Home > Citizens Savings Bank F.S.B. > Net charge- offs to loans
Citizens Savings Bank F.S.B., Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1123% | 5,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1049% | 415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4293% | 168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0271% | 653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0194% | 847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2071% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6867% | 725 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 7,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5004% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9851% | 534 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4788% | 1,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4366% | 224 |
| Percentage Net Loans Charged-off:Construction & development | 2.8927% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4000% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0808% | 471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5015% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8903% | 234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5963% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6090% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 8,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 1,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0200% | 467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0396% | 1,277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1529% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7101% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9829% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1134% | 8,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0790% | 997 |
| Percentage Net Loans Charged-off:Construction & development | 0.1974% | 543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0804% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2823% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5409% | 774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5961% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5269% | 975 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |