Home > Citizens Savings Bank, SSB, Inc. > Income and Expense
Citizens Savings Bank, SSB, Inc., Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,571,000 | 1,461 |
| Total interest expense | $9,612,000 | 1,399 |
| Net interest income | $11,959,000 | 1,509 |
| Provision for loan and lease losses | $1,661,000 | 919 |
| Total noninterest income | $1,662,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $747,000 | 1,832 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $915,000 | 2,166 |
| Total noninterest expense | $6,899,000 | 2,124 |
| Salaries and employee benefits | $3,051,000 | 2,174 |
| Premises and equipment expense | $1,187,000 | 1,770 |
| Additional noninterest expense | $2,661,000 | 2,099 |
| Pre-tax net operating income | $5,061,000 | 1,390 |
| Securities gains (losses) | $37,000 | 3,837 |
| Applicable income taxes | $4,504,000 | 582 |
| Income before extraordinary items | $594,000 | 6,832 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $594,000 | 7,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $1,841,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $330,000 | 682 |
| Net operating income | $570,320 | 6,751 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $24,309,000 | 1,504 |
| Total interest expense | $12,674,000 | 1,390 |
| Net interest income | $11,635,000 | 1,592 |
| Provision for loan and lease losses | $179,000 | 5,591 |
| Total noninterest income | $1,624,000 | 2,253 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $690,000 | 1,970 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $934,000 | 2,097 |
| Total noninterest expense | $6,858,000 | 2,142 |
| Salaries and employee benefits | $3,193,000 | 2,061 |
| Premises and equipment expense | $915,000 | 2,271 |
| Additional noninterest expense | $2,750,000 | 2,145 |
| Pre-tax net operating income | $6,222,000 | 1,050 |
| Securities gains (losses) | $237,000 | 1,789 |
| Applicable income taxes | $2,485,000 | 930 |
| Income before extraordinary items | $3,974,000 | 1,178 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,974,000 | 1,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $727,000 | 2,067 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,008 |
| Net operating income | $3,822,320 | 1,135 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.