Citizens Savings Bank and Trust Company, Net Loans and Leases

2003-03-31Rank
Net loans and leases$77,511,0003,978
Loan loss allowance$1,133,0003,497
Total loans and leases$78,644,0003,975
Unearned income$61,0001,661
Loans and leases, gross$78,705,0003,975
All real estate loans$62,943,0003,546
Real estate loans in domestic offices$62,943,0003,544
Construction and development loans$3,652,0003,810
Commercial RE$19,576,0003,351
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$3,170,0001,950
1-4 family residential loans$36,455,0002,792
Farmland loans$90,0006,047
Loans held in foreign officesNANA
Farm loans$29,0005,565
Commercial and industrial loans$8,645,0004,145
To non-U.S. addresseesNANA
Loans to individuals$3,368,0005,253
Credit card loans$02,744
Related Plans$53,0003,099
Consumer Loans - AutoNANA
Other loans to individuals$3,315,0005,071
All other loans & leases$3,720,0001,142
Loans to foreign governments and official institutions$064
Obligations of states and political subdivisions in U.S.$650,0001,681
Other loans$177,0002,473
Lease financing receivables$01,696
Loans to depository institutions and acceptances of other banks$2,893,000177
Memoranda:
Loans not secured by real estate$632,000607
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$222,000818
Non 1-4 family restructured loans & leases$222,000818
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$866,0003,923
Total loans and leasesNANA
2002-12-31Rank
Net loans and leases$75,009,0004,066
Loan loss allowance$1,105,0003,499
Total loans and leases$76,114,0004,058
Unearned income$60,0001,677
Loans and leases, gross$76,174,0004,058
All real estate loans$60,911,0003,602
Real estate loans in domestic offices$60,911,0003,601
Construction and development loans$3,860,0003,702
Commercial RE$16,951,0003,542
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$3,179,0001,937
1-4 family residential loans$36,829,0002,807
Farmland loans$92,0006,051
Loans held in foreign officesNANA
Farm loans$34,0005,569
Commercial and industrial loans$8,200,0004,239
To non-U.S. addresseesNANA
Loans to individuals$3,577,0005,192
Credit card loans$02,781
Related Plans$54,0003,104
Consumer Loans - AutoNANA
Other loans to individuals$3,523,0004,978
All other loans & leases$3,452,0001,212
Loans to foreign governments and official institutions$061
Obligations of states and political subdivisions in U.S.$500,0001,916
Other loans$179,0002,611
Lease financing receivables$01,713
Loans to depository institutions and acceptances of other banks$2,773,000169
Memoranda:
Loans not secured by real estate$394,000724
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$30,0001,491
Non 1-4 family restructured loans & leases$30,0001,491
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$887,0003,793
Total loans and leasesNANA
2001-12-31Rank
Net loans and leases$73,846,0003,977
Loan loss allowance$1,035,0003,501
Total loans and leases$74,881,0003,976
Unearned income$65,0001,730
Loans and leases, gross$74,946,0003,979
All real estate loans$56,995,0003,621
Real estate loans in domestic offices$56,995,0003,620
Construction and development loans$2,688,0004,166
Commercial RE$15,316,0003,522
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$3,165,0001,795
1-4 family residential loans$35,725,0002,906
Farmland loans$101,0006,101
Loans held in foreign officesNANA
Farm loans$80,0005,516
Commercial and industrial loans$9,572,0003,809
To non-U.S. addresseesNANA
Loans to individuals$5,159,0004,368
Credit card loans$02,963
Related Plans$59,0003,031
Consumer Loans - AutoNANA
Other loans to individuals$5,100,0004,179
All other loans & leases$3,140,0001,287
Loans to foreign governments and official institutions$072
Obligations of states and political subdivisions in U.S.$128,0002,938
Other loans$260,0002,256
Lease financing receivables$01,754
Loans to depository institutions and acceptances of other banks$2,752,000172
Memoranda:
Loans not secured by real estate$433,000712
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$34,0001,424
Non 1-4 family restructured loans & leases$34,0001,424
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$887,0003,616
Total loans and leasesNANA
2000-12-31Rank
Net loans and leases$67,303,0004,200
Loan loss allowance$1,071,0003,273
Total loans and leases$68,374,0004,187
Unearned income$61,0001,991
Loans and leases, gross$68,435,0004,190
All real estate loans$47,432,0003,974
Real estate loans in domestic offices$47,432,0003,973
Construction and development loans$1,240,0005,155
Commercial RE$12,473,0003,742
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$918,0003,289
1-4 family residential loans$32,765,0003,113
Farmland loans$36,0006,532
Loans held in foreign officesNANA
Farm loans$146,0005,452
Commercial and industrial loans$10,191,0003,593
To non-U.S. addressees$0195
Loans to individuals$7,914,0003,318
Credit card loans$54,0004,549
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$7,860,0003,158
All other loans & leases$2,752,0001,349
Loans to foreign governments and official institutions$074
Obligations of states and political subdivisions in U.S.$296,0002,332
Other loans$325,0001,969
Lease financing receivables$01,742
Loans to depository institutions and acceptances of other banks$2,131,000190
Memoranda:
Loans not secured by real estate$33,0001,080
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$134,0001,130
Non 1-4 family restructured loans & leases$134,0001,130
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1999-12-31Rank
Net loans and leases$68,722,0004,036
Loan loss allowance$1,042,0003,314
Total loans and leases$69,764,0004,020
Unearned income$91,0002,148
Loans and leases, gross$69,855,0004,025
All real estate loans$47,281,0003,867
Real estate loans in domestic offices$47,281,0003,866
Construction and development loans$560,0006,280
Commercial RE$13,363,0003,446
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$849,0003,407
1-4 family residential loans$32,465,0003,054
Farmland loans$44,0006,723
Loans held in foreign officesNANA
Farm loans$239,0005,447
Commercial and industrial loans$9,217,0003,735
To non-U.S. addresseesNANA
Loans to individuals$12,196,0002,309
Credit card loans$55,0004,679
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$12,141,0002,164
All other loans & leases$922,0002,554
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$512,0001,797
Other loans$410,0001,803
Lease financing receivables$01,829
Loans to depository institutions and acceptances of other banks$0508
Memoranda:
Loans not secured by real estate$01,276
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$115,0001,286
Non 1-4 family restructured loans & leases$115,0001,286
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1998-12-31Rank
Net loans and leases$67,874,0003,878
Loan loss allowance$1,040,0003,216
Total loans and leases$68,914,0003,870
Unearned income$100,0002,530
Loans and leases, gross$69,014,0003,877
All real estate loans$40,801,0004,119
Real estate loans in domestic offices$40,801,0004,119
Construction and development loans$859,0005,494
Commercial RE$11,053,0003,593
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$1,212,0002,802
1-4 family residential loans$27,615,0003,385
Farmland loans$62,0006,796
Loans held in foreign officesNANA
Farm loans$187,0005,762
Commercial and industrial loans$9,164,0003,557
To non-U.S. addresseesNANA
Loans to individuals$17,147,0001,657
Credit card loans$59,0004,761
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$17,088,0001,522
All other loans & leases$1,715,0001,792
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$1,178,0001,031
Other loans$537,0001,548
Lease financing receivables$01,835
Loans to depository institutions and acceptances of other banks$0600
Memoranda:
Loans not secured by real estate$01,365
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$120,0001,455
Non 1-4 family restructured loans & leases$120,0001,455
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1997-12-31Rank
Net loans and leases$66,588,0003,990
Loan loss allowance$1,017,0003,305
Total loans and leases$67,605,0003,988
Unearned income$107,0002,781
Loans and leases, gross$67,712,0003,990
All real estate loans$36,314,0004,522
Real estate loans in domestic offices$36,314,0004,522
Construction and development loans$879,0005,485
Commercial RE$10,031,0003,823
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$1,300,0002,859
1-4 family residential loans$23,930,0003,828
Farmland loans$174,0006,577
Loans held in foreign officesNANA
Farm loans$268,0005,809
Commercial and industrial loans$9,422,0003,466
To non-U.S. addresseesNANA
Loans to individuals$20,449,0001,520
Credit card loans$66,0004,920
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$20,383,0001,390
All other loans & leases$1,259,0002,157
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$753,0001,464
Other loans$506,0001,614
Lease financing receivables$01,949
Loans to depository institutions and acceptances of other banks$0610
Memoranda:
Loans not secured by real estate$01,447
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,775
Non 1-4 family restructured loans & leases$02,775
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1996-12-31Rank
Net loans and leases$63,841,0004,161
Loan loss allowance$993,0003,544
Total loans and leases$64,834,0004,159
Unearned income$134,0003,911
Loans and leases, gross$64,834,0004,166
All real estate loans$35,725,0004,623
Real estate loans in domestic offices$35,725,0004,623
Construction and development loans$561,0006,404
Commercial RE$11,695,0003,461
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$1,893,0002,452
1-4 family residential loans$21,393,0004,198
Farmland loans$183,0006,784
Loans held in foreign officesNANA
Farm loans$259,0006,071
Commercial and industrial loans$7,516,0004,024
To non-U.S. addresseesNANA
Loans to individuals$20,233,0001,667
Credit card loans$36,0005,660
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$20,197,0001,508
All other loans & leases$1,235,0002,304
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$661,0001,690
Other loans$574,0001,597
Lease financing receivables$02,012
Loans to depository institutions and acceptances of other banks$0767
Memoranda:
Loans not secured by real estate$01,559
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,117
Non 1-4 family restructured loans & leases$03,117
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1995-12-31Rank
Net loans and leases$60,715,0004,233
Loan loss allowance$957,0003,681
Total loans and leases$61,672,0004,226
Unearned income$134,0004,257
Loans and leases, gross$61,672,0004,242
All real estate loans$34,558,0004,652
Real estate loans in domestic offices$34,558,0004,652
Construction and development loans$511,0006,555
Commercial RE$11,591,0003,416
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$2,054,0002,350
1-4 family residential loans$20,111,0004,403
Farmland loans$291,0006,484
Loans held in foreign officesNANA
Farm loans$325,0006,157
Commercial and industrial loans$7,623,0003,892
To non-U.S. addresseesNANA
Loans to individuals$18,561,0001,818
Credit card loans$06,778
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$18,561,0001,672
All other loans & leases$739,0003,153
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$576,0001,911
Other loans$163,0003,141
Lease financing receivables$02,051
Loans to depository institutions and acceptances of other banks$0840
Memoranda:
Loans not secured by real estate$01,722
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,427
Non 1-4 family restructured loans & leases$03,427
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1994-12-31Rank
Net loans and leases$54,009,0004,600
Loan loss allowance$942,0003,801
Total loans and leases$54,951,0004,590
Unearned income$133,0004,646
Loans and leases, gross$54,951,0004,606
All real estate loans$34,244,0004,649
Real estate loans in domestic offices$34,244,0004,649
Construction and development loans$515,0006,629
Commercial RE$12,813,0003,164
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$08,214
1-4 family residential loans$20,584,0004,399
Farmland loans$332,0006,478
Loans held in foreign officesNANA
Farm loans$381,0006,256
Commercial and industrial loans$5,957,0004,493
To non-U.S. addresseesNANA
Loans to individuals$13,132,0002,391
Credit card loans$06,913
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$13,132,0002,215
All other loans & leases$1,370,0002,225
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$648,0001,885
Other loans$722,0001,524
Lease financing receivables$02,082
Loans to depository institutions and acceptances of other banks$0936
Memoranda:
Loans not secured by real estate$01,805
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$786,000937
Non 1-4 family restructured loans & leases$786,000937
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1993-12-31Rank
Net loans and leases$50,663,0004,753
Loan loss allowance$878,0004,151
Total loans and leases$51,541,0004,742
Unearned income$137,0005,000
Loans and leases, gross$51,541,0004,756
All real estate loans$24,294,0005,849
Real estate loans in domestic offices$24,294,0005,848
Construction and development loans$1,207,0004,816
Commercial RE$2,769,0007,378
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$08,553
1-4 family residential loans$19,982,0004,495
Farmland loans$336,0006,587
Loans held in foreign officesNANA
Farm loans$416,0006,306
Commercial and industrial loans$15,956,0001,981
To non-U.S. addresseesNANA
Loans to individuals$10,212,0002,869
Credit card loans$07,066
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$10,212,0002,652
All other loans & leases$800,0003,241
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$741,0001,798
Other loans$59,0004,954
Lease financing receivables$02,068
Loans to depository institutions and acceptances of other banks$01,089
Memoranda:
Loans not secured by real estate$01,850
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$04,599
Non 1-4 family restructured loans & leases$04,599
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1992-12-31Rank
Net loans and leases$49,200,0004,871
Loan loss allowance$855,0004,257
Total loans and leases$50,055,0004,865
Unearned income$112,0005,982
Loans and leases, gross$50,055,0004,879
All real estate loans$31,489,0004,935
Real estate loans in domestic offices$31,489,0004,935
Construction and development loans$704,0005,886
Commercial RE$11,211,0003,439
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$61,0007,804
1-4 family residential loans$19,314,0004,690
Farmland loans$199,0007,374
Loans held in foreign officesNANA
Farm loans$494,0006,226
Commercial and industrial loans$6,674,0004,202
To non-U.S. addresseesNANA
Loans to individuals$11,006,0002,767
Credit card loans$07,169
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$11,006,0002,574
All other loans & leases$504,0004,400
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.$396,0002,741
Other loans$108,0004,099
Lease financing receivables$02,104
Loans to depository institutions and acceptances of other banks$01,358
Memoranda:
Loans not secured by real estate$01,915
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$05,113
Non 1-4 family restructured loans & leases$05,113
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA