Citizens Savings Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$9,736,0002,882
Total interest expense$2,570,0002,798
Net interest income$7,166,0002,868
Provision for loan and lease losses$03,275
Total noninterest income$503,0003,405
Gross Fiduciary activities income$2,000923
Service charges on deposit accounts$149,0002,998
Trading account gains and feesNANA
Additional Noninterest Income$352,0003,290
Total noninterest expense$6,473,0002,666
Salaries and employee benefits$3,078,0002,908
Premises and equipment expense$436,0003,139
Additional noninterest expense$352,0003,290
Pre-tax net operating income$1,196,0003,441
Securities gains (losses)$0988
Applicable income taxes$73,0002,914
Income before extraordinary items$1,123,0003,359
Extraordinary gains, net$054
Net income$1,123,0003,396
Minority interest net income$088
Net income of bank and minority interests.$1,123,0003,361
Net charge-offs$205,0001,149
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,123,0003,380
2023-09-30 (YTD Data)Rank
Total interest income$6,702,0002,963
Total interest expense$1,601,0002,872
Net interest income$5,101,0002,947
Provision for loan and lease losses$03,085
Total noninterest income$416,0003,331
Gross Fiduciary activities income$2,000887
Service charges on deposit accounts$123,0002,909
Trading account gains and feesNANA
Additional Noninterest Income$291,0003,196
Total noninterest expense$4,833,0002,669
Salaries and employee benefits$2,313,0002,888
Premises and equipment expense$320,0003,178
Additional noninterest expense$291,0003,195
Pre-tax net operating income$684,0003,721
Securities gains (losses)$0849
Applicable income taxes$178,0002,405
Income before extraordinary items$506,0003,812
Extraordinary gains, net$052
Net income$506,0003,847
Minority interest net income$081
Net income of bank and minority interests.$506,0003,812
Net charge-offs$162,000972
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$506,0003,844
2023-06-30 (YTD Data)Rank
Total interest income$4,198,0003,014
Total interest expense$910,0002,905
Net interest income$3,288,0003,026
Provision for loan and lease losses$02,940
Total noninterest income$268,0003,340
Gross Fiduciary activities income$2,000870
Service charges on deposit accounts$80,0002,927
Trading account gains and feesNANA
Additional Noninterest Income$186,0003,236
Total noninterest expense$3,172,0002,685
Salaries and employee benefits$1,548,0002,893
Premises and equipment expense$217,0003,167
Additional noninterest expense$186,0003,228
Pre-tax net operating income$384,0003,875
Securities gains (losses)$0938
Applicable income taxes$101,0002,540
Income before extraordinary items$283,0003,947
Extraordinary gains, net$051
Net income$283,0003,987
Minority interest net income$081
Net income of bank and minority interests.$283,0003,946
Net charge-offs$189,000691
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$283,0003,966
2023-03-31 (YTD Data)Rank
Total interest income$1,989,0003,085
Total interest expense$358,0002,987
Net interest income$1,631,0003,049
Provision for loan and lease losses$02,612
Total noninterest income$146,0003,281
Gross Fiduciary activities income$0913
Service charges on deposit accounts$40,0002,950
Trading account gains and feesNANA
Additional Noninterest Income$106,0003,086
Total noninterest expense$1,480,0002,830
Salaries and employee benefits$697,0003,073
Premises and equipment expense$115,0003,125
Additional noninterest expense$106,0003,086
Pre-tax net operating income$297,0003,638
Securities gains (losses)$0950
Applicable income taxes$77,0002,333
Income before extraordinary items$220,0003,741
Extraordinary gains, net$04
Net income$220,0003,740
Minority interest net income$048
Net income of bank and minority interests.$220,0003,741
Net charge-offs$-14,0004,152
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$220,0003,769
2022-12-31 (YTD Data)Rank
Total interest income$6,759,0003,092
Total interest expense$375,0003,545
Net interest income$6,384,0003,017
Provision for loan and lease losses$03,012
Total noninterest income$587,0003,381
Gross Fiduciary activities income$2,000957
Service charges on deposit accounts$156,0003,020
Trading account gains and feesNANA
Additional Noninterest Income$429,0003,195
Total noninterest expense$5,463,0002,903
Salaries and employee benefits$2,810,0003,036
Premises and equipment expense$425,0003,214
Additional noninterest expense$429,0003,195
Pre-tax net operating income$1,508,0003,420
Securities gains (losses)$0691
Applicable income taxes$154,0002,782
Income before extraordinary items$1,354,0003,363
Extraordinary gains, net$05
Net income$1,354,0003,359
Minority interest net income$063
Net income of bank and minority interests.$1,354,0003,362
Net charge-offs$248,000835
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,354,0003,392
2022-09-30 (YTD Data)Rank
Total interest income$4,859,0003,107
Total interest expense$210,0003,674
Net interest income$4,649,0003,036
Provision for loan and lease losses$02,835
Total noninterest income$487,0003,317
Gross Fiduciary activities income$2,000923
Service charges on deposit accounts$121,0003,001
Trading account gains and feesNANA
Additional Noninterest Income$364,0003,115
Total noninterest expense$4,062,0002,907
Salaries and employee benefits$2,095,0003,043
Premises and equipment expense$335,0003,140
Additional noninterest expense$364,0003,115
Pre-tax net operating income$1,074,0003,464
Securities gains (losses)$0740
Applicable income taxes$287,0002,245
Income before extraordinary items$787,0003,610
Extraordinary gains, net$04
Net income$787,0003,608
Minority interest net income$057
Net income of bank and minority interests.$787,0003,609
Net charge-offs$248,000629
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$787,0003,633
2022-06-30 (YTD Data)Rank
Total interest income$3,082,0003,138
Total interest expense$155,0003,497
Net interest income$2,927,0003,081
Provision for loan and lease losses$02,599
Total noninterest income$220,0003,656
Gross Fiduciary activities income$2,000874
Service charges on deposit accounts$78,0003,041
Trading account gains and feesNANA
Additional Noninterest Income$140,0003,647
Total noninterest expense$2,654,0002,929
Salaries and employee benefits$1,347,0003,090
Premises and equipment expense$220,0003,182
Additional noninterest expense$1,087,0002,472
Pre-tax net operating income$493,0003,707
Securities gains (losses)$0687
Applicable income taxes$139,0002,398
Income before extraordinary items$354,0003,817
Extraordinary gains, net$04
Net income$354,0003,817
Minority interest net income$060
Net income of bank and minority interests.$354,0003,817
Net charge-offs$187,000554
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$354,0003,851
2022-03-31 (YTD Data)Rank
Total interest income$1,505,0003,137
Total interest expense$77,0003,483
Net interest income$1,428,0003,083
Provision for loan and lease losses$02,285
Total noninterest income$140,0003,419
Gross Fiduciary activities income$0892
Service charges on deposit accounts$36,0003,101
Trading account gains and feesNANA
Additional Noninterest Income$104,0003,226
Total noninterest expense$1,273,0002,991
Salaries and employee benefits$618,0003,213
Premises and equipment expense$113,0003,154
Additional noninterest expense$542,0002,453
Pre-tax net operating income$295,0003,440
Securities gains (losses)$0623
Applicable income taxes$86,0002,163
Income before extraordinary items$209,0003,598
Extraordinary gains, net$04
Net income$209,0003,597
Minority interest net income$050
Net income of bank and minority interests.$209,0003,598
Net charge-offs$169,000396
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$209,0003,622
2021-12-31 (YTD Data)Rank
Total interest income$5,888,0003,256
Total interest expense$484,0003,209
Net interest income$5,404,0003,223
Provision for loan and lease losses$5,0003,015
Total noninterest income$629,0003,439
Gross Fiduciary activities income$2,000941
Service charges on deposit accounts$154,0002,982
Trading account gains and feesNANA
Additional Noninterest Income$473,0003,306
Total noninterest expense$4,878,0003,061
Salaries and employee benefits$2,257,0003,333
Premises and equipment expense$380,0003,423
Additional noninterest expense$2,241,0002,400
Pre-tax net operating income$1,150,0003,719
Securities gains (losses)$02,062
Applicable income taxes$280,0002,514
Income before extraordinary items$870,0003,853
Extraordinary gains, net$010
Net income$870,0003,853
Minority interest net income$074
Net income of bank and minority interests.$870,0003,853
Net charge-offs$-74,0004,263
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$870,0003,836
2021-09-30 (YTD Data)Rank
Total interest income$4,240,0003,363
Total interest expense$395,0003,201
Net interest income$3,845,0003,351
Provision for loan and lease losses$5,0002,896
Total noninterest income$274,0003,949
Gross Fiduciary activities income$2,000906
Service charges on deposit accounts$113,0003,012
Trading account gains and feesNANA
Additional Noninterest Income$159,0003,993
Total noninterest expense$3,729,0003,035
Salaries and employee benefits$1,644,0003,402
Premises and equipment expense$301,0003,391
Additional noninterest expense$1,784,0002,332
Pre-tax net operating income$385,0004,332
Securities gains (losses)$02,015
Applicable income taxes$120,0002,850
Income before extraordinary items$265,0004,435
Extraordinary gains, net$08
Net income$265,0004,434
Minority interest net income$069
Net income of bank and minority interests.$265,0004,435
Net charge-offs$-80,0004,385
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$265,0004,420
2021-06-30 (YTD Data)Rank
Total interest income$2,793,0003,402
Total interest expense$273,0003,226
Net interest income$2,520,0003,384
Provision for loan and lease losses$5,0002,777
Total noninterest income$115,0004,267
Gross Fiduciary activities income$2,000890
Service charges on deposit accounts$72,0003,025
Trading account gains and feesNANA
Additional Noninterest Income$41,0004,489
Total noninterest expense$2,446,0003,058
Salaries and employee benefits$1,149,0003,336
Premises and equipment expense$195,0003,440
Additional noninterest expense$1,102,0002,414
Pre-tax net operating income$184,0004,466
Securities gains (losses)$01,818
Applicable income taxes$39,0003,131
Income before extraordinary items$145,0004,513
Extraordinary gains, net$06
Net income$145,0004,512
Minority interest net income$067
Net income of bank and minority interests.$145,0004,513
Net charge-offs$-79,0004,519
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$145,0004,499
2021-03-31 (YTD Data)Rank
Total interest income$1,405,0003,399
Total interest expense$143,0003,229
Net interest income$1,262,0003,377
Provision for loan and lease losses$5,0002,615
Total noninterest income$53,0004,314
Gross Fiduciary activities income$0922
Service charges on deposit accounts$32,0003,152
Trading account gains and feesNANA
Additional Noninterest Income$21,0004,456
Total noninterest expense$1,218,0003,060
Salaries and employee benefits$568,0003,359
Premises and equipment expense$98,0003,447
Additional noninterest expense$552,0002,389
Pre-tax net operating income$92,0004,447
Securities gains (losses)$01,392
Applicable income taxes$31,0002,908
Income before extraordinary items$61,0004,555
Extraordinary gains, net$03
Net income$61,0004,555
Minority interest net income$055
Net income of bank and minority interests.$61,0004,555
Net charge-offs$-1,0003,038
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$61,0004,544
2020-12-31 (YTD Data)Rank
Total interest income$5,016,0003,591
Total interest expense$759,0003,335
Net interest income$4,257,0003,602
Provision for loan and lease losses$15,0004,172
Total noninterest income$246,0004,190
Gross Fiduciary activities income$2,000977
Service charges on deposit accounts$118,0003,386
Trading account gains and feesNANA
Additional Noninterest Income$126,0004,261
Total noninterest expense$4,321,0003,258
Salaries and employee benefits$1,839,0003,693
Premises and equipment expense$358,0003,576
Additional noninterest expense$2,124,0002,436
Pre-tax net operating income$167,0004,571
Securities gains (losses)$02,675
Applicable income taxes$48,0003,184
Income before extraordinary items$119,0004,642
Extraordinary gains, net$04
Net income$119,0004,642
Minority interest net income$072
Net income of bank and minority interests.$119,0004,642
Net charge-offs$51,0002,381
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$119,0004,603
2020-09-30 (YTD Data)Rank
Total interest income$3,679,0003,655
Total interest expense$599,0003,357
Net interest income$3,080,0003,669
Provision for loan and lease losses$04,239
Total noninterest income$187,0004,181
Gross Fiduciary activities income$2,000929
Service charges on deposit accounts$88,0003,407
Trading account gains and feesNANA
Additional Noninterest Income$97,0004,247
Total noninterest expense$3,143,0003,288
Salaries and employee benefits$1,334,0003,725
Premises and equipment expense$274,0003,552
Additional noninterest expense$1,535,0002,470
Pre-tax net operating income$124,0004,592
Securities gains (losses)$02,494
Applicable income taxes$29,0003,268
Income before extraordinary items$95,0004,658
Extraordinary gains, net$04
Net income$95,0004,658
Minority interest net income$065
Net income of bank and minority interests.$95,0004,658
Net charge-offs$58,0001,980
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$95,0004,628
2020-06-30 (YTD Data)Rank
Total interest income$2,420,0003,709
Total interest expense$421,0003,383
Net interest income$1,999,0003,742
Provision for loan and lease losses$04,134
Total noninterest income$109,0004,289
Gross Fiduciary activities income$2,000908
Service charges on deposit accounts$60,0003,408
Trading account gains and feesNANA
Additional Noninterest Income$47,0004,388
Total noninterest expense$2,058,0003,320
Salaries and employee benefits$880,0003,752
Premises and equipment expense$189,0003,498
Additional noninterest expense$989,0002,527
Pre-tax net operating income$50,0004,677
Securities gains (losses)$02,249
Applicable income taxes$12,0003,335
Income before extraordinary items$38,0004,723
Extraordinary gains, net$04
Net income$38,0004,722
Minority interest net income$065
Net income of bank and minority interests.$38,0004,723
Net charge-offs$49,0001,742
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$38,0004,699
2020-03-31 (YTD Data)Rank
Total interest income$1,207,0003,735
Total interest expense$219,0003,478
Net interest income$988,0003,753
Provision for loan and lease losses$03,711
Total noninterest income$87,0003,921
Gross Fiduciary activities income$0941
Service charges on deposit accounts$42,0003,261
Trading account gains and feesNANA
Additional Noninterest Income$45,0003,931
Total noninterest expense$1,031,0003,349
Salaries and employee benefits$444,0003,774
Premises and equipment expense$100,0003,414
Additional noninterest expense$487,0002,589
Pre-tax net operating income$44,0004,548
Securities gains (losses)$01,705
Applicable income taxes$12,0003,084
Income before extraordinary items$32,0004,593
Extraordinary gains, net$04
Net income$32,0004,593
Minority interest net income$056
Net income of bank and minority interests.$32,0004,593
Net charge-offs$26,0001,490
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$32,0004,596
2019-12-31 (YTD Data)Rank
Total interest income$5,217,0003,657
Total interest expense$863,0003,507
Net interest income$4,354,0003,658
Provision for loan and lease losses$44,0003,454
Total noninterest income$228,0004,366
Gross Fiduciary activities income$2,000989
Service charges on deposit accounts$178,0003,303
Trading account gains and feesNANA
Additional Noninterest Income$48,0004,729
Total noninterest expense$4,348,0003,280
Salaries and employee benefits$1,864,0003,732
Premises and equipment expense$509,0003,064
Additional noninterest expense$1,975,0002,578
Pre-tax net operating income$190,0004,786
Securities gains (losses)$02,379
Applicable income taxes$18,0003,574
Income before extraordinary items$172,0004,801
Extraordinary gains, net$011
Net income$172,0004,803
Minority interest net income$076
Net income of bank and minority interests.$172,0004,803
Net charge-offs$330,0001,291
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$172,0004,783
2019-09-30 (YTD Data)Rank
Total interest income$3,944,0003,688
Total interest expense$644,0003,548
Net interest income$3,300,0003,695
Provision for loan and lease losses$44,0003,220
Total noninterest income$259,0004,076
Gross Fiduciary activities income$2,000956
Service charges on deposit accounts$130,0003,368
Trading account gains and feesNANA
Additional Noninterest Income$127,0004,122
Total noninterest expense$3,382,0003,214
Salaries and employee benefits$1,411,0003,734
Premises and equipment expense$509,0002,605
Additional noninterest expense$1,462,0002,598
Pre-tax net operating income$133,0004,913
Securities gains (losses)$02,167
Applicable income taxes$69,0003,121
Income before extraordinary items$64,0005,009
Extraordinary gains, net$011
Net income$64,0005,008
Minority interest net income$072
Net income of bank and minority interests.$64,0005,009
Net charge-offs$151,0001,485
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$64,0004,996
2019-06-30 (YTD Data)Rank
Total interest income$2,669,0003,687
Total interest expense$433,0003,520
Net interest income$2,236,0003,670
Provision for loan and lease losses$34,0003,011
Total noninterest income$153,0004,203
Gross Fiduciary activities income$2,000940
Service charges on deposit accounts$85,0003,395
Trading account gains and feesNANA
Additional Noninterest Income$66,0004,318
Total noninterest expense$2,179,0003,304
Salaries and employee benefits$954,0003,736
Premises and equipment expense$264,0003,055
Additional noninterest expense$961,0002,665
Pre-tax net operating income$176,0004,730
Securities gains (losses)$01,702
Applicable income taxes$54,0003,052
Income before extraordinary items$122,0004,834
Extraordinary gains, net$011
Net income$122,0004,832
Minority interest net income$069
Net income of bank and minority interests.$122,0004,832
Net charge-offs$137,0001,220
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$122,0004,827
2019-03-31 (YTD Data)Rank
Total interest income$1,319,0003,730
Total interest expense$217,0003,496
Net interest income$1,102,0003,733
Provision for loan and lease losses$20,0002,754
Total noninterest income$68,0004,324
Gross Fiduciary activities income$0972
Service charges on deposit accounts$40,0003,473
Trading account gains and feesNANA
Additional Noninterest Income$28,0004,436
Total noninterest expense$1,083,0003,337
Salaries and employee benefits$465,0003,824
Premises and equipment expense$137,0003,017
Additional noninterest expense$481,0002,662
Pre-tax net operating income$67,0004,861
Securities gains (losses)$01,087
Applicable income taxes$-69,0005,281
Income before extraordinary items$136,0004,422
Extraordinary gains, net$05
Net income$136,0004,421
Minority interest net income$052
Net income of bank and minority interests.$136,0004,421
Net charge-offs$97,000901
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$136,0004,413
2018-12-31 (YTD Data)Rank
Total interest income$5,312,0003,658
Total interest expense$854,0003,170
Net interest income$4,458,0003,707
Provision for loan and lease losses$66,0003,327
Total noninterest income$327,0004,242
Gross Fiduciary activities income$2,0001,038
Service charges on deposit accounts$151,0003,664
Trading account gains and feesNANA
Additional Noninterest Income$174,0004,195
Total noninterest expense$4,687,0003,181
Salaries and employee benefits$1,907,0003,771
Premises and equipment expense$595,0002,845
Additional noninterest expense$2,185,0002,447
Pre-tax net operating income$32,0005,203
Securities gains (losses)$01,125
Applicable income taxes$12,0003,719
Income before extraordinary items$20,0005,206
Extraordinary gains, net$06
Net income$20,0005,204
Minority interest net income$072
Net income of bank and minority interests.$20,0005,205
Net charge-offs$307,0001,318
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$20,0005,210
2018-09-30 (YTD Data)Rank
Total interest income$4,010,0003,669
Total interest expense$638,0003,112
Net interest income$3,372,0003,724
Provision for loan and lease losses$66,0003,009
Total noninterest income$207,0004,434
Gross Fiduciary activities income$2,000991
Service charges on deposit accounts$113,0003,701
Trading account gains and feesNANA
Additional Noninterest Income$92,0004,506
Total noninterest expense$3,561,0003,156
Salaries and employee benefits$1,404,0003,820
Premises and equipment expense$460,0002,812
Additional noninterest expense$1,697,0002,388
Pre-tax net operating income$-48,0005,336
Securities gains (losses)$01,118
Applicable income taxes$19,0003,648
Income before extraordinary items$-67,0005,338
Extraordinary gains, net$05
Net income$-67,0005,337
Minority interest net income$066
Net income of bank and minority interests.$-67,0005,337
Net charge-offs$6,0003,153
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-67,0005,341
2018-06-30 (YTD Data)Rank
Total interest income$2,681,0003,650
Total interest expense$427,0003,035
Net interest income$2,254,0003,716
Provision for loan and lease losses$66,0002,521
Total noninterest income$121,0004,593
Gross Fiduciary activities income$2,000976
Service charges on deposit accounts$77,0003,673
Trading account gains and feesNANA
Additional Noninterest Income$42,0004,783
Total noninterest expense$2,438,0003,131
Salaries and employee benefits$974,0003,761
Premises and equipment expense$309,0002,813
Additional noninterest expense$1,155,0002,365
Pre-tax net operating income$-129,0005,431
Securities gains (losses)$0961
Applicable income taxes$14,0003,620
Income before extraordinary items$-143,0005,418
Extraordinary gains, net$06
Net income$-143,0005,417
Minority interest net income$065
Net income of bank and minority interests.$-143,0005,417
Net charge-offs$5,0002,834
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-143,0005,424
2018-03-31 (YTD Data)Rank
Total interest income$1,277,0003,744
Total interest expense$206,0003,037
Net interest income$1,071,0003,829
Provision for loan and lease losses$30,0002,415
Total noninterest income$40,0004,930
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$39,0003,676
Trading account gains and feesNANA
Additional Noninterest Income$1,0005,459
Total noninterest expense$1,164,0003,253
Salaries and employee benefits$458,0003,923
Premises and equipment expense$159,0002,805
Additional noninterest expense$547,0002,458
Pre-tax net operating income$-83,0005,497
Securities gains (losses)$0735
Applicable income taxes$8,0003,565
Income before extraordinary items$-91,0005,483
Extraordinary gains, net$07
Net income$-91,0005,483
Minority interest net income$052
Net income of bank and minority interests.$-91,0005,483
Net charge-offs$1,0002,559
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-91,0005,490
2017-12-31 (YTD Data)Rank
Total interest income$5,717,0003,507
Total interest expense$785,0002,952
Net interest income$4,932,0003,565
Provision for loan and lease losses$120,0002,846
Total noninterest income$256,0004,644
Gross Fiduciary activities income$2,0001,075
Service charges on deposit accounts$150,0003,832
Trading account gains and feesNANA
Additional Noninterest Income$104,0004,753
Total noninterest expense$5,452,0002,946
Salaries and employee benefits$2,012,0003,734
Premises and equipment expense$674,0002,713
Additional noninterest expense$2,766,0002,069
Pre-tax net operating income$-384,0005,555
Securities gains (losses)$02,243
Applicable income taxes$74,0003,406
Income before extraordinary items$-458,0005,519
Extraordinary gains, net$09
Net income$-458,0005,519
Minority interest net income$076
Net income of bank and minority interests.$-458,0005,519
Net charge-offs$422,0001,206
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-458,0005,518
2017-09-30 (YTD Data)Rank
Total interest income$4,123,0003,612
Total interest expense$570,0002,998
Net interest income$3,553,0003,661
Provision for loan and lease losses$75,0002,940
Total noninterest income$225,0004,548
Gross Fiduciary activities income$2,0001,029
Service charges on deposit accounts$117,0003,813
Trading account gains and feesNANA
Additional Noninterest Income$106,0004,588
Total noninterest expense$3,719,0003,120
Salaries and employee benefits$1,513,0003,751
Premises and equipment expense$508,0002,739
Additional noninterest expense$1,698,0002,434
Pre-tax net operating income$-16,0005,527
Securities gains (losses)$02,274
Applicable income taxes$17,0003,760
Income before extraordinary items$-33,0005,549
Extraordinary gains, net$09
Net income$-33,0005,549
Minority interest net income$071
Net income of bank and minority interests.$-33,0005,549
Net charge-offs$294,0001,133
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-33,0005,542
2017-06-30 (YTD Data)Rank
Total interest income$2,747,0003,619
Total interest expense$360,0003,054
Net interest income$2,387,0003,653
Provision for loan and lease losses$30,0003,129
Total noninterest income$143,0004,618
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$78,0003,822
Trading account gains and feesNANA
Additional Noninterest Income$65,0004,680
Total noninterest expense$2,420,0003,191
Salaries and employee benefits$1,012,0003,756
Premises and equipment expense$344,0002,719
Additional noninterest expense$1,064,0002,547
Pre-tax net operating income$80,0005,363
Securities gains (losses)$01,906
Applicable income taxes$17,0003,681
Income before extraordinary items$63,0005,386
Extraordinary gains, net$011
Net income$63,0005,384
Minority interest net income$071
Net income of bank and minority interests.$63,0005,385
Net charge-offs$65,0001,808
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$63,0005,383
2017-03-31 (YTD Data)Rank
Total interest income$1,403,0003,582
Total interest expense$172,0003,124
Net interest income$1,231,0003,608
Provision for loan and lease losses$30,0002,408
Total noninterest income$62,0004,794
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$38,0003,866
Trading account gains and feesNANA
Additional Noninterest Income$24,0004,924
Total noninterest expense$1,187,0003,262
Salaries and employee benefits$517,0003,788
Premises and equipment expense$167,0002,810
Additional noninterest expense$503,0002,660
Pre-tax net operating income$76,0005,134
Securities gains (losses)$01,153
Applicable income taxes$17,0003,423
Income before extraordinary items$59,0005,200
Extraordinary gains, net$08
Net income$59,0005,200
Minority interest net income$055
Net income of bank and minority interests.$59,0005,200
Net charge-offs$64,0001,179
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$59,0005,185
2016-12-31 (YTD Data)Rank
Total interest income$5,575,0003,582
Total interest expense$734,0002,951
Net interest income$4,841,0003,639
Provision for loan and lease losses$120,0002,919
Total noninterest income$334,0004,561
Gross Fiduciary activities income$3,0001,090
Service charges on deposit accounts$156,0003,920
Trading account gains and fees$0170
Additional Noninterest Income$175,0004,491
Total noninterest expense$4,834,0003,247
Salaries and employee benefits$2,097,0003,730
Premises and equipment expense$545,0003,194
Additional noninterest expense$2,192,0002,581
Pre-tax net operating income$221,0005,302
Securities gains (losses)$03,212
Applicable income taxes$95,0003,334
Income before extraordinary items$126,0005,457
Extraordinary gains, net$05
Net income$126,0005,455
Minority interest net income$082
Net income of bank and minority interests.$126,0005,456
Net charge-offs$49,0003,162
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$126,0005,422
2016-09-30 (YTD Data)Rank
Total interest income$4,284,0003,550
Total interest expense$550,0002,958
Net interest income$3,734,0003,597
Provision for loan and lease losses$120,0002,560
Total noninterest income$201,0004,827
Gross Fiduciary activities income$3,0001,046
Service charges on deposit accounts$115,0003,977
Trading account gains and fees$0169
Additional Noninterest Income$83,0004,948
Total noninterest expense$3,588,0003,266
Salaries and employee benefits$1,538,0003,783
Premises and equipment expense$397,0003,283
Additional noninterest expense$1,653,0002,578
Pre-tax net operating income$227,0005,237
Securities gains (losses)$03,160
Applicable income taxes$91,0003,269
Income before extraordinary items$136,0005,438
Extraordinary gains, net$05
Net income$136,0005,437
Minority interest net income$071
Net income of bank and minority interests.$136,0005,438
Net charge-offs$-3,0004,630
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$136,0005,394
2016-06-30 (YTD Data)Rank
Total interest income$2,939,0003,506
Total interest expense$357,0003,019
Net interest income$2,582,0003,542
Provision for loan and lease losses$75,0002,531
Total noninterest income$131,0004,882
Gross Fiduciary activities income$3,0001,028
Service charges on deposit accounts$74,0004,037
Trading account gains and fees$0157
Additional Noninterest Income$54,0004,996
Total noninterest expense$2,385,0003,300
Salaries and employee benefits$1,080,0003,713
Premises and equipment expense$258,0003,345
Additional noninterest expense$1,047,0002,692
Pre-tax net operating income$253,0004,910
Securities gains (losses)$02,835
Applicable income taxes$86,0003,085
Income before extraordinary items$167,0005,156
Extraordinary gains, net$016
Net income$167,0005,156
Minority interest net income$071
Net income of bank and minority interests.$167,0005,156
Net charge-offs$03,689
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$167,0005,092
2016-03-31 (YTD Data)Rank
Total interest income$1,357,0003,677
Total interest expense$169,0003,135
Net interest income$1,188,0003,719
Provision for loan and lease losses$30,0002,510
Total noninterest income$62,0004,931
Gross Fiduciary activities income$3,000976
Service charges on deposit accounts$39,0003,951
Trading account gains and fees$0142
Additional Noninterest Income$20,0005,216
Total noninterest expense$1,154,0003,385
Salaries and employee benefits$541,0003,742
Premises and equipment expense$127,0003,407
Additional noninterest expense$486,0002,825
Pre-tax net operating income$66,0005,342
Securities gains (losses)$02,077
Applicable income taxes$16,0003,578
Income before extraordinary items$50,0005,467
Extraordinary gains, net$012
Net income$50,0005,466
Minority interest net income$062
Net income of bank and minority interests.$50,0005,466
Net charge-offs$17,0002,074
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$50,0005,412
2015-12-31 (YTD Data)Rank
Total interest income$5,594,0003,593
Total interest expense$619,0003,323
Net interest income$4,975,0003,595
Provision for loan and lease losses$120,0002,830
Total noninterest income$361,0004,592
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$152,0004,126
Trading account gains and fees$0159
Additional Noninterest Income$209,0004,411
Total noninterest expense$4,858,0003,292
Salaries and employee benefits$2,205,0003,694
Premises and equipment expense$577,0003,194
Additional noninterest expense$2,076,0002,729
Pre-tax net operating income$358,0005,160
Securities gains (losses)$-10,0005,863
Applicable income taxes$102,0003,308
Income before extraordinary items$246,0005,361
Extraordinary gains, net$023
Net income$246,0005,364
Minority interest net income$081
Net income of bank and minority interests.$246,0005,364
Net charge-offs$-19,0005,321
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$1,065,000216
Net operating income$253,1005,291
2015-09-30 (YTD Data)Rank
Total interest income$4,191,0003,628
Total interest expense$459,0003,394
Net interest income$3,732,0003,623
Provision for loan and lease losses$105,0002,615
Total noninterest income$291,0004,556
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$114,0004,162
Trading account gains and fees$0153
Additional Noninterest Income$177,0004,288
Total noninterest expense$3,618,0003,320
Salaries and employee benefits$1,667,0003,699
Premises and equipment expense$432,0003,239
Additional noninterest expense$1,519,0002,761
Pre-tax net operating income$300,0005,224
Securities gains (losses)$15,0002,165
Applicable income taxes$92,0003,315
Income before extraordinary items$223,0005,364
Extraordinary gains, net$021
Net income$223,0005,366
Minority interest net income$078
Net income of bank and minority interests.$223,0005,367
Net charge-offs$-36,0005,514
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$1,037,000169
Net operating income$212,3505,349
2015-06-30 (YTD Data)Rank
Total interest income$2,779,0003,661
Total interest expense$299,0003,462
Net interest income$2,480,0003,642
Provision for loan and lease losses$75,0002,511
Total noninterest income$153,0004,842
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$74,0004,201
Trading account gains and fees$0157
Additional Noninterest Income$79,0004,759
Total noninterest expense$2,342,0003,420
Salaries and employee benefits$1,036,0003,874
Premises and equipment expense$292,0003,225
Additional noninterest expense$1,014,0002,774
Pre-tax net operating income$216,0005,173
Securities gains (losses)$13,0001,906
Applicable income taxes$74,0003,208
Income before extraordinary items$155,0005,354
Extraordinary gains, net$022
Net income$155,0005,353
Minority interest net income$075
Net income of bank and minority interests.$155,0005,356
Net charge-offs$-40,0005,688
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$146,1605,341
2015-03-31 (YTD Data)Rank
Total interest income$1,392,0003,671
Total interest expense$148,0003,510
Net interest income$1,244,0003,640
Provision for loan and lease losses$45,0002,176
Total noninterest income$53,0005,250
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$34,0004,324
Trading account gains and fees$0152
Additional Noninterest Income$19,0005,435
Total noninterest expense$1,133,0003,517
Salaries and employee benefits$489,0004,028
Premises and equipment expense$148,0003,220
Additional noninterest expense$496,0002,813
Pre-tax net operating income$119,0005,074
Securities gains (losses)$13,0001,390
Applicable income taxes$43,0003,108
Income before extraordinary items$89,0005,221
Extraordinary gains, net$013
Net income$89,0005,224
Minority interest net income$064
Net income of bank and minority interests.$89,0005,225
Net charge-offs$-43,0005,909
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$80,2905,236
2014-12-31 (YTD Data)Rank
Total interest income$5,426,0003,766
Total interest expense$543,0003,837
Net interest income$4,883,0003,711
Provision for loan and lease losses$165,0002,677
Total noninterest income$384,0004,686
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$200,0003,909
Trading account gains and fees$0180
Additional Noninterest Income$184,0004,633
Total noninterest expense$4,657,0003,473
Salaries and employee benefits$2,031,0003,950
Premises and equipment expense$561,0003,389
Additional noninterest expense$2,065,0002,817
Pre-tax net operating income$445,0005,158
Securities gains (losses)$9,0002,695
Applicable income taxes$213,0002,904
Income before extraordinary items$241,0005,559
Extraordinary gains, net$017
Net income$241,0005,558
Minority interest net income$084
Net income of bank and minority interests.$241,0005,559
Net charge-offs$63,0003,584
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$235,2405,522
2014-09-30 (YTD Data)Rank
Total interest income$4,063,0003,800
Total interest expense$404,0003,920
Net interest income$3,659,0003,736
Provision for loan and lease losses$135,0002,485
Total noninterest income$237,0004,991
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$160,0003,851
Trading account gains and fees$0174
Additional Noninterest Income$77,0005,282
Total noninterest expense$3,321,0003,600
Salaries and employee benefits$1,517,0003,973
Premises and equipment expense$411,0003,476
Additional noninterest expense$1,393,0003,055
Pre-tax net operating income$440,0004,955
Securities gains (losses)$9,0002,383
Applicable income taxes$143,0003,067
Income before extraordinary items$306,0005,216
Extraordinary gains, net$015
Net income$306,0005,216
Minority interest net income$081
Net income of bank and minority interests.$306,0005,218
Net charge-offs$59,0003,132
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$299,8805,196
2014-06-30 (YTD Data)Rank
Total interest income$2,561,0003,949
Total interest expense$268,0003,984
Net interest income$2,293,0003,905
Provision for loan and lease losses$90,0002,447
Total noninterest income$175,0004,862
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$110,0003,783
Trading account gains and fees$0172
Additional Noninterest Income$65,0005,072
Total noninterest expense$2,130,0003,709
Salaries and employee benefits$990,0004,033
Premises and equipment expense$278,0003,474
Additional noninterest expense$862,0003,232
Pre-tax net operating income$248,0005,121
Securities gains (losses)$9,0001,986
Applicable income taxes$99,0003,016
Income before extraordinary items$158,0005,434
Extraordinary gains, net$020
Net income$158,0005,435
Minority interest net income$080
Net income of bank and minority interests.$158,0005,436
Net charge-offs$60,0002,626
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$152,2405,419
2014-03-31 (YTD Data)Rank
Total interest income$1,263,0003,998
Total interest expense$131,0004,075
Net interest income$1,132,0003,939
Provision for loan and lease losses$45,0002,313
Total noninterest income$99,0004,644
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$53,0003,826
Trading account gains and fees$0147
Additional Noninterest Income$46,0004,660
Total noninterest expense$1,039,0003,813
Salaries and employee benefits$464,0004,238
Premises and equipment expense$128,0003,701
Additional noninterest expense$447,0003,155
Pre-tax net operating income$147,0004,878
Securities gains (losses)$01,715
Applicable income taxes$57,0002,862
Income before extraordinary items$90,0005,261
Extraordinary gains, net$016
Net income$90,0005,262
Minority interest net income$066
Net income of bank and minority interests.$90,0005,262
Net charge-offs$4,0003,176
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$90,0005,215
2013-12-31 (YTD Data)Rank
Total interest income$4,705,0004,248
Total interest expense$511,0004,413
Net interest income$4,194,0004,159
Provision for loan and lease losses$165,0003,180
Total noninterest income$332,0005,008
Gross Fiduciary activities income$4,0001,186
Service charges on deposit accounts$258,0003,649
Trading account gains and fees$0184
Additional Noninterest Income$70,0005,657
Total noninterest expense$4,868,0003,469
Salaries and employee benefits$2,342,0003,702
Premises and equipment expense$516,0003,663
Additional noninterest expense$2,010,0002,958
Pre-tax net operating income$-507,0006,473
Securities gains (losses)$183,000945
Applicable income taxes$19,0004,121
Income before extraordinary items$-343,0006,446
Extraordinary gains, net$029
Net income$-343,0006,446
Minority interest net income$090
Net income of bank and minority interests.$-343,0006,447
Net charge-offs$170,0003,200
Cash dividends$100,0003,941
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-526,0006,483
2013-09-30 (YTD Data)Rank
Total interest income$3,480,0004,328
Total interest expense$381,0004,521
Net interest income$3,099,0004,230
Provision for loan and lease losses$120,0003,182
Total noninterest income$261,0005,016
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$200,0003,605
Trading account gains and fees$0180
Additional Noninterest Income$61,0005,634
Total noninterest expense$3,371,0003,664
Salaries and employee benefits$1,648,0003,859
Premises and equipment expense$359,0003,867
Additional noninterest expense$1,364,0003,189
Pre-tax net operating income$-131,0006,438
Securities gains (losses)$183,000861
Applicable income taxes$33,0003,902
Income before extraordinary items$19,0006,285
Extraordinary gains, net$025
Net income$19,0006,287
Minority interest net income$084
Net income of bank and minority interests.$19,0006,286
Net charge-offs$24,0004,312
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-98,1206,426
2013-06-30 (YTD Data)Rank
Total interest income$2,252,0004,394
Total interest expense$251,0004,610
Net interest income$2,001,0004,312
Provision for loan and lease losses$75,0003,208
Total noninterest income$180,0004,996
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$136,0003,522
Trading account gains and fees$0157
Additional Noninterest Income$44,0005,603
Total noninterest expense$2,247,0003,696
Salaries and employee benefits$1,142,0003,796
Premises and equipment expense$256,0003,728
Additional noninterest expense$849,0003,354
Pre-tax net operating income$-141,0006,508
Securities gains (losses)$186,000781
Applicable income taxes$26,0003,820
Income before extraordinary items$19,0006,292
Extraordinary gains, net$022
Net income$19,0006,294
Minority interest net income$082
Net income of bank and minority interests.$19,0006,294
Net charge-offs$17,0004,090
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-100,0406,489
2013-03-31 (YTD Data)Rank
Total interest income$1,101,0004,484
Total interest expense$127,0004,669
Net interest income$974,0004,407
Provision for loan and lease losses$30,0003,174
Total noninterest income$91,0004,989
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$67,0003,545
Trading account gains and fees$0148
Additional Noninterest Income$24,0005,533
Total noninterest expense$1,083,0003,794
Salaries and employee benefits$546,0003,944
Premises and equipment expense$124,0003,824
Additional noninterest expense$413,0003,435
Pre-tax net operating income$-48,0006,526
Securities gains (losses)$186,000488
Applicable income taxes$57,0002,902
Income before extraordinary items$81,0005,462
Extraordinary gains, net$010
Net income$81,0005,463
Minority interest net income$076
Net income of bank and minority interests.$81,0005,463
Net charge-offs$17,0003,178
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-38,0406,512
2012-12-31 (YTD Data)Rank
Total interest income$4,837,0004,396
Total interest expense$613,0004,709
Net interest income$4,224,0004,265
Provision for loan and lease losses$180,0004,053
Total noninterest income$349,0005,013
Gross Fiduciary activities income$4,0001,203
Service charges on deposit accounts$235,0003,980
Trading account gains and fees$0166
Additional Noninterest Income$110,0005,257
Total noninterest expense$4,216,0003,887
Salaries and employee benefits$2,085,0004,037
Premises and equipment expense$497,0003,840
Additional noninterest expense$1,634,0003,572
Pre-tax net operating income$177,0005,732
Securities gains (losses)$3,0003,606
Applicable income taxes$54,0003,868
Income before extraordinary items$126,0005,986
Extraordinary gains, net$029
Net income$126,0005,982
Minority interest net income$093
Net income of bank and minority interests.$126,0005,985
Net charge-offs$189,0003,820
Cash dividends$99,0004,016
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$123,9005,841
2012-09-30 (YTD Data)Rank
Total interest income$3,636,0004,461
Total interest expense$472,0004,786
Net interest income$3,164,0004,339
Provision for loan and lease losses$120,0004,163
Total noninterest income$286,0004,951
Gross Fiduciary activities income$4,0001,161
Service charges on deposit accounts$169,0004,091
Trading account gains and fees$0157
Additional Noninterest Income$113,0004,967
Total noninterest expense$3,157,0003,916
Salaries and employee benefits$1,552,0004,064
Premises and equipment expense$371,0003,901
Additional noninterest expense$1,234,0003,568
Pre-tax net operating income$173,0005,769
Securities gains (losses)$03,575
Applicable income taxes$84,0003,481
Income before extraordinary items$89,0006,144
Extraordinary gains, net$020
Net income$89,0006,142
Minority interest net income$086
Net income of bank and minority interests.$89,0006,143
Net charge-offs$37,0004,721
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$89,0006,011
2012-06-30 (YTD Data)Rank
Total interest income$2,418,0004,500
Total interest expense$322,0004,844
Net interest income$2,096,0004,362
Provision for loan and lease losses$90,0003,970
Total noninterest income$200,0004,860
Gross Fiduciary activities income$4,0001,135
Service charges on deposit accounts$109,0004,141
Trading account gains and fees$0153
Additional Noninterest Income$87,0004,833
Total noninterest expense$2,032,0004,046
Salaries and employee benefits$1,025,0004,115
Premises and equipment expense$235,0004,031
Additional noninterest expense$772,0003,755
Pre-tax net operating income$174,0005,455
Securities gains (losses)$03,178
Applicable income taxes$71,0003,321
Income before extraordinary items$103,0005,927
Extraordinary gains, net$019
Net income$103,0005,927
Minority interest net income$084
Net income of bank and minority interests.$103,0005,927
Net charge-offs$20,0004,645
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$103,0005,774
2012-03-31 (YTD Data)Rank
Total interest income$1,223,0004,519
Total interest expense$164,0004,917
Net interest income$1,059,0004,361
Provision for loan and lease losses$45,0003,771
Total noninterest income$101,0004,920
Gross Fiduciary activities income$4,0001,056
Service charges on deposit accounts$50,0004,284
Trading account gains and fees$0148
Additional Noninterest Income$47,0004,806
Total noninterest expense$980,0004,150
Salaries and employee benefits$511,0004,145
Premises and equipment expense$105,0004,297
Additional noninterest expense$364,0003,880
Pre-tax net operating income$135,0005,065
Securities gains (losses)$02,210
Applicable income taxes$53,0003,025
Income before extraordinary items$82,0005,581
Extraordinary gains, net$019
Net income$82,0005,581
Minority interest net income$078
Net income of bank and minority interests.$82,0005,581
Net charge-offs$16,0003,803
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$82,0005,427
2011-12-31 (YTD Data)Rank
Total interest income$4,893,0004,623
Total interest expense$778,0004,976
Net interest income$4,115,0004,469
Provision for loan and lease losses$200,0004,626
Total noninterest income$450,0004,560
Gross Fiduciary activities income$5,0001,160
Service charges on deposit accounts$282,0003,720
Trading account gains and fees$0146
Additional Noninterest Income$163,0004,735
Total noninterest expense$4,114,0004,036
Salaries and employee benefits$1,892,0004,314
Premises and equipment expense$469,0004,211
Additional noninterest expense$1,753,0003,478
Pre-tax net operating income$251,0005,373
Securities gains (losses)$-3,0006,779
Applicable income taxes$61,0003,657
Income before extraordinary items$187,0005,605
Extraordinary gains, net$029
Net income$187,0005,607
Minority interest net income$096
Net income of bank and minority interests.$187,0005,607
Net charge-offs$142,0004,648
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$189,2505,479
2011-09-30 (YTD Data)Rank
Total interest income$3,657,0004,687
Total interest expense$599,0005,046
Net interest income$3,058,0004,516
Provision for loan and lease losses$160,0004,413
Total noninterest income$300,0004,823
Gross Fiduciary activities income$5,0001,103
Service charges on deposit accounts$214,0003,709
Trading account gains and fees$0145
Additional Noninterest Income$81,0005,321
Total noninterest expense$3,038,0004,081
Salaries and employee benefits$1,346,0004,453
Premises and equipment expense$340,0004,333
Additional noninterest expense$1,352,0003,408
Pre-tax net operating income$160,0005,614
Securities gains (losses)$-3,0006,910
Applicable income taxes$63,0003,500
Income before extraordinary items$94,0005,919
Extraordinary gains, net$021
Net income$94,0005,920
Minority interest net income$087
Net income of bank and minority interests.$94,0005,920
Net charge-offs$66,0004,779
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$95,9205,802
2011-06-30 (YTD Data)Rank
Total interest income$2,415,0004,754
Total interest expense$404,0005,121
Net interest income$2,011,0004,568
Provision for loan and lease losses$100,0004,367
Total noninterest income$164,0005,164
Gross Fiduciary activities income$5,0001,073
Service charges on deposit accounts$140,0003,728
Trading account gains and fees$0153
Additional Noninterest Income$19,0006,286
Total noninterest expense$1,986,0004,181
Salaries and employee benefits$882,0004,546
Premises and equipment expense$232,0004,311
Additional noninterest expense$872,0003,532
Pre-tax net operating income$89,0005,738
Securities gains (losses)$-3,0006,961
Applicable income taxes$42,0003,465
Income before extraordinary items$44,0006,041
Extraordinary gains, net$015
Net income$44,0006,040
Minority interest net income$089
Net income of bank and minority interests.$44,0006,041
Net charge-offs$42,0004,587
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$45,9205,956
2011-03-31 (YTD Data)Rank
Total interest income$1,203,0004,797
Total interest expense$362,0003,832
Net interest income$841,0005,039
Provision for loan and lease losses$40,0004,390
Total noninterest income$81,0005,264
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$68,0003,740
Trading account gains and fees$0158
Additional Noninterest Income$13,0006,201
Total noninterest expense$933,0004,385
Salaries and employee benefits$434,0004,624
Premises and equipment expense$152,0003,667
Additional noninterest expense$347,0004,125
Pre-tax net operating income$-51,0006,551
Securities gains (losses)$-3,0007,054
Applicable income taxes$5,0004,051
Income before extraordinary items$-59,0006,609
Extraordinary gains, net$09
Net income$-59,0006,609
Minority interest net income$086
Net income of bank and minority interests.$-59,0006,609
Net charge-offs$5,0004,645
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-56,0006,586
2010-12-31 (YTD Data)Rank
Total interest income$4,806,0004,934
Total interest expense$1,015,0005,186
Net interest income$3,791,0004,734
Provision for loan and lease losses$240,0005,139
Total noninterest income$511,0004,525
Gross Fiduciary activities income$5,0001,223
Service charges on deposit accounts$316,0003,530
Trading account gains and fees$0175
Additional Noninterest Income$190,0004,663
Total noninterest expense$3,306,0004,735
Salaries and employee benefits$1,531,0005,006
Premises and equipment expense$590,0003,760
Additional noninterest expense$1,185,0004,643
Pre-tax net operating income$756,0003,813
Securities gains (losses)$03,793
Applicable income taxes$355,0002,213
Income before extraordinary items$401,0004,624
Extraordinary gains, net$029
Net income$401,0004,625
Minority interest net income$0111
Net income of bank and minority interests.$401,0004,625
Net charge-offs$116,0005,299
Cash dividends$41,0004,002
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$401,0004,475
2010-09-30 (YTD Data)Rank
Total interest income$3,640,0004,992
Total interest expense$770,0005,321
Net interest income$2,870,0004,773
Provision for loan and lease losses$180,0005,003
Total noninterest income$342,0004,804
Gross Fiduciary activities income$5,0001,172
Service charges on deposit accounts$241,0003,571
Trading account gains and fees$0165
Additional Noninterest Income$96,0005,256
Total noninterest expense$2,534,0004,708
Salaries and employee benefits$1,134,0005,071
Premises and equipment expense$433,0003,872
Additional noninterest expense$967,0004,400
Pre-tax net operating income$498,0004,219
Securities gains (losses)$03,651
Applicable income taxes$185,0002,633
Income before extraordinary items$313,0004,809
Extraordinary gains, net$023
Net income$313,0004,812
Minority interest net income$0110
Net income of bank and minority interests.$313,0004,812
Net charge-offs$99,0004,912
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$313,0004,613
2010-06-30 (YTD Data)Rank
Total interest income$2,454,0005,002
Total interest expense$533,0005,328
Net interest income$1,921,0004,773
Provision for loan and lease losses$120,0004,894
Total noninterest income$230,0004,779
Gross Fiduciary activities income$5,0001,142
Service charges on deposit accounts$160,0003,576
Trading account gains and fees$0152
Additional Noninterest Income$65,0005,260
Total noninterest expense$1,686,0004,717
Salaries and employee benefits$773,0005,024
Premises and equipment expense$206,0004,784
Additional noninterest expense$707,0004,129
Pre-tax net operating income$345,0004,199
Securities gains (losses)$03,184
Applicable income taxes$127,0002,576
Income before extraordinary items$218,0004,774
Extraordinary gains, net$019
Net income$218,0004,774
Minority interest net income$0105
Net income of bank and minority interests.$218,0004,774
Net charge-offs$70,0004,589
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$218,0004,628
2010-03-31 (YTD Data)Rank
Total interest income$1,262,0004,994
Total interest expense$272,0005,419
Net interest income$990,0004,716
Provision for loan and lease losses$60,0004,570
Total noninterest income$111,0004,867
Gross Fiduciary activities income$5,0001,053
Service charges on deposit accounts$74,0003,727
Trading account gains and fees$0175
Additional Noninterest Income$32,0005,362
Total noninterest expense$888,0004,626
Salaries and employee benefits$397,0005,023
Premises and equipment expense$134,0004,186
Additional noninterest expense$357,0004,091
Pre-tax net operating income$153,0004,525
Securities gains (losses)$02,284
Applicable income taxes$53,0002,744
Income before extraordinary items$100,0004,974
Extraordinary gains, net$016
Net income$100,0004,975
Minority interest net income$091
Net income of bank and minority interests.$100,0004,974
Net charge-offs$-1,0006,806
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$100,0004,863
2009-12-31 (YTD Data)Rank
Total interest income$4,747,0005,272
Total interest expense$1,345,0005,410
Net interest income$3,402,0005,029
Provision for loan and lease losses$285,0005,342
Total noninterest income$487,0004,777
Gross Fiduciary activities income$6,0001,232
Service charges on deposit accounts$348,0003,605
Trading account gains and fees$0211
Additional Noninterest Income$133,0005,270
Total noninterest expense$3,270,0004,927
Salaries and employee benefits$1,552,0005,083
Premises and equipment expense$527,0004,231
Additional noninterest expense$1,191,0004,767
Pre-tax net operating income$334,0004,411
Securities gains (losses)$36,0002,792
Applicable income taxes$127,0002,713
Income before extraordinary items$243,0004,663
Extraordinary gains, net$034
Net income$243,0004,662
Minority interest net income$0115
Net income of bank and minority interests.$243,0004,663
Net charge-offs$144,0005,374
Cash dividends$34,0004,488
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$219,2404,680
2009-09-30 (YTD Data)Rank
Total interest income$3,541,0005,361
Total interest expense$1,056,0005,433
Net interest income$2,485,0005,115
Provision for loan and lease losses$175,0005,339
Total noninterest income$379,0004,778
Gross Fiduciary activities income$6,0001,177
Service charges on deposit accounts$268,0003,553
Trading account gains and fees$0212
Additional Noninterest Income$105,0005,317
Total noninterest expense$2,482,0004,906
Salaries and employee benefits$1,159,0005,146
Premises and equipment expense$399,0004,269
Additional noninterest expense$924,0004,647
Pre-tax net operating income$207,0004,896
Securities gains (losses)$36,0002,456
Applicable income taxes$62,0003,194
Income before extraordinary items$181,0004,930
Extraordinary gains, net$027
Net income$181,0004,929
Minority interest net income$0118
Net income of bank and minority interests.$181,0004,930
Net charge-offs$100,0005,053
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$154,3605,013
2009-06-30 (YTD Data)Rank
Total interest income$2,371,0005,391
Total interest expense$745,0005,435
Net interest income$1,626,0005,172
Provision for loan and lease losses$105,0005,253
Total noninterest income$250,0004,805
Gross Fiduciary activities income$6,0001,146
Service charges on deposit accounts$177,0003,554
Trading account gains and fees$0193
Additional Noninterest Income$67,0005,424
Total noninterest expense$1,667,0004,920
Salaries and employee benefits$785,0005,159
Premises and equipment expense$271,0004,234
Additional noninterest expense$611,0004,672
Pre-tax net operating income$104,0005,181
Securities gains (losses)$03,136
Applicable income taxes$30,0003,478
Income before extraordinary items$74,0005,399
Extraordinary gains, net$021
Net income$74,0005,396
Minority interest net income$0112
Net income of bank and minority interests.$74,0005,396
Net charge-offs$73,0004,577
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$74,0005,311
2009-03-31 (YTD Data)Rank
Total interest income$1,186,0005,438
Total interest expense$366,0005,571
Net interest income$820,0005,141
Provision for loan and lease losses$60,0004,614
Total noninterest income$112,0005,000
Gross Fiduciary activities income$5,0001,069
Service charges on deposit accounts$78,0003,754
Trading account gains and fees$0171
Additional Noninterest Income$29,0005,665
Total noninterest expense$789,0004,991
Salaries and employee benefits$390,0005,230
Premises and equipment expense$133,0004,317
Additional noninterest expense$266,0004,785
Pre-tax net operating income$83,0005,211
Securities gains (losses)$02,434
Applicable income taxes$23,0003,465
Income before extraordinary items$60,0005,546
Extraordinary gains, net$015
Net income$60,0005,549
Minority interest net income$0102
Net income of bank and minority interests.$60,0005,549
Net charge-offs$57,0003,422
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$60,0005,370
2008-12-31 (YTD Data)Rank
Total interest income$4,891,0005,521
Total interest expense$1,829,0005,527
Net interest income$3,062,0005,362
Provision for loan and lease losses$377,0004,228
Total noninterest income$489,0004,889
Gross Fiduciary activities income$4,0001,304
Service charges on deposit accounts$367,0003,627
Trading account gains and fees$0154
Additional Noninterest Income$118,0005,702
Total noninterest expense$2,968,0005,148
Salaries and employee benefits$1,410,0005,518
Premises and equipment expense$552,0004,209
Additional noninterest expense$1,006,0004,808
Pre-tax net operating income$206,0005,738
Securities gains (losses)$50,0001,600
Applicable income taxes$54,0003,814
Income before extraordinary items$202,0005,479
Extraordinary gains, net$039
Net income$202,0005,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0003,407
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$162,5005,780
2008-09-30 (YTD Data)Rank
Total interest income$3,748,0005,532
Total interest expense$1,429,0005,559
Net interest income$2,319,0005,373
Provision for loan and lease losses$284,0003,652
Total noninterest income$394,0004,840
Gross Fiduciary activities income$4,0001,255
Service charges on deposit accounts$292,0003,532
Trading account gains and fees$0148
Additional Noninterest Income$98,0005,658
Total noninterest expense$2,202,0005,176
Salaries and employee benefits$1,048,0005,543
Premises and equipment expense$408,0004,258
Additional noninterest expense$746,0004,758
Pre-tax net operating income$227,0005,939
Securities gains (losses)$50,0001,422
Applicable income taxes$55,0004,047
Income before extraordinary items$222,0005,583
Extraordinary gains, net$031
Net income$222,0005,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0002,884
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$182,0005,976
2008-06-30 (YTD Data)Rank
Total interest income$2,514,0005,578
Total interest expense$1,012,0005,550
Net interest income$1,502,0005,471
Provision for loan and lease losses$34,0005,522
Total noninterest income$263,0004,894
Gross Fiduciary activities income$4,0001,235
Service charges on deposit accounts$187,0003,617
Trading account gains and fees$0149
Additional Noninterest Income$72,0005,593
Total noninterest expense$1,474,0005,185
Salaries and employee benefits$705,0005,578
Premises and equipment expense$277,0004,209
Additional noninterest expense$492,0004,772
Pre-tax net operating income$257,0005,464
Securities gains (losses)$26,0001,879
Applicable income taxes$91,0003,548
Income before extraordinary items$192,0005,668
Extraordinary gains, net$021
Net income$192,0005,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,569
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$174,3205,740
2008-03-31 (YTD Data)Rank
Total interest income$1,294,0005,591
Total interest expense$566,0005,446
Net interest income$728,0005,571
Provision for loan and lease losses$14,0005,280
Total noninterest income$147,0004,659
Gross Fiduciary activities income$4,0001,139
Service charges on deposit accounts$93,0003,591
Trading account gains and fees$0158
Additional Noninterest Income$50,0005,048
Total noninterest expense$764,0005,074
Salaries and employee benefits$367,0005,493
Premises and equipment expense$141,0004,177
Additional noninterest expense$256,0004,609
Pre-tax net operating income$97,0006,036
Securities gains (losses)$26,0001,452
Applicable income taxes$39,0003,818
Income before extraordinary items$84,0006,058
Extraordinary gains, net$015
Net income$84,0006,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,186
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$66,3206,234
2007-12-31 (YTD Data)Rank
Total interest income$5,290,0005,563
Total interest expense$2,340,0005,444
Net interest income$2,950,0005,549
Provision for loan and lease losses$48,0005,712
Total noninterest income$477,0005,115
Gross Fiduciary activities income$3,0001,373
Service charges on deposit accounts$365,0003,705
Trading account gains and fees$0178
Additional Noninterest Income$109,0006,081
Total noninterest expense$2,821,0005,194
Salaries and employee benefits$1,306,0005,736
Premises and equipment expense$544,0004,114
Additional noninterest expense$971,0004,750
Pre-tax net operating income$558,0005,798
Securities gains (losses)$-1,0007,069
Applicable income taxes$196,0003,865
Income before extraordinary items$361,0006,200
Extraordinary gains, net$039
Net income$361,0006,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0003,526
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$361,6506,182
2007-09-30 (YTD Data)Rank
Total interest income$3,925,0005,616
Total interest expense$1,737,0005,477
Net interest income$2,188,0005,605
Provision for loan and lease losses$36,0005,408
Total noninterest income$354,0005,182
Gross Fiduciary activities income$3,0001,319
Service charges on deposit accounts$266,0003,757
Trading account gains and fees$0184
Additional Noninterest Income$85,0006,067
Total noninterest expense$2,064,0005,258
Salaries and employee benefits$984,0005,686
Premises and equipment expense$413,0004,067
Additional noninterest expense$667,0004,933
Pre-tax net operating income$442,0005,993
Securities gains (losses)$01,655
Applicable income taxes$161,0003,974
Income before extraordinary items$281,0006,410
Extraordinary gains, net$033
Net income$281,0006,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,163
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$281,0006,401
2007-06-30 (YTD Data)Rank
Total interest income$2,597,0005,666
Total interest expense$1,124,0005,568
Net interest income$1,473,0005,607
Provision for loan and lease losses$24,0005,201
Total noninterest income$255,0005,036
Gross Fiduciary activities income$3,0001,282
Service charges on deposit accounts$182,0003,700
Trading account gains and fees$0168
Additional Noninterest Income$70,0005,737
Total noninterest expense$1,362,0005,326
Salaries and employee benefits$657,0005,754
Premises and equipment expense$273,0004,124
Additional noninterest expense$432,0005,029
Pre-tax net operating income$342,0005,800
Securities gains (losses)$01,444
Applicable income taxes$127,0003,852
Income before extraordinary items$215,0006,260
Extraordinary gains, net$029
Net income$215,0006,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0003,047
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$215,0006,252
2007-03-31 (YTD Data)Rank
Total interest income$1,289,0005,690
Total interest expense$544,0005,650
Net interest income$745,0005,608
Provision for loan and lease losses$12,0004,908
Total noninterest income$127,0004,998
Gross Fiduciary activities income$3,0001,184
Service charges on deposit accounts$94,0003,579
Trading account gains and fees$0195
Additional Noninterest Income$30,0005,964
Total noninterest expense$674,0005,377
Salaries and employee benefits$329,0005,792
Premises and equipment expense$143,0003,992
Additional noninterest expense$202,0005,226
Pre-tax net operating income$186,0005,641
Securities gains (losses)$8,000735
Applicable income taxes$79,0003,593
Income before extraordinary items$115,0006,160
Extraordinary gains, net$022
Net income$115,0006,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,538
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$109,8806,240
2006-12-31 (YTD Data)Rank
Total interest income$4,098,0006,055
Total interest expense$1,536,0006,067
Net interest income$2,562,0005,952
Provision for loan and lease losses$24,0006,182
Total noninterest income$522,0005,041
Gross Fiduciary activities income$2,0001,427
Service charges on deposit accounts$412,0003,476
Trading account gains and fees$0130
Additional Noninterest Income$108,0006,200
Total noninterest expense$2,622,0005,329
Salaries and employee benefits$1,253,0005,772
Premises and equipment expense$460,0004,500
Additional noninterest expense$909,0004,825
Pre-tax net operating income$438,0006,673
Securities gains (losses)$01,687
Applicable income taxes$183,0004,391
Income before extraordinary items$255,0007,080
Extraordinary gains, net$051
Net income$255,0007,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0002,845
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$255,0007,078
2006-09-30 (YTD Data)Rank
Total interest income$2,985,0006,146
Total interest expense$1,056,0006,207
Net interest income$1,929,0006,001
Provision for loan and lease losses$18,0006,058
Total noninterest income$378,0005,142
Gross Fiduciary activities income$2,0001,362
Service charges on deposit accounts$305,0003,534
Trading account gains and fees$0126
Additional Noninterest Income$71,0006,401
Total noninterest expense$1,957,0005,334
Salaries and employee benefits$950,0005,701
Premises and equipment expense$320,0004,726
Additional noninterest expense$687,0004,776
Pre-tax net operating income$332,0006,864
Securities gains (losses)$01,388
Applicable income taxes$124,0004,705
Income before extraordinary items$208,0007,181
Extraordinary gains, net$045
Net income$208,0007,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0002,092
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$208,0007,174
2006-06-30 (YTD Data)Rank
Total interest income$1,928,0006,212
Total interest expense$641,0006,323
Net interest income$1,287,0006,028
Provision for loan and lease losses$12,0005,878
Total noninterest income$248,0005,171
Gross Fiduciary activities income$2,0001,334
Service charges on deposit accounts$200,0003,543
Trading account gains and fees$0126
Additional Noninterest Income$46,0006,500
Total noninterest expense$1,282,0005,392
Salaries and employee benefits$628,0005,753
Premises and equipment expense$203,0004,881
Additional noninterest expense$451,0004,819
Pre-tax net operating income$241,0006,821
Securities gains (losses)$01,185
Applicable income taxes$89,0004,668
Income before extraordinary items$152,0007,141
Extraordinary gains, net$039
Net income$152,0007,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0001,714
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$152,0007,156
2006-03-31 (YTD Data)Rank
Total interest income$930,0006,272
Total interest expense$290,0006,449
Net interest income$640,0006,070
Provision for loan and lease losses$6,0005,562
Total noninterest income$135,0004,924
Gross Fiduciary activities income$2,0001,247
Service charges on deposit accounts$100,0003,481
Trading account gains and fees$0115
Additional Noninterest Income$33,0005,895
Total noninterest expense$610,0005,567
Salaries and employee benefits$300,0005,932
Premises and equipment expense$98,0005,028
Additional noninterest expense$212,0004,994
Pre-tax net operating income$159,0006,292
Securities gains (losses)$0955
Applicable income taxes$58,0004,321
Income before extraordinary items$101,0006,724
Extraordinary gains, net$021
Net income$101,0006,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,000958
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$101,0006,722
2005-12-31 (YTD Data)Rank
Total interest income$3,184,0006,449
Total interest expense$774,0006,856
Net interest income$2,410,0006,145
Provision for loan and lease losses$129,0004,357
Total noninterest income$1,106,0003,319
Gross Fiduciary activities income$3,0001,412
Service charges on deposit accounts$480,0003,138
Trading account gains and fees$0138
Additional Noninterest Income$623,0002,992
Total noninterest expense$2,839,0004,969
Salaries and employee benefits$1,348,0005,414
Premises and equipment expense$387,0004,956
Additional noninterest expense$1,104,0004,103
Pre-tax net operating income$548,0006,589
Securities gains (losses)$-13,0007,637
Applicable income taxes$06,964
Income before extraordinary items$535,0006,236
Extraordinary gains, net$046
Net income$535,0006,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,882
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$548,0006,154
2005-09-30 (YTD Data)Rank
Total interest income$2,313,0006,530
Total interest expense$512,0007,036
Net interest income$1,801,0006,186
Provision for loan and lease losses$123,0003,842
Total noninterest income$968,0002,973
Gross Fiduciary activities income$3,0001,346
Service charges on deposit accounts$367,0003,099
Trading account gains and fees$0126
Additional Noninterest Income$598,0002,555
Total noninterest expense$2,201,0004,812
Salaries and employee benefits$1,033,0005,320
Premises and equipment expense$296,0004,886
Additional noninterest expense$872,0003,920
Pre-tax net operating income$445,0006,593
Securities gains (losses)$-13,0008,007
Applicable income taxes$06,976
Income before extraordinary items$432,0006,212
Extraordinary gains, net$035
Net income$432,0006,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,463
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$445,0006,111
2005-06-30 (YTD Data)Rank
Total interest income$1,497,0006,567
Total interest expense$273,0007,359
Net interest income$1,224,0006,119
Provision for loan and lease losses$47,0004,683
Total noninterest income$639,0002,956
Gross Fiduciary activities income$3,0001,310
Service charges on deposit accounts$236,0003,145
Trading account gains and fees$0116
Additional Noninterest Income$400,0002,542
Total noninterest expense$1,388,0004,999
Salaries and employee benefits$722,0005,144
Premises and equipment expense$202,0004,786
Additional noninterest expense$464,0004,623
Pre-tax net operating income$428,0005,812
Securities gains (losses)$-13,0008,228
Applicable income taxes$84,0005,033
Income before extraordinary items$331,0005,911
Extraordinary gains, net$030
Net income$331,0005,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,238
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$341,4005,801
2005-03-31 (YTD Data)Rank
Total interest income$748,0006,575
Total interest expense$131,0007,400
Net interest income$617,0006,138
Provision for loan and lease losses$6,0005,706
Total noninterest income$148,0004,742
Gross Fiduciary activities income$2,0001,263
Service charges on deposit accounts$113,0003,173
Trading account gains and fees$0115
Additional Noninterest Income$33,0006,001
Total noninterest expense$674,0005,132
Salaries and employee benefits$309,0005,696
Premises and equipment expense$95,0005,050
Additional noninterest expense$270,0004,122
Pre-tax net operating income$85,0007,424
Securities gains (losses)$-13,0008,592
Applicable income taxes$06,892
Income before extraordinary items$72,0007,389
Extraordinary gains, net$024
Net income$72,0007,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,481
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$85,0007,113
2004-12-31 (YTD Data)Rank
Total interest income$3,122,0006,311
Total interest expense$543,0007,147
Net interest income$2,579,0005,915
Provision for loan and lease losses$224,0003,516
Total noninterest income$1,684,0002,474
Gross Fiduciary activities income$2,0001,487
Service charges on deposit accounts$538,0002,975
Trading account gains and fees$0138
Additional Noninterest Income$1,144,0001,968
Total noninterest expense$3,078,0004,581
Salaries and employee benefits$1,406,0005,155
Premises and equipment expense$489,0004,158
Additional noninterest expense$1,183,0003,789
Pre-tax net operating income$961,0005,341
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$961,0004,797
Extraordinary gains, net$034
Net income$961,0004,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,969
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$961,0004,734
2004-09-30 (YTD Data)Rank
Total interest income$2,344,0006,313
Total interest expense$406,0007,167
Net interest income$1,938,0005,899
Provision for loan and lease losses$68,0004,952
Total noninterest income$855,0003,259
Gross Fiduciary activities income$3,0001,390
Service charges on deposit accounts$413,0002,931
Trading account gains and fees$0134
Additional Noninterest Income$439,0003,031
Total noninterest expense$2,269,0004,601
Salaries and employee benefits$1,058,0005,105
Premises and equipment expense$361,0004,199
Additional noninterest expense$850,0003,895
Pre-tax net operating income$456,0006,522
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$456,0006,025
Extraordinary gains, net$026
Net income$456,0006,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,449
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$456,0005,950
2004-06-30 (YTD Data)Rank
Total interest income$1,573,0006,311
Total interest expense$281,0007,129
Net interest income$1,292,0005,891
Provision for loan and lease losses$12,0006,242
Total noninterest income$346,0004,454
Gross Fiduciary activities income$2,0001,383
Service charges on deposit accounts$269,0002,956
Trading account gains and fees$0130
Additional Noninterest Income$75,0005,718
Total noninterest expense$1,442,0004,774
Salaries and employee benefits$682,0005,271
Premises and equipment expense$214,0004,562
Additional noninterest expense$546,0004,035
Pre-tax net operating income$184,0007,306
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$184,0007,036
Extraordinary gains, net$021
Net income$184,0007,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,528
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$184,0006,964
2004-03-31 (YTD Data)Rank
Total interest income$795,0006,287
Total interest expense$147,0007,076
Net interest income$648,0005,879
Provision for loan and lease losses$6,0005,941
Total noninterest income$172,0004,435
Gross Fiduciary activities income$2,0001,290
Service charges on deposit accounts$135,0002,893
Trading account gains and fees$0121
Additional Noninterest Income$35,0005,821
Total noninterest expense$713,0004,857
Salaries and employee benefits$338,0005,313
Premises and equipment expense$106,0004,616
Additional noninterest expense$269,0004,077
Pre-tax net operating income$101,0007,133
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$101,0006,861
Extraordinary gains, net$016
Net income$101,0006,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$101,0006,759
2003-12-31 (YTD Data)Rank
Total interest income$3,172,0006,354
Total interest expense$701,0007,036
Net interest income$2,471,0005,936
Provision for loan and lease losses$168,0004,383
Total noninterest income$921,0003,895
Gross Fiduciary activities income$3,0001,497
Service charges on deposit accounts$546,0002,892
Trading account gains and fees$0160
Additional Noninterest Income$372,0004,105
Total noninterest expense$2,809,0004,819
Salaries and employee benefits$1,366,0005,171
Premises and equipment expense$410,0004,655
Additional noninterest expense$1,033,0004,167
Pre-tax net operating income$415,0006,976
Securities gains (losses)$36,0002,779
Applicable income taxes$07,459
Income before extraordinary items$451,0006,567
Extraordinary gains, net$054
Net income$451,0006,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0003,316
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$415,0006,585
2003-09-30 (YTD Data)Rank
Total interest income$2,337,0006,473
Total interest expense$543,0007,111
Net interest income$1,794,0006,061
Provision for loan and lease losses$154,0003,870
Total noninterest income$686,0003,985
Gross Fiduciary activities income$3,0001,448
Service charges on deposit accounts$409,0002,906
Trading account gains and fees$0153
Additional Noninterest Income$274,0004,194
Total noninterest expense$2,001,0004,980
Salaries and employee benefits$1,037,0005,126
Premises and equipment expense$291,0004,820
Additional noninterest expense$673,0004,601
Pre-tax net operating income$325,0007,045
Securities gains (losses)$30,0002,693
Applicable income taxes$07,524
Income before extraordinary items$355,0006,630
Extraordinary gains, net$040
Net income$355,0006,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,605
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$325,0006,629
2003-06-30 (YTD Data)Rank
Total interest income$1,551,0006,540
Total interest expense$371,0007,182
Net interest income$1,180,0006,122
Provision for loan and lease losses$120,0003,448
Total noninterest income$459,0003,936
Gross Fiduciary activities income$3,0001,400
Service charges on deposit accounts$274,0002,852
Trading account gains and fees$0150
Additional Noninterest Income$182,0004,197
Total noninterest expense$1,305,0005,041
Salaries and employee benefits$694,0005,113
Premises and equipment expense$199,0004,721
Additional noninterest expense$412,0004,898
Pre-tax net operating income$214,0007,097
Securities gains (losses)$29,0002,379
Applicable income taxes$07,529
Income before extraordinary items$243,0006,589
Extraordinary gains, net$030
Net income$243,0006,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0002,301
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$214,0006,645
2003-03-31 (YTD Data)Rank
Total interest income$791,0006,498
Total interest expense$195,0007,150
Net interest income$596,0006,080
Provision for loan and lease losses$63,0003,194
Total noninterest income$224,0003,890
Gross Fiduciary activities income$3,0001,293
Service charges on deposit accounts$129,0002,921
Trading account gains and fees$0134
Additional Noninterest Income$92,0004,085
Total noninterest expense$645,0005,091
Salaries and employee benefits$402,0004,596
Premises and equipment expense$105,0004,559
Additional noninterest expense$138,0006,218
Pre-tax net operating income$112,0007,013
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$112,0006,674
Extraordinary gains, net$021
Net income$112,0006,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,455
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$112,0006,505
2002-12-31 (YTD Data)Rank
Total interest income$3,228,0006,615
Total interest expense$869,0007,295
Net interest income$2,359,0006,095
Provision for loan and lease losses$127,0005,244
Total noninterest income$863,0003,810
Gross Fiduciary activities income$3,0001,565
Service charges on deposit accounts$488,0003,038
Trading account gains and fees$0153
Additional Noninterest Income$372,0003,826
Total noninterest expense$2,575,0004,983
Salaries and employee benefits$1,261,0005,298
Premises and equipment expense$372,0004,893
Additional noninterest expense$942,0004,380
Pre-tax net operating income$520,0006,696
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$520,0006,307
Extraordinary gains, net$070
Net income$520,0006,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,660
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$520,0006,156
2001-12-31 (YTD Data)Rank
Total interest income$3,178,0007,054
Total interest expense$1,195,0007,620
Net interest income$1,983,0006,459
Provision for loan and lease losses$51,0006,641
Total noninterest income$931,0003,509
Gross Fiduciary activities income$4,0001,566
Service charges on deposit accounts$429,0003,213
Trading account gains and fees$0177
Additional Noninterest Income$498,0003,138
Total noninterest expense$2,430,0005,055
Salaries and employee benefits$1,215,0005,267
Premises and equipment expense$419,0004,450
Additional noninterest expense$796,0004,801
Pre-tax net operating income$433,0006,824
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$433,0006,383
Extraordinary gains, net$0105
Net income$433,0006,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,344
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$7,000870
Net operating income$433,0006,262
2000-12-31 (YTD Data)Rank
Total interest income$3,040,0007,369
Total interest expense$1,101,0008,007
Net interest income$1,939,0006,655
Provision for loan and lease losses$47,0006,676
Total noninterest income$1,087,0002,967
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$398,0003,257
Trading account gains and feesNANA
Additional Noninterest Income$689,0002,388
Total noninterest expense$2,479,0004,882
Salaries and employee benefits$1,085,0005,611
Premises and equipment expense$474,0003,957
Additional noninterest expense$920,0004,267
Pre-tax net operating income$500,0007,001
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$500,0006,323
Extraordinary gains, net$038
Net income$500,0006,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,352
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$500,0006,340
1999-12-31 (YTD Data)Rank
Total interest income$2,864,0007,526
Total interest expense$940,0008,340
Net interest income$1,924,0006,780
Provision for loan and lease losses$33,0007,151
Total noninterest income$467,0005,165
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$348,0003,584
Trading account gains and feesNANA
Additional Noninterest Income$119,0006,198
Total noninterest expense$2,204,0005,321
Salaries and employee benefits$1,019,0005,804
Premises and equipment expense$396,0004,571
Additional noninterest expense$789,0004,840
Pre-tax net operating income$154,0008,788
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$154,0008,608
Extraordinary gains, net$035
Net income$154,0008,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,427
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$486,000613
Net operating income$154,0008,569
1998-12-31 (YTD Data)Rank
Total interest income$2,848,0007,698
Total interest expense$999,0008,424
Net interest income$1,849,0006,947
Provision for loan and lease losses$36,0007,078
Total noninterest income$511,0004,869
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$361,0003,424
Trading account gains and feesNANA
Additional Noninterest Income$150,0005,678
Total noninterest expense$2,097,0005,416
Salaries and employee benefits$964,0005,920
Premises and equipment expense$375,0004,654
Additional noninterest expense$758,0004,860
Pre-tax net operating income$227,0008,781
Securities gains (losses)$28,0002,162
Applicable income taxes$2,0009,272
Income before extraordinary items$253,0008,233
Extraordinary gains, net$032
Net income$253,0008,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,386
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$225,2808,355
1997-12-31 (YTD Data)Rank
Total interest income$2,565,0008,301
Total interest expense$882,0009,021
Net interest income$1,683,0007,592
Provision for loan and lease losses$84,0005,567
Total noninterest income$564,0004,608
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$390,0003,286
Trading account gains and feesNANA
Additional Noninterest Income$174,0005,301
Total noninterest expense$1,902,0005,845
Salaries and employee benefits$916,0006,208
Premises and equipment expense$318,0005,252
Additional noninterest expense$668,0005,403
Pre-tax net operating income$261,0009,230
Securities gains (losses)$2,0003,292
Applicable income taxes$12,0009,872
Income before extraordinary items$251,0008,746
Extraordinary gains, net$044
Net income$251,0008,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,00010,078
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$53,000836
Net operating income$249,1008,721
1996-12-31 (YTD Data)Rank
Total interest income$2,463,0008,735
Total interest expense$773,0009,730
Net interest income$1,690,0007,805
Provision for loan and lease losses$61,0006,063
Total noninterest income$509,0005,092
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$422,0003,188
Trading account gains and feesNANA
Additional Noninterest Income$87,0007,512
Total noninterest expense$1,970,0005,998
Salaries and employee benefits$909,0006,414
Premises and equipment expense$324,0005,293
Additional noninterest expense$737,0005,531
Pre-tax net operating income$168,0009,972
Securities gains (losses)$7,0002,762
Applicable income taxes$12,00010,336
Income before extraordinary items$163,0009,665
Extraordinary gains, net$053
Net income$163,0009,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,724
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$311,000521
Net operating income$156,4909,665
1995-12-31 (YTD Data)Rank
Total interest income$2,408,0009,108
Total interest expense$783,00010,014
Net interest income$1,625,0008,206
Provision for loan and lease losses$11,0008,279
Total noninterest income$569,0004,753
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$418,0003,220
Trading account gains and feesNANA
Additional Noninterest Income$151,0005,965
Total noninterest expense$2,433,0005,120
Salaries and employee benefits$920,0006,459
Premises and equipment expense$402,0004,513
Additional noninterest expense$1,111,0003,997
Pre-tax net operating income$-250,00011,699
Securities gains (losses)$03,831
Applicable income taxes$6,00010,990
Income before extraordinary items$-256,00011,712
Extraordinary gains, net$065
Net income$-256,00011,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,742
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$155,000512
Net operating income$-256,00011,698
1994-12-31 (YTD Data)Rank
Total interest income$2,278,0009,301
Total interest expense$642,00010,394
Net interest income$1,636,0008,492
Provision for loan and lease losses$09,146
Total noninterest income$569,0004,844
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$391,0003,442
Trading account gains and feesNANA
Additional Noninterest Income$178,0005,658
Total noninterest expense$2,532,0005,112
Salaries and employee benefits$1,020,0005,997
Premises and equipment expense$425,0004,362
Additional noninterest expense$1,087,0004,397
Pre-tax net operating income$-327,00012,321
Securities gains (losses)$03,600
Applicable income taxes$6,00011,474
Income before extraordinary items$-333,00012,296
Extraordinary gains, net$0249
Net income$-333,00012,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,562
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$19,0001,022
Net operating income$-333,00012,307
1993-12-31 (YTD Data)Rank
Total interest income$2,300,0009,580
Total interest expense$718,00010,476
Net interest income$1,582,0008,856
Provision for loan and lease losses$010,371
Total noninterest income$548,0005,268
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$384,0003,579
Trading account gains and feesNANA
Additional Noninterest Income$164,0006,280
Total noninterest expense$2,185,0005,900
Salaries and employee benefits$980,0006,242
Premises and equipment expense$358,0005,144
Additional noninterest expense$847,0005,642
Pre-tax net operating income$-55,00012,545
Securities gains (losses)$98,0002,538
Applicable income taxes$5,00011,956
Income before extraordinary items$38,00012,323
Extraordinary gains, net$03,149
Net income$38,00012,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0005,272
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$276,000721
Net operating income$-48,24012,504
1992-12-31 (YTD Data)Rank
Total interest income$2,539,0009,837
Total interest expense$940,00010,668
Net interest income$1,599,0008,959
Provision for loan and lease losses$011,756
Total noninterest income$558,0005,239
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$406,0003,429
Trading account gains and feesNANA
Additional Noninterest Income$152,0006,598
Total noninterest expense$2,121,0006,106
Salaries and employee benefits$865,0006,839
Premises and equipment expense$381,0004,982
Additional noninterest expense$875,0005,653
Pre-tax net operating income$36,00012,494
Securities gains (losses)$4,0007,235
Applicable income taxes$6,00012,482
Income before extraordinary items$34,00012,688
Extraordinary gains, net$01,422
Net income$34,00012,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0008,210
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$24,0001,001
Net operating income$30,60012,464

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.