Home > Citizens Savings Bank, SSB > Assets and Liabilities
Citizens Savings Bank, SSB, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $63,588,000 | 6,533 |
| Cash and due from depository institutions | $6,264,000 | 8,423 |
| Interest-bearing balances | $5,540,000 | 1,115 |
| Securities | $4,195,000 | 11,646 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $52,375,000 | 4,601 |
| Loan loss allowance | $154,000 | 11,106 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $0 | 13,227 |
| Other real estate owned | $77,000 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $677,000 | 7,946 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,588,000 | 6,533 |
| Total liabilities | $56,688,000 | 6,628 |
| Total deposits | $50,060,000 | 7,047 |
| Interest-bearing deposits | $49,582,000 | 6,378 |
| Deposits held in domestic offices | $50,060,000 | 7,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,500,000 | 1,989 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,128,000 | 1,083 |
| Total equity capital | $6,900,000 | 5,668 |
| Total bank equity capital | $6,900,000 | 5,668 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $6,899,000 | 2,042 |
| Undivided profits | $0 | 12,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,493,000 | 1,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $38,000 | 12,656 |
| Earning assets | $62,110,000 | 6,227 |
| Long-term assets (5+ years) | $3,513,000 | 7,399 |
| Average Assets, year-to-date | $61,805,400 | 6,523 |
| Average Assets, quarterly | $61,997,500 | 6,592 |
| Volatile liabilities | $5,505,000 | 6,186 |
| Insider loans | $51,000 | 10,614 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,201,000 | 8,828 |
| Tier 1 (core) risk-based capital | $6,900,000 | 5,586 |
| Tier 2 risk-based capital | $154,000 | 10,361 |
| Total risk weighted assets | $32,702,000 | 6,850 |
| Total unused commitments | $1,201,000 | 8,855 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $61,326,000 | 6,812 |
| Cash and due from depository institutions | $3,611,000 | 8,629 |
| Interest-bearing balances | $3,352,000 | 1,965 |
| Securities | $4,125,000 | 12,064 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $52,246,000 | 4,651 |
| Loan loss allowance | $240,000 | 9,777 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $840,000 | 6,920 |
| Other real estate owned | $138,000 | 8,629 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $366,000 | 11,029 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,326,000 | 6,812 |
| Total liabilities | $56,750,000 | 6,735 |
| Total deposits | $52,849,000 | 6,919 |
| Interest-bearing deposits | $52,670,000 | 6,197 |
| Deposits held in domestic offices | $52,849,000 | 6,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,500,000 | 1,546 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $401,000 | 6,807 |
| Total equity capital | $4,576,000 | 7,540 |
| Total bank equity capital | $4,576,000 | 7,540 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $4,576,000 | 4,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,531,000 | 1,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $44,000 | 13,125 |
| Earning assets | $59,723,000 | 6,480 |
| Long-term assets (5+ years) | $6,258,000 | 5,782 |
| Average Assets, year-to-date | $60,103,400 | 6,761 |
| Average Assets, quarterly | $61,014,000 | 6,775 |
| Volatile liabilities | $6,707,000 | 5,460 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $463,000 | 10,701 |
| Tier 1 (core) risk-based capital | $4,576,000 | 7,484 |
| Tier 2 risk-based capital | $240,000 | 8,601 |
| Total risk weighted assets | $33,686,600 | 6,775 |
| Total unused commitments | $463,000 | 10,726 |
| Derivatives | $0 | 651 |