | $6,969,000 | 2,589 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $574,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $283,000 | 4,580 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $291,000 | 4,167 |
| Total noninterest expense | $4,113,000 | 3,335 |
| Salaries and employee benefits | $1,051,000 | 5,847 |
| Premises and equipment expense | $434,000 | 4,292 |
| Additional noninterest expense | $2,628,000 | 2,052 |
| Pre-tax net operating income | $3,330,000 | 2,139 |
| Securities gains (losses) | $-11,000 | 9,904 |
| Applicable income taxes | $3,741,000 | 726 |
| Income before extraordinary items | $-422,000 | 12,327 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-422,000 | 12,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,562 |
| Cash dividends | $6,302,000 | 478 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-414,960 | 12,337 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,783,000 | 2,118 |
| Total interest expense | $7,644,000 | 1,725 |
| Net interest income | $7,139,000 | 2,511 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $1,095,000 | 3,119 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $312,000 | 4,273 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $783,000 | 2,417 |
| Total noninterest expense | $4,022,000 | 3,474 |
| Salaries and employee benefits | $1,095,000 | 5,666 |
| Premises and equipment expense | $483,000 | 3,991 |
| Additional noninterest expense | $2,444,000 | 2,286 |
| Pre-tax net operating income | $4,092,000 | 1,692 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,438,000 | 1,628 |
| Income before extraordinary items | $2,654,000 | 1,876 |
| Extraordinary gains, net | $370,000 | 595 |
| Net income | $3,024,000 | 1,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 5,430 |
| Cash dividends | $2,126,000 | 962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,654,000 | 1,770 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,069,000 | 2,074 |
| Total interest expense | $9,738,000 | 1,751 |
| Net interest income | $7,331,000 | 2,478 |
| Provision for loan and lease losses | $870,000 | 2,036 |
| Total noninterest income | $1,063,000 | 3,153 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $293,000 | 4,528 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $770,000 | 2,357 |
| Total noninterest expense | $4,960,000 | 2,886 |
| Salaries and employee benefits | $1,411,000 | 4,464 |
| Premises and equipment expense | $598,000 | 3,365 |
| Additional noninterest expense | $2,951,000 | 2,020 |
| Pre-tax net operating income | $2,564,000 | 2,419 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,185,000 | 1,781 |
| Income before extraordinary items | $1,379,000 | 3,329 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,379,000 | 3,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 2,871 |
| Cash dividends | $979,000 | 1,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,379,000 | 3,089 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.