Home > Citizens Savings Bank, SSB > Income and Expense
Citizens Savings Bank, SSB, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,693,000 | 6,096 |
| Total interest expense | $2,334,000 | 5,099 |
| Net interest income | $2,359,000 | 6,808 |
| Provision for loan and lease losses | $67,000 | 6,741 |
| Total noninterest income | $86,000 | 11,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 10,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $2,097,000 | 6,094 |
| Salaries and employee benefits | $570,000 | 9,051 |
| Premises and equipment expense | $164,000 | 8,533 |
| Additional noninterest expense | $1,363,000 | 3,793 |
| Pre-tax net operating income | $281,000 | 10,389 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $297,000 | 6,114 |
| Income before extraordinary items | $-16,000 | 12,562 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-16,000 | 12,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,626 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $6,559,000 | 163 |
| Net operating income | $-16,000 | 12,442 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,199,000 | 6,181 |
| Total interest expense | $2,982,000 | 5,189 |
| Net interest income | $2,217,000 | 7,209 |
| Provision for loan and lease losses | $66,000 | 8,365 |
| Total noninterest income | $123,000 | 11,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 10,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,442 |
| Total noninterest expense | $1,302,000 | 8,652 |
| Salaries and employee benefits | $506,000 | 9,728 |
| Premises and equipment expense | $148,000 | 9,172 |
| Additional noninterest expense | $648,000 | 7,119 |
| Pre-tax net operating income | $972,000 | 5,742 |
| Securities gains (losses) | $145,000 | 2,458 |
| Applicable income taxes | $410,000 | 4,696 |
| Income before extraordinary items | $707,000 | 5,873 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $707,000 | 5,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 12,832 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $614,200 | 6,110 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.