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Citizens Savings Bank, SSB, Inc., Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 116 | 1,800 |
| Assets and Liabilities | ||
| Total Assets: | $254,235,000 | 1,829 |
| Cash and due from depository institutions | $19,898,000 | 1,800 |
| Interest-bearing balances | $15,259,000 | 410 |
| Securities | $21,292,000 | 5,861 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $204,356,000 | 1,363 |
| Loan loss allowance | $2,067,000 | 2,015 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,541,000 | 1,609 |
| Other real estate owned | $764,000 | 1,800 |
| Goodwill and other intangibles | $1,588,000 | 802 |
| All other assets | $1,796,000 | 3,784 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $254,235,000 | 1,829 |
| Total liabilities | $234,345,000 | 1,803 |
| Total deposits | $221,306,000 | 1,782 |
| Interest-bearing deposits | $216,042,000 | 1,594 |
| Deposits held in domestic offices | $221,306,000 | 1,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,000,000 | 1,081 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,039,000 | 1,320 |
| Total equity capital | $19,890,000 | 2,057 |
| Total bank equity capital | $19,890,000 | 2,057 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,245,000 | 3,253 |
| Surplus | $5,336,000 | 2,534 |
| Undivided profits | $13,309,000 | 1,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $917,000 | 3,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,194,000 | 1,443 |
| Earning assets | $240,907,000 | 1,767 |
| Long-term assets (5+ years) | $143,145,000 | 491 |
| Average Assets, year-to-date | $263,972,000 | 1,718 |
| Average Assets, quarterly | $258,056,000 | 1,774 |
| Volatile liabilities | $35,335,000 | 1,545 |
| Insider loans | $261,000 | 7,639 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,087,000 | 2,314 |
| Tier 1 (core) risk-based capital | $18,302,000 | 2,139 |
| Tier 2 risk-based capital | $1,777,240 | 1,744 |
| Total risk weighted assets | $141,889,240 | 1,909 |
| Total unused commitments | $15,087,000 | 2,332 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 125 | 1,731 |
| Assets and Liabilities | ||
| Total Assets: | $271,987,000 | 1,770 |
| Cash and due from depository institutions | $17,572,000 | 1,731 |
| Interest-bearing balances | $12,821,000 | 606 |
| Securities | $23,983,000 | 5,331 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $220,277,000 | 1,327 |
| Loan loss allowance | $407,000 | 7,409 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,087,000 | 1,423 |
| Other real estate owned | $909,000 | 1,731 |
| Goodwill and other intangibles | $1,888,000 | 736 |
| All other assets | $2,271,000 | 3,198 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $271,987,000 | 1,770 |
| Total liabilities | $251,180,000 | 1,769 |
| Total deposits | $232,554,000 | 1,787 |
| Interest-bearing deposits | $221,823,000 | 1,638 |
| Deposits held in domestic offices | $232,554,000 | 1,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $17,000,000 | 747 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,626,000 | 2,211 |
| Total equity capital | $20,807,000 | 1,875 |
| Total bank equity capital | $20,807,000 | 1,875 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,212,000 | 3,425 |
| Surplus | $5,040,000 | 2,535 |
| Undivided profits | $14,555,000 | 1,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $908,000 | 3,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,431,000 | 1,337 |
| Earning assets | $257,081,000 | 1,720 |
| Long-term assets (5+ years) | $155,304,000 | 443 |
| Average Assets, year-to-date | $274,857,600 | 1,701 |
| Average Assets, quarterly | $274,383,500 | 1,739 |
| Volatile liabilities | $44,836,000 | 1,274 |
| Insider loans | $432,000 | 2,124 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $19,616,000 | 156 |
| Unused loan commitments | $15,152,000 | 2,192 |
| Tier 1 (core) risk-based capital | $18,919,000 | 2,008 |
| Tier 2 risk-based capital | $407,000 | 6,172 |
| Total risk weighted assets | $150,485,000 | 1,878 |
| Total unused commitments | $15,152,000 | 2,209 |
| Derivatives | $0 | 651 |