Home > Citizens National Bank of Cheboygan > Net charge- offs to loans
Citizens National Bank of Cheboygan, Net charge- offs to loans
| 2025-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0349% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0255% | 260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5084% | 1,093 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5178% | 1,059 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 57 |
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0432% | 1,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0391% | 628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1021% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,494 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0167% | 4,292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0517% | 4,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2525% | 1,880 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2568% | 1,822 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.8335% | 4,514 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 3,902 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 4,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0487% | 4,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0176% | 4,332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0683% | 4,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3063% | 1,631 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3116% | 1,575 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -6.3575% | 4,542 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0094% | 3,972 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0297% | 4,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0733% | 4,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,619 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0185% | 4,406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1008% | 4,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4657% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4738% | 1,163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -9.4077% | 4,564 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 3,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 4,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2019% | 4,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3406% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3467% | 1,237 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -18.5567% | 4,593 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 2,151 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,677 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0223% | 4,320 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 3,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0225% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2553% | 1,772 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2602% | 1,617 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.3068% | 50 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 1,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,771 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0299% | 4,380 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0074% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2844% | 1,491 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2899% | 1,392 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7960% | 51 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0074% | 3,825 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 4,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,668 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0438% | 4,445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1845% | 4,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2482% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2532% | 1,398 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -20.0393% | 4,663 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0094% | 3,830 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 3,861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 4,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1919% | 4,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2417% | 1,343 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2468% | 1,266 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -20.9302% | 4,690 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0120% | 3,888 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1907% | 4,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2124% | 1,659 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2174% | 1,569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -16.1137% | 4,722 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0100% | 3,713 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 4,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1987% | 4,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2819% | 1,312 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2890% | 1,225 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -15.7393% | 4,761 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0066% | 3,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 3,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1952% | 4,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3950% | 1,038 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4055% | 953 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -14.5092% | 1,019 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 3,313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 3,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 4,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2057% | 4,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5535% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5689% | 711 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -13.8462% | 994 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0086% | 3,691 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1373% | 4,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3490% | 1,140 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3581% | 1,025 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2106% | 1,057 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0122% | 3,757 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1303% | 4,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2734% | 1,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2801% | 1,067 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1724% | 1,054 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0169% | 3,912 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 3,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1155% | 4,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0973% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0998% | 1,511 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1274% | 1,028 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0202% | 4,003 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 3,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 3,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1249% | 4,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0665% | 1,537 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0682% | 1,430 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1456% | 991 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0629% | 4,716 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 4,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0204% | 4,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0179% | 4,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 4,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4683% | 4,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3640% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3731% | 1,395 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4721% | 1,068 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0201% | 4,427 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 4,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 4,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0214% | 4,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0226% | 4,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1629% | 4,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4809% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4930% | 1,080 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1646% | 1,049 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0225% | 4,441 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 4,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0314% | 4,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0281% | 4,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0297% | 4,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1813% | 4,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5026% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5155% | 1,118 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1844% | 1,036 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0248% | 4,409 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 4,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0424% | 4,753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 4,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 4,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2865% | 4,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3756% | 1,449 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3854% | 1,348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2865% | 1,022 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 2,815 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 4,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0471% | 4,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 1,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0118% | 1,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3691% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3837% | 1,849 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3922% | 1,709 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3691% | 27 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0416% | 4,791 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0398% | 4,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0629% | 4,872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0302% | 4,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0319% | 4,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2988% | 4,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3488% | 1,829 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3564% | 1,682 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2988% | 1,089 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0462% | 4,811 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0440% | 4,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0873% | 5,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 4,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 4,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3086% | 4,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3433% | 1,717 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3506% | 1,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3086% | 1,065 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0103% | 4,240 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 4,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 4,696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 4,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 4,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3385% | 4,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5134% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5241% | 1,161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3009% | 1,058 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0995% | 5,151 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1130% | 5,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2419% | 5,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 4,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 4,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2951% | 4,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4869% | 1,591 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4967% | 1,471 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2951% | 1,158 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0428% | 4,873 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0444% | 4,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0875% | 5,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 4,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 4,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2909% | 4,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3920% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3998% | 1,524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2909% | 1,150 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0623% | 4,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0627% | 5,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1263% | 5,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 4,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0146% | 4,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2851% | 4,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2990% | 1,799 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3050% | 1,681 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2851% | 1,121 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0113% | 4,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 4,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 4,932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 4,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 4,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3009% | 5,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4022% | 1,491 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4103% | 1,362 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3009% | 1,112 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0401% | 2,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0529% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0911% | 749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 1,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 1,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3066% | 5,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3024% | 2,318 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3089% | 2,158 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3066% | 1,218 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 2,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0862% | 913 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1273% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0685% | 1,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0721% | 1,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3052% | 5,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3365% | 2,050 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3438% | 1,897 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1017% | 1,192 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1387% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1637% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2642% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1099% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1157% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3112% | 5,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3017% | 2,008 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3081% | 1,856 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1556% | 1,180 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3223% | 579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3676% | 209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6052% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2400% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2520% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3236% | 5,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3382% | 1,717 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3453% | 1,579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3236% | 1,145 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0874% | 5,548 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1012% | 5,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3395% | 5,665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0803% | 1,553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0843% | 1,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2662% | 5,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4002% | 2,082 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4083% | 1,928 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2662% | 1,211 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0793% | 5,500 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0966% | 5,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3856% | 5,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1263% | 1,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1326% | 990 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2425% | 5,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4479% | 1,698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4570% | 1,549 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2425% | 1,194 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1826% | 5,792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2240% | 5,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7624% | 5,853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1893% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1987% | 718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1971% | 5,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5742% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5862% | 1,208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1971% | 1,181 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.0044% | 6,044 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1559% | 6,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.8334% | 5,969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0301% | 1,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0499% | 4,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3795% | 1,585 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3874% | 1,431 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0690% | 5,662 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0787% | 5,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3356% | 5,875 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0486% | 4,776 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1144% | 1,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1195% | 1,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1158% | 5,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1184% | 3,070 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1208% | 2,906 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0993% | 1,259 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0447% | 5,509 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0503% | 5,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3344% | 5,954 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0640% | 4,832 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1714% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1790% | 1,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0708% | 4,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0587% | 3,156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0599% | 3,013 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0709% | 1,240 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1402% | 5,912 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1574% | 5,951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4807% | 6,065 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0951% | 4,889 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0826% | 1,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0862% | 1,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0373% | 4,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0293% | 2,981 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0299% | 2,845 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0373% | 1,211 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0440% | 2,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0746% | 5,897 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1894% | 4,955 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1866% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1948% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1772% | 5,406 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1810% | 5,360 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3802% | 1,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3892% | 779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7791% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1437% | 5,070 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1453% | 1,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1518% | 1,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0430% | 5,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5591% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5732% | 1,513 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1138% | 1,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0434% | 1,298 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5227% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5427% | 519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2890% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1284% | 5,107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 2,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0312% | 2,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0291% | 4,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6330% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6496% | 1,224 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0295% | 1,286 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7831% | 485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8383% | 311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9616% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0972% | 5,116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0667% | 2,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 2,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0445% | 4,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4864% | 1,554 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4997% | 1,393 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0452% | 1,262 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3884% | 234 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5042% | 143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4803% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2009% | 5,173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1608% | 1,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1683% | 1,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3985% | 1,659 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4100% | 1,520 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1393% | 3,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1602% | 2,626 |
| Percentage Net Loans Charged-off:Construction & development | -0.0106% | 5,328 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 5,998 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2243% | 5,305 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3345% | 1,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3469% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3587% | 6,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0741% | 3,862 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0765% | 3,700 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3647% | 1,392 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2025% | 2,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2369% | 1,956 |
| Percentage Net Loans Charged-off:Construction & development | -0.0138% | 5,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0099% | 2,291 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2392% | 5,355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4649% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4809% | 1,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4539% | 6,208 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0255% | 5,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0263% | 5,496 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4571% | 1,373 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3229% | 1,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3916% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | -0.0198% | 5,472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0718% | 1,693 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2706% | 5,356 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7141% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7377% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6934% | 6,360 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3590% | 6,250 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3713% | 6,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6990% | 1,344 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 4,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0669% | 2,482 |
| Percentage Net Loans Charged-off:Construction & development | -0.0419% | 5,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2806% | 875 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5358% | 5,412 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0606% | 6,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0627% | 6,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9498% | 6,490 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6730% | 6,466 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6960% | 6,432 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.8366% | 1,309 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6137% | 1,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6937% | 1,488 |
| Percentage Net Loans Charged-off:Construction & development | -0.1585% | 6,088 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6201% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1196% | 5,514 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1772% | 3,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5391% | 985 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1654% | 3,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0763% | 6,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1011% | 3,948 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1049% | 3,758 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9706% | 560 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2366% | 1,455 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8314% | 1,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9330% | 1,055 |
| Percentage Net Loans Charged-off:Construction & development | -0.1902% | 6,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1691% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2373% | 2,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7798% | 725 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2198% | 2,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0990% | 6,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1597% | 3,382 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1659% | 3,179 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4730% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.3049% | 1,441 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3703% | 2,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4231% | 2,073 |
| Percentage Net Loans Charged-off:Construction & development | -0.2818% | 6,234 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0193% | 773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0942% | 3,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0972% | 2,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8860% | 6,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2379% | 2,816 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2471% | 2,616 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2385% | 816 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.1813% | 1,411 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8169% | 1,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9064% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | -0.5354% | 6,333 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1829% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2038% | 2,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2102% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4958% | 6,599 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0789% | 5,791 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0820% | 5,719 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5054% | 495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.0909% | 1,367 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6116% | 978 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4224% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | -0.0408% | 6,382 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3908% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 44.5938% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2240% | 3,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2310% | 3,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3341% | 213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0735% | 4,640 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0700% | 4,483 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6581% | 707 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.4172% | 38 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4297% | 1,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1082% | 1,311 |
| Percentage Net Loans Charged-off:Construction & development | -0.0548% | 6,428 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1436% | 936 |
| Percentage Net Loans Charged-off: Multi-family residential | 58.7584% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2558% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2637% | 2,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.1365% | 116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0725% | 4,309 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0675% | 4,118 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8863% | 572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.2803% | 31 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5039% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6308% | 842 |
| Percentage Net Loans Charged-off:Construction & development | -0.0402% | 6,424 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8253% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | 77.3609% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2691% | 2,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2776% | 2,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0817% | 3,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1792% | 3,421 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1612% | 3,263 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2830% | 829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0833% | 90 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5120% | 456 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7460% | 379 |
| Percentage Net Loans Charged-off:Construction & development | -0.0796% | 6,496 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3985% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 95.9680% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1593% | 7,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1643% | 7,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0709% | 3,233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0597% | 3,080 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5690% | 6,417 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5996% | 1,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4656% | 1,333 |
| Percentage Net Loans Charged-off:Construction & development | -0.6403% | 6,998 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8168% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5505% | 5,937 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1187% | 3,982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1240% | 3,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3199% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1494% | 1,914 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8121% | 882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.4364% | 88 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0602% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8858% | 921 |
| Percentage Net Loans Charged-off:Construction & development | -0.0470% | 6,933 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.9801% | 143 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7983% | 5,981 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0441% | 4,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 4,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0508% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4205% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3599% | 1,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.1611% | 69 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7393% | 605 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5215% | 609 |
| Percentage Net Loans Charged-off:Construction & development | -0.0332% | 6,929 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.7168% | 90 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5234% | 5,972 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 7,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 7,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.6670% | 233 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2355% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2654% | 6,668 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1306% | 4,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0964% | 3,397 |
| Percentage Net Loans Charged-off:Construction & development | -0.0600% | 6,975 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 7,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1799% | 2,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1917% | 2,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0427% | 1,750 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5387% | 6,760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5331% | 3,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4692% | 3,010 |
| Percentage Net Loans Charged-off:Construction & development | 1.4747% | 2,321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3900% | 1,963 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8695% | 243 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3673% | 2,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3928% | 2,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5604% | 2,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6684% | 3,556 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5377% | 809 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.5485% | 138 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3538% | 3,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2688% | 3,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.2177% | 2,797 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2624% | 1,776 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2892% | 161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2020% | 2,808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2161% | 2,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7557% | 1,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4307% | 3,956 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0235% | 594 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.7407% | 117 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3433% | 3,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2225% | 3,036 |
| Percentage Net Loans Charged-off:Construction & development | -0.0230% | 7,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0808% | 1,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.7022% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2296% | 2,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2457% | 2,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2504% | 1,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6123% | 3,190 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7507% | 577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.2286% | 84 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2399% | 3,203 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0268% | 7,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0630% | 7,839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2922% | 255 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 7,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 7,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4358% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9895% | 2,082 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4751% | 519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.3459% | 47 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8878% | 1,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7897% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | 1.9897% | 1,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0340% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4609% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4938% | 1,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3014% | 1,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0982% | 956 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0009% | 538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.1836% | 59 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8873% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8430% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 2.4728% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1698% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3916% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4190% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5430% | 1,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0567% | 798 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3115% | 569 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0790% | 56 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8747% | 786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8713% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 0.8229% | 840 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5813% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3574% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3821% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5382% | 1,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3108% | 1,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0823% | 552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3886% | 37 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6978% | 752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7672% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 1.5830% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4403% | 137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1551% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1657% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1891% | 3,402 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2672% | 438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 4,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 3,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0634% | 2,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0678% | 2,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0733% | 3,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2832% | 4,102 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5864% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0288% | 4,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 3,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 2,621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0724% | 2,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2523% | 3,815 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3636% | 334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0353% | 4,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 2,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 2,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 1,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0868% | 2,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3094% | 3,120 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7227% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 3,208 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 7,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 7,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 7,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0690% | 1,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5691% | 1,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0764% | 184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0480% | 4,445 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 7,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 7,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 7,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3467% | 1,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4305% | 3,192 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5632% | 749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 4,325 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 7,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 7,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1355% | 2,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4497% | 2,728 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0362% | 3,790 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 7,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 7,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0187% | 2,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6458% | 1,936 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0558% | 2,729 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 7,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 8,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 8,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1145% | 1,167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 6,110 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 7,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 8,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 7,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2383% | 4,884 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,144 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 7,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 7,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 7,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0913% | 5,255 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0014% | 5,619 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 7,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 8,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 8,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1631% | 4,378 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0083% | 6,936 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 7,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 8,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 8,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1564% | 3,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0255% | 2,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 2,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0413% | 2,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7424% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3858% | 4,390 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1977% | 2,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 2,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0278% | 2,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 2,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4476% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4654% | 3,565 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1420% | 2,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 2,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 1,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0431% | 1,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4464% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4341% | 3,471 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0802% | 3,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0571% | 1,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0864% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0898% | 950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4710% | 3,005 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0646% | 5,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 3,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 3,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 3,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8398% | 2,849 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0493% | 5,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 3,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 2,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 2,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5932% | 3,442 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0670% | 4,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 2,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 2,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 2,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7834% | 2,615 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 4,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7334% | 2,528 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 8,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0096% | 4,838 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0265% | 8,554 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0517% | 6,106 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 8,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 8,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 8,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0175% | 4,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5745% | 3,802 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2257% | 5,413 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 6,298 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 6,683 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 7,266 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 7,780 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 7,069 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0476% | 7,046 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 6,825 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0415% | 11,615 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1295% | 8,341 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |