Home > Citizens & Northern Bank > Net Charge- offs 1- 4 Family Residential
Citizens & Northern Bank, Net Charge- offs 1- 4 Family Residential
| 2023-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $31,000 | 357 |
| Loans secured by 1-4 family senior liens - net charge-offs | $22,000 | 393 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 146 |
| Home equity lines of credit - net charge-offs | $9,000 | 170 |
| 2023-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $32,000 | 270 |
| Loans secured by 1-4 family senior liens - net charge-offs | $23,000 | 282 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 131 |
| Home equity lines of credit - net charge-offs | $9,000 | 133 |
| 2023-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $40,000 | 168 |
| Loans secured by 1-4 family senior liens - net charge-offs | $31,000 | 175 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 106 |
| Home equity lines of credit - net charge-offs | $9,000 | 101 |
| 2023-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $18,000 | 169 |
| Loans secured by 1-4 family senior liens - net charge-offs | $18,000 | 139 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 73 |
| Home equity lines of credit - net charge-offs | $0 | 101 |
| 2022-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-19,000 | 4,038 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-4,000 | 3,797 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 154 |
| Home equity lines of credit - net charge-offs | $-15,000 | 4,479 |
| 2022-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-18,000 | 4,142 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-3,000 | 3,805 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 125 |
| Home equity lines of credit - net charge-offs | $-15,000 | 4,533 |
| 2022-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-17,000 | 4,244 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-2,000 | 3,816 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 98 |
| Home equity lines of credit - net charge-offs | $-15,000 | 4,583 |
| 2022-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-16,000 | 4,429 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-1,000 | 3,799 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 65 |
| Home equity lines of credit - net charge-offs | $-15,000 | 4,667 |
| 2021-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $5,000 | 871 |
| Loans secured by 1-4 family senior liens - net charge-offs | $7,000 | 781 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 194 |
| Home equity lines of credit - net charge-offs | $-2,000 | 4,362 |
| 2021-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $6,000 | 722 |
| Loans secured by 1-4 family senior liens - net charge-offs | $8,000 | 655 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 165 |
| Home equity lines of credit - net charge-offs | $-2,000 | 4,459 |
| 2021-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $7,000 | 617 |
| Loans secured by 1-4 family senior liens - net charge-offs | $9,000 | 545 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 157 |
| Home equity lines of credit - net charge-offs | $-2,000 | 4,565 |
| 2021-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 4,020 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-1,000 | 3,922 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 103 |
| Home equity lines of credit - net charge-offs | $-1,000 | 4,585 |
| 2020-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-44,000 | 4,636 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-39,000 | 4,730 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 4,328 |
| Home equity lines of credit - net charge-offs | $-4,000 | 4,654 |
| 2020-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-32,000 | 4,666 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-28,000 | 4,748 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 4,379 |
| Home equity lines of credit - net charge-offs | $-3,000 | 4,696 |
| 2020-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-5,000 | 4,316 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-2,000 | 4,212 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 4,468 |
| Home equity lines of credit - net charge-offs | $-2,000 | 4,721 |
| 2020-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 4,372 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-1,000 | 4,133 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 4,572 |
| Home equity lines of credit - net charge-offs | $-1,000 | 4,720 |
| 2019-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $179,000 | 331 |
| Loans secured by 1-4 family senior liens - net charge-offs | $162,000 | 285 |
| Loans secured by 1-4 family junior liens - net charge-offs | $22,000 | 238 |
| Home equity lines of credit - net charge-offs | $-5,000 | 4,837 |
| 2019-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $148,000 | 281 |
| Loans secured by 1-4 family senior liens - net charge-offs | $130,000 | 257 |
| Loans secured by 1-4 family junior liens - net charge-offs | $23,000 | 179 |
| Home equity lines of credit - net charge-offs | $-5,000 | 4,938 |
| 2019-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $101,000 | 270 |
| Loans secured by 1-4 family senior liens - net charge-offs | $81,000 | 263 |
| Loans secured by 1-4 family junior liens - net charge-offs | $24,000 | 141 |
| Home equity lines of credit - net charge-offs | $-4,000 | 5,007 |
| 2019-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $70,000 | 234 |
| Loans secured by 1-4 family senior liens - net charge-offs | $49,000 | 245 |
| Loans secured by 1-4 family junior liens - net charge-offs | $24,000 | 82 |
| Home equity lines of credit - net charge-offs | $-3,000 | 5,125 |
| 2018-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $150,000 | 441 |
| Loans secured by 1-4 family senior liens - net charge-offs | $104,000 | 491 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-4,000 | 4,852 |
| Home equity lines of credit - net charge-offs | $50,000 | 241 |
| 2018-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $126,000 | 369 |
| Loans secured by 1-4 family senior liens - net charge-offs | $105,000 | 338 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-4,000 | 4,958 |
| Home equity lines of credit - net charge-offs | $25,000 | 259 |
| 2018-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $94,000 | 354 |
| Loans secured by 1-4 family senior liens - net charge-offs | $85,000 | 295 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-3,000 | 5,049 |
| Home equity lines of credit - net charge-offs | $12,000 | 303 |
| 2018-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $51,000 | 344 |
| Loans secured by 1-4 family senior liens - net charge-offs | $52,000 | 277 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 4,938 |
| Home equity lines of credit - net charge-offs | $0 | 292 |
| 2017-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $178,000 | 494 |
| Loans secured by 1-4 family senior liens - net charge-offs | $152,000 | 430 |
| Loans secured by 1-4 family junior liens - net charge-offs | $12,000 | 444 |
| Home equity lines of credit - net charge-offs | $14,000 | 510 |
| 2017-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $160,000 | 419 |
| Loans secured by 1-4 family senior liens - net charge-offs | $147,000 | 343 |
| Loans secured by 1-4 family junior liens - net charge-offs | $13,000 | 341 |
| Home equity lines of credit - net charge-offs | $0 | 596 |
| 2017-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $162,000 | 310 |
| Loans secured by 1-4 family senior liens - net charge-offs | $148,000 | 241 |
| Loans secured by 1-4 family junior liens - net charge-offs | $14,000 | 282 |
| Home equity lines of credit - net charge-offs | $0 | 491 |
| 2017-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $60,000 | 403 |
| Loans secured by 1-4 family senior liens - net charge-offs | $61,000 | 299 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 5,131 |
| Home equity lines of credit - net charge-offs | $0 | 360 |
| 2016-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $70,000 | 1,251 |
| Loans secured by 1-4 family senior liens - net charge-offs | $70,000 | 1,049 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 786 |
| Home equity lines of credit - net charge-offs | $0 | 796 |
| 2016-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $71,000 | 952 |
| Loans secured by 1-4 family senior liens - net charge-offs | $71,000 | 786 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 664 |
| Home equity lines of credit - net charge-offs | $0 | 689 |
| 2016-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $42,000 | 1,036 |
| Loans secured by 1-4 family senior liens - net charge-offs | $42,000 | 880 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 547 |
| Home equity lines of credit - net charge-offs | $0 | 572 |
| 2016-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,585 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,383 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 375 |
| Home equity lines of credit - net charge-offs | $0 | 409 |
| 2015-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $216,000 | 720 |
| Loans secured by 1-4 family senior liens - net charge-offs | $174,000 | 691 |
| Loans secured by 1-4 family junior liens - net charge-offs | $42,000 | 432 |
| Home equity lines of credit - net charge-offs | $0 | 949 |
| 2015-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $190,000 | 596 |
| Loans secured by 1-4 family senior liens - net charge-offs | $148,000 | 585 |
| Loans secured by 1-4 family junior liens - net charge-offs | $42,000 | 343 |
| Home equity lines of credit - net charge-offs | $0 | 834 |
| 2015-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $136,000 | 591 |
| Loans secured by 1-4 family senior liens - net charge-offs | $136,000 | 447 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 666 |
| Home equity lines of credit - net charge-offs | $0 | 713 |
| 2015-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $78,000 | 534 |
| Loans secured by 1-4 family senior liens - net charge-offs | $78,000 | 395 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 448 |
| Home equity lines of credit - net charge-offs | $0 | 482 |
| 2014-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $302,000 | 731 |
| Loans secured by 1-4 family senior liens - net charge-offs | $139,000 | 1,094 |
| Loans secured by 1-4 family junior liens - net charge-offs | $101,000 | 310 |
| Home equity lines of credit - net charge-offs | $62,000 | 546 |
| 2014-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $83,000 | 1,515 |
| Loans secured by 1-4 family senior liens - net charge-offs | $83,000 | 1,233 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,090 |
| Home equity lines of credit - net charge-offs | $0 | 1,032 |
| 2014-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $58,000 | 1,457 |
| Loans secured by 1-4 family senior liens - net charge-offs | $58,000 | 1,194 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 881 |
| Home equity lines of credit - net charge-offs | $0 | 860 |
| 2014-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $19,000 | 1,512 |
| Loans secured by 1-4 family senior liens - net charge-offs | $19,000 | 1,288 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 615 |
| Home equity lines of credit - net charge-offs | $0 | 602 |
| 2013-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $60,000 | 2,596 |
| Loans secured by 1-4 family senior liens - net charge-offs | $60,000 | 2,239 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,555 |
| Home equity lines of credit - net charge-offs | $0 | 1,424 |
| 2013-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $54,000 | 2,315 |
| Loans secured by 1-4 family senior liens - net charge-offs | $54,000 | 1,982 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,352 |
| Home equity lines of credit - net charge-offs | $0 | 1,266 |
| 2013-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $54,000 | 1,942 |
| Loans secured by 1-4 family senior liens - net charge-offs | $54,000 | 1,614 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,132 |
| Home equity lines of credit - net charge-offs | $0 | 1,080 |
| 2013-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $52,000 | 1,353 |
| Loans secured by 1-4 family senior liens - net charge-offs | $52,000 | 1,065 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 792 |
| Home equity lines of credit - net charge-offs | $0 | 768 |
| 2012-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $534,000 | 1,058 |
| Loans secured by 1-4 family senior liens - net charge-offs | $525,000 | 786 |
| Loans secured by 1-4 family junior liens - net charge-offs | $9,000 | 1,704 |
| Home equity lines of credit - net charge-offs | $0 | 1,762 |
| 2012-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $204,000 | 1,636 |
| Loans secured by 1-4 family senior liens - net charge-offs | $204,000 | 1,282 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,725 |
| Home equity lines of credit - net charge-offs | $0 | 1,554 |
| 2012-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $170,000 | 1,429 |
| Loans secured by 1-4 family senior liens - net charge-offs | $170,000 | 1,103 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,446 |
| Home equity lines of credit - net charge-offs | $0 | 1,335 |
| 2012-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $138,000 | 1,016 |
| Loans secured by 1-4 family senior liens - net charge-offs | $138,000 | 778 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,017 |
| Home equity lines of credit - net charge-offs | $0 | 984 |
| 2011-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $97,000 | 3,043 |
| Loans secured by 1-4 family senior liens - net charge-offs | $49,000 | 3,170 |
| Loans secured by 1-4 family junior liens - net charge-offs | $48,000 | 1,341 |
| Home equity lines of credit - net charge-offs | $0 | 1,939 |
| 2011-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $100,000 | 2,553 |
| Loans secured by 1-4 family senior liens - net charge-offs | $49,000 | 2,733 |
| Loans secured by 1-4 family junior liens - net charge-offs | $51,000 | 1,064 |
| Home equity lines of credit - net charge-offs | $0 | 1,698 |
| 2011-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $79,000 | 2,318 |
| Loans secured by 1-4 family senior liens - net charge-offs | $28,000 | 2,595 |
| Loans secured by 1-4 family junior liens - net charge-offs | $51,000 | 838 |
| Home equity lines of credit - net charge-offs | $0 | 1,450 |
| 2011-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $52,000 | 1,773 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,000 | 2,567 |
| Loans secured by 1-4 family junior liens - net charge-offs | $51,000 | 499 |
| Home equity lines of credit - net charge-offs | $0 | 1,031 |
| 2010-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $264,000 | 2,080 |
| Loans secured by 1-4 family senior liens - net charge-offs | $182,000 | 1,959 |
| Loans secured by 1-4 family junior liens - net charge-offs | $82,000 | 1,160 |
| Home equity lines of credit - net charge-offs | $0 | 1,956 |
| 2010-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $121,000 | 2,447 |
| Loans secured by 1-4 family senior liens - net charge-offs | $86,000 | 2,230 |
| Loans secured by 1-4 family junior liens - net charge-offs | $35,000 | 1,338 |
| Home equity lines of credit - net charge-offs | $0 | 1,718 |
| 2010-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $85,000 | 2,209 |
| Loans secured by 1-4 family senior liens - net charge-offs | $79,000 | 1,810 |
| Loans secured by 1-4 family junior liens - net charge-offs | $6,000 | 1,490 |
| Home equity lines of credit - net charge-offs | $0 | 1,424 |
| 2010-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $87,000 | 1,458 |
| Loans secured by 1-4 family senior liens - net charge-offs | $60,000 | 1,347 |
| Loans secured by 1-4 family junior liens - net charge-offs | $27,000 | 737 |
| Home equity lines of credit - net charge-offs | $0 | 979 |
| 2009-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $138,000 | 2,611 |
| Loans secured by 1-4 family senior liens - net charge-offs | $81,000 | 2,514 |
| Loans secured by 1-4 family junior liens - net charge-offs | $37,000 | 1,582 |
| Home equity lines of credit - net charge-offs | $20,000 | 1,618 |
| 2009-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $86,000 | 2,528 |
| Loans secured by 1-4 family senior liens - net charge-offs | $50,000 | 2,383 |
| Loans secured by 1-4 family junior liens - net charge-offs | $36,000 | 1,221 |
| Home equity lines of credit - net charge-offs | $0 | 1,623 |
| 2009-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $5,000 | 3,606 |
| Loans secured by 1-4 family senior liens - net charge-offs | $5,000 | 2,973 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,465 |
| Home equity lines of credit - net charge-offs | $0 | 1,296 |
| 2009-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $5,000 | 2,531 |
| Loans secured by 1-4 family senior liens - net charge-offs | $5,000 | 2,020 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 900 |
| Home equity lines of credit - net charge-offs | $0 | 833 |
| 2008-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $154,000 | 1,570 |
| Loans secured by 1-4 family senior liens - net charge-offs | $127,000 | 1,252 |
| Loans secured by 1-4 family junior liens - net charge-offs | $27,000 | 1,183 |
| Home equity lines of credit - net charge-offs | $0 | 1,412 |
| 2008-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $80,000 | 1,544 |
| Loans secured by 1-4 family senior liens - net charge-offs | $59,000 | 1,293 |
| Loans secured by 1-4 family junior liens - net charge-offs | $21,000 | 948 |
| Home equity lines of credit - net charge-offs | $0 | 1,117 |
| 2008-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $69,000 | 1,216 |
| Loans secured by 1-4 family senior liens - net charge-offs | $39,000 | 1,143 |
| Loans secured by 1-4 family junior liens - net charge-offs | $30,000 | 596 |
| Home equity lines of credit - net charge-offs | $0 | 894 |
| 2008-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $71,000 | 702 |
| Loans secured by 1-4 family senior liens - net charge-offs | $40,000 | 656 |
| Loans secured by 1-4 family junior liens - net charge-offs | $31,000 | 315 |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 2007-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $146,000 | 875 |
| Loans secured by 1-4 family senior liens - net charge-offs | $148,000 | 590 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 8,282 |
| Home equity lines of credit - net charge-offs | $0 | 959 |
| 2007-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $107,000 | 693 |
| Loans secured by 1-4 family senior liens - net charge-offs | $108,000 | 465 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 8,208 |
| Home equity lines of credit - net charge-offs | $0 | 736 |
| 2007-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $29,000 | 1,097 |
| Loans secured by 1-4 family senior liens - net charge-offs | $30,000 | 782 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 8,283 |
| Home equity lines of credit - net charge-offs | $0 | 554 |
| 2007-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $28,000 | 675 |
| Loans secured by 1-4 family senior liens - net charge-offs | $29,000 | 466 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 8,368 |
| Home equity lines of credit - net charge-offs | $0 | 379 |
| 2006-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $598,000 | 179 |
| Loans secured by 1-4 family senior liens - net charge-offs | $573,000 | 122 |
| Loans secured by 1-4 family junior liens - net charge-offs | $25,000 | 483 |
| Home equity lines of credit - net charge-offs | $0 | 727 |
| 2006-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $563,000 | 133 |
| Loans secured by 1-4 family senior liens - net charge-offs | $533,000 | 90 |
| Loans secured by 1-4 family junior liens - net charge-offs | $30,000 | 328 |
| Home equity lines of credit - net charge-offs | $0 | 565 |
| 2006-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $442,000 | 124 |
| Loans secured by 1-4 family senior liens - net charge-offs | $413,000 | 88 |
| Loans secured by 1-4 family junior liens - net charge-offs | $29,000 | 267 |
| Home equity lines of credit - net charge-offs | $0 | 440 |
| 2006-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $9,000 | 947 |
| Loans secured by 1-4 family senior liens - net charge-offs | $9,000 | 728 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 373 |
| Home equity lines of credit - net charge-offs | $0 | 319 |
| 2005-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $250,000 | 330 |
| Loans secured by 1-4 family senior liens - net charge-offs | $250,000 | 224 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 951 |
| Home equity lines of credit - net charge-offs | $0 | 707 |
| 2005-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $212,000 | 280 |
| Loans secured by 1-4 family senior liens - net charge-offs | $212,000 | 190 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 785 |
| Home equity lines of credit - net charge-offs | $0 | 589 |
| 2005-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $163,000 | 239 |
| Loans secured by 1-4 family senior liens - net charge-offs | $163,000 | 162 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 613 |
| Home equity lines of credit - net charge-offs | $0 | 467 |
| 2005-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $88,000 | 259 |
| Loans secured by 1-4 family senior liens - net charge-offs | $88,000 | 170 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 438 |
| Home equity lines of credit - net charge-offs | $0 | 354 |
| 2004-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $219,000 | 401 |
| Loans secured by 1-4 family senior liens - net charge-offs | $219,000 | 272 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,053 |
| Home equity lines of credit - net charge-offs | $0 | 688 |
| 2004-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $181,000 | 343 |
| Loans secured by 1-4 family senior liens - net charge-offs | $181,000 | 236 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 878 |
| Home equity lines of credit - net charge-offs | $0 | 580 |
| 2004-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $48,000 | 735 |
| Loans secured by 1-4 family senior liens - net charge-offs | $48,000 | 541 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 726 |
| Home equity lines of credit - net charge-offs | $0 | 454 |
| 2004-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $18,000 | 808 |
| Loans secured by 1-4 family senior liens - net charge-offs | $18,000 | 600 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 457 |
| Home equity lines of credit - net charge-offs | $0 | 305 |
| 2003-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $93,000 | 899 |
| Loans secured by 1-4 family senior liens - net charge-offs | $93,000 | 555 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,038 |
| Home equity lines of credit - net charge-offs | $0 | 664 |
| 2003-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $93,000 | 676 |
| Loans secured by 1-4 family senior liens - net charge-offs | $93,000 | 402 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 877 |
| Home equity lines of credit - net charge-offs | $0 | 538 |
| 2003-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $23,000 | 1,211 |
| Loans secured by 1-4 family senior liens - net charge-offs | $23,000 | 780 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 676 |
| Home equity lines of credit - net charge-offs | $0 | 433 |
| 2003-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $42,000 | 511 |
| Loans secured by 1-4 family senior liens - net charge-offs | $42,000 | 306 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 447 |
| Home equity lines of credit - net charge-offs | $0 | 284 |
| 2002-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $93,000 | 810 |
| Loans secured by 1-4 family senior liens - net charge-offs | $93,000 | 518 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 994 |
| Home equity lines of credit - net charge-offs | $0 | 629 |
| 2001-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $45,000 | 1,246 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 612 |
| 2000-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $246,000 | 294 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 550 |
| 1999-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-1,000 | 8,994 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 1998-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $245,000 | 344 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 616 |
| 1997-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $224,000 | 427 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 633 |
| 1996-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $135,000 | 677 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 691 |
| 1995-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $38,000 | 1,550 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 692 |
| 1994-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-4,000 | 11,336 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 728 |
| 1993-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $95,000 | 1,249 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 837 |
| 1992-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $9,000 | 4,351 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.