Home > Citizens National Bank of Wills Point > Income and Expense
Citizens National Bank of Wills Point, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,864,000 | 3,774 |
| Total interest expense | $437,000 | 3,387 |
| Net interest income | $3,427,000 | 3,767 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $565,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $390,000 | 2,033 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $175,000 | 4,246 |
| Total noninterest expense | $3,499,000 | 3,333 |
| Salaries and employee benefits | $1,943,000 | 3,324 |
| Premises and equipment expense | $311,000 | 3,732 |
| Additional noninterest expense | $1,245,000 | 3,139 |
| Pre-tax net operating income | $493,000 | 4,653 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $493,000 | 4,514 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $493,000 | 4,513 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $493,000 | 4,514 |
| Net charge-offs | $2,000 | 3,786 |
| Cash dividends | $1,628,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $313,000 | 275 |
| Net operating income | $493,000 | 4,436 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 3,813 |
| Total interest expense | $288,000 | 3,427 |
| Net interest income | $2,265,000 | 3,810 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $367,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $250,000 | 2,069 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $117,000 | 4,273 |
| Total noninterest expense | $1,514,000 | 4,263 |
| Salaries and employee benefits | $814,000 | 4,276 |
| Premises and equipment expense | $190,000 | 3,913 |
| Additional noninterest expense | $510,000 | 4,193 |
| Pre-tax net operating income | $1,118,000 | 2,881 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,118,000 | 2,613 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,118,000 | 2,612 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,118,000 | 2,612 |
| Net charge-offs | $2,000 | 3,496 |
| Cash dividends | $969,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,118,000 | 2,540 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 3,834 |
| Total interest expense | $144,000 | 3,454 |
| Net interest income | $1,120,000 | 3,850 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $184,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $128,000 | 2,012 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $56,000 | 4,283 |
| Total noninterest expense | $718,000 | 4,395 |
| Salaries and employee benefits | $396,000 | 4,371 |
| Premises and equipment expense | $94,000 | 3,956 |
| Additional noninterest expense | $228,000 | 4,421 |
| Pre-tax net operating income | $586,000 | 2,770 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $586,000 | 2,481 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $586,000 | 2,481 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $586,000 | 2,481 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $720,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $586,000 | 2,435 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,840,000 | 3,909 |
| Total interest expense | $545,000 | 3,576 |
| Net interest income | $4,295,000 | 3,920 |
| Provision for loan and lease losses | $27,000 | 3,931 |
| Total noninterest income | $729,000 | 3,580 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $520,000 | 2,069 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $209,000 | 4,411 |
| Total noninterest expense | $2,809,000 | 4,456 |
| Salaries and employee benefits | $1,567,000 | 4,404 |
| Premises and equipment expense | $362,000 | 4,095 |
| Additional noninterest expense | $880,000 | 4,516 |
| Pre-tax net operating income | $2,188,000 | 2,848 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,188,000 | 2,556 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,188,000 | 2,558 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,188,000 | 2,558 |
| Net charge-offs | $8,000 | 4,089 |
| Cash dividends | $1,076,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,188,000 | 2,516 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,581,000 | 3,984 |
| Total interest expense | $405,000 | 3,645 |
| Net interest income | $3,176,000 | 3,991 |
| Provision for loan and lease losses | $28,000 | 3,660 |
| Total noninterest income | $537,000 | 3,618 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $381,000 | 2,122 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $156,000 | 4,446 |
| Total noninterest expense | $2,091,000 | 4,510 |
| Salaries and employee benefits | $1,180,000 | 4,424 |
| Premises and equipment expense | $268,000 | 4,185 |
| Additional noninterest expense | $643,000 | 4,599 |
| Pre-tax net operating income | $1,594,000 | 2,968 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,594,000 | 2,663 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,594,000 | 2,663 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,594,000 | 2,664 |
| Net charge-offs | $6,000 | 3,786 |
| Cash dividends | $1,076,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,594,000 | 2,615 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 4,062 |
| Total interest expense | $269,000 | 3,681 |
| Net interest income | $2,061,000 | 4,067 |
| Provision for loan and lease losses | $8,000 | 3,847 |
| Total noninterest income | $346,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $231,000 | 2,243 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $115,000 | 4,364 |
| Total noninterest expense | $1,405,000 | 4,530 |
| Salaries and employee benefits | $797,000 | 4,438 |
| Premises and equipment expense | $179,000 | 4,214 |
| Additional noninterest expense | $429,000 | 4,633 |
| Pre-tax net operating income | $994,000 | 3,081 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $994,000 | 2,765 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $994,000 | 2,766 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $994,000 | 2,767 |
| Net charge-offs | $3,000 | 3,598 |
| Cash dividends | $866,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $994,000 | 2,707 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 4,143 |
| Total interest expense | $134,000 | 3,712 |
| Net interest income | $999,000 | 4,156 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $164,000 | 3,752 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $109,000 | 2,330 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $55,000 | 4,404 |
| Total noninterest expense | $700,000 | 4,571 |
| Salaries and employee benefits | $401,000 | 4,452 |
| Premises and equipment expense | $89,000 | 4,259 |
| Additional noninterest expense | $210,000 | 4,709 |
| Pre-tax net operating income | $463,000 | 3,144 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $463,000 | 2,866 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $463,000 | 2,869 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $463,000 | 2,869 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $726,000 | 843 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $463,000 | 2,795 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,370,000 | 4,271 |
| Total interest expense | $490,000 | 4,052 |
| Net interest income | $3,880,000 | 4,265 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $719,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $513,000 | 2,242 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $206,000 | 4,499 |
| Total noninterest expense | $2,665,000 | 4,761 |
| Salaries and employee benefits | $1,407,000 | 4,777 |
| Premises and equipment expense | $328,000 | 4,506 |
| Additional noninterest expense | $930,000 | 4,603 |
| Pre-tax net operating income | $1,934,000 | 3,031 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,934,000 | 2,756 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,934,000 | 2,754 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,934,000 | 2,756 |
| Net charge-offs | $18,000 | 4,348 |
| Cash dividends | $1,230,000 | 1,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,934,000 | 2,718 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 4,331 |
| Total interest expense | $359,000 | 4,160 |
| Net interest income | $2,890,000 | 4,315 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $569,000 | 3,598 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $410,000 | 2,144 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $159,000 | 4,497 |
| Total noninterest expense | $1,980,000 | 4,825 |
| Salaries and employee benefits | $1,049,000 | 4,816 |
| Premises and equipment expense | $238,000 | 4,608 |
| Additional noninterest expense | $693,000 | 4,638 |
| Pre-tax net operating income | $1,479,000 | 3,056 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,479,000 | 2,756 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,479,000 | 2,756 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,479,000 | 2,756 |
| Net charge-offs | $7,000 | 4,273 |
| Cash dividends | $1,216,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,479,000 | 2,714 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 4,374 |
| Total interest expense | $234,000 | 4,243 |
| Net interest income | $1,908,000 | 4,356 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $362,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $274,000 | 2,097 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $88,000 | 4,731 |
| Total noninterest expense | $1,305,000 | 4,878 |
| Salaries and employee benefits | $695,000 | 4,861 |
| Premises and equipment expense | $150,000 | 4,755 |
| Additional noninterest expense | $460,000 | 4,666 |
| Pre-tax net operating income | $965,000 | 3,027 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $965,000 | 2,712 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $965,000 | 2,716 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $965,000 | 2,716 |
| Net charge-offs | $4,000 | 4,000 |
| Cash dividends | $1,031,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $965,000 | 2,671 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 4,435 |
| Total interest expense | $115,000 | 4,335 |
| Net interest income | $941,000 | 4,393 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $173,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $126,000 | 2,223 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $47,000 | 4,642 |
| Total noninterest expense | $610,000 | 5,049 |
| Salaries and employee benefits | $345,000 | 4,939 |
| Premises and equipment expense | $70,000 | 4,941 |
| Additional noninterest expense | $195,000 | 5,071 |
| Pre-tax net operating income | $504,000 | 2,876 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $504,000 | 2,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $504,000 | 2,554 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $504,000 | 2,554 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $784,000 | 749 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $504,000 | 2,503 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 4,541 |
| Total interest expense | $452,000 | 4,675 |
| Net interest income | $3,682,000 | 4,461 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $771,000 | 3,674 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $610,000 | 2,033 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $161,000 | 4,884 |
| Total noninterest expense | $2,443,000 | 5,094 |
| Salaries and employee benefits | $1,236,000 | 5,198 |
| Premises and equipment expense | $248,000 | 5,209 |
| Additional noninterest expense | $959,000 | 4,665 |
| Pre-tax net operating income | $2,010,000 | 2,845 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,010,000 | 2,600 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,010,000 | 2,603 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,010,000 | 2,603 |
| Net charge-offs | $-15,000 | 6,239 |
| Cash dividends | $1,194,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,010,000 | 2,532 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 4,607 |
| Total interest expense | $343,000 | 4,740 |
| Net interest income | $2,737,000 | 4,531 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $576,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $442,000 | 2,105 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $134,000 | 4,851 |
| Total noninterest expense | $1,759,000 | 5,191 |
| Salaries and employee benefits | $917,000 | 5,244 |
| Premises and equipment expense | $182,000 | 5,268 |
| Additional noninterest expense | $660,000 | 4,888 |
| Pre-tax net operating income | $1,554,000 | 2,856 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,554,000 | 2,597 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,554,000 | 2,601 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,554,000 | 2,601 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $1,194,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,554,000 | 2,508 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 4,632 |
| Total interest expense | $222,000 | 4,857 |
| Net interest income | $1,822,000 | 4,538 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $376,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $287,000 | 2,109 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $89,000 | 4,882 |
| Total noninterest expense | $1,174,000 | 5,210 |
| Salaries and employee benefits | $608,000 | 5,278 |
| Premises and equipment expense | $119,000 | 5,314 |
| Additional noninterest expense | $447,000 | 4,867 |
| Pre-tax net operating income | $1,024,000 | 2,854 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,024,000 | 2,600 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,024,000 | 2,605 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,024,000 | 2,605 |
| Net charge-offs | $-4,000 | 5,877 |
| Cash dividends | $1,045,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,024,000 | 2,495 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 4,677 |
| Total interest expense | $112,000 | 4,924 |
| Net interest income | $904,000 | 4,575 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $188,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $145,000 | 2,082 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $43,000 | 4,893 |
| Total noninterest expense | $588,000 | 5,246 |
| Salaries and employee benefits | $305,000 | 5,311 |
| Premises and equipment expense | $61,000 | 5,302 |
| Additional noninterest expense | $222,000 | 4,926 |
| Pre-tax net operating income | $504,000 | 2,848 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $504,000 | 2,571 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $504,000 | 2,574 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $504,000 | 2,573 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $734,000 | 713 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $504,000 | 2,480 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,191,000 | 4,749 |
| Total interest expense | $422,000 | 5,447 |
| Net interest income | $3,769,000 | 4,562 |
| Provision for loan and lease losses | $43,000 | 5,280 |
| Total noninterest income | $740,000 | 3,791 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $573,000 | 2,228 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $167,000 | 4,809 |
| Total noninterest expense | $2,360,000 | 5,302 |
| Salaries and employee benefits | $1,203,000 | 5,388 |
| Premises and equipment expense | $251,000 | 5,342 |
| Additional noninterest expense | $906,000 | 5,008 |
| Pre-tax net operating income | $2,106,000 | 2,715 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,106,000 | 2,493 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,106,000 | 2,494 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,106,000 | 2,494 |
| Net charge-offs | $30,000 | 5,211 |
| Cash dividends | $1,430,000 | 1,556 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 830 |
| Net operating income | $2,106,000 | 2,362 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 4,823 |
| Total interest expense | $317,000 | 5,571 |
| Net interest income | $2,840,000 | 4,615 |
| Provision for loan and lease losses | $43,000 | 5,074 |
| Total noninterest income | $546,000 | 3,852 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $422,000 | 2,289 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $124,000 | 4,850 |
| Total noninterest expense | $1,750,000 | 5,371 |
| Salaries and employee benefits | $902,000 | 5,413 |
| Premises and equipment expense | $188,000 | 5,392 |
| Additional noninterest expense | $660,000 | 5,123 |
| Pre-tax net operating income | $1,593,000 | 2,768 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,593,000 | 2,530 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,593,000 | 2,531 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,593,000 | 2,531 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $1,430,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 754 |
| Net operating income | $1,593,000 | 2,406 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,111,000 | 4,860 |
| Total interest expense | $214,000 | 5,653 |
| Net interest income | $1,897,000 | 4,640 |
| Provision for loan and lease losses | $28,000 | 4,983 |
| Total noninterest income | $363,000 | 3,844 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $279,000 | 2,285 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 4,878 |
| Total noninterest expense | $1,150,000 | 5,433 |
| Salaries and employee benefits | $597,000 | 5,475 |
| Premises and equipment expense | $124,000 | 5,440 |
| Additional noninterest expense | $429,000 | 5,202 |
| Pre-tax net operating income | $1,082,000 | 2,700 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,082,000 | 2,467 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,082,000 | 2,467 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,082,000 | 2,467 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $1,254,000 | 811 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 666 |
| Net operating income | $1,082,000 | 2,331 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 4,876 |
| Total interest expense | $110,000 | 5,710 |
| Net interest income | $957,000 | 4,657 |
| Provision for loan and lease losses | $28,000 | 4,279 |
| Total noninterest income | $180,000 | 3,871 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $138,000 | 2,285 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $42,000 | 4,967 |
| Total noninterest expense | $555,000 | 5,557 |
| Salaries and employee benefits | $292,000 | 5,560 |
| Premises and equipment expense | $60,000 | 5,513 |
| Additional noninterest expense | $203,000 | 5,324 |
| Pre-tax net operating income | $554,000 | 2,676 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $554,000 | 2,409 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $554,000 | 2,411 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $554,000 | 2,412 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $950,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 477 |
| Net operating income | $554,000 | 2,289 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,304,000 | 4,969 |
| Total interest expense | $568,000 | 5,619 |
| Net interest income | $3,736,000 | 4,726 |
| Provision for loan and lease losses | $70,000 | 5,626 |
| Total noninterest income | $718,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $570,000 | 2,331 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $148,000 | 4,865 |
| Total noninterest expense | $2,452,000 | 5,377 |
| Salaries and employee benefits | $1,178,000 | 5,558 |
| Premises and equipment expense | $261,000 | 5,522 |
| Additional noninterest expense | $1,013,000 | 4,872 |
| Pre-tax net operating income | $1,932,000 | 2,577 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,932,000 | 2,320 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,932,000 | 2,321 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,932,000 | 2,321 |
| Net charge-offs | $14,000 | 6,005 |
| Cash dividends | $1,212,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,932,000 | 2,241 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 5,008 |
| Total interest expense | $443,000 | 5,663 |
| Net interest income | $2,797,000 | 4,752 |
| Provision for loan and lease losses | $5,000 | 6,302 |
| Total noninterest income | $526,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $416,000 | 2,387 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $110,000 | 4,970 |
| Total noninterest expense | $1,819,000 | 5,423 |
| Salaries and employee benefits | $877,000 | 5,577 |
| Premises and equipment expense | $200,000 | 5,512 |
| Additional noninterest expense | $742,000 | 4,959 |
| Pre-tax net operating income | $1,499,000 | 2,580 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,499,000 | 2,316 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,499,000 | 2,316 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,499,000 | 2,317 |
| Net charge-offs | $10,000 | 5,779 |
| Cash dividends | $1,212,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,499,000 | 2,214 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 5,043 |
| Total interest expense | $313,000 | 5,663 |
| Net interest income | $1,851,000 | 4,794 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $338,000 | 3,882 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $269,000 | 2,420 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 5,099 |
| Total noninterest expense | $1,238,000 | 5,447 |
| Salaries and employee benefits | $580,000 | 5,643 |
| Premises and equipment expense | $135,000 | 5,527 |
| Additional noninterest expense | $523,000 | 4,883 |
| Pre-tax net operating income | $951,000 | 2,625 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $951,000 | 2,374 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $951,000 | 2,374 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $951,000 | 2,374 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $1,029,000 | 791 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $951,000 | 2,283 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 5,085 |
| Total interest expense | $164,000 | 5,666 |
| Net interest income | $910,000 | 4,831 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $164,000 | 3,988 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $132,000 | 2,426 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,306 |
| Total noninterest expense | $603,000 | 5,541 |
| Salaries and employee benefits | $289,000 | 5,696 |
| Premises and equipment expense | $68,000 | 5,570 |
| Additional noninterest expense | $246,000 | 5,047 |
| Pre-tax net operating income | $471,000 | 2,666 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $471,000 | 2,364 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $471,000 | 2,363 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $471,000 | 2,364 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $698,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $471,000 | 2,319 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,292,000 | 5,233 |
| Total interest expense | $766,000 | 5,793 |
| Net interest income | $3,526,000 | 4,929 |
| Provision for loan and lease losses | $100,000 | 6,012 |
| Total noninterest income | $731,000 | 3,851 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $607,000 | 2,268 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $124,000 | 5,194 |
| Total noninterest expense | $2,250,000 | 5,741 |
| Salaries and employee benefits | $1,060,000 | 5,909 |
| Premises and equipment expense | $270,000 | 5,654 |
| Additional noninterest expense | $920,000 | 5,307 |
| Pre-tax net operating income | $1,907,000 | 2,324 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,907,000 | 2,114 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,907,000 | 2,115 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,907,000 | 2,116 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $1,239,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,907,000 | 2,035 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 5,339 |
| Total interest expense | $589,000 | 5,892 |
| Net interest income | $2,618,000 | 5,023 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $559,000 | 3,833 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $466,000 | 2,277 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $93,000 | 5,300 |
| Total noninterest expense | $1,659,000 | 5,822 |
| Salaries and employee benefits | $789,000 | 5,977 |
| Premises and equipment expense | $198,000 | 5,758 |
| Additional noninterest expense | $672,000 | 5,367 |
| Pre-tax net operating income | $1,428,000 | 2,470 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,428,000 | 2,234 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,428,000 | 2,234 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,428,000 | 2,236 |
| Net charge-offs | $-3,000 | 7,327 |
| Cash dividends | $1,239,000 | 880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,428,000 | 2,138 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 5,378 |
| Total interest expense | $400,000 | 5,960 |
| Net interest income | $1,732,000 | 5,046 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $375,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $314,000 | 2,266 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $61,000 | 5,358 |
| Total noninterest expense | $1,101,000 | 5,875 |
| Salaries and employee benefits | $527,000 | 6,022 |
| Premises and equipment expense | $131,000 | 5,800 |
| Additional noninterest expense | $443,000 | 5,413 |
| Pre-tax net operating income | $946,000 | 2,482 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $946,000 | 2,215 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $946,000 | 2,214 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $946,000 | 2,217 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $1,062,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $946,000 | 2,139 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 5,491 |
| Total interest expense | $202,000 | 6,060 |
| Net interest income | $852,000 | 5,133 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $183,000 | 3,852 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $152,000 | 2,317 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $31,000 | 5,401 |
| Total noninterest expense | $550,000 | 5,949 |
| Salaries and employee benefits | $265,000 | 6,082 |
| Premises and equipment expense | $65,000 | 5,884 |
| Additional noninterest expense | $220,000 | 5,460 |
| Pre-tax net operating income | $455,000 | 2,585 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $455,000 | 2,305 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $455,000 | 2,304 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $455,000 | 2,305 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $700,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $455,000 | 2,224 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,435,000 | 5,460 |
| Total interest expense | $1,079,000 | 5,873 |
| Net interest income | $3,356,000 | 5,072 |
| Provision for loan and lease losses | $85,000 | 6,560 |
| Total noninterest income | $684,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $576,000 | 2,609 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $108,000 | 5,550 |
| Total noninterest expense | $2,131,000 | 6,080 |
| Salaries and employee benefits | $986,000 | 6,253 |
| Premises and equipment expense | $261,000 | 5,962 |
| Additional noninterest expense | $884,000 | 5,565 |
| Pre-tax net operating income | $1,824,000 | 2,060 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,824,000 | 1,822 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,824,000 | 1,819 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,824,000 | 1,821 |
| Net charge-offs | $5,000 | 7,029 |
| Cash dividends | $1,259,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,824,000 | 1,781 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,369,000 | 5,491 |
| Total interest expense | $854,000 | 5,906 |
| Net interest income | $2,515,000 | 5,083 |
| Provision for loan and lease losses | $55,000 | 6,464 |
| Total noninterest income | $494,000 | 4,250 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $413,000 | 2,700 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $81,000 | 5,662 |
| Total noninterest expense | $1,570,000 | 6,150 |
| Salaries and employee benefits | $732,000 | 6,330 |
| Premises and equipment expense | $188,000 | 6,103 |
| Additional noninterest expense | $650,000 | 5,621 |
| Pre-tax net operating income | $1,384,000 | 2,193 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,384,000 | 1,918 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,384,000 | 1,917 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,384,000 | 1,918 |
| Net charge-offs | $1,000 | 6,910 |
| Cash dividends | $1,259,000 | 1,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,384,000 | 1,876 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 5,525 |
| Total interest expense | $595,000 | 5,936 |
| Net interest income | $1,666,000 | 5,096 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $321,000 | 4,299 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $268,000 | 2,727 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $53,000 | 5,767 |
| Total noninterest expense | $1,032,000 | 6,222 |
| Salaries and employee benefits | $489,000 | 6,389 |
| Premises and equipment expense | $125,000 | 6,166 |
| Additional noninterest expense | $418,000 | 5,716 |
| Pre-tax net operating income | $925,000 | 2,254 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $925,000 | 1,973 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $925,000 | 1,971 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $925,000 | 1,972 |
| Net charge-offs | $5,000 | 6,236 |
| Cash dividends | $1,077,000 | 840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $925,000 | 1,909 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 5,570 |
| Total interest expense | $307,000 | 5,961 |
| Net interest income | $825,000 | 5,118 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $139,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $112,000 | 3,053 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $27,000 | 5,783 |
| Total noninterest expense | $519,000 | 6,174 |
| Salaries and employee benefits | $242,000 | 6,467 |
| Premises and equipment expense | $66,000 | 6,081 |
| Additional noninterest expense | $211,000 | 5,461 |
| Pre-tax net operating income | $430,000 | 2,669 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $430,000 | 2,414 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $430,000 | 2,414 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $430,000 | 2,416 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $782,000 | 587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $430,000 | 2,278 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,834,000 | 5,560 |
| Total interest expense | $1,685,000 | 5,721 |
| Net interest income | $3,149,000 | 5,282 |
| Provision for loan and lease losses | $61,000 | 6,423 |
| Total noninterest income | $573,000 | 4,570 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $496,000 | 3,029 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $77,000 | 6,261 |
| Total noninterest expense | $2,046,000 | 6,182 |
| Salaries and employee benefits | $1,025,000 | 6,354 |
| Premises and equipment expense | $262,000 | 6,136 |
| Additional noninterest expense | $759,000 | 5,607 |
| Pre-tax net operating income | $1,615,000 | 2,890 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,615,000 | 2,388 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,615,000 | 2,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,455 |
| Cash dividends | $1,045,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,615,000 | 2,519 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,652,000 | 5,608 |
| Total interest expense | $1,338,000 | 5,703 |
| Net interest income | $2,314,000 | 5,377 |
| Provision for loan and lease losses | $41,000 | 6,079 |
| Total noninterest income | $419,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $390,000 | 2,943 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 7,145 |
| Total noninterest expense | $1,512,000 | 6,206 |
| Salaries and employee benefits | $774,000 | 6,353 |
| Premises and equipment expense | $190,000 | 6,237 |
| Additional noninterest expense | $548,000 | 5,674 |
| Pre-tax net operating income | $1,180,000 | 3,352 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,180,000 | 2,788 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,180,000 | 2,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $1,045,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,180,000 | 2,929 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 5,641 |
| Total interest expense | $941,000 | 5,729 |
| Net interest income | $1,529,000 | 5,412 |
| Provision for loan and lease losses | $31,000 | 5,563 |
| Total noninterest income | $263,000 | 4,894 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $236,000 | 3,136 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $27,000 | 6,905 |
| Total noninterest expense | $990,000 | 6,294 |
| Salaries and employee benefits | $521,000 | 6,391 |
| Premises and equipment expense | $124,000 | 6,316 |
| Additional noninterest expense | $345,000 | 5,807 |
| Pre-tax net operating income | $771,000 | 3,508 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $771,000 | 3,122 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $771,000 | 3,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $941,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $771,000 | 3,062 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 5,727 |
| Total interest expense | $503,000 | 5,748 |
| Net interest income | $737,000 | 5,537 |
| Provision for loan and lease losses | $21,000 | 4,844 |
| Total noninterest income | $134,000 | 4,867 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $120,000 | 3,055 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,895 |
| Total noninterest expense | $488,000 | 6,359 |
| Salaries and employee benefits | $263,000 | 6,404 |
| Premises and equipment expense | $59,000 | 6,451 |
| Additional noninterest expense | $166,000 | 5,895 |
| Pre-tax net operating income | $362,000 | 3,756 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $362,000 | 3,413 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $362,000 | 3,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,902 |
| Cash dividends | $738,000 | 987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $362,000 | 3,314 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,884,000 | 5,777 |
| Total interest expense | $2,132,000 | 5,689 |
| Net interest income | $2,752,000 | 5,713 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $534,000 | 4,886 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $476,000 | 3,153 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $58,000 | 6,934 |
| Total noninterest expense | $2,010,000 | 6,205 |
| Salaries and employee benefits | $1,006,000 | 6,416 |
| Premises and equipment expense | $262,000 | 6,129 |
| Additional noninterest expense | $742,000 | 5,574 |
| Pre-tax net operating income | $1,276,000 | 4,232 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,276,000 | 3,806 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,276,000 | 3,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,293 |
| Cash dividends | $898,000 | 2,817 |
| Sale, conversion, retirement of capital stock, net | $-71,000 | 8,439 |
| Net operating income | $1,276,000 | 3,794 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,618,000 | 5,841 |
| Total interest expense | $1,577,000 | 5,740 |
| Net interest income | $2,041,000 | 5,779 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $404,000 | 4,882 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $358,000 | 3,130 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $46,000 | 6,894 |
| Total noninterest expense | $1,479,000 | 6,241 |
| Salaries and employee benefits | $739,000 | 6,467 |
| Premises and equipment expense | $193,000 | 6,159 |
| Additional noninterest expense | $547,000 | 5,578 |
| Pre-tax net operating income | $966,000 | 4,434 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $966,000 | 3,971 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $966,000 | 3,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,141 |
| Cash dividends | $897,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $-108,000 | 8,492 |
| Net operating income | $966,000 | 3,954 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 5,886 |
| Total interest expense | $1,045,000 | 5,759 |
| Net interest income | $1,349,000 | 5,842 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $269,000 | 4,918 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $234,000 | 3,159 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $35,000 | 6,783 |
| Total noninterest expense | $986,000 | 6,288 |
| Salaries and employee benefits | $494,000 | 6,518 |
| Premises and equipment expense | $125,000 | 6,261 |
| Additional noninterest expense | $367,000 | 5,552 |
| Pre-tax net operating income | $632,000 | 4,534 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $632,000 | 4,062 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $632,000 | 4,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,115 |
| Cash dividends | $811,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $-108,000 | 8,560 |
| Net operating income | $632,000 | 4,051 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 5,931 |
| Total interest expense | $521,000 | 5,755 |
| Net interest income | $655,000 | 5,930 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $136,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $119,000 | 3,094 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $498,000 | 6,300 |
| Salaries and employee benefits | $248,000 | 6,539 |
| Premises and equipment expense | $62,000 | 6,319 |
| Additional noninterest expense | $188,000 | 5,464 |
| Pre-tax net operating income | $293,000 | 4,707 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $293,000 | 4,220 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $293,000 | 4,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $670,000 | 1,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $293,000 | 4,199 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,551,000 | 5,808 |
| Total interest expense | $1,870,000 | 5,589 |
| Net interest income | $2,681,000 | 5,826 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $691,000 | 4,390 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $577,000 | 2,766 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $114,000 | 6,103 |
| Total noninterest expense | $1,942,000 | 6,236 |
| Salaries and employee benefits | $983,000 | 6,453 |
| Premises and equipment expense | $252,000 | 6,199 |
| Additional noninterest expense | $707,000 | 5,605 |
| Pre-tax net operating income | $1,430,000 | 4,398 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,430,000 | 3,878 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,430,000 | 3,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,834 |
| Cash dividends | $1,078,000 | 2,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,430,000 | 3,859 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,365,000 | 5,851 |
| Total interest expense | $1,346,000 | 5,623 |
| Net interest income | $2,019,000 | 5,870 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $540,000 | 4,303 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $451,000 | 2,680 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $89,000 | 6,050 |
| Total noninterest expense | $1,456,000 | 6,240 |
| Salaries and employee benefits | $739,000 | 6,441 |
| Premises and equipment expense | $195,000 | 6,143 |
| Additional noninterest expense | $522,000 | 5,640 |
| Pre-tax net operating income | $1,103,000 | 4,511 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,103,000 | 3,930 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,103,000 | 3,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,141 |
| Cash dividends | $1,078,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,103,000 | 3,918 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 5,884 |
| Total interest expense | $840,000 | 5,683 |
| Net interest income | $1,358,000 | 5,888 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $336,000 | 4,450 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $318,000 | 2,551 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,655 |
| Total noninterest expense | $1,015,000 | 6,127 |
| Salaries and employee benefits | $495,000 | 6,463 |
| Premises and equipment expense | $139,000 | 5,966 |
| Additional noninterest expense | $381,000 | 5,376 |
| Pre-tax net operating income | $679,000 | 4,699 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $679,000 | 4,147 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $679,000 | 4,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,835 |
| Cash dividends | $950,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $679,000 | 4,138 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 5,870 |
| Total interest expense | $393,000 | 5,751 |
| Net interest income | $695,000 | 5,823 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $170,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $154,000 | 2,544 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $516,000 | 6,085 |
| Salaries and employee benefits | $246,000 | 6,500 |
| Premises and equipment expense | $79,000 | 5,661 |
| Additional noninterest expense | $191,000 | 5,329 |
| Pre-tax net operating income | $349,000 | 4,591 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $349,000 | 4,026 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 4,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $753,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $349,000 | 4,008 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 5,691 |
| Total interest expense | $1,143,000 | 5,956 |
| Net interest income | $3,047,000 | 5,458 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $661,000 | 4,548 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $584,000 | 2,720 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,000 | 6,809 |
| Total noninterest expense | $1,915,000 | 6,253 |
| Salaries and employee benefits | $953,000 | 6,497 |
| Premises and equipment expense | $220,000 | 6,525 |
| Additional noninterest expense | $742,000 | 5,422 |
| Pre-tax net operating income | $1,781,000 | 3,980 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,781,000 | 3,386 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,781,000 | 3,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,956 |
| Cash dividends | $1,235,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,781,000 | 3,350 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,088,000 | 5,714 |
| Total interest expense | $793,000 | 6,035 |
| Net interest income | $2,295,000 | 5,448 |
| Provision for loan and lease losses | $12,000 | 6,428 |
| Total noninterest income | $485,000 | 4,625 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $425,000 | 2,781 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,768 |
| Total noninterest expense | $1,414,000 | 6,267 |
| Salaries and employee benefits | $709,000 | 6,504 |
| Premises and equipment expense | $160,000 | 6,565 |
| Additional noninterest expense | $545,000 | 5,446 |
| Pre-tax net operating income | $1,354,000 | 4,019 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,354,000 | 3,390 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,354,000 | 3,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,120 |
| Cash dividends | $1,235,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,354,000 | 3,347 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 5,692 |
| Total interest expense | $492,000 | 6,083 |
| Net interest income | $1,544,000 | 5,406 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $308,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $264,000 | 2,889 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $964,000 | 6,206 |
| Salaries and employee benefits | $480,000 | 6,467 |
| Premises and equipment expense | $101,000 | 6,676 |
| Additional noninterest expense | $383,000 | 5,241 |
| Pre-tax net operating income | $876,000 | 4,060 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $876,000 | 3,423 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $876,000 | 3,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,119 |
| Cash dividends | $1,044,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $876,000 | 3,372 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 5,729 |
| Total interest expense | $233,000 | 6,150 |
| Net interest income | $767,000 | 5,466 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $157,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $130,000 | 2,849 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,349 |
| Total noninterest expense | $481,000 | 6,242 |
| Salaries and employee benefits | $234,000 | 6,566 |
| Premises and equipment expense | $49,000 | 6,814 |
| Additional noninterest expense | $198,000 | 5,114 |
| Pre-tax net operating income | $431,000 | 4,070 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $431,000 | 3,422 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $431,000 | 3,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,116 |
| Cash dividends | $766,000 | 838 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $431,000 | 3,394 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 5,539 |
| Total interest expense | $842,000 | 6,121 |
| Net interest income | $3,178,000 | 5,246 |
| Provision for loan and lease losses | $36,000 | 6,265 |
| Total noninterest income | $598,000 | 4,826 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $511,000 | 3,097 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $87,000 | 6,638 |
| Total noninterest expense | $1,988,000 | 6,026 |
| Salaries and employee benefits | $923,000 | 6,528 |
| Premises and equipment expense | $211,000 | 6,623 |
| Additional noninterest expense | $854,000 | 4,875 |
| Pre-tax net operating income | $1,752,000 | 3,853 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,750,000 | 3,246 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,750,000 | 3,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,177 |
| Cash dividends | $1,022,000 | 2,283 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 717 |
| Net operating income | $1,752,000 | 3,185 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 5,558 |
| Total interest expense | $623,000 | 6,163 |
| Net interest income | $2,372,000 | 5,236 |
| Provision for loan and lease losses | $20,000 | 6,311 |
| Total noninterest income | $453,000 | 4,811 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $367,000 | 3,212 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $86,000 | 6,193 |
| Total noninterest expense | $1,463,000 | 6,042 |
| Salaries and employee benefits | $680,000 | 6,536 |
| Premises and equipment expense | $160,000 | 6,586 |
| Additional noninterest expense | $623,000 | 4,926 |
| Pre-tax net operating income | $1,342,000 | 3,874 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,339,000 | 3,263 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,339,000 | 3,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,094 |
| Cash dividends | $1,022,000 | 1,678 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 570 |
| Net operating income | $1,342,000 | 3,175 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,995,000 | 5,562 |
| Total interest expense | $418,000 | 6,169 |
| Net interest income | $1,577,000 | 5,255 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $274,000 | 5,034 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $245,000 | 3,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,273 |
| Total noninterest expense | $981,000 | 6,050 |
| Salaries and employee benefits | $450,000 | 6,610 |
| Premises and equipment expense | $105,000 | 6,680 |
| Additional noninterest expense | $426,000 | 4,852 |
| Pre-tax net operating income | $850,000 | 3,953 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $850,000 | 3,366 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $850,000 | 3,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $862,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 455 |
| Net operating income | $850,000 | 3,262 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $976,000 | 5,652 |
| Total interest expense | $212,000 | 6,188 |
| Net interest income | $764,000 | 5,363 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $137,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $124,000 | 3,080 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $490,000 | 6,106 |
| Salaries and employee benefits | $227,000 | 6,635 |
| Premises and equipment expense | $52,000 | 6,694 |
| Additional noninterest expense | $211,000 | 4,880 |
| Pre-tax net operating income | $396,000 | 4,109 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $396,000 | 3,542 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $396,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $651,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 296 |
| Net operating income | $396,000 | 3,430 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 5,642 |
| Total interest expense | $996,000 | 6,136 |
| Net interest income | $3,009,000 | 5,300 |
| Provision for loan and lease losses | $40,000 | 6,511 |
| Total noninterest income | $540,000 | 5,219 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $497,000 | 3,112 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $43,000 | 7,740 |
| Total noninterest expense | $1,836,000 | 6,290 |
| Salaries and employee benefits | $909,000 | 6,564 |
| Premises and equipment expense | $205,000 | 6,718 |
| Additional noninterest expense | $722,000 | 5,396 |
| Pre-tax net operating income | $1,673,000 | 3,824 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,673,000 | 3,280 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,673,000 | 3,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,782 |
| Cash dividends | $1,159,000 | 2,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,673,000 | 3,130 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,015,000 | 5,692 |
| Total interest expense | $759,000 | 6,227 |
| Net interest income | $2,256,000 | 5,314 |
| Provision for loan and lease losses | $25,000 | 6,589 |
| Total noninterest income | $417,000 | 5,202 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $375,000 | 3,100 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 7,445 |
| Total noninterest expense | $1,366,000 | 6,272 |
| Salaries and employee benefits | $677,000 | 6,568 |
| Premises and equipment expense | $155,000 | 6,699 |
| Additional noninterest expense | $534,000 | 5,423 |
| Pre-tax net operating income | $1,282,000 | 3,897 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,282,000 | 3,318 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,282,000 | 3,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $1,159,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,282,000 | 3,162 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 5,725 |
| Total interest expense | $531,000 | 6,202 |
| Net interest income | $1,482,000 | 5,369 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $286,000 | 5,121 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $255,000 | 3,019 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $31,000 | 7,275 |
| Total noninterest expense | $919,000 | 6,265 |
| Salaries and employee benefits | $455,000 | 6,577 |
| Premises and equipment expense | $94,000 | 6,916 |
| Additional noninterest expense | $370,000 | 5,284 |
| Pre-tax net operating income | $839,000 | 3,932 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $839,000 | 3,379 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $839,000 | 3,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $1,022,000 | 1,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $839,000 | 3,202 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,006,000 | 5,751 |
| Total interest expense | $271,000 | 6,247 |
| Net interest income | $735,000 | 5,389 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $140,000 | 5,063 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $129,000 | 2,921 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $464,000 | 6,239 |
| Salaries and employee benefits | $230,000 | 6,550 |
| Premises and equipment expense | $47,000 | 6,953 |
| Additional noninterest expense | $187,000 | 5,211 |
| Pre-tax net operating income | $411,000 | 3,969 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $411,000 | 3,391 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $411,000 | 3,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $775,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $411,000 | 3,225 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,156,000 | 5,787 |
| Total interest expense | $1,304,000 | 6,170 |
| Net interest income | $2,852,000 | 5,446 |
| Provision for loan and lease losses | $3,000 | 8,029 |
| Total noninterest income | $522,000 | 5,099 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $469,000 | 3,137 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,532 |
| Total noninterest expense | $1,707,000 | 6,444 |
| Salaries and employee benefits | $848,000 | 6,705 |
| Premises and equipment expense | $199,000 | 6,784 |
| Additional noninterest expense | $660,000 | 5,603 |
| Pre-tax net operating income | $1,664,000 | 3,838 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,664,000 | 3,237 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,664,000 | 3,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,572 |
| Cash dividends | $1,196,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,664,000 | 3,133 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,564,000 | 5,922 |
| Total interest expense | $2,023,000 | 6,057 |
| Net interest income | $2,541,000 | 5,664 |
| Provision for loan and lease losses | $23,000 | 7,499 |
| Total noninterest income | $480,000 | 5,176 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $444,000 | 3,131 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $36,000 | 8,155 |
| Total noninterest expense | $1,615,000 | 6,550 |
| Salaries and employee benefits | $816,000 | 6,711 |
| Premises and equipment expense | $188,000 | 6,954 |
| Additional noninterest expense | $611,000 | 5,766 |
| Pre-tax net operating income | $1,383,000 | 4,069 |
| Securities gains (losses) | $90,000 | 1,834 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,473,000 | 3,269 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,473,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $1,077,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 747 |
| Net operating income | $1,383,000 | 3,331 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 6,150 |
| Total interest expense | $2,083,000 | 6,150 |
| Net interest income | $2,345,000 | 6,037 |
| Provision for loan and lease losses | $22,000 | 7,551 |
| Total noninterest income | $558,000 | 4,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $415,000 | 3,146 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 5,596 |
| Total noninterest expense | $1,602,000 | 6,476 |
| Salaries and employee benefits | $762,000 | 6,905 |
| Premises and equipment expense | $180,000 | 7,087 |
| Additional noninterest expense | $660,000 | 5,415 |
| Pre-tax net operating income | $1,279,000 | 4,545 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,279,000 | 3,686 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,279,000 | 3,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 9,566 |
| Cash dividends | $719,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,279,000 | 3,675 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 6,417 |
| Total interest expense | $1,710,000 | 6,526 |
| Net interest income | $2,237,000 | 6,207 |
| Provision for loan and lease losses | $441,000 | 1,951 |
| Total noninterest income | $440,000 | 5,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $393,000 | 3,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,163 |
| Total noninterest expense | $1,598,000 | 6,538 |
| Salaries and employee benefits | $729,000 | 7,087 |
| Premises and equipment expense | $165,000 | 7,398 |
| Additional noninterest expense | $704,000 | 5,219 |
| Pre-tax net operating income | $638,000 | 6,576 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $638,000 | 5,724 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $638,000 | 5,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $538,000 | 1,150 |
| Cash dividends | $1,003,000 | 2,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $638,000 | 5,693 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,812,000 | 6,650 |
| Total interest expense | $1,728,000 | 6,708 |
| Net interest income | $2,084,000 | 6,516 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $468,000 | 5,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,213 |
| Total noninterest expense | $1,318,000 | 7,205 |
| Salaries and employee benefits | $651,000 | 7,468 |
| Premises and equipment expense | $155,000 | 7,539 |
| Additional noninterest expense | $512,000 | 6,350 |
| Pre-tax net operating income | $1,184,000 | 4,927 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,184,000 | 3,971 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,184,000 | 3,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 10,137 |
| Cash dividends | $450,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,184,000 | 3,887 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,452,000 | 7,205 |
| Total interest expense | $1,613,000 | 7,094 |
| Net interest income | $1,839,000 | 7,236 |
| Provision for loan and lease losses | $279,000 | 2,772 |
| Total noninterest income | $420,000 | 5,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $390,000 | 3,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,328 |
| Total noninterest expense | $1,230,000 | 7,570 |
| Salaries and employee benefits | $619,000 | 7,794 |
| Premises and equipment expense | $146,000 | 7,890 |
| Additional noninterest expense | $465,000 | 6,800 |
| Pre-tax net operating income | $750,000 | 6,778 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $252,000 | 6,242 |
| Income before extraordinary items | $498,000 | 6,992 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $498,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,504 |
| Cash dividends | $370,000 | 4,130 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 805 |
| Net operating income | $498,000 | 6,918 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 8,083 |
| Total interest expense | $1,234,000 | 8,277 |
| Net interest income | $1,700,000 | 7,776 |
| Provision for loan and lease losses | $31,000 | 7,373 |
| Total noninterest income | $444,000 | 5,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $383,000 | 3,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,436 |
| Total noninterest expense | $1,120,000 | 8,259 |
| Salaries and employee benefits | $575,000 | 8,290 |
| Premises and equipment expense | $122,000 | 8,752 |
| Additional noninterest expense | $423,000 | 7,689 |
| Pre-tax net operating income | $993,000 | 5,757 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $430,000 | 4,664 |
| Income before extraordinary items | $563,000 | 6,488 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $563,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $361,000 | 4,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $563,000 | 6,417 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 8,427 |
| Total interest expense | $1,234,000 | 8,478 |
| Net interest income | $1,621,000 | 8,214 |
| Provision for loan and lease losses | $21,000 | 7,611 |
| Total noninterest income | $393,000 | 6,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 4,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $1,090,000 | 8,612 |
| Salaries and employee benefits | $530,000 | 8,854 |
| Premises and equipment expense | $124,000 | 8,943 |
| Additional noninterest expense | $436,000 | 7,846 |
| Pre-tax net operating income | $903,000 | 6,402 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $301,000 | 5,979 |
| Income before extraordinary items | $602,000 | 6,602 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $602,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $219,000 | 471 |
| Net operating income | $602,000 | 6,592 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 9,723 |
| Total interest expense | $693,000 | 10,131 |
| Net interest income | $1,352,000 | 9,307 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $283,000 | 7,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 5,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $934,000 | 9,614 |
| Salaries and employee benefits | $419,000 | 10,113 |
| Premises and equipment expense | $95,000 | 10,179 |
| Additional noninterest expense | $420,000 | 8,616 |
| Pre-tax net operating income | $701,000 | 7,377 |
| Securities gains (losses) | $-87,000 | 11,438 |
| Applicable income taxes | $208,000 | 7,209 |
| Income before extraordinary items | $406,000 | 8,153 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $406,000 | 8,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,011 |
| Net operating income | $463,420 | 7,640 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 11,009 |
| Total interest expense | $525,000 | 11,565 |
| Net interest income | $1,067,000 | 10,541 |
| Provision for loan and lease losses | $-100,000 | 12,888 |
| Total noninterest income | $252,000 | 8,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,795 |
| Total noninterest expense | $746,000 | 10,939 |
| Salaries and employee benefits | $319,000 | 11,461 |
| Premises and equipment expense | $89,000 | 10,821 |
| Additional noninterest expense | $338,000 | 9,982 |
| Pre-tax net operating income | $673,000 | 7,503 |
| Securities gains (losses) | $83,000 | 2,753 |
| Applicable income taxes | $164,000 | 8,333 |
| Income before extraordinary items | $592,000 | 6,845 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $592,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 12,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $527,260 | 7,076 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 12,120 |
| Total interest expense | $603,000 | 12,280 |
| Net interest income | $830,000 | 11,791 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $289,000 | 7,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $686,000 | 11,586 |
| Salaries and employee benefits | $283,000 | 12,209 |
| Premises and equipment expense | $89,000 | 11,144 |
| Additional noninterest expense | $314,000 | 10,627 |
| Pre-tax net operating income | $433,000 | 8,940 |
| Securities gains (losses) | $-8,000 | 13,215 |
| Applicable income taxes | $118,000 | 9,428 |
| Income before extraordinary items | $307,000 | 9,221 |
| Extraordinary gains, net | $87,000 | 792 |
| Net income | $394,000 | 8,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $312,760 | 8,765 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.