Home > Citizens Savings Bank and Trust Company > Assets and Liabilities
Citizens Savings Bank and Trust Company, Assets and Liabilities
| 2003-03-31 | Rank | |
| # of Employees: | 46 | 3,595 |
| Assets and Liabilities | ||
| Total Assets: | $103,129,000 | 4,627 |
| Cash and due from depository institutions | $7,248,000 | 3,595 |
| Interest-bearing balances | $4,046,000 | 1,784 |
| Securities | $15,218,000 | 5,457 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $77,511,000 | 3,978 |
| Loan loss allowance | $1,133,000 | 3,497 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,414,000 | 5,011 |
| Other real estate owned | $0 | 3,595 |
| Goodwill and other intangibles | $29,000 | 2,965 |
| All other assets | $1,709,000 | 4,961 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,129,000 | 4,627 |
| Total liabilities | $91,970,000 | 4,608 |
| Total deposits | $89,454,000 | 4,439 |
| Interest-bearing deposits | $80,167,000 | 4,306 |
| Deposits held in domestic offices | $89,454,000 | 4,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,847,000 | 4,386 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $669,000 | 4,365 |
| Total equity capital | $11,159,000 | 4,415 |
| Total bank equity capital | $11,159,000 | 4,415 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $152,000 | 6,533 |
| Surplus | $1,193,000 | 6,539 |
| Undivided profits | $9,814,000 | 3,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $677,000 | 3,660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $510,000 | 5,298 |
| Earning assets | $96,775,000 | 4,531 |
| Long-term assets (5+ years) | $31,095,000 | 2,491 |
| Average Assets, year-to-date | $103,424,000 | 4,588 |
| Average Assets, quarterly | $103,424,000 | 4,588 |
| Volatile liabilities | $10,333,000 | 5,579 |
| Insider loans | $10,000 | 8,244 |
| FHLB advances | $1,847,000 | 4,206 |
| Loans and leases held for sale | $1,900,000 | 1,031 |
| Unused loan commitments | $10,813,000 | 3,991 |
| Tier 1 (core) risk-based capital | $10,704,000 | 4,327 |
| Tier 2 risk-based capital | $866,000 | 3,997 |
| Total risk weighted assets | $68,988,000 | 4,508 |
| Total unused commitments | $10,813,000 | 4,004 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 46 | 3,585 |
| Assets and Liabilities | ||
| Total Assets: | $103,719,000 | 4,550 |
| Cash and due from depository institutions | $9,521,000 | 3,585 |
| Interest-bearing balances | $5,429,000 | 1,338 |
| Securities | $16,440,000 | 5,210 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $75,009,000 | 4,066 |
| Loan loss allowance | $1,105,000 | 3,499 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,413,000 | 5,014 |
| Other real estate owned | $22,000 | 3,585 |
| Goodwill and other intangibles | $24,000 | 2,961 |
| All other assets | $1,290,000 | 5,746 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,719,000 | 4,550 |
| Total liabilities | $92,487,000 | 4,564 |
| Total deposits | $90,070,000 | 4,376 |
| Interest-bearing deposits | $79,192,000 | 4,295 |
| Deposits held in domestic offices | $90,070,000 | 4,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,895,000 | 4,453 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $522,000 | 5,098 |
| Total equity capital | $11,232,000 | 4,339 |
| Total bank equity capital | $11,232,000 | 4,339 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $152,000 | 6,556 |
| Surplus | $1,193,000 | 6,535 |
| Undivided profits | $9,887,000 | 2,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $704,000 | 3,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $90,000 | 920 |
| Income earned, not collected on loans | $545,000 | 5,296 |
| Earning assets | $96,878,000 | 4,487 |
| Long-term assets (5+ years) | $31,071,000 | 2,473 |
| Average Assets, year-to-date | $104,985,400 | 4,356 |
| Average Assets, quarterly | $105,479,500 | 4,449 |
| Volatile liabilities | $9,942,000 | 5,692 |
| Insider loans | $192,000 | 6,935 |
| FHLB advances | $1,895,000 | 4,226 |
| Loans and leases held for sale | $2,031,000 | 1,042 |
| Unused loan commitments | $12,870,000 | 3,507 |
| Tier 1 (core) risk-based capital | $10,846,000 | 4,226 |
| Tier 2 risk-based capital | $887,000 | 3,870 |
| Total risk weighted assets | $70,740,000 | 4,398 |
| Total unused commitments | $12,870,000 | 3,511 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 49 | 3,425 |
| Assets and Liabilities | ||
| Total Assets: | $105,566,000 | 4,372 |
| Cash and due from depository institutions | $4,890,000 | 3,425 |
| Interest-bearing balances | $1,113,000 | 2,851 |
| Securities | $20,974,000 | 4,373 |
| Federal funds sold & reverse repurchase agreements | $3,010,000 | 3,893 |
| Net loans & leases | $73,846,000 | 3,977 |
| Loan loss allowance | $1,035,000 | 3,501 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,490,000 | 4,854 |
| Other real estate owned | $0 | 3,425 |
| Goodwill and other intangibles | $12,000 | 2,990 |
| All other assets | $1,344,000 | 5,708 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,566,000 | 4,372 |
| Total liabilities | $94,374,000 | 4,379 |
| Total deposits | $91,779,000 | 4,215 |
| Interest-bearing deposits | $81,404,000 | 4,079 |
| Deposits held in domestic offices | $91,779,000 | 4,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,084,000 | 4,048 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $511,000 | 5,364 |
| Total equity capital | $11,192,000 | 4,112 |
| Total bank equity capital | $11,192,000 | 4,112 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $152,000 | 6,716 |
| Surplus | $1,193,000 | 6,618 |
| Undivided profits | $9,847,000 | 2,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $807,000 | 3,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $619,000 | 5,155 |
| Earning assets | $98,943,000 | 4,295 |
| Long-term assets (5+ years) | $34,628,000 | 2,247 |
| Average Assets, year-to-date | $101,558,400 | 4,336 |
| Average Assets, quarterly | $105,136,500 | 4,347 |
| Volatile liabilities | $9,334,000 | 5,841 |
| Insider loans | $127,000 | 7,446 |
| FHLB advances | $2,084,000 | 3,817 |
| Loans and leases held for sale | $128,000 | 1,660 |
| Unused loan commitments | $9,321,000 | 4,085 |
| Tier 1 (core) risk-based capital | $10,996,000 | 4,013 |
| Tier 2 risk-based capital | $887,000 | 3,704 |
| Total risk weighted assets | $70,807,000 | 4,291 |
| Total unused commitments | $9,321,000 | 4,093 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 49 | 3,414 |
| Assets and Liabilities | ||
| Total Assets: | $99,033,000 | 4,476 |
| Cash and due from depository institutions | $3,090,000 | 3,414 |
| Interest-bearing balances | $516,000 | 3,013 |
| Securities | $24,470,000 | 4,001 |
| Federal funds sold & reverse repurchase agreements | $1,070,000 | 5,315 |
| Net loans & leases | $67,303,000 | 4,200 |
| Loan loss allowance | $1,071,000 | 3,273 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,712,000 | 4,466 |
| Other real estate owned | $0 | 3,414 |
| Goodwill and other intangibles | $16,000 | 2,993 |
| All other assets | $1,372,000 | 5,143 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,033,000 | 4,476 |
| Total liabilities | $87,932,000 | 4,511 |
| Total deposits | $86,501,000 | 4,292 |
| Interest-bearing deposits | $77,473,000 | 4,119 |
| Deposits held in domestic offices | $86,501,000 | 4,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,077,000 | 4,491 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $354,000 | 6,835 |
| Total equity capital | $11,101,000 | 4,045 |
| Total bank equity capital | $11,101,000 | 4,045 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $152,000 | 6,934 |
| Surplus | $1,193,000 | 6,726 |
| Undivided profits | $9,756,000 | 2,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,019,000 | 2,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $364,000 | 6,250 |
| Earning assets | $93,359,000 | 4,389 |
| Long-term assets (5+ years) | $34,430,000 | 2,165 |
| Average Assets, year-to-date | $99,268,600 | 4,319 |
| Average Assets, quarterly | $100,342,500 | 4,390 |
| Volatile liabilities | $10,291,000 | 5,530 |
| Insider loans | $151,000 | 7,468 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,184,000 | 3,701 |
| Tier 1 (core) risk-based capital | $11,143,400 | 3,913 |
| Tier 2 risk-based capital | $842,760 | 3,759 |
| Total risk weighted assets | $67,192,160 | 4,321 |
| Total unused commitments | $10,184,000 | 3,702 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 50 | 3,453 |
| Assets and Liabilities | ||
| Total Assets: | $97,512,000 | 4,506 |
| Cash and due from depository institutions | $4,012,000 | 3,453 |
| Interest-bearing balances | $1,000 | 6,780 |
| Securities | $21,560,000 | 4,592 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $68,722,000 | 4,036 |
| Loan loss allowance | $1,042,000 | 3,314 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,625,000 | 4,605 |
| Other real estate owned | $0 | 3,453 |
| Goodwill and other intangibles | $15,000 | 3,096 |
| All other assets | $1,578,000 | 4,688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,512,000 | 4,506 |
| Total liabilities | $86,744,000 | 4,563 |
| Total deposits | $84,484,000 | 4,340 |
| Interest-bearing deposits | $75,864,000 | 4,150 |
| Deposits held in domestic offices | $84,484,000 | 4,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $667,000 | 3,308 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,319,000 | 4,337 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $274,000 | 7,221 |
| Total equity capital | $10,768,000 | 3,996 |
| Total bank equity capital | $10,768,000 | 3,996 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $152,000 | 7,180 |
| Surplus | $1,193,000 | 6,843 |
| Undivided profits | $9,423,000 | 2,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,172,000 | 1,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $325,000 | 6,171 |
| Earning assets | $90,283,000 | 4,454 |
| Long-term assets (5+ years) | $35,376,000 | 2,260 |
| Average Assets, year-to-date | $100,164,400 | 4,255 |
| Average Assets, quarterly | $99,878,000 | 4,357 |
| Volatile liabilities | $10,581,000 | 5,270 |
| Insider loans | $143,000 | 7,620 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,407,000 | 4,836 |
| Tier 1 (core) risk-based capital | $11,187,500 | 3,851 |
| Tier 2 risk-based capital | $881,040 | 3,519 |
| Total risk weighted assets | $70,322,040 | 4,053 |
| Total unused commitments | $6,407,000 | 4,841 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 55 | 3,196 |
| Assets and Liabilities | ||
| Total Assets: | $98,967,000 | 4,398 |
| Cash and due from depository institutions | $3,098,000 | 3,196 |
| Interest-bearing balances | $53,000 | 5,505 |
| Securities | $20,452,000 | 4,770 |
| Federal funds sold & reverse repurchase agreements | $4,450,000 | 3,716 |
| Net loans & leases | $67,874,000 | 3,878 |
| Loan loss allowance | $1,040,000 | 3,216 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,758,000 | 4,302 |
| Other real estate owned | $0 | 3,196 |
| Goodwill and other intangibles | $13,000 | 3,258 |
| All other assets | $1,322,000 | 4,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,967,000 | 4,398 |
| Total liabilities | $88,479,000 | 4,389 |
| Total deposits | $86,402,000 | 4,242 |
| Interest-bearing deposits | $78,135,000 | 4,047 |
| Deposits held in domestic offices | $86,402,000 | 4,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,546,000 | 3,477 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $531,000 | 5,561 |
| Total equity capital | $10,488,000 | 4,147 |
| Total bank equity capital | $10,488,000 | 4,147 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $152,000 | 7,328 |
| Surplus | $1,193,000 | 6,842 |
| Undivided profits | $9,143,000 | 2,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,006,000 | 2,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $389,000 | 5,604 |
| Earning assets | $92,829,000 | 4,311 |
| Long-term assets (5+ years) | $25,847,000 | 2,646 |
| Average Assets, year-to-date | $95,597,200 | 4,329 |
| Average Assets, quarterly | $98,937,000 | 4,327 |
| Volatile liabilities | $9,816,000 | 5,039 |
| Insider loans | $103,000 | 8,038 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,009,000 | 3,876 |
| Tier 1 (core) risk-based capital | $10,341,700 | 4,043 |
| Tier 2 risk-based capital | $891,370 | 3,337 |
| Total risk weighted assets | $71,160,570 | 3,806 |
| Total unused commitments | $9,009,000 | 3,883 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 56 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $92,567,000 | 4,631 |
| Cash and due from depository institutions | $3,352,000 | 3,222 |
| Interest-bearing balances | $111,000 | 4,427 |
| Securities | $18,151,000 | 5,288 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 6,216 |
| Net loans & leases | $66,588,000 | 3,990 |
| Loan loss allowance | $1,017,000 | 3,305 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,805,000 | 4,145 |
| Other real estate owned | $110,000 | 3,222 |
| Goodwill and other intangibles | $12,000 | 3,364 |
| All other assets | $1,449,000 | 4,592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,567,000 | 4,631 |
| Total liabilities | $82,912,000 | 4,622 |
| Total deposits | $82,432,000 | 4,395 |
| Interest-bearing deposits | $74,343,000 | 4,219 |
| Deposits held in domestic offices | $82,432,000 | 4,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $480,000 | 6,070 |
| Total equity capital | $9,655,000 | 4,442 |
| Total bank equity capital | $9,655,000 | 4,442 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $152,000 | 7,651 |
| Surplus | $1,193,000 | 6,994 |
| Undivided profits | $8,310,000 | 2,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,364,000 | 1,904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $376,000 | 5,923 |
| Earning assets | $85,950,000 | 4,574 |
| Long-term assets (5+ years) | $17,101,000 | 3,101 |
| Average Assets, year-to-date | $90,328,800 | 4,555 |
| Average Assets, quarterly | $92,708,500 | 4,569 |
| Volatile liabilities | $9,083,000 | 5,316 |
| Insider loans | $42,000 | 9,153 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $65,000 | 1,500 |
| Unused loan commitments | $4,569,000 | 5,422 |
| Tier 1 (core) risk-based capital | $9,582,800 | 4,321 |
| Tier 2 risk-based capital | $862,180 | 3,354 |
| Total risk weighted assets | $68,819,480 | 3,886 |
| Total unused commitments | $4,569,000 | 5,427 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 56 | 3,359 |
| Assets and Liabilities | ||
| Total Assets: | $87,704,000 | 4,940 |
| Cash and due from depository institutions | $3,881,000 | 3,359 |
| Interest-bearing balances | $95,000 | 5,011 |
| Securities | $16,416,000 | 6,057 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 7,632 |
| Net loans & leases | $63,841,000 | 4,161 |
| Loan loss allowance | $993,000 | 3,544 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,817,000 | 4,065 |
| Other real estate owned | $41,000 | 3,359 |
| Goodwill and other intangibles | $8,000 | 3,282 |
| All other assets | $1,300,000 | 5,180 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,704,000 | 4,940 |
| Total liabilities | $78,813,000 | 4,928 |
| Total deposits | $78,386,000 | 4,725 |
| Interest-bearing deposits | $71,231,000 | 4,521 |
| Deposits held in domestic offices | $78,386,000 | 4,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $427,000 | 6,554 |
| Total equity capital | $8,891,000 | 4,793 |
| Total bank equity capital | $8,891,000 | 4,793 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $152,000 | 8,055 |
| Surplus | $1,193,000 | 7,208 |
| Undivided profits | $7,546,000 | 3,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,517,000 | 1,911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $379,000 | 5,899 |
| Earning assets | $80,752,000 | 4,925 |
| Long-term assets (5+ years) | $17,943,000 | 2,882 |
| Average Assets, year-to-date | $87,164,800 | 4,809 |
| Average Assets, quarterly | $88,185,500 | 4,878 |
| Volatile liabilities | $7,369,000 | 5,887 |
| Insider loans | $60,000 | 9,339 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $106,000 | 1,378 |
| Unused loan commitments | $3,033,000 | 6,404 |
| Tier 1 (core) risk-based capital | $8,878,000 | 4,693 |
| Tier 2 risk-based capital | $824,110 | 3,549 |
| Total risk weighted assets | $65,760,110 | 4,050 |
| Total unused commitments | $3,033,000 | 6,418 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 56 | 3,475 |
| Assets and Liabilities | ||
| Total Assets: | $86,910,000 | 5,016 |
| Cash and due from depository institutions | $3,743,000 | 3,475 |
| Interest-bearing balances | $107,000 | 4,758 |
| Securities | $15,441,000 | 6,588 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 3,737 |
| Net loans & leases | $60,715,000 | 4,233 |
| Loan loss allowance | $957,000 | 3,681 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,881,000 | 3,921 |
| Other real estate owned | $0 | 3,475 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,430,000 | 4,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,910,000 | 5,016 |
| Total liabilities | $78,582,000 | 4,991 |
| Total deposits | $78,176,000 | 4,802 |
| Interest-bearing deposits | $70,461,000 | 4,602 |
| Deposits held in domestic offices | $78,176,000 | 4,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $406,000 | 7,084 |
| Total equity capital | $8,328,000 | 5,064 |
| Total bank equity capital | $8,328,000 | 5,064 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $152,000 | 8,456 |
| Surplus | $1,193,000 | 7,335 |
| Undivided profits | $6,983,000 | 3,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $533,000 | 4,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $728,000 | 3,238 |
| Earning assets | $79,963,000 | 5,005 |
| Long-term assets (5+ years) | $14,935,000 | 3,097 |
| Average Assets, year-to-date | $81,062,000 | 5,105 |
| Average Assets, quarterly | $85,514,000 | 5,025 |
| Volatile liabilities | $7,475,000 | 5,542 |
| Insider loans | $88,000 | 9,332 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $110,000 | 1,408 |
| Unused loan commitments | $2,869,000 | 6,493 |
| Tier 1 (core) risk-based capital | $8,211,000 | 4,986 |
| Tier 2 risk-based capital | $789,990 | 3,627 |
| Total risk weighted assets | $63,032,290 | 4,135 |
| Total unused commitments | $2,869,000 | 6,507 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 48 | 4,125 |
| Assets and Liabilities | ||
| Total Assets: | $76,508,000 | 5,531 |
| Cash and due from depository institutions | $4,111,000 | 4,125 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $16,226,000 | 6,774 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $54,009,000 | 4,600 |
| Loan loss allowance | $942,000 | 3,801 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,034,000 | 5,981 |
| Other real estate owned | $0 | 4,125 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,128,000 | 6,176 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,508,000 | 5,531 |
| Total liabilities | $69,273,000 | 5,511 |
| Total deposits | $67,845,000 | 5,351 |
| Interest-bearing deposits | $60,531,000 | 5,183 |
| Deposits held in domestic offices | $67,845,000 | 5,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,100,000 | 3,055 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $328,000 | 6,935 |
| Total equity capital | $7,235,000 | 5,365 |
| Total bank equity capital | $7,235,000 | 5,365 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $152,000 | 8,923 |
| Surplus | $1,113,000 | 7,630 |
| Undivided profits | $5,970,000 | 3,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $631,000 | 3,684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $589,000 | 3,536 |
| Earning assets | $70,235,000 | 5,522 |
| Long-term assets (5+ years) | $9,702,000 | 4,190 |
| Average Assets, year-to-date | $76,568,200 | 5,406 |
| Average Assets, quarterly | $76,742,500 | 5,482 |
| Volatile liabilities | $6,234,000 | 5,957 |
| Insider loans | $134,000 | 8,969 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,348,000 | 5,315 |
| Tier 1 (core) risk-based capital | $7,589,000 | 5,232 |
| Tier 2 risk-based capital | $658,850 | 4,194 |
| Total risk weighted assets | $52,391,950 | 4,741 |
| Total unused commitments | $4,348,000 | 5,322 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 47 | 4,400 |
| Assets and Liabilities | ||
| Total Assets: | $76,728,000 | 5,635 |
| Cash and due from depository institutions | $3,927,000 | 4,400 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $14,861,000 | 7,445 |
| Federal funds sold & reverse repurchase agreements | $3,305,000 | 4,067 |
| Net loans & leases | $50,663,000 | 4,753 |
| Loan loss allowance | $878,000 | 4,151 |
| Trading account assets | $2,033,000 | 219 |
| Bank premises and fixed assets | $876,000 | 6,663 |
| Other real estate owned | $151,000 | 4,400 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $912,000 | 6,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,728,000 | 5,635 |
| Total liabilities | $69,655,000 | 5,619 |
| Total deposits | $69,275,000 | 5,452 |
| Interest-bearing deposits | $62,901,000 | 5,226 |
| Deposits held in domestic offices | $69,275,000 | 5,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $380,000 | 6,526 |
| Total equity capital | $7,073,000 | 5,551 |
| Total bank equity capital | $7,073,000 | 5,551 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $152,000 | 9,366 |
| Surplus | $1,043,000 | 7,952 |
| Undivided profits | $5,878,000 | 3,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,195,000 | 2,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $273,000 | 6,548 |
| Earning assets | $70,862,000 | 5,590 |
| Long-term assets (5+ years) | $17,441,000 | 2,948 |
| Average Assets, year-to-date | $76,004,000 | 5,527 |
| Average Assets, quarterly | $77,988,500 | 5,499 |
| Volatile liabilities | $4,783,000 | 6,697 |
| Insider loans | $120,000 | 9,417 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,414,000 | 5,244 |
| Tier 1 (core) risk-based capital | $7,073,000 | 5,475 |
| Tier 2 risk-based capital | $622,930 | 4,378 |
| Total risk weighted assets | $49,579,530 | 4,937 |
| Total unused commitments | $4,414,000 | 5,266 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 49 | 4,314 |
| Assets and Liabilities | ||
| Total Assets: | $73,767,000 | 5,874 |
| Cash and due from depository institutions | $4,167,000 | 4,314 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $15,111,000 | 7,311 |
| Federal funds sold & reverse repurchase agreements | $3,805,000 | 4,183 |
| Net loans & leases | $49,200,000 | 4,871 |
| Loan loss allowance | $855,000 | 4,257 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $709,000 | 7,589 |
| Other real estate owned | $44,000 | 4,314 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $731,000 | 7,845 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,767,000 | 5,874 |
| Total liabilities | $67,150,000 | 5,871 |
| Total deposits | $66,568,000 | 5,738 |
| Interest-bearing deposits | $60,202,000 | 5,559 |
| Deposits held in domestic offices | $66,568,000 | 5,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $582,000 | 5,141 |
| Total equity capital | $6,617,000 | 5,643 |
| Total bank equity capital | $6,617,000 | 5,643 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $152,000 | 9,809 |
| Surplus | $983,000 | 8,525 |
| Undivided profits | $5,482,000 | 3,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000,000 | 3,687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $299,000 | 6,520 |
| Earning assets | $68,116,000 | 5,817 |
| Long-term assets (5+ years) | $19,236,000 | 2,688 |
| Average Assets, year-to-date | $72,700,400 | 5,809 |
| Average Assets, quarterly | $73,402,000 | 5,846 |
| Volatile liabilities | $3,787,000 | 7,651 |
| Insider loans | $168,000 | 4,384 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,945,000 | 7,385 |
| Tier 1 (core) risk-based capital | $6,617,000 | 5,582 |
| Tier 2 risk-based capital | $639,250 | 4,253 |
| Total risk weighted assets | $50,924,050 | 4,856 |
| Total unused commitments | $1,945,000 | 7,417 |
| Derivatives | $0 | 651 |