Home > Citizens Savings Bank > Income and Expense
Citizens Savings Bank, Income and Expense
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $684,000 | 4,500 |
| Total interest expense | $192,000 | 4,302 |
| Net interest income | $492,000 | 4,538 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $38,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $21,000 | 4,105 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $17,000 | 4,360 |
| Total noninterest expense | $398,000 | 4,541 |
| Salaries and employee benefits | $210,000 | 4,529 |
| Premises and equipment expense | $95,000 | 4,236 |
| Additional noninterest expense | $17,000 | 4,361 |
| Pre-tax net operating income | $132,000 | 4,261 |
| Securities gains (losses) | $24,000 | 408 |
| Applicable income taxes | $8,000 | 3,320 |
| Income before extraordinary items | $148,000 | 4,220 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $148,000 | 4,258 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $148,000 | 4,219 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $50,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $125,200 | 4,261 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $438,000 | 4,535 |
| Total interest expense | $117,000 | 4,315 |
| Net interest income | $321,000 | 4,575 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $25,000 | 4,464 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $13,000 | 4,148 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $12,000 | 4,412 |
| Total noninterest expense | $264,000 | 4,573 |
| Salaries and employee benefits | $140,000 | 4,562 |
| Premises and equipment expense | $59,000 | 4,284 |
| Additional noninterest expense | $12,000 | 4,393 |
| Pre-tax net operating income | $82,000 | 4,317 |
| Securities gains (losses) | $24,000 | 419 |
| Applicable income taxes | $4,000 | 3,373 |
| Income before extraordinary items | $102,000 | 4,263 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $102,000 | 4,306 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $102,000 | 4,262 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $50,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $78,960 | 4,316 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $205,000 | 4,597 |
| Total interest expense | $46,000 | 4,369 |
| Net interest income | $159,000 | 4,608 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $14,000 | 4,493 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $6,000 | 4,190 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $8,000 | 4,392 |
| Total noninterest expense | $145,000 | 4,629 |
| Salaries and employee benefits | $69,000 | 4,630 |
| Premises and equipment expense | $37,000 | 4,220 |
| Additional noninterest expense | $8,000 | 4,392 |
| Pre-tax net operating income | $28,000 | 4,403 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $2,000 | 3,329 |
| Income before extraordinary items | $26,000 | 4,388 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $26,000 | 4,389 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $26,000 | 4,388 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $50,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $26,000 | 4,407 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $746,000 | 4,595 |
| Total interest expense | $113,000 | 4,352 |
| Net interest income | $633,000 | 4,610 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $51,000 | 4,559 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $29,000 | 4,201 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $22,000 | 4,514 |
| Total noninterest expense | $496,000 | 4,675 |
| Salaries and employee benefits | $269,000 | 4,664 |
| Premises and equipment expense | $106,000 | 4,425 |
| Additional noninterest expense | $22,000 | 4,514 |
| Pre-tax net operating income | $188,000 | 4,422 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $11,000 | 3,508 |
| Income before extraordinary items | $177,000 | 4,398 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $177,000 | 4,397 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $177,000 | 4,398 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $177,000 | 4,406 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $534,000 | 4,631 |
| Total interest expense | $71,000 | 4,394 |
| Net interest income | $463,000 | 4,641 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $38,000 | 4,597 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $21,000 | 4,249 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $17,000 | 4,533 |
| Total noninterest expense | $375,000 | 4,711 |
| Salaries and employee benefits | $200,000 | 4,700 |
| Premises and equipment expense | $83,000 | 4,424 |
| Additional noninterest expense | $17,000 | 4,533 |
| Pre-tax net operating income | $126,000 | 4,459 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $8,000 | 3,507 |
| Income before extraordinary items | $118,000 | 4,431 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $118,000 | 4,430 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $118,000 | 4,430 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $118,000 | 4,456 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $326,000 | 4,688 |
| Total interest expense | $45,000 | 4,451 |
| Net interest income | $281,000 | 4,694 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $25,000 | 4,608 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $14,000 | 4,301 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $11,000 | 4,573 |
| Total noninterest expense | $260,000 | 4,731 |
| Salaries and employee benefits | $139,000 | 4,719 |
| Premises and equipment expense | $55,000 | 4,444 |
| Additional noninterest expense | $66,000 | 4,741 |
| Pre-tax net operating income | $46,000 | 4,497 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $4,000 | 3,482 |
| Income before extraordinary items | $42,000 | 4,465 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $42,000 | 4,465 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $42,000 | 4,465 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $42,000 | 4,498 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $154,000 | 4,719 |
| Total interest expense | $23,000 | 4,445 |
| Net interest income | $131,000 | 4,727 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $15,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $8,000 | 4,241 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $7,000 | 4,550 |
| Total noninterest expense | $128,000 | 4,756 |
| Salaries and employee benefits | $72,000 | 4,740 |
| Premises and equipment expense | $28,000 | 4,449 |
| Additional noninterest expense | $28,000 | 4,768 |
| Pre-tax net operating income | $18,000 | 4,466 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $3,000 | 3,335 |
| Income before extraordinary items | $15,000 | 4,459 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $15,000 | 4,458 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $15,000 | 4,459 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $15,000 | 4,480 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $683,000 | 4,740 |
| Total interest expense | $111,000 | 4,466 |
| Net interest income | $572,000 | 4,750 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $102,000 | 4,548 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $25,000 | 4,375 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $77,000 | 4,427 |
| Total noninterest expense | $527,000 | 4,795 |
| Salaries and employee benefits | $302,000 | 4,774 |
| Premises and equipment expense | $111,000 | 4,506 |
| Additional noninterest expense | $114,000 | 4,808 |
| Pre-tax net operating income | $147,000 | 4,553 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $6,000 | 3,615 |
| Income before extraordinary items | $141,000 | 4,558 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $141,000 | 4,558 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $141,000 | 4,558 |
| Net charge-offs | $1,000 | 2,638 |
| Cash dividends | $50,000 | 3,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $141,000 | 4,549 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $520,000 | 4,818 |
| Total interest expense | $87,000 | 4,542 |
| Net interest income | $433,000 | 4,830 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $42,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $17,000 | 4,473 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $25,000 | 4,682 |
| Total noninterest expense | $399,000 | 4,872 |
| Salaries and employee benefits | $226,000 | 4,850 |
| Premises and equipment expense | $86,000 | 4,550 |
| Additional noninterest expense | $87,000 | 4,890 |
| Pre-tax net operating income | $76,000 | 4,665 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $4,000 | 3,598 |
| Income before extraordinary items | $72,000 | 4,676 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $72,000 | 4,676 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $72,000 | 4,676 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $50,000 | 3,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $72,000 | 4,663 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $347,000 | 4,857 |
| Total interest expense | $60,000 | 4,578 |
| Net interest income | $287,000 | 4,871 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $23,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $11,000 | 4,489 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $12,000 | 4,749 |
| Total noninterest expense | $267,000 | 4,904 |
| Salaries and employee benefits | $150,000 | 4,890 |
| Premises and equipment expense | $58,000 | 4,577 |
| Additional noninterest expense | $59,000 | 4,925 |
| Pre-tax net operating income | $43,000 | 4,703 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $3,000 | 3,587 |
| Income before extraordinary items | $40,000 | 4,715 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $40,000 | 4,715 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $40,000 | 4,715 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $50,000 | 2,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $40,000 | 4,699 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $175,000 | 4,879 |
| Total interest expense | $32,000 | 4,590 |
| Net interest income | $143,000 | 4,893 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $13,000 | 4,802 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $5,000 | 4,525 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $8,000 | 4,720 |
| Total noninterest expense | $127,000 | 4,936 |
| Salaries and employee benefits | $74,000 | 4,919 |
| Premises and equipment expense | $27,000 | 4,617 |
| Additional noninterest expense | $26,000 | 4,959 |
| Pre-tax net operating income | $29,000 | 4,682 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $2,000 | 3,502 |
| Income before extraordinary items | $27,000 | 4,690 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $27,000 | 4,690 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $27,000 | 4,690 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $50,000 | 2,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $27,000 | 4,680 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $832,000 | 4,890 |
| Total interest expense | $172,000 | 4,634 |
| Net interest income | $660,000 | 4,897 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $59,000 | 4,798 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $32,000 | 4,415 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $27,000 | 4,763 |
| Total noninterest expense | $498,000 | 4,955 |
| Salaries and employee benefits | $285,000 | 4,943 |
| Premises and equipment expense | $106,000 | 4,677 |
| Additional noninterest expense | $107,000 | 4,980 |
| Pre-tax net operating income | $221,000 | 4,502 |
| Securities gains (losses) | $-1,000 | 4,658 |
| Applicable income taxes | $6,000 | 3,547 |
| Income before extraordinary items | $214,000 | 4,527 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $214,000 | 4,526 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $214,000 | 4,527 |
| Net charge-offs | $-8,000 | 4,207 |
| Cash dividends | $200,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $214,970 | 4,484 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $639,000 | 4,926 |
| Total interest expense | $136,000 | 4,661 |
| Net interest income | $503,000 | 4,935 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $47,000 | 4,808 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $25,000 | 4,424 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $22,000 | 4,755 |
| Total noninterest expense | $381,000 | 4,988 |
| Salaries and employee benefits | $213,000 | 4,972 |
| Premises and equipment expense | $80,000 | 4,692 |
| Additional noninterest expense | $88,000 | 5,004 |
| Pre-tax net operating income | $169,000 | 4,548 |
| Securities gains (losses) | $-1,000 | 4,639 |
| Applicable income taxes | $4,000 | 3,559 |
| Income before extraordinary items | $164,000 | 4,560 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $164,000 | 4,559 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $164,000 | 4,560 |
| Net charge-offs | $-8,000 | 4,194 |
| Cash dividends | $200,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $164,980 | 4,529 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $435,000 | 4,959 |
| Total interest expense | $97,000 | 4,679 |
| Net interest income | $338,000 | 4,973 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $33,000 | 4,806 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $17,000 | 4,447 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $16,000 | 4,745 |
| Total noninterest expense | $247,000 | 5,020 |
| Salaries and employee benefits | $142,000 | 5,002 |
| Premises and equipment expense | $51,000 | 4,729 |
| Additional noninterest expense | $54,000 | 5,039 |
| Pre-tax net operating income | $124,000 | 4,517 |
| Securities gains (losses) | $-1,000 | 4,646 |
| Applicable income taxes | $2,000 | 3,555 |
| Income before extraordinary items | $121,000 | 4,528 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $121,000 | 4,528 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $121,000 | 4,528 |
| Net charge-offs | $-8,000 | 4,259 |
| Cash dividends | $100,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $121,980 | 4,490 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $225,000 | 5,006 |
| Total interest expense | $50,000 | 4,740 |
| Net interest income | $175,000 | 5,018 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $20,000 | 4,791 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $9,000 | 4,537 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $11,000 | 4,675 |
| Total noninterest expense | $121,000 | 5,072 |
| Salaries and employee benefits | $71,000 | 5,054 |
| Premises and equipment expense | $20,000 | 4,864 |
| Additional noninterest expense | $30,000 | 5,084 |
| Pre-tax net operating income | $74,000 | 4,413 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-1,000 | 4,805 |
| Income before extraordinary items | $75,000 | 4,369 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $75,000 | 4,369 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $75,000 | 4,369 |
| Net charge-offs | $-8,000 | 4,381 |
| Cash dividends | $50,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $75,000 | 4,358 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 5,056 |
| Total interest expense | $220,000 | 4,749 |
| Net interest income | $711,000 | 5,080 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $79,000 | 4,895 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $50,000 | 4,487 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $29,000 | 4,870 |
| Total noninterest expense | $509,000 | 5,132 |
| Salaries and employee benefits | $279,000 | 5,122 |
| Premises and equipment expense | $109,000 | 4,807 |
| Additional noninterest expense | $121,000 | 5,150 |
| Pre-tax net operating income | $281,000 | 4,689 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $16,000 | 3,593 |
| Income before extraordinary items | $265,000 | 4,692 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $265,000 | 4,694 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $265,000 | 4,694 |
| Net charge-offs | $5,000 | 3,486 |
| Cash dividends | $200,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $265,000 | 4,676 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $702,000 | 5,136 |
| Total interest expense | $166,000 | 4,803 |
| Net interest income | $536,000 | 5,159 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $63,000 | 4,934 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $37,000 | 4,570 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $26,000 | 4,885 |
| Total noninterest expense | $374,000 | 5,204 |
| Salaries and employee benefits | $208,000 | 5,185 |
| Premises and equipment expense | $76,000 | 4,923 |
| Additional noninterest expense | $90,000 | 5,225 |
| Pre-tax net operating income | $225,000 | 4,765 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $12,000 | 3,649 |
| Income before extraordinary items | $213,000 | 4,761 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $213,000 | 4,761 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $213,000 | 4,761 |
| Net charge-offs | $-2,000 | 4,087 |
| Cash dividends | $200,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $213,000 | 4,746 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $474,000 | 5,183 |
| Total interest expense | $109,000 | 4,839 |
| Net interest income | $365,000 | 5,200 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $43,000 | 4,949 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $24,000 | 4,607 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $19,000 | 4,896 |
| Total noninterest expense | $261,000 | 5,245 |
| Salaries and employee benefits | $137,000 | 5,239 |
| Premises and equipment expense | $67,000 | 4,779 |
| Additional noninterest expense | $57,000 | 5,270 |
| Pre-tax net operating income | $147,000 | 4,801 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $9,000 | 3,643 |
| Income before extraordinary items | $138,000 | 4,798 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $138,000 | 4,796 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $138,000 | 4,796 |
| Net charge-offs | $-1,000 | 3,898 |
| Cash dividends | $150,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $138,000 | 4,791 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $240,000 | 5,236 |
| Total interest expense | $54,000 | 4,868 |
| Net interest income | $186,000 | 5,256 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $25,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $10,000 | 4,742 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 4,752 |
| Total noninterest expense | $112,000 | 5,320 |
| Salaries and employee benefits | $68,000 | 5,300 |
| Premises and equipment expense | $17,000 | 5,143 |
| Additional noninterest expense | $27,000 | 5,335 |
| Pre-tax net operating income | $99,000 | 4,691 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $5,000 | 3,547 |
| Income before extraordinary items | $94,000 | 4,667 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $94,000 | 4,666 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $94,000 | 4,666 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $100,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $94,000 | 4,658 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $976,000 | 5,255 |
| Total interest expense | $177,000 | 4,904 |
| Net interest income | $799,000 | 5,272 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $80,000 | 5,093 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $53,000 | 4,689 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 5,080 |
| Total noninterest expense | $517,000 | 5,350 |
| Salaries and employee benefits | $275,000 | 5,345 |
| Premises and equipment expense | $111,000 | 4,992 |
| Additional noninterest expense | $131,000 | 5,364 |
| Pre-tax net operating income | $362,000 | 4,813 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $17,000 | 3,665 |
| Income before extraordinary items | $345,000 | 4,783 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $345,000 | 4,782 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $345,000 | 4,782 |
| Net charge-offs | $-3,000 | 4,310 |
| Cash dividends | $100,000 | 3,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $345,000 | 4,780 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $726,000 | 5,325 |
| Total interest expense | $126,000 | 4,967 |
| Net interest income | $600,000 | 5,339 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $61,000 | 5,165 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $39,000 | 4,758 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,000 | 5,134 |
| Total noninterest expense | $388,000 | 5,412 |
| Salaries and employee benefits | $207,000 | 5,406 |
| Premises and equipment expense | $86,000 | 5,035 |
| Additional noninterest expense | $95,000 | 5,431 |
| Pre-tax net operating income | $273,000 | 4,894 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $13,000 | 3,725 |
| Income before extraordinary items | $260,000 | 4,872 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $260,000 | 4,870 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $260,000 | 4,871 |
| Net charge-offs | $-1,000 | 4,015 |
| Cash dividends | $100,000 | 3,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $260,000 | 4,879 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $481,000 | 5,384 |
| Total interest expense | $79,000 | 5,025 |
| Net interest income | $402,000 | 5,395 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $38,000 | 5,244 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $25,000 | 4,824 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 5,221 |
| Total noninterest expense | $265,000 | 5,476 |
| Salaries and employee benefits | $142,000 | 5,471 |
| Premises and equipment expense | $63,000 | 5,009 |
| Additional noninterest expense | $60,000 | 5,503 |
| Pre-tax net operating income | $175,000 | 4,939 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $9,000 | 3,721 |
| Income before extraordinary items | $166,000 | 4,909 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $166,000 | 4,908 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $166,000 | 4,908 |
| Net charge-offs | $-1,000 | 3,891 |
| Cash dividends | $50,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $166,000 | 4,914 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $238,000 | 5,444 |
| Total interest expense | $37,000 | 5,095 |
| Net interest income | $201,000 | 5,459 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $20,000 | 5,285 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $12,000 | 4,894 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $8,000 | 5,200 |
| Total noninterest expense | $124,000 | 5,546 |
| Salaries and employee benefits | $76,000 | 5,519 |
| Premises and equipment expense | $20,000 | 5,295 |
| Additional noninterest expense | $28,000 | 5,570 |
| Pre-tax net operating income | $97,000 | 4,886 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $4,000 | 3,713 |
| Income before extraordinary items | $93,000 | 4,848 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $93,000 | 4,847 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $93,000 | 4,848 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $25,000 | 2,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $93,000 | 4,853 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $917,000 | 5,505 |
| Total interest expense | $177,000 | 4,954 |
| Net interest income | $740,000 | 5,529 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $85,000 | 5,328 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $57,000 | 4,873 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $28,000 | 5,293 |
| Total noninterest expense | $545,000 | 5,592 |
| Salaries and employee benefits | $301,000 | 5,583 |
| Premises and equipment expense | $114,000 | 5,209 |
| Additional noninterest expense | $130,000 | 5,615 |
| Pre-tax net operating income | $280,000 | 5,075 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $14,000 | 3,828 |
| Income before extraordinary items | $266,000 | 4,918 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $266,000 | 4,918 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $266,000 | 4,918 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $100,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $266,000 | 4,909 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $683,000 | 5,573 |
| Total interest expense | $131,000 | 5,010 |
| Net interest income | $552,000 | 5,598 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $67,000 | 5,399 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $43,000 | 4,918 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $24,000 | 5,327 |
| Total noninterest expense | $400,000 | 5,658 |
| Salaries and employee benefits | $216,000 | 5,653 |
| Premises and equipment expense | $92,000 | 5,201 |
| Additional noninterest expense | $92,000 | 5,689 |
| Pre-tax net operating income | $219,000 | 5,147 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $11,000 | 3,858 |
| Income before extraordinary items | $208,000 | 5,098 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $208,000 | 5,098 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $208,000 | 5,098 |
| Net charge-offs | $-2,000 | 4,374 |
| Cash dividends | $75,000 | 3,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $208,000 | 5,087 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $446,000 | 5,628 |
| Total interest expense | $86,000 | 5,041 |
| Net interest income | $360,000 | 5,651 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $42,000 | 5,447 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $29,000 | 4,945 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $13,000 | 5,424 |
| Total noninterest expense | $252,000 | 5,716 |
| Salaries and employee benefits | $141,000 | 5,710 |
| Premises and equipment expense | $52,000 | 5,346 |
| Additional noninterest expense | $59,000 | 5,748 |
| Pre-tax net operating income | $150,000 | 5,149 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $8,000 | 3,870 |
| Income before extraordinary items | $142,000 | 5,112 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $142,000 | 5,112 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $142,000 | 5,112 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $50,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $142,000 | 5,096 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $216,000 | 5,696 |
| Total interest expense | $42,000 | 5,092 |
| Net interest income | $174,000 | 5,722 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $20,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $12,000 | 5,100 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $8,000 | 5,425 |
| Total noninterest expense | $114,000 | 5,800 |
| Salaries and employee benefits | $71,000 | 5,774 |
| Premises and equipment expense | $18,000 | 5,571 |
| Additional noninterest expense | $25,000 | 5,828 |
| Pre-tax net operating income | $80,000 | 5,106 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $4,000 | 3,816 |
| Income before extraordinary items | $76,000 | 5,069 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $76,000 | 5,069 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $76,000 | 5,069 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $25,000 | 2,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $76,000 | 5,053 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $858,000 | 5,752 |
| Total interest expense | $174,000 | 5,114 |
| Net interest income | $684,000 | 5,782 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $89,000 | 5,561 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $65,000 | 4,981 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $24,000 | 5,565 |
| Total noninterest expense | $524,000 | 5,833 |
| Salaries and employee benefits | $267,000 | 5,839 |
| Premises and equipment expense | $123,000 | 5,348 |
| Additional noninterest expense | $134,000 | 5,859 |
| Pre-tax net operating income | $249,000 | 5,244 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $13,000 | 3,951 |
| Income before extraordinary items | $236,000 | 5,239 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $236,000 | 5,238 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $236,000 | 5,238 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $100,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $236,000 | 5,198 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $642,000 | 5,821 |
| Total interest expense | $131,000 | 5,163 |
| Net interest income | $511,000 | 5,852 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $68,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $49,000 | 5,017 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $19,000 | 5,594 |
| Total noninterest expense | $401,000 | 5,891 |
| Salaries and employee benefits | $198,000 | 5,904 |
| Premises and equipment expense | $101,000 | 5,330 |
| Additional noninterest expense | $102,000 | 5,920 |
| Pre-tax net operating income | $178,000 | 5,345 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $8,000 | 4,054 |
| Income before extraordinary items | $170,000 | 5,343 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $170,000 | 5,342 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $170,000 | 5,343 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $75,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $170,000 | 5,295 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $428,000 | 5,890 |
| Total interest expense | $87,000 | 5,219 |
| Net interest income | $341,000 | 5,923 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $47,000 | 5,641 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $35,000 | 4,975 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,000 | 5,683 |
| Total noninterest expense | $260,000 | 5,970 |
| Salaries and employee benefits | $132,000 | 5,975 |
| Premises and equipment expense | $62,000 | 5,448 |
| Additional noninterest expense | $66,000 | 5,995 |
| Pre-tax net operating income | $128,000 | 5,363 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $6,000 | 4,055 |
| Income before extraordinary items | $122,000 | 5,365 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $122,000 | 5,363 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $122,000 | 5,364 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $50,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $122,000 | 5,309 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $207,000 | 5,955 |
| Total interest expense | $43,000 | 5,266 |
| Net interest income | $164,000 | 5,996 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $25,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $17,000 | 5,002 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $8,000 | 5,642 |
| Total noninterest expense | $120,000 | 6,045 |
| Salaries and employee benefits | $66,000 | 6,037 |
| Premises and equipment expense | $21,000 | 5,739 |
| Additional noninterest expense | $33,000 | 6,062 |
| Pre-tax net operating income | $69,000 | 5,316 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $3,000 | 4,042 |
| Income before extraordinary items | $66,000 | 5,302 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $66,000 | 5,303 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $66,000 | 5,303 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $25,000 | 2,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $66,000 | 5,243 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $789,000 | 6,019 |
| Total interest expense | $174,000 | 5,309 |
| Net interest income | $615,000 | 6,060 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $112,000 | 5,628 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $84,000 | 4,914 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $28,000 | 5,719 |
| Total noninterest expense | $513,000 | 6,090 |
| Salaries and employee benefits | $279,000 | 6,090 |
| Premises and equipment expense | $96,000 | 5,759 |
| Additional noninterest expense | $138,000 | 6,112 |
| Pre-tax net operating income | $214,000 | 5,435 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $11,000 | 4,073 |
| Income before extraordinary items | $203,000 | 5,459 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $203,000 | 5,461 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $203,000 | 5,462 |
| Net charge-offs | $9,000 | 4,053 |
| Cash dividends | $100,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $203,000 | 5,406 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $591,000 | 6,108 |
| Total interest expense | $132,000 | 5,375 |
| Net interest income | $459,000 | 6,153 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $86,000 | 5,690 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $65,000 | 4,930 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 5,794 |
| Total noninterest expense | $385,000 | 6,174 |
| Salaries and employee benefits | $209,000 | 6,172 |
| Premises and equipment expense | $78,000 | 5,773 |
| Additional noninterest expense | $98,000 | 6,207 |
| Pre-tax net operating income | $160,000 | 5,564 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $7,000 | 4,223 |
| Income before extraordinary items | $153,000 | 5,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,585 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $153,000 | 5,586 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $75,000 | 3,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $153,000 | 5,530 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $387,000 | 6,183 |
| Total interest expense | $89,000 | 5,420 |
| Net interest income | $298,000 | 6,226 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $59,000 | 5,729 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $44,000 | 4,933 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $15,000 | 5,818 |
| Total noninterest expense | $255,000 | 6,249 |
| Salaries and employee benefits | $147,000 | 6,226 |
| Premises and equipment expense | $39,000 | 6,004 |
| Additional noninterest expense | $69,000 | 6,272 |
| Pre-tax net operating income | $102,000 | 5,624 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $4,000 | 4,265 |
| Income before extraordinary items | $98,000 | 5,622 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $98,000 | 5,623 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $98,000 | 5,624 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $50,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $98,000 | 5,571 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $192,000 | 6,249 |
| Total interest expense | $44,000 | 5,480 |
| Net interest income | $148,000 | 6,295 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $28,000 | 5,790 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $20,000 | 5,051 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,000 | 5,873 |
| Total noninterest expense | $121,000 | 6,340 |
| Salaries and employee benefits | $78,000 | 6,275 |
| Premises and equipment expense | $17,000 | 6,115 |
| Additional noninterest expense | $26,000 | 6,382 |
| Pre-tax net operating income | $55,000 | 5,584 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $3,000 | 4,151 |
| Income before extraordinary items | $52,000 | 5,589 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $52,000 | 5,590 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $52,000 | 5,590 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $25,000 | 2,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $52,000 | 5,535 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $767,000 | 6,338 |
| Total interest expense | $182,000 | 5,595 |
| Net interest income | $585,000 | 6,382 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $124,000 | 5,816 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $93,000 | 5,097 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $31,000 | 5,923 |
| Total noninterest expense | $536,000 | 6,401 |
| Salaries and employee benefits | $311,000 | 6,374 |
| Premises and equipment expense | $87,000 | 6,123 |
| Additional noninterest expense | $138,000 | 6,432 |
| Pre-tax net operating income | $173,000 | 5,723 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $8,000 | 4,244 |
| Income before extraordinary items | $165,000 | 5,749 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $165,000 | 5,749 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $165,000 | 5,750 |
| Net charge-offs | $18,000 | 4,348 |
| Cash dividends | $100,000 | 4,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $165,000 | 5,712 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $577,000 | 6,414 |
| Total interest expense | $137,000 | 5,669 |
| Net interest income | $440,000 | 6,463 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $91,000 | 5,920 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $70,000 | 5,165 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $21,000 | 6,038 |
| Total noninterest expense | $403,000 | 6,477 |
| Salaries and employee benefits | $228,000 | 6,443 |
| Premises and equipment expense | $78,000 | 6,063 |
| Additional noninterest expense | $97,000 | 6,521 |
| Pre-tax net operating income | $128,000 | 5,812 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $6,000 | 4,296 |
| Income before extraordinary items | $122,000 | 5,825 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $122,000 | 5,824 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $122,000 | 5,825 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $75,000 | 3,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $122,000 | 5,795 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $384,000 | 6,473 |
| Total interest expense | $91,000 | 5,724 |
| Net interest income | $293,000 | 6,523 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $59,000 | 5,987 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $46,000 | 5,187 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $13,000 | 6,114 |
| Total noninterest expense | $260,000 | 6,547 |
| Salaries and employee benefits | $151,000 | 6,509 |
| Premises and equipment expense | $43,000 | 6,247 |
| Additional noninterest expense | $66,000 | 6,580 |
| Pre-tax net operating income | $92,000 | 5,799 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $4,000 | 4,298 |
| Income before extraordinary items | $88,000 | 5,803 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $88,000 | 5,805 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $88,000 | 5,805 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $50,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $88,000 | 5,761 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $192,000 | 6,538 |
| Total interest expense | $45,000 | 5,804 |
| Net interest income | $147,000 | 6,593 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $30,000 | 5,986 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $21,000 | 5,305 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $9,000 | 6,032 |
| Total noninterest expense | $128,000 | 6,627 |
| Salaries and employee benefits | $77,000 | 6,581 |
| Premises and equipment expense | $20,000 | 6,354 |
| Additional noninterest expense | $31,000 | 6,664 |
| Pre-tax net operating income | $49,000 | 5,760 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $47,000 | 5,734 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $47,000 | 5,735 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $47,000 | 5,735 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $25,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $47,000 | 5,705 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $778,000 | 6,608 |
| Total interest expense | $198,000 | 5,921 |
| Net interest income | $580,000 | 6,661 |
| Provision for loan and lease losses | $21,000 | 4,699 |
| Total noninterest income | $118,000 | 6,086 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $99,000 | 5,274 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $19,000 | 6,238 |
| Total noninterest expense | $527,000 | 6,694 |
| Salaries and employee benefits | $307,000 | 6,672 |
| Premises and equipment expense | $100,000 | 6,284 |
| Additional noninterest expense | $120,000 | 6,753 |
| Pre-tax net operating income | $150,000 | 5,834 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $10,000 | 4,304 |
| Income before extraordinary items | $140,000 | 5,881 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $140,000 | 5,883 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $140,000 | 5,883 |
| Net charge-offs | $1,000 | 5,415 |
| Cash dividends | $100,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $140,000 | 5,829 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $582,000 | 6,687 |
| Total interest expense | $151,000 | 6,000 |
| Net interest income | $431,000 | 6,741 |
| Provision for loan and lease losses | $21,000 | 4,476 |
| Total noninterest income | $91,000 | 6,158 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $75,000 | 5,302 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $16,000 | 6,305 |
| Total noninterest expense | $380,000 | 6,778 |
| Salaries and employee benefits | $230,000 | 6,739 |
| Premises and equipment expense | $63,000 | 6,462 |
| Additional noninterest expense | $87,000 | 6,828 |
| Pre-tax net operating income | $121,000 | 5,924 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $7,000 | 4,397 |
| Income before extraordinary items | $114,000 | 5,956 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $114,000 | 5,958 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $114,000 | 5,958 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $75,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $114,000 | 5,897 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $388,000 | 6,739 |
| Total interest expense | $101,000 | 6,060 |
| Net interest income | $287,000 | 6,790 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $70,000 | 6,052 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $52,000 | 5,236 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $18,000 | 6,160 |
| Total noninterest expense | $240,000 | 6,839 |
| Salaries and employee benefits | $151,000 | 6,795 |
| Premises and equipment expense | $31,000 | 6,647 |
| Additional noninterest expense | $58,000 | 6,872 |
| Pre-tax net operating income | $102,000 | 5,807 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $5,000 | 4,362 |
| Income before extraordinary items | $97,000 | 5,871 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $97,000 | 5,873 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $97,000 | 5,873 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $50,000 | 3,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $97,000 | 5,782 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $195,000 | 6,807 |
| Total interest expense | $51,000 | 6,121 |
| Net interest income | $144,000 | 6,858 |
| Provision for loan and lease losses | $9,000 | 4,036 |
| Total noninterest income | $28,000 | 6,260 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $24,000 | 5,346 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $121,000 | 6,915 |
| Salaries and employee benefits | $76,000 | 6,858 |
| Premises and equipment expense | $14,000 | 6,744 |
| Additional noninterest expense | $31,000 | 6,937 |
| Pre-tax net operating income | $42,000 | 5,929 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $3,000 | 4,340 |
| Income before extraordinary items | $39,000 | 5,988 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $39,000 | 5,990 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $39,000 | 5,990 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $25,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $39,000 | 5,902 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $908,000 | 6,831 |
| Total interest expense | $240,000 | 6,223 |
| Net interest income | $668,000 | 6,884 |
| Provision for loan and lease losses | $36,000 | 5,361 |
| Total noninterest income | $136,000 | 6,051 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $86,000 | 5,638 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $50,000 | 5,863 |
| Total noninterest expense | $546,000 | 6,942 |
| Salaries and employee benefits | $311,000 | 6,914 |
| Premises and equipment expense | $97,000 | 6,546 |
| Additional noninterest expense | $138,000 | 6,987 |
| Pre-tax net operating income | $222,000 | 5,622 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $10,000 | 4,385 |
| Income before extraordinary items | $212,000 | 5,756 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $212,000 | 5,754 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $212,000 | 5,755 |
| Net charge-offs | $47,000 | 4,961 |
| Cash dividends | $150,000 | 3,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $212,000 | 5,573 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $693,000 | 6,924 |
| Total interest expense | $185,000 | 6,329 |
| Net interest income | $508,000 | 6,985 |
| Provision for loan and lease losses | $24,000 | 5,330 |
| Total noninterest income | $108,000 | 6,091 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $68,000 | 5,652 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $40,000 | 5,928 |
| Total noninterest expense | $419,000 | 7,030 |
| Salaries and employee benefits | $238,000 | 6,986 |
| Premises and equipment expense | $81,000 | 6,533 |
| Additional noninterest expense | $100,000 | 7,091 |
| Pre-tax net operating income | $173,000 | 5,769 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $8,000 | 4,434 |
| Income before extraordinary items | $165,000 | 5,869 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $165,000 | 5,868 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $165,000 | 5,868 |
| Net charge-offs | $33,000 | 4,788 |
| Cash dividends | $125,000 | 3,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $165,000 | 5,703 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $467,000 | 6,979 |
| Total interest expense | $127,000 | 6,385 |
| Net interest income | $340,000 | 7,042 |
| Provision for loan and lease losses | $18,000 | 5,176 |
| Total noninterest income | $80,000 | 6,022 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $48,000 | 5,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 5,840 |
| Total noninterest expense | $288,000 | 7,078 |
| Salaries and employee benefits | $166,000 | 7,031 |
| Premises and equipment expense | $52,000 | 6,609 |
| Additional noninterest expense | $70,000 | 7,144 |
| Pre-tax net operating income | $114,000 | 5,801 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $6,000 | 4,385 |
| Income before extraordinary items | $108,000 | 5,892 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $108,000 | 5,892 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $108,000 | 5,892 |
| Net charge-offs | $33,000 | 4,339 |
| Cash dividends | $100,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $108,000 | 5,733 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $241,000 | 7,025 |
| Total interest expense | $66,000 | 6,423 |
| Net interest income | $175,000 | 7,087 |
| Provision for loan and lease losses | $9,000 | 4,893 |
| Total noninterest income | $51,000 | 5,811 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $24,000 | 5,577 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $27,000 | 5,460 |
| Total noninterest expense | $137,000 | 7,157 |
| Salaries and employee benefits | $85,000 | 7,082 |
| Premises and equipment expense | $19,000 | 6,878 |
| Additional noninterest expense | $33,000 | 7,215 |
| Pre-tax net operating income | $80,000 | 5,619 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $78,000 | 5,634 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $78,000 | 5,634 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $78,000 | 5,634 |
| Net charge-offs | $34,000 | 3,328 |
| Cash dividends | $50,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $78,000 | 5,477 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 7,033 |
| Total interest expense | $295,000 | 6,574 |
| Net interest income | $797,000 | 7,079 |
| Provision for loan and lease losses | $36,000 | 6,005 |
| Total noninterest income | $123,000 | 6,242 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $99,000 | 5,528 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $24,000 | 6,306 |
| Total noninterest expense | $560,000 | 7,217 |
| Salaries and employee benefits | $329,000 | 7,168 |
| Premises and equipment expense | $96,000 | 6,858 |
| Additional noninterest expense | $135,000 | 7,274 |
| Pre-tax net operating income | $324,000 | 5,169 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $17,000 | 4,171 |
| Income before extraordinary items | $307,000 | 5,222 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $307,000 | 5,224 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $307,000 | 5,224 |
| Net charge-offs | $7,000 | 6,169 |
| Cash dividends | $275,000 | 3,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $307,000 | 5,108 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $836,000 | 7,093 |
| Total interest expense | $224,000 | 6,658 |
| Net interest income | $612,000 | 7,136 |
| Provision for loan and lease losses | $27,000 | 5,868 |
| Total noninterest income | $94,000 | 6,316 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $74,000 | 5,564 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $20,000 | 6,393 |
| Total noninterest expense | $407,000 | 7,289 |
| Salaries and employee benefits | $228,000 | 7,256 |
| Premises and equipment expense | $82,000 | 6,787 |
| Additional noninterest expense | $97,000 | 7,352 |
| Pre-tax net operating income | $272,000 | 5,216 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $13,000 | 4,182 |
| Income before extraordinary items | $259,000 | 5,239 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $259,000 | 5,239 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $259,000 | 5,239 |
| Net charge-offs | $-5,000 | 6,888 |
| Cash dividends | $200,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $259,000 | 5,115 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $573,000 | 7,134 |
| Total interest expense | $150,000 | 6,746 |
| Net interest income | $423,000 | 7,180 |
| Provision for loan and lease losses | $18,000 | 5,762 |
| Total noninterest income | $59,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $47,000 | 5,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 6,522 |
| Total noninterest expense | $278,000 | 7,356 |
| Salaries and employee benefits | $149,000 | 7,332 |
| Premises and equipment expense | $61,000 | 6,742 |
| Additional noninterest expense | $68,000 | 7,415 |
| Pre-tax net operating income | $186,000 | 5,194 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $10,000 | 4,094 |
| Income before extraordinary items | $176,000 | 5,186 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $176,000 | 5,185 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $176,000 | 5,186 |
| Net charge-offs | $-2,000 | 6,677 |
| Cash dividends | $150,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $176,000 | 5,100 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 7,164 |
| Total interest expense | $71,000 | 6,875 |
| Net interest income | $225,000 | 7,180 |
| Provision for loan and lease losses | $9,000 | 5,448 |
| Total noninterest income | $28,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $22,000 | 5,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $124,000 | 7,451 |
| Salaries and employee benefits | $72,000 | 7,402 |
| Premises and equipment expense | $18,000 | 7,192 |
| Additional noninterest expense | $34,000 | 7,480 |
| Pre-tax net operating income | $120,000 | 4,931 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $115,000 | 4,829 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $115,000 | 4,827 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $115,000 | 4,829 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $75,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $115,000 | 4,760 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 7,270 |
| Total interest expense | $334,000 | 6,966 |
| Net interest income | $832,000 | 7,297 |
| Provision for loan and lease losses | $46,000 | 6,541 |
| Total noninterest income | $133,000 | 6,417 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $103,000 | 5,442 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $30,000 | 6,418 |
| Total noninterest expense | $601,000 | 7,456 |
| Salaries and employee benefits | $358,000 | 7,376 |
| Premises and equipment expense | $103,000 | 7,029 |
| Additional noninterest expense | $140,000 | 7,543 |
| Pre-tax net operating income | $318,000 | 4,850 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $18,000 | 4,043 |
| Income before extraordinary items | $300,000 | 4,936 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $300,000 | 4,939 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $300,000 | 4,939 |
| Net charge-offs | $4,000 | 6,717 |
| Cash dividends | $300,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $300,000 | 4,797 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $873,000 | 7,383 |
| Total interest expense | $256,000 | 7,078 |
| Net interest income | $617,000 | 7,408 |
| Provision for loan and lease losses | $31,000 | 6,501 |
| Total noninterest income | $103,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $81,000 | 5,471 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $22,000 | 6,606 |
| Total noninterest expense | $435,000 | 7,562 |
| Salaries and employee benefits | $248,000 | 7,502 |
| Premises and equipment expense | $89,000 | 6,984 |
| Additional noninterest expense | $98,000 | 7,665 |
| Pre-tax net operating income | $254,000 | 5,048 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $14,000 | 4,127 |
| Income before extraordinary items | $240,000 | 5,135 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $240,000 | 5,137 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $240,000 | 5,138 |
| Net charge-offs | $-5,000 | 7,383 |
| Cash dividends | $225,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $240,000 | 4,956 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $583,000 | 7,448 |
| Total interest expense | $176,000 | 7,134 |
| Net interest income | $407,000 | 7,473 |
| Provision for loan and lease losses | $18,000 | 6,448 |
| Total noninterest income | $65,000 | 6,599 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $50,000 | 5,593 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $15,000 | 6,644 |
| Total noninterest expense | $294,000 | 7,622 |
| Salaries and employee benefits | $166,000 | 7,563 |
| Premises and equipment expense | $65,000 | 6,924 |
| Additional noninterest expense | $63,000 | 7,736 |
| Pre-tax net operating income | $160,000 | 5,161 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $11,000 | 4,050 |
| Income before extraordinary items | $149,000 | 5,224 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $149,000 | 5,227 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $149,000 | 5,226 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $150,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $149,000 | 5,079 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $293,000 | 7,534 |
| Total interest expense | $91,000 | 7,218 |
| Net interest income | $202,000 | 7,561 |
| Provision for loan and lease losses | $9,000 | 6,179 |
| Total noninterest income | $29,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $23,000 | 5,727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $132,000 | 7,775 |
| Salaries and employee benefits | $82,000 | 7,673 |
| Premises and equipment expense | $20,000 | 7,448 |
| Additional noninterest expense | $30,000 | 7,846 |
| Pre-tax net operating income | $90,000 | 5,167 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $7,000 | 3,969 |
| Income before extraordinary items | $83,000 | 5,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $83,000 | 5,207 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $83,000 | 5,206 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $75,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $83,000 | 5,088 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 7,549 |
| Total interest expense | $435,000 | 7,270 |
| Net interest income | $864,000 | 7,565 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $144,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $101,000 | 5,741 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $43,000 | 6,513 |
| Total noninterest expense | $595,000 | 7,805 |
| Salaries and employee benefits | $340,000 | 7,738 |
| Premises and equipment expense | $108,000 | 7,309 |
| Additional noninterest expense | $147,000 | 7,891 |
| Pre-tax net operating income | $413,000 | 4,203 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $19,000 | 3,684 |
| Income before extraordinary items | $394,000 | 4,199 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $394,000 | 4,199 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $394,000 | 4,199 |
| Net charge-offs | $16,000 | 6,746 |
| Cash dividends | $375,000 | 2,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $394,000 | 4,126 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $975,000 | 7,635 |
| Total interest expense | $335,000 | 7,354 |
| Net interest income | $640,000 | 7,651 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $100,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $79,000 | 5,721 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $21,000 | 6,957 |
| Total noninterest expense | $444,000 | 7,867 |
| Salaries and employee benefits | $237,000 | 7,846 |
| Premises and equipment expense | $90,000 | 7,254 |
| Additional noninterest expense | $117,000 | 7,943 |
| Pre-tax net operating income | $296,000 | 4,541 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $13,000 | 3,954 |
| Income before extraordinary items | $283,000 | 4,495 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $283,000 | 4,494 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $283,000 | 4,496 |
| Net charge-offs | $-2,000 | 7,695 |
| Cash dividends | $300,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $283,000 | 4,418 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $635,000 | 7,728 |
| Total interest expense | $226,000 | 7,446 |
| Net interest income | $409,000 | 7,739 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $61,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $47,000 | 5,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $14,000 | 7,048 |
| Total noninterest expense | $302,000 | 7,942 |
| Salaries and employee benefits | $158,000 | 7,929 |
| Premises and equipment expense | $63,000 | 7,259 |
| Additional noninterest expense | $81,000 | 7,990 |
| Pre-tax net operating income | $168,000 | 4,840 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $6,000 | 4,180 |
| Income before extraordinary items | $162,000 | 4,784 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $162,000 | 4,781 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $162,000 | 4,781 |
| Net charge-offs | $-2,000 | 7,645 |
| Cash dividends | $200,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $162,000 | 4,691 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $312,000 | 7,793 |
| Total interest expense | $113,000 | 7,542 |
| Net interest income | $199,000 | 7,794 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $27,000 | 7,135 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,000 | 7,314 |
| Total noninterest expense | $134,000 | 8,050 |
| Salaries and employee benefits | $79,000 | 7,977 |
| Premises and equipment expense | $23,000 | 7,618 |
| Additional noninterest expense | $32,000 | 8,095 |
| Pre-tax net operating income | $92,000 | 5,112 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $4,000 | 4,381 |
| Income before extraordinary items | $88,000 | 5,115 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $88,000 | 5,120 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $88,000 | 5,119 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $88,000 | 4,954 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 7,746 |
| Total interest expense | $567,000 | 7,559 |
| Net interest income | $849,000 | 7,771 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $139,000 | 6,964 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $112,000 | 5,734 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $27,000 | 7,241 |
| Total noninterest expense | $524,000 | 8,096 |
| Salaries and employee benefits | $282,000 | 8,096 |
| Premises and equipment expense | $82,000 | 7,781 |
| Additional noninterest expense | $160,000 | 8,036 |
| Pre-tax net operating income | $464,000 | 4,976 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $18,000 | 4,322 |
| Income before extraordinary items | $446,000 | 4,620 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $446,000 | 4,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,325 |
| Cash dividends | $325,000 | 3,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $446,000 | 4,786 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 7,814 |
| Total interest expense | $445,000 | 7,621 |
| Net interest income | $627,000 | 7,851 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $111,000 | 7,005 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $89,000 | 5,701 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 7,355 |
| Total noninterest expense | $389,000 | 8,160 |
| Salaries and employee benefits | $213,000 | 8,156 |
| Premises and equipment expense | $50,000 | 7,972 |
| Additional noninterest expense | $126,000 | 8,049 |
| Pre-tax net operating income | $349,000 | 5,452 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $10,000 | 4,863 |
| Income before extraordinary items | $339,000 | 5,043 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $339,000 | 5,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,525 |
| Cash dividends | $225,000 | 3,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $339,000 | 5,202 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $718,000 | 7,869 |
| Total interest expense | $308,000 | 7,680 |
| Net interest income | $410,000 | 7,912 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $70,000 | 7,132 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $56,000 | 5,799 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $14,000 | 7,482 |
| Total noninterest expense | $248,000 | 8,248 |
| Salaries and employee benefits | $135,000 | 8,254 |
| Premises and equipment expense | $17,000 | 8,293 |
| Additional noninterest expense | $96,000 | 8,000 |
| Pre-tax net operating income | $232,000 | 5,607 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $6,000 | 5,175 |
| Income before extraordinary items | $226,000 | 5,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 5,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,683 |
| Cash dividends | $125,000 | 3,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $226,000 | 5,363 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $367,000 | 7,926 |
| Total interest expense | $168,000 | 7,708 |
| Net interest income | $199,000 | 7,985 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $31,000 | 7,280 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $26,000 | 5,880 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $122,000 | 8,296 |
| Salaries and employee benefits | $69,000 | 8,280 |
| Premises and equipment expense | $9,000 | 8,302 |
| Additional noninterest expense | $44,000 | 8,110 |
| Pre-tax net operating income | $108,000 | 5,923 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $106,000 | 5,765 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $106,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,369 |
| Cash dividends | $50,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $106,000 | 5,674 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 7,944 |
| Total interest expense | $679,000 | 7,696 |
| Net interest income | $731,000 | 8,056 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $125,000 | 7,328 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $102,000 | 5,994 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $23,000 | 7,725 |
| Total noninterest expense | $434,000 | 8,389 |
| Salaries and employee benefits | $260,000 | 8,343 |
| Premises and equipment expense | $33,000 | 8,373 |
| Additional noninterest expense | $141,000 | 8,300 |
| Pre-tax net operating income | $422,000 | 6,212 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $-10,000 | 7,789 |
| Income before extraordinary items | $435,000 | 5,922 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $435,000 | 5,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,878 |
| Cash dividends | $200,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $432,000 | 5,935 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 8,021 |
| Total interest expense | $499,000 | 7,759 |
| Net interest income | $537,000 | 8,128 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $94,000 | 7,391 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $76,000 | 6,039 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $18,000 | 7,737 |
| Total noninterest expense | $302,000 | 8,413 |
| Salaries and employee benefits | $171,000 | 8,386 |
| Premises and equipment expense | $31,000 | 8,313 |
| Additional noninterest expense | $100,000 | 8,329 |
| Pre-tax net operating income | $329,000 | 6,452 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $-16,000 | 8,063 |
| Income before extraordinary items | $348,000 | 6,062 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $348,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $150,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $345,000 | 6,063 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $682,000 | 8,092 |
| Total interest expense | $331,000 | 7,797 |
| Net interest income | $351,000 | 8,212 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $59,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $49,000 | 6,112 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $200,000 | 8,473 |
| Salaries and employee benefits | $115,000 | 8,443 |
| Premises and equipment expense | $19,000 | 8,384 |
| Additional noninterest expense | $66,000 | 8,374 |
| Pre-tax net operating income | $210,000 | 6,575 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $-23,000 | 8,216 |
| Income before extraordinary items | $236,000 | 6,113 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $236,000 | 6,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $233,000 | 6,122 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $336,000 | 8,164 |
| Total interest expense | $161,000 | 7,859 |
| Net interest income | $175,000 | 8,270 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $30,000 | 7,460 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $23,000 | 6,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $100,000 | 8,509 |
| Salaries and employee benefits | $57,000 | 8,491 |
| Premises and equipment expense | $7,000 | 8,489 |
| Additional noninterest expense | $36,000 | 8,354 |
| Pre-tax net operating income | $105,000 | 6,597 |
| Securities gains (losses) | $3,000 | 908 |
| Applicable income taxes | $7,000 | 5,533 |
| Income before extraordinary items | $101,000 | 6,385 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $101,000 | 6,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $50,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $98,180 | 6,418 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 8,150 |
| Total interest expense | $640,000 | 7,629 |
| Net interest income | $536,000 | 8,382 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $128,000 | 7,486 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $106,000 | 6,077 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $22,000 | 7,915 |
| Total noninterest expense | $418,000 | 8,522 |
| Salaries and employee benefits | $238,000 | 8,492 |
| Premises and equipment expense | $44,000 | 8,409 |
| Additional noninterest expense | $136,000 | 8,424 |
| Pre-tax net operating income | $246,000 | 7,262 |
| Securities gains (losses) | $-10,000 | 7,284 |
| Applicable income taxes | $16,000 | 5,999 |
| Income before extraordinary items | $220,000 | 7,190 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $220,000 | 7,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $225,000 | 4,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $229,300 | 7,160 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $856,000 | 8,238 |
| Total interest expense | $469,000 | 7,664 |
| Net interest income | $387,000 | 8,470 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $98,000 | 7,543 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $81,000 | 6,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,944 |
| Total noninterest expense | $310,000 | 8,578 |
| Salaries and employee benefits | $167,000 | 8,559 |
| Premises and equipment expense | $40,000 | 8,377 |
| Additional noninterest expense | $103,000 | 8,460 |
| Pre-tax net operating income | $175,000 | 7,518 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $12,000 | 6,158 |
| Income before extraordinary items | $163,000 | 7,412 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $163,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $175,000 | 4,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $163,000 | 7,413 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $549,000 | 8,313 |
| Total interest expense | $296,000 | 7,721 |
| Net interest income | $253,000 | 8,534 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $63,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $52,000 | 6,195 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,021 |
| Total noninterest expense | $212,000 | 8,602 |
| Salaries and employee benefits | $112,000 | 8,607 |
| Premises and equipment expense | $29,000 | 8,346 |
| Additional noninterest expense | $71,000 | 8,467 |
| Pre-tax net operating income | $104,000 | 7,667 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $7,000 | 6,238 |
| Income before extraordinary items | $97,000 | 7,551 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $97,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $125,000 | 4,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $97,000 | 7,557 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $267,000 | 8,355 |
| Total interest expense | $135,000 | 7,811 |
| Net interest income | $132,000 | 8,545 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $29,000 | 7,700 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $23,000 | 6,323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $96,000 | 8,654 |
| Salaries and employee benefits | $56,000 | 8,620 |
| Premises and equipment expense | $8,000 | 8,606 |
| Additional noninterest expense | $32,000 | 8,551 |
| Pre-tax net operating income | $65,000 | 7,504 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $61,000 | 7,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $61,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $75,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $61,000 | 7,353 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 8,320 |
| Total interest expense | $463,000 | 7,734 |
| Net interest income | $550,000 | 8,489 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $121,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $99,000 | 6,305 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,000 | 8,086 |
| Total noninterest expense | $396,000 | 8,675 |
| Salaries and employee benefits | $233,000 | 8,635 |
| Premises and equipment expense | $37,000 | 8,620 |
| Additional noninterest expense | $126,000 | 8,603 |
| Pre-tax net operating income | $245,000 | 7,565 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $59,000 | 5,755 |
| Income before extraordinary items | $186,000 | 7,650 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $186,000 | 7,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,898 |
| Cash dividends | $150,000 | 5,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $186,000 | 7,616 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $752,000 | 8,363 |
| Total interest expense | $338,000 | 7,734 |
| Net interest income | $414,000 | 8,527 |
| Provision for loan and lease losses | $22,000 | 6,097 |
| Total noninterest income | $94,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $81,000 | 6,223 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,252 |
| Total noninterest expense | $287,000 | 8,692 |
| Salaries and employee benefits | $163,000 | 8,666 |
| Premises and equipment expense | $33,000 | 8,534 |
| Additional noninterest expense | $91,000 | 8,630 |
| Pre-tax net operating income | $199,000 | 7,633 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $56,000 | 5,719 |
| Income before extraordinary items | $143,000 | 7,740 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $143,000 | 7,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,349 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $143,000 | 7,702 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $502,000 | 8,375 |
| Total interest expense | $221,000 | 7,696 |
| Net interest income | $281,000 | 8,542 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $56,000 | 7,853 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $50,000 | 6,311 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,000 | 8,403 |
| Total noninterest expense | $195,000 | 8,691 |
| Salaries and employee benefits | $109,000 | 8,675 |
| Premises and equipment expense | $22,000 | 8,532 |
| Additional noninterest expense | $64,000 | 8,604 |
| Pre-tax net operating income | $127,000 | 7,690 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $52,000 | 5,486 |
| Income before extraordinary items | $75,000 | 7,917 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $75,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $75,000 | 7,880 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $253,000 | 8,437 |
| Total interest expense | $105,000 | 7,776 |
| Net interest income | $148,000 | 8,595 |
| Provision for loan and lease losses | $7,000 | 5,663 |
| Total noninterest income | $26,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $21,000 | 6,536 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $90,000 | 8,789 |
| Salaries and employee benefits | $54,000 | 8,745 |
| Premises and equipment expense | $9,000 | 8,660 |
| Additional noninterest expense | $27,000 | 8,736 |
| Pre-tax net operating income | $77,000 | 7,535 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $48,000 | 4,803 |
| Income before extraordinary items | $29,000 | 8,102 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $29,000 | 8,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $29,000 | 8,074 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $980,000 | 8,409 |
| Total interest expense | $377,000 | 7,776 |
| Net interest income | $603,000 | 8,544 |
| Provision for loan and lease losses | $30,000 | 6,416 |
| Total noninterest income | $114,000 | 7,921 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $94,000 | 6,566 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,225 |
| Total noninterest expense | $409,000 | 8,781 |
| Salaries and employee benefits | $229,000 | 8,765 |
| Premises and equipment expense | $46,000 | 8,635 |
| Additional noninterest expense | $134,000 | 8,669 |
| Pre-tax net operating income | $278,000 | 7,512 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $61,000 | 5,913 |
| Income before extraordinary items | $217,000 | 7,561 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $217,000 | 7,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,270 |
| Cash dividends | $200,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $217,000 | 7,522 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $727,000 | 8,457 |
| Total interest expense | $277,000 | 7,834 |
| Net interest income | $450,000 | 8,597 |
| Provision for loan and lease losses | $23,000 | 6,245 |
| Total noninterest income | $90,000 | 7,927 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $73,000 | 6,569 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 8,169 |
| Total noninterest expense | $302,000 | 8,822 |
| Salaries and employee benefits | $159,000 | 8,828 |
| Premises and equipment expense | $42,000 | 8,552 |
| Additional noninterest expense | $101,000 | 8,691 |
| Pre-tax net operating income | $215,000 | 7,623 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $49,000 | 5,981 |
| Income before extraordinary items | $166,000 | 7,684 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $166,000 | 7,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,384 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $166,000 | 7,633 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $480,000 | 8,531 |
| Total interest expense | $182,000 | 7,912 |
| Net interest income | $298,000 | 8,653 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $52,000 | 8,146 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $44,000 | 6,706 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,431 |
| Total noninterest expense | $194,000 | 8,889 |
| Salaries and employee benefits | $106,000 | 8,888 |
| Premises and equipment expense | $21,000 | 8,751 |
| Additional noninterest expense | $67,000 | 8,747 |
| Pre-tax net operating income | $141,000 | 7,625 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $32,000 | 5,987 |
| Income before extraordinary items | $109,000 | 7,694 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 7,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $109,000 | 7,625 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $243,000 | 8,573 |
| Total interest expense | $93,000 | 7,953 |
| Net interest income | $150,000 | 8,690 |
| Provision for loan and lease losses | $8,000 | 5,831 |
| Total noninterest income | $26,000 | 8,131 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $92,000 | 8,948 |
| Salaries and employee benefits | $53,000 | 8,927 |
| Premises and equipment expense | $8,000 | 8,874 |
| Additional noninterest expense | $31,000 | 8,829 |
| Pre-tax net operating income | $76,000 | 7,524 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $19,000 | 5,825 |
| Income before extraordinary items | $57,000 | 7,638 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $57,000 | 7,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $57,000 | 7,564 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 8,508 |
| Total interest expense | $450,000 | 7,937 |
| Net interest income | $634,000 | 8,651 |
| Provision for loan and lease losses | $30,000 | 6,766 |
| Total noninterest income | $121,000 | 8,092 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $104,000 | 6,497 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $17,000 | 8,524 |
| Total noninterest expense | $414,000 | 8,959 |
| Salaries and employee benefits | $241,000 | 8,924 |
| Premises and equipment expense | $44,000 | 8,852 |
| Additional noninterest expense | $129,000 | 8,867 |
| Pre-tax net operating income | $311,000 | 7,395 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $62,000 | 6,135 |
| Income before extraordinary items | $249,000 | 7,530 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $249,000 | 7,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $100,000 | 5,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $249,000 | 7,394 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $831,000 | 8,580 |
| Total interest expense | $351,000 | 8,011 |
| Net interest income | $480,000 | 8,717 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $92,000 | 8,134 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $78,000 | 6,548 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,509 |
| Total noninterest expense | $310,000 | 8,998 |
| Salaries and employee benefits | $154,000 | 9,037 |
| Premises and equipment expense | $38,000 | 8,797 |
| Additional noninterest expense | $118,000 | 8,741 |
| Pre-tax net operating income | $262,000 | 7,377 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $63,000 | 6,021 |
| Income before extraordinary items | $199,000 | 7,594 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $199,000 | 7,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $75,000 | 4,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $199,000 | 7,443 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $573,000 | 8,595 |
| Total interest expense | $244,000 | 8,047 |
| Net interest income | $329,000 | 8,726 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $60,000 | 8,151 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $51,000 | 6,554 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,000 | 8,523 |
| Total noninterest expense | $186,000 | 9,079 |
| Salaries and employee benefits | $103,000 | 9,069 |
| Premises and equipment expense | $22,000 | 8,899 |
| Additional noninterest expense | $61,000 | 8,954 |
| Pre-tax net operating income | $188,000 | 7,306 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $52,000 | 5,878 |
| Income before extraordinary items | $136,000 | 7,595 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $136,000 | 7,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $136,000 | 7,407 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $294,000 | 8,624 |
| Total interest expense | $128,000 | 8,066 |
| Net interest income | $166,000 | 8,759 |
| Provision for loan and lease losses | $8,000 | 6,296 |
| Total noninterest income | $27,000 | 8,282 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 6,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $91,000 | 9,130 |
| Salaries and employee benefits | $51,000 | 9,108 |
| Premises and equipment expense | $9,000 | 9,017 |
| Additional noninterest expense | $31,000 | 8,995 |
| Pre-tax net operating income | $94,000 | 7,282 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $26,000 | 5,851 |
| Income before extraordinary items | $68,000 | 7,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 7,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $25,000 | 3,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $68,000 | 7,377 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 8,613 |
| Total interest expense | $603,000 | 8,082 |
| Net interest income | $665,000 | 8,793 |
| Provision for loan and lease losses | $30,000 | 7,191 |
| Total noninterest income | $125,000 | 8,116 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $99,000 | 6,594 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,334 |
| Total noninterest expense | $398,000 | 9,138 |
| Salaries and employee benefits | $238,000 | 9,085 |
| Premises and equipment expense | $37,000 | 9,094 |
| Additional noninterest expense | $123,000 | 9,056 |
| Pre-tax net operating income | $362,000 | 7,315 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $85,000 | 6,110 |
| Income before extraordinary items | $277,000 | 7,440 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $277,000 | 7,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,133 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $277,000 | 7,332 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 8,865 |
| Total interest expense | $732,000 | 8,568 |
| Net interest income | $621,000 | 8,997 |
| Provision for loan and lease losses | $15,000 | 7,716 |
| Total noninterest income | $98,000 | 8,544 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $80,000 | 6,973 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $18,000 | 8,807 |
| Total noninterest expense | $407,000 | 9,351 |
| Salaries and employee benefits | $235,000 | 9,299 |
| Premises and equipment expense | $34,000 | 9,367 |
| Additional noninterest expense | $138,000 | 9,142 |
| Pre-tax net operating income | $297,000 | 7,429 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $76,000 | 6,325 |
| Income before extraordinary items | $221,000 | 7,595 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $221,000 | 7,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $221,000 | 7,473 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 9,083 |
| Total interest expense | $759,000 | 8,730 |
| Net interest income | $604,000 | 9,288 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $86,000 | 8,792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $393,000 | 9,611 |
| Salaries and employee benefits | $240,000 | 9,496 |
| Premises and equipment expense | $33,000 | 9,633 |
| Additional noninterest expense | $120,000 | 9,491 |
| Pre-tax net operating income | $297,000 | 7,909 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $71,000 | 6,919 |
| Income before extraordinary items | $226,000 | 7,920 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $226,000 | 7,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,939 |
| Cash dividends | $105,000 | 5,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $226,000 | 7,923 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 9,368 |
| Total interest expense | $658,000 | 9,054 |
| Net interest income | $593,000 | 9,527 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $71,000 | 9,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 7,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,002 |
| Total noninterest expense | $377,000 | 9,931 |
| Salaries and employee benefits | $230,000 | 9,791 |
| Premises and equipment expense | $38,000 | 9,862 |
| Additional noninterest expense | $109,000 | 9,863 |
| Pre-tax net operating income | $287,000 | 8,166 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $41,000 | 7,793 |
| Income before extraordinary items | $246,000 | 7,957 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $246,000 | 7,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $55,000 | 6,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $246,000 | 7,933 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 9,597 |
| Total interest expense | $665,000 | 9,292 |
| Net interest income | $585,000 | 9,767 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $66,000 | 9,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,104 |
| Total noninterest expense | $392,000 | 10,079 |
| Salaries and employee benefits | $220,000 | 10,017 |
| Premises and equipment expense | $49,000 | 9,838 |
| Additional noninterest expense | $123,000 | 9,926 |
| Pre-tax net operating income | $259,000 | 8,617 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $46,000 | 8,406 |
| Income before extraordinary items | $213,000 | 8,528 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $213,000 | 8,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,413 |
| Cash dividends | $80,000 | 6,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $213,000 | 8,449 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,249,000 | 9,990 |
| Total interest expense | $657,000 | 9,664 |
| Net interest income | $592,000 | 10,203 |
| Provision for loan and lease losses | $76,000 | 5,749 |
| Total noninterest income | $75,000 | 9,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 8,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,147 |
| Total noninterest expense | $343,000 | 10,605 |
| Salaries and employee benefits | $201,000 | 10,535 |
| Premises and equipment expense | $42,000 | 10,388 |
| Additional noninterest expense | $100,000 | 10,538 |
| Pre-tax net operating income | $248,000 | 9,301 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $89,000 | 8,585 |
| Income before extraordinary items | $159,000 | 9,509 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $159,000 | 9,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,246 |
| Cash dividends | $85,000 | 6,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $159,000 | 9,467 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 10,558 |
| Total interest expense | $643,000 | 10,141 |
| Net interest income | $531,000 | 10,822 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $81,000 | 10,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,300 |
| Total noninterest expense | $358,000 | 11,091 |
| Salaries and employee benefits | $207,000 | 10,978 |
| Premises and equipment expense | $44,000 | 10,805 |
| Additional noninterest expense | $107,000 | 11,027 |
| Pre-tax net operating income | $254,000 | 9,454 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $65,000 | 9,414 |
| Income before extraordinary items | $189,000 | 9,400 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $189,000 | 9,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $189,000 | 9,346 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 11,111 |
| Total interest expense | $614,000 | 10,622 |
| Net interest income | $487,000 | 11,426 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $85,000 | 10,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,336 |
| Total noninterest expense | $340,000 | 11,617 |
| Salaries and employee benefits | $202,000 | 11,490 |
| Premises and equipment expense | $29,000 | 11,637 |
| Additional noninterest expense | $109,000 | 11,530 |
| Pre-tax net operating income | $232,000 | 10,246 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $53,000 | 10,132 |
| Income before extraordinary items | $179,000 | 10,178 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $179,000 | 10,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $78,000 | 7,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $179,000 | 10,146 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,037,000 | 11,647 |
| Total interest expense | $547,000 | 10,865 |
| Net interest income | $490,000 | 12,037 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $87,000 | 11,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $369,000 | 12,152 |
| Salaries and employee benefits | $196,000 | 12,089 |
| Premises and equipment expense | $32,000 | 12,185 |
| Additional noninterest expense | $141,000 | 11,905 |
| Pre-tax net operating income | $208,000 | 10,836 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $68,000 | 10,056 |
| Income before extraordinary items | $147,000 | 10,856 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $147,000 | 10,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $70,000 | 7,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $142,240 | 10,971 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 12,164 |
| Total interest expense | $553,000 | 11,410 |
| Net interest income | $503,000 | 12,544 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $87,000 | 11,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,560 |
| Total noninterest expense | $345,000 | 12,844 |
| Salaries and employee benefits | $185,000 | 12,746 |
| Premises and equipment expense | $24,000 | 13,001 |
| Additional noninterest expense | $136,000 | 12,583 |
| Pre-tax net operating income | $245,000 | 10,656 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $79,000 | 10,245 |
| Income before extraordinary items | $179,000 | 10,882 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $179,000 | 10,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $63,000 | 7,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $170,030 | 10,780 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 12,690 |
| Total interest expense | $657,000 | 12,028 |
| Net interest income | $502,000 | 13,073 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $90,000 | 11,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $337,000 | 13,449 |
| Salaries and employee benefits | $178,000 | 13,339 |
| Premises and equipment expense | $20,000 | 13,675 |
| Additional noninterest expense | $139,000 | 13,103 |
| Pre-tax net operating income | $255,000 | 10,555 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $65,000 | 10,856 |
| Income before extraordinary items | $200,000 | 10,604 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $200,000 | 10,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $68,000 | 7,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $192,500 | 10,372 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.