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Citizens Savings Bank and Trust Company, Total Unused Commitments

2003-03-31Rank
Total unused commitments$10,813,0004,004
Loan commitments-revolving, open-end lines secured by 1-4's$1,170,0003,052
Credit card lines$02,280
Commercial real estate, construction & land development$5,132,0002,265
Commitments secured by real estate$3,470,0002,733
Commitments not secured by real estate$1,662,000236
Securities underwriting$07
Other unused commitments$4,511,0003,874
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,098,0003,355
Securities lent$061
All other off-balance sheet liabilities$0341
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$038
Acquired by reporting bank$013
2002-12-31Rank
Total unused commitments$12,870,0003,511
Loan commitments-revolving, open-end lines secured by 1-4's$1,235,0002,925
Credit card lines$02,321
Commercial real estate, construction & land development$4,473,0002,407
Commitments secured by real estate$2,047,0003,412
Commitments not secured by real estate$2,426,000192
Securities underwriting$07
Other unused commitments$7,162,0002,853
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,653,0002,908
Securities lent$061
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$9,321,0004,093
Loan commitments-revolving, open-end lines secured by 1-4's$1,279,0002,707
Credit card lines$02,495
Commercial real estate, construction & land development$4,010,0002,366
Commitments secured by real estate$3,809,0002,375
Commitments not secured by real estate$201,000640
Securities underwriting$08
Other unused commitments$4,032,0003,911
Memoranda:
Commitments with an original maturity exceeding 1 yr$1,235,0003,042
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$036
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$10,184,0003,702
Loan commitments-revolving, open-end lines secured by 1-4's$1,311,0002,516
Credit card lines$03,061
Commercial real estate, construction & land development$4,081,0002,222
Commitments secured by real estate$3,447,0002,360
Commitments not secured by real estate$634,000411
Securities underwriting$09
Other unused commitments$4,792,0003,453
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,908
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$028
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$6,407,0004,841
Loan commitments-revolving, open-end lines secured by 1-4's$1,314,0002,478
Credit card lines$03,256
Commercial real estate, construction & land development$2,583,0002,799
Commitments secured by real estate$2,583,0002,736
Commitments not secured by real estate$01,066
Securities underwriting$012
Other unused commitments$2,510,0004,912
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,936
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$9,009,0003,883
Loan commitments-revolving, open-end lines secured by 1-4's$1,143,0002,528
Credit card lines$03,409
Commercial real estate, construction & land development$4,998,0001,778
Commitments secured by real estate$4,998,0001,723
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$2,868,0004,560
Memoranda:
Commitments with an original maturity exceeding 1 yr$04,917
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$4,569,0005,427
Loan commitments-revolving, open-end lines secured by 1-4's$1,111,0002,538
Credit card lines$03,666
Commercial real estate, construction & land development$1,522,0003,202
Commitments secured by real estate$1,522,0003,130
Commitments not secured by real estate$01,207
Securities underwriting$016
Other unused commitments$1,936,0005,289
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$3,033,0006,418
Loan commitments-revolving, open-end lines secured by 1-4's$1,194,0002,461
Credit card lines$03,827
Commercial real estate, construction & land development$476,0004,763
Commitments secured by real estate$476,0004,676
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$1,363,0006,103
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,190
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$2,869,0006,507
Loan commitments-revolving, open-end lines secured by 1-4's$1,173,0002,451
Credit card lines$03,957
Commercial real estate, construction & land development$781,0004,039
Commitments secured by real estate$781,0003,953
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$915,0006,870
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,210
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$4,348,0005,322
Loan commitments-revolving, open-end lines secured by 1-4's$1,493,0002,198
Credit card lines$03,957
Commercial real estate, construction & land development$975,0003,716
Commitments secured by real estate$975,0003,628
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$1,880,0005,281
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,263
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$4,414,0005,266
Loan commitments-revolving, open-end lines secured by 1-4's$1,006,0002,596
Credit card lines$03,952
Commercial real estate, construction & land development$1,336,0003,065
Commitments secured by real estate$1,336,0002,946
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$2,072,0004,868
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,216
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$1,945,0007,417
Loan commitments-revolving, open-end lines secured by 1-4's$816,0002,772
Credit card lines$03,970
Commercial real estate, construction & land development$243,0005,325
Commitments secured by real estate$243,0005,148
Commitments not secured by real estate$01,780
Securities underwriting$026
Other unused commitments$886,0006,603
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0109