Home > Citizens Savings Association Federal Association > Assets and Liabilities
Citizens Savings Association Federal Association, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 47 | 3,970 |
| Assets and Liabilities | ||
| Total Assets: | $74,247,000 | 5,622 |
| Cash and due from depository institutions | $2,419,000 | 3,970 |
| Interest-bearing balances | $664,000 | 2,794 |
| Securities | $20,529,000 | 5,208 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 4,166 |
| Net loans & leases | $45,557,000 | 5,368 |
| Loan loss allowance | $61,000 | 10,985 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,876,000 | 3,971 |
| Other real estate owned | $154,000 | 3,970 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,062,000 | 6,001 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,247,000 | 5,622 |
| Total liabilities | $63,684,000 | 5,816 |
| Total deposits | $62,542,000 | 5,657 |
| Interest-bearing deposits | $59,052,000 | 5,273 |
| Deposits held in domestic offices | $62,542,000 | 5,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $631,000 | 3,750 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $511,000 | 5,884 |
| Total equity capital | $10,563,000 | 4,147 |
| Total bank equity capital | $10,563,000 | 4,147 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $4,744,000 | 2,995 |
| Undivided profits | $5,818,000 | 3,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 7,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $199,000 | 8,481 |
| Earning assets | $69,400,000 | 5,542 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $75,724,000 | 5,376 |
| Average Assets, quarterly | $74,411,500 | 5,567 |
| Volatile liabilities | $5,076,000 | 7,051 |
| Insider loans | $420,000 | 5,967 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,428,000 | 6,982 |
| Tier 1 (core) risk-based capital | $10,563,000 | 4,051 |
| Tier 2 risk-based capital | $61,000 | 10,886 |
| Total risk weighted assets | $35,230,000 | 6,503 |
| Total unused commitments | $2,428,000 | 6,996 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $76,693,000 | 5,549 |
| Cash and due from depository institutions | $3,818,000 | 5,686 |
| Interest-bearing balances | $2,797,000 | 1,480 |
| Securities | $23,092,000 | 5,009 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,868 |
| Net loans & leases | $41,710,000 | 5,665 |
| Loan loss allowance | $82,000 | 11,239 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,324,000 | 5,061 |
| Other real estate owned | $39,000 | 5,686 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,710,000 | 4,153 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,693,000 | 5,549 |
| Total liabilities | $66,888,000 | 5,662 |
| Total deposits | $65,219,000 | 5,566 |
| Interest-bearing deposits | $60,115,000 | 5,285 |
| Deposits held in domestic offices | $65,219,000 | 5,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $773,000 | 3,145 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $896,000 | 3,982 |
| Total equity capital | $9,805,000 | 4,413 |
| Total bank equity capital | $9,805,000 | 4,413 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $4,584,000 | 3,078 |
| Undivided profits | $5,220,000 | 4,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,000 | 7,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $168,000 | 9,369 |
| Earning assets | $72,599,000 | 5,417 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $74,815,400 | 5,445 |
| Average Assets, quarterly | $77,500,000 | 5,439 |
| Volatile liabilities | $5,619,000 | 6,525 |
| Insider loans | $484,000 | 5,758 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,637,000 | 7,916 |
| Tier 1 (core) risk-based capital | $9,788,000 | 4,297 |
| Tier 2 risk-based capital | $54,000 | 11,436 |
| Total risk weighted assets | $32,953,000 | 6,801 |
| Total unused commitments | $1,637,000 | 7,928 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $69,644,000 | 5,950 |
| Cash and due from depository institutions | $1,004,000 | 5,348 |
| Interest-bearing balances | $5,000 | 6,831 |
| Securities | $30,659,000 | 4,197 |
| Federal funds sold & reverse repurchase agreements | $625,000 | 6,407 |
| Net loans & leases | $34,409,000 | 6,435 |
| Loan loss allowance | $149,000 | 10,732 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,316,000 | 5,099 |
| Other real estate owned | $0 | 5,348 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,632,000 | 4,585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,644,000 | 5,950 |
| Total liabilities | $64,466,000 | 5,839 |
| Total deposits | $63,478,000 | 5,669 |
| Interest-bearing deposits | $60,474,000 | 5,192 |
| Deposits held in domestic offices | $63,478,000 | 5,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $988,000 | 3,107 |
| Total equity capital | $5,178,000 | 6,952 |
| Total bank equity capital | $5,178,000 | 6,952 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $5,178,000 | 4,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 6,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $125,000 | 10,235 |
| Earning assets | $65,698,000 | 5,809 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $71,844,000 | 5,685 |
| Average Assets, quarterly | $70,142,500 | 5,879 |
| Volatile liabilities | $3,457,000 | 8,013 |
| Insider loans | $292,000 | 7,231 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,560,000 | 8,140 |
| Tier 1 (core) risk-based capital | $5,144,000 | 7,087 |
| Tier 2 risk-based capital | $73,000 | 11,731 |
| Total risk weighted assets | $26,474,000 | 7,790 |
| Total unused commitments | $1,560,000 | 8,152 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 39 | 5,184 |
| Assets and Liabilities | ||
| Total Assets: | $72,591,000 | 5,880 |
| Cash and due from depository institutions | $4,364,000 | 5,184 |
| Interest-bearing balances | $4,158,000 | 1,439 |
| Securities | $29,021,000 | 4,609 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $36,074,000 | 6,168 |
| Loan loss allowance | $129,000 | 11,544 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,329,000 | 5,108 |
| Other real estate owned | $80,000 | 5,184 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,723,000 | 3,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,591,000 | 5,880 |
| Total liabilities | $67,120,000 | 5,792 |
| Total deposits | $66,877,000 | 5,618 |
| Interest-bearing deposits | $64,067,000 | 5,150 |
| Deposits held in domestic offices | $66,877,000 | 5,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $243,000 | 8,465 |
| Total equity capital | $5,471,000 | 6,812 |
| Total bank equity capital | $5,471,000 | 6,812 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $5,471,000 | 4,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $114,000 | 10,580 |
| Earning assets | $69,253,000 | 5,702 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $72,315,400 | 5,765 |
| Average Assets, quarterly | $72,776,500 | 5,821 |
| Volatile liabilities | $3,751,000 | 7,574 |
| Insider loans | $279,000 | 7,461 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,092,000 | 6,292 |
| Tier 1 (core) risk-based capital | $4,504,000 | 7,722 |
| Tier 2 risk-based capital | $96,000 | 11,703 |
| Total risk weighted assets | $26,739,000 | 7,812 |
| Total unused commitments | $3,092,000 | 6,313 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $73,319,000 | 5,907 |
| Cash and due from depository institutions | $9,743,000 | 5,937 |
| Interest-bearing balances | $9,535,000 | 791 |
| Securities | $20,751,000 | 5,965 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $39,211,000 | 5,820 |
| Loan loss allowance | $181,000 | 10,900 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,334,000 | 5,108 |
| Other real estate owned | $299,000 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,981,000 | 3,615 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,319,000 | 5,907 |
| Total liabilities | $68,827,000 | 5,750 |
| Total deposits | $67,634,000 | 5,670 |
| Interest-bearing deposits | $64,753,000 | 5,219 |
| Deposits held in domestic offices | $67,634,000 | 5,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,193,000 | 2,855 |
| Total equity capital | $4,492,000 | 7,661 |
| Total bank equity capital | $4,492,000 | 7,661 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $4,492,000 | 4,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $100,000 | 11,570 |
| Earning assets | $69,497,000 | 5,709 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $73,584,600 | 5,742 |
| Average Assets, quarterly | $73,406,000 | 5,845 |
| Volatile liabilities | $2,864,000 | 8,735 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,556,000 | 6,610 |
| Tier 1 (core) risk-based capital | $4,492,000 | 7,602 |
| Tier 2 risk-based capital | $145,000 | 10,774 |
| Total risk weighted assets | $29,816,000 | 7,352 |
| Total unused commitments | $2,556,000 | 6,638 |
| Derivatives | $0 | 651 |