Home > Citizens National Bank of Leesburg > Income and Expense
Citizens National Bank of Leesburg, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $38,996,000 | 897 |
| Total interest expense | $18,197,000 | 926 |
| Net interest income | $20,799,000 | 895 |
| Provision for loan and lease losses | $350,000 | 2,313 |
| Total noninterest income | $3,104,000 | 1,328 |
| Gross Fiduciary activities income | $925,000 | 532 |
| Service charges on deposit accounts | $1,715,000 | 770 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $464,000 | 3,085 |
| Total noninterest expense | $13,555,000 | 1,095 |
| Salaries and employee benefits | $7,411,000 | 922 |
| Premises and equipment expense | $2,432,000 | 895 |
| Additional noninterest expense | $3,712,000 | 1,433 |
| Pre-tax net operating income | $9,998,000 | 787 |
| Securities gains (losses) | $66,000 | 1,174 |
| Applicable income taxes | $2,618,000 | 978 |
| Income before extraordinary items | $7,446,000 | 734 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,446,000 | 734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,564 |
| Cash dividends | $2,204,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $416,000 | 490 |
| Net operating income | $7,397,160 | 723 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $34,027,000 | 1,039 |
| Total interest expense | $16,532,000 | 1,029 |
| Net interest income | $17,495,000 | 1,053 |
| Provision for loan and lease losses | $255,000 | 2,517 |
| Total noninterest income | $2,292,000 | 1,642 |
| Gross Fiduciary activities income | $842,000 | 575 |
| Service charges on deposit accounts | $1,149,000 | 1,160 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $301,000 | 3,990 |
| Total noninterest expense | $10,479,000 | 1,353 |
| Salaries and employee benefits | $5,528,000 | 1,213 |
| Premises and equipment expense | $2,048,000 | 1,042 |
| Additional noninterest expense | $2,903,000 | 1,748 |
| Pre-tax net operating income | $9,053,000 | 895 |
| Securities gains (losses) | $-74,000 | 11,368 |
| Applicable income taxes | $2,390,000 | 1,084 |
| Income before extraordinary items | $6,589,000 | 850 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,589,000 | 849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 11,809 |
| Cash dividends | $1,683,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,643,020 | 835 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $29,644,000 | 1,062 |
| Total interest expense | $12,473,000 | 1,060 |
| Net interest income | $17,171,000 | 1,072 |
| Provision for loan and lease losses | $600,000 | 1,325 |
| Total noninterest income | $2,061,000 | 1,809 |
| Gross Fiduciary activities income | $716,000 | 620 |
| Service charges on deposit accounts | $1,136,000 | 1,163 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $209,000 | 5,118 |
| Total noninterest expense | $10,312,000 | 1,417 |
| Salaries and employee benefits | $5,342,000 | 1,253 |
| Premises and equipment expense | $1,976,000 | 1,079 |
| Additional noninterest expense | $2,994,000 | 1,805 |
| Pre-tax net operating income | $8,320,000 | 933 |
| Securities gains (losses) | $-168,000 | 11,860 |
| Applicable income taxes | $2,106,000 | 1,147 |
| Income before extraordinary items | $6,046,000 | 861 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,046,000 | 861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,814 |
| Cash dividends | $1,500,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,170,320 | 849 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $27,553,000 | 1,154 |
| Total interest expense | $11,800,000 | 1,153 |
| Net interest income | $15,753,000 | 1,158 |
| Provision for loan and lease losses | $1,075,000 | 1,238 |
| Total noninterest income | $2,016,000 | 1,969 |
| Gross Fiduciary activities income | $588,000 | 711 |
| Service charges on deposit accounts | $1,191,000 | 1,123 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $237,000 | 5,151 |
| Total noninterest expense | $9,769,000 | 1,553 |
| Salaries and employee benefits | $5,045,000 | 1,326 |
| Premises and equipment expense | $1,852,000 | 1,152 |
| Additional noninterest expense | $2,872,000 | 1,982 |
| Pre-tax net operating income | $6,925,000 | 1,026 |
| Securities gains (losses) | $445,000 | 977 |
| Applicable income taxes | $1,862,000 | 1,284 |
| Income before extraordinary items | $5,508,000 | 942 |
| Extraordinary gains, net | $255,000 | 825 |
| Net income | $5,763,000 | 949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,604 |
| Cash dividends | $1,400,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,174,250 | 936 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $27,948,000 | 1,305 |
| Total interest expense | $13,530,000 | 1,310 |
| Net interest income | $14,418,000 | 1,289 |
| Provision for loan and lease losses | $1,400,000 | 1,474 |
| Total noninterest income | $1,820,000 | 2,064 |
| Gross Fiduciary activities income | $449,000 | 805 |
| Service charges on deposit accounts | $1,136,000 | 1,167 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $235,000 | 5,169 |
| Total noninterest expense | $9,202,000 | 1,652 |
| Salaries and employee benefits | $4,550,000 | 1,456 |
| Premises and equipment expense | $1,763,000 | 1,243 |
| Additional noninterest expense | $2,889,000 | 2,052 |
| Pre-tax net operating income | $5,636,000 | 1,152 |
| Securities gains (losses) | $1,117,000 | 595 |
| Applicable income taxes | $1,792,000 | 1,238 |
| Income before extraordinary items | $4,961,000 | 959 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,961,000 | 964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,384,000 | 1,266 |
| Cash dividends | $1,155,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,145,590 | 1,050 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.