Home > Citizens Savings Bank, Inc. > Income and Expense
Citizens Savings Bank, Inc., Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,223,000 | 4,200 |
| Total interest expense | $5,291,000 | 3,131 |
| Net interest income | $2,932,000 | 5,826 |
| Provision for loan and lease losses | $259,000 | 4,503 |
| Total noninterest income | $1,562,000 | 2,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,562,000 | 1,474 |
| Total noninterest expense | $3,292,000 | 4,163 |
| Salaries and employee benefits | $1,352,000 | 4,651 |
| Premises and equipment expense | $717,000 | 2,861 |
| Additional noninterest expense | $1,223,000 | 4,270 |
| Pre-tax net operating income | $943,000 | 5,886 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $391,000 | 4,882 |
| Income before extraordinary items | $552,000 | 6,913 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $552,000 | 6,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $552,000 | 6,545 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.