Home > Citizens Savings Bank FSB > Income and Expense
Citizens Savings Bank FSB, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $29,786,000 | 1,061 |
| Total interest expense | $15,973,000 | 885 |
| Net interest income | $13,813,000 | 1,304 |
| Provision for loan and lease losses | $275,000 | 3,195 |
| Total noninterest income | $917,000 | 3,579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $917,000 | 2,163 |
| Total noninterest expense | $15,563,000 | 1,015 |
| Salaries and employee benefits | $6,088,000 | 1,112 |
| Premises and equipment expense | $2,873,000 | 806 |
| Additional noninterest expense | $6,602,000 | 1,025 |
| Pre-tax net operating income | $-1,108,000 | 12,995 |
| Securities gains (losses) | $2,773,000 | 251 |
| Applicable income taxes | $-77,000 | 12,923 |
| Income before extraordinary items | $1,742,000 | 2,836 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,742,000 | 2,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,903,000 | 575 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,031,000 | 12,962 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $35,666,000 | 1,037 |
| Total interest expense | $22,292,000 | 835 |
| Net interest income | $13,374,000 | 1,383 |
| Provision for loan and lease losses | $3,220,000 | 789 |
| Total noninterest income | $1,069,000 | 3,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,069,000 | 1,902 |
| Total noninterest expense | $19,763,000 | 856 |
| Salaries and employee benefits | $6,580,000 | 1,026 |
| Premises and equipment expense | $2,932,000 | 814 |
| Additional noninterest expense | $10,251,000 | 752 |
| Pre-tax net operating income | $-8,540,000 | 13,856 |
| Securities gains (losses) | $913,000 | 707 |
| Applicable income taxes | $-88,000 | 13,567 |
| Income before extraordinary items | $-7,539,000 | 13,835 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-7,539,000 | 13,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,468,000 | 1,210 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-8,442,870 | 13,824 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.