Home > Citizens National Bank of Nashville > Income and Expense
Citizens National Bank of Nashville, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 7,043 |
| Total interest expense | $521,000 | 7,230 |
| Net interest income | $1,821,000 | 6,866 |
| Provision for loan and lease losses | $152,000 | 4,209 |
| Total noninterest income | $370,000 | 5,959 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $324,000 | 4,141 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $46,000 | 7,502 |
| Total noninterest expense | $985,000 | 7,845 |
| Salaries and employee benefits | $448,000 | 8,142 |
| Premises and equipment expense | $95,000 | 8,032 |
| Additional noninterest expense | $442,000 | 6,882 |
| Pre-tax net operating income | $1,054,000 | 5,109 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $348,000 | 3,945 |
| Income before extraordinary items | $706,000 | 5,559 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $706,000 | 5,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,335 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $706,000 | 5,490 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,773,000 | 7,049 |
| Total interest expense | $384,000 | 7,282 |
| Net interest income | $1,389,000 | 6,845 |
| Provision for loan and lease losses | $152,000 | 3,500 |
| Total noninterest income | $283,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $240,000 | 4,194 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 7,253 |
| Total noninterest expense | $742,000 | 7,812 |
| Salaries and employee benefits | $344,000 | 8,087 |
| Premises and equipment expense | $71,000 | 8,032 |
| Additional noninterest expense | $327,000 | 6,895 |
| Pre-tax net operating income | $778,000 | 5,265 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $265,000 | 3,979 |
| Income before extraordinary items | $513,000 | 5,756 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $513,000 | 5,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 1,704 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $513,000 | 5,685 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 7,069 |
| Total interest expense | $256,000 | 7,347 |
| Net interest income | $929,000 | 6,861 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $188,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $159,000 | 4,191 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,273 |
| Total noninterest expense | $508,000 | 7,797 |
| Salaries and employee benefits | $248,000 | 8,026 |
| Premises and equipment expense | $50,000 | 7,993 |
| Additional noninterest expense | $210,000 | 7,018 |
| Pre-tax net operating income | $564,000 | 4,987 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $189,000 | 3,885 |
| Income before extraordinary items | $375,000 | 5,490 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $375,000 | 5,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,047 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $375,000 | 5,388 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $574,000 | 7,189 |
| Total interest expense | $131,000 | 7,344 |
| Net interest income | $443,000 | 7,018 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $101,000 | 5,747 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $78,000 | 4,175 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $269,000 | 7,724 |
| Salaries and employee benefits | $139,000 | 7,860 |
| Premises and equipment expense | $29,000 | 7,823 |
| Additional noninterest expense | $101,000 | 7,133 |
| Pre-tax net operating income | $275,000 | 5,033 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $93,000 | 3,908 |
| Income before extraordinary items | $182,000 | 5,564 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $182,000 | 5,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $182,000 | 5,449 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 7,122 |
| Total interest expense | $667,000 | 7,159 |
| Net interest income | $1,757,000 | 6,976 |
| Provision for loan and lease losses | $93,000 | 5,435 |
| Total noninterest income | $350,000 | 6,260 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $283,000 | 4,447 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $67,000 | 7,177 |
| Total noninterest expense | $1,003,000 | 7,869 |
| Salaries and employee benefits | $508,000 | 8,054 |
| Premises and equipment expense | $109,000 | 7,959 |
| Additional noninterest expense | $386,000 | 7,247 |
| Pre-tax net operating income | $1,011,000 | 5,152 |
| Securities gains (losses) | $6,000 | 3,841 |
| Applicable income taxes | $339,000 | 4,093 |
| Income before extraordinary items | $678,000 | 5,677 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $678,000 | 5,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,775 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $673,980 | 5,518 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 7,210 |
| Total interest expense | $520,000 | 7,212 |
| Net interest income | $1,295,000 | 7,059 |
| Provision for loan and lease losses | $43,000 | 6,051 |
| Total noninterest income | $251,000 | 6,398 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $206,000 | 4,540 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,365 |
| Total noninterest expense | $743,000 | 7,881 |
| Salaries and employee benefits | $379,000 | 8,049 |
| Premises and equipment expense | $81,000 | 7,979 |
| Additional noninterest expense | $283,000 | 7,292 |
| Pre-tax net operating income | $760,000 | 5,291 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $253,000 | 4,260 |
| Income before extraordinary items | $507,000 | 5,816 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $507,000 | 5,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,484 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $507,000 | 5,651 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 7,270 |
| Total interest expense | $362,000 | 7,239 |
| Net interest income | $846,000 | 7,127 |
| Provision for loan and lease losses | $23,000 | 6,223 |
| Total noninterest income | $168,000 | 6,381 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $133,000 | 4,584 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $35,000 | 7,146 |
| Total noninterest expense | $499,000 | 7,892 |
| Salaries and employee benefits | $258,000 | 8,025 |
| Premises and equipment expense | $54,000 | 7,986 |
| Additional noninterest expense | $187,000 | 7,310 |
| Pre-tax net operating income | $492,000 | 5,345 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $165,000 | 4,328 |
| Income before extraordinary items | $327,000 | 5,911 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $327,000 | 5,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $327,000 | 5,684 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $588,000 | 7,372 |
| Total interest expense | $181,000 | 7,342 |
| Net interest income | $407,000 | 7,248 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $83,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 4,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $255,000 | 7,883 |
| Salaries and employee benefits | $138,000 | 7,922 |
| Premises and equipment expense | $26,000 | 8,056 |
| Additional noninterest expense | $91,000 | 7,386 |
| Pre-tax net operating income | $232,000 | 5,470 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $76,000 | 4,452 |
| Income before extraordinary items | $156,000 | 5,925 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $156,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $156,000 | 5,734 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 7,231 |
| Total interest expense | $900,000 | 7,201 |
| Net interest income | $1,725,000 | 7,080 |
| Provision for loan and lease losses | $35,000 | 7,087 |
| Total noninterest income | $329,000 | 6,252 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $236,000 | 4,836 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 6,581 |
| Total noninterest expense | $948,000 | 8,042 |
| Salaries and employee benefits | $494,000 | 8,163 |
| Premises and equipment expense | $105,000 | 8,102 |
| Additional noninterest expense | $349,000 | 7,478 |
| Pre-tax net operating income | $1,071,000 | 5,043 |
| Securities gains (losses) | $27,000 | 2,929 |
| Applicable income taxes | $370,000 | 4,046 |
| Income before extraordinary items | $728,000 | 5,453 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $728,000 | 5,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,939 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $710,180 | 5,378 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,223,000 | 7,009 |
| Total interest expense | $1,593,000 | 6,796 |
| Net interest income | $1,630,000 | 7,099 |
| Provision for loan and lease losses | $26,000 | 7,353 |
| Total noninterest income | $232,000 | 7,007 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $164,000 | 5,607 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $68,000 | 7,169 |
| Total noninterest expense | $895,000 | 8,224 |
| Salaries and employee benefits | $454,000 | 8,379 |
| Premises and equipment expense | $110,000 | 8,147 |
| Additional noninterest expense | $331,000 | 7,637 |
| Pre-tax net operating income | $941,000 | 5,055 |
| Securities gains (losses) | $96,000 | 1,783 |
| Applicable income taxes | $341,000 | 4,031 |
| Income before extraordinary items | $696,000 | 5,243 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $696,000 | 5,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,863 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $631,680 | 5,362 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,282,000 | 7,134 |
| Total interest expense | $1,577,000 | 7,010 |
| Net interest income | $1,705,000 | 7,109 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $212,000 | 7,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 5,729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,469 |
| Total noninterest expense | $854,000 | 8,421 |
| Salaries and employee benefits | $444,000 | 8,524 |
| Premises and equipment expense | $103,000 | 8,389 |
| Additional noninterest expense | $307,000 | 7,890 |
| Pre-tax net operating income | $1,063,000 | 5,104 |
| Securities gains (losses) | $37,000 | 791 |
| Applicable income taxes | $365,000 | 4,184 |
| Income before extraordinary items | $735,000 | 5,283 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $735,000 | 5,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $710,210 | 5,387 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 7,334 |
| Total interest expense | $1,473,000 | 7,047 |
| Net interest income | $1,564,000 | 7,463 |
| Provision for loan and lease losses | $165,000 | 4,039 |
| Total noninterest income | $211,000 | 7,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 5,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,849 |
| Total noninterest expense | $816,000 | 8,681 |
| Salaries and employee benefits | $424,000 | 8,766 |
| Premises and equipment expense | $105,000 | 8,534 |
| Additional noninterest expense | $287,000 | 8,229 |
| Pre-tax net operating income | $794,000 | 5,955 |
| Securities gains (losses) | $28,000 | 1,229 |
| Applicable income taxes | $261,000 | 5,107 |
| Income before extraordinary items | $561,000 | 6,097 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $561,000 | 6,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,166 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $541,960 | 6,186 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,165,000 | 7,333 |
| Total interest expense | $1,728,000 | 6,708 |
| Net interest income | $1,437,000 | 7,825 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $179,000 | 7,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,260 |
| Total noninterest expense | $775,000 | 8,857 |
| Salaries and employee benefits | $418,000 | 8,860 |
| Premises and equipment expense | $89,000 | 8,954 |
| Additional noninterest expense | $268,000 | 8,417 |
| Pre-tax net operating income | $841,000 | 5,929 |
| Securities gains (losses) | $44,000 | 1,829 |
| Applicable income taxes | $282,000 | 5,342 |
| Income before extraordinary items | $603,000 | 6,038 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $603,000 | 6,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,973 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $573,080 | 6,085 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,183,000 | 7,530 |
| Total interest expense | $1,693,000 | 6,897 |
| Net interest income | $1,490,000 | 8,006 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $178,000 | 8,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,733 |
| Total noninterest expense | $820,000 | 8,966 |
| Salaries and employee benefits | $452,000 | 8,937 |
| Premises and equipment expense | $97,000 | 9,032 |
| Additional noninterest expense | $271,000 | 8,620 |
| Pre-tax net operating income | $848,000 | 6,339 |
| Securities gains (losses) | $31,000 | 1,616 |
| Applicable income taxes | $299,000 | 5,733 |
| Income before extraordinary items | $580,000 | 6,477 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $580,000 | 6,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $559,540 | 6,552 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 8,034 |
| Total interest expense | $1,569,000 | 7,395 |
| Net interest income | $1,403,000 | 8,507 |
| Provision for loan and lease losses | $22,000 | 7,876 |
| Total noninterest income | $184,000 | 8,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,213 |
| Total noninterest expense | $813,000 | 9,382 |
| Salaries and employee benefits | $440,000 | 9,330 |
| Premises and equipment expense | $101,000 | 9,258 |
| Additional noninterest expense | $272,000 | 9,172 |
| Pre-tax net operating income | $752,000 | 6,690 |
| Securities gains (losses) | $15,000 | 2,201 |
| Applicable income taxes | $238,000 | 6,603 |
| Income before extraordinary items | $529,000 | 6,708 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $529,000 | 6,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $518,650 | 6,720 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,710,000 | 8,621 |
| Total interest expense | $1,434,000 | 7,876 |
| Net interest income | $1,276,000 | 9,134 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $162,000 | 9,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 9,621 |
| Total noninterest expense | $808,000 | 9,738 |
| Salaries and employee benefits | $406,000 | 9,896 |
| Premises and equipment expense | $91,000 | 9,885 |
| Additional noninterest expense | $311,000 | 9,138 |
| Pre-tax net operating income | $618,000 | 7,786 |
| Securities gains (losses) | $51,000 | 1,292 |
| Applicable income taxes | $209,000 | 7,275 |
| Income before extraordinary items | $460,000 | 7,561 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $460,000 | 7,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $424,810 | 7,813 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,362,000 | 9,146 |
| Total interest expense | $1,084,000 | 8,341 |
| Net interest income | $1,278,000 | 9,525 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $160,000 | 9,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 7,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $835,000 | 10,071 |
| Salaries and employee benefits | $392,000 | 10,355 |
| Premises and equipment expense | $91,000 | 10,316 |
| Additional noninterest expense | $352,000 | 9,319 |
| Pre-tax net operating income | $603,000 | 7,976 |
| Securities gains (losses) | $67,000 | 985 |
| Applicable income taxes | $214,000 | 7,113 |
| Income before extraordinary items | $456,000 | 7,650 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $456,000 | 7,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $410,440 | 8,144 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 9,884 |
| Total interest expense | $974,000 | 9,237 |
| Net interest income | $1,178,000 | 10,135 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $177,000 | 9,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $796,000 | 10,686 |
| Salaries and employee benefits | $380,000 | 10,838 |
| Premises and equipment expense | $88,000 | 10,858 |
| Additional noninterest expense | $328,000 | 10,097 |
| Pre-tax net operating income | $559,000 | 8,236 |
| Securities gains (losses) | $169,000 | 1,868 |
| Applicable income taxes | $218,000 | 7,290 |
| Income before extraordinary items | $510,000 | 7,462 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $510,000 | 7,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 12,449 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $391,700 | 8,249 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,406,000 | 10,078 |
| Total interest expense | $1,135,000 | 9,843 |
| Net interest income | $1,271,000 | 10,059 |
| Provision for loan and lease losses | $3,000 | 11,629 |
| Total noninterest income | $198,000 | 9,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 7,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $772,000 | 11,147 |
| Salaries and employee benefits | $333,000 | 11,632 |
| Premises and equipment expense | $81,000 | 11,458 |
| Additional noninterest expense | $358,000 | 10,091 |
| Pre-tax net operating income | $694,000 | 7,135 |
| Securities gains (losses) | $193,000 | 2,057 |
| Applicable income taxes | $287,000 | 6,115 |
| Income before extraordinary items | $600,000 | 6,582 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $600,000 | 6,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 7,980 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $468,760 | 7,234 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.