Home > Citizens National Bank of Texas > Income and Expense
Citizens National Bank of Texas, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $30,731,000 | 1,147 |
| Total interest expense | $15,727,000 | 1,112 |
| Net interest income | $15,004,000 | 1,173 |
| Provision for loan and lease losses | $1,548,000 | 743 |
| Total noninterest income | $3,233,000 | 1,263 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,517,000 | 531 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $716,000 | 2,315 |
| Total noninterest expense | $10,996,000 | 1,255 |
| Salaries and employee benefits | $5,963,000 | 1,185 |
| Premises and equipment expense | $1,541,000 | 1,332 |
| Additional noninterest expense | $3,492,000 | 1,304 |
| Pre-tax net operating income | $5,693,000 | 1,293 |
| Securities gains (losses) | $-19,000 | 8,710 |
| Applicable income taxes | $1,044,000 | 2,047 |
| Income before extraordinary items | $4,630,000 | 1,139 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,630,000 | 1,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $547,000 | 1,163 |
| Cash dividends | $2,655,000 | 1,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,645,580 | 1,135 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $26,792,000 | 1,220 |
| Total interest expense | $12,610,000 | 1,203 |
| Net interest income | $14,182,000 | 1,245 |
| Provision for loan and lease losses | $600,000 | 1,498 |
| Total noninterest income | $2,761,000 | 1,448 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,325,000 | 574 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $436,000 | 3,226 |
| Total noninterest expense | $10,131,000 | 1,377 |
| Salaries and employee benefits | $5,513,000 | 1,255 |
| Premises and equipment expense | $1,233,000 | 1,653 |
| Additional noninterest expense | $3,385,000 | 1,365 |
| Pre-tax net operating income | $6,212,000 | 1,239 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $1,200,000 | 1,925 |
| Income before extraordinary items | $5,009,000 | 1,091 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,009,000 | 1,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 1,306 |
| Cash dividends | $3,046,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,011,430 | 1,072 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $23,778,000 | 1,361 |
| Total interest expense | $11,069,000 | 1,395 |
| Net interest income | $12,709,000 | 1,335 |
| Provision for loan and lease losses | $612,000 | 1,459 |
| Total noninterest income | $2,657,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,979,000 | 619 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $678,000 | 2,453 |
| Total noninterest expense | $9,307,000 | 1,417 |
| Salaries and employee benefits | $4,759,000 | 1,381 |
| Premises and equipment expense | $1,187,000 | 1,657 |
| Additional noninterest expense | $3,361,000 | 1,312 |
| Pre-tax net operating income | $5,447,000 | 1,383 |
| Securities gains (losses) | $248,000 | 814 |
| Applicable income taxes | $1,123,000 | 2,101 |
| Income before extraordinary items | $4,572,000 | 1,173 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,572,000 | 1,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $438,000 | 1,404 |
| Cash dividends | $3,517,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 821 |
| Net operating income | $4,373,600 | 1,181 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,941,000 | 1,651 |
| Total interest expense | $9,075,000 | 1,712 |
| Net interest income | $10,866,000 | 1,589 |
| Provision for loan and lease losses | $877,000 | 1,107 |
| Total noninterest income | $2,257,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,858,000 | 687 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $399,000 | 3,289 |
| Total noninterest expense | $7,657,000 | 1,705 |
| Salaries and employee benefits | $3,899,000 | 1,686 |
| Premises and equipment expense | $1,039,000 | 1,911 |
| Additional noninterest expense | $2,719,000 | 1,579 |
| Pre-tax net operating income | $4,589,000 | 1,676 |
| Securities gains (losses) | $263,000 | 600 |
| Applicable income taxes | $1,154,000 | 2,164 |
| Income before extraordinary items | $3,698,000 | 1,463 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,698,000 | 1,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $555,000 | 1,247 |
| Cash dividends | $1,902,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $11,109,000 | 75 |
| Net operating income | $3,498,120 | 1,499 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,372,000 | 1,946 |
| Total interest expense | $7,902,000 | 1,981 |
| Net interest income | $9,470,000 | 1,882 |
| Provision for loan and lease losses | $655,000 | 1,398 |
| Total noninterest income | $2,094,000 | 1,772 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,765,000 | 754 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $329,000 | 3,851 |
| Total noninterest expense | $6,946,000 | 2,018 |
| Salaries and employee benefits | $3,458,000 | 1,904 |
| Premises and equipment expense | $994,000 | 2,015 |
| Additional noninterest expense | $2,494,000 | 2,012 |
| Pre-tax net operating income | $3,963,000 | 1,814 |
| Securities gains (losses) | $233,000 | 642 |
| Applicable income taxes | $1,035,000 | 2,285 |
| Income before extraordinary items | $3,161,000 | 1,571 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,161,000 | 1,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $452,000 | 1,545 |
| Cash dividends | $1,413,000 | 1,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,986,250 | 1,637 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,704,000 | 2,287 |
| Total interest expense | $6,895,000 | 2,263 |
| Net interest income | $7,809,000 | 2,306 |
| Provision for loan and lease losses | $200,000 | 2,992 |
| Total noninterest income | $1,816,000 | 1,981 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,466,000 | 909 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $350,000 | 3,615 |
| Total noninterest expense | $6,107,000 | 2,225 |
| Salaries and employee benefits | $2,921,000 | 2,264 |
| Premises and equipment expense | $885,000 | 2,267 |
| Additional noninterest expense | $2,301,000 | 2,144 |
| Pre-tax net operating income | $3,318,000 | 2,220 |
| Securities gains (losses) | $237,000 | 613 |
| Applicable income taxes | $683,000 | 3,300 |
| Income before extraordinary items | $2,872,000 | 1,767 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,872,000 | 1,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,244 |
| Cash dividends | $1,188,000 | 1,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,680,030 | 1,853 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,569,000 | 2,410 |
| Total interest expense | $4,993,000 | 2,466 |
| Net interest income | $7,576,000 | 2,387 |
| Provision for loan and lease losses | $126,000 | 3,941 |
| Total noninterest income | $1,754,000 | 2,023 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,399,000 | 945 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $355,000 | 3,679 |
| Total noninterest expense | $5,916,000 | 2,375 |
| Salaries and employee benefits | $2,884,000 | 2,323 |
| Premises and equipment expense | $811,000 | 2,501 |
| Additional noninterest expense | $2,221,000 | 2,363 |
| Pre-tax net operating income | $3,288,000 | 2,166 |
| Securities gains (losses) | $149,000 | 607 |
| Applicable income taxes | $668,000 | 3,201 |
| Income before extraordinary items | $2,769,000 | 1,764 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,769,000 | 1,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,661 |
| Cash dividends | $1,124,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,648,310 | 1,844 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,795,000 | 2,616 |
| Total interest expense | $4,346,000 | 2,935 |
| Net interest income | $7,449,000 | 2,405 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $1,602,000 | 2,314 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,287,000 | 1,027 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $315,000 | 4,333 |
| Total noninterest expense | $5,724,000 | 2,496 |
| Salaries and employee benefits | $2,701,000 | 2,468 |
| Premises and equipment expense | $746,000 | 2,719 |
| Additional noninterest expense | $2,277,000 | 2,440 |
| Pre-tax net operating income | $3,267,000 | 2,085 |
| Securities gains (losses) | $270,000 | 1,396 |
| Applicable income taxes | $769,000 | 2,842 |
| Income before extraordinary items | $2,768,000 | 1,804 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,768,000 | 1,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 4,033 |
| Cash dividends | $723,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 1,043 |
| Net operating income | $2,557,400 | 1,839 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,685,000 | 3,275 |
| Total interest expense | $4,517,000 | 3,632 |
| Net interest income | $6,168,000 | 2,951 |
| Provision for loan and lease losses | $145,000 | 6,193 |
| Total noninterest income | $1,377,000 | 2,557 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,125,000 | 1,183 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $252,000 | 4,933 |
| Total noninterest expense | $5,186,000 | 2,767 |
| Salaries and employee benefits | $2,201,000 | 2,938 |
| Premises and equipment expense | $623,000 | 3,238 |
| Additional noninterest expense | $2,362,000 | 2,430 |
| Pre-tax net operating income | $2,214,000 | 2,816 |
| Securities gains (losses) | $499,000 | 1,088 |
| Applicable income taxes | $708,000 | 2,939 |
| Income before extraordinary items | $2,005,000 | 2,288 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,005,000 | 2,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 6,028 |
| Cash dividends | $531,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $827,000 | 449 |
| Net operating income | $1,635,740 | 2,600 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.