Home > Citizens Savings Bank of Canton > Income and Expense
Citizens Savings Bank of Canton, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $52,819,000 | 670 |
| Total interest expense | $23,299,000 | 631 |
| Net interest income | $29,520,000 | 677 |
| Provision for loan and lease losses | $455,000 | 1,658 |
| Total noninterest income | $2,802,000 | 1,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,802,000 | 917 |
| Total noninterest expense | $16,175,000 | 953 |
| Salaries and employee benefits | $7,700,000 | 890 |
| Premises and equipment expense | $3,369,000 | 687 |
| Additional noninterest expense | $5,106,000 | 1,151 |
| Pre-tax net operating income | $15,692,000 | 554 |
| Securities gains (losses) | $691,000 | 213 |
| Applicable income taxes | $5,820,000 | 514 |
| Income before extraordinary items | $10,563,000 | 532 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $10,563,000 | 531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,355 |
| Cash dividends | $1,050,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $10,120,760 | 557 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $54,821,000 | 646 |
| Total interest expense | $24,112,000 | 609 |
| Net interest income | $30,709,000 | 652 |
| Provision for loan and lease losses | $683,000 | 1,695 |
| Total noninterest income | $2,647,000 | 1,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,647,000 | 1,052 |
| Total noninterest expense | $15,367,000 | 1,029 |
| Salaries and employee benefits | $7,736,000 | 881 |
| Premises and equipment expense | $3,212,000 | 729 |
| Additional noninterest expense | $4,419,000 | 1,400 |
| Pre-tax net operating income | $17,306,000 | 458 |
| Securities gains (losses) | $2,397,000 | 278 |
| Applicable income taxes | $6,670,000 | 439 |
| Income before extraordinary items | $13,033,000 | 433 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $13,033,000 | 444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 12,436 |
| Cash dividends | $2,129,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $11,450,980 | 461 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $59,133,000 | 671 |
| Total interest expense | $29,112,000 | 662 |
| Net interest income | $30,021,000 | 677 |
| Provision for loan and lease losses | $1,839,000 | 1,226 |
| Total noninterest income | $2,507,000 | 1,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,507,000 | 1,080 |
| Total noninterest expense | $15,331,000 | 1,052 |
| Salaries and employee benefits | $7,286,000 | 937 |
| Premises and equipment expense | $3,104,000 | 775 |
| Additional noninterest expense | $4,941,000 | 1,336 |
| Pre-tax net operating income | $15,358,000 | 430 |
| Securities gains (losses) | $736,000 | 815 |
| Applicable income taxes | $5,852,000 | 425 |
| Income before extraordinary items | $10,242,000 | 483 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $10,242,000 | 487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 5,248 |
| Cash dividends | $3,188,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $9,770,960 | 451 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.