Home > Citizens National Bank & Trust of Hazard > Income and Expense
Citizens National Bank & Trust of Hazard, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,944,000 | 8,274 |
| Total interest expense | $902,000 | 8,212 |
| Net interest income | $1,042,000 | 8,204 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $173,000 | 7,596 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $156,000 | 5,728 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $17,000 | 8,847 |
| Total noninterest expense | $1,003,000 | 7,957 |
| Salaries and employee benefits | $546,000 | 7,951 |
| Premises and equipment expense | $74,000 | 8,724 |
| Additional noninterest expense | $383,000 | 7,284 |
| Pre-tax net operating income | $212,000 | 7,822 |
| Securities gains (losses) | $28,000 | 2,876 |
| Applicable income taxes | $77,000 | 6,310 |
| Income before extraordinary items | $163,000 | 7,945 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $163,000 | 7,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,979 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $143,960 | 7,958 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,988,000 | 3,394 |
| Total interest expense | $4,310,000 | 3,752 |
| Net interest income | $5,678,000 | 3,098 |
| Provision for loan and lease losses | $3,334,000 | 425 |
| Total noninterest income | $547,000 | 4,654 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $137,000 | 5,948 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $410,000 | 3,286 |
| Total noninterest expense | $4,435,000 | 3,037 |
| Salaries and employee benefits | $2,110,000 | 3,312 |
| Premises and equipment expense | $793,000 | 2,593 |
| Additional noninterest expense | $1,532,000 | 2,758 |
| Pre-tax net operating income | $-1,544,000 | 9,793 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-602,000 | 9,805 |
| Income before extraordinary items | $-942,000 | 9,719 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-942,000 | 9,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,006,000 | 369 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-942,000 | 9,721 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,983,000 | 3,546 |
| Total interest expense | $3,660,000 | 3,881 |
| Net interest income | $5,323,000 | 3,264 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $518,000 | 4,854 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $140,000 | 6,013 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $378,000 | 3,549 |
| Total noninterest expense | $4,526,000 | 2,970 |
| Salaries and employee benefits | $2,073,000 | 3,327 |
| Premises and equipment expense | $794,000 | 2,556 |
| Additional noninterest expense | $1,659,000 | 2,601 |
| Pre-tax net operating income | $1,315,000 | 4,482 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $415,000 | 4,065 |
| Income before extraordinary items | $900,000 | 4,746 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $900,000 | 4,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-552,000 | 10,188 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $900,000 | 4,700 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,998,000 | 3,543 |
| Total interest expense | $3,522,000 | 4,105 |
| Net interest income | $5,476,000 | 3,133 |
| Provision for loan and lease losses | $625,000 | 1,440 |
| Total noninterest income | $501,000 | 4,926 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $154,000 | 5,859 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $347,000 | 3,722 |
| Total noninterest expense | $4,056,000 | 3,171 |
| Salaries and employee benefits | $1,723,000 | 3,792 |
| Premises and equipment expense | $784,000 | 2,501 |
| Additional noninterest expense | $1,549,000 | 2,692 |
| Pre-tax net operating income | $1,296,000 | 4,630 |
| Securities gains (losses) | $13,000 | 2,771 |
| Applicable income taxes | $431,000 | 4,229 |
| Income before extraordinary items | $878,000 | 4,908 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $878,000 | 4,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,023,000 | 739 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $869,290 | 4,855 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,927,000 | 3,603 |
| Total interest expense | $3,331,000 | 4,301 |
| Net interest income | $5,596,000 | 3,123 |
| Provision for loan and lease losses | $2,360,000 | 515 |
| Total noninterest income | $647,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $142,000 | 6,310 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $505,000 | 2,804 |
| Total noninterest expense | $3,812,000 | 3,320 |
| Salaries and employee benefits | $1,542,000 | 4,161 |
| Premises and equipment expense | $812,000 | 2,387 |
| Additional noninterest expense | $1,458,000 | 2,803 |
| Pre-tax net operating income | $71,000 | 10,172 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $24,000 | 9,652 |
| Income before extraordinary items | $47,000 | 10,253 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $47,000 | 10,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,598,000 | 426 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $47,000 | 10,216 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,637,000 | 3,751 |
| Total interest expense | $3,251,000 | 4,459 |
| Net interest income | $5,386,000 | 3,290 |
| Provision for loan and lease losses | $2,475,000 | 525 |
| Total noninterest income | $497,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $155,000 | 6,390 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $342,000 | 3,746 |
| Total noninterest expense | $3,676,000 | 3,604 |
| Salaries and employee benefits | $1,427,000 | 4,521 |
| Premises and equipment expense | $764,000 | 2,564 |
| Additional noninterest expense | $1,485,000 | 3,152 |
| Pre-tax net operating income | $-268,000 | 11,117 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $-123,000 | 11,203 |
| Income before extraordinary items | $-138,000 | 11,043 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-138,000 | 11,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,049,000 | 568 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-142,480 | 11,010 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,979,000 | 3,627 |
| Total interest expense | $3,271,000 | 4,410 |
| Net interest income | $5,708,000 | 3,112 |
| Provision for loan and lease losses | $800,000 | 1,117 |
| Total noninterest income | $526,000 | 5,003 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $141,000 | 6,862 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $385,000 | 3,384 |
| Total noninterest expense | $3,519,000 | 3,724 |
| Salaries and employee benefits | $1,412,000 | 4,534 |
| Premises and equipment expense | $778,000 | 2,558 |
| Additional noninterest expense | $1,329,000 | 3,428 |
| Pre-tax net operating income | $1,915,000 | 3,634 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $689,000 | 3,276 |
| Income before extraordinary items | $1,224,000 | 3,892 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,224,000 | 3,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $539,000 | 1,312 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,225,280 | 3,870 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,242,000 | 3,642 |
| Total interest expense | $2,752,000 | 4,272 |
| Net interest income | $5,490,000 | 3,260 |
| Provision for loan and lease losses | $930,000 | 979 |
| Total noninterest income | $596,000 | 4,689 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $178,000 | 6,296 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $418,000 | 3,313 |
| Total noninterest expense | $3,347,000 | 4,004 |
| Salaries and employee benefits | $1,335,000 | 4,768 |
| Premises and equipment expense | $643,000 | 3,063 |
| Additional noninterest expense | $1,369,000 | 3,603 |
| Pre-tax net operating income | $1,809,000 | 3,725 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $553,000 | 3,752 |
| Income before extraordinary items | $1,256,000 | 3,695 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,256,000 | 3,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $884,000 | 941 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,256,000 | 3,736 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,903,000 | 3,858 |
| Total interest expense | $3,022,000 | 4,091 |
| Net interest income | $4,881,000 | 3,652 |
| Provision for loan and lease losses | $781,000 | 1,546 |
| Total noninterest income | $457,000 | 5,922 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $160,000 | 6,825 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $297,000 | 4,494 |
| Total noninterest expense | $3,205,000 | 4,259 |
| Salaries and employee benefits | $1,268,000 | 4,986 |
| Premises and equipment expense | $626,000 | 3,193 |
| Additional noninterest expense | $1,311,000 | 3,911 |
| Pre-tax net operating income | $1,352,000 | 4,716 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $376,000 | 5,226 |
| Income before extraordinary items | $976,000 | 4,784 |
| Extraordinary gains, net | $233,000 | 898 |
| Net income | $1,209,000 | 4,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 3,087 |
| Cash dividends | $106,000 | 6,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $976,000 | 4,538 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,020,000 | 4,281 |
| Total interest expense | $3,590,000 | 4,457 |
| Net interest income | $4,430,000 | 4,057 |
| Provision for loan and lease losses | $500,000 | 2,991 |
| Total noninterest income | $308,000 | 7,614 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $53,000 | 10,193 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $255,000 | 4,900 |
| Total noninterest expense | $3,159,000 | 4,318 |
| Salaries and employee benefits | $1,282,000 | 4,882 |
| Premises and equipment expense | $580,000 | 3,476 |
| Additional noninterest expense | $1,297,000 | 4,049 |
| Pre-tax net operating income | $1,079,000 | 5,335 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $292,000 | 6,046 |
| Income before extraordinary items | $800,000 | 5,370 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $800,000 | 5,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 2,941 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $790,510 | 5,101 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.