Home > Citizens National Bank of Downers Grove > Income and Expense
Citizens National Bank of Downers Grove, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,699,000 | 3,185 |
| Total interest expense | $5,646,000 | 2,299 |
| Net interest income | $4,053,000 | 4,344 |
| Provision for loan and lease losses | $311,000 | 2,909 |
| Total noninterest income | $569,000 | 5,133 |
| Gross Fiduciary activities income | $145,000 | 1,134 |
| Service charges on deposit accounts | $350,000 | 3,870 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $3,788,000 | 3,658 |
| Salaries and employee benefits | $1,054,000 | 5,852 |
| Premises and equipment expense | $392,000 | 4,794 |
| Additional noninterest expense | $2,342,000 | 2,385 |
| Pre-tax net operating income | $523,000 | 8,509 |
| Securities gains (losses) | $-29,000 | 12,991 |
| Applicable income taxes | $-97,000 | 12,955 |
| Income before extraordinary items | $591,000 | 6,858 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $591,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 4,228 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $620,000 | 6,385 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,966,000 | 3,197 |
| Total interest expense | $6,693,000 | 2,523 |
| Net interest income | $4,273,000 | 4,193 |
| Provision for loan and lease losses | $530,000 | 2,875 |
| Total noninterest income | $541,000 | 5,329 |
| Gross Fiduciary activities income | $128,000 | 1,195 |
| Service charges on deposit accounts | $258,000 | 5,008 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $155,000 | 6,528 |
| Total noninterest expense | $4,072,000 | 3,436 |
| Salaries and employee benefits | $1,173,000 | 5,265 |
| Premises and equipment expense | $357,000 | 5,287 |
| Additional noninterest expense | $2,542,000 | 2,290 |
| Pre-tax net operating income | $212,000 | 10,956 |
| Securities gains (losses) | $224,000 | 1,852 |
| Applicable income taxes | $-63,000 | 13,531 |
| Income before extraordinary items | $499,000 | 7,346 |
| Extraordinary gains, net | $-145,000 | 13,698 |
| Net income | $354,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 4,249 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $275,000 | 9,252 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.