Home > Citizens National Bank of Breckenridge > Income and Expense
Citizens National Bank of Breckenridge, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 5,494 |
| Total interest expense | $519,000 | 6,138 |
| Net interest income | $2,487,000 | 5,153 |
| Provision for loan and lease losses | $62,000 | 6,093 |
| Total noninterest income | $324,000 | 4,907 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $214,000 | 3,799 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $110,000 | 5,088 |
| Total noninterest expense | $1,317,000 | 6,302 |
| Salaries and employee benefits | $524,000 | 6,731 |
| Premises and equipment expense | $128,000 | 6,544 |
| Additional noninterest expense | $665,000 | 5,397 |
| Pre-tax net operating income | $1,432,000 | 2,458 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,432,000 | 2,230 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,432,000 | 2,231 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,432,000 | 2,233 |
| Net charge-offs | $74,000 | 5,194 |
| Cash dividends | $1,100,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,432,000 | 2,133 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 5,555 |
| Total interest expense | $339,000 | 6,267 |
| Net interest income | $1,647,000 | 5,176 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $218,000 | 4,875 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $142,000 | 3,803 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $76,000 | 5,043 |
| Total noninterest expense | $868,000 | 6,361 |
| Salaries and employee benefits | $356,000 | 6,750 |
| Premises and equipment expense | $81,000 | 6,645 |
| Additional noninterest expense | $431,000 | 5,489 |
| Pre-tax net operating income | $997,000 | 2,375 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $997,000 | 2,127 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $997,000 | 2,125 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $997,000 | 2,129 |
| Net charge-offs | $11,000 | 5,773 |
| Cash dividends | $1,100,000 | 635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $997,000 | 2,049 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 5,391 |
| Total interest expense | $167,000 | 6,429 |
| Net interest income | $918,000 | 4,917 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $103,000 | 4,992 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $67,000 | 3,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $36,000 | 5,201 |
| Total noninterest expense | $452,000 | 6,372 |
| Salaries and employee benefits | $189,000 | 6,732 |
| Premises and equipment expense | $43,000 | 6,642 |
| Additional noninterest expense | $220,000 | 5,460 |
| Pre-tax net operating income | $569,000 | 2,185 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $569,000 | 1,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $569,000 | 1,914 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $569,000 | 1,916 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $500,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $569,000 | 1,850 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,620,000 | 5,345 |
| Total interest expense | $851,000 | 6,349 |
| Net interest income | $3,769,000 | 4,739 |
| Provision for loan and lease losses | $278,000 | 5,386 |
| Total noninterest income | $417,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $281,000 | 4,016 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $136,000 | 5,232 |
| Total noninterest expense | $1,793,000 | 6,457 |
| Salaries and employee benefits | $755,000 | 6,814 |
| Premises and equipment expense | $153,000 | 6,910 |
| Additional noninterest expense | $885,000 | 5,560 |
| Pre-tax net operating income | $2,115,000 | 1,833 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,115,000 | 1,575 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,115,000 | 1,573 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,115,000 | 1,574 |
| Net charge-offs | $387,000 | 4,145 |
| Cash dividends | $2,550,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,115,000 | 1,533 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 5,431 |
| Total interest expense | $668,000 | 6,392 |
| Net interest income | $2,782,000 | 4,800 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $296,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $206,000 | 4,075 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $90,000 | 5,538 |
| Total noninterest expense | $1,336,000 | 6,499 |
| Salaries and employee benefits | $566,000 | 6,840 |
| Premises and equipment expense | $109,000 | 7,024 |
| Additional noninterest expense | $661,000 | 5,572 |
| Pre-tax net operating income | $1,742,000 | 1,821 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,742,000 | 1,540 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,742,000 | 1,537 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,742,000 | 1,540 |
| Net charge-offs | $14,000 | 6,396 |
| Cash dividends | $1,650,000 | 779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,742,000 | 1,503 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,258,000 | 5,528 |
| Total interest expense | $466,000 | 6,418 |
| Net interest income | $1,792,000 | 4,892 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $186,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $125,000 | 4,224 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $61,000 | 5,563 |
| Total noninterest expense | $886,000 | 6,563 |
| Salaries and employee benefits | $375,000 | 6,940 |
| Premises and equipment expense | $71,000 | 7,112 |
| Additional noninterest expense | $440,000 | 5,582 |
| Pre-tax net operating income | $1,092,000 | 1,970 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,092,000 | 1,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,092,000 | 1,701 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,092,000 | 1,703 |
| Net charge-offs | $6,000 | 6,180 |
| Cash dividends | $1,150,000 | 785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,092,000 | 1,668 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 5,544 |
| Total interest expense | $249,000 | 6,387 |
| Net interest income | $898,000 | 4,896 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $84,000 | 5,504 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $54,000 | 4,453 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $30,000 | 5,617 |
| Total noninterest expense | $423,000 | 6,640 |
| Salaries and employee benefits | $184,000 | 7,019 |
| Premises and equipment expense | $37,000 | 7,099 |
| Additional noninterest expense | $202,000 | 5,582 |
| Pre-tax net operating income | $559,000 | 2,183 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $559,000 | 1,925 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $559,000 | 1,927 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $559,000 | 1,927 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $559,000 | 1,813 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,436,000 | 5,229 |
| Total interest expense | $1,599,000 | 5,841 |
| Net interest income | $3,837,000 | 4,708 |
| Provision for loan and lease losses | $279,000 | 4,753 |
| Total noninterest income | $354,000 | 5,527 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $237,000 | 4,471 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $117,000 | 5,712 |
| Total noninterest expense | $1,441,000 | 6,946 |
| Salaries and employee benefits | $721,000 | 7,102 |
| Premises and equipment expense | $146,000 | 7,181 |
| Additional noninterest expense | $574,000 | 6,325 |
| Pre-tax net operating income | $2,471,000 | 2,109 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,471,000 | 1,631 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,471,000 | 1,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,793 |
| Cash dividends | $1,350,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,471,000 | 1,741 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,122,000 | 5,261 |
| Total interest expense | $1,281,000 | 5,805 |
| Net interest income | $2,841,000 | 4,780 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $269,000 | 5,585 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $182,000 | 4,451 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $87,000 | 5,830 |
| Total noninterest expense | $1,075,000 | 6,967 |
| Salaries and employee benefits | $542,000 | 7,108 |
| Premises and equipment expense | $109,000 | 7,250 |
| Additional noninterest expense | $424,000 | 6,335 |
| Pre-tax net operating income | $2,035,000 | 2,282 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,035,000 | 1,754 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,035,000 | 1,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,620 |
| Cash dividends | $1,200,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,035,000 | 1,850 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 5,311 |
| Total interest expense | $922,000 | 5,771 |
| Net interest income | $1,855,000 | 4,857 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $184,000 | 5,609 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $123,000 | 4,418 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $61,000 | 5,834 |
| Total noninterest expense | $719,000 | 7,012 |
| Salaries and employee benefits | $361,000 | 7,170 |
| Premises and equipment expense | $72,000 | 7,303 |
| Additional noninterest expense | $286,000 | 6,297 |
| Pre-tax net operating income | $1,320,000 | 2,442 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,320,000 | 2,010 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,320,000 | 2,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,450 |
| Cash dividends | $800,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,320,000 | 1,972 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 5,216 |
| Total interest expense | $513,000 | 5,687 |
| Net interest income | $964,000 | 4,746 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $83,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $57,000 | 4,544 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 6,106 |
| Total noninterest expense | $376,000 | 6,952 |
| Salaries and employee benefits | $177,000 | 7,224 |
| Premises and equipment expense | $39,000 | 7,205 |
| Additional noninterest expense | $160,000 | 6,007 |
| Pre-tax net operating income | $671,000 | 2,497 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $671,000 | 2,096 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $671,000 | 2,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $671,000 | 2,034 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,565,000 | 4,922 |
| Total interest expense | $2,547,000 | 5,201 |
| Net interest income | $4,018,000 | 4,613 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $380,000 | 5,600 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $268,000 | 4,323 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $112,000 | 6,039 |
| Total noninterest expense | $1,436,000 | 7,009 |
| Salaries and employee benefits | $680,000 | 7,307 |
| Premises and equipment expense | $176,000 | 6,974 |
| Additional noninterest expense | $580,000 | 6,217 |
| Pre-tax net operating income | $2,962,000 | 2,496 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,962,000 | 2,073 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,962,000 | 2,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,068 |
| Cash dividends | $2,321,000 | 1,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,962,000 | 2,061 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 4,909 |
| Total interest expense | $1,962,000 | 5,153 |
| Net interest income | $3,010,000 | 4,629 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $287,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $203,000 | 4,313 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $84,000 | 6,082 |
| Total noninterest expense | $1,070,000 | 7,013 |
| Salaries and employee benefits | $508,000 | 7,286 |
| Premises and equipment expense | $147,000 | 6,763 |
| Additional noninterest expense | $415,000 | 6,297 |
| Pre-tax net operating income | $2,227,000 | 2,652 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,227,000 | 2,176 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,227,000 | 2,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $2,321,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,227,000 | 2,165 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 4,910 |
| Total interest expense | $1,342,000 | 5,100 |
| Net interest income | $1,996,000 | 4,665 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $197,000 | 5,604 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $138,000 | 4,271 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $59,000 | 6,023 |
| Total noninterest expense | $717,000 | 7,047 |
| Salaries and employee benefits | $339,000 | 7,345 |
| Premises and equipment expense | $99,000 | 6,786 |
| Additional noninterest expense | $279,000 | 6,308 |
| Pre-tax net operating income | $1,476,000 | 2,704 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,476,000 | 2,232 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,476,000 | 2,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $2,074,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,476,000 | 2,216 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 4,942 |
| Total interest expense | $667,000 | 5,110 |
| Net interest income | $982,000 | 4,735 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $100,000 | 5,557 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $70,000 | 4,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $361,000 | 7,063 |
| Salaries and employee benefits | $168,000 | 7,410 |
| Premises and equipment expense | $53,000 | 6,692 |
| Additional noninterest expense | $140,000 | 6,307 |
| Pre-tax net operating income | $721,000 | 2,741 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $721,000 | 2,261 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $721,000 | 2,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,847 |
| Cash dividends | $1,724,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $721,000 | 2,239 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,616,000 | 5,213 |
| Total interest expense | $1,811,000 | 5,677 |
| Net interest income | $3,805,000 | 4,806 |
| Provision for loan and lease losses | $21,000 | 6,273 |
| Total noninterest income | $517,000 | 5,058 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $279,000 | 4,259 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $238,000 | 4,758 |
| Total noninterest expense | $1,572,000 | 6,776 |
| Salaries and employee benefits | $724,000 | 7,196 |
| Premises and equipment expense | $255,000 | 6,160 |
| Additional noninterest expense | $593,000 | 6,090 |
| Pre-tax net operating income | $2,729,000 | 2,955 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,729,000 | 2,433 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,729,000 | 2,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,967 |
| Cash dividends | $2,095,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,729,000 | 2,417 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,974,000 | 5,392 |
| Total interest expense | $1,205,000 | 5,909 |
| Net interest income | $2,769,000 | 4,923 |
| Provision for loan and lease losses | $21,000 | 5,957 |
| Total noninterest income | $422,000 | 4,892 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $210,000 | 4,304 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $212,000 | 4,415 |
| Total noninterest expense | $1,188,000 | 6,762 |
| Salaries and employee benefits | $543,000 | 7,191 |
| Premises and equipment expense | $197,000 | 6,119 |
| Additional noninterest expense | $448,000 | 6,075 |
| Pre-tax net operating income | $1,982,000 | 3,131 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,982,000 | 2,580 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,982,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,367 |
| Cash dividends | $1,085,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,982,000 | 2,567 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 5,436 |
| Total interest expense | $758,000 | 5,941 |
| Net interest income | $1,814,000 | 5,008 |
| Provision for loan and lease losses | $21,000 | 5,479 |
| Total noninterest income | $182,000 | 5,832 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $139,000 | 4,298 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 6,593 |
| Total noninterest expense | $791,000 | 6,808 |
| Salaries and employee benefits | $361,000 | 7,229 |
| Premises and equipment expense | $126,000 | 6,231 |
| Additional noninterest expense | $304,000 | 6,035 |
| Pre-tax net operating income | $1,184,000 | 3,392 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,184,000 | 2,823 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,184,000 | 2,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,558 |
| Cash dividends | $1,085,000 | 1,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,184,000 | 2,811 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 5,415 |
| Total interest expense | $364,000 | 5,933 |
| Net interest income | $906,000 | 5,012 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $89,000 | 5,835 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $66,000 | 4,344 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $393,000 | 6,817 |
| Salaries and employee benefits | $179,000 | 7,271 |
| Premises and equipment expense | $64,000 | 6,199 |
| Additional noninterest expense | $150,000 | 6,055 |
| Pre-tax net operating income | $602,000 | 3,299 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $602,000 | 2,732 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $602,000 | 2,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $602,000 | 2,716 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,216,000 | 5,672 |
| Total interest expense | $1,025,000 | 6,228 |
| Net interest income | $3,191,000 | 5,305 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $385,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $288,000 | 4,280 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $97,000 | 6,449 |
| Total noninterest expense | $1,467,000 | 6,942 |
| Salaries and employee benefits | $699,000 | 7,276 |
| Premises and equipment expense | $229,000 | 6,431 |
| Additional noninterest expense | $539,000 | 6,359 |
| Pre-tax net operating income | $2,109,000 | 3,561 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,109,000 | 2,960 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,109,000 | 2,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $2,130,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,109,000 | 2,931 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 5,802 |
| Total interest expense | $685,000 | 6,414 |
| Net interest income | $2,310,000 | 5,433 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $290,000 | 5,834 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $214,000 | 4,323 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $76,000 | 6,399 |
| Total noninterest expense | $1,089,000 | 6,969 |
| Salaries and employee benefits | $514,000 | 7,298 |
| Premises and equipment expense | $179,000 | 6,303 |
| Additional noninterest expense | $396,000 | 6,389 |
| Pre-tax net operating income | $1,511,000 | 3,725 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,511,000 | 3,112 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,511,000 | 3,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $2,130,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,511,000 | 3,075 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 5,977 |
| Total interest expense | $370,000 | 6,779 |
| Net interest income | $1,477,000 | 5,549 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $193,000 | 5,813 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $141,000 | 4,291 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $52,000 | 6,337 |
| Total noninterest expense | $713,000 | 7,018 |
| Salaries and employee benefits | $342,000 | 7,313 |
| Premises and equipment expense | $116,000 | 6,370 |
| Additional noninterest expense | $255,000 | 6,476 |
| Pre-tax net operating income | $957,000 | 3,823 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $957,000 | 3,192 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $957,000 | 3,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $2,130,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $957,000 | 3,142 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $902,000 | 6,040 |
| Total interest expense | $168,000 | 6,944 |
| Net interest income | $734,000 | 5,597 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $97,000 | 5,759 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $65,000 | 4,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $353,000 | 7,085 |
| Salaries and employee benefits | $172,000 | 7,349 |
| Premises and equipment expense | $58,000 | 6,415 |
| Additional noninterest expense | $123,000 | 6,592 |
| Pre-tax net operating income | $478,000 | 3,795 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $478,000 | 3,150 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $478,000 | 3,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $550,000 | 1,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $478,000 | 3,111 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,013,000 | 6,402 |
| Total interest expense | $579,000 | 7,023 |
| Net interest income | $2,434,000 | 6,090 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $358,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $293,000 | 4,369 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $65,000 | 7,078 |
| Total noninterest expense | $1,407,000 | 7,056 |
| Salaries and employee benefits | $688,000 | 7,326 |
| Premises and equipment expense | $235,000 | 6,349 |
| Additional noninterest expense | $484,000 | 6,642 |
| Pre-tax net operating income | $1,385,000 | 4,460 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,385,000 | 3,824 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,385,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 8,758 |
| Cash dividends | $375,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,385,000 | 3,772 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,199,000 | 6,504 |
| Total interest expense | $425,000 | 7,074 |
| Net interest income | $1,774,000 | 6,172 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $273,000 | 6,025 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $222,000 | 4,387 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 7,030 |
| Total noninterest expense | $1,048,000 | 7,045 |
| Salaries and employee benefits | $510,000 | 7,303 |
| Premises and equipment expense | $177,000 | 6,323 |
| Additional noninterest expense | $361,000 | 6,622 |
| Pre-tax net operating income | $999,000 | 4,610 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $999,000 | 4,004 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $999,000 | 4,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 8,747 |
| Cash dividends | $375,000 | 3,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $999,000 | 3,937 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 6,589 |
| Total interest expense | $282,000 | 7,119 |
| Net interest income | $1,157,000 | 6,266 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $188,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $153,000 | 4,277 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $35,000 | 7,019 |
| Total noninterest expense | $701,000 | 7,086 |
| Salaries and employee benefits | $342,000 | 7,354 |
| Premises and equipment expense | $118,000 | 6,364 |
| Additional noninterest expense | $241,000 | 6,648 |
| Pre-tax net operating income | $644,000 | 4,657 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $644,000 | 4,043 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $644,000 | 4,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 8,839 |
| Cash dividends | $375,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $644,000 | 3,962 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $738,000 | 6,537 |
| Total interest expense | $144,000 | 7,122 |
| Net interest income | $594,000 | 6,191 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $86,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $72,000 | 4,358 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $348,000 | 7,133 |
| Salaries and employee benefits | $172,000 | 7,385 |
| Premises and equipment expense | $59,000 | 6,355 |
| Additional noninterest expense | $117,000 | 6,746 |
| Pre-tax net operating income | $332,000 | 4,577 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $332,000 | 3,994 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $332,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,867 |
| Cash dividends | $375,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $332,000 | 3,864 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 6,686 |
| Total interest expense | $718,000 | 6,971 |
| Net interest income | $2,137,000 | 6,378 |
| Provision for loan and lease losses | $-115,000 | 9,046 |
| Total noninterest income | $341,000 | 6,313 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $296,000 | 4,329 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $45,000 | 7,676 |
| Total noninterest expense | $1,411,000 | 7,047 |
| Salaries and employee benefits | $674,000 | 7,401 |
| Premises and equipment expense | $240,000 | 6,296 |
| Additional noninterest expense | $497,000 | 6,571 |
| Pre-tax net operating income | $1,182,000 | 4,725 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,182,000 | 4,177 |
| Extraordinary gains, net | $2,000 | 49 |
| Net income | $1,184,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,894 |
| Cash dividends | $932,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,182,000 | 4,008 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 6,692 |
| Total interest expense | $564,000 | 7,009 |
| Net interest income | $1,628,000 | 6,393 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $257,000 | 6,349 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $221,000 | 4,358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 7,634 |
| Total noninterest expense | $1,037,000 | 7,109 |
| Salaries and employee benefits | $500,000 | 7,393 |
| Premises and equipment expense | $172,000 | 6,445 |
| Additional noninterest expense | $365,000 | 6,612 |
| Pre-tax net operating income | $848,000 | 4,980 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $848,000 | 4,450 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $848,000 | 4,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,873 |
| Cash dividends | $542,000 | 2,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $848,000 | 4,280 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 6,661 |
| Total interest expense | $393,000 | 7,013 |
| Net interest income | $1,102,000 | 6,355 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $174,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $152,000 | 4,248 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $688,000 | 7,151 |
| Salaries and employee benefits | $335,000 | 7,403 |
| Premises and equipment expense | $112,000 | 6,480 |
| Additional noninterest expense | $241,000 | 6,639 |
| Pre-tax net operating income | $588,000 | 4,886 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $588,000 | 4,362 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $588,000 | 4,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,848 |
| Cash dividends | $542,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $588,000 | 4,152 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $774,000 | 6,580 |
| Total interest expense | $204,000 | 7,023 |
| Net interest income | $570,000 | 6,225 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $85,000 | 6,273 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $73,000 | 4,284 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $350,000 | 7,123 |
| Salaries and employee benefits | $166,000 | 7,463 |
| Premises and equipment expense | $57,000 | 6,435 |
| Additional noninterest expense | $127,000 | 6,476 |
| Pre-tax net operating income | $305,000 | 4,743 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $305,000 | 4,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $305,000 | 4,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,934 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $305,000 | 4,004 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,494,000 | 6,345 |
| Total interest expense | $1,048,000 | 6,807 |
| Net interest income | $2,446,000 | 5,976 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $355,000 | 6,066 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $301,000 | 4,231 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,501 |
| Total noninterest expense | $1,416,000 | 7,027 |
| Salaries and employee benefits | $660,000 | 7,453 |
| Premises and equipment expense | $234,000 | 6,344 |
| Additional noninterest expense | $522,000 | 6,381 |
| Pre-tax net operating income | $1,385,000 | 4,322 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,385,000 | 3,711 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,385,000 | 3,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,966 |
| Cash dividends | $1,495,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,385,000 | 3,603 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,356,000 | 6,057 |
| Total interest expense | $1,819,000 | 6,389 |
| Net interest income | $2,537,000 | 5,672 |
| Provision for loan and lease losses | $130,000 | 5,052 |
| Total noninterest income | $355,000 | 5,991 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $325,000 | 3,958 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $30,000 | 8,341 |
| Total noninterest expense | $1,471,000 | 6,858 |
| Salaries and employee benefits | $667,000 | 7,344 |
| Premises and equipment expense | $307,000 | 5,454 |
| Additional noninterest expense | $497,000 | 6,456 |
| Pre-tax net operating income | $1,291,000 | 4,239 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,291,000 | 3,599 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,291,000 | 3,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-100,000 | 9,505 |
| Cash dividends | $1,125,000 | 2,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,291,000 | 3,499 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,809,000 | 5,884 |
| Total interest expense | $2,050,000 | 6,195 |
| Net interest income | $2,759,000 | 5,453 |
| Provision for loan and lease losses | $67,000 | 6,062 |
| Total noninterest income | $318,000 | 6,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 7,902 |
| Total noninterest expense | $1,518,000 | 6,709 |
| Salaries and employee benefits | $684,000 | 7,273 |
| Premises and equipment expense | $323,000 | 5,206 |
| Additional noninterest expense | $511,000 | 6,344 |
| Pre-tax net operating income | $1,492,000 | 4,081 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,492,000 | 3,270 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,492,000 | 3,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,164 |
| Cash dividends | $1,517,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,492,000 | 3,267 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,381,000 | 6,031 |
| Total interest expense | $1,806,000 | 6,341 |
| Net interest income | $2,575,000 | 5,696 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $325,000 | 6,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,752 |
| Total noninterest expense | $1,493,000 | 6,800 |
| Salaries and employee benefits | $643,000 | 7,526 |
| Premises and equipment expense | $329,000 | 5,181 |
| Additional noninterest expense | $521,000 | 6,356 |
| Pre-tax net operating income | $1,407,000 | 4,282 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,411,000 | 3,395 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,411,000 | 3,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $1,582,000 | 1,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,407,000 | 3,370 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,484,000 | 6,074 |
| Total interest expense | $2,032,000 | 6,136 |
| Net interest income | $2,452,000 | 5,918 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $303,000 | 6,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,384 |
| Total noninterest expense | $1,509,000 | 6,662 |
| Salaries and employee benefits | $632,000 | 7,579 |
| Premises and equipment expense | $318,000 | 5,203 |
| Additional noninterest expense | $559,000 | 6,024 |
| Pre-tax net operating income | $1,246,000 | 4,762 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,246,000 | 3,811 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,246,000 | 3,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 10,114 |
| Cash dividends | $635,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,246,000 | 3,726 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,438,000 | 6,287 |
| Total interest expense | $1,923,000 | 6,415 |
| Net interest income | $2,515,000 | 6,034 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $318,000 | 6,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 4,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,858 |
| Total noninterest expense | $1,562,000 | 6,630 |
| Salaries and employee benefits | $646,000 | 7,630 |
| Premises and equipment expense | $317,000 | 5,258 |
| Additional noninterest expense | $599,000 | 5,821 |
| Pre-tax net operating income | $1,271,000 | 5,042 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $1,271,000 | 3,871 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,271,000 | 3,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-176,000 | 10,801 |
| Cash dividends | $1,235,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,271,000 | 3,805 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,517,000 | 6,381 |
| Total interest expense | $1,868,000 | 6,690 |
| Net interest income | $2,649,000 | 5,965 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $375,000 | 6,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $1,516,000 | 7,067 |
| Salaries and employee benefits | $605,000 | 8,088 |
| Premises and equipment expense | $277,000 | 5,888 |
| Additional noninterest expense | $634,000 | 6,135 |
| Pre-tax net operating income | $1,508,000 | 4,324 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $297,000 | 5,863 |
| Income before extraordinary items | $1,211,000 | 3,849 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,211,000 | 3,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 1,652 |
| Cash dividends | $2,022,000 | 1,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,211,000 | 3,792 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,543,000 | 6,418 |
| Total interest expense | $1,989,000 | 6,490 |
| Net interest income | $2,554,000 | 6,216 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $407,000 | 5,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,506 |
| Total noninterest expense | $1,642,000 | 6,860 |
| Salaries and employee benefits | $661,000 | 7,981 |
| Premises and equipment expense | $292,000 | 5,753 |
| Additional noninterest expense | $689,000 | 5,931 |
| Pre-tax net operating income | $1,319,000 | 4,904 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $387,000 | 5,060 |
| Income before extraordinary items | $932,000 | 4,858 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $932,000 | 4,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-168,000 | 11,833 |
| Cash dividends | $920,000 | 2,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $932,000 | 4,848 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $604,000 | 12,309 |
| Total interest expense | $279,000 | 12,102 |
| Net interest income | $325,000 | 12,372 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $59,000 | 11,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 9,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,207 |
| Total noninterest expense | $412,000 | 11,986 |
| Salaries and employee benefits | $134,000 | 12,421 |
| Premises and equipment expense | $94,000 | 10,216 |
| Additional noninterest expense | $184,000 | 11,347 |
| Pre-tax net operating income | $-28,000 | 12,141 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-16,000 | 12,112 |
| Income before extraordinary items | $-12,000 | 12,059 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-12,000 | 12,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 11,264 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $890,000 | 456 |
| Net operating income | $-12,000 | 12,083 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,648,000 | 6,147 |
| Total interest expense | $1,904,000 | 6,083 |
| Net interest income | $2,744,000 | 6,082 |
| Provision for loan and lease losses | $85,000 | 6,189 |
| Total noninterest income | $433,000 | 6,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,638 |
| Total noninterest expense | $1,881,000 | 6,671 |
| Salaries and employee benefits | $847,000 | 7,033 |
| Premises and equipment expense | $247,000 | 6,746 |
| Additional noninterest expense | $787,000 | 5,995 |
| Pre-tax net operating income | $1,211,000 | 5,146 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $345,000 | 5,559 |
| Income before extraordinary items | $879,000 | 5,190 |
| Extraordinary gains, net | $50,000 | 2,172 |
| Net income | $929,000 | 5,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $263,000 | 4,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $869,640 | 5,005 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,959,000 | 6,430 |
| Total interest expense | $2,307,000 | 6,388 |
| Net interest income | $2,652,000 | 6,312 |
| Provision for loan and lease losses | $203,000 | 5,164 |
| Total noninterest income | $313,000 | 7,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,988 |
| Total noninterest expense | $1,925,000 | 6,583 |
| Salaries and employee benefits | $843,000 | 6,979 |
| Premises and equipment expense | $251,000 | 6,759 |
| Additional noninterest expense | $831,000 | 5,879 |
| Pre-tax net operating income | $837,000 | 6,395 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $300,000 | 5,919 |
| Income before extraordinary items | $563,000 | 6,829 |
| Extraordinary gains, net | $288,000 | 316 |
| Net income | $851,000 | 5,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 3,902 |
| Cash dividends | $179,000 | 5,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $546,100 | 6,592 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.