Home > Citizens National Bank of Childress > Income and Expense
Citizens National Bank of Childress, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 8,607 |
| Total interest expense | $576,000 | 9,098 |
| Net interest income | $1,244,000 | 7,981 |
| Provision for loan and lease losses | $95,000 | 5,433 |
| Total noninterest income | $321,000 | 6,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 3,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,181 |
| Total noninterest expense | $861,000 | 8,408 |
| Salaries and employee benefits | $342,000 | 9,041 |
| Premises and equipment expense | $121,000 | 8,080 |
| Additional noninterest expense | $398,000 | 7,161 |
| Pre-tax net operating income | $609,000 | 6,553 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $609,000 | 5,791 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $609,000 | 5,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,010 |
| Cash dividends | $836,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $609,000 | 5,811 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 8,724 |
| Total interest expense | $600,000 | 9,206 |
| Net interest income | $1,191,000 | 8,209 |
| Provision for loan and lease losses | $288,000 | 2,769 |
| Total noninterest income | $261,000 | 6,825 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 4,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,383 |
| Total noninterest expense | $770,000 | 8,810 |
| Salaries and employee benefits | $308,000 | 9,426 |
| Premises and equipment expense | $114,000 | 8,350 |
| Additional noninterest expense | $348,000 | 7,719 |
| Pre-tax net operating income | $394,000 | 7,625 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $394,000 | 7,027 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $394,000 | 7,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,777 |
| Cash dividends | $275,000 | 4,706 |
| Sale, conversion, retirement of capital stock, net | $-630,000 | 10,162 |
| Net operating income | $394,000 | 6,995 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 8,916 |
| Total interest expense | $657,000 | 9,314 |
| Net interest income | $1,152,000 | 8,445 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $222,000 | 7,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,387 |
| Total noninterest expense | $782,000 | 8,832 |
| Salaries and employee benefits | $298,000 | 9,633 |
| Premises and equipment expense | $114,000 | 8,398 |
| Additional noninterest expense | $370,000 | 7,474 |
| Pre-tax net operating income | $496,000 | 7,389 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $496,000 | 6,641 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $496,000 | 6,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,860 |
| Cash dividends | $355,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $496,000 | 6,520 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $105,000 | 10,874 |
| Total interest expense | $42,000 | 10,837 |
| Net interest income | $63,000 | 10,879 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $16,000 | 10,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 9,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,828 |
| Total noninterest expense | $45,000 | 10,914 |
| Salaries and employee benefits | $26,000 | 10,896 |
| Premises and equipment expense | $5,000 | 10,876 |
| Additional noninterest expense | $14,000 | 10,909 |
| Pre-tax net operating income | $34,000 | 10,286 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $34,000 | 10,305 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $34,000 | 10,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,100,000 | 300 |
| Net operating income | $34,000 | 10,271 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.