Home > Citizens Savings Bank, SSB > Income and Expense
Citizens Savings Bank, SSB, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,727,000 | 3,256 |
| Total interest expense | $6,203,000 | 2,692 |
| Net interest income | $4,524,000 | 3,985 |
| Provision for loan and lease losses | $144,000 | 6,224 |
| Total noninterest income | $306,000 | 7,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $306,000 | 4,368 |
| Total noninterest expense | $2,156,000 | 6,020 |
| Salaries and employee benefits | $947,000 | 6,350 |
| Premises and equipment expense | $246,000 | 6,868 |
| Additional noninterest expense | $961,000 | 5,218 |
| Pre-tax net operating income | $2,530,000 | 2,451 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,042,000 | 2,029 |
| Income before extraordinary items | $1,487,000 | 3,098 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,487,000 | 3,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 5,670 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,487,000 | 2,869 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.