Home > Citizens' National Bank of Linton > Income and Expense
Citizens' National Bank of Linton, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,506,000 | 6,452 |
| Total interest expense | $1,928,000 | 6,632 |
| Net interest income | $2,578,000 | 6,168 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $355,000 | 6,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 5,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,935 |
| Total noninterest expense | $1,688,000 | 6,762 |
| Salaries and employee benefits | $803,000 | 7,085 |
| Premises and equipment expense | $206,000 | 7,074 |
| Additional noninterest expense | $679,000 | 5,999 |
| Pre-tax net operating income | $1,215,000 | 5,202 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $383,000 | 5,099 |
| Income before extraordinary items | $832,000 | 5,295 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $832,000 | 5,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,265 |
| Cash dividends | $330,000 | 4,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $832,000 | 5,274 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,178,000 | 6,494 |
| Total interest expense | $1,723,000 | 6,280 |
| Net interest income | $2,455,000 | 6,567 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $356,000 | 6,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,824 |
| Total noninterest expense | $1,716,000 | 6,941 |
| Salaries and employee benefits | $844,000 | 6,957 |
| Premises and equipment expense | $232,000 | 6,829 |
| Additional noninterest expense | $640,000 | 6,737 |
| Pre-tax net operating income | $1,095,000 | 5,587 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $341,000 | 5,376 |
| Income before extraordinary items | $757,000 | 5,578 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $757,000 | 5,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $801,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $754,930 | 5,656 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,237,000 | 6,593 |
| Total interest expense | $1,824,000 | 6,281 |
| Net interest income | $2,413,000 | 6,711 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $365,000 | 6,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,879 |
| Total noninterest expense | $1,751,000 | 7,037 |
| Salaries and employee benefits | $925,000 | 6,576 |
| Premises and equipment expense | $254,000 | 6,618 |
| Additional noninterest expense | $572,000 | 7,579 |
| Pre-tax net operating income | $1,027,000 | 5,793 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $324,000 | 5,797 |
| Income before extraordinary items | $712,000 | 6,045 |
| Extraordinary gains, net | $67,000 | 1,943 |
| Net income | $779,000 | 5,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $288,000 | 4,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $705,790 | 5,811 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,769,000 | 6,608 |
| Total interest expense | $2,229,000 | 6,559 |
| Net interest income | $2,540,000 | 6,518 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $251,000 | 8,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,722 |
| Total noninterest expense | $1,654,000 | 7,390 |
| Salaries and employee benefits | $810,000 | 7,201 |
| Premises and equipment expense | $207,000 | 7,676 |
| Additional noninterest expense | $637,000 | 7,201 |
| Pre-tax net operating income | $1,137,000 | 5,138 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $394,000 | 4,856 |
| Income before extraordinary items | $756,000 | 5,600 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $756,000 | 5,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 7,310 |
| Cash dividends | $264,000 | 4,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $747,420 | 5,307 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.