Home > Citizens National Bank of Cheboygan > Income and Expense
Citizens National Bank of Cheboygan, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,239,000 | 2,167 |
| Total interest expense | $2,302,000 | 2,899 |
| Net interest income | $13,937,000 | 1,922 |
| Provision for loan and lease losses | $64,000 | 2,682 |
| Total noninterest income | $2,503,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $589,000 | 1,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,914,000 | 1,654 |
| Total noninterest expense | $11,989,000 | 1,811 |
| Salaries and employee benefits | $6,756,000 | 1,808 |
| Premises and equipment expense | $1,332,000 | 1,681 |
| Additional noninterest expense | $1,914,000 | 1,654 |
| Pre-tax net operating income | $4,387,000 | 2,075 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $819,000 | 1,565 |
| Income before extraordinary items | $3,568,000 | 2,132 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,568,000 | 2,156 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,568,000 | 2,135 |
| Net charge-offs | $30,000 | 2,026 |
| Cash dividends | $1,090,000 | 2,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,568,000 | 2,161 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,017,000 | 2,151 |
| Total interest expense | $1,456,000 | 2,970 |
| Net interest income | $10,561,000 | 1,919 |
| Provision for loan and lease losses | $64,000 | 2,371 |
| Total noninterest income | $1,848,000 | 1,805 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $443,000 | 1,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,405,000 | 1,664 |
| Total noninterest expense | $9,023,000 | 1,805 |
| Salaries and employee benefits | $5,095,000 | 1,804 |
| Premises and equipment expense | $989,000 | 1,686 |
| Additional noninterest expense | $1,405,000 | 1,664 |
| Pre-tax net operating income | $3,322,000 | 2,113 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $622,000 | 1,603 |
| Income before extraordinary items | $2,700,000 | 2,174 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,700,000 | 2,195 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,700,000 | 2,176 |
| Net charge-offs | $24,000 | 1,816 |
| Cash dividends | $1,090,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,700,000 | 2,198 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,789,000 | 2,160 |
| Total interest expense | $827,000 | 2,996 |
| Net interest income | $6,962,000 | 1,952 |
| Provision for loan and lease losses | $64,000 | 2,068 |
| Total noninterest income | $1,151,000 | 1,806 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $297,000 | 1,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $854,000 | 1,685 |
| Total noninterest expense | $6,078,000 | 1,786 |
| Salaries and employee benefits | $3,425,000 | 1,790 |
| Premises and equipment expense | $682,000 | 1,651 |
| Additional noninterest expense | $854,000 | 1,683 |
| Pre-tax net operating income | $1,971,000 | 2,267 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $365,000 | 1,710 |
| Income before extraordinary items | $1,606,000 | 2,326 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,606,000 | 2,353 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,606,000 | 2,326 |
| Net charge-offs | $-8,000 | 3,857 |
| Cash dividends | $605,000 | 1,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,606,000 | 2,339 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,849,000 | 2,157 |
| Total interest expense | $310,000 | 3,140 |
| Net interest income | $3,539,000 | 1,934 |
| Provision for loan and lease losses | $64,000 | 1,546 |
| Total noninterest income | $552,000 | 1,843 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $142,000 | 1,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $410,000 | 1,698 |
| Total noninterest expense | $3,183,000 | 1,743 |
| Salaries and employee benefits | $1,826,000 | 1,736 |
| Premises and equipment expense | $345,000 | 1,668 |
| Additional noninterest expense | $410,000 | 1,698 |
| Pre-tax net operating income | $844,000 | 2,502 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $152,000 | 1,859 |
| Income before extraordinary items | $692,000 | 2,543 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $692,000 | 2,544 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $692,000 | 2,543 |
| Net charge-offs | $-5,000 | 3,836 |
| Cash dividends | $605,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $692,000 | 2,574 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $13,986,000 | 2,057 |
| Total interest expense | $646,000 | 2,942 |
| Net interest income | $13,340,000 | 1,951 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $2,980,000 | 1,637 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $556,000 | 1,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,424,000 | 1,451 |
| Total noninterest expense | $11,727,000 | 1,807 |
| Salaries and employee benefits | $6,840,000 | 1,776 |
| Premises and equipment expense | $1,315,000 | 1,688 |
| Additional noninterest expense | $2,424,000 | 1,451 |
| Pre-tax net operating income | $4,593,000 | 2,134 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $862,000 | 1,672 |
| Income before extraordinary items | $3,731,000 | 2,193 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,731,000 | 2,192 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,731,000 | 2,192 |
| Net charge-offs | $-23,000 | 3,870 |
| Cash dividends | $1,089,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,731,000 | 2,221 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,958,000 | 2,075 |
| Total interest expense | $507,000 | 2,638 |
| Net interest income | $9,451,000 | 2,014 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $2,394,000 | 1,595 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $406,000 | 1,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,988,000 | 1,375 |
| Total noninterest expense | $8,873,000 | 1,789 |
| Salaries and employee benefits | $5,193,000 | 1,750 |
| Premises and equipment expense | $1,010,000 | 1,668 |
| Additional noninterest expense | $1,988,000 | 1,375 |
| Pre-tax net operating income | $2,972,000 | 2,297 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $549,000 | 1,770 |
| Income before extraordinary items | $2,423,000 | 2,335 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,423,000 | 2,334 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,423,000 | 2,334 |
| Net charge-offs | $-14,000 | 3,706 |
| Cash dividends | $1,090,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,423,000 | 2,376 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,269,000 | 2,114 |
| Total interest expense | $351,000 | 2,449 |
| Net interest income | $5,918,000 | 2,068 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,702,000 | 1,525 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $263,000 | 1,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,439,000 | 1,349 |
| Total noninterest expense | $6,115,000 | 1,730 |
| Salaries and employee benefits | $3,511,000 | 1,727 |
| Premises and equipment expense | $695,000 | 1,637 |
| Additional noninterest expense | $1,909,000 | 1,662 |
| Pre-tax net operating income | $1,505,000 | 2,564 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $268,000 | 1,918 |
| Income before extraordinary items | $1,237,000 | 2,586 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,237,000 | 2,586 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,237,000 | 2,586 |
| Net charge-offs | $-6,000 | 3,498 |
| Cash dividends | $605,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,237,000 | 2,623 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,979,000 | 2,140 |
| Total interest expense | $171,000 | 2,449 |
| Net interest income | $2,808,000 | 2,095 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $1,002,000 | 1,367 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $128,000 | 1,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $874,000 | 1,172 |
| Total noninterest expense | $3,123,000 | 1,694 |
| Salaries and employee benefits | $1,846,000 | 1,661 |
| Premises and equipment expense | $359,000 | 1,614 |
| Additional noninterest expense | $918,000 | 1,691 |
| Pre-tax net operating income | $687,000 | 2,571 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $118,000 | 1,970 |
| Income before extraordinary items | $569,000 | 2,601 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $569,000 | 2,599 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $569,000 | 2,601 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $605,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $569,000 | 2,623 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $11,821,000 | 2,221 |
| Total interest expense | $618,000 | 2,860 |
| Net interest income | $11,203,000 | 2,144 |
| Provision for loan and lease losses | $-250,000 | 4,337 |
| Total noninterest income | $4,433,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $474,000 | 1,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,959,000 | 1,257 |
| Total noninterest expense | $12,322,000 | 1,712 |
| Salaries and employee benefits | $7,154,000 | 1,681 |
| Premises and equipment expense | $1,378,000 | 1,626 |
| Additional noninterest expense | $3,790,000 | 1,649 |
| Pre-tax net operating income | $3,564,000 | 2,473 |
| Securities gains (losses) | $122,000 | 779 |
| Applicable income taxes | $667,000 | 1,904 |
| Income before extraordinary items | $3,019,000 | 2,534 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,019,000 | 2,535 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,019,000 | 2,535 |
| Net charge-offs | $-15,000 | 3,759 |
| Cash dividends | $1,332,000 | 1,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,918,960 | 2,556 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,654,000 | 2,304 |
| Total interest expense | $452,000 | 2,991 |
| Net interest income | $8,202,000 | 2,220 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $3,424,000 | 1,422 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $339,000 | 1,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,085,000 | 1,268 |
| Total noninterest expense | $9,057,000 | 1,737 |
| Salaries and employee benefits | $5,284,000 | 1,712 |
| Premises and equipment expense | $1,014,000 | 1,675 |
| Additional noninterest expense | $2,759,000 | 1,685 |
| Pre-tax net operating income | $2,569,000 | 2,637 |
| Securities gains (losses) | $45,000 | 1,091 |
| Applicable income taxes | $469,000 | 2,023 |
| Income before extraordinary items | $2,145,000 | 2,709 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,145,000 | 2,709 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,145,000 | 2,709 |
| Net charge-offs | $-16,000 | 3,803 |
| Cash dividends | $1,332,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,108,100 | 2,709 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,421,000 | 2,395 |
| Total interest expense | $292,000 | 3,134 |
| Net interest income | $5,129,000 | 2,312 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $2,192,000 | 1,449 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $212,000 | 1,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,980,000 | 1,303 |
| Total noninterest expense | $5,982,000 | 1,740 |
| Salaries and employee benefits | $3,476,000 | 1,723 |
| Premises and equipment expense | $669,000 | 1,688 |
| Additional noninterest expense | $1,837,000 | 1,674 |
| Pre-tax net operating income | $1,339,000 | 2,917 |
| Securities gains (losses) | $43,000 | 940 |
| Applicable income taxes | $238,000 | 2,185 |
| Income before extraordinary items | $1,144,000 | 2,980 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,144,000 | 2,979 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,144,000 | 2,980 |
| Net charge-offs | $-15,000 | 3,945 |
| Cash dividends | $726,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,108,310 | 2,987 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,718,000 | 2,383 |
| Total interest expense | $142,000 | 3,239 |
| Net interest income | $2,576,000 | 2,280 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,162,000 | 1,396 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $96,000 | 1,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,066,000 | 1,224 |
| Total noninterest expense | $2,956,000 | 1,742 |
| Salaries and employee benefits | $1,773,000 | 1,686 |
| Premises and equipment expense | $314,000 | 1,783 |
| Additional noninterest expense | $869,000 | 1,725 |
| Pre-tax net operating income | $782,000 | 2,697 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $136,000 | 2,072 |
| Income before extraordinary items | $646,000 | 2,809 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $646,000 | 2,807 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $646,000 | 2,809 |
| Net charge-offs | $-9,000 | 4,024 |
| Cash dividends | $726,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $646,000 | 2,768 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,421,000 | 2,316 |
| Total interest expense | $469,000 | 3,906 |
| Net interest income | $10,952,000 | 2,107 |
| Provision for loan and lease losses | $1,224,000 | 1,414 |
| Total noninterest income | $4,847,000 | 1,289 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $428,000 | 1,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,419,000 | 1,115 |
| Total noninterest expense | $11,132,000 | 1,799 |
| Salaries and employee benefits | $6,329,000 | 1,827 |
| Premises and equipment expense | $1,286,000 | 1,708 |
| Additional noninterest expense | $3,517,000 | 1,694 |
| Pre-tax net operating income | $3,443,000 | 2,256 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $618,000 | 1,793 |
| Income before extraordinary items | $2,825,000 | 2,382 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,825,000 | 2,382 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,825,000 | 2,382 |
| Net charge-offs | $-109,000 | 4,770 |
| Cash dividends | $1,453,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,825,000 | 2,329 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,366,000 | 2,364 |
| Total interest expense | $337,000 | 4,026 |
| Net interest income | $8,029,000 | 2,135 |
| Provision for loan and lease losses | $350,000 | 2,281 |
| Total noninterest income | $3,423,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $320,000 | 1,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,103,000 | 1,132 |
| Total noninterest expense | $7,985,000 | 1,844 |
| Salaries and employee benefits | $4,572,000 | 1,856 |
| Premises and equipment expense | $928,000 | 1,766 |
| Additional noninterest expense | $2,485,000 | 1,747 |
| Pre-tax net operating income | $3,117,000 | 1,997 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $576,000 | 1,628 |
| Income before extraordinary items | $2,541,000 | 2,127 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,541,000 | 2,127 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,541,000 | 2,127 |
| Net charge-offs | $-26,000 | 4,488 |
| Cash dividends | $1,453,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,541,000 | 2,069 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,569,000 | 2,400 |
| Total interest expense | $212,000 | 4,156 |
| Net interest income | $5,357,000 | 2,147 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $2,075,000 | 1,327 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $218,000 | 1,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,857,000 | 1,140 |
| Total noninterest expense | $5,407,000 | 1,816 |
| Salaries and employee benefits | $3,175,000 | 1,797 |
| Premises and equipment expense | $618,000 | 1,752 |
| Additional noninterest expense | $1,614,000 | 1,779 |
| Pre-tax net operating income | $2,025,000 | 1,987 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $375,000 | 1,579 |
| Income before extraordinary items | $1,650,000 | 2,100 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,650,000 | 2,100 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,650,000 | 2,100 |
| Net charge-offs | $-19,000 | 4,501 |
| Cash dividends | $727,000 | 1,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,650,000 | 2,057 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,741,000 | 2,414 |
| Total interest expense | $105,000 | 4,267 |
| Net interest income | $2,636,000 | 2,129 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $725,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $133,000 | 1,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $592,000 | 1,364 |
| Total noninterest expense | $2,699,000 | 1,838 |
| Salaries and employee benefits | $1,585,000 | 1,810 |
| Premises and equipment expense | $310,000 | 1,776 |
| Additional noninterest expense | $804,000 | 1,813 |
| Pre-tax net operating income | $662,000 | 2,418 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $113,000 | 1,837 |
| Income before extraordinary items | $549,000 | 2,524 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $549,000 | 2,524 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $549,000 | 2,525 |
| Net charge-offs | $-10,000 | 4,460 |
| Cash dividends | $484,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $549,000 | 2,494 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,926,000 | 2,433 |
| Total interest expense | $346,000 | 4,472 |
| Net interest income | $10,580,000 | 2,127 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $2,749,000 | 1,656 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $566,000 | 1,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,183,000 | 1,464 |
| Total noninterest expense | $11,021,000 | 1,767 |
| Salaries and employee benefits | $5,458,000 | 1,981 |
| Premises and equipment expense | $1,367,000 | 1,620 |
| Additional noninterest expense | $4,196,000 | 1,449 |
| Pre-tax net operating income | $2,308,000 | 2,858 |
| Securities gains (losses) | $-2,000 | 4,594 |
| Applicable income taxes | $378,000 | 2,208 |
| Income before extraordinary items | $1,928,000 | 2,951 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,928,000 | 2,951 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,928,000 | 2,952 |
| Net charge-offs | $46,000 | 2,691 |
| Cash dividends | $848,000 | 2,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,929,680 | 2,906 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,061,000 | 2,488 |
| Total interest expense | $249,000 | 4,555 |
| Net interest income | $7,812,000 | 2,193 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,986,000 | 1,684 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $424,000 | 1,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,562,000 | 1,497 |
| Total noninterest expense | $8,200,000 | 1,790 |
| Salaries and employee benefits | $3,995,000 | 2,019 |
| Premises and equipment expense | $929,000 | 1,777 |
| Additional noninterest expense | $3,276,000 | 1,410 |
| Pre-tax net operating income | $1,598,000 | 3,021 |
| Securities gains (losses) | $-2,000 | 4,702 |
| Applicable income taxes | $255,000 | 2,343 |
| Income before extraordinary items | $1,341,000 | 3,113 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,341,000 | 3,113 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,341,000 | 3,113 |
| Net charge-offs | $-49,000 | 4,817 |
| Cash dividends | $848,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,342,680 | 3,078 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,281,000 | 2,521 |
| Total interest expense | $157,000 | 4,620 |
| Net interest income | $5,124,000 | 2,231 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,201,000 | 1,767 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $280,000 | 1,749 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $921,000 | 1,562 |
| Total noninterest expense | $4,851,000 | 1,979 |
| Salaries and employee benefits | $2,576,000 | 2,071 |
| Premises and equipment expense | $617,000 | 1,788 |
| Additional noninterest expense | $1,658,000 | 1,776 |
| Pre-tax net operating income | $1,474,000 | 2,535 |
| Securities gains (losses) | $-2,000 | 4,715 |
| Applicable income taxes | $257,000 | 1,995 |
| Income before extraordinary items | $1,215,000 | 2,654 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,215,000 | 2,653 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,215,000 | 2,653 |
| Net charge-offs | $-36,000 | 4,822 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,216,660 | 2,620 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,624,000 | 2,532 |
| Total interest expense | $74,000 | 4,672 |
| Net interest income | $2,550,000 | 2,239 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $606,000 | 1,719 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $139,000 | 1,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $467,000 | 1,512 |
| Total noninterest expense | $2,420,000 | 1,988 |
| Salaries and employee benefits | $1,299,000 | 2,076 |
| Premises and equipment expense | $289,000 | 1,881 |
| Additional noninterest expense | $832,000 | 1,758 |
| Pre-tax net operating income | $736,000 | 2,499 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $132,000 | 1,932 |
| Income before extraordinary items | $604,000 | 2,607 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $604,000 | 2,606 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $604,000 | 2,606 |
| Net charge-offs | $-4,000 | 4,334 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $604,000 | 2,592 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,039,000 | 2,520 |
| Total interest expense | $293,000 | 4,509 |
| Net interest income | $9,746,000 | 2,293 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $2,356,000 | 1,816 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $590,000 | 1,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,766,000 | 1,618 |
| Total noninterest expense | $12,707,000 | 1,535 |
| Salaries and employee benefits | $5,344,000 | 1,988 |
| Premises and equipment expense | $1,074,000 | 1,951 |
| Additional noninterest expense | $6,289,000 | 1,051 |
| Pre-tax net operating income | $-605,000 | 5,328 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $158,000 | 2,817 |
| Income before extraordinary items | $-763,000 | 5,328 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-763,000 | 5,327 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-763,000 | 5,327 |
| Net charge-offs | $-147,000 | 5,112 |
| Cash dividends | $1,211,000 | 2,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-763,000 | 5,328 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,346,000 | 2,558 |
| Total interest expense | $220,000 | 4,508 |
| Net interest income | $7,126,000 | 2,344 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,670,000 | 1,889 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $437,000 | 1,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,233,000 | 1,709 |
| Total noninterest expense | $7,159,000 | 1,975 |
| Salaries and employee benefits | $3,973,000 | 1,998 |
| Premises and equipment expense | $797,000 | 1,976 |
| Additional noninterest expense | $2,389,000 | 1,818 |
| Pre-tax net operating income | $1,637,000 | 3,057 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $274,000 | 2,296 |
| Income before extraordinary items | $1,363,000 | 3,129 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,363,000 | 3,127 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,363,000 | 3,128 |
| Net charge-offs | $-47,000 | 4,915 |
| Cash dividends | $1,211,000 | 1,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,363,000 | 3,118 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,812,000 | 2,571 |
| Total interest expense | $146,000 | 4,506 |
| Net interest income | $4,666,000 | 2,368 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,071,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $294,000 | 1,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $777,000 | 1,770 |
| Total noninterest expense | $4,780,000 | 1,988 |
| Salaries and employee benefits | $2,709,000 | 1,971 |
| Premises and equipment expense | $532,000 | 1,984 |
| Additional noninterest expense | $1,539,000 | 1,881 |
| Pre-tax net operating income | $957,000 | 3,224 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $158,000 | 2,393 |
| Income before extraordinary items | $799,000 | 3,301 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $799,000 | 3,300 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $799,000 | 3,300 |
| Net charge-offs | $-45,000 | 4,988 |
| Cash dividends | $484,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $799,000 | 3,291 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 2,617 |
| Total interest expense | $72,000 | 4,502 |
| Net interest income | $2,268,000 | 2,427 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $534,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $139,000 | 1,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $395,000 | 1,723 |
| Total noninterest expense | $2,544,000 | 1,908 |
| Salaries and employee benefits | $1,531,000 | 1,815 |
| Premises and equipment expense | $270,000 | 2,004 |
| Additional noninterest expense | $743,000 | 1,932 |
| Pre-tax net operating income | $258,000 | 4,027 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $33,000 | 2,965 |
| Income before extraordinary items | $225,000 | 4,056 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $225,000 | 4,056 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $225,000 | 4,056 |
| Net charge-offs | $-4,000 | 4,365 |
| Cash dividends | $485,000 | 1,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $225,000 | 4,065 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,983,000 | 2,650 |
| Total interest expense | $283,000 | 4,461 |
| Net interest income | $8,700,000 | 2,481 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $2,348,000 | 1,840 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $587,000 | 1,808 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,761,000 | 1,651 |
| Total noninterest expense | $8,686,000 | 2,135 |
| Salaries and employee benefits | $4,610,000 | 2,231 |
| Premises and equipment expense | $1,071,000 | 2,012 |
| Additional noninterest expense | $3,005,000 | 1,927 |
| Pre-tax net operating income | $2,362,000 | 2,839 |
| Securities gains (losses) | $5,000 | 1,791 |
| Applicable income taxes | $1,030,000 | 1,846 |
| Income before extraordinary items | $1,337,000 | 3,324 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,337,000 | 3,323 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,337,000 | 3,324 |
| Net charge-offs | $57,000 | 2,879 |
| Cash dividends | $1,091,000 | 2,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,333,800 | 3,305 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,625,000 | 2,692 |
| Total interest expense | $212,000 | 4,494 |
| Net interest income | $6,413,000 | 2,528 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,676,000 | 1,922 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $443,000 | 1,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,233,000 | 1,733 |
| Total noninterest expense | $6,552,000 | 2,132 |
| Salaries and employee benefits | $3,483,000 | 2,216 |
| Premises and equipment expense | $800,000 | 2,022 |
| Additional noninterest expense | $2,269,000 | 1,923 |
| Pre-tax net operating income | $1,537,000 | 3,124 |
| Securities gains (losses) | $5,000 | 1,816 |
| Applicable income taxes | $408,000 | 2,237 |
| Income before extraordinary items | $1,134,000 | 3,304 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,134,000 | 3,303 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,134,000 | 3,304 |
| Net charge-offs | $76,000 | 2,144 |
| Cash dividends | $1,091,000 | 1,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,130,300 | 3,292 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,350,000 | 2,713 |
| Total interest expense | $141,000 | 4,507 |
| Net interest income | $4,209,000 | 2,543 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,098,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $301,000 | 1,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $797,000 | 1,778 |
| Total noninterest expense | $4,452,000 | 2,103 |
| Salaries and employee benefits | $2,365,000 | 2,188 |
| Premises and equipment expense | $549,000 | 1,976 |
| Additional noninterest expense | $1,538,000 | 1,904 |
| Pre-tax net operating income | $855,000 | 3,376 |
| Securities gains (losses) | $3,000 | 1,556 |
| Applicable income taxes | $214,000 | 2,412 |
| Income before extraordinary items | $644,000 | 3,564 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $644,000 | 3,563 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $644,000 | 3,564 |
| Net charge-offs | $98,000 | 1,537 |
| Cash dividends | $545,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $641,750 | 3,542 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 2,731 |
| Total interest expense | $70,000 | 4,528 |
| Net interest income | $2,075,000 | 2,575 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $456,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $143,000 | 1,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 2,040 |
| Total noninterest expense | $2,235,000 | 2,116 |
| Salaries and employee benefits | $1,181,000 | 2,231 |
| Premises and equipment expense | $281,000 | 1,974 |
| Additional noninterest expense | $773,000 | 1,895 |
| Pre-tax net operating income | $296,000 | 3,859 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $62,000 | 2,759 |
| Income before extraordinary items | $234,000 | 3,935 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $234,000 | 3,933 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $234,000 | 3,935 |
| Net charge-offs | $113,000 | 863 |
| Cash dividends | $545,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $234,000 | 3,920 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,655,000 | 2,692 |
| Total interest expense | $299,000 | 4,466 |
| Net interest income | $8,356,000 | 2,525 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $2,526,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $611,000 | 1,778 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,915,000 | 1,634 |
| Total noninterest expense | $8,635,000 | 2,160 |
| Salaries and employee benefits | $4,816,000 | 2,149 |
| Premises and equipment expense | $986,000 | 2,170 |
| Additional noninterest expense | $2,833,000 | 2,076 |
| Pre-tax net operating income | $2,247,000 | 2,862 |
| Securities gains (losses) | $98,000 | 1,356 |
| Applicable income taxes | $643,000 | 2,045 |
| Income before extraordinary items | $1,702,000 | 3,061 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,702,000 | 3,060 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,702,000 | 3,060 |
| Net charge-offs | $-116,000 | 5,557 |
| Cash dividends | $727,000 | 2,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,630,460 | 3,079 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,483,000 | 2,699 |
| Total interest expense | $223,000 | 4,512 |
| Net interest income | $6,260,000 | 2,546 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,905,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $457,000 | 1,789 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,448,000 | 1,623 |
| Total noninterest expense | $6,539,000 | 2,136 |
| Salaries and employee benefits | $3,681,000 | 2,109 |
| Premises and equipment expense | $751,000 | 2,148 |
| Additional noninterest expense | $2,107,000 | 2,087 |
| Pre-tax net operating income | $1,626,000 | 2,979 |
| Securities gains (losses) | $62,000 | 1,615 |
| Applicable income taxes | $461,000 | 2,123 |
| Income before extraordinary items | $1,227,000 | 3,169 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,227,000 | 3,169 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,227,000 | 3,169 |
| Net charge-offs | $-78,000 | 5,508 |
| Cash dividends | $727,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,181,740 | 3,176 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 2,780 |
| Total interest expense | $146,000 | 4,569 |
| Net interest income | $4,041,000 | 2,615 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,169,000 | 1,912 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $304,000 | 1,784 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $865,000 | 1,712 |
| Total noninterest expense | $4,256,000 | 2,189 |
| Salaries and employee benefits | $2,441,000 | 2,132 |
| Premises and equipment expense | $502,000 | 2,145 |
| Additional noninterest expense | $1,313,000 | 2,222 |
| Pre-tax net operating income | $954,000 | 3,168 |
| Securities gains (losses) | $27,000 | 1,793 |
| Applicable income taxes | $266,000 | 2,235 |
| Income before extraordinary items | $715,000 | 3,386 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $715,000 | 3,383 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $715,000 | 3,384 |
| Net charge-offs | $-118,000 | 5,736 |
| Cash dividends | $364,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $695,290 | 3,377 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 2,776 |
| Total interest expense | $73,000 | 4,588 |
| Net interest income | $2,028,000 | 2,603 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $531,000 | 1,999 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $146,000 | 1,834 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $385,000 | 1,795 |
| Total noninterest expense | $2,105,000 | 2,226 |
| Salaries and employee benefits | $1,205,000 | 2,167 |
| Premises and equipment expense | $244,000 | 2,205 |
| Additional noninterest expense | $656,000 | 2,217 |
| Pre-tax net operating income | $454,000 | 3,192 |
| Securities gains (losses) | $27,000 | 1,105 |
| Applicable income taxes | $130,000 | 2,231 |
| Income before extraordinary items | $351,000 | 3,365 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $351,000 | 3,363 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $351,000 | 3,363 |
| Net charge-offs | $-320,000 | 6,040 |
| Cash dividends | $365,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $331,290 | 3,402 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,875,000 | 2,867 |
| Total interest expense | $307,000 | 4,567 |
| Net interest income | $7,568,000 | 2,708 |
| Provision for loan and lease losses | $-300,000 | 5,863 |
| Total noninterest income | $2,351,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $627,000 | 1,785 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,724,000 | 1,690 |
| Total noninterest expense | $8,155,000 | 2,259 |
| Salaries and employee benefits | $4,917,000 | 2,089 |
| Premises and equipment expense | $878,000 | 2,395 |
| Additional noninterest expense | $2,360,000 | 2,455 |
| Pre-tax net operating income | $2,064,000 | 2,949 |
| Securities gains (losses) | $66,000 | 1,452 |
| Applicable income taxes | $397,000 | 2,424 |
| Income before extraordinary items | $1,733,000 | 2,980 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,733,000 | 2,982 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,733,000 | 2,982 |
| Net charge-offs | $-83,000 | 5,685 |
| Cash dividends | $225,000 | 3,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,679,540 | 2,990 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,904,000 | 2,894 |
| Total interest expense | $232,000 | 4,624 |
| Net interest income | $5,672,000 | 2,734 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,711,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $469,000 | 1,802 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,242,000 | 1,751 |
| Total noninterest expense | $5,937,000 | 2,313 |
| Salaries and employee benefits | $3,604,000 | 2,131 |
| Premises and equipment expense | $657,000 | 2,422 |
| Additional noninterest expense | $1,676,000 | 2,564 |
| Pre-tax net operating income | $1,446,000 | 3,145 |
| Securities gains (losses) | $50,000 | 1,458 |
| Applicable income taxes | $267,000 | 2,581 |
| Income before extraordinary items | $1,229,000 | 3,127 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,229,000 | 3,126 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,229,000 | 3,127 |
| Net charge-offs | $-40,000 | 5,550 |
| Cash dividends | $225,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,188,000 | 3,155 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,912,000 | 2,898 |
| Total interest expense | $156,000 | 4,653 |
| Net interest income | $3,756,000 | 2,743 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,027,000 | 2,099 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $310,000 | 1,798 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $717,000 | 1,935 |
| Total noninterest expense | $3,820,000 | 2,400 |
| Salaries and employee benefits | $2,353,000 | 2,185 |
| Premises and equipment expense | $441,000 | 2,415 |
| Additional noninterest expense | $1,026,000 | 2,752 |
| Pre-tax net operating income | $963,000 | 3,130 |
| Securities gains (losses) | $44,000 | 1,311 |
| Applicable income taxes | $189,000 | 2,535 |
| Income before extraordinary items | $818,000 | 3,118 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $818,000 | 3,118 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $818,000 | 3,119 |
| Net charge-offs | $-83,000 | 5,881 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $782,360 | 3,139 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 2,935 |
| Total interest expense | $79,000 | 4,688 |
| Net interest income | $1,841,000 | 2,779 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $457,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $147,000 | 1,850 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $310,000 | 2,079 |
| Total noninterest expense | $1,787,000 | 2,559 |
| Salaries and employee benefits | $1,088,000 | 2,337 |
| Premises and equipment expense | $227,000 | 2,409 |
| Additional noninterest expense | $472,000 | 2,908 |
| Pre-tax net operating income | $511,000 | 2,979 |
| Securities gains (losses) | $30,000 | 1,059 |
| Applicable income taxes | $114,000 | 2,333 |
| Income before extraordinary items | $427,000 | 3,005 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $427,000 | 3,008 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $427,000 | 3,008 |
| Net charge-offs | $13,000 | 2,364 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $403,300 | 3,041 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,062,000 | 2,876 |
| Total interest expense | $384,000 | 4,544 |
| Net interest income | $7,678,000 | 2,720 |
| Provision for loan and lease losses | $-900,000 | 6,338 |
| Total noninterest income | $2,030,000 | 2,086 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $651,000 | 1,837 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,379,000 | 1,876 |
| Total noninterest expense | $8,340,000 | 2,249 |
| Salaries and employee benefits | $4,473,000 | 2,262 |
| Premises and equipment expense | $1,045,000 | 2,158 |
| Additional noninterest expense | $2,822,000 | 2,154 |
| Pre-tax net operating income | $2,268,000 | 2,770 |
| Securities gains (losses) | $421,000 | 473 |
| Applicable income taxes | $777,000 | 1,796 |
| Income before extraordinary items | $1,912,000 | 2,785 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,912,000 | 2,783 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,912,000 | 2,785 |
| Net charge-offs | $451,000 | 1,577 |
| Cash dividends | $550,000 | 2,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,613,090 | 3,062 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,040,000 | 2,906 |
| Total interest expense | $296,000 | 4,547 |
| Net interest income | $5,744,000 | 2,737 |
| Provision for loan and lease losses | $-500,000 | 6,380 |
| Total noninterest income | $1,573,000 | 2,039 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $479,000 | 1,869 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,094,000 | 1,829 |
| Total noninterest expense | $6,436,000 | 2,194 |
| Salaries and employee benefits | $3,402,000 | 2,242 |
| Premises and equipment expense | $827,000 | 2,087 |
| Additional noninterest expense | $2,207,000 | 2,062 |
| Pre-tax net operating income | $1,381,000 | 3,188 |
| Securities gains (losses) | $408,000 | 374 |
| Applicable income taxes | $509,000 | 1,972 |
| Income before extraordinary items | $1,280,000 | 3,017 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,280,000 | 3,017 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,280,000 | 3,018 |
| Net charge-offs | $464,000 | 1,215 |
| Cash dividends | $400,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $986,240 | 3,473 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,917,000 | 2,964 |
| Total interest expense | $202,000 | 4,537 |
| Net interest income | $3,715,000 | 2,802 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,056,000 | 2,022 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $312,000 | 1,891 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $744,000 | 1,784 |
| Total noninterest expense | $4,009,000 | 2,326 |
| Salaries and employee benefits | $2,261,000 | 2,251 |
| Premises and equipment expense | $532,000 | 2,157 |
| Additional noninterest expense | $1,216,000 | 2,454 |
| Pre-tax net operating income | $762,000 | 3,475 |
| Securities gains (losses) | $394,000 | 286 |
| Applicable income taxes | $327,000 | 1,970 |
| Income before extraordinary items | $829,000 | 3,013 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $829,000 | 3,019 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $829,000 | 3,019 |
| Net charge-offs | $466,000 | 924 |
| Cash dividends | $400,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $545,320 | 3,746 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 2,971 |
| Total interest expense | $104,000 | 4,553 |
| Net interest income | $1,859,000 | 2,798 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $636,000 | 1,714 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $150,000 | 1,929 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $486,000 | 1,444 |
| Total noninterest expense | $1,962,000 | 2,370 |
| Salaries and employee benefits | $1,147,000 | 2,235 |
| Premises and equipment expense | $283,000 | 2,101 |
| Additional noninterest expense | $532,000 | 2,747 |
| Pre-tax net operating income | $533,000 | 2,775 |
| Securities gains (losses) | $375,000 | 165 |
| Applicable income taxes | $275,000 | 1,419 |
| Income before extraordinary items | $633,000 | 2,185 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $633,000 | 2,187 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $633,000 | 2,187 |
| Net charge-offs | $416,000 | 570 |
| Cash dividends | $250,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $370,500 | 3,127 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,920,000 | 2,960 |
| Total interest expense | $723,000 | 3,676 |
| Net interest income | $7,197,000 | 2,850 |
| Provision for loan and lease losses | $-400,000 | 6,555 |
| Total noninterest income | $2,397,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $654,000 | 1,931 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,743,000 | 1,677 |
| Total noninterest expense | $7,937,000 | 2,355 |
| Salaries and employee benefits | $4,649,000 | 2,200 |
| Premises and equipment expense | $1,011,000 | 2,230 |
| Additional noninterest expense | $2,277,000 | 2,697 |
| Pre-tax net operating income | $2,057,000 | 2,800 |
| Securities gains (losses) | $1,809,000 | 143 |
| Applicable income taxes | $1,135,000 | 1,351 |
| Income before extraordinary items | $2,731,000 | 2,035 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,731,000 | 2,040 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,731,000 | 2,040 |
| Net charge-offs | $161,000 | 3,261 |
| Cash dividends | $300,000 | 3,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,446,610 | 3,162 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,910,000 | 2,997 |
| Total interest expense | $606,000 | 3,516 |
| Net interest income | $5,304,000 | 2,899 |
| Provision for loan and lease losses | $-400,000 | 6,707 |
| Total noninterest income | $1,937,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $490,000 | 1,933 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,447,000 | 1,597 |
| Total noninterest expense | $5,927,000 | 2,371 |
| Salaries and employee benefits | $3,469,000 | 2,208 |
| Premises and equipment expense | $757,000 | 2,259 |
| Additional noninterest expense | $1,701,000 | 2,694 |
| Pre-tax net operating income | $1,714,000 | 2,693 |
| Securities gains (losses) | $1,754,000 | 133 |
| Applicable income taxes | $1,034,000 | 1,214 |
| Income before extraordinary items | $2,434,000 | 1,805 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,434,000 | 1,809 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,434,000 | 1,810 |
| Net charge-offs | $173,000 | 2,723 |
| Cash dividends | $150,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,206,200 | 2,998 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,887,000 | 3,032 |
| Total interest expense | $455,000 | 3,298 |
| Net interest income | $3,432,000 | 2,967 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,263,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $310,000 | 1,986 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $953,000 | 1,635 |
| Total noninterest expense | $3,890,000 | 2,398 |
| Salaries and employee benefits | $2,262,000 | 2,253 |
| Premises and equipment expense | $502,000 | 2,277 |
| Additional noninterest expense | $1,126,000 | 2,682 |
| Pre-tax net operating income | $805,000 | 3,323 |
| Securities gains (losses) | $1,563,000 | 128 |
| Applicable income taxes | $738,000 | 1,157 |
| Income before extraordinary items | $1,630,000 | 1,795 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,630,000 | 1,799 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,630,000 | 1,801 |
| Net charge-offs | $181,000 | 2,196 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $551,530 | 3,660 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,944,000 | 3,059 |
| Total interest expense | $233,000 | 3,324 |
| Net interest income | $1,711,000 | 2,970 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $537,000 | 2,118 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $155,000 | 1,977 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $382,000 | 1,919 |
| Total noninterest expense | $1,907,000 | 2,471 |
| Salaries and employee benefits | $1,095,000 | 2,326 |
| Premises and equipment expense | $257,000 | 2,263 |
| Additional noninterest expense | $555,000 | 2,729 |
| Pre-tax net operating income | $341,000 | 3,563 |
| Securities gains (losses) | $556,000 | 194 |
| Applicable income taxes | $269,000 | 1,444 |
| Income before extraordinary items | $628,000 | 2,175 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $628,000 | 2,177 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $628,000 | 2,177 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $238,800 | 3,884 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,370,000 | 2,989 |
| Total interest expense | $1,083,000 | 3,435 |
| Net interest income | $7,287,000 | 2,889 |
| Provision for loan and lease losses | $1,010,000 | 1,753 |
| Total noninterest income | $2,819,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $686,000 | 1,935 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,133,000 | 1,469 |
| Total noninterest expense | $7,478,000 | 2,516 |
| Salaries and employee benefits | $4,211,000 | 2,339 |
| Premises and equipment expense | $934,000 | 2,394 |
| Additional noninterest expense | $2,333,000 | 2,729 |
| Pre-tax net operating income | $1,618,000 | 3,198 |
| Securities gains (losses) | $277,000 | 1,426 |
| Applicable income taxes | $478,000 | 2,233 |
| Income before extraordinary items | $1,417,000 | 3,230 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,417,000 | 3,230 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,417,000 | 3,230 |
| Net charge-offs | $711,000 | 2,213 |
| Cash dividends | $25,000 | 4,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,209,250 | 3,379 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,373,000 | 3,010 |
| Total interest expense | $825,000 | 3,514 |
| Net interest income | $5,548,000 | 2,888 |
| Provision for loan and lease losses | $960,000 | 1,480 |
| Total noninterest income | $2,155,000 | 1,695 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $506,000 | 1,981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,649,000 | 1,437 |
| Total noninterest expense | $5,601,000 | 2,522 |
| Salaries and employee benefits | $3,181,000 | 2,329 |
| Premises and equipment expense | $706,000 | 2,424 |
| Additional noninterest expense | $1,714,000 | 2,791 |
| Pre-tax net operating income | $1,142,000 | 3,404 |
| Securities gains (losses) | $274,000 | 1,193 |
| Applicable income taxes | $356,000 | 2,294 |
| Income before extraordinary items | $1,060,000 | 3,314 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,060,000 | 3,316 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,060,000 | 3,316 |
| Net charge-offs | $731,000 | 1,773 |
| Cash dividends | $25,000 | 3,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $854,500 | 3,582 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,299,000 | 3,009 |
| Total interest expense | $555,000 | 3,585 |
| Net interest income | $3,744,000 | 2,861 |
| Provision for loan and lease losses | $860,000 | 1,232 |
| Total noninterest income | $1,502,000 | 1,624 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $338,000 | 1,962 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,164,000 | 1,370 |
| Total noninterest expense | $3,745,000 | 2,525 |
| Salaries and employee benefits | $2,104,000 | 2,348 |
| Premises and equipment expense | $468,000 | 2,434 |
| Additional noninterest expense | $1,173,000 | 2,741 |
| Pre-tax net operating income | $641,000 | 3,690 |
| Securities gains (losses) | $274,000 | 911 |
| Applicable income taxes | $227,000 | 2,328 |
| Income before extraordinary items | $688,000 | 3,361 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $688,000 | 3,361 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $688,000 | 3,362 |
| Net charge-offs | $221,000 | 2,628 |
| Cash dividends | $25,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $482,500 | 3,860 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 2,994 |
| Total interest expense | $284,000 | 3,632 |
| Net interest income | $1,908,000 | 2,830 |
| Provision for loan and lease losses | $710,000 | 813 |
| Total noninterest income | $899,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $162,000 | 2,011 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $737,000 | 1,142 |
| Total noninterest expense | $1,861,000 | 2,535 |
| Salaries and employee benefits | $1,045,000 | 2,379 |
| Premises and equipment expense | $230,000 | 2,493 |
| Additional noninterest expense | $586,000 | 2,710 |
| Pre-tax net operating income | $236,000 | 4,262 |
| Securities gains (losses) | $253,000 | 514 |
| Applicable income taxes | $123,000 | 2,232 |
| Income before extraordinary items | $366,000 | 3,258 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $366,000 | 3,262 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $366,000 | 3,262 |
| Net charge-offs | $245,000 | 1,667 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $176,250 | 4,450 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,462,000 | 2,899 |
| Total interest expense | $1,451,000 | 3,531 |
| Net interest income | $8,011,000 | 2,730 |
| Provision for loan and lease losses | $3,015,000 | 1,187 |
| Total noninterest income | $551,000 | 4,234 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $727,000 | 1,922 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-176,000 | 6,938 |
| Total noninterest expense | $7,906,000 | 2,397 |
| Salaries and employee benefits | $4,134,000 | 2,329 |
| Premises and equipment expense | $989,000 | 2,431 |
| Additional noninterest expense | $2,783,000 | 2,350 |
| Pre-tax net operating income | $-2,359,000 | 6,839 |
| Securities gains (losses) | $-2,012,000 | 7,313 |
| Applicable income taxes | $-1,695,000 | 7,236 |
| Income before extraordinary items | $-2,676,000 | 6,917 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,676,000 | 6,917 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,676,000 | 6,917 |
| Net charge-offs | $2,030,000 | 1,535 |
| Cash dividends | $25,000 | 4,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,388,320 | 6,705 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,164,000 | 2,900 |
| Total interest expense | $1,147,000 | 3,523 |
| Net interest income | $6,017,000 | 2,731 |
| Provision for loan and lease losses | $1,975,000 | 1,249 |
| Total noninterest income | $94,000 | 6,316 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $543,000 | 1,936 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-449,000 | 7,223 |
| Total noninterest expense | $5,982,000 | 2,388 |
| Salaries and employee benefits | $3,040,000 | 2,377 |
| Premises and equipment expense | $750,000 | 2,428 |
| Additional noninterest expense | $2,192,000 | 2,262 |
| Pre-tax net operating income | $-1,846,000 | 6,981 |
| Securities gains (losses) | $-471,000 | 7,339 |
| Applicable income taxes | $-942,000 | 7,291 |
| Income before extraordinary items | $-1,375,000 | 6,955 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,375,000 | 6,956 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,375,000 | 6,956 |
| Net charge-offs | $1,366,000 | 1,594 |
| Cash dividends | $25,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,073,560 | 6,844 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,785,000 | 2,922 |
| Total interest expense | $791,000 | 3,538 |
| Net interest income | $3,994,000 | 2,742 |
| Provision for loan and lease losses | $700,000 | 1,888 |
| Total noninterest income | $794,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $357,000 | 1,938 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $437,000 | 2,303 |
| Total noninterest expense | $3,818,000 | 2,487 |
| Salaries and employee benefits | $2,005,000 | 2,416 |
| Premises and equipment expense | $502,000 | 2,442 |
| Additional noninterest expense | $1,311,000 | 2,531 |
| Pre-tax net operating income | $270,000 | 4,747 |
| Securities gains (losses) | $-1,000 | 6,874 |
| Applicable income taxes | $-26,000 | 6,955 |
| Income before extraordinary items | $295,000 | 4,473 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $295,000 | 4,471 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $295,000 | 4,473 |
| Net charge-offs | $964,000 | 1,505 |
| Cash dividends | $25,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $296,000 | 4,392 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,405,000 | 2,921 |
| Total interest expense | $406,000 | 3,564 |
| Net interest income | $1,999,000 | 2,735 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $439,000 | 2,205 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $170,000 | 1,995 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $269,000 | 2,056 |
| Total noninterest expense | $1,940,000 | 2,480 |
| Salaries and employee benefits | $981,000 | 2,473 |
| Premises and equipment expense | $266,000 | 2,357 |
| Additional noninterest expense | $693,000 | 2,396 |
| Pre-tax net operating income | $198,000 | 4,251 |
| Securities gains (losses) | $-1,000 | 6,978 |
| Applicable income taxes | $13,000 | 3,664 |
| Income before extraordinary items | $184,000 | 4,130 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $184,000 | 4,129 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $184,000 | 4,130 |
| Net charge-offs | $809,000 | 985 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $184,930 | 4,074 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,337,000 | 2,872 |
| Total interest expense | $2,092,000 | 3,441 |
| Net interest income | $8,245,000 | 2,648 |
| Provision for loan and lease losses | $1,767,000 | 2,241 |
| Total noninterest income | $1,683,000 | 2,335 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $784,000 | 1,872 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $899,000 | 2,321 |
| Total noninterest expense | $8,088,000 | 2,392 |
| Salaries and employee benefits | $4,069,000 | 2,373 |
| Premises and equipment expense | $1,087,000 | 2,306 |
| Additional noninterest expense | $2,932,000 | 2,326 |
| Pre-tax net operating income | $73,000 | 5,558 |
| Securities gains (losses) | $5,000 | 3,469 |
| Applicable income taxes | $-255,000 | 7,016 |
| Income before extraordinary items | $333,000 | 4,832 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $333,000 | 4,836 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $333,000 | 4,836 |
| Net charge-offs | $2,275,000 | 1,729 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $328,000 | 4,702 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,852,000 | 2,891 |
| Total interest expense | $1,640,000 | 3,465 |
| Net interest income | $6,212,000 | 2,668 |
| Provision for loan and lease losses | $525,000 | 3,464 |
| Total noninterest income | $1,291,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $582,000 | 1,935 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $709,000 | 2,243 |
| Total noninterest expense | $6,010,000 | 2,408 |
| Salaries and employee benefits | $3,042,000 | 2,391 |
| Premises and equipment expense | $831,000 | 2,320 |
| Additional noninterest expense | $2,137,000 | 2,351 |
| Pre-tax net operating income | $968,000 | 3,152 |
| Securities gains (losses) | $5,000 | 3,295 |
| Applicable income taxes | $102,000 | 3,106 |
| Income before extraordinary items | $871,000 | 3,144 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $871,000 | 3,142 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $871,000 | 3,144 |
| Net charge-offs | $2,239,000 | 1,403 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $866,500 | 3,026 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,335,000 | 2,874 |
| Total interest expense | $1,129,000 | 3,463 |
| Net interest income | $4,206,000 | 2,636 |
| Provision for loan and lease losses | $375,000 | 3,285 |
| Total noninterest income | $976,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $387,000 | 1,949 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $589,000 | 1,886 |
| Total noninterest expense | $3,894,000 | 2,483 |
| Salaries and employee benefits | $2,003,000 | 2,436 |
| Premises and equipment expense | $546,000 | 2,358 |
| Additional noninterest expense | $1,345,000 | 2,464 |
| Pre-tax net operating income | $913,000 | 2,556 |
| Securities gains (losses) | $5,000 | 2,788 |
| Applicable income taxes | $135,000 | 2,511 |
| Income before extraordinary items | $783,000 | 2,546 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $783,000 | 2,543 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $783,000 | 2,546 |
| Net charge-offs | $2,023,000 | 1,113 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $778,750 | 2,456 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,653,000 | 2,941 |
| Total interest expense | $587,000 | 3,488 |
| Net interest income | $2,066,000 | 2,701 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $388,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $187,000 | 1,985 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $201,000 | 2,388 |
| Total noninterest expense | $1,981,000 | 2,468 |
| Salaries and employee benefits | $1,007,000 | 2,460 |
| Premises and equipment expense | $278,000 | 2,367 |
| Additional noninterest expense | $696,000 | 2,385 |
| Pre-tax net operating income | $248,000 | 3,695 |
| Securities gains (losses) | $5,000 | 1,894 |
| Applicable income taxes | $27,000 | 3,244 |
| Income before extraordinary items | $226,000 | 3,664 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $226,000 | 3,661 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $226,000 | 3,663 |
| Net charge-offs | $49,000 | 3,726 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $221,550 | 3,571 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,168,000 | 2,712 |
| Total interest expense | $3,500,000 | 3,059 |
| Net interest income | $8,668,000 | 2,496 |
| Provision for loan and lease losses | $1,725,000 | 2,680 |
| Total noninterest income | $1,617,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $863,000 | 1,928 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $754,000 | 2,553 |
| Total noninterest expense | $8,420,000 | 2,346 |
| Salaries and employee benefits | $4,225,000 | 2,332 |
| Premises and equipment expense | $1,123,000 | 2,344 |
| Additional noninterest expense | $3,072,000 | 2,300 |
| Pre-tax net operating income | $140,000 | 4,970 |
| Securities gains (losses) | $1,762,000 | 310 |
| Applicable income taxes | $-228,000 | 6,805 |
| Income before extraordinary items | $2,130,000 | 1,566 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,130,000 | 1,563 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,130,000 | 1,565 |
| Net charge-offs | $857,000 | 3,072 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $368,000 | 4,202 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,276,000 | 2,708 |
| Total interest expense | $2,789,000 | 3,025 |
| Net interest income | $6,487,000 | 2,509 |
| Provision for loan and lease losses | $1,725,000 | 2,074 |
| Total noninterest income | $1,348,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $647,000 | 1,926 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $701,000 | 2,290 |
| Total noninterest expense | $6,158,000 | 2,406 |
| Salaries and employee benefits | $3,181,000 | 2,335 |
| Premises and equipment expense | $852,000 | 2,347 |
| Additional noninterest expense | $2,125,000 | 2,438 |
| Pre-tax net operating income | $-48,000 | 5,788 |
| Securities gains (losses) | $583,000 | 616 |
| Applicable income taxes | $-226,000 | 7,129 |
| Income before extraordinary items | $761,000 | 2,961 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $761,000 | 2,959 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $761,000 | 2,962 |
| Net charge-offs | $433,000 | 3,237 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $178,000 | 4,890 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,357,000 | 2,673 |
| Total interest expense | $1,920,000 | 3,062 |
| Net interest income | $4,437,000 | 2,432 |
| Provision for loan and lease losses | $500,000 | 2,961 |
| Total noninterest income | $796,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $429,000 | 1,909 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $367,000 | 2,674 |
| Total noninterest expense | $4,107,000 | 2,434 |
| Salaries and employee benefits | $2,122,000 | 2,387 |
| Premises and equipment expense | $569,000 | 2,362 |
| Additional noninterest expense | $1,416,000 | 2,459 |
| Pre-tax net operating income | $626,000 | 2,945 |
| Securities gains (losses) | $583,000 | 443 |
| Applicable income taxes | $70,000 | 2,912 |
| Income before extraordinary items | $1,139,000 | 1,635 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,139,000 | 1,632 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,139,000 | 1,634 |
| Net charge-offs | $283,000 | 3,005 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $590,980 | 2,699 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 2,689 |
| Total interest expense | $989,000 | 3,080 |
| Net interest income | $2,218,000 | 2,435 |
| Provision for loan and lease losses | $275,000 | 2,441 |
| Total noninterest income | $388,000 | 2,551 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $216,000 | 1,842 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $172,000 | 2,722 |
| Total noninterest expense | $1,918,000 | 2,520 |
| Salaries and employee benefits | $1,068,000 | 2,390 |
| Premises and equipment expense | $296,000 | 2,325 |
| Additional noninterest expense | $554,000 | 2,750 |
| Pre-tax net operating income | $413,000 | 2,743 |
| Securities gains (losses) | $-36,000 | 7,913 |
| Applicable income taxes | $53,000 | 2,828 |
| Income before extraordinary items | $324,000 | 2,979 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $324,000 | 2,980 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $324,000 | 2,980 |
| Net charge-offs | $99,000 | 2,882 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $354,960 | 2,654 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,357,000 | 2,582 |
| Total interest expense | $4,871,000 | 3,015 |
| Net interest income | $9,486,000 | 2,317 |
| Provision for loan and lease losses | $1,831,000 | 1,912 |
| Total noninterest income | $1,830,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $977,000 | 1,791 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $853,000 | 2,367 |
| Total noninterest expense | $8,080,000 | 2,358 |
| Salaries and employee benefits | $4,483,000 | 2,267 |
| Premises and equipment expense | $1,119,000 | 2,382 |
| Additional noninterest expense | $2,478,000 | 2,363 |
| Pre-tax net operating income | $1,405,000 | 3,133 |
| Securities gains (losses) | $-7,107,000 | 8,132 |
| Applicable income taxes | $-504,000 | 7,504 |
| Income before extraordinary items | $-5,198,000 | 7,826 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,198,000 | 7,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,506,000 | 1,555 |
| Cash dividends | $906,000 | 2,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,269,370 | 2,950 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,040,000 | 2,564 |
| Total interest expense | $3,796,000 | 3,040 |
| Net interest income | $7,244,000 | 2,300 |
| Provision for loan and lease losses | $1,131,000 | 1,704 |
| Total noninterest income | $1,448,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $736,000 | 1,801 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $712,000 | 2,294 |
| Total noninterest expense | $5,930,000 | 2,394 |
| Salaries and employee benefits | $3,364,000 | 2,287 |
| Premises and equipment expense | $852,000 | 2,364 |
| Additional noninterest expense | $1,714,000 | 2,472 |
| Pre-tax net operating income | $1,631,000 | 2,671 |
| Securities gains (losses) | $-1,935,000 | 8,055 |
| Applicable income taxes | $287,000 | 2,507 |
| Income before extraordinary items | $-591,000 | 7,261 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-591,000 | 7,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,142,000 | 1,193 |
| Cash dividends | $906,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,344,000 | 2,665 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,467,000 | 2,558 |
| Total interest expense | $2,556,000 | 3,123 |
| Net interest income | $4,911,000 | 2,255 |
| Provision for loan and lease losses | $731,000 | 1,488 |
| Total noninterest income | $887,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $492,000 | 1,776 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $395,000 | 2,612 |
| Total noninterest expense | $3,886,000 | 2,442 |
| Salaries and employee benefits | $2,236,000 | 2,320 |
| Premises and equipment expense | $574,000 | 2,357 |
| Additional noninterest expense | $1,076,000 | 2,573 |
| Pre-tax net operating income | $1,181,000 | 2,615 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $228,000 | 2,535 |
| Income before extraordinary items | $953,000 | 2,675 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $953,000 | 2,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $759,000 | 1,006 |
| Cash dividends | $906,000 | 1,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $953,000 | 2,616 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,888,000 | 2,529 |
| Total interest expense | $1,345,000 | 3,161 |
| Net interest income | $2,543,000 | 2,174 |
| Provision for loan and lease losses | $431,000 | 1,090 |
| Total noninterest income | $400,000 | 2,597 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $237,000 | 1,793 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $163,000 | 2,901 |
| Total noninterest expense | $1,941,000 | 2,435 |
| Salaries and employee benefits | $1,149,000 | 2,290 |
| Premises and equipment expense | $292,000 | 2,324 |
| Additional noninterest expense | $500,000 | 2,726 |
| Pre-tax net operating income | $571,000 | 2,812 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $102,000 | 2,776 |
| Income before extraordinary items | $469,000 | 2,844 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $469,000 | 2,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 964 |
| Cash dividends | $546,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $469,000 | 2,765 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,180,000 | 2,514 |
| Total interest expense | $5,858,000 | 3,062 |
| Net interest income | $10,322,000 | 2,188 |
| Provision for loan and lease losses | $275,000 | 3,345 |
| Total noninterest income | $1,695,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,026,000 | 1,723 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $669,000 | 2,823 |
| Total noninterest expense | $7,532,000 | 2,423 |
| Salaries and employee benefits | $4,397,000 | 2,293 |
| Premises and equipment expense | $1,152,000 | 2,256 |
| Additional noninterest expense | $1,983,000 | 2,690 |
| Pre-tax net operating income | $4,210,000 | 1,895 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,096,000 | 1,753 |
| Income before extraordinary items | $3,114,000 | 1,980 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,114,000 | 1,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,728 |
| Cash dividends | $3,832,000 | 961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,114,000 | 1,964 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,168,000 | 2,512 |
| Total interest expense | $4,485,000 | 3,007 |
| Net interest income | $7,683,000 | 2,215 |
| Provision for loan and lease losses | $206,000 | 2,956 |
| Total noninterest income | $1,252,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $760,000 | 1,723 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $492,000 | 2,875 |
| Total noninterest expense | $5,581,000 | 2,425 |
| Salaries and employee benefits | $3,251,000 | 2,319 |
| Premises and equipment expense | $887,000 | 2,176 |
| Additional noninterest expense | $1,443,000 | 2,709 |
| Pre-tax net operating income | $3,148,000 | 2,020 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $861,000 | 1,802 |
| Income before extraordinary items | $2,287,000 | 2,132 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,287,000 | 2,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,997 |
| Cash dividends | $2,566,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,287,000 | 2,115 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,005,000 | 2,564 |
| Total interest expense | $2,985,000 | 3,025 |
| Net interest income | $5,020,000 | 2,285 |
| Provision for loan and lease losses | $138,000 | 2,777 |
| Total noninterest income | $838,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $512,000 | 1,720 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $326,000 | 2,890 |
| Total noninterest expense | $3,695,000 | 2,462 |
| Salaries and employee benefits | $2,129,000 | 2,400 |
| Premises and equipment expense | $586,000 | 2,200 |
| Additional noninterest expense | $980,000 | 2,681 |
| Pre-tax net operating income | $2,025,000 | 2,133 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $572,000 | 1,897 |
| Income before extraordinary items | $1,453,000 | 2,258 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,453,000 | 2,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,376 |
| Cash dividends | $1,044,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,453,000 | 2,244 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,929,000 | 2,596 |
| Total interest expense | $1,468,000 | 3,042 |
| Net interest income | $2,461,000 | 2,322 |
| Provision for loan and lease losses | $69,000 | 2,611 |
| Total noninterest income | $380,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $246,000 | 1,734 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $134,000 | 3,207 |
| Total noninterest expense | $1,883,000 | 2,428 |
| Salaries and employee benefits | $1,063,000 | 2,417 |
| Premises and equipment expense | $311,000 | 2,100 |
| Additional noninterest expense | $509,000 | 2,580 |
| Pre-tax net operating income | $889,000 | 2,366 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $255,000 | 2,063 |
| Income before extraordinary items | $634,000 | 2,517 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $634,000 | 2,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,733 |
| Cash dividends | $522,000 | 1,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $634,000 | 2,491 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,969,000 | 2,551 |
| Total interest expense | $4,671,000 | 3,201 |
| Net interest income | $10,298,000 | 2,241 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $1,946,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $904,000 | 1,911 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,042,000 | 2,165 |
| Total noninterest expense | $7,428,000 | 2,386 |
| Salaries and employee benefits | $4,386,000 | 2,228 |
| Premises and equipment expense | $1,053,000 | 2,342 |
| Additional noninterest expense | $1,989,000 | 2,581 |
| Pre-tax net operating income | $4,696,000 | 1,994 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,342,000 | 1,822 |
| Income before extraordinary items | $3,354,000 | 2,085 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,354,000 | 2,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,479 |
| Cash dividends | $2,832,000 | 1,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,354,000 | 2,071 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,021,000 | 2,588 |
| Total interest expense | $3,355,000 | 3,215 |
| Net interest income | $7,666,000 | 2,272 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $1,549,000 | 2,177 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $651,000 | 1,970 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $898,000 | 1,977 |
| Total noninterest expense | $5,602,000 | 2,368 |
| Salaries and employee benefits | $3,285,000 | 2,234 |
| Premises and equipment expense | $812,000 | 2,293 |
| Additional noninterest expense | $1,505,000 | 2,555 |
| Pre-tax net operating income | $3,523,000 | 2,051 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,010,000 | 1,870 |
| Income before extraordinary items | $2,513,000 | 2,141 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,513,000 | 2,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,540 |
| Cash dividends | $1,566,000 | 1,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,513,000 | 2,130 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,135,000 | 2,620 |
| Total interest expense | $2,126,000 | 3,228 |
| Net interest income | $5,009,000 | 2,325 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $1,158,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $405,000 | 2,083 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $753,000 | 1,670 |
| Total noninterest expense | $3,699,000 | 2,387 |
| Salaries and employee benefits | $2,163,000 | 2,270 |
| Premises and equipment expense | $537,000 | 2,312 |
| Additional noninterest expense | $999,000 | 2,569 |
| Pre-tax net operating income | $2,408,000 | 2,021 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $695,000 | 1,852 |
| Income before extraordinary items | $1,713,000 | 2,101 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,713,000 | 2,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,101 |
| Cash dividends | $1,044,000 | 1,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,713,000 | 2,086 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,507,000 | 2,612 |
| Total interest expense | $995,000 | 3,270 |
| Net interest income | $2,512,000 | 2,316 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $294,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $195,000 | 2,087 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $99,000 | 3,720 |
| Total noninterest expense | $1,835,000 | 2,404 |
| Salaries and employee benefits | $1,085,000 | 2,275 |
| Premises and equipment expense | $269,000 | 2,313 |
| Additional noninterest expense | $481,000 | 2,625 |
| Pre-tax net operating income | $941,000 | 2,386 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $243,000 | 2,317 |
| Income before extraordinary items | $698,000 | 2,446 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $698,000 | 2,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,260 |
| Cash dividends | $522,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $698,000 | 2,425 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,356,000 | 2,472 |
| Total interest expense | $3,132,000 | 3,216 |
| Net interest income | $10,224,000 | 2,165 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $1,812,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $802,000 | 2,101 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,010,000 | 2,202 |
| Total noninterest expense | $7,343,000 | 2,280 |
| Salaries and employee benefits | $4,109,000 | 2,231 |
| Premises and equipment expense | $913,000 | 2,566 |
| Additional noninterest expense | $2,321,000 | 2,151 |
| Pre-tax net operating income | $4,573,000 | 1,998 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,255,000 | 1,932 |
| Income before extraordinary items | $3,318,000 | 2,066 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,318,000 | 2,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,564 |
| Cash dividends | $2,826,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,318,000 | 2,042 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,880,000 | 2,447 |
| Total interest expense | $2,215,000 | 3,228 |
| Net interest income | $7,665,000 | 2,145 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $1,427,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $606,000 | 2,090 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $821,000 | 2,083 |
| Total noninterest expense | $5,547,000 | 2,238 |
| Salaries and employee benefits | $3,085,000 | 2,205 |
| Premises and equipment expense | $653,000 | 2,663 |
| Additional noninterest expense | $1,809,000 | 2,059 |
| Pre-tax net operating income | $3,455,000 | 2,001 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $921,000 | 1,997 |
| Income before extraordinary items | $2,534,000 | 2,037 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,534,000 | 2,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $1,590,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,534,000 | 2,002 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,481,000 | 2,429 |
| Total interest expense | $1,379,000 | 3,261 |
| Net interest income | $5,102,000 | 2,126 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $1,026,000 | 2,138 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $401,000 | 2,068 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $625,000 | 1,876 |
| Total noninterest expense | $3,725,000 | 2,205 |
| Salaries and employee benefits | $2,033,000 | 2,227 |
| Premises and equipment expense | $419,000 | 2,723 |
| Additional noninterest expense | $1,273,000 | 1,928 |
| Pre-tax net operating income | $2,343,000 | 1,938 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $585,000 | 2,046 |
| Income before extraordinary items | $1,758,000 | 1,935 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,758,000 | 1,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $1,092,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,758,000 | 1,902 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 2,448 |
| Total interest expense | $653,000 | 3,283 |
| Net interest income | $2,508,000 | 2,152 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $345,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $193,000 | 2,068 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $152,000 | 2,953 |
| Total noninterest expense | $1,675,000 | 2,451 |
| Salaries and employee benefits | $1,000,000 | 2,283 |
| Premises and equipment expense | $212,000 | 2,724 |
| Additional noninterest expense | $463,000 | 2,620 |
| Pre-tax net operating income | $1,148,000 | 1,942 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $340,000 | 1,815 |
| Income before extraordinary items | $808,000 | 2,060 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $808,000 | 2,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $498,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $808,000 | 2,027 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,466,000 | 2,312 |
| Total interest expense | $2,764,000 | 2,799 |
| Net interest income | $9,702,000 | 2,096 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,619,000 | 2,538 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $842,000 | 2,044 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $777,000 | 2,541 |
| Total noninterest expense | $7,161,000 | 2,225 |
| Salaries and employee benefits | $4,658,000 | 1,879 |
| Premises and equipment expense | $814,000 | 2,746 |
| Additional noninterest expense | $1,689,000 | 2,819 |
| Pre-tax net operating income | $4,160,000 | 1,993 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,186,000 | 1,919 |
| Income before extraordinary items | $2,974,000 | 2,091 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,974,000 | 2,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,408 |
| Cash dividends | $3,240,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,974,000 | 2,050 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,282,000 | 2,292 |
| Total interest expense | $2,153,000 | 2,684 |
| Net interest income | $7,129,000 | 2,123 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,233,000 | 2,530 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $634,000 | 2,053 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $599,000 | 2,503 |
| Total noninterest expense | $5,079,000 | 2,344 |
| Salaries and employee benefits | $3,188,000 | 2,045 |
| Premises and equipment expense | $599,000 | 2,785 |
| Additional noninterest expense | $1,292,000 | 2,718 |
| Pre-tax net operating income | $3,283,000 | 1,911 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $942,000 | 1,874 |
| Income before extraordinary items | $2,341,000 | 2,009 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,341,000 | 2,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 1,820 |
| Cash dividends | $1,980,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,341,000 | 1,951 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,143,000 | 2,290 |
| Total interest expense | $1,470,000 | 2,621 |
| Net interest income | $4,673,000 | 2,144 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $842,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $416,000 | 2,075 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $426,000 | 2,417 |
| Total noninterest expense | $3,388,000 | 2,341 |
| Salaries and employee benefits | $2,138,000 | 2,041 |
| Premises and equipment expense | $395,000 | 2,818 |
| Additional noninterest expense | $855,000 | 2,755 |
| Pre-tax net operating income | $2,127,000 | 1,938 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $606,000 | 1,912 |
| Income before extraordinary items | $1,521,000 | 2,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,521,000 | 2,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,135 |
| Cash dividends | $1,482,000 | 921 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,521,000 | 1,994 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,070,000 | 2,286 |
| Total interest expense | $756,000 | 2,590 |
| Net interest income | $2,314,000 | 2,163 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $383,000 | 2,609 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $202,000 | 2,061 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $181,000 | 2,639 |
| Total noninterest expense | $1,618,000 | 2,469 |
| Salaries and employee benefits | $1,012,000 | 2,169 |
| Premises and equipment expense | $201,000 | 2,796 |
| Additional noninterest expense | $405,000 | 2,877 |
| Pre-tax net operating income | $1,079,000 | 1,888 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $305,000 | 1,906 |
| Income before extraordinary items | $774,000 | 2,008 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $774,000 | 2,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,516 |
| Cash dividends | $498,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $774,000 | 1,929 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,282,000 | 2,144 |
| Total interest expense | $3,380,000 | 2,579 |
| Net interest income | $9,902,000 | 1,981 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,969,000 | 2,345 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $814,000 | 2,098 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,155,000 | 2,172 |
| Total noninterest expense | $6,450,000 | 2,434 |
| Salaries and employee benefits | $3,957,000 | 2,146 |
| Premises and equipment expense | $762,000 | 2,875 |
| Additional noninterest expense | $1,731,000 | 2,714 |
| Pre-tax net operating income | $5,421,000 | 1,513 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,513,000 | 1,612 |
| Income before extraordinary items | $3,908,000 | 1,592 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,908,000 | 1,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,174 |
| Cash dividends | $2,802,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,908,000 | 1,523 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,162,000 | 2,132 |
| Total interest expense | $2,614,000 | 2,592 |
| Net interest income | $7,548,000 | 1,945 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,596,000 | 2,259 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $608,000 | 2,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $988,000 | 2,066 |
| Total noninterest expense | $4,867,000 | 2,425 |
| Salaries and employee benefits | $2,955,000 | 2,166 |
| Premises and equipment expense | $568,000 | 2,894 |
| Additional noninterest expense | $1,344,000 | 2,626 |
| Pre-tax net operating income | $4,277,000 | 1,485 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,192,000 | 1,625 |
| Income before extraordinary items | $3,085,000 | 1,576 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,085,000 | 1,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,155 |
| Cash dividends | $1,602,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,085,000 | 1,502 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,886,000 | 2,113 |
| Total interest expense | $1,818,000 | 2,577 |
| Net interest income | $5,068,000 | 1,928 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $950,000 | 2,438 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $412,000 | 2,042 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $538,000 | 2,344 |
| Total noninterest expense | $3,241,000 | 2,416 |
| Salaries and employee benefits | $1,948,000 | 2,178 |
| Premises and equipment expense | $381,000 | 2,884 |
| Additional noninterest expense | $912,000 | 2,582 |
| Pre-tax net operating income | $2,777,000 | 1,510 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $797,000 | 1,623 |
| Income before extraordinary items | $1,980,000 | 1,636 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,980,000 | 1,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,447 |
| Cash dividends | $1,122,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,980,000 | 1,527 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 2,116 |
| Total interest expense | $942,000 | 2,562 |
| Net interest income | $2,534,000 | 1,927 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $448,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $208,000 | 1,956 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $240,000 | 2,417 |
| Total noninterest expense | $1,638,000 | 2,373 |
| Salaries and employee benefits | $975,000 | 2,167 |
| Premises and equipment expense | $196,000 | 2,805 |
| Additional noninterest expense | $467,000 | 2,488 |
| Pre-tax net operating income | $1,344,000 | 1,568 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $354,000 | 1,803 |
| Income before extraordinary items | $990,000 | 1,626 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $990,000 | 1,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,227 |
| Cash dividends | $480,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $990,000 | 1,524 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,820,000 | 2,075 |
| Total interest expense | $5,300,000 | 2,122 |
| Net interest income | $9,520,000 | 2,035 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $2,198,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $862,000 | 1,867 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,336,000 | 1,810 |
| Total noninterest expense | $5,975,000 | 2,471 |
| Salaries and employee benefits | $3,608,000 | 2,222 |
| Premises and equipment expense | $773,000 | 2,751 |
| Additional noninterest expense | $1,594,000 | 2,822 |
| Pre-tax net operating income | $5,743,000 | 1,451 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,622,000 | 1,544 |
| Income before extraordinary items | $4,121,000 | 1,499 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,121,000 | 1,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $2,826,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,121,000 | 1,447 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,787,000 | 2,184 |
| Total interest expense | $6,900,000 | 2,317 |
| Net interest income | $8,887,000 | 2,009 |
| Provision for loan and lease losses | $82,000 | 5,952 |
| Total noninterest income | $1,670,000 | 2,317 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $866,000 | 1,759 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $804,000 | 2,377 |
| Total noninterest expense | $5,521,000 | 2,560 |
| Salaries and employee benefits | $3,334,000 | 2,249 |
| Premises and equipment expense | $673,000 | 3,052 |
| Additional noninterest expense | $1,514,000 | 2,844 |
| Pre-tax net operating income | $4,954,000 | 1,449 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,424,000 | 1,569 |
| Income before extraordinary items | $3,530,000 | 1,517 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,530,000 | 1,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,706 |
| Cash dividends | $2,442,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,530,000 | 1,456 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,684,000 | 2,238 |
| Total interest expense | $6,820,000 | 2,468 |
| Net interest income | $8,864,000 | 1,999 |
| Provision for loan and lease losses | $110,000 | 5,095 |
| Total noninterest income | $1,358,000 | 2,530 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $793,000 | 1,750 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $565,000 | 2,733 |
| Total noninterest expense | $5,199,000 | 2,621 |
| Salaries and employee benefits | $3,052,000 | 2,344 |
| Premises and equipment expense | $670,000 | 2,981 |
| Additional noninterest expense | $1,477,000 | 2,860 |
| Pre-tax net operating income | $4,913,000 | 1,502 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,506,000 | 1,508 |
| Income before extraordinary items | $3,407,000 | 1,551 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,407,000 | 1,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,073 |
| Cash dividends | $2,346,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,407,000 | 1,544 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,296,000 | 2,274 |
| Total interest expense | $6,077,000 | 2,426 |
| Net interest income | $8,219,000 | 2,135 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $1,419,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $710,000 | 1,868 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $709,000 | 2,357 |
| Total noninterest expense | $5,049,000 | 2,669 |
| Salaries and employee benefits | $2,934,000 | 2,387 |
| Premises and equipment expense | $650,000 | 3,066 |
| Additional noninterest expense | $1,465,000 | 2,921 |
| Pre-tax net operating income | $4,489,000 | 1,677 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,324,000 | 1,760 |
| Income before extraordinary items | $3,165,000 | 1,691 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,165,000 | 1,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,387 |
| Cash dividends | $2,105,000 | 1,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,165,000 | 1,658 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,320,000 | 2,274 |
| Total interest expense | $6,359,000 | 2,368 |
| Net interest income | $7,961,000 | 2,142 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $1,607,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $709,000 | 1,802 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $898,000 | 2,012 |
| Total noninterest expense | $4,969,000 | 2,632 |
| Salaries and employee benefits | $2,896,000 | 2,329 |
| Premises and equipment expense | $635,000 | 3,009 |
| Additional noninterest expense | $1,438,000 | 2,881 |
| Pre-tax net operating income | $4,499,000 | 1,641 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,327,000 | 1,818 |
| Income before extraordinary items | $3,172,000 | 1,666 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,172,000 | 1,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,077 |
| Cash dividends | $2,043,000 | 1,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,172,000 | 1,599 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,728,000 | 2,379 |
| Total interest expense | $6,087,000 | 2,468 |
| Net interest income | $7,641,000 | 2,297 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $1,318,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $671,000 | 1,947 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $647,000 | 2,355 |
| Total noninterest expense | $4,663,000 | 2,738 |
| Salaries and employee benefits | $2,715,000 | 2,450 |
| Premises and equipment expense | $620,000 | 3,051 |
| Additional noninterest expense | $1,328,000 | 3,046 |
| Pre-tax net operating income | $4,196,000 | 1,810 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,286,000 | 1,949 |
| Income before extraordinary items | $2,910,000 | 1,822 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,910,000 | 1,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $1,875,000 | 1,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,910,000 | 1,776 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,958,000 | 2,579 |
| Total interest expense | $5,698,000 | 2,668 |
| Net interest income | $7,260,000 | 2,467 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $1,039,000 | 3,042 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $628,000 | 2,153 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $411,000 | 3,352 |
| Total noninterest expense | $4,441,000 | 3,053 |
| Salaries and employee benefits | $2,574,000 | 2,606 |
| Premises and equipment expense | $542,000 | 3,526 |
| Additional noninterest expense | $1,325,000 | 3,464 |
| Pre-tax net operating income | $3,758,000 | 1,927 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,134,000 | 2,102 |
| Income before extraordinary items | $2,624,000 | 1,885 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,624,000 | 1,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,548 |
| Cash dividends | $1,764,000 | 1,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,624,000 | 1,848 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,069,000 | 2,768 |
| Total interest expense | $5,108,000 | 2,972 |
| Net interest income | $6,961,000 | 2,576 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $1,033,000 | 3,025 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $587,000 | 2,314 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $446,000 | 3,091 |
| Total noninterest expense | $4,452,000 | 3,018 |
| Salaries and employee benefits | $2,518,000 | 2,655 |
| Premises and equipment expense | $511,000 | 3,695 |
| Additional noninterest expense | $1,423,000 | 3,224 |
| Pre-tax net operating income | $3,442,000 | 2,130 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,065,000 | 2,248 |
| Income before extraordinary items | $2,377,000 | 2,130 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,377,000 | 2,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,496 |
| Cash dividends | $1,590,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,377,000 | 2,089 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,274,000 | 2,960 |
| Total interest expense | $3,904,000 | 3,123 |
| Net interest income | $6,370,000 | 2,842 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $1,004,000 | 3,109 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $561,000 | 2,427 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $443,000 | 3,203 |
| Total noninterest expense | $4,688,000 | 2,946 |
| Salaries and employee benefits | $2,460,000 | 2,711 |
| Premises and equipment expense | $525,000 | 3,647 |
| Additional noninterest expense | $1,703,000 | 2,964 |
| Pre-tax net operating income | $2,650,000 | 2,679 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $814,000 | 2,724 |
| Income before extraordinary items | $1,836,000 | 2,646 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,836,000 | 2,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,198 |
| Cash dividends | $1,176,000 | 1,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,836,000 | 2,659 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,809,000 | 3,146 |
| Total interest expense | $3,648,000 | 3,437 |
| Net interest income | $6,161,000 | 2,954 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $1,057,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $527,000 | 2,642 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $530,000 | 3,136 |
| Total noninterest expense | $4,613,000 | 3,053 |
| Salaries and employee benefits | $2,392,000 | 2,766 |
| Premises and equipment expense | $611,000 | 3,275 |
| Additional noninterest expense | $1,610,000 | 3,295 |
| Pre-tax net operating income | $2,455,000 | 2,753 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $710,000 | 3,070 |
| Income before extraordinary items | $1,745,000 | 2,833 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,745,000 | 2,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 12,473 |
| Cash dividends | $1,146,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,745,000 | 2,686 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,450,000 | 3,076 |
| Total interest expense | $4,927,000 | 3,356 |
| Net interest income | $6,523,000 | 2,809 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $938,000 | 3,498 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $539,000 | 2,564 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $399,000 | 3,715 |
| Total noninterest expense | $4,556,000 | 3,126 |
| Salaries and employee benefits | $2,359,000 | 2,746 |
| Premises and equipment expense | $573,000 | 3,514 |
| Additional noninterest expense | $1,624,000 | 3,372 |
| Pre-tax net operating income | $2,755,000 | 2,241 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $806,000 | 2,603 |
| Income before extraordinary items | $1,949,000 | 2,345 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,949,000 | 2,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 5,610 |
| Cash dividends | $1,035,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,949,000 | 2,181 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.