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Citizens Savings Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$5,067,000	3,659
Total interest expense	$2,745,000	2,735
Net interest income	$2,322,000	4,094
Provision for loan and lease losses	$72,000	2,631
Total noninterest income	$123,000	4,213
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$51,000	3,802
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,000	4,124
Total noninterest expense	$1,964,000	4,061
Salaries and employee benefits	$1,262,000	3,944
Premises and equipment expense	$120,000	4,255
Additional noninterest expense	$72,000	4,124
Pre-tax net operating income	$409,000	4,022
Securities gains (losses)	$-9,000	3,351
Applicable income taxes	$6,000	3,315
Income before extraordinary items	$394,000	3,973
Extraordinary gains, net	$0	54
Net income	$394,000	4,013
Minority interest net income	$0	88
Net income of bank and minority interests.	$394,000	3,975
Net charge-offs	$-2,000	3,575
Cash dividends	$45,000	3,407
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$402,820	3,987
2023-09-30 (YTD Data)		Rank
Total interest income	$3,763,000	3,661
Total interest expense	$1,985,000	2,651
Net interest income	$1,778,000	4,100
Provision for loan and lease losses	$54,000	2,461
Total noninterest income	$89,000	4,239
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$39,000	3,818
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	4,151
Total noninterest expense	$1,410,000	4,093
Salaries and employee benefits	$957,000	3,923
Premises and equipment expense	$65,000	4,378
Additional noninterest expense	$50,000	4,147
Pre-tax net operating income	$403,000	4,010
Securities gains (losses)	$-9,000	3,466
Applicable income taxes	$-109,000	4,504
Income before extraordinary items	$503,000	3,819
Extraordinary gains, net	$0	52
Net income	$503,000	3,854
Minority interest net income	$0	81
Net income of bank and minority interests.	$503,000	3,819
Net charge-offs	$-1,000	3,402
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$512,000	3,838
2023-06-30 (YTD Data)		Rank
Total interest income	$2,488,000	3,661
Total interest expense	$1,251,000	2,571
Net interest income	$1,237,000	4,108
Provision for loan and lease losses	$36,000	2,385
Total noninterest income	$61,000	4,242
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$27,000	3,811
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	4,178
Total noninterest expense	$929,000	4,115
Salaries and employee benefits	$641,000	3,934
Premises and equipment expense	$43,000	4,400
Additional noninterest expense	$34,000	4,152
Pre-tax net operating income	$333,000	3,952
Securities gains (losses)	$-9,000	3,781
Applicable income taxes	$-58,000	4,537
Income before extraordinary items	$382,000	3,796
Extraordinary gains, net	$0	51
Net income	$382,000	3,833
Minority interest net income	$0	81
Net income of bank and minority interests.	$382,000	3,795
Net charge-offs	$-1,000	3,356
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$391,000	3,799
2023-03-31 (YTD Data)		Rank
Total interest income	$1,228,000	3,688
Total interest expense	$583,000	2,456
Net interest income	$645,000	4,094
Provision for loan and lease losses	$18,000	2,162
Total noninterest income	$29,000	4,293
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$13,000	3,844
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	4,219
Total noninterest expense	$461,000	4,173
Salaries and employee benefits	$325,000	3,971
Premises and equipment expense	$25,000	4,412
Additional noninterest expense	$16,000	4,219
Pre-tax net operating income	$195,000	3,923
Securities gains (losses)	$0	950
Applicable income taxes	$-21,000	4,519
Income before extraordinary items	$216,000	3,757
Extraordinary gains, net	$0	4
Net income	$216,000	3,756
Minority interest net income	$0	48
Net income of bank and minority interests.	$216,000	3,757
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$216,000	3,784
2022-12-31 (YTD Data)		Rank
Total interest income	$4,600,000	3,573
Total interest expense	$1,054,000	2,353
Net interest income	$3,546,000	3,742
Provision for loan and lease losses	$72,000	2,387
Total noninterest income	$124,000	4,343
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$54,000	3,883
Trading account gains and fees	NA	NA
Additional Noninterest Income	$70,000	4,271
Total noninterest expense	$2,046,000	4,094
Salaries and employee benefits	$1,342,000	3,932
Premises and equipment expense	$116,000	4,379
Additional noninterest expense	$70,000	4,271
Pre-tax net operating income	$1,552,000	3,398
Securities gains (losses)	$0	691
Applicable income taxes	$118,000	2,929
Income before extraordinary items	$1,434,000	3,303
Extraordinary gains, net	$0	5
Net income	$1,434,000	3,299
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,434,000	3,302
Net charge-offs	$-2,000	3,341
Cash dividends	$127,000	3,285
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,434,000	3,333
2022-09-30 (YTD Data)		Rank
Total interest income	$3,418,000	3,554
Total interest expense	$667,000	2,270
Net interest income	$2,751,000	3,692
Provision for loan and lease losses	$54,000	2,208
Total noninterest income	$92,000	4,378
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$42,000	3,890
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	4,321
Total noninterest expense	$1,394,000	4,184
Salaries and employee benefits	$935,000	4,004
Premises and equipment expense	$68,000	4,512
Additional noninterest expense	$50,000	4,321
Pre-tax net operating income	$1,395,000	3,192
Securities gains (losses)	$0	740
Applicable income taxes	$90,000	2,930
Income before extraordinary items	$1,305,000	3,083
Extraordinary gains, net	$0	4
Net income	$1,305,000	3,081
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,305,000	3,082
Net charge-offs	$-1,000	3,079
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,305,000	3,111
2022-06-30 (YTD Data)		Rank
Total interest income	$2,235,000	3,561
Total interest expense	$403,000	2,253
Net interest income	$1,832,000	3,703
Provision for loan and lease losses	$36,000	2,038
Total noninterest income	$58,000	4,399
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$26,000	3,973
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,000	4,358
Total noninterest expense	$904,000	4,214
Salaries and employee benefits	$618,000	4,031
Premises and equipment expense	$40,000	4,570
Additional noninterest expense	$246,000	4,350
Pre-tax net operating income	$950,000	3,070
Securities gains (losses)	$0	687
Applicable income taxes	$68,000	2,779
Income before extraordinary items	$882,000	2,961
Extraordinary gains, net	$0	4
Net income	$882,000	2,960
Minority interest net income	$0	60
Net income of bank and minority interests.	$882,000	2,961
Net charge-offs	$-1,000	2,999
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$882,000	2,999
2022-03-31 (YTD Data)		Rank
Total interest income	$1,099,000	3,546
Total interest expense	$201,000	2,205
Net interest income	$898,000	3,695
Provision for loan and lease losses	$18,000	1,809
Total noninterest income	$29,000	4,409
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$13,000	3,977
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	4,347
Total noninterest expense	$450,000	4,234
Salaries and employee benefits	$313,000	4,032
Premises and equipment expense	$24,000	4,519
Additional noninterest expense	$113,000	4,411
Pre-tax net operating income	$459,000	3,015
Securities gains (losses)	$0	623
Applicable income taxes	$34,000	2,702
Income before extraordinary items	$425,000	2,920
Extraordinary gains, net	$0	4
Net income	$425,000	2,918
Minority interest net income	$0	50
Net income of bank and minority interests.	$425,000	2,920
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$425,000	2,947
2021-12-31 (YTD Data)		Rank
Total interest income	$4,906,000	3,513
Total interest expense	$820,000	2,492
Net interest income	$4,086,000	3,630
Provision for loan and lease losses	$72,000	2,373
Total noninterest income	$121,000	4,495
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$43,000	4,109
Trading account gains and fees	NA	NA
Additional Noninterest Income	$78,000	4,423
Total noninterest expense	$2,066,000	4,140
Salaries and employee benefits	$1,350,000	3,993
Premises and equipment expense	$186,000	4,194
Additional noninterest expense	$530,000	4,342
Pre-tax net operating income	$2,069,000	3,105
Securities gains (losses)	$6,000	1,813
Applicable income taxes	$295,000	2,481
Income before extraordinary items	$1,780,000	3,167
Extraordinary gains, net	$0	10
Net income	$1,780,000	3,167
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,780,000	3,167
Net charge-offs	$-2,000	3,330
Cash dividends	$127,000	3,402
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,774,840	3,149
2021-09-30 (YTD Data)		Rank
Total interest income	$3,777,000	3,547
Total interest expense	$619,000	2,563
Net interest income	$3,158,000	3,656
Provision for loan and lease losses	$54,000	2,315
Total noninterest income	$80,000	4,602
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$30,000	4,194
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	4,530
Total noninterest expense	$1,389,000	4,284
Salaries and employee benefits	$938,000	4,110
Premises and equipment expense	$107,000	4,417
Additional noninterest expense	$344,000	4,494
Pre-tax net operating income	$1,795,000	3,058
Securities gains (losses)	$6,000	1,729
Applicable income taxes	$272,000	2,377
Income before extraordinary items	$1,529,000	3,105
Extraordinary gains, net	$0	8
Net income	$1,529,000	3,105
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,529,000	3,105
Net charge-offs	$-1,000	3,099
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,523,900	3,095
2021-06-30 (YTD Data)		Rank
Total interest income	$2,387,000	3,642
Total interest expense	$414,000	2,624
Net interest income	$1,973,000	3,753
Provision for loan and lease losses	$36,000	2,303
Total noninterest income	$49,000	4,648
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$17,000	4,283
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,000	4,574
Total noninterest expense	$890,000	4,352
Salaries and employee benefits	$624,000	4,129
Premises and equipment expense	$44,000	4,702
Additional noninterest expense	$222,000	4,543
Pre-tax net operating income	$1,096,000	3,148
Securities gains (losses)	$0	1,818
Applicable income taxes	$166,000	2,428
Income before extraordinary items	$930,000	3,217
Extraordinary gains, net	$0	6
Net income	$930,000	3,215
Minority interest net income	$0	67
Net income of bank and minority interests.	$930,000	3,217
Net charge-offs	$-1,000	3,056
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$930,000	3,190
2021-03-31 (YTD Data)		Rank
Total interest income	$1,126,000	3,709
Total interest expense	$213,000	2,658
Net interest income	$913,000	3,840
Provision for loan and lease losses	$18,000	2,296
Total noninterest income	$23,000	4,666
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$7,000	4,369
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	4,561
Total noninterest expense	$432,000	4,395
Salaries and employee benefits	$312,000	4,155
Premises and equipment expense	$21,000	4,736
Additional noninterest expense	$99,000	4,611
Pre-tax net operating income	$486,000	3,272
Securities gains (losses)	$0	1,392
Applicable income taxes	$70,000	2,504
Income before extraordinary items	$416,000	3,338
Extraordinary gains, net	$0	3
Net income	$416,000	3,339
Minority interest net income	$0	55
Net income of bank and minority interests.	$416,000	3,338
Net charge-offs	$-1,000	3,038
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$416,000	3,308
2020-12-31 (YTD Data)		Rank
Total interest income	$4,743,000	3,659
Total interest expense	$1,103,000	2,788
Net interest income	$3,640,000	3,797
Provision for loan and lease losses	$72,000	3,738
Total noninterest income	$122,000	4,573
Gross Fiduciary activities income	$1,000	991
Service charges on deposit accounts	$44,000	4,259
Trading account gains and fees	NA	NA
Additional Noninterest Income	$77,000	4,484
Total noninterest expense	$2,005,000	4,267
Salaries and employee benefits	$1,354,000	4,089
Premises and equipment expense	$197,000	4,257
Additional noninterest expense	$454,000	4,542
Pre-tax net operating income	$1,685,000	3,145
Securities gains (losses)	$0	2,675
Applicable income taxes	$256,000	2,415
Income before extraordinary items	$1,429,000	3,242
Extraordinary gains, net	$0	4
Net income	$1,429,000	3,241
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,429,000	3,242
Net charge-offs	$0	3,443
Cash dividends	$120,000	3,558
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,429,000	3,180
2020-09-30 (YTD Data)		Rank
Total interest income	$3,580,000	3,689
Total interest expense	$869,000	2,806
Net interest income	$2,711,000	3,825
Provision for loan and lease losses	$54,000	3,669
Total noninterest income	$89,000	4,594
Gross Fiduciary activities income	$1,000	952
Service charges on deposit accounts	$35,000	4,248
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	4,512
Total noninterest expense	$1,352,000	4,383
Salaries and employee benefits	$998,000	4,107
Premises and equipment expense	$94,000	4,607
Additional noninterest expense	$260,000	4,720
Pre-tax net operating income	$1,394,000	3,046
Securities gains (losses)	$0	2,494
Applicable income taxes	$228,000	2,297
Income before extraordinary items	$1,166,000	3,158
Extraordinary gains, net	$0	4
Net income	$1,166,000	3,157
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,166,000	3,158
Net charge-offs	$0	3,243
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,166,000	3,101
2020-06-30 (YTD Data)		Rank
Total interest income	$2,384,000	3,729
Total interest expense	$602,000	2,872
Net interest income	$1,782,000	3,868
Provision for loan and lease losses	$36,000	3,612
Total noninterest income	$57,000	4,626
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$24,000	4,248
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	4,536
Total noninterest expense	$883,000	4,416
Salaries and employee benefits	$672,000	4,121
Premises and equipment expense	$53,000	4,705
Additional noninterest expense	$158,000	4,787
Pre-tax net operating income	$920,000	3,042
Securities gains (losses)	$0	2,249
Applicable income taxes	$153,000	2,261
Income before extraordinary items	$767,000	3,157
Extraordinary gains, net	$0	4
Net income	$767,000	3,156
Minority interest net income	$0	65
Net income of bank and minority interests.	$767,000	3,157
Net charge-offs	$0	3,033
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$767,000	3,108
2020-03-31 (YTD Data)		Rank
Total interest income	$1,185,000	3,766
Total interest expense	$311,000	2,955
Net interest income	$874,000	3,911
Provision for loan and lease losses	$18,000	3,160
Total noninterest income	$32,000	4,612
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$16,000	4,195
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	4,548
Total noninterest expense	$419,000	4,525
Salaries and employee benefits	$338,000	4,151
Premises and equipment expense	$20,000	4,864
Additional noninterest expense	$61,000	4,941
Pre-tax net operating income	$469,000	2,864
Securities gains (losses)	$0	1,705
Applicable income taxes	$82,000	2,095
Income before extraordinary items	$387,000	2,975
Extraordinary gains, net	$0	4
Net income	$387,000	2,976
Minority interest net income	$0	56
Net income of bank and minority interests.	$387,000	2,976
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$387,000	2,954
2019-12-31 (YTD Data)		Rank
Total interest income	$5,113,000	3,700
Total interest expense	$1,414,000	2,816
Net interest income	$3,699,000	3,902
Provision for loan and lease losses	$72,000	3,154
Total noninterest income	$139,000	4,654
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$63,000	4,330
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	4,546
Total noninterest expense	$2,024,000	4,391
Salaries and employee benefits	$1,348,000	4,193
Premises and equipment expense	$178,000	4,490
Additional noninterest expense	$498,000	4,635
Pre-tax net operating income	$1,742,000	3,205
Securities gains (losses)	$50,000	1,240
Applicable income taxes	$293,000	2,373
Income before extraordinary items	$1,499,000	3,281
Extraordinary gains, net	$0	11
Net income	$1,499,000	3,282
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,499,000	3,282
Net charge-offs	$-3,000	4,276
Cash dividends	$105,000	3,726
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,457,000	3,280
2019-09-30 (YTD Data)		Rank
Total interest income	$3,872,000	3,726
Total interest expense	$1,085,000	2,807
Net interest income	$2,787,000	3,949
Provision for loan and lease losses	$54,000	3,052
Total noninterest income	$109,000	4,697
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$47,000	4,399
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	4,558
Total noninterest expense	$1,324,000	4,567
Salaries and employee benefits	$975,000	4,263
Premises and equipment expense	$69,000	4,956
Additional noninterest expense	$280,000	4,882
Pre-tax net operating income	$1,518,000	3,084
Securities gains (losses)	$51,000	1,063
Applicable income taxes	$275,000	2,299
Income before extraordinary items	$1,294,000	3,155
Extraordinary gains, net	$0	11
Net income	$1,294,000	3,154
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,294,000	3,155
Net charge-offs	$-3,000	4,153
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,252,180	3,173
2019-06-30 (YTD Data)		Rank
Total interest income	$2,578,000	3,738
Total interest expense	$731,000	2,788
Net interest income	$1,847,000	3,987
Provision for loan and lease losses	$36,000	2,972
Total noninterest income	$74,000	4,723
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$31,000	4,429
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	4,581
Total noninterest expense	$888,000	4,599
Salaries and employee benefits	$655,000	4,291
Premises and equipment expense	$44,000	5,016
Additional noninterest expense	$189,000	4,917
Pre-tax net operating income	$997,000	3,106
Securities gains (losses)	$51,000	743
Applicable income taxes	$181,000	2,274
Income before extraordinary items	$867,000	3,139
Extraordinary gains, net	$0	11
Net income	$867,000	3,137
Minority interest net income	$0	69
Net income of bank and minority interests.	$867,000	3,137
Net charge-offs	$-2,000	4,040
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$824,670	3,177
2019-03-31 (YTD Data)		Rank
Total interest income	$1,276,000	3,782
Total interest expense	$353,000	2,805
Net interest income	$923,000	4,012
Provision for loan and lease losses	$18,000	2,814
Total noninterest income	$37,000	4,749
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$16,000	4,429
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	4,603
Total noninterest expense	$432,000	4,671
Salaries and employee benefits	$336,000	4,303
Premises and equipment expense	$23,000	5,037
Additional noninterest expense	$73,000	5,094
Pre-tax net operating income	$510,000	3,048
Securities gains (losses)	$31,000	490
Applicable income taxes	$94,000	2,204
Income before extraordinary items	$447,000	3,053
Extraordinary gains, net	$0	5
Net income	$447,000	3,051
Minority interest net income	$0	52
Net income of bank and minority interests.	$447,000	3,052
Net charge-offs	$-1,000	3,818
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$421,270	3,137
2018-12-31 (YTD Data)		Rank
Total interest income	$4,868,000	3,792
Total interest expense	$1,249,000	2,613
Net interest income	$3,619,000	4,048
Provision for loan and lease losses	$60,000	3,354
Total noninterest income	$162,000	4,783
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$66,000	4,529
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	4,603
Total noninterest expense	$1,906,000	4,602
Salaries and employee benefits	$1,295,000	4,370
Premises and equipment expense	$125,000	4,921
Additional noninterest expense	$486,000	4,833
Pre-tax net operating income	$1,815,000	3,273
Securities gains (losses)	$0	1,125
Applicable income taxes	$303,000	2,391
Income before extraordinary items	$1,512,000	3,359
Extraordinary gains, net	$0	6
Net income	$1,512,000	3,357
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,512,000	3,358
Net charge-offs	$0	3,782
Cash dividends	$105,000	3,799
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,512,000	3,359
2018-09-30 (YTD Data)		Rank
Total interest income	$3,622,000	3,829
Total interest expense	$915,000	2,566
Net interest income	$2,707,000	4,102
Provision for loan and lease losses	$45,000	3,238
Total noninterest income	$118,000	4,857
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$49,000	4,585
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	4,690
Total noninterest expense	$1,270,000	4,748
Salaries and employee benefits	$923,000	4,461
Premises and equipment expense	$64,000	5,160
Additional noninterest expense	$283,000	5,051
Pre-tax net operating income	$1,510,000	3,181
Securities gains (losses)	$0	1,118
Applicable income taxes	$242,000	2,396
Income before extraordinary items	$1,268,000	3,241
Extraordinary gains, net	$0	5
Net income	$1,268,000	3,240
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,268,000	3,240
Net charge-offs	$1,000	3,412
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,268,000	3,240
2018-06-30 (YTD Data)		Rank
Total interest income	$2,404,000	3,841
Total interest expense	$583,000	2,570
Net interest income	$1,821,000	4,106
Provision for loan and lease losses	$30,000	3,103
Total noninterest income	$80,000	4,893
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$34,000	4,591
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	4,729
Total noninterest expense	$829,000	4,823
Salaries and employee benefits	$607,000	4,528
Premises and equipment expense	$40,000	5,251
Additional noninterest expense	$182,000	5,134
Pre-tax net operating income	$1,042,000	3,098
Securities gains (losses)	$0	961
Applicable income taxes	$166,000	2,356
Income before extraordinary items	$876,000	3,162
Extraordinary gains, net	$0	6
Net income	$876,000	3,160
Minority interest net income	$0	65
Net income of bank and minority interests.	$876,000	3,161
Net charge-offs	$-2,000	4,025
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$876,000	3,151
2018-03-31 (YTD Data)		Rank
Total interest income	$1,173,000	3,890
Total interest expense	$261,000	2,671
Net interest income	$912,000	4,123
Provision for loan and lease losses	$15,000	2,913
Total noninterest income	$39,000	4,951
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$17,000	4,619
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	4,786
Total noninterest expense	$400,000	4,916
Salaries and employee benefits	$303,000	4,577
Premises and equipment expense	$22,000	5,253
Additional noninterest expense	$75,000	5,304
Pre-tax net operating income	$536,000	3,004
Securities gains (losses)	$0	735
Applicable income taxes	$87,000	2,275
Income before extraordinary items	$449,000	3,069
Extraordinary gains, net	$0	7
Net income	$449,000	3,070
Minority interest net income	$0	52
Net income of bank and minority interests.	$449,000	3,070
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$449,000	3,066
2017-12-31 (YTD Data)		Rank
Total interest income	$4,448,000	3,964
Total interest expense	$924,000	2,690
Net interest income	$3,524,000	4,165
Provision for loan and lease losses	$60,000	3,409
Total noninterest income	$179,000	4,935
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$69,000	4,725
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	4,718
Total noninterest expense	$1,846,000	4,823
Salaries and employee benefits	$1,214,000	4,614
Premises and equipment expense	$120,000	5,180
Additional noninterest expense	$512,000	4,990
Pre-tax net operating income	$1,797,000	3,270
Securities gains (losses)	$1,000	2,108
Applicable income taxes	$356,000	2,657
Income before extraordinary items	$1,442,000	3,193
Extraordinary gains, net	$0	9
Net income	$1,442,000	3,191
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,442,000	3,193
Net charge-offs	$0	4,128
Cash dividends	$98,000	3,930
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,441,200	3,170
2017-09-30 (YTD Data)		Rank
Total interest income	$3,303,000	4,006
Total interest expense	$679,000	2,696
Net interest income	$2,624,000	4,211
Provision for loan and lease losses	$45,000	3,301
Total noninterest income	$120,000	5,065
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$51,000	4,787
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	4,885
Total noninterest expense	$1,243,000	4,968
Salaries and employee benefits	$874,000	4,689
Premises and equipment expense	$65,000	5,407
Additional noninterest expense	$304,000	5,210
Pre-tax net operating income	$1,456,000	3,235
Securities gains (losses)	$1,000	2,145
Applicable income taxes	$328,000	2,409
Income before extraordinary items	$1,129,000	3,310
Extraordinary gains, net	$0	9
Net income	$1,129,000	3,309
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,129,000	3,310
Net charge-offs	$1,000	3,697
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,128,230	3,294
2017-06-30 (YTD Data)		Rank
Total interest income	$2,176,000	4,025
Total interest expense	$436,000	2,712
Net interest income	$1,740,000	4,237
Provision for loan and lease losses	$30,000	3,129
Total noninterest income	$81,000	5,090
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$35,000	4,772
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	4,919
Total noninterest expense	$817,000	5,020
Salaries and employee benefits	$584,000	4,719
Premises and equipment expense	$39,000	5,494
Additional noninterest expense	$194,000	5,282
Pre-tax net operating income	$974,000	3,168
Securities gains (losses)	$1,000	1,756
Applicable income taxes	$219,000	2,399
Income before extraordinary items	$756,000	3,258
Extraordinary gains, net	$0	11
Net income	$756,000	3,257
Minority interest net income	$0	71
Net income of bank and minority interests.	$756,000	3,258
Net charge-offs	$-2,000	4,300
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$755,220	3,244
2017-03-31 (YTD Data)		Rank
Total interest income	$1,076,000	4,064
Total interest expense	$204,000	2,814
Net interest income	$872,000	4,245
Provision for loan and lease losses	$15,000	2,918
Total noninterest income	$41,000	5,124
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$19,000	4,687
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	4,979
Total noninterest expense	$398,000	5,114
Salaries and employee benefits	$286,000	4,788
Premises and equipment expense	$23,000	5,461
Additional noninterest expense	$89,000	5,418
Pre-tax net operating income	$500,000	3,084
Securities gains (losses)	$0	1,153
Applicable income taxes	$114,000	2,340
Income before extraordinary items	$386,000	3,198
Extraordinary gains, net	$0	8
Net income	$386,000	3,196
Minority interest net income	$0	55
Net income of bank and minority interests.	$386,000	3,198
Net charge-offs	$-1,000	3,990
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$386,000	3,176
2016-12-31 (YTD Data)		Rank
Total interest income	$4,327,000	4,071
Total interest expense	$803,000	2,814
Net interest income	$3,524,000	4,229
Provision for loan and lease losses	$36,000	3,812
Total noninterest income	$188,000	5,094
Gross Fiduciary activities income	$1,000	1,131
Service charges on deposit accounts	$80,000	4,772
Trading account gains and fees	$0	170
Additional Noninterest Income	$107,000	4,921
Total noninterest expense	$1,784,000	5,033
Salaries and employee benefits	$1,194,000	4,765
Premises and equipment expense	$108,000	5,445
Additional noninterest expense	$482,000	5,240
Pre-tax net operating income	$1,892,000	3,154
Securities gains (losses)	$96,000	1,378
Applicable income taxes	$396,000	2,460
Income before extraordinary items	$1,592,000	3,174
Extraordinary gains, net	$0	5
Net income	$1,592,000	3,173
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,592,000	3,173
Net charge-offs	$-1,000	4,661
Cash dividends	$98,000	3,997
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,515,200	3,224
2016-09-30 (YTD Data)		Rank
Total interest income	$3,247,000	4,097
Total interest expense	$601,000	2,814
Net interest income	$2,646,000	4,252
Provision for loan and lease losses	$21,000	3,817
Total noninterest income	$130,000	5,221
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$60,000	4,816
Trading account gains and fees	$0	169
Additional Noninterest Income	$70,000	5,059
Total noninterest expense	$1,177,000	5,219
Salaries and employee benefits	$820,000	4,897
Premises and equipment expense	$54,000	5,707
Additional noninterest expense	$303,000	5,438
Pre-tax net operating income	$1,578,000	3,024
Securities gains (losses)	$91,000	1,328
Applicable income taxes	$392,000	2,259
Income before extraordinary items	$1,277,000	3,087
Extraordinary gains, net	$0	5
Net income	$1,277,000	3,087
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,277,000	3,087
Net charge-offs	$-6,000	4,786
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,206,930	3,134
2016-06-30 (YTD Data)		Rank
Total interest income	$2,169,000	4,118
Total interest expense	$398,000	2,836
Net interest income	$1,771,000	4,273
Provision for loan and lease losses	$12,000	3,711
Total noninterest income	$83,000	5,295
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$38,000	4,894
Trading account gains and fees	$0	157
Additional Noninterest Income	$45,000	5,122
Total noninterest expense	$764,000	5,315
Salaries and employee benefits	$539,000	4,979
Premises and equipment expense	$33,000	5,806
Additional noninterest expense	$192,000	5,555
Pre-tax net operating income	$1,078,000	2,948
Securities gains (losses)	$50,000	1,421
Applicable income taxes	$267,000	2,233
Income before extraordinary items	$861,000	3,047
Extraordinary gains, net	$0	16
Net income	$861,000	3,045
Minority interest net income	$0	71
Net income of bank and minority interests.	$861,000	3,046
Net charge-offs	$-5,000	4,738
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$823,000	3,072
2016-03-31 (YTD Data)		Rank
Total interest income	$1,052,000	4,197
Total interest expense	$196,000	2,877
Net interest income	$856,000	4,378
Provision for loan and lease losses	$6,000	3,407
Total noninterest income	$41,000	5,306
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$19,000	4,895
Trading account gains and fees	$0	142
Additional Noninterest Income	$22,000	5,163
Total noninterest expense	$372,000	5,385
Salaries and employee benefits	$268,000	5,031
Premises and equipment expense	$18,000	5,825
Additional noninterest expense	$86,000	5,686
Pre-tax net operating income	$519,000	2,974
Securities gains (losses)	$5,000	1,720
Applicable income taxes	$117,000	2,312
Income before extraordinary items	$407,000	3,101
Extraordinary gains, net	$0	12
Net income	$407,000	3,099
Minority interest net income	$0	62
Net income of bank and minority interests.	$407,000	3,100
Net charge-offs	$-3,000	4,617
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$403,100	3,064
2015-12-31 (YTD Data)		Rank
Total interest income	$4,181,000	4,222
Total interest expense	$801,000	2,827
Net interest income	$3,380,000	4,407
Provision for loan and lease losses	$24,000	3,983
Total noninterest income	$204,000	5,202
Gross Fiduciary activities income	$1,000	1,155
Service charges on deposit accounts	$76,000	5,012
Trading account gains and fees	$0	159
Additional Noninterest Income	$127,000	4,908
Total noninterest expense	$1,733,000	5,250
Salaries and employee benefits	$1,124,000	4,983
Premises and equipment expense	$134,000	5,516
Additional noninterest expense	$475,000	5,445
Pre-tax net operating income	$1,827,000	3,175
Securities gains (losses)	$-30,000	5,975
Applicable income taxes	$297,000	2,675
Income before extraordinary items	$1,500,000	3,228
Extraordinary gains, net	$0	23
Net income	$1,500,000	3,229
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,500,000	3,230
Net charge-offs	$11,000	3,977
Cash dividends	$90,000	4,028
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,524,900	3,150
2015-09-30 (YTD Data)		Rank
Total interest income	$3,131,000	4,269
Total interest expense	$601,000	2,861
Net interest income	$2,530,000	4,458
Provision for loan and lease losses	$18,000	3,850
Total noninterest income	$127,000	5,399
Gross Fiduciary activities income	$1,000	1,117
Service charges on deposit accounts	$57,000	5,071
Trading account gains and fees	$0	153
Additional Noninterest Income	$69,000	5,188
Total noninterest expense	$1,146,000	5,463
Salaries and employee benefits	$794,000	5,102
Premises and equipment expense	$52,000	5,989
Additional noninterest expense	$300,000	5,691
Pre-tax net operating income	$1,493,000	3,085
Securities gains (losses)	$12,000	2,263
Applicable income taxes	$300,000	2,482
Income before extraordinary items	$1,205,000	3,170
Extraordinary gains, net	$0	21
Net income	$1,205,000	3,169
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,205,000	3,170
Net charge-offs	$-9,000	5,138
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,195,400	3,135
2015-06-30 (YTD Data)		Rank
Total interest income	$2,081,000	4,301
Total interest expense	$404,000	2,855
Net interest income	$1,677,000	4,501
Provision for loan and lease losses	$12,000	3,698
Total noninterest income	$81,000	5,475
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$34,000	5,212
Trading account gains and fees	$0	157
Additional Noninterest Income	$47,000	5,225
Total noninterest expense	$765,000	5,511
Salaries and employee benefits	$533,000	5,133
Premises and equipment expense	$32,000	6,079
Additional noninterest expense	$200,000	5,740
Pre-tax net operating income	$981,000	3,098
Securities gains (losses)	$12,000	1,941
Applicable income taxes	$195,000	2,510
Income before extraordinary items	$798,000	3,169
Extraordinary gains, net	$0	22
Net income	$798,000	3,169
Minority interest net income	$0	75
Net income of bank and minority interests.	$798,000	3,170
Net charge-offs	$-7,000	5,146
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$788,400	3,126
2015-03-31 (YTD Data)		Rank
Total interest income	$1,013,000	4,378
Total interest expense	$202,000	2,873
Net interest income	$811,000	4,583
Provision for loan and lease losses	$6,000	3,402
Total noninterest income	$41,000	5,496
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$17,000	5,220
Trading account gains and fees	$0	152
Additional Noninterest Income	$24,000	5,250
Total noninterest expense	$379,000	5,574
Salaries and employee benefits	$265,000	5,191
Premises and equipment expense	$19,000	6,069
Additional noninterest expense	$95,000	5,846
Pre-tax net operating income	$467,000	3,132
Securities gains (losses)	$12,000	1,416
Applicable income taxes	$90,000	2,540
Income before extraordinary items	$389,000	3,174
Extraordinary gains, net	$0	13
Net income	$389,000	3,177
Minority interest net income	$0	64
Net income of bank and minority interests.	$389,000	3,177
Net charge-offs	$-7,000	5,272
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$379,280	3,154
2014-12-31 (YTD Data)		Rank
Total interest income	$3,948,000	4,501
Total interest expense	$862,000	2,888
Net interest income	$3,086,000	4,745
Provision for loan and lease losses	$24,000	4,186
Total noninterest income	$216,000	5,351
Gross Fiduciary activities income	$1,000	1,202
Service charges on deposit accounts	$90,000	5,132
Trading account gains and fees	$0	180
Additional Noninterest Income	$125,000	5,040
Total noninterest expense	$1,744,000	5,460
Salaries and employee benefits	$1,022,000	5,305
Premises and equipment expense	$257,000	4,937
Additional noninterest expense	$465,000	5,736
Pre-tax net operating income	$1,534,000	3,445
Securities gains (losses)	$22,000	2,277
Applicable income taxes	$236,000	2,828
Income before extraordinary items	$1,320,000	3,453
Extraordinary gains, net	$0	17
Net income	$1,320,000	3,455
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,320,000	3,455
Net charge-offs	$-22,000	5,819
Cash dividends	$90,000	4,070
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,301,300	3,429
2014-09-30 (YTD Data)		Rank
Total interest income	$2,904,000	4,578
Total interest expense	$649,000	2,923
Net interest income	$2,255,000	4,859
Provision for loan and lease losses	$18,000	3,984
Total noninterest income	$169,000	5,365
Gross Fiduciary activities income	$1,000	1,152
Service charges on deposit accounts	$71,000	5,142
Trading account gains and fees	$0	174
Additional Noninterest Income	$97,000	5,083
Total noninterest expense	$1,072,000	5,790
Salaries and employee benefits	$724,000	5,436
Premises and equipment expense	$60,000	6,229
Additional noninterest expense	$288,000	5,989
Pre-tax net operating income	$1,334,000	3,253
Securities gains (losses)	$8,000	2,425
Applicable income taxes	$260,000	2,584
Income before extraordinary items	$1,082,000	3,350
Extraordinary gains, net	$0	15
Net income	$1,082,000	3,351
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,082,000	3,351
Net charge-offs	$18,000	3,882
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,075,520	3,319
2014-06-30 (YTD Data)		Rank
Total interest income	$1,931,000	4,601
Total interest expense	$433,000	2,955
Net interest income	$1,498,000	4,878
Provision for loan and lease losses	$12,000	3,832
Total noninterest income	$112,000	5,383
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$49,000	5,099
Trading account gains and fees	$0	172
Additional Noninterest Income	$63,000	5,101
Total noninterest expense	$701,000	5,853
Salaries and employee benefits	$483,000	5,492
Premises and equipment expense	$33,000	6,371
Additional noninterest expense	$185,000	6,061
Pre-tax net operating income	$897,000	3,163
Securities gains (losses)	$8,000	2,026
Applicable income taxes	$187,000	2,476
Income before extraordinary items	$718,000	3,289
Extraordinary gains, net	$0	20
Net income	$718,000	3,294
Minority interest net income	$0	80
Net income of bank and minority interests.	$718,000	3,294
Net charge-offs	$0	4,375
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$711,680	3,265
2014-03-31 (YTD Data)		Rank
Total interest income	$971,000	4,638
Total interest expense	$215,000	3,008
Net interest income	$756,000	4,884
Provision for loan and lease losses	$6,000	3,525
Total noninterest income	$58,000	5,344
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$27,000	4,957
Trading account gains and fees	$0	147
Additional Noninterest Income	$31,000	5,125
Total noninterest expense	$331,000	5,987
Salaries and employee benefits	$240,000	5,564
Premises and equipment expense	$11,000	6,570
Additional noninterest expense	$80,000	6,261
Pre-tax net operating income	$477,000	2,995
Securities gains (losses)	$8,000	1,224
Applicable income taxes	$109,000	2,283
Income before extraordinary items	$376,000	3,128
Extraordinary gains, net	$0	16
Net income	$376,000	3,130
Minority interest net income	$0	66
Net income of bank and minority interests.	$376,000	3,131
Net charge-offs	$0	3,660
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$369,760	3,134
2013-12-31 (YTD Data)		Rank
Total interest income	$3,643,000	4,846
Total interest expense	$862,000	3,279
Net interest income	$2,781,000	5,095
Provision for loan and lease losses	$24,000	4,658
Total noninterest income	$236,000	5,440
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$100,000	5,259
Trading account gains and fees	$0	184
Additional Noninterest Income	$136,000	5,049
Total noninterest expense	$1,524,000	5,882
Salaries and employee benefits	$977,000	5,574
Premises and equipment expense	$82,000	6,421
Additional noninterest expense	$465,000	5,935
Pre-tax net operating income	$1,469,000	3,452
Securities gains (losses)	$-5,000	6,182
Applicable income taxes	$241,000	2,805
Income before extraordinary items	$1,223,000	3,521
Extraordinary gains, net	$0	29
Net income	$1,223,000	3,523
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,223,000	3,524
Net charge-offs	$0	5,475
Cash dividends	$90,000	4,003
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,227,200	3,466
2013-09-30 (YTD Data)		Rank
Total interest income	$2,706,000	4,911
Total interest expense	$646,000	3,364
Net interest income	$2,060,000	5,166
Provision for loan and lease losses	$18,000	4,544
Total noninterest income	$171,000	5,551
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$75,000	5,302
Trading account gains and fees	$0	180
Additional Noninterest Income	$96,000	5,222
Total noninterest expense	$1,022,000	6,073
Salaries and employee benefits	$708,000	5,660
Premises and equipment expense	$47,000	6,604
Additional noninterest expense	$267,000	6,267
Pre-tax net operating income	$1,191,000	3,371
Securities gains (losses)	$-5,000	6,429
Applicable income taxes	$231,000	2,655
Income before extraordinary items	$955,000	3,506
Extraordinary gains, net	$0	25
Net income	$955,000	3,508
Minority interest net income	$0	84
Net income of bank and minority interests.	$955,000	3,510
Net charge-offs	$8,000	4,771
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$959,050	3,420
2013-06-30 (YTD Data)		Rank
Total interest income	$1,819,000	4,911
Total interest expense	$404,000	3,565
Net interest income	$1,415,000	5,114
Provision for loan and lease losses	$12,000	4,449
Total noninterest income	$110,000	5,628
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$47,000	5,387
Trading account gains and fees	$0	157
Additional Noninterest Income	$63,000	5,278
Total noninterest expense	$675,000	6,121
Salaries and employee benefits	$470,000	5,704
Premises and equipment expense	$28,000	6,696
Additional noninterest expense	$177,000	6,298
Pre-tax net operating income	$838,000	3,242
Securities gains (losses)	$-21,000	6,734
Applicable income taxes	$161,000	2,623
Income before extraordinary items	$656,000	3,438
Extraordinary gains, net	$0	22
Net income	$656,000	3,439
Minority interest net income	$0	82
Net income of bank and minority interests.	$656,000	3,441
Net charge-offs	$-42,000	6,506
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$672,800	3,306
2013-03-31 (YTD Data)		Rank
Total interest income	$913,000	4,930
Total interest expense	$202,000	3,646
Net interest income	$711,000	5,135
Provision for loan and lease losses	$6,000	4,140
Total noninterest income	$51,000	5,715
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$20,000	5,591
Trading account gains and fees	$0	148
Additional Noninterest Income	$31,000	5,280
Total noninterest expense	$329,000	6,209
Salaries and employee benefits	$233,000	5,779
Premises and equipment expense	$16,000	6,693
Additional noninterest expense	$80,000	6,468
Pre-tax net operating income	$427,000	3,186
Securities gains (losses)	$11,000	1,452
Applicable income taxes	$91,000	2,493
Income before extraordinary items	$347,000	3,288
Extraordinary gains, net	$0	10
Net income	$347,000	3,288
Minority interest net income	$0	76
Net income of bank and minority interests.	$347,000	3,290
Net charge-offs	$-42,000	6,673
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$338,310	3,234
2012-12-31 (YTD Data)		Rank
Total interest income	$3,583,000	5,127
Total interest expense	$862,000	3,953
Net interest income	$2,721,000	5,305
Provision for loan and lease losses	$24,000	5,539
Total noninterest income	$197,000	5,710
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$62,000	6,032
Trading account gains and fees	$0	166
Additional Noninterest Income	$135,000	5,043
Total noninterest expense	$1,343,000	6,269
Salaries and employee benefits	$843,000	5,999
Premises and equipment expense	$67,000	6,779
Additional noninterest expense	$433,000	6,253
Pre-tax net operating income	$1,551,000	3,281
Securities gains (losses)	$-38,000	6,832
Applicable income taxes	$300,000	2,656
Income before extraordinary items	$1,213,000	3,517
Extraordinary gains, net	$0	29
Net income	$1,213,000	3,519
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,213,000	3,520
Net charge-offs	$-8,000	6,577
Cash dividends	$90,000	4,035
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,243,400	3,325
2012-09-30 (YTD Data)		Rank
Total interest income	$2,696,000	5,208
Total interest expense	$650,000	4,064
Net interest income	$2,046,000	5,382
Provision for loan and lease losses	$18,000	5,434
Total noninterest income	$141,000	5,845
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$46,000	6,122
Trading account gains and fees	$0	157
Additional Noninterest Income	$95,000	5,183
Total noninterest expense	$929,000	6,418
Salaries and employee benefits	$619,000	6,073
Premises and equipment expense	$37,000	6,976
Additional noninterest expense	$273,000	6,513
Pre-tax net operating income	$1,240,000	3,242
Securities gains (losses)	$46,000	2,486
Applicable income taxes	$312,000	2,424
Income before extraordinary items	$974,000	3,484
Extraordinary gains, net	$0	20
Net income	$974,000	3,484
Minority interest net income	$0	86
Net income of bank and minority interests.	$974,000	3,486
Net charge-offs	$-1,000	6,225
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$939,040	3,398
2012-06-30 (YTD Data)		Rank
Total interest income	$1,817,000	5,210
Total interest expense	$434,000	4,154
Net interest income	$1,383,000	5,381
Provision for loan and lease losses	$12,000	5,300
Total noninterest income	$95,000	5,853
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$32,000	6,095
Trading account gains and fees	$0	153
Additional Noninterest Income	$63,000	5,220
Total noninterest expense	$606,000	6,493
Salaries and employee benefits	$415,000	6,110
Premises and equipment expense	$22,000	7,057
Additional noninterest expense	$169,000	6,651
Pre-tax net operating income	$860,000	3,146
Securities gains (losses)	$47,000	2,091
Applicable income taxes	$234,000	2,303
Income before extraordinary items	$673,000	3,412
Extraordinary gains, net	$0	19
Net income	$673,000	3,413
Minority interest net income	$0	84
Net income of bank and minority interests.	$673,000	3,413
Net charge-offs	$-1,000	6,120
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$638,220	3,340
2012-03-31 (YTD Data)		Rank
Total interest income	$957,000	5,150
Total interest expense	$218,000	4,247
Net interest income	$739,000	5,270
Provision for loan and lease losses	$6,000	4,993
Total noninterest income	$48,000	5,883
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$17,000	6,021
Trading account gains and fees	$0	148
Additional Noninterest Income	$31,000	5,311
Total noninterest expense	$299,000	6,574
Salaries and employee benefits	$212,000	6,117
Premises and equipment expense	$12,000	7,098
Additional noninterest expense	$75,000	6,801
Pre-tax net operating income	$482,000	2,947
Securities gains (losses)	$46,000	1,265
Applicable income taxes	$149,000	2,042
Income before extraordinary items	$379,000	3,184
Extraordinary gains, net	$0	19
Net income	$379,000	3,188
Minority interest net income	$0	78
Net income of bank and minority interests.	$379,000	3,188
Net charge-offs	$0	4,730
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$345,880	3,212
2011-12-31 (YTD Data)		Rank
Total interest income	$3,321,000	5,561
Total interest expense	$969,000	4,472
Net interest income	$2,352,000	5,774
Provision for loan and lease losses	$24,000	6,157
Total noninterest income	$182,000	5,840
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$65,000	6,070
Trading account gains and fees	$0	146
Additional Noninterest Income	$117,000	5,151
Total noninterest expense	$1,307,000	6,511
Salaries and employee benefits	$770,000	6,337
Premises and equipment expense	$105,000	6,789
Additional noninterest expense	$432,000	6,463
Pre-tax net operating income	$1,203,000	3,399
Securities gains (losses)	$86,000	2,181
Applicable income taxes	$203,000	2,889
Income before extraordinary items	$1,086,000	3,397
Extraordinary gains, net	$0	29
Net income	$1,086,000	3,400
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,086,000	3,400
Net charge-offs	$51,000	5,463
Cash dividends	$83,000	3,845
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,013,760	3,422
2011-09-30 (YTD Data)		Rank
Total interest income	$2,461,000	5,639
Total interest expense	$698,000	4,676
Net interest income	$1,763,000	5,822
Provision for loan and lease losses	$18,000	6,048
Total noninterest income	$126,000	6,040
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$47,000	6,146
Trading account gains and fees	$0	145
Additional Noninterest Income	$79,000	5,347
Total noninterest expense	$891,000	6,681
Salaries and employee benefits	$553,000	6,422
Premises and equipment expense	$45,000	7,173
Additional noninterest expense	$293,000	6,627
Pre-tax net operating income	$980,000	3,345
Securities gains (losses)	$65,000	2,127
Applicable income taxes	$193,000	2,689
Income before extraordinary items	$852,000	3,396
Extraordinary gains, net	$0	21
Net income	$852,000	3,398
Minority interest net income	$0	87
Net income of bank and minority interests.	$852,000	3,398
Net charge-offs	$51,000	4,964
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$798,700	3,406
2011-06-30 (YTD Data)		Rank
Total interest income	$1,626,000	5,710
Total interest expense	$464,000	4,809
Net interest income	$1,162,000	5,884
Provision for loan and lease losses	$12,000	5,900
Total noninterest income	$76,000	6,184
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$31,000	6,157
Trading account gains and fees	$0	153
Additional Noninterest Income	$45,000	5,565
Total noninterest expense	$598,000	6,742
Salaries and employee benefits	$369,000	6,475
Premises and equipment expense	$30,000	7,239
Additional noninterest expense	$199,000	6,670
Pre-tax net operating income	$628,000	3,384
Securities gains (losses)	$45,000	1,655
Applicable income taxes	$117,000	2,731
Income before extraordinary items	$556,000	3,357
Extraordinary gains, net	$0	15
Net income	$556,000	3,358
Minority interest net income	$0	89
Net income of bank and minority interests.	$556,000	3,358
Net charge-offs	$-1,000	6,559
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$518,650	3,406
2011-03-31 (YTD Data)		Rank
Total interest income	$798,000	5,788
Total interest expense	$229,000	4,949
Net interest income	$569,000	5,935
Provision for loan and lease losses	$6,000	5,552
Total noninterest income	$28,000	6,542
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$14,000	6,236
Trading account gains and fees	$0	158
Additional Noninterest Income	$14,000	6,135
Total noninterest expense	$300,000	6,786
Salaries and employee benefits	$188,000	6,485
Premises and equipment expense	$17,000	7,226
Additional noninterest expense	$95,000	6,776
Pre-tax net operating income	$291,000	3,584
Securities gains (losses)	$21,000	1,080
Applicable income taxes	$73,000	2,521
Income before extraordinary items	$239,000	3,659
Extraordinary gains, net	$0	9
Net income	$239,000	3,659
Minority interest net income	$0	86
Net income of bank and minority interests.	$239,000	3,658
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$222,830	3,743
2010-12-31 (YTD Data)		Rank
Total interest income	$3,078,000	5,981
Total interest expense	$968,000	5,301
Net interest income	$2,110,000	6,140
Provision for loan and lease losses	$24,000	6,767
Total noninterest income	$218,000	5,836
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$75,000	5,846
Trading account gains and fees	$0	175
Additional Noninterest Income	$143,000	5,037
Total noninterest expense	$1,178,000	6,887
Salaries and employee benefits	$743,000	6,593
Premises and equipment expense	$93,000	7,117
Additional noninterest expense	$342,000	6,978
Pre-tax net operating income	$1,126,000	3,184
Securities gains (losses)	$-98,000	7,227
Applicable income taxes	$206,000	2,692
Income before extraordinary items	$822,000	3,564
Extraordinary gains, net	$0	29
Net income	$822,000	3,561
Minority interest net income	$0	111
Net income of bank and minority interests.	$822,000	3,564
Net charge-offs	$15,000	6,458
Cash dividends	$75,000	3,828
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$900,400	3,296
2010-09-30 (YTD Data)		Rank
Total interest income	$2,302,000	6,094
Total interest expense	$732,000	5,434
Net interest income	$1,570,000	6,247
Provision for loan and lease losses	$18,000	6,703
Total noninterest income	$153,000	6,044
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$56,000	5,928
Trading account gains and fees	$0	165
Additional Noninterest Income	$97,000	5,236
Total noninterest expense	$834,000	7,028
Salaries and employee benefits	$553,000	6,642
Premises and equipment expense	$42,000	7,504
Additional noninterest expense	$239,000	7,117
Pre-tax net operating income	$871,000	3,327
Securities gains (losses)	$19,000	2,905
Applicable income taxes	$214,000	2,488
Income before extraordinary items	$676,000	3,569
Extraordinary gains, net	$0	23
Net income	$676,000	3,567
Minority interest net income	$0	110
Net income of bank and minority interests.	$676,000	3,569
Net charge-offs	$16,000	6,096
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$661,560	3,472
2010-06-30 (YTD Data)		Rank
Total interest income	$1,523,000	6,148
Total interest expense	$490,000	5,532
Net interest income	$1,033,000	6,306
Provision for loan and lease losses	$12,000	6,560
Total noninterest income	$87,000	6,281
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$33,000	6,090
Trading account gains and fees	$0	152
Additional Noninterest Income	$54,000	5,493
Total noninterest expense	$559,000	7,079
Salaries and employee benefits	$378,000	6,646
Premises and equipment expense	$24,000	7,613
Additional noninterest expense	$157,000	7,194
Pre-tax net operating income	$549,000	3,475
Securities gains (losses)	$1,000	3,060
Applicable income taxes	$122,000	2,607
Income before extraordinary items	$428,000	3,667
Extraordinary gains, net	$0	19
Net income	$428,000	3,665
Minority interest net income	$0	105
Net income of bank and minority interests.	$428,000	3,666
Net charge-offs	$15,000	5,638
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$427,220	3,567
2010-03-31 (YTD Data)		Rank
Total interest income	$766,000	6,205
Total interest expense	$247,000	5,624
Net interest income	$519,000	6,360
Provision for loan and lease losses	$6,000	6,295
Total noninterest income	$38,000	6,463
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$14,000	6,285
Trading account gains and fees	$0	175
Additional Noninterest Income	$24,000	5,720
Total noninterest expense	$269,000	7,198
Salaries and employee benefits	$195,000	6,663
Premises and equipment expense	$12,000	7,697
Additional noninterest expense	$62,000	7,497
Pre-tax net operating income	$282,000	3,465
Securities gains (losses)	$2,000	2,064
Applicable income taxes	$64,000	2,567
Income before extraordinary items	$220,000	3,710
Extraordinary gains, net	$0	16
Net income	$220,000	3,707
Minority interest net income	$0	91
Net income of bank and minority interests.	$220,000	3,709
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$218,460	3,591
2009-12-31 (YTD Data)		Rank
Total interest income	$3,096,000	6,290
Total interest expense	$1,090,000	5,855
Net interest income	$2,006,000	6,343
Provision for loan and lease losses	$69,000	6,697
Total noninterest income	$215,000	6,128
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$60,000	6,333
Trading account gains and fees	$0	211
Additional Noninterest Income	$155,000	5,043
Total noninterest expense	$1,257,000	7,080
Salaries and employee benefits	$794,000	6,719
Premises and equipment expense	$67,000	7,665
Additional noninterest expense	$396,000	7,099
Pre-tax net operating income	$895,000	3,161
Securities gains (losses)	$108,000	2,079
Applicable income taxes	$219,000	2,305
Income before extraordinary items	$784,000	3,180
Extraordinary gains, net	$0	34
Net income	$784,000	3,180
Minority interest net income	$0	115
Net income of bank and minority interests.	$784,000	3,180
Net charge-offs	$42,000	6,304
Cash dividends	$68,000	4,329
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$699,760	3,301
2009-09-30 (YTD Data)		Rank
Total interest income	$2,319,000	6,363
Total interest expense	$825,000	5,969
Net interest income	$1,494,000	6,382
Provision for loan and lease losses	$18,000	6,974
Total noninterest income	$122,000	6,605
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$45,000	6,374
Trading account gains and fees	$0	212
Additional Noninterest Income	$77,000	5,751
Total noninterest expense	$907,000	7,178
Salaries and employee benefits	$596,000	6,753
Premises and equipment expense	$45,000	7,794
Additional noninterest expense	$266,000	7,270
Pre-tax net operating income	$691,000	3,358
Securities gains (losses)	$103,000	1,820
Applicable income taxes	$182,000	2,412
Income before extraordinary items	$612,000	3,353
Extraordinary gains, net	$0	27
Net income	$612,000	3,350
Minority interest net income	$0	118
Net income of bank and minority interests.	$612,000	3,352
Net charge-offs	$-2,000	7,695
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$532,690	3,491
2009-06-30 (YTD Data)		Rank
Total interest income	$1,541,000	6,423
Total interest expense	$549,000	6,094
Net interest income	$992,000	6,411
Provision for loan and lease losses	$12,000	6,848
Total noninterest income	$74,000	6,766
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$29,000	6,437
Trading account gains and fees	$0	193
Additional Noninterest Income	$45,000	5,974
Total noninterest expense	$613,000	7,221
Salaries and employee benefits	$400,000	6,809
Premises and equipment expense	$28,000	7,905
Additional noninterest expense	$185,000	7,275
Pre-tax net operating income	$441,000	3,515
Securities gains (losses)	$19,000	2,345
Applicable income taxes	$94,000	2,680
Income before extraordinary items	$366,000	3,632
Extraordinary gains, net	$0	21
Net income	$366,000	3,630
Minority interest net income	$0	112
Net income of bank and minority interests.	$366,000	3,631
Net charge-offs	$-1,000	7,516
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$350,800	3,588
2009-03-31 (YTD Data)		Rank
Total interest income	$761,000	6,483
Total interest expense	$271,000	6,214
Net interest income	$490,000	6,446
Provision for loan and lease losses	$6,000	6,481
Total noninterest income	$34,000	6,884
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$14,000	6,456
Trading account gains and fees	$0	171
Additional Noninterest Income	$20,000	6,167
Total noninterest expense	$280,000	7,368
Salaries and employee benefits	$204,000	6,812
Premises and equipment expense	$16,000	7,871
Additional noninterest expense	$60,000	7,705
Pre-tax net operating income	$238,000	3,732
Securities gains (losses)	$7,000	2,001
Applicable income taxes	$53,000	2,828
Income before extraordinary items	$192,000	3,932
Extraordinary gains, net	$0	15
Net income	$192,000	3,934
Minority interest net income	$0	102
Net income of bank and minority interests.	$192,000	3,934
Net charge-offs	$-1,000	7,151
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$186,540	3,826
2008-12-31 (YTD Data)		Rank
Total interest income	$3,147,000	6,524
Total interest expense	$1,206,000	6,428
Net interest income	$1,941,000	6,482
Provision for loan and lease losses	$46,000	6,648
Total noninterest income	$190,000	6,548
Gross Fiduciary activities income	$1,000	1,385
Service charges on deposit accounts	$67,000	6,390
Trading account gains and fees	$0	154
Additional Noninterest Income	$122,000	5,654
Total noninterest expense	$1,276,000	7,181
Salaries and employee benefits	$777,000	6,969
Premises and equipment expense	$116,000	7,466
Additional noninterest expense	$383,000	7,105
Pre-tax net operating income	$809,000	4,138
Securities gains (losses)	$154,000	852
Applicable income taxes	$206,000	2,777
Income before extraordinary items	$757,000	3,819
Extraordinary gains, net	$0	39
Net income	$757,000	3,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	8,110
Cash dividends	$90,000	5,042
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$635,340	4,232
2008-09-30 (YTD Data)		Rank
Total interest income	$2,315,000	6,632
Total interest expense	$929,000	6,494
Net interest income	$1,386,000	6,646
Provision for loan and lease losses	$8,000	6,813
Total noninterest income	$115,000	6,964
Gross Fiduciary activities income	$1,000	1,339
Service charges on deposit accounts	$51,000	6,424
Trading account gains and fees	$0	148
Additional Noninterest Income	$63,000	6,297
Total noninterest expense	$809,000	7,453
Salaries and employee benefits	$555,000	7,069
Premises and equipment expense	$43,000	8,061
Additional noninterest expense	$211,000	7,552
Pre-tax net operating income	$684,000	4,385
Securities gains (losses)	$26,000	1,844
Applicable income taxes	$164,000	3,133
Income before extraordinary items	$546,000	4,274
Extraordinary gains, net	$0	31
Net income	$546,000	4,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-24,000	8,093
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$525,980	4,494
2008-06-30 (YTD Data)		Rank
Total interest income	$1,562,000	6,677
Total interest expense	$639,000	6,556
Net interest income	$923,000	6,648
Provision for loan and lease losses	$5,000	6,509
Total noninterest income	$62,000	7,257
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$32,000	6,500
Trading account gains and fees	$0	149
Additional Noninterest Income	$30,000	6,778
Total noninterest expense	$513,000	7,581
Salaries and employee benefits	$360,000	7,174
Premises and equipment expense	$25,000	8,169
Additional noninterest expense	$128,000	7,719
Pre-tax net operating income	$467,000	4,488
Securities gains (losses)	$26,000	1,879
Applicable income taxes	$119,000	3,271
Income before extraordinary items	$374,000	4,612
Extraordinary gains, net	$0	21
Net income	$374,000	4,612
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-24,000	8,091
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$354,240	4,649
2008-03-31 (YTD Data)		Rank
Total interest income	$784,000	6,757
Total interest expense	$335,000	6,612
Net interest income	$449,000	6,762
Provision for loan and lease losses	$2,000	5,968
Total noninterest income	$32,000	7,250
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$17,000	6,420
Trading account gains and fees	$0	158
Additional Noninterest Income	$15,000	6,825
Total noninterest expense	$248,000	7,660
Salaries and employee benefits	$183,000	7,158
Premises and equipment expense	$14,000	8,144
Additional noninterest expense	$51,000	7,974
Pre-tax net operating income	$231,000	4,695
Securities gains (losses)	$21,000	1,562
Applicable income taxes	$64,000	3,314
Income before extraordinary items	$188,000	4,788
Extraordinary gains, net	$0	15
Net income	$188,000	4,792
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,931
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$172,250	4,875
2007-12-31 (YTD Data)		Rank
Total interest income	$2,854,000	6,946
Total interest expense	$1,373,000	6,602
Net interest income	$1,481,000	7,131
Provision for loan and lease losses	$0	6,851
Total noninterest income	$173,000	6,941
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$73,000	6,396
Trading account gains and fees	$0	178
Additional Noninterest Income	$100,000	6,213
Total noninterest expense	$1,045,000	7,595
Salaries and employee benefits	$671,000	7,338
Premises and equipment expense	$94,000	7,813
Additional noninterest expense	$280,000	7,642
Pre-tax net operating income	$609,000	5,667
Securities gains (losses)	$-6,000	7,432
Applicable income taxes	$114,000	4,376
Income before extraordinary items	$489,000	5,714
Extraordinary gains, net	$0	39
Net income	$489,000	5,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,761
Cash dividends	$52,000	5,579
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$493,860	5,687
2007-09-30 (YTD Data)		Rank
Total interest income	$2,100,000	7,023
Total interest expense	$1,010,000	6,673
Net interest income	$1,090,000	7,226
Provision for loan and lease losses	$0	6,528
Total noninterest income	$107,000	7,236
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$57,000	6,395
Trading account gains and fees	$0	184
Additional Noninterest Income	$50,000	6,789
Total noninterest expense	$701,000	7,729
Salaries and employee benefits	$488,000	7,372
Premises and equipment expense	$35,000	8,269
Additional noninterest expense	$178,000	7,817
Pre-tax net operating income	$496,000	5,791
Securities gains (losses)	$-6,000	7,659
Applicable income taxes	$115,000	4,309
Income before extraordinary items	$375,000	5,948
Extraordinary gains, net	$0	33
Net income	$375,000	5,946
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,536
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$379,620	5,910
2007-06-30 (YTD Data)		Rank
Total interest income	$1,366,000	7,098
Total interest expense	$651,000	6,760
Net interest income	$715,000	7,315
Provision for loan and lease losses	$0	6,209
Total noninterest income	$65,000	7,391
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$36,000	6,482
Trading account gains and fees	$0	168
Additional Noninterest Income	$29,000	7,026
Total noninterest expense	$464,000	7,786
Salaries and employee benefits	$323,000	7,431
Premises and equipment expense	$22,000	8,334
Additional noninterest expense	$119,000	7,856
Pre-tax net operating income	$316,000	5,932
Securities gains (losses)	$-4,000	7,813
Applicable income taxes	$72,000	4,453
Income before extraordinary items	$240,000	6,088
Extraordinary gains, net	$0	29
Net income	$240,000	6,087
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,333
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$243,080	6,048
2007-03-31 (YTD Data)		Rank
Total interest income	$662,000	7,195
Total interest expense	$311,000	6,842
Net interest income	$351,000	7,386
Provision for loan and lease losses	$0	5,779
Total noninterest income	$31,000	7,421
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$17,000	6,538
Trading account gains and fees	$0	195
Additional Noninterest Income	$14,000	7,050
Total noninterest expense	$226,000	7,855
Salaries and employee benefits	$162,000	7,476
Premises and equipment expense	$13,000	8,301
Additional noninterest expense	$51,000	8,070
Pre-tax net operating income	$156,000	5,990
Securities gains (losses)	$0	1,187
Applicable income taxes	$36,000	4,461
Income before extraordinary items	$120,000	6,087
Extraordinary gains, net	$0	22
Net income	$120,000	6,087
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,955
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$120,000	6,072
2006-12-31 (YTD Data)		Rank
Total interest income	$2,454,000	7,181
Total interest expense	$1,090,000	6,769
Net interest income	$1,364,000	7,352
Provision for loan and lease losses	$6,000	6,686
Total noninterest income	$176,000	7,115
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$79,000	6,454
Trading account gains and fees	$0	130
Additional Noninterest Income	$97,000	6,375
Total noninterest expense	$1,039,000	7,645
Salaries and employee benefits	$646,000	7,450
Premises and equipment expense	$115,000	7,637
Additional noninterest expense	$278,000	7,703
Pre-tax net operating income	$495,000	6,506
Securities gains (losses)	$-25,000	7,648
Applicable income taxes	$82,000	5,124
Income before extraordinary items	$388,000	6,558
Extraordinary gains, net	$0	51
Net income	$388,000	6,561
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,155
Cash dividends	$45,000	5,734
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$408,750	6,491
2006-09-30 (YTD Data)		Rank
Total interest income	$1,806,000	7,253
Total interest expense	$783,000	6,822
Net interest income	$1,023,000	7,429
Provision for loan and lease losses	$5,000	6,530
Total noninterest income	$110,000	7,390
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$58,000	6,554
Trading account gains and fees	$0	126
Additional Noninterest Income	$52,000	6,878
Total noninterest expense	$685,000	7,848
Salaries and employee benefits	$476,000	7,483
Premises and equipment expense	$30,000	8,508
Additional noninterest expense	$179,000	7,943
Pre-tax net operating income	$443,000	6,445
Securities gains (losses)	$-20,000	7,838
Applicable income taxes	$103,000	4,896
Income before extraordinary items	$320,000	6,620
Extraordinary gains, net	$0	45
Net income	$320,000	6,620
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,063
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$335,200	6,539
2006-06-30 (YTD Data)		Rank
Total interest income	$1,158,000	7,335
Total interest expense	$484,000	6,922
Net interest income	$674,000	7,497
Provision for loan and lease losses	$4,000	6,268
Total noninterest income	$74,000	7,429
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$38,000	6,602
Trading account gains and fees	$0	126
Additional Noninterest Income	$36,000	6,875
Total noninterest expense	$456,000	7,880
Salaries and employee benefits	$319,000	7,517
Premises and equipment expense	$17,000	8,587
Additional noninterest expense	$120,000	7,953
Pre-tax net operating income	$288,000	6,532
Securities gains (losses)	$-12,000	7,917
Applicable income taxes	$70,000	4,919
Income before extraordinary items	$206,000	6,715
Extraordinary gains, net	$0	39
Net income	$206,000	6,716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,365
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$215,000	6,636
2006-03-31 (YTD Data)		Rank
Total interest income	$558,000	7,399
Total interest expense	$213,000	7,112
Net interest income	$345,000	7,474
Provision for loan and lease losses	$3,000	5,795
Total noninterest income	$36,000	7,439
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$18,000	6,650
Trading account gains and fees	$0	115
Additional Noninterest Income	$18,000	6,859
Total noninterest expense	$223,000	7,926
Salaries and employee benefits	$160,000	7,514
Premises and equipment expense	$9,000	8,564
Additional noninterest expense	$54,000	8,079
Pre-tax net operating income	$155,000	6,349
Securities gains (losses)	$-6,000	8,127
Applicable income taxes	$41,000	4,710
Income before extraordinary items	$108,000	6,599
Extraordinary gains, net	$0	21
Net income	$108,000	6,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,131
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$112,320	6,532
2005-12-31 (YTD Data)		Rank
Total interest income	$2,110,000	7,350
Total interest expense	$660,000	7,160
Net interest income	$1,450,000	7,366
Provision for loan and lease losses	$54,000	5,670
Total noninterest income	$206,000	7,017
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$73,000	6,700
Trading account gains and fees	$0	138
Additional Noninterest Income	$133,000	5,931
Total noninterest expense	$1,000,000	7,750
Salaries and employee benefits	$605,000	7,604
Premises and equipment expense	$157,000	7,194
Additional noninterest expense	$238,000	7,993
Pre-tax net operating income	$602,000	6,418
Securities gains (losses)	$0	2,296
Applicable income taxes	$179,000	4,800
Income before extraordinary items	$423,000	6,678
Extraordinary gains, net	$0	46
Net income	$423,000	6,678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	8,204
Cash dividends	$45,000	5,816
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$423,000	6,642
2005-09-30 (YTD Data)		Rank
Total interest income	$1,563,000	7,388
Total interest expense	$470,000	7,197
Net interest income	$1,093,000	7,392
Provision for loan and lease losses	$40,000	5,540
Total noninterest income	$128,000	7,331
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$56,000	6,708
Trading account gains and fees	$0	126
Additional Noninterest Income	$72,000	6,477
Total noninterest expense	$637,000	7,990
Salaries and employee benefits	$449,000	7,592
Premises and equipment expense	$32,000	8,544
Additional noninterest expense	$156,000	8,175
Pre-tax net operating income	$544,000	6,225
Securities gains (losses)	$0	2,317
Applicable income taxes	$175,000	4,614
Income before extraordinary items	$369,000	6,546
Extraordinary gains, net	$0	35
Net income	$369,000	6,547
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	8,099
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$369,000	6,503
2005-06-30 (YTD Data)		Rank
Total interest income	$1,029,000	7,393
Total interest expense	$298,000	7,199
Net interest income	$731,000	7,392
Provision for loan and lease losses	$27,000	5,411
Total noninterest income	$79,000	7,428
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$35,000	6,780
Trading account gains and fees	$0	116
Additional Noninterest Income	$44,000	6,606
Total noninterest expense	$417,000	8,016
Salaries and employee benefits	$299,000	7,615
Premises and equipment expense	$17,000	8,642
Additional noninterest expense	$101,000	8,196
Pre-tax net operating income	$366,000	6,187
Securities gains (losses)	$0	2,146
Applicable income taxes	$118,000	4,593
Income before extraordinary items	$248,000	6,530
Extraordinary gains, net	$0	30
Net income	$248,000	6,532
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	8,020
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$248,000	6,479
2005-03-31 (YTD Data)		Rank
Total interest income	$509,000	7,451
Total interest expense	$143,000	7,255
Net interest income	$366,000	7,442
Provision for loan and lease losses	$13,000	5,229
Total noninterest income	$40,000	7,415
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$16,000	6,882
Trading account gains and fees	$0	115
Additional Noninterest Income	$24,000	6,543
Total noninterest expense	$207,000	8,113
Salaries and employee benefits	$146,000	7,718
Premises and equipment expense	$9,000	8,660
Additional noninterest expense	$52,000	8,214
Pre-tax net operating income	$186,000	6,112
Securities gains (losses)	$0	1,685
Applicable income taxes	$60,000	4,523
Income before extraordinary items	$126,000	6,465
Extraordinary gains, net	$0	24
Net income	$126,000	6,465
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	8,178
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$126,000	6,426
2004-12-31 (YTD Data)		Rank
Total interest income	$2,010,000	7,369
Total interest expense	$530,000	7,196
Net interest income	$1,480,000	7,328
Provision for loan and lease losses	$54,000	5,860
Total noninterest income	$134,000	7,760
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$75,000	6,866
Trading account gains and fees	$0	138
Additional Noninterest Income	$59,000	7,212
Total noninterest expense	$1,035,000	7,747
Salaries and employee benefits	$591,000	7,695
Premises and equipment expense	$138,000	7,464
Additional noninterest expense	$306,000	7,665
Pre-tax net operating income	$525,000	6,639
Securities gains (losses)	$19,000	2,428
Applicable income taxes	$170,000	4,945
Income before extraordinary items	$374,000	6,917
Extraordinary gains, net	$0	34
Net income	$374,000	6,919
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,978
Cash dividends	$30,000	5,972
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$360,890	6,911
2004-09-30 (YTD Data)		Rank
Total interest income	$1,491,000	7,413
Total interest expense	$389,000	7,259
Net interest income	$1,102,000	7,370
Provision for loan and lease losses	$40,000	5,698
Total noninterest income	$101,000	7,791
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$57,000	6,887
Trading account gains and fees	$0	134
Additional Noninterest Income	$44,000	7,229
Total noninterest expense	$629,000	8,079
Salaries and employee benefits	$396,000	7,868
Premises and equipment expense	$49,000	8,418
Additional noninterest expense	$184,000	8,013
Pre-tax net operating income	$534,000	6,168
Securities gains (losses)	$23,000	2,216
Applicable income taxes	$188,000	4,544
Income before extraordinary items	$369,000	6,501
Extraordinary gains, net	$0	26
Net income	$369,000	6,501
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,697
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$353,820	6,521
2004-06-30 (YTD Data)		Rank
Total interest income	$969,000	7,498
Total interest expense	$254,000	7,359
Net interest income	$715,000	7,460
Provision for loan and lease losses	$27,000	5,578
Total noninterest income	$65,000	7,875
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$39,000	6,883
Trading account gains and fees	$0	130
Additional Noninterest Income	$26,000	7,425
Total noninterest expense	$417,000	8,143
Salaries and employee benefits	$264,000	7,926
Premises and equipment expense	$34,000	8,425
Additional noninterest expense	$119,000	8,102
Pre-tax net operating income	$336,000	6,271
Securities gains (losses)	$19,000	2,067
Applicable income taxes	$120,000	4,610
Income before extraordinary items	$235,000	6,578
Extraordinary gains, net	$0	21
Net income	$235,000	6,578
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,314
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$222,460	6,602
2004-03-31 (YTD Data)		Rank
Total interest income	$463,000	7,655
Total interest expense	$126,000	7,424
Net interest income	$337,000	7,618
Provision for loan and lease losses	$14,000	5,389
Total noninterest income	$33,000	7,851
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$20,000	6,805
Trading account gains and fees	$0	121
Additional Noninterest Income	$13,000	7,451
Total noninterest expense	$224,000	8,070
Salaries and employee benefits	$140,000	7,848
Premises and equipment expense	$22,000	8,152
Additional noninterest expense	$62,000	8,094
Pre-tax net operating income	$132,000	6,696
Securities gains (losses)	$13,000	1,918
Applicable income taxes	$47,000	4,925
Income before extraordinary items	$98,000	6,919
Extraordinary gains, net	$0	16
Net income	$98,000	6,921
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$89,160	6,993
2003-12-31 (YTD Data)		Rank
Total interest income	$1,924,000	7,628
Total interest expense	$578,000	7,464
Net interest income	$1,346,000	7,588
Provision for loan and lease losses	$54,000	6,186
Total noninterest income	$138,000	7,930
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$72,000	7,052
Trading account gains and fees	$0	160
Additional Noninterest Income	$66,000	7,202
Total noninterest expense	$975,000	7,942
Salaries and employee benefits	$550,000	7,895
Premises and equipment expense	$189,000	6,917
Additional noninterest expense	$236,000	8,179
Pre-tax net operating income	$455,000	6,819
Securities gains (losses)	$1,000	4,307
Applicable income taxes	$142,000	5,341
Income before extraordinary items	$314,000	7,218
Extraordinary gains, net	$0	54
Net income	$314,000	7,219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	8,588
Cash dividends	$30,000	6,062
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$313,310	7,078
2003-09-30 (YTD Data)		Rank
Total interest income	$1,422,000	7,756
Total interest expense	$448,000	7,544
Net interest income	$974,000	7,721
Provision for loan and lease losses	$40,000	6,097
Total noninterest income	$112,000	7,876
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$52,000	7,162
Trading account gains and fees	$0	153
Additional Noninterest Income	$60,000	6,950
Total noninterest expense	$603,000	8,273
Salaries and employee benefits	$387,000	7,999
Premises and equipment expense	$48,000	8,603
Additional noninterest expense	$168,000	8,284
Pre-tax net operating income	$443,000	6,535
Securities gains (losses)	$1,000	4,000
Applicable income taxes	$145,000	5,151
Income before extraordinary items	$299,000	6,955
Extraordinary gains, net	$0	40
Net income	$299,000	6,957
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	8,464
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$298,330	6,792
2003-06-30 (YTD Data)		Rank
Total interest income	$924,000	7,863
Total interest expense	$307,000	7,605
Net interest income	$617,000	7,845
Provision for loan and lease losses	$27,000	6,031
Total noninterest income	$75,000	7,859
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$33,000	7,215
Trading account gains and fees	$0	150
Additional Noninterest Income	$42,000	6,875
Total noninterest expense	$409,000	8,255
Salaries and employee benefits	$261,000	7,999
Premises and equipment expense	$35,000	8,530
Additional noninterest expense	$113,000	8,258
Pre-tax net operating income	$256,000	6,800
Securities gains (losses)	$1,000	3,586
Applicable income taxes	$80,000	5,416
Income before extraordinary items	$177,000	7,193
Extraordinary gains, net	$0	30
Net income	$177,000	7,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	8,405
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$176,310	7,018
2003-03-31 (YTD Data)		Rank
Total interest income	$445,000	7,979
Total interest expense	$155,000	7,686
Net interest income	$290,000	7,998
Provision for loan and lease losses	$13,000	5,878
Total noninterest income	$29,000	8,205
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$14,000	7,374
Trading account gains and fees	$0	134
Additional Noninterest Income	$15,000	7,351
Total noninterest expense	$207,000	8,281
Salaries and employee benefits	$130,000	8,035
Premises and equipment expense	$20,000	8,398
Additional noninterest expense	$57,000	8,300
Pre-tax net operating income	$99,000	7,204
Securities gains (losses)	$1,000	2,714
Applicable income taxes	$28,000	5,789
Income before extraordinary items	$72,000	7,440
Extraordinary gains, net	$0	21
Net income	$72,000	7,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,386
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$71,280	7,309
2002-12-31 (YTD Data)		Rank
Total interest income	$1,905,000	7,955
Total interest expense	$734,000	7,709
Net interest income	$1,171,000	7,996
Provision for loan and lease losses	$67,000	6,354
Total noninterest income	$147,000	7,863
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$71,000	7,103
Trading account gains and fees	$0	153
Additional Noninterest Income	$76,000	6,960
Total noninterest expense	$861,000	8,227
Salaries and employee benefits	$518,000	8,066
Premises and equipment expense	$123,000	7,844
Additional noninterest expense	$220,000	8,408
Pre-tax net operating income	$390,000	7,206
Securities gains (losses)	$-32,000	9,041
Applicable income taxes	$90,000	6,057
Income before extraordinary items	$268,000	7,479
Extraordinary gains, net	$0	70
Net income	$268,000	7,477
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	6,624
Cash dividends	$30,000	6,117
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$292,000	7,260
2001-12-31 (YTD Data)		Rank
Total interest income	$1,942,000	8,277
Total interest expense	$948,000	8,129
Net interest income	$994,000	8,300
Provision for loan and lease losses	$30,000	7,215
Total noninterest income	$127,000	8,140
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$65,000	7,289
Trading account gains and fees	$0	177
Additional Noninterest Income	$62,000	7,340
Total noninterest expense	$749,000	8,569
Salaries and employee benefits	$478,000	8,274
Premises and equipment expense	$77,000	8,677
Additional noninterest expense	$194,000	8,708
Pre-tax net operating income	$342,000	7,232
Securities gains (losses)	$-4,000	9,172
Applicable income taxes	$139,000	5,564
Income before extraordinary items	$199,000	7,745
Extraordinary gains, net	$0	105
Net income	$199,000	7,748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	9,289
Cash dividends	$30,000	6,329
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$201,560	7,602
2000-12-31 (YTD Data)		Rank
Total interest income	$1,871,000	8,544
Total interest expense	$987,000	8,249
Net interest income	$884,000	8,723
Provision for loan and lease losses	$8,000	8,049
Total noninterest income	$108,000	8,486
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$47,000	7,707
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	7,442
Total noninterest expense	$682,000	8,869
Salaries and employee benefits	$430,000	8,604
Premises and equipment expense	$59,000	9,200
Additional noninterest expense	$193,000	8,850
Pre-tax net operating income	$302,000	7,884
Securities gains (losses)	$-205,000	9,578
Applicable income taxes	$21,000	7,823
Income before extraordinary items	$76,000	8,851
Extraordinary gains, net	$0	38
Net income	$76,000	8,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,454
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$235,900	7,866
1999-12-31 (YTD Data)		Rank
Total interest income	$1,718,000	8,807
Total interest expense	$845,000	8,574
Net interest income	$873,000	8,909
Provision for loan and lease losses	$159,000	4,140
Total noninterest income	$105,000	8,744
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$16,000	8,565
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,000	6,897
Total noninterest expense	$641,000	9,189
Salaries and employee benefits	$419,000	8,789
Premises and equipment expense	$52,000	9,602
Additional noninterest expense	$170,000	9,341
Pre-tax net operating income	$178,000	8,680
Securities gains (losses)	$-1,000	8,592
Applicable income taxes	$44,000	7,746
Income before extraordinary items	$133,000	8,755
Extraordinary gains, net	$0	35
Net income	$133,000	8,752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	3,266
Cash dividends	$30,000	6,807
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$133,750	8,714
1998-12-31 (YTD Data)		Rank
Total interest income	$1,714,000	9,043
Total interest expense	$827,000	8,867
Net interest income	$887,000	9,054
Provision for loan and lease losses	$45,000	6,783
Total noninterest income	$108,000	8,883
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$22,000	8,673
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	6,994
Total noninterest expense	$668,000	9,203
Salaries and employee benefits	$442,000	8,699
Premises and equipment expense	$44,000	9,945
Additional noninterest expense	$182,000	9,320
Pre-tax net operating income	$282,000	8,508
Securities gains (losses)	$1,000	4,151
Applicable income taxes	$58,000	8,195
Income before extraordinary items	$225,000	8,432
Extraordinary gains, net	$0	32
Net income	$225,000	8,431
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	6,077
Cash dividends	$30,000	7,122
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$224,200	8,360
1997-12-31 (YTD Data)		Rank
Total interest income	$1,635,000	9,516
Total interest expense	$802,000	9,255
Net interest income	$833,000	9,594
Provision for loan and lease losses	$0	8,829
Total noninterest income	$94,000	9,532
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$35,000	8,810
Trading account gains and fees	NA	NA
Additional Noninterest Income	$59,000	8,059
Total noninterest expense	$598,000	9,753
Salaries and employee benefits	$402,000	9,249
Premises and equipment expense	$53,000	10,130
Additional noninterest expense	$143,000	10,083
Pre-tax net operating income	$329,000	8,827
Securities gains (losses)	$-8,000	9,909
Applicable income taxes	$104,000	8,335
Income before extraordinary items	$217,000	9,012
Extraordinary gains, net	$0	44
Net income	$217,000	9,016
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-44,000	10,487
Cash dividends	$30,000	7,454
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$222,440	8,936
1996-12-31 (YTD Data)		Rank
Total interest income	$1,538,000	10,050
Total interest expense	$801,000	9,641
Net interest income	$737,000	10,285
Provision for loan and lease losses	$26,000	7,618
Total noninterest income	$107,000	9,768
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$39,000	9,136
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	8,163
Total noninterest expense	$578,000	10,263
Salaries and employee benefits	$377,000	9,763
Premises and equipment expense	$42,000	10,856
Additional noninterest expense	$159,000	10,453
Pre-tax net operating income	$240,000	9,548
Securities gains (losses)	$-6,000	10,029
Applicable income taxes	$58,000	9,552
Income before extraordinary items	$176,000	9,529
Extraordinary gains, net	$0	53
Net income	$176,000	9,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	10,098
Cash dividends	$15,000	8,125
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$180,500	9,429
1995-12-31 (YTD Data)		Rank
Total interest income	$1,403,000	10,682
Total interest expense	$766,000	10,065
Net interest income	$637,000	11,010
Provision for loan and lease losses	$50,000	6,165
Total noninterest income	$123,000	9,801
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$48,000	9,304
Trading account gains and fees	NA	NA
Additional Noninterest Income	$75,000	8,156
Total noninterest expense	$574,000	10,687
Salaries and employee benefits	$354,000	10,311
Premises and equipment expense	$47,000	11,167
Additional noninterest expense	$173,000	10,785
Pre-tax net operating income	$136,000	10,862
Securities gains (losses)	$-7,000	9,876
Applicable income taxes	$33,000	10,533
Income before extraordinary items	$96,000	10,967
Extraordinary gains, net	$0	65
Net income	$96,000	10,968
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,475
Cash dividends	$15,000	8,467
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$101,180	10,895
1994-12-31 (YTD Data)		Rank
Total interest income	$1,298,000	11,137
Total interest expense	$658,000	10,315
Net interest income	$640,000	11,582
Provision for loan and lease losses	$7,000	8,694
Total noninterest income	$107,000	10,582
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	9,629
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	9,362
Total noninterest expense	$600,000	11,125
Salaries and employee benefits	$405,000	10,245
Premises and equipment expense	$32,000	12,185
Additional noninterest expense	$163,000	11,616
Pre-tax net operating income	$140,000	11,345
Securities gains (losses)	$5,000	2,624
Applicable income taxes	$24,000	11,075
Income before extraordinary items	$121,000	11,144
Extraordinary gains, net	$0	249
Net income	$121,000	11,150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	10,341
Cash dividends	$15,000	8,673
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$116,850	11,246
1993-12-31 (YTD Data)		Rank
Total interest income	$1,326,000	11,630
Total interest expense	$709,000	10,532
Net interest income	$617,000	12,169
Provision for loan and lease losses	$38,000	8,041
Total noninterest income	$109,000	11,107
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$62,000	9,620
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	10,262
Total noninterest expense	$641,000	11,429
Salaries and employee benefits	$440,000	10,242
Premises and equipment expense	$40,000	12,537
Additional noninterest expense	$161,000	12,267
Pre-tax net operating income	$47,000	12,197
Securities gains (losses)	$48,000	3,456
Applicable income taxes	$13,000	11,760
Income before extraordinary items	$82,000	11,990
Extraordinary gains, net	$0	3,149
Net income	$82,000	12,020
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	6,716
Cash dividends	$15,000	8,780
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$40,720	12,167
1992-12-31 (YTD Data)		Rank
Total interest income	$1,474,000	12,028
Total interest expense	$845,000	11,114
Net interest income	$629,000	12,609
Provision for loan and lease losses	$61,000	8,508
Total noninterest income	$91,000	11,966
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$56,000	10,079
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	11,401
Total noninterest expense	$630,000	11,879
Salaries and employee benefits	$420,000	10,630
Premises and equipment expense	$50,000	12,683
Additional noninterest expense	$160,000	12,788
Pre-tax net operating income	$29,000	12,544
Securities gains (losses)	$127,000	2,628
Applicable income taxes	$26,000	11,922
Income before extraordinary items	$130,000	11,542
Extraordinary gains, net	$0	1,422
Net income	$130,000	11,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	7,683
Cash dividends	$15,000	8,575
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$24,590	12,514

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.