Home > Citizens Savings Bank > Net Loans and Leases
Citizens Savings Bank, Net Loans and Leases
| 2005-09-30 | Rank | |
| Net loans and leases | $212,411,000 | 1,962 |
| Loan loss allowance | $3,529,000 | 1,384 |
| Total loans and leases | $215,940,000 | 1,958 |
| Unearned income | $0 | 2,362 |
| Loans and leases, gross | $215,940,000 | 1,958 |
| All real estate loans | $184,245,000 | 1,758 |
| Real estate loans in domestic offices | $184,245,000 | 1,758 |
| Construction and development loans | $35,752,000 | 1,401 |
| Commercial RE | $44,339,000 | 2,281 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $10,798,000 | 1,019 |
| 1-4 family residential loans | $92,904,000 | 1,359 |
| Farmland loans | $452,000 | 5,066 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,014,000 | 3,695 |
| Commercial and industrial loans | $29,350,000 | 1,771 |
| To non-U.S. addressees | $0 | 168 |
| Loans to individuals | $1,304,000 | 6,894 |
| Credit card loans | $27,000 | 1,921 |
| Related Plans | $0 | 4,274 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,277,000 | 6,703 |
| All other loans & leases | $27,000 | 6,121 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,635 |
| Other loans | $27,000 | 4,643 |
| Lease financing receivables | $0 | 1,508 |
| Loans to depository institutions and acceptances of other banks | $0 | 306 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,161 |
| Loans secured by real estate to non-U.S. addressees | $0 | 122 |
| Restructured Loans & leases | $0 | 1,412 |
| Non 1-4 family restructured loans & leases | $0 | 1,412 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,422,000 | 1,851 |
| Total loans and leases | NA | NA |
| 2005-06-30 | Rank | |
| Net loans and leases | $218,242,000 | 1,847 |
| Loan loss allowance | $3,420,000 | 1,409 |
| Total loans and leases | $221,662,000 | 1,842 |
| Unearned income | $0 | 2,365 |
| Loans and leases, gross | $221,662,000 | 1,845 |
| All real estate loans | $188,430,000 | 1,672 |
| Real estate loans in domestic offices | $188,430,000 | 1,672 |
| Construction and development loans | $41,125,000 | 1,173 |
| Commercial RE | $40,849,000 | 2,381 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $10,433,000 | 1,022 |
| 1-4 family residential loans | $95,570,000 | 1,303 |
| Farmland loans | $453,000 | 5,066 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $959,000 | 3,752 |
| Commercial and industrial loans | $30,634,000 | 1,674 |
| To non-U.S. addressees | $0 | 165 |
| Loans to individuals | $1,611,000 | 6,471 |
| Credit card loans | $245,000 | 1,314 |
| Related Plans | $0 | 4,262 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,366,000 | 6,592 |
| All other loans & leases | $28,000 | 6,146 |
| Loans to foreign governments and official institutions | $0 | 51 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,651 |
| Other loans | $28,000 | 4,711 |
| Lease financing receivables | $0 | 1,513 |
| Loans to depository institutions and acceptances of other banks | $0 | 307 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | $0 | 123 |
| Restructured Loans & leases | $0 | 1,426 |
| Non 1-4 family restructured loans & leases | $0 | 1,426 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,468,000 | 1,797 |
| Total loans and leases | NA | NA |
| 2005-03-31 | Rank | |
| Net loans and leases | $225,116,000 | 1,775 |
| Loan loss allowance | $3,384,000 | 1,412 |
| Total loans and leases | $228,500,000 | 1,768 |
| Unearned income | $0 | 2,408 |
| Loans and leases, gross | $228,500,000 | 1,768 |
| All real estate loans | $199,628,000 | 1,540 |
| Real estate loans in domestic offices | $199,628,000 | 1,539 |
| Construction and development loans | $46,843,000 | 985 |
| Commercial RE | $41,331,000 | 2,339 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $11,174,000 | 971 |
| 1-4 family residential loans | $99,796,000 | 1,227 |
| Farmland loans | $484,000 | 5,034 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $814,000 | 3,846 |
| Commercial and industrial loans | $26,292,000 | 1,884 |
| To non-U.S. addressees | $0 | 171 |
| Loans to individuals | $1,734,000 | 6,363 |
| Credit card loans | $254,000 | 1,293 |
| Related Plans | $0 | 4,284 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,480,000 | 6,475 |
| All other loans & leases | $32,000 | 6,058 |
| Loans to foreign governments and official institutions | $0 | 54 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,712 |
| Other loans | $32,000 | 4,472 |
| Lease financing receivables | $0 | 1,544 |
| Loans to depository institutions and acceptances of other banks | $0 | 313 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,157 |
| Loans secured by real estate to non-U.S. addressees | $0 | 120 |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,497,000 | 1,743 |
| Total loans and leases | NA | NA |
| 2004-12-31 | Rank | |
| Net loans and leases | $231,546,000 | 1,704 |
| Loan loss allowance | $2,686,000 | 1,740 |
| Total loans and leases | $234,232,000 | 1,704 |
| Unearned income | $0 | 2,451 |
| Loans and leases, gross | $234,232,000 | 1,705 |
| All real estate loans | $201,738,000 | 1,485 |
| Real estate loans in domestic offices | $201,738,000 | 1,483 |
| Construction and development loans | $49,253,000 | 882 |
| Commercial RE | $37,817,000 | 2,474 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $10,770,000 | 983 |
| 1-4 family residential loans | $102,812,000 | 1,187 |
| Farmland loans | $1,086,000 | 4,243 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,026,000 | 1,818 |
| Commercial and industrial loans | $25,511,000 | 1,918 |
| To non-U.S. addressees | $0 | 164 |
| Loans to individuals | $1,936,000 | 6,246 |
| Credit card loans | $247,000 | 1,380 |
| Related Plans | $0 | 4,278 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,689,000 | 6,324 |
| All other loans & leases | $21,000 | 6,401 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,749 |
| Other loans | $21,000 | 4,972 |
| Lease financing receivables | $0 | 1,581 |
| Loans to depository institutions and acceptances of other banks | $0 | 332 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,165 |
| Loans secured by real estate to non-U.S. addressees | $0 | 113 |
| Restructured Loans & leases | $0 | 1,518 |
| Non 1-4 family restructured loans & leases | $0 | 1,518 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,594,000 | 1,658 |
| Total loans and leases | NA | NA |
| 2004-09-30 | Rank | |
| Net loans and leases | $234,139,000 | 1,647 |
| Loan loss allowance | $3,114,000 | 1,509 |
| Total loans and leases | $237,253,000 | 1,648 |
| Unearned income | $0 | 2,459 |
| Loans and leases, gross | $237,253,000 | 1,648 |
| All real estate loans | $201,709,000 | 1,444 |
| Real estate loans in domestic offices | $201,709,000 | 1,443 |
| Construction and development loans | $48,048,000 | 845 |
| Commercial RE | $36,716,000 | 2,489 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $11,277,000 | 929 |
| 1-4 family residential loans | $104,520,000 | 1,157 |
| Farmland loans | $1,148,000 | 4,177 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,618,000 | 1,561 |
| Commercial and industrial loans | $26,963,000 | 1,804 |
| To non-U.S. addressees | $0 | 165 |
| Loans to individuals | $1,925,000 | 6,335 |
| Credit card loans | $255,000 | 1,358 |
| Related Plans | $0 | 4,308 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,670,000 | 6,436 |
| All other loans & leases | $38,000 | 6,079 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,756 |
| Other loans | $38,000 | 4,423 |
| Lease financing receivables | $0 | 1,600 |
| Loans to depository institutions and acceptances of other banks | $0 | 341 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,174 |
| Loans secured by real estate to non-U.S. addressees | $0 | 114 |
| Restructured Loans & leases | $0 | 1,514 |
| Non 1-4 family restructured loans & leases | $0 | 1,514 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,632,000 | 1,608 |
| Total loans and leases | NA | NA |
| 2004-06-30 | Rank | |
| Net loans and leases | $239,330,000 | 1,567 |
| Loan loss allowance | $3,087,000 | 1,506 |
| Total loans and leases | $242,417,000 | 1,566 |
| Unearned income | $0 | 2,527 |
| Loans and leases, gross | $242,417,000 | 1,567 |
| All real estate loans | $209,145,000 | 1,347 |
| Real estate loans in domestic offices | $209,145,000 | 1,346 |
| Construction and development loans | $52,437,000 | 727 |
| Commercial RE | $36,459,000 | 2,448 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $10,243,000 | 981 |
| 1-4 family residential loans | $107,533,000 | 1,106 |
| Farmland loans | $2,473,000 | 3,047 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,703,000 | 1,693 |
| Commercial and industrial loans | $25,824,000 | 1,855 |
| To non-U.S. addressees | $0 | 164 |
| Loans to individuals | $1,712,000 | 6,641 |
| Credit card loans | $251,000 | 1,405 |
| Related Plans | $0 | 4,306 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,461,000 | 6,725 |
| All other loans & leases | $33,000 | 6,138 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,774 |
| Other loans | $33,000 | 4,519 |
| Lease financing receivables | $0 | 1,609 |
| Loans to depository institutions and acceptances of other banks | $0 | 338 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,159 |
| Loans secured by real estate to non-U.S. addressees | $0 | 112 |
| Restructured Loans & leases | $0 | 1,532 |
| Non 1-4 family restructured loans & leases | $0 | 1,532 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,663,000 | 1,561 |
| Total loans and leases | NA | NA |
| 2004-03-31 | Rank | |
| Net loans and leases | $261,030,000 | 1,409 |
| Loan loss allowance | $3,168,000 | 1,460 |
| Total loans and leases | $264,198,000 | 1,412 |
| Unearned income | $0 | 2,556 |
| Loans and leases, gross | $264,198,000 | 1,414 |
| All real estate loans | $226,101,000 | 1,211 |
| Real estate loans in domestic offices | $226,101,000 | 1,210 |
| Construction and development loans | $59,862,000 | 615 |
| Commercial RE | $40,445,000 | 2,214 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $10,227,000 | 970 |
| 1-4 family residential loans | $112,943,000 | 1,038 |
| Farmland loans | $2,624,000 | 2,929 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,968,000 | 1,746 |
| Commercial and industrial loans | $31,157,000 | 1,559 |
| To non-U.S. addressees | $0 | 155 |
| Loans to individuals | $1,944,000 | 6,421 |
| Credit card loans | $250,000 | 1,434 |
| Related Plans | $0 | 4,328 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,694,000 | 6,477 |
| All other loans & leases | $28,000 | 6,254 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,798 |
| Other loans | $28,000 | 4,633 |
| Lease financing receivables | $0 | 1,635 |
| Loans to depository institutions and acceptances of other banks | $0 | 376 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | $0 | 109 |
| Restructured Loans & leases | $0 | 1,559 |
| Non 1-4 family restructured loans & leases | $0 | 1,559 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,904,000 | 1,427 |
| Total loans and leases | NA | NA |
| 2003-12-31 | Rank | |
| Net loans and leases | $275,944,000 | 1,308 |
| Loan loss allowance | $3,022,000 | 1,521 |
| Total loans and leases | $278,966,000 | 1,312 |
| Unearned income | $0 | 2,623 |
| Loans and leases, gross | $278,966,000 | 1,314 |
| All real estate loans | $238,125,000 | 1,140 |
| Real estate loans in domestic offices | $238,125,000 | 1,139 |
| Construction and development loans | $64,868,000 | 556 |
| Commercial RE | $42,193,000 | 2,133 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $11,463,000 | 891 |
| 1-4 family residential loans | $116,984,000 | 996 |
| Farmland loans | $2,617,000 | 2,921 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,464,000 | 1,481 |
| Commercial and industrial loans | $32,177,000 | 1,492 |
| To non-U.S. addressees | $0 | 160 |
| Loans to individuals | $2,163,000 | 6,262 |
| Credit card loans | $259,000 | 1,571 |
| Related Plans | $0 | 4,340 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,904,000 | 6,329 |
| All other loans & leases | $37,000 | 6,156 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,816 |
| Other loans | $37,000 | 4,475 |
| Lease financing receivables | $0 | 1,660 |
| Loans to depository institutions and acceptances of other banks | $0 | 391 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,164 |
| Loans secured by real estate to non-U.S. addressees | $0 | 103 |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,022,000 | 1,358 |
| Total loans and leases | NA | NA |
| 2003-09-30 | Rank | |
| Net loans and leases | $275,374,000 | 1,303 |
| Loan loss allowance | $1,788,000 | 2,484 |
| Total loans and leases | $277,162,000 | 1,316 |
| Unearned income | $0 | 2,660 |
| Loans and leases, gross | $277,162,000 | 1,318 |
| All real estate loans | $230,641,000 | 1,148 |
| Real estate loans in domestic offices | $230,641,000 | 1,147 |
| Construction and development loans | $59,814,000 | 583 |
| Commercial RE | $35,810,000 | 2,335 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $11,084,000 | 897 |
| 1-4 family residential loans | $121,243,000 | 981 |
| Farmland loans | $2,690,000 | 2,881 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,692,000 | 1,539 |
| Commercial and industrial loans | $37,526,000 | 1,299 |
| To non-U.S. addressees | $0 | 168 |
| Loans to individuals | $2,271,000 | 6,223 |
| Credit card loans | $268,000 | 1,545 |
| Related Plans | $0 | 4,368 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,003,000 | 6,317 |
| All other loans & leases | $32,000 | 6,242 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,842 |
| Other loans | $32,000 | 4,550 |
| Lease financing receivables | $0 | 1,687 |
| Loans to depository institutions and acceptances of other banks | $0 | 402 |
| Memoranda: | ||
| Loans not secured by real estate | $1,142,000 | 468 |
| Loans secured by real estate to non-U.S. addressees | $0 | 105 |
| Restructured Loans & leases | $0 | 1,626 |
| Non 1-4 family restructured loans & leases | $0 | 1,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,788,000 | 2,199 |
| Total loans and leases | NA | NA |
| 2003-06-30 | Rank | |
| Net loans and leases | $261,164,000 | 1,350 |
| Loan loss allowance | $1,624,000 | 2,655 |
| Total loans and leases | $262,788,000 | 1,360 |
| Unearned income | $0 | 2,713 |
| Loans and leases, gross | $262,788,000 | 1,361 |
| All real estate loans | $220,946,000 | 1,186 |
| Real estate loans in domestic offices | $220,946,000 | 1,185 |
| Construction and development loans | $59,399,000 | 567 |
| Commercial RE | $34,606,000 | 2,352 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $11,985,000 | 833 |
| 1-4 family residential loans | $112,474,000 | 1,074 |
| Farmland loans | $2,482,000 | 2,992 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,054,000 | 1,656 |
| Commercial and industrial loans | $32,762,000 | 1,454 |
| To non-U.S. addressees | $0 | 161 |
| Loans to individuals | $3,006,000 | 5,527 |
| Credit card loans | $250,000 | 1,602 |
| Related Plans | $0 | 4,371 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,756,000 | 5,524 |
| All other loans & leases | $20,000 | 6,544 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,815 |
| Other loans | $20,000 | 5,072 |
| Lease financing receivables | $0 | 1,677 |
| Loans to depository institutions and acceptances of other banks | $0 | 407 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,193 |
| Loans secured by real estate to non-U.S. addressees | $0 | 104 |
| Restructured Loans & leases | $262,000 | 751 |
| Non 1-4 family restructured loans & leases | $262,000 | 751 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,624,000 | 2,368 |
| Total loans and leases | NA | NA |
| 2003-03-31 | Rank | |
| Net loans and leases | $275,414,000 | 1,262 |
| Loan loss allowance | $2,416,000 | 1,820 |
| Total loans and leases | $277,830,000 | 1,270 |
| Unearned income | $0 | 2,814 |
| Loans and leases, gross | $277,830,000 | 1,272 |
| All real estate loans | $240,870,000 | 1,064 |
| Real estate loans in domestic offices | $240,870,000 | 1,063 |
| Construction and development loans | $69,446,000 | 459 |
| Commercial RE | $37,178,000 | 2,159 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $11,216,000 | 840 |
| 1-4 family residential loans | $120,072,000 | 987 |
| Farmland loans | $2,958,000 | 2,630 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,367,000 | 1,731 |
| Commercial and industrial loans | $28,904,000 | 1,628 |
| To non-U.S. addressees | $0 | 164 |
| Loans to individuals | $2,679,000 | 5,880 |
| Credit card loans | $248,000 | 1,624 |
| Related Plans | $0 | 4,382 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,431,000 | 5,916 |
| All other loans & leases | $10,000 | 6,886 |
| Loans to foreign governments and official institutions | $0 | 64 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,826 |
| Other loans | $10,000 | 5,624 |
| Lease financing receivables | $0 | 1,696 |
| Loans to depository institutions and acceptances of other banks | $0 | 418 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,211 |
| Loans secured by real estate to non-U.S. addressees | $0 | 105 |
| Restructured Loans & leases | $279,000 | 724 |
| Non 1-4 family restructured loans & leases | $279,000 | 724 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,416,000 | 1,606 |
| Total loans and leases | NA | NA |
| 2002-12-31 | Rank | |
| Net loans and leases | $281,934,000 | 1,220 |
| Loan loss allowance | $3,729,000 | 1,193 |
| Total loans and leases | $285,663,000 | 1,221 |
| Unearned income | $0 | 2,902 |
| Loans and leases, gross | $285,663,000 | 1,221 |
| All real estate loans | $249,322,000 | 1,009 |
| Real estate loans in domestic offices | $249,322,000 | 1,008 |
| Construction and development loans | $70,393,000 | 447 |
| Commercial RE | $38,755,000 | 2,052 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $10,754,000 | 843 |
| 1-4 family residential loans | $125,618,000 | 958 |
| Farmland loans | $3,802,000 | 2,185 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,702,000 | 1,497 |
| Commercial and industrial loans | $26,736,000 | 1,740 |
| To non-U.S. addressees | $0 | 159 |
| Loans to individuals | $2,888,000 | 5,807 |
| Credit card loans | $244,000 | 1,735 |
| Related Plans | $0 | 4,382 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,644,000 | 5,814 |
| All other loans & leases | $15,000 | 6,832 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,872 |
| Other loans | $15,000 | 5,501 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | $0 | 103 |
| Restructured Loans & leases | $279,000 | 742 |
| Non 1-4 family restructured loans & leases | $279,000 | 742 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,034,000 | 1,273 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $290,746,000 | 1,142 |
| Loan loss allowance | $2,396,000 | 1,690 |
| Total loans and leases | $293,142,000 | 1,150 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $293,142,000 | 1,151 |
| All real estate loans | $262,153,000 | 911 |
| Real estate loans in domestic offices | $262,153,000 | 910 |
| Construction and development loans | $68,442,000 | 422 |
| Commercial RE | $38,200,000 | 1,851 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $14,474,000 | 630 |
| 1-4 family residential loans | $137,187,000 | 902 |
| Farmland loans | $3,850,000 | 2,051 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,650,000 | 1,498 |
| Commercial and industrial loans | $21,017,000 | 2,073 |
| To non-U.S. addressees | $0 | 169 |
| Loans to individuals | $3,312,000 | 5,701 |
| Credit card loans | $258,000 | 1,822 |
| Related Plans | $0 | 4,376 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,054,000 | 5,686 |
| All other loans & leases | $10,000 | 7,102 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,921 |
| Other loans | $10,000 | 5,878 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | $0 | 97 |
| Restructured Loans & leases | $289,000 | 688 |
| Non 1-4 family restructured loans & leases | $289,000 | 688 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,396,000 | 1,492 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $281,667,000 | 1,138 |
| Loan loss allowance | $1,801,000 | 2,086 |
| Total loans and leases | $283,468,000 | 1,148 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $283,468,000 | 1,148 |
| All real estate loans | $250,924,000 | 905 |
| Real estate loans in domestic offices | $250,924,000 | 905 |
| Construction and development loans | $26,066,000 | 850 |
| Commercial RE | $67,996,000 | 1,033 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $15,853,000 | 580 |
| 1-4 family residential loans | $138,108,000 | 917 |
| Farmland loans | $2,901,000 | 2,517 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,459,000 | 1,782 |
| Commercial and industrial loans | $15,163,000 | 2,703 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $11,922,000 | 2,346 |
| Credit card loans | $253,000 | 2,891 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,669,000 | 2,239 |
| All other loans & leases | $0 | 7,989 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $0 | 7,234 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $301,000 | 738 |
| Non 1-4 family restructured loans & leases | $301,000 | 738 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $263,638,000 | 1,175 |
| Loan loss allowance | $1,384,000 | 2,564 |
| Total loans and leases | $265,022,000 | 1,186 |
| Unearned income | $219,000 | 1,386 |
| Loans and leases, gross | $265,241,000 | 1,185 |
| All real estate loans | $236,317,000 | 926 |
| Real estate loans in domestic offices | $236,317,000 | 926 |
| Construction and development loans | $28,471,000 | 710 |
| Commercial RE | $47,636,000 | 1,325 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $17,922,000 | 511 |
| 1-4 family residential loans | $140,622,000 | 901 |
| Farmland loans | $1,666,000 | 3,523 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,335,000 | 2,190 |
| Commercial and industrial loans | $12,669,000 | 2,978 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $11,920,000 | 2,357 |
| Credit card loans | $176,000 | 3,461 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,744,000 | 2,230 |
| All other loans & leases | $0 | 8,281 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $0 | 7,504 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $314,000 | 780 |
| Non 1-4 family restructured loans & leases | $314,000 | 780 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $230,987,000 | 1,222 |
| Loan loss allowance | $1,170,000 | 2,905 |
| Total loans and leases | $232,157,000 | 1,233 |
| Unearned income | NA | NA |
| Loans and leases, gross | $232,157,000 | 1,236 |
| All real estate loans | $194,422,000 | 1,025 |
| Real estate loans in domestic offices | $194,422,000 | 1,025 |
| Construction and development loans | $15,059,000 | 1,092 |
| Commercial RE | $23,978,000 | 2,065 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $13,406,000 | 594 |
| 1-4 family residential loans | $141,979,000 | 858 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $27,206,000 | 1,437 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $10,529,000 | 2,640 |
| Credit card loans | $169,000 | 3,622 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,360,000 | 2,493 |
| All other loans & leases | $0 | 8,514 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $325,000 | 856 |
| Non 1-4 family restructured loans & leases | $325,000 | 856 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,170,000 | 303 |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $231,830,000 | 1,260 |
| Loan loss allowance | $823,000 | 3,954 |
| Total loans and leases | $232,653,000 | 1,268 |
| Unearned income | NA | NA |
| Loans and leases, gross | $232,653,000 | 1,268 |
| All real estate loans | $206,252,000 | 989 |
| Real estate loans in domestic offices | $206,252,000 | 989 |
| Construction and development loans | $12,062,000 | 1,237 |
| Commercial RE | $23,109,000 | 2,068 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $10,739,000 | 740 |
| 1-4 family residential loans | $160,342,000 | 795 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $15,765,000 | 2,296 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $10,636,000 | 2,738 |
| Credit card loans | $161,000 | 3,917 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,475,000 | 2,571 |
| All other loans & leases | $0 | 8,942 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $341,000 | 998 |
| Non 1-4 family restructured loans & leases | $341,000 | 998 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $823,000 | 400 |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $214,058,000 | 1,387 |
| Loan loss allowance | $512,000 | 5,812 |
| Total loans and leases | $214,570,000 | 1,395 |
| Unearned income | $3,662,000 | 503 |
| Loans and leases, gross | $218,232,000 | 1,389 |
| All real estate loans | $200,234,000 | 1,024 |
| Real estate loans in domestic offices | $200,234,000 | 1,024 |
| Construction and development loans | $12,488,000 | 1,215 |
| Commercial RE | $8,934,000 | 4,081 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $12,520,000 | 722 |
| 1-4 family residential loans | $166,292,000 | 810 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $8,063,000 | 3,835 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $9,935,000 | 3,020 |
| Credit card loans | $149,000 | 4,256 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,786,000 | 2,858 |
| All other loans & leases | $0 | 9,363 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $463,000 | 952 |
| Non 1-4 family restructured loans & leases | $463,000 | 952 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $495,000 | 604 |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $188,322,000 | 1,533 |
| Loan loss allowance | $413,000 | 6,832 |
| Total loans and leases | $188,735,000 | 1,551 |
| Unearned income | $3,059,000 | 642 |
| Loans and leases, gross | $191,794,000 | 1,538 |
| All real estate loans | $174,548,000 | 1,169 |
| Real estate loans in domestic offices | $174,548,000 | 1,169 |
| Construction and development loans | $12,353,000 | 1,132 |
| Commercial RE | $8,679,000 | 4,150 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $10,469,000 | 857 |
| 1-4 family residential loans | $143,047,000 | 921 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $6,865,000 | 4,190 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $10,381,000 | 2,944 |
| Credit card loans | $105,000 | 4,799 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,276,000 | 2,763 |
| All other loans & leases | $0 | 9,776 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $364,000 | 1,246 |
| Non 1-4 family restructured loans & leases | $364,000 | 1,246 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $400,000 | 698 |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $110,009,000 | 2,456 |
| Loan loss allowance | $221,000 | 9,508 |
| Total loans and leases | $110,230,000 | 2,487 |
| Unearned income | $1,730,000 | 1,103 |
| Loans and leases, gross | $111,960,000 | 2,462 |
| All real estate loans | $102,260,000 | 1,876 |
| Real estate loans in domestic offices | $102,260,000 | 1,874 |
| Construction and development loans | $6,203,000 | 1,871 |
| Commercial RE | $4,776,000 | 5,760 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,078,000 | 1,585 |
| 1-4 family residential loans | $87,203,000 | 1,417 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $3,786,000 | 5,935 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,914,000 | 4,583 |
| Credit card loans | $95,000 | 4,975 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,819,000 | 4,384 |
| All other loans & leases | $0 | 10,273 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $200,000 | 1,030 |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $91,597,000 | 2,803 |
| Loan loss allowance | $270,000 | 9,070 |
| Total loans and leases | $91,867,000 | 2,827 |
| Unearned income | $1,849,000 | 1,137 |
| Loans and leases, gross | $93,716,000 | 2,803 |
| All real estate loans | $86,164,000 | 2,170 |
| Real estate loans in domestic offices | $86,164,000 | 2,169 |
| Construction and development loans | $5,261,000 | 1,990 |
| Commercial RE | $5,671,000 | 5,357 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,795,000 | 1,490 |
| 1-4 family residential loans | $70,437,000 | 1,693 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $2,920,000 | 6,823 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,632,000 | 5,464 |
| Credit card loans | $85,000 | 5,173 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,547,000 | 5,252 |
| All other loans & leases | $0 | 10,736 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $200,000 | 1,127 |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $100,261,000 | 2,677 |
| Loan loss allowance | $317,000 | 8,559 |
| Total loans and leases | $100,578,000 | 2,709 |
| Unearned income | $1,828,000 | 1,306 |
| Loans and leases, gross | $102,406,000 | 2,674 |
| All real estate loans | $93,843,000 | 2,045 |
| Real estate loans in domestic offices | $93,843,000 | 2,045 |
| Construction and development loans | $3,788,000 | 2,456 |
| Commercial RE | $6,945,000 | 4,738 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,633,000 | 1,373 |
| 1-4 family residential loans | $77,477,000 | 1,598 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $3,279,000 | 6,581 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,284,000 | 5,134 |
| Credit card loans | $77,000 | 5,365 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,207,000 | 4,933 |
| All other loans & leases | $0 | 11,131 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $157,000 | 1,328 |
| Total loans and leases | NA | NA |