Home > Citizens National Bank of Albion > Income and Expense
Citizens National Bank of Albion, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $4,018,000 | 2,416 |
| Total interest expense | $1,245,000 | 2,461 |
| Net interest income | $2,773,000 | 2,336 |
| Provision for loan and lease losses | $45,000 | 1,960 |
| Total noninterest income | $340,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $59,000 | 2,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 2,050 |
| Total noninterest expense | $1,699,000 | 2,689 |
| Salaries and employee benefits | $916,000 | 2,728 |
| Premises and equipment expense | $231,000 | 2,170 |
| Additional noninterest expense | $281,000 | 2,050 |
| Pre-tax net operating income | $1,369,000 | 1,864 |
| Securities gains (losses) | $4,000 | 533 |
| Applicable income taxes | $329,000 | 1,286 |
| Income before extraordinary items | $1,044,000 | 1,989 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,044,000 | 2,013 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,044,000 | 1,989 |
| Net charge-offs | $-2,000 | 3,609 |
| Cash dividends | $2,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,040,840 | 2,011 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $15,355,000 | 2,441 |
| Total interest expense | $5,178,000 | 2,452 |
| Net interest income | $10,177,000 | 2,381 |
| Provision for loan and lease losses | $180,000 | 2,130 |
| Total noninterest income | $1,494,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $241,000 | 2,468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,253,000 | 2,021 |
| Total noninterest expense | $7,168,000 | 2,585 |
| Salaries and employee benefits | $3,976,000 | 2,582 |
| Premises and equipment expense | $928,000 | 2,136 |
| Additional noninterest expense | $1,253,000 | 2,021 |
| Pre-tax net operating income | $4,323,000 | 2,029 |
| Securities gains (losses) | $-12,000 | 3,612 |
| Applicable income taxes | $972,000 | 1,426 |
| Income before extraordinary items | $3,339,000 | 2,161 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,339,000 | 2,183 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,339,000 | 2,161 |
| Net charge-offs | $148,000 | 1,527 |
| Cash dividends | $2,002,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $3,348,480 | 2,166 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $11,280,000 | 2,459 |
| Total interest expense | $3,804,000 | 2,463 |
| Net interest income | $7,476,000 | 2,397 |
| Provision for loan and lease losses | $135,000 | 1,991 |
| Total noninterest income | $1,123,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $178,000 | 2,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $945,000 | 2,011 |
| Total noninterest expense | $5,216,000 | 2,601 |
| Salaries and employee benefits | $2,809,000 | 2,665 |
| Premises and equipment expense | $713,000 | 2,102 |
| Additional noninterest expense | $945,000 | 2,011 |
| Pre-tax net operating income | $3,248,000 | 2,030 |
| Securities gains (losses) | $-12,000 | 3,861 |
| Applicable income taxes | $728,000 | 1,431 |
| Income before extraordinary items | $2,508,000 | 2,162 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,508,000 | 2,184 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,508,000 | 2,163 |
| Net charge-offs | $77,000 | 1,505 |
| Cash dividends | $402,000 | 2,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $2,517,480 | 2,158 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $7,364,000 | 2,467 |
| Total interest expense | $2,465,000 | 2,464 |
| Net interest income | $4,899,000 | 2,410 |
| Provision for loan and lease losses | $90,000 | 1,912 |
| Total noninterest income | $743,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $115,000 | 2,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $628,000 | 1,992 |
| Total noninterest expense | $3,464,000 | 2,595 |
| Salaries and employee benefits | $1,867,000 | 2,660 |
| Premises and equipment expense | $470,000 | 2,113 |
| Additional noninterest expense | $628,000 | 1,992 |
| Pre-tax net operating income | $2,088,000 | 2,053 |
| Securities gains (losses) | $-12,000 | 3,800 |
| Applicable income taxes | $461,000 | 1,452 |
| Income before extraordinary items | $1,615,000 | 2,184 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,615,000 | 2,213 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,615,000 | 2,186 |
| Net charge-offs | $84,000 | 1,168 |
| Cash dividends | $402,000 | 2,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,624,480 | 2,183 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $3,599,000 | 2,487 |
| Total interest expense | $1,208,000 | 2,457 |
| Net interest income | $2,391,000 | 2,448 |
| Provision for loan and lease losses | $45,000 | 1,710 |
| Total noninterest income | $343,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $56,000 | 2,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 2,036 |
| Total noninterest expense | $1,724,000 | 2,598 |
| Salaries and employee benefits | $924,000 | 2,666 |
| Premises and equipment expense | $236,000 | 2,114 |
| Additional noninterest expense | $287,000 | 2,036 |
| Pre-tax net operating income | $965,000 | 2,106 |
| Securities gains (losses) | $-12,000 | 4,080 |
| Applicable income taxes | $203,000 | 1,505 |
| Income before extraordinary items | $750,000 | 2,220 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $750,000 | 2,246 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $750,000 | 2,220 |
| Net charge-offs | $-10,000 | 4,094 |
| Cash dividends | $2,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $759,480 | 2,216 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,848,000 | 2,501 |
| Total interest expense | $3,508,000 | 2,435 |
| Net interest income | $9,340,000 | 2,473 |
| Provision for loan and lease losses | $180,000 | 2,075 |
| Total noninterest income | $1,355,000 | 2,395 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $235,000 | 2,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,120,000 | 2,172 |
| Total noninterest expense | $7,060,000 | 2,541 |
| Salaries and employee benefits | $3,912,000 | 2,550 |
| Premises and equipment expense | $925,000 | 2,118 |
| Additional noninterest expense | $1,120,000 | 2,172 |
| Pre-tax net operating income | $3,455,000 | 2,346 |
| Securities gains (losses) | $-1,000 | 3,196 |
| Applicable income taxes | $701,000 | 1,673 |
| Income before extraordinary items | $2,753,000 | 2,436 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,753,000 | 2,459 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,753,000 | 2,438 |
| Net charge-offs | $349,000 | 904 |
| Cash dividends | $2,002,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,753,800 | 2,454 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,383,000 | 2,510 |
| Total interest expense | $2,408,000 | 2,426 |
| Net interest income | $6,975,000 | 2,496 |
| Provision for loan and lease losses | $135,000 | 1,936 |
| Total noninterest income | $1,001,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $174,000 | 2,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $827,000 | 2,187 |
| Total noninterest expense | $5,109,000 | 2,587 |
| Salaries and employee benefits | $2,774,000 | 2,639 |
| Premises and equipment expense | $674,000 | 2,152 |
| Additional noninterest expense | $827,000 | 2,187 |
| Pre-tax net operating income | $2,732,000 | 2,344 |
| Securities gains (losses) | $-1,000 | 3,290 |
| Applicable income taxes | $566,000 | 1,665 |
| Income before extraordinary items | $2,165,000 | 2,428 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,165,000 | 2,451 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,165,000 | 2,430 |
| Net charge-offs | $301,000 | 722 |
| Cash dividends | $402,000 | 2,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,165,790 | 2,445 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,130,000 | 2,506 |
| Total interest expense | $1,439,000 | 2,394 |
| Net interest income | $4,691,000 | 2,511 |
| Provision for loan and lease losses | $90,000 | 1,868 |
| Total noninterest income | $712,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $116,000 | 2,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $596,000 | 2,020 |
| Total noninterest expense | $3,377,000 | 2,579 |
| Salaries and employee benefits | $1,827,000 | 2,650 |
| Premises and equipment expense | $452,000 | 2,139 |
| Additional noninterest expense | $596,000 | 2,017 |
| Pre-tax net operating income | $1,936,000 | 2,288 |
| Securities gains (losses) | $-1,000 | 3,583 |
| Applicable income taxes | $409,000 | 1,629 |
| Income before extraordinary items | $1,526,000 | 2,384 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,526,000 | 2,411 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,526,000 | 2,384 |
| Net charge-offs | $10,000 | 1,813 |
| Cash dividends | $402,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,526,790 | 2,403 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 2,522 |
| Total interest expense | $642,000 | 2,344 |
| Net interest income | $2,364,000 | 2,514 |
| Provision for loan and lease losses | $45,000 | 1,736 |
| Total noninterest income | $349,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $61,000 | 2,468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 2,047 |
| Total noninterest expense | $1,696,000 | 2,597 |
| Salaries and employee benefits | $892,000 | 2,718 |
| Premises and equipment expense | $246,000 | 2,072 |
| Additional noninterest expense | $288,000 | 2,047 |
| Pre-tax net operating income | $972,000 | 2,340 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $206,000 | 1,646 |
| Income before extraordinary items | $766,000 | 2,431 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $766,000 | 2,431 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $766,000 | 2,431 |
| Net charge-offs | $-3,000 | 3,659 |
| Cash dividends | $2,000 | 2,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $766,000 | 2,452 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,481,000 | 2,457 |
| Total interest expense | $1,277,000 | 2,111 |
| Net interest income | $9,204,000 | 2,476 |
| Provision for loan and lease losses | $288,000 | 1,565 |
| Total noninterest income | $1,217,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $230,000 | 2,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $987,000 | 2,340 |
| Total noninterest expense | $6,664,000 | 2,587 |
| Salaries and employee benefits | $3,762,000 | 2,593 |
| Premises and equipment expense | $712,000 | 2,464 |
| Additional noninterest expense | $987,000 | 2,340 |
| Pre-tax net operating income | $3,469,000 | 2,478 |
| Securities gains (losses) | $-1,000 | 3,144 |
| Applicable income taxes | $728,000 | 1,780 |
| Income before extraordinary items | $2,740,000 | 2,560 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,740,000 | 2,557 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,740,000 | 2,559 |
| Net charge-offs | $59,000 | 1,457 |
| Cash dividends | $2,002,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,740,790 | 2,593 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,550,000 | 2,459 |
| Total interest expense | $799,000 | 2,047 |
| Net interest income | $6,751,000 | 2,489 |
| Provision for loan and lease losses | $216,000 | 1,432 |
| Total noninterest income | $876,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $169,000 | 2,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $707,000 | 2,423 |
| Total noninterest expense | $4,818,000 | 2,635 |
| Salaries and employee benefits | $2,678,000 | 2,670 |
| Premises and equipment expense | $479,000 | 2,624 |
| Additional noninterest expense | $707,000 | 2,423 |
| Pre-tax net operating income | $2,593,000 | 2,484 |
| Securities gains (losses) | $-1,000 | 3,505 |
| Applicable income taxes | $551,000 | 1,765 |
| Income before extraordinary items | $2,041,000 | 2,551 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,041,000 | 2,549 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,041,000 | 2,550 |
| Net charge-offs | $26,000 | 1,502 |
| Cash dividends | $402,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,041,790 | 2,587 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,845,000 | 2,484 |
| Total interest expense | $522,000 | 1,902 |
| Net interest income | $4,323,000 | 2,519 |
| Provision for loan and lease losses | $144,000 | 1,350 |
| Total noninterest income | $566,000 | 2,688 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $109,000 | 2,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $457,000 | 2,482 |
| Total noninterest expense | $3,200,000 | 2,624 |
| Salaries and employee benefits | $1,791,000 | 2,673 |
| Premises and equipment expense | $295,000 | 2,752 |
| Additional noninterest expense | $1,114,000 | 2,437 |
| Pre-tax net operating income | $1,545,000 | 2,528 |
| Securities gains (losses) | $-1,000 | 3,689 |
| Applicable income taxes | $321,000 | 1,799 |
| Income before extraordinary items | $1,223,000 | 2,602 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,223,000 | 2,602 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,223,000 | 2,602 |
| Net charge-offs | $-45,000 | 4,150 |
| Cash dividends | $402,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,223,790 | 2,640 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,307,000 | 2,507 |
| Total interest expense | $265,000 | 1,844 |
| Net interest income | $2,042,000 | 2,559 |
| Provision for loan and lease losses | $72,000 | 1,185 |
| Total noninterest income | $283,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $52,000 | 2,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 2,435 |
| Total noninterest expense | $1,569,000 | 2,656 |
| Salaries and employee benefits | $879,000 | 2,689 |
| Premises and equipment expense | $145,000 | 2,795 |
| Additional noninterest expense | $545,000 | 2,446 |
| Pre-tax net operating income | $684,000 | 2,578 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $141,000 | 1,843 |
| Income before extraordinary items | $543,000 | 2,662 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $543,000 | 2,659 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $543,000 | 2,662 |
| Net charge-offs | $-39,000 | 4,338 |
| Cash dividends | $2,000 | 2,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $543,000 | 2,679 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,564,000 | 2,522 |
| Total interest expense | $1,361,000 | 1,797 |
| Net interest income | $8,203,000 | 2,612 |
| Provision for loan and lease losses | $288,000 | 1,464 |
| Total noninterest income | $2,060,000 | 2,185 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $191,000 | 2,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,869,000 | 1,981 |
| Total noninterest expense | $6,383,000 | 2,625 |
| Salaries and employee benefits | $3,721,000 | 2,622 |
| Premises and equipment expense | $580,000 | 2,794 |
| Additional noninterest expense | $2,082,000 | 2,520 |
| Pre-tax net operating income | $3,592,000 | 2,465 |
| Securities gains (losses) | $7,000 | 1,785 |
| Applicable income taxes | $819,000 | 1,747 |
| Income before extraordinary items | $2,780,000 | 2,635 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,780,000 | 2,636 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,780,000 | 2,636 |
| Net charge-offs | $64,000 | 1,544 |
| Cash dividends | $2,002,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,774,470 | 2,622 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,181,000 | 2,566 |
| Total interest expense | $1,075,000 | 1,806 |
| Net interest income | $6,106,000 | 2,664 |
| Provision for loan and lease losses | $216,000 | 1,430 |
| Total noninterest income | $1,760,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $136,000 | 2,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,624,000 | 1,877 |
| Total noninterest expense | $4,643,000 | 2,689 |
| Salaries and employee benefits | $2,622,000 | 2,729 |
| Premises and equipment expense | $447,000 | 2,771 |
| Additional noninterest expense | $1,574,000 | 2,498 |
| Pre-tax net operating income | $3,007,000 | 2,424 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $704,000 | 1,729 |
| Income before extraordinary items | $2,303,000 | 2,624 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,303,000 | 2,624 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,303,000 | 2,624 |
| Net charge-offs | $29,000 | 1,582 |
| Cash dividends | $402,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,303,000 | 2,597 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 2,565 |
| Total interest expense | $772,000 | 1,772 |
| Net interest income | $4,045,000 | 2,676 |
| Provision for loan and lease losses | $144,000 | 1,460 |
| Total noninterest income | $1,377,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $85,000 | 2,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,292,000 | 1,654 |
| Total noninterest expense | $3,079,000 | 2,691 |
| Salaries and employee benefits | $1,740,000 | 2,720 |
| Premises and equipment expense | $271,000 | 2,922 |
| Additional noninterest expense | $1,068,000 | 2,452 |
| Pre-tax net operating income | $2,199,000 | 2,263 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $525,000 | 1,627 |
| Income before extraordinary items | $1,674,000 | 2,476 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,674,000 | 2,476 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,674,000 | 2,476 |
| Net charge-offs | $28,000 | 1,365 |
| Cash dividends | $402,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,674,000 | 2,438 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 2,518 |
| Total interest expense | $417,000 | 1,743 |
| Net interest income | $2,061,000 | 2,626 |
| Provision for loan and lease losses | $72,000 | 1,536 |
| Total noninterest income | $630,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $43,000 | 2,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $587,000 | 1,747 |
| Total noninterest expense | $1,488,000 | 2,730 |
| Salaries and employee benefits | $846,000 | 2,754 |
| Premises and equipment expense | $141,000 | 2,877 |
| Additional noninterest expense | $501,000 | 2,528 |
| Pre-tax net operating income | $1,131,000 | 2,213 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $272,000 | 1,585 |
| Income before extraordinary items | $859,000 | 2,413 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $859,000 | 2,412 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $859,000 | 2,413 |
| Net charge-offs | $-18,000 | 4,295 |
| Cash dividends | $2,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $859,000 | 2,372 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,192,000 | 2,352 |
| Total interest expense | $2,269,000 | 1,821 |
| Net interest income | $8,923,000 | 2,441 |
| Provision for loan and lease losses | $1,382,000 | 1,309 |
| Total noninterest income | $1,498,000 | 2,426 |
| Gross Fiduciary activities income | $34,000 | 809 |
| Service charges on deposit accounts | $215,000 | 2,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,249,000 | 2,261 |
| Total noninterest expense | $6,286,000 | 2,626 |
| Salaries and employee benefits | $3,721,000 | 2,597 |
| Premises and equipment expense | $625,000 | 2,701 |
| Additional noninterest expense | $1,940,000 | 2,580 |
| Pre-tax net operating income | $2,753,000 | 2,534 |
| Securities gains (losses) | $76,000 | 1,517 |
| Applicable income taxes | $598,000 | 1,821 |
| Income before extraordinary items | $2,231,000 | 2,685 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,231,000 | 2,684 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,231,000 | 2,685 |
| Net charge-offs | $1,896,000 | 427 |
| Cash dividends | $2,000,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,170,960 | 2,673 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,574,000 | 2,331 |
| Total interest expense | $1,789,000 | 1,835 |
| Net interest income | $6,785,000 | 2,409 |
| Provision for loan and lease losses | $539,000 | 1,910 |
| Total noninterest income | $1,197,000 | 2,323 |
| Gross Fiduciary activities income | $34,000 | 767 |
| Service charges on deposit accounts | $160,000 | 2,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,003,000 | 2,136 |
| Total noninterest expense | $4,632,000 | 2,638 |
| Salaries and employee benefits | $2,710,000 | 2,629 |
| Premises and equipment expense | $467,000 | 2,699 |
| Additional noninterest expense | $1,455,000 | 2,569 |
| Pre-tax net operating income | $2,811,000 | 2,127 |
| Securities gains (losses) | $71,000 | 1,368 |
| Applicable income taxes | $663,000 | 1,509 |
| Income before extraordinary items | $2,219,000 | 2,299 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,219,000 | 2,299 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,219,000 | 2,299 |
| Net charge-offs | $954,000 | 521 |
| Cash dividends | $400,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,162,910 | 2,281 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,854,000 | 2,329 |
| Total interest expense | $1,259,000 | 1,862 |
| Net interest income | $4,595,000 | 2,406 |
| Provision for loan and lease losses | $216,000 | 2,335 |
| Total noninterest income | $856,000 | 2,203 |
| Gross Fiduciary activities income | $34,000 | 746 |
| Service charges on deposit accounts | $104,000 | 2,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $718,000 | 2,011 |
| Total noninterest expense | $3,120,000 | 2,624 |
| Salaries and employee benefits | $1,835,000 | 2,608 |
| Premises and equipment expense | $298,000 | 2,767 |
| Additional noninterest expense | $987,000 | 2,532 |
| Pre-tax net operating income | $2,115,000 | 1,927 |
| Securities gains (losses) | $65,000 | 1,185 |
| Applicable income taxes | $515,000 | 1,321 |
| Income before extraordinary items | $1,665,000 | 2,084 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,665,000 | 2,084 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,665,000 | 2,084 |
| Net charge-offs | $508,000 | 588 |
| Cash dividends | $400,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,613,650 | 2,099 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,025,000 | 2,245 |
| Total interest expense | $653,000 | 1,931 |
| Net interest income | $2,372,000 | 2,308 |
| Provision for loan and lease losses | $108,000 | 1,900 |
| Total noninterest income | $266,000 | 2,662 |
| Gross Fiduciary activities income | $19,000 | 748 |
| Service charges on deposit accounts | $70,000 | 2,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 2,576 |
| Total noninterest expense | $1,548,000 | 2,664 |
| Salaries and employee benefits | $908,000 | 2,639 |
| Premises and equipment expense | $118,000 | 3,177 |
| Additional noninterest expense | $522,000 | 2,468 |
| Pre-tax net operating income | $982,000 | 1,850 |
| Securities gains (losses) | $64,000 | 763 |
| Applicable income taxes | $245,000 | 1,236 |
| Income before extraordinary items | $801,000 | 1,977 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $801,000 | 1,977 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $801,000 | 1,977 |
| Net charge-offs | $58,000 | 1,140 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $750,440 | 2,031 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,760,000 | 2,174 |
| Total interest expense | $2,747,000 | 1,916 |
| Net interest income | $10,013,000 | 2,238 |
| Provision for loan and lease losses | $557,000 | 1,397 |
| Total noninterest income | $1,128,000 | 2,665 |
| Gross Fiduciary activities income | $41,000 | 808 |
| Service charges on deposit accounts | $345,000 | 2,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $742,000 | 2,586 |
| Total noninterest expense | $6,420,000 | 2,577 |
| Salaries and employee benefits | $3,693,000 | 2,586 |
| Premises and equipment expense | $625,000 | 2,729 |
| Additional noninterest expense | $2,102,000 | 2,471 |
| Pre-tax net operating income | $4,164,000 | 1,998 |
| Securities gains (losses) | $104,000 | 914 |
| Applicable income taxes | $986,000 | 1,442 |
| Income before extraordinary items | $3,282,000 | 2,172 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,282,000 | 2,174 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,282,000 | 2,174 |
| Net charge-offs | $672,000 | 872 |
| Cash dividends | $1,360,000 | 1,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,199,840 | 2,160 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,628,000 | 2,193 |
| Total interest expense | $2,050,000 | 1,938 |
| Net interest income | $7,578,000 | 2,255 |
| Provision for loan and lease losses | $324,000 | 1,531 |
| Total noninterest income | $812,000 | 2,725 |
| Gross Fiduciary activities income | $25,000 | 814 |
| Service charges on deposit accounts | $269,000 | 2,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $518,000 | 2,708 |
| Total noninterest expense | $4,706,000 | 2,642 |
| Salaries and employee benefits | $2,625,000 | 2,676 |
| Premises and equipment expense | $465,000 | 2,757 |
| Additional noninterest expense | $1,616,000 | 2,439 |
| Pre-tax net operating income | $3,360,000 | 1,961 |
| Securities gains (losses) | $81,000 | 878 |
| Applicable income taxes | $806,000 | 1,417 |
| Income before extraordinary items | $2,635,000 | 2,116 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,635,000 | 2,116 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,635,000 | 2,117 |
| Net charge-offs | $162,000 | 1,438 |
| Cash dividends | $402,000 | 2,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,571,010 | 2,130 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,469,000 | 2,180 |
| Total interest expense | $1,353,000 | 1,931 |
| Net interest income | $5,116,000 | 2,235 |
| Provision for loan and lease losses | $216,000 | 1,495 |
| Total noninterest income | $549,000 | 2,682 |
| Gross Fiduciary activities income | $17,000 | 821 |
| Service charges on deposit accounts | $180,000 | 2,349 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $352,000 | 2,629 |
| Total noninterest expense | $3,145,000 | 2,652 |
| Salaries and employee benefits | $1,751,000 | 2,694 |
| Premises and equipment expense | $298,000 | 2,833 |
| Additional noninterest expense | $1,096,000 | 2,426 |
| Pre-tax net operating income | $2,304,000 | 1,897 |
| Securities gains (losses) | $39,000 | 817 |
| Applicable income taxes | $552,000 | 1,368 |
| Income before extraordinary items | $1,791,000 | 2,077 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,791,000 | 2,075 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,791,000 | 2,077 |
| Net charge-offs | $153,000 | 1,148 |
| Cash dividends | $402,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,760,190 | 2,080 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,214,000 | 2,188 |
| Total interest expense | $663,000 | 1,914 |
| Net interest income | $2,551,000 | 2,237 |
| Provision for loan and lease losses | $108,000 | 1,412 |
| Total noninterest income | $258,000 | 2,707 |
| Gross Fiduciary activities income | $9,000 | 816 |
| Service charges on deposit accounts | $89,000 | 2,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 2,682 |
| Total noninterest expense | $1,543,000 | 2,696 |
| Salaries and employee benefits | $866,000 | 2,733 |
| Premises and equipment expense | $145,000 | 2,913 |
| Additional noninterest expense | $532,000 | 2,482 |
| Pre-tax net operating income | $1,158,000 | 1,855 |
| Securities gains (losses) | $1,000 | 1,020 |
| Applicable income taxes | $272,000 | 1,331 |
| Income before extraordinary items | $887,000 | 2,047 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $887,000 | 2,046 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $887,000 | 2,046 |
| Net charge-offs | $86,000 | 950 |
| Cash dividends | $2,000 | 2,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $886,210 | 2,032 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,732,000 | 2,109 |
| Total interest expense | $2,289,000 | 1,763 |
| Net interest income | $10,443,000 | 2,164 |
| Provision for loan and lease losses | $216,000 | 2,300 |
| Total noninterest income | $1,047,000 | 2,799 |
| Gross Fiduciary activities income | $41,000 | 846 |
| Service charges on deposit accounts | $371,000 | 2,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $635,000 | 2,777 |
| Total noninterest expense | $6,513,000 | 2,576 |
| Salaries and employee benefits | $3,753,000 | 2,554 |
| Premises and equipment expense | $622,000 | 2,774 |
| Additional noninterest expense | $2,138,000 | 2,479 |
| Pre-tax net operating income | $4,761,000 | 1,845 |
| Securities gains (losses) | $-20,000 | 4,598 |
| Applicable income taxes | $1,097,000 | 1,300 |
| Income before extraordinary items | $3,644,000 | 2,029 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,644,000 | 2,027 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,644,000 | 2,028 |
| Net charge-offs | $69,000 | 2,413 |
| Cash dividends | $1,362,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,659,800 | 2,020 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,438,000 | 2,120 |
| Total interest expense | $1,643,000 | 1,742 |
| Net interest income | $7,795,000 | 2,167 |
| Provision for loan and lease losses | $216,000 | 1,923 |
| Total noninterest income | $763,000 | 2,859 |
| Gross Fiduciary activities income | $25,000 | 847 |
| Service charges on deposit accounts | $274,000 | 2,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $464,000 | 2,847 |
| Total noninterest expense | $4,740,000 | 2,643 |
| Salaries and employee benefits | $2,677,000 | 2,646 |
| Premises and equipment expense | $350,000 | 3,314 |
| Additional noninterest expense | $1,713,000 | 2,368 |
| Pre-tax net operating income | $3,602,000 | 1,850 |
| Securities gains (losses) | $-20,000 | 4,928 |
| Applicable income taxes | $831,000 | 1,335 |
| Income before extraordinary items | $2,751,000 | 2,028 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,751,000 | 2,026 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,751,000 | 2,027 |
| Net charge-offs | $81,000 | 1,885 |
| Cash dividends | $402,000 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,766,800 | 2,012 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,229,000 | 2,120 |
| Total interest expense | $1,070,000 | 1,691 |
| Net interest income | $5,159,000 | 2,178 |
| Provision for loan and lease losses | $216,000 | 1,445 |
| Total noninterest income | $499,000 | 2,893 |
| Gross Fiduciary activities income | $19,000 | 844 |
| Service charges on deposit accounts | $179,000 | 2,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 2,891 |
| Total noninterest expense | $3,109,000 | 2,689 |
| Salaries and employee benefits | $1,780,000 | 2,670 |
| Premises and equipment expense | $275,000 | 3,028 |
| Additional noninterest expense | $1,054,000 | 2,520 |
| Pre-tax net operating income | $2,333,000 | 1,870 |
| Securities gains (losses) | $-25,000 | 5,148 |
| Applicable income taxes | $536,000 | 1,353 |
| Income before extraordinary items | $1,772,000 | 2,063 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,772,000 | 2,061 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,772,000 | 2,062 |
| Net charge-offs | $32,000 | 2,002 |
| Cash dividends | $402,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,791,750 | 2,034 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,088,000 | 2,119 |
| Total interest expense | $523,000 | 1,647 |
| Net interest income | $2,565,000 | 2,198 |
| Provision for loan and lease losses | $108,000 | 1,385 |
| Total noninterest income | $249,000 | 2,859 |
| Gross Fiduciary activities income | $11,000 | 834 |
| Service charges on deposit accounts | $90,000 | 2,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 2,862 |
| Total noninterest expense | $1,536,000 | 2,744 |
| Salaries and employee benefits | $865,000 | 2,751 |
| Premises and equipment expense | $132,000 | 3,131 |
| Additional noninterest expense | $539,000 | 2,491 |
| Pre-tax net operating income | $1,170,000 | 1,819 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $273,000 | 1,298 |
| Income before extraordinary items | $897,000 | 1,996 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $897,000 | 1,995 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $897,000 | 1,996 |
| Net charge-offs | $8,000 | 2,040 |
| Cash dividends | $2,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $897,000 | 1,984 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,423,000 | 2,074 |
| Total interest expense | $1,955,000 | 1,566 |
| Net interest income | $10,468,000 | 2,142 |
| Provision for loan and lease losses | $182,000 | 2,466 |
| Total noninterest income | $1,071,000 | 2,841 |
| Gross Fiduciary activities income | $88,000 | 797 |
| Service charges on deposit accounts | $405,000 | 2,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $578,000 | 2,989 |
| Total noninterest expense | $6,428,000 | 2,652 |
| Salaries and employee benefits | $3,731,000 | 2,592 |
| Premises and equipment expense | $623,000 | 2,860 |
| Additional noninterest expense | $2,074,000 | 2,588 |
| Pre-tax net operating income | $4,929,000 | 1,739 |
| Securities gains (losses) | $54,000 | 858 |
| Applicable income taxes | $1,881,000 | 1,321 |
| Income before extraordinary items | $3,102,000 | 1,972 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,102,000 | 1,970 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,102,000 | 1,972 |
| Net charge-offs | $156,000 | 2,038 |
| Cash dividends | $1,202,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,067,440 | 1,975 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,238,000 | 2,089 |
| Total interest expense | $1,434,000 | 1,576 |
| Net interest income | $7,804,000 | 2,161 |
| Provision for loan and lease losses | $324,000 | 1,554 |
| Total noninterest income | $755,000 | 2,957 |
| Gross Fiduciary activities income | $31,000 | 856 |
| Service charges on deposit accounts | $301,000 | 2,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $423,000 | 3,021 |
| Total noninterest expense | $4,655,000 | 2,731 |
| Salaries and employee benefits | $2,638,000 | 2,719 |
| Premises and equipment expense | $467,000 | 2,887 |
| Additional noninterest expense | $1,550,000 | 2,607 |
| Pre-tax net operating income | $3,580,000 | 1,801 |
| Securities gains (losses) | $50,000 | 881 |
| Applicable income taxes | $1,144,000 | 1,351 |
| Income before extraordinary items | $2,486,000 | 2,032 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,486,000 | 2,032 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,486,000 | 2,032 |
| Net charge-offs | $84,000 | 2,073 |
| Cash dividends | $402,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,452,000 | 2,020 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,055,000 | 2,101 |
| Total interest expense | $904,000 | 1,606 |
| Net interest income | $5,151,000 | 2,169 |
| Provision for loan and lease losses | $216,000 | 1,487 |
| Total noninterest income | $508,000 | 2,945 |
| Gross Fiduciary activities income | $24,000 | 849 |
| Service charges on deposit accounts | $197,000 | 2,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 3,004 |
| Total noninterest expense | $3,082,000 | 2,749 |
| Salaries and employee benefits | $1,747,000 | 2,749 |
| Premises and equipment expense | $326,000 | 2,803 |
| Additional noninterest expense | $1,009,000 | 2,646 |
| Pre-tax net operating income | $2,361,000 | 1,787 |
| Securities gains (losses) | $40,000 | 727 |
| Applicable income taxes | $741,000 | 1,339 |
| Income before extraordinary items | $1,660,000 | 1,991 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,660,000 | 1,991 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,660,000 | 1,991 |
| Net charge-offs | $17,000 | 2,671 |
| Cash dividends | $402,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,632,400 | 1,992 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 2,125 |
| Total interest expense | $436,000 | 1,632 |
| Net interest income | $2,545,000 | 2,191 |
| Provision for loan and lease losses | $108,000 | 1,386 |
| Total noninterest income | $238,000 | 3,046 |
| Gross Fiduciary activities income | $16,000 | 836 |
| Service charges on deposit accounts | $96,000 | 2,456 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 3,159 |
| Total noninterest expense | $1,507,000 | 2,813 |
| Salaries and employee benefits | $843,000 | 2,848 |
| Premises and equipment expense | $161,000 | 2,871 |
| Additional noninterest expense | $503,000 | 2,660 |
| Pre-tax net operating income | $1,168,000 | 1,753 |
| Securities gains (losses) | $31,000 | 431 |
| Applicable income taxes | $370,000 | 1,320 |
| Income before extraordinary items | $829,000 | 1,924 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $829,000 | 1,924 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $829,000 | 1,924 |
| Net charge-offs | $3,000 | 2,592 |
| Cash dividends | $2,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $807,610 | 1,932 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,862,000 | 2,093 |
| Total interest expense | $1,656,000 | 1,658 |
| Net interest income | $10,206,000 | 2,144 |
| Provision for loan and lease losses | $432,000 | 1,619 |
| Total noninterest income | $1,108,000 | 2,872 |
| Gross Fiduciary activities income | $45,000 | 878 |
| Service charges on deposit accounts | $411,000 | 2,418 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $652,000 | 2,928 |
| Total noninterest expense | $6,446,000 | 2,709 |
| Salaries and employee benefits | $3,748,000 | 2,615 |
| Premises and equipment expense | $673,000 | 2,810 |
| Additional noninterest expense | $2,025,000 | 2,741 |
| Pre-tax net operating income | $4,436,000 | 1,781 |
| Securities gains (losses) | $47,000 | 1,879 |
| Applicable income taxes | $1,363,000 | 1,351 |
| Income before extraordinary items | $3,120,000 | 2,037 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,120,000 | 2,035 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,120,000 | 2,036 |
| Net charge-offs | $18,000 | 3,674 |
| Cash dividends | $1,202,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,087,100 | 2,002 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,809,000 | 2,106 |
| Total interest expense | $1,231,000 | 1,670 |
| Net interest income | $7,578,000 | 2,164 |
| Provision for loan and lease losses | $324,000 | 1,552 |
| Total noninterest income | $831,000 | 2,887 |
| Gross Fiduciary activities income | $32,000 | 881 |
| Service charges on deposit accounts | $298,000 | 2,479 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $501,000 | 2,899 |
| Total noninterest expense | $4,508,000 | 2,848 |
| Salaries and employee benefits | $2,492,000 | 2,842 |
| Premises and equipment expense | $495,000 | 2,860 |
| Additional noninterest expense | $1,521,000 | 2,730 |
| Pre-tax net operating income | $3,577,000 | 1,700 |
| Securities gains (losses) | $46,000 | 1,823 |
| Applicable income taxes | $1,122,000 | 1,307 |
| Income before extraordinary items | $2,501,000 | 1,945 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,501,000 | 1,945 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,501,000 | 1,945 |
| Net charge-offs | $-3,000 | 4,630 |
| Cash dividends | $402,000 | 2,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,469,260 | 1,915 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,836,000 | 2,125 |
| Total interest expense | $809,000 | 1,677 |
| Net interest income | $5,027,000 | 2,169 |
| Provision for loan and lease losses | $216,000 | 1,542 |
| Total noninterest income | $478,000 | 3,114 |
| Gross Fiduciary activities income | $20,000 | 902 |
| Service charges on deposit accounts | $192,000 | 2,501 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $266,000 | 3,190 |
| Total noninterest expense | $2,964,000 | 2,887 |
| Salaries and employee benefits | $1,333,000 | 3,286 |
| Premises and equipment expense | $303,000 | 3,017 |
| Additional noninterest expense | $1,328,000 | 2,204 |
| Pre-tax net operating income | $2,325,000 | 1,737 |
| Securities gains (losses) | $34,000 | 1,678 |
| Applicable income taxes | $736,000 | 1,313 |
| Income before extraordinary items | $1,623,000 | 1,977 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,623,000 | 1,977 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,623,000 | 1,977 |
| Net charge-offs | $-60,000 | 5,558 |
| Cash dividends | $402,000 | 2,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,599,540 | 1,938 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,907,000 | 2,140 |
| Total interest expense | $396,000 | 1,708 |
| Net interest income | $2,511,000 | 2,167 |
| Provision for loan and lease losses | $108,000 | 1,449 |
| Total noninterest income | $239,000 | 3,087 |
| Gross Fiduciary activities income | $12,000 | 878 |
| Service charges on deposit accounts | $91,000 | 2,573 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $136,000 | 3,104 |
| Total noninterest expense | $1,477,000 | 2,907 |
| Salaries and employee benefits | $797,000 | 2,955 |
| Premises and equipment expense | $164,000 | 2,899 |
| Additional noninterest expense | $516,000 | 2,717 |
| Pre-tax net operating income | $1,165,000 | 1,725 |
| Securities gains (losses) | $16,000 | 1,332 |
| Applicable income taxes | $357,000 | 1,326 |
| Income before extraordinary items | $824,000 | 1,941 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $824,000 | 1,941 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $824,000 | 1,941 |
| Net charge-offs | $-52,000 | 5,742 |
| Cash dividends | $2,000 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $812,800 | 1,914 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,335,000 | 2,126 |
| Total interest expense | $1,499,000 | 1,777 |
| Net interest income | $9,836,000 | 2,175 |
| Provision for loan and lease losses | $394,000 | 1,609 |
| Total noninterest income | $1,056,000 | 2,970 |
| Gross Fiduciary activities income | $41,000 | 917 |
| Service charges on deposit accounts | $429,000 | 2,386 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $586,000 | 3,070 |
| Total noninterest expense | $6,212,000 | 2,795 |
| Salaries and employee benefits | $3,494,000 | 2,741 |
| Premises and equipment expense | $628,000 | 3,016 |
| Additional noninterest expense | $2,090,000 | 2,711 |
| Pre-tax net operating income | $4,286,000 | 1,776 |
| Securities gains (losses) | $42,000 | 1,766 |
| Applicable income taxes | $1,185,000 | 1,440 |
| Income before extraordinary items | $3,143,000 | 1,971 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,143,000 | 1,972 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,143,000 | 1,973 |
| Net charge-offs | $20,000 | 3,764 |
| Cash dividends | $1,202,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,112,340 | 1,943 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,391,000 | 2,169 |
| Total interest expense | $1,120,000 | 1,798 |
| Net interest income | $7,271,000 | 2,214 |
| Provision for loan and lease losses | $291,000 | 1,546 |
| Total noninterest income | $795,000 | 2,981 |
| Gross Fiduciary activities income | $26,000 | 927 |
| Service charges on deposit accounts | $321,000 | 2,404 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $448,000 | 3,055 |
| Total noninterest expense | $4,308,000 | 2,972 |
| Salaries and employee benefits | $2,275,000 | 3,037 |
| Premises and equipment expense | $450,000 | 3,147 |
| Additional noninterest expense | $1,583,000 | 2,675 |
| Pre-tax net operating income | $3,467,000 | 1,706 |
| Securities gains (losses) | $28,000 | 1,833 |
| Applicable income taxes | $975,000 | 1,393 |
| Income before extraordinary items | $2,520,000 | 1,881 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,520,000 | 1,883 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,520,000 | 1,883 |
| Net charge-offs | $-81,000 | 5,755 |
| Cash dividends | $402,000 | 2,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,499,840 | 1,856 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,430,000 | 2,225 |
| Total interest expense | $736,000 | 1,826 |
| Net interest income | $4,694,000 | 2,291 |
| Provision for loan and lease losses | $189,000 | 1,573 |
| Total noninterest income | $460,000 | 3,234 |
| Gross Fiduciary activities income | $19,000 | 931 |
| Service charges on deposit accounts | $209,000 | 2,420 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $232,000 | 3,406 |
| Total noninterest expense | $2,683,000 | 3,120 |
| Salaries and employee benefits | $1,440,000 | 3,163 |
| Premises and equipment expense | $258,000 | 3,475 |
| Additional noninterest expense | $985,000 | 2,836 |
| Pre-tax net operating income | $2,282,000 | 1,703 |
| Securities gains (losses) | $3,000 | 2,361 |
| Applicable income taxes | $672,000 | 1,357 |
| Income before extraordinary items | $1,613,000 | 1,918 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,613,000 | 1,920 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,613,000 | 1,920 |
| Net charge-offs | $-65,000 | 5,822 |
| Cash dividends | $402,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,610,870 | 1,877 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 2,338 |
| Total interest expense | $363,000 | 1,850 |
| Net interest income | $2,198,000 | 2,410 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $219,000 | 3,270 |
| Gross Fiduciary activities income | $11,000 | 919 |
| Service charges on deposit accounts | $100,000 | 2,472 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $108,000 | 3,481 |
| Total noninterest expense | $1,226,000 | 3,323 |
| Salaries and employee benefits | $659,000 | 3,371 |
| Premises and equipment expense | $120,000 | 3,662 |
| Additional noninterest expense | $447,000 | 3,043 |
| Pre-tax net operating income | $1,101,000 | 1,709 |
| Securities gains (losses) | $5,000 | 1,653 |
| Applicable income taxes | $310,000 | 1,410 |
| Income before extraordinary items | $796,000 | 1,939 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $796,000 | 1,940 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $796,000 | 1,941 |
| Net charge-offs | $-54,000 | 5,970 |
| Cash dividends | $2,000 | 2,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $792,400 | 1,882 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,345,000 | 2,326 |
| Total interest expense | $1,666,000 | 1,734 |
| Net interest income | $8,679,000 | 2,443 |
| Provision for loan and lease losses | $750,000 | 1,065 |
| Total noninterest income | $868,000 | 3,353 |
| Gross Fiduciary activities income | $37,000 | 955 |
| Service charges on deposit accounts | $400,000 | 2,689 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $431,000 | 3,489 |
| Total noninterest expense | $5,260,000 | 3,196 |
| Salaries and employee benefits | $3,005,000 | 3,072 |
| Premises and equipment expense | $502,000 | 3,624 |
| Additional noninterest expense | $1,753,000 | 3,179 |
| Pre-tax net operating income | $3,537,000 | 2,014 |
| Securities gains (losses) | $96,000 | 1,286 |
| Applicable income taxes | $936,000 | 1,615 |
| Income before extraordinary items | $2,697,000 | 2,180 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,697,000 | 2,179 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,697,000 | 2,179 |
| Net charge-offs | $369,000 | 1,799 |
| Cash dividends | $1,202,000 | 1,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,625,960 | 2,174 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,691,000 | 2,363 |
| Total interest expense | $1,257,000 | 1,739 |
| Net interest income | $6,434,000 | 2,477 |
| Provision for loan and lease losses | $450,000 | 1,237 |
| Total noninterest income | $632,000 | 3,435 |
| Gross Fiduciary activities income | $26,000 | 954 |
| Service charges on deposit accounts | $296,000 | 2,738 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $310,000 | 3,589 |
| Total noninterest expense | $3,652,000 | 3,399 |
| Salaries and employee benefits | $2,023,000 | 3,330 |
| Premises and equipment expense | $364,000 | 3,757 |
| Additional noninterest expense | $1,265,000 | 3,277 |
| Pre-tax net operating income | $2,964,000 | 1,874 |
| Securities gains (losses) | $60,000 | 1,334 |
| Applicable income taxes | $819,000 | 1,488 |
| Income before extraordinary items | $2,205,000 | 2,057 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,205,000 | 2,056 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,205,000 | 2,055 |
| Net charge-offs | $442,000 | 1,267 |
| Cash dividends | $402,000 | 2,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,161,200 | 2,044 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 2,376 |
| Total interest expense | $837,000 | 1,764 |
| Net interest income | $4,233,000 | 2,505 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $411,000 | 3,450 |
| Gross Fiduciary activities income | $19,000 | 946 |
| Service charges on deposit accounts | $185,000 | 2,848 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $207,000 | 3,573 |
| Total noninterest expense | $2,440,000 | 3,414 |
| Salaries and employee benefits | $1,355,000 | 3,345 |
| Premises and equipment expense | $240,000 | 3,807 |
| Additional noninterest expense | $845,000 | 3,285 |
| Pre-tax net operating income | $2,054,000 | 1,781 |
| Securities gains (losses) | $61,000 | 1,060 |
| Applicable income taxes | $585,000 | 1,389 |
| Income before extraordinary items | $1,530,000 | 1,946 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,530,000 | 1,950 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,530,000 | 1,949 |
| Net charge-offs | $-32,000 | 6,033 |
| Cash dividends | $402,000 | 2,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,486,080 | 1,944 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 2,393 |
| Total interest expense | $420,000 | 1,783 |
| Net interest income | $2,098,000 | 2,518 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $197,000 | 3,488 |
| Gross Fiduciary activities income | $11,000 | 936 |
| Service charges on deposit accounts | $92,000 | 2,836 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $94,000 | 3,667 |
| Total noninterest expense | $1,228,000 | 3,424 |
| Salaries and employee benefits | $681,000 | 3,349 |
| Premises and equipment expense | $120,000 | 3,836 |
| Additional noninterest expense | $427,000 | 3,261 |
| Pre-tax net operating income | $992,000 | 1,783 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $267,000 | 1,445 |
| Income before extraordinary items | $725,000 | 1,950 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $725,000 | 1,953 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $725,000 | 1,953 |
| Net charge-offs | $5,000 | 3,116 |
| Cash dividends | $2,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $725,000 | 1,906 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,139,000 | 2,391 |
| Total interest expense | $1,815,000 | 1,858 |
| Net interest income | $8,324,000 | 2,510 |
| Provision for loan and lease losses | $160,000 | 3,211 |
| Total noninterest income | $777,000 | 3,658 |
| Gross Fiduciary activities income | $31,000 | 990 |
| Service charges on deposit accounts | $333,000 | 3,165 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $413,000 | 3,619 |
| Total noninterest expense | $5,215,000 | 3,304 |
| Salaries and employee benefits | $2,949,000 | 3,155 |
| Premises and equipment expense | $536,000 | 3,572 |
| Additional noninterest expense | $1,730,000 | 3,297 |
| Pre-tax net operating income | $3,726,000 | 1,816 |
| Securities gains (losses) | $59,000 | 1,687 |
| Applicable income taxes | $991,000 | 1,470 |
| Income before extraordinary items | $2,794,000 | 2,004 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,794,000 | 2,007 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,794,000 | 2,008 |
| Net charge-offs | $267,000 | 2,702 |
| Cash dividends | $1,202,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,750,340 | 1,975 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,584,000 | 2,413 |
| Total interest expense | $1,379,000 | 1,895 |
| Net interest income | $6,205,000 | 2,536 |
| Provision for loan and lease losses | $120,000 | 3,182 |
| Total noninterest income | $571,000 | 3,784 |
| Gross Fiduciary activities income | $22,000 | 996 |
| Service charges on deposit accounts | $243,000 | 3,233 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $306,000 | 3,725 |
| Total noninterest expense | $3,647,000 | 3,487 |
| Salaries and employee benefits | $1,964,000 | 3,441 |
| Premises and equipment expense | $390,000 | 3,674 |
| Additional noninterest expense | $1,293,000 | 3,309 |
| Pre-tax net operating income | $3,009,000 | 1,741 |
| Securities gains (losses) | $40,000 | 1,818 |
| Applicable income taxes | $828,000 | 1,421 |
| Income before extraordinary items | $2,221,000 | 1,955 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,221,000 | 1,962 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,221,000 | 1,961 |
| Net charge-offs | $5,000 | 4,904 |
| Cash dividends | $402,000 | 2,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,191,800 | 1,918 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,021,000 | 2,424 |
| Total interest expense | $934,000 | 1,893 |
| Net interest income | $4,087,000 | 2,560 |
| Provision for loan and lease losses | $90,000 | 3,034 |
| Total noninterest income | $389,000 | 3,759 |
| Gross Fiduciary activities income | $15,000 | 994 |
| Service charges on deposit accounts | $159,000 | 3,244 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $215,000 | 3,684 |
| Total noninterest expense | $2,430,000 | 3,508 |
| Salaries and employee benefits | $1,301,000 | 3,468 |
| Premises and equipment expense | $262,000 | 3,679 |
| Additional noninterest expense | $867,000 | 3,303 |
| Pre-tax net operating income | $1,956,000 | 1,757 |
| Securities gains (losses) | $40,000 | 1,658 |
| Applicable income taxes | $544,000 | 1,427 |
| Income before extraordinary items | $1,452,000 | 1,975 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,452,000 | 1,981 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,452,000 | 1,981 |
| Net charge-offs | $-28,000 | 6,410 |
| Cash dividends | $402,000 | 1,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,422,800 | 1,937 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,540,000 | 2,425 |
| Total interest expense | $480,000 | 1,896 |
| Net interest income | $2,060,000 | 2,548 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $183,000 | 3,820 |
| Gross Fiduciary activities income | $9,000 | 976 |
| Service charges on deposit accounts | $71,000 | 3,434 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $103,000 | 3,710 |
| Total noninterest expense | $1,184,000 | 3,597 |
| Salaries and employee benefits | $635,000 | 3,577 |
| Premises and equipment expense | $137,000 | 3,594 |
| Additional noninterest expense | $412,000 | 3,440 |
| Pre-tax net operating income | $1,014,000 | 1,681 |
| Securities gains (losses) | $33,000 | 1,098 |
| Applicable income taxes | $291,000 | 1,362 |
| Income before extraordinary items | $756,000 | 1,883 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $756,000 | 1,885 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $756,000 | 1,885 |
| Net charge-offs | $-32,000 | 6,589 |
| Cash dividends | $1,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $732,240 | 1,849 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,716,000 | 2,406 |
| Total interest expense | $2,232,000 | 1,951 |
| Net interest income | $8,484,000 | 2,529 |
| Provision for loan and lease losses | $180,000 | 4,053 |
| Total noninterest income | $807,000 | 3,631 |
| Gross Fiduciary activities income | $25,000 | 1,044 |
| Service charges on deposit accounts | $359,000 | 3,136 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $423,000 | 3,564 |
| Total noninterest expense | $4,861,000 | 3,539 |
| Salaries and employee benefits | $2,819,000 | 3,260 |
| Premises and equipment expense | $498,000 | 3,835 |
| Additional noninterest expense | $1,544,000 | 3,717 |
| Pre-tax net operating income | $4,250,000 | 1,580 |
| Securities gains (losses) | $82,000 | 2,414 |
| Applicable income taxes | $1,318,000 | 1,209 |
| Income before extraordinary items | $3,014,000 | 1,854 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,014,000 | 1,852 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,014,000 | 1,854 |
| Net charge-offs | $102,000 | 4,411 |
| Cash dividends | $1,202,000 | 1,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,956,600 | 1,785 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,068,000 | 2,440 |
| Total interest expense | $1,716,000 | 1,988 |
| Net interest income | $6,352,000 | 2,572 |
| Provision for loan and lease losses | $135,000 | 4,004 |
| Total noninterest income | $617,000 | 3,640 |
| Gross Fiduciary activities income | $17,000 | 1,037 |
| Service charges on deposit accounts | $268,000 | 3,193 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $332,000 | 3,547 |
| Total noninterest expense | $3,349,000 | 3,784 |
| Salaries and employee benefits | $1,874,000 | 3,585 |
| Premises and equipment expense | $340,000 | 4,100 |
| Additional noninterest expense | $1,135,000 | 3,790 |
| Pre-tax net operating income | $3,485,000 | 1,503 |
| Securities gains (losses) | $81,000 | 2,123 |
| Applicable income taxes | $1,119,000 | 1,127 |
| Income before extraordinary items | $2,447,000 | 1,786 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,447,000 | 1,785 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,447,000 | 1,787 |
| Net charge-offs | $102,000 | 3,951 |
| Cash dividends | $402,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,391,110 | 1,712 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,374,000 | 2,461 |
| Total interest expense | $1,154,000 | 2,034 |
| Net interest income | $4,220,000 | 2,580 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $407,000 | 3,631 |
| Gross Fiduciary activities income | $12,000 | 1,032 |
| Service charges on deposit accounts | $168,000 | 3,289 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $227,000 | 3,488 |
| Total noninterest expense | $2,183,000 | 3,854 |
| Salaries and employee benefits | $1,253,000 | 3,587 |
| Premises and equipment expense | $200,000 | 4,362 |
| Additional noninterest expense | $730,000 | 3,875 |
| Pre-tax net operating income | $2,354,000 | 1,479 |
| Securities gains (losses) | $53,000 | 2,024 |
| Applicable income taxes | $760,000 | 1,109 |
| Income before extraordinary items | $1,647,000 | 1,749 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,647,000 | 1,747 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,647,000 | 1,749 |
| Net charge-offs | $95,000 | 3,471 |
| Cash dividends | $402,000 | 1,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,610,960 | 1,697 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,703,000 | 2,484 |
| Total interest expense | $583,000 | 2,087 |
| Net interest income | $2,120,000 | 2,580 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $206,000 | 3,595 |
| Gross Fiduciary activities income | $6,000 | 1,027 |
| Service charges on deposit accounts | $78,000 | 3,429 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $122,000 | 3,398 |
| Total noninterest expense | $1,031,000 | 4,017 |
| Salaries and employee benefits | $612,000 | 3,679 |
| Premises and equipment expense | $86,000 | 4,752 |
| Additional noninterest expense | $333,000 | 4,116 |
| Pre-tax net operating income | $1,250,000 | 1,396 |
| Securities gains (losses) | $37,000 | 1,357 |
| Applicable income taxes | $412,000 | 1,046 |
| Income before extraordinary items | $875,000 | 1,661 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $875,000 | 1,662 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $875,000 | 1,662 |
| Net charge-offs | $24,000 | 3,566 |
| Cash dividends | $2,000 | 2,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $849,840 | 1,608 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,120,000 | 2,511 |
| Total interest expense | $2,796,000 | 2,079 |
| Net interest income | $8,324,000 | 2,630 |
| Provision for loan and lease losses | $180,000 | 4,726 |
| Total noninterest income | $729,000 | 3,699 |
| Gross Fiduciary activities income | $37,000 | 954 |
| Service charges on deposit accounts | $343,000 | 3,337 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $349,000 | 3,632 |
| Total noninterest expense | $4,840,000 | 3,627 |
| Salaries and employee benefits | $2,727,000 | 3,341 |
| Premises and equipment expense | $407,000 | 4,521 |
| Additional noninterest expense | $1,706,000 | 3,551 |
| Pre-tax net operating income | $4,033,000 | 1,419 |
| Securities gains (losses) | $45,000 | 2,657 |
| Applicable income taxes | $1,233,000 | 1,156 |
| Income before extraordinary items | $2,845,000 | 1,688 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,845,000 | 1,689 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,845,000 | 1,689 |
| Net charge-offs | $119,000 | 4,832 |
| Cash dividends | $963,000 | 1,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,813,500 | 1,626 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,293,000 | 2,544 |
| Total interest expense | $2,137,000 | 2,127 |
| Net interest income | $6,156,000 | 2,676 |
| Provision for loan and lease losses | $135,000 | 4,615 |
| Total noninterest income | $533,000 | 3,760 |
| Gross Fiduciary activities income | $27,000 | 935 |
| Service charges on deposit accounts | $252,000 | 3,382 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $254,000 | 3,708 |
| Total noninterest expense | $3,420,000 | 3,786 |
| Salaries and employee benefits | $1,815,000 | 3,649 |
| Premises and equipment expense | $312,000 | 4,523 |
| Additional noninterest expense | $1,293,000 | 3,506 |
| Pre-tax net operating income | $3,134,000 | 1,443 |
| Securities gains (losses) | $29,000 | 2,648 |
| Applicable income taxes | $973,000 | 1,111 |
| Income before extraordinary items | $2,190,000 | 1,702 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,190,000 | 1,703 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,190,000 | 1,703 |
| Net charge-offs | $108,000 | 4,355 |
| Cash dividends | $402,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,169,990 | 1,636 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,451,000 | 2,607 |
| Total interest expense | $1,450,000 | 2,165 |
| Net interest income | $4,001,000 | 2,736 |
| Provision for loan and lease losses | $90,000 | 4,488 |
| Total noninterest income | $349,000 | 3,828 |
| Gross Fiduciary activities income | $20,000 | 940 |
| Service charges on deposit accounts | $163,000 | 3,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $166,000 | 3,789 |
| Total noninterest expense | $2,254,000 | 3,854 |
| Salaries and employee benefits | $1,196,000 | 3,711 |
| Premises and equipment expense | $206,000 | 4,589 |
| Additional noninterest expense | $852,000 | 3,581 |
| Pre-tax net operating income | $2,006,000 | 1,451 |
| Securities gains (losses) | $10,000 | 2,357 |
| Applicable income taxes | $617,000 | 1,128 |
| Income before extraordinary items | $1,399,000 | 1,720 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,399,000 | 1,720 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,399,000 | 1,720 |
| Net charge-offs | $60,000 | 4,307 |
| Cash dividends | $402,000 | 1,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,392,100 | 1,656 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,701,000 | 2,642 |
| Total interest expense | $736,000 | 2,210 |
| Net interest income | $1,965,000 | 2,776 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $168,000 | 3,935 |
| Gross Fiduciary activities income | $12,000 | 930 |
| Service charges on deposit accounts | $77,000 | 3,505 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $79,000 | 3,929 |
| Total noninterest expense | $1,107,000 | 3,922 |
| Salaries and employee benefits | $577,000 | 3,849 |
| Premises and equipment expense | $105,000 | 4,589 |
| Additional noninterest expense | $425,000 | 3,586 |
| Pre-tax net operating income | $981,000 | 1,466 |
| Securities gains (losses) | $10,000 | 1,304 |
| Applicable income taxes | $305,000 | 1,113 |
| Income before extraordinary items | $686,000 | 1,708 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $686,000 | 1,708 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $686,000 | 1,708 |
| Net charge-offs | $62,000 | 3,180 |
| Cash dividends | $2,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $679,100 | 1,673 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,985,000 | 2,725 |
| Total interest expense | $3,034,000 | 2,585 |
| Net interest income | $7,951,000 | 2,740 |
| Provision for loan and lease losses | $135,000 | 5,747 |
| Total noninterest income | $713,000 | 3,903 |
| Gross Fiduciary activities income | $40,000 | 982 |
| Service charges on deposit accounts | $328,000 | 3,460 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $345,000 | 3,735 |
| Total noninterest expense | $4,541,000 | 3,870 |
| Salaries and employee benefits | $2,548,000 | 3,531 |
| Premises and equipment expense | $437,000 | 4,529 |
| Additional noninterest expense | $1,556,000 | 3,909 |
| Pre-tax net operating income | $3,988,000 | 1,261 |
| Securities gains (losses) | $19,000 | 3,127 |
| Applicable income taxes | $1,237,000 | 1,038 |
| Income before extraordinary items | $2,770,000 | 1,500 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,770,000 | 1,502 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,770,000 | 1,503 |
| Net charge-offs | $27,000 | 6,248 |
| Cash dividends | $802,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,756,890 | 1,456 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,149,000 | 2,807 |
| Total interest expense | $2,253,000 | 2,701 |
| Net interest income | $5,896,000 | 2,802 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $519,000 | 3,995 |
| Gross Fiduciary activities income | $28,000 | 982 |
| Service charges on deposit accounts | $243,000 | 3,545 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $248,000 | 3,852 |
| Total noninterest expense | $3,168,000 | 4,070 |
| Salaries and employee benefits | $1,689,000 | 3,931 |
| Premises and equipment expense | $318,000 | 4,695 |
| Additional noninterest expense | $1,161,000 | 3,890 |
| Pre-tax net operating income | $3,157,000 | 1,251 |
| Securities gains (losses) | $19,000 | 2,905 |
| Applicable income taxes | $1,003,000 | 1,000 |
| Income before extraordinary items | $2,173,000 | 1,536 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,173,000 | 1,539 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,173,000 | 1,539 |
| Net charge-offs | $29,000 | 5,846 |
| Cash dividends | $322,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,160,080 | 1,477 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,349,000 | 2,868 |
| Total interest expense | $1,479,000 | 2,829 |
| Net interest income | $3,870,000 | 2,845 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $335,000 | 4,025 |
| Gross Fiduciary activities income | $20,000 | 986 |
| Service charges on deposit accounts | $159,000 | 3,587 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $156,000 | 3,914 |
| Total noninterest expense | $2,095,000 | 4,106 |
| Salaries and employee benefits | $1,113,000 | 3,979 |
| Premises and equipment expense | $209,000 | 4,741 |
| Additional noninterest expense | $773,000 | 3,881 |
| Pre-tax net operating income | $2,050,000 | 1,278 |
| Securities gains (losses) | $17,000 | 2,422 |
| Applicable income taxes | $656,000 | 991 |
| Income before extraordinary items | $1,411,000 | 1,550 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,411,000 | 1,551 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,411,000 | 1,551 |
| Net charge-offs | $35,000 | 5,161 |
| Cash dividends | $322,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,399,440 | 1,487 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 2,967 |
| Total interest expense | $727,000 | 2,977 |
| Net interest income | $1,903,000 | 2,921 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $168,000 | 4,019 |
| Gross Fiduciary activities income | $8,000 | 1,007 |
| Service charges on deposit accounts | $79,000 | 3,603 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $81,000 | 3,888 |
| Total noninterest expense | $1,034,000 | 4,185 |
| Salaries and employee benefits | $538,000 | 4,139 |
| Premises and equipment expense | $105,000 | 4,820 |
| Additional noninterest expense | $391,000 | 3,846 |
| Pre-tax net operating income | $1,007,000 | 1,295 |
| Securities gains (losses) | $12,000 | 1,679 |
| Applicable income taxes | $325,000 | 984 |
| Income before extraordinary items | $694,000 | 1,572 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $694,000 | 1,574 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $694,000 | 1,574 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $2,000 | 2,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $685,840 | 1,532 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,940,000 | 2,987 |
| Total interest expense | $3,620,000 | 2,968 |
| Net interest income | $7,320,000 | 2,943 |
| Provision for loan and lease losses | $120,000 | 6,252 |
| Total noninterest income | $712,000 | 4,032 |
| Gross Fiduciary activities income | $49,000 | 968 |
| Service charges on deposit accounts | $361,000 | 3,526 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $302,000 | 3,974 |
| Total noninterest expense | $4,559,000 | 3,960 |
| Salaries and employee benefits | $2,438,000 | 3,764 |
| Premises and equipment expense | $480,000 | 4,484 |
| Additional noninterest expense | $1,641,000 | 3,848 |
| Pre-tax net operating income | $3,353,000 | 1,205 |
| Securities gains (losses) | $77,000 | 2,326 |
| Applicable income taxes | $1,032,000 | 936 |
| Income before extraordinary items | $2,398,000 | 1,398 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,398,000 | 1,396 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,398,000 | 1,397 |
| Net charge-offs | $145,000 | 5,364 |
| Cash dividends | $801,000 | 1,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,344,100 | 1,399 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,193,000 | 3,038 |
| Total interest expense | $2,817,000 | 3,005 |
| Net interest income | $5,376,000 | 2,994 |
| Provision for loan and lease losses | $90,000 | 6,065 |
| Total noninterest income | $516,000 | 4,169 |
| Gross Fiduciary activities income | $34,000 | 959 |
| Service charges on deposit accounts | $262,000 | 3,603 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $220,000 | 4,131 |
| Total noninterest expense | $3,258,000 | 4,113 |
| Salaries and employee benefits | $1,607,000 | 4,170 |
| Premises and equipment expense | $372,000 | 4,438 |
| Additional noninterest expense | $1,279,000 | 3,703 |
| Pre-tax net operating income | $2,544,000 | 1,272 |
| Securities gains (losses) | $77,000 | 2,006 |
| Applicable income taxes | $794,000 | 1,016 |
| Income before extraordinary items | $1,827,000 | 1,473 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,827,000 | 1,471 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,827,000 | 1,473 |
| Net charge-offs | $123,000 | 4,863 |
| Cash dividends | $321,000 | 2,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,773,100 | 1,478 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,460,000 | 3,075 |
| Total interest expense | $1,906,000 | 3,076 |
| Net interest income | $3,554,000 | 3,003 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $331,000 | 4,239 |
| Gross Fiduciary activities income | $26,000 | 957 |
| Service charges on deposit accounts | $169,000 | 3,647 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $136,000 | 4,284 |
| Total noninterest expense | $2,155,000 | 4,165 |
| Salaries and employee benefits | $1,059,000 | 4,266 |
| Premises and equipment expense | $252,000 | 4,424 |
| Additional noninterest expense | $844,000 | 3,730 |
| Pre-tax net operating income | $1,670,000 | 1,370 |
| Securities gains (losses) | $69,000 | 1,708 |
| Applicable income taxes | $527,000 | 1,042 |
| Income before extraordinary items | $1,212,000 | 1,533 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,212,000 | 1,530 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,212,000 | 1,532 |
| Net charge-offs | $63,000 | 4,708 |
| Cash dividends | $321,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,163,700 | 1,578 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 3,072 |
| Total interest expense | $973,000 | 3,118 |
| Net interest income | $1,793,000 | 2,990 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $152,000 | 4,365 |
| Gross Fiduciary activities income | $9,000 | 1,001 |
| Service charges on deposit accounts | $74,000 | 3,855 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $69,000 | 4,257 |
| Total noninterest expense | $1,010,000 | 4,284 |
| Salaries and employee benefits | $514,000 | 4,373 |
| Premises and equipment expense | $128,000 | 4,454 |
| Additional noninterest expense | $368,000 | 3,816 |
| Pre-tax net operating income | $905,000 | 1,425 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $279,000 | 1,123 |
| Income before extraordinary items | $627,000 | 1,720 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $627,000 | 1,721 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $627,000 | 1,722 |
| Net charge-offs | $11,000 | 4,708 |
| Cash dividends | $1,000 | 3,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $626,310 | 1,632 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,351,000 | 3,184 |
| Total interest expense | $4,515,000 | 3,216 |
| Net interest income | $6,836,000 | 3,121 |
| Provision for loan and lease losses | $120,000 | 5,805 |
| Total noninterest income | $641,000 | 4,324 |
| Gross Fiduciary activities income | $44,000 | 993 |
| Service charges on deposit accounts | $342,000 | 3,768 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $255,000 | 4,399 |
| Total noninterest expense | $4,064,000 | 4,188 |
| Salaries and employee benefits | $2,329,000 | 3,978 |
| Premises and equipment expense | $399,000 | 5,090 |
| Additional noninterest expense | $1,336,000 | 3,943 |
| Pre-tax net operating income | $3,293,000 | 1,648 |
| Securities gains (losses) | $17,000 | 2,264 |
| Applicable income taxes | $1,008,000 | 1,194 |
| Income before extraordinary items | $2,302,000 | 1,727 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,302,000 | 1,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,940 |
| Cash dividends | $802,000 | 2,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,290,100 | 1,862 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,472,000 | 3,262 |
| Total interest expense | $3,468,000 | 3,265 |
| Net interest income | $5,004,000 | 3,219 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $470,000 | 4,466 |
| Gross Fiduciary activities income | $31,000 | 993 |
| Service charges on deposit accounts | $251,000 | 3,837 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $188,000 | 4,535 |
| Total noninterest expense | $2,840,000 | 4,396 |
| Salaries and employee benefits | $1,536,000 | 4,394 |
| Premises and equipment expense | $305,000 | 5,061 |
| Additional noninterest expense | $999,000 | 3,871 |
| Pre-tax net operating income | $2,544,000 | 1,898 |
| Securities gains (losses) | $7,000 | 2,502 |
| Applicable income taxes | $785,000 | 1,386 |
| Income before extraordinary items | $1,766,000 | 1,996 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,766,000 | 1,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,177 |
| Cash dividends | $322,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,761,170 | 2,103 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,656,000 | 3,313 |
| Total interest expense | $2,369,000 | 3,313 |
| Net interest income | $3,287,000 | 3,247 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $295,000 | 4,664 |
| Gross Fiduciary activities income | $20,000 | 1,014 |
| Service charges on deposit accounts | $157,000 | 3,977 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $118,000 | 4,762 |
| Total noninterest expense | $1,878,000 | 4,437 |
| Salaries and employee benefits | $1,011,000 | 4,485 |
| Premises and equipment expense | $200,000 | 5,145 |
| Additional noninterest expense | $667,000 | 3,848 |
| Pre-tax net operating income | $1,644,000 | 2,022 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $505,000 | 1,588 |
| Income before extraordinary items | $1,146,000 | 2,297 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,146,000 | 2,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,469 |
| Cash dividends | $322,000 | 2,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,141,170 | 2,263 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,886,000 | 3,332 |
| Total interest expense | $1,258,000 | 3,333 |
| Net interest income | $1,628,000 | 3,273 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $133,000 | 4,880 |
| Gross Fiduciary activities income | $10,000 | 1,024 |
| Service charges on deposit accounts | $72,000 | 4,098 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $51,000 | 5,012 |
| Total noninterest expense | $923,000 | 4,493 |
| Salaries and employee benefits | $486,000 | 4,655 |
| Premises and equipment expense | $99,000 | 5,177 |
| Additional noninterest expense | $338,000 | 3,766 |
| Pre-tax net operating income | $808,000 | 2,140 |
| Securities gains (losses) | $5,000 | 2,232 |
| Applicable income taxes | $246,000 | 1,701 |
| Income before extraordinary items | $567,000 | 2,429 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $567,000 | 2,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,108 |
| Cash dividends | $1,000 | 3,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $563,500 | 2,366 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,300,000 | 3,449 |
| Total interest expense | $4,861,000 | 3,533 |
| Net interest income | $6,439,000 | 3,325 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $674,000 | 4,387 |
| Gross Fiduciary activities income | $40,000 | 1,044 |
| Service charges on deposit accounts | $321,000 | 3,957 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $313,000 | 4,159 |
| Total noninterest expense | $4,016,000 | 4,116 |
| Salaries and employee benefits | $2,208,000 | 4,066 |
| Premises and equipment expense | $436,000 | 4,775 |
| Additional noninterest expense | $1,372,000 | 3,681 |
| Pre-tax net operating income | $2,977,000 | 2,489 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $850,000 | 2,064 |
| Income before extraordinary items | $2,129,000 | 2,692 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,129,000 | 2,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,221 |
| Cash dividends | $722,000 | 3,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,127,580 | 2,679 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,352,000 | 3,500 |
| Total interest expense | $3,589,000 | 3,575 |
| Net interest income | $4,763,000 | 3,368 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $508,000 | 4,384 |
| Gross Fiduciary activities income | $29,000 | 1,033 |
| Service charges on deposit accounts | $229,000 | 4,051 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $250,000 | 4,093 |
| Total noninterest expense | $2,811,000 | 4,291 |
| Salaries and employee benefits | $1,449,000 | 4,489 |
| Premises and equipment expense | $334,000 | 4,689 |
| Additional noninterest expense | $1,028,000 | 3,622 |
| Pre-tax net operating income | $2,370,000 | 2,520 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $689,000 | 2,105 |
| Income before extraordinary items | $1,683,000 | 2,730 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,683,000 | 2,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,698 |
| Cash dividends | $242,000 | 3,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,681,580 | 2,713 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,477,000 | 3,543 |
| Total interest expense | $2,337,000 | 3,632 |
| Net interest income | $3,140,000 | 3,422 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $375,000 | 4,174 |
| Gross Fiduciary activities income | $20,000 | 1,041 |
| Service charges on deposit accounts | $150,000 | 4,083 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $205,000 | 3,734 |
| Total noninterest expense | $1,857,000 | 4,351 |
| Salaries and employee benefits | $958,000 | 4,550 |
| Premises and equipment expense | $209,000 | 4,881 |
| Additional noninterest expense | $690,000 | 3,600 |
| Pre-tax net operating income | $1,598,000 | 2,574 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $466,000 | 2,168 |
| Income before extraordinary items | $1,133,000 | 2,768 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,133,000 | 2,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,957 |
| Cash dividends | $242,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,132,290 | 2,753 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,668,000 | 3,599 |
| Total interest expense | $1,134,000 | 3,682 |
| Net interest income | $1,534,000 | 3,483 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $131,000 | 4,921 |
| Gross Fiduciary activities income | $12,000 | 1,023 |
| Service charges on deposit accounts | $72,000 | 4,107 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $47,000 | 5,236 |
| Total noninterest expense | $913,000 | 4,403 |
| Salaries and employee benefits | $457,000 | 4,736 |
| Premises and equipment expense | $111,000 | 4,742 |
| Additional noninterest expense | $345,000 | 3,571 |
| Pre-tax net operating income | $722,000 | 2,738 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $202,000 | 2,387 |
| Income before extraordinary items | $520,000 | 2,934 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $520,000 | 2,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,253 |
| Cash dividends | $2,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $520,000 | 2,918 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,232,000 | 3,510 |
| Total interest expense | $4,098,000 | 3,535 |
| Net interest income | $6,134,000 | 3,467 |
| Provision for loan and lease losses | $150,000 | 4,039 |
| Total noninterest income | $606,000 | 4,705 |
| Gross Fiduciary activities income | $34,000 | 1,080 |
| Service charges on deposit accounts | $302,000 | 4,121 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $270,000 | 4,504 |
| Total noninterest expense | $3,702,000 | 4,204 |
| Salaries and employee benefits | $2,032,000 | 4,215 |
| Premises and equipment expense | $400,000 | 4,911 |
| Additional noninterest expense | $1,270,000 | 3,771 |
| Pre-tax net operating income | $2,888,000 | 2,845 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $813,000 | 2,454 |
| Income before extraordinary items | $2,075,000 | 3,020 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,075,000 | 3,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $642,000 | 3,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,075,000 | 3,017 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,495,000 | 3,550 |
| Total interest expense | $2,932,000 | 3,574 |
| Net interest income | $4,563,000 | 3,502 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $476,000 | 4,619 |
| Gross Fiduciary activities income | $24,000 | 1,083 |
| Service charges on deposit accounts | $225,000 | 4,158 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $227,000 | 4,269 |
| Total noninterest expense | $2,579,000 | 4,442 |
| Salaries and employee benefits | $1,343,000 | 4,605 |
| Premises and equipment expense | $296,000 | 4,990 |
| Additional noninterest expense | $940,000 | 3,798 |
| Pre-tax net operating income | $2,325,000 | 2,812 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $669,000 | 2,438 |
| Income before extraordinary items | $1,656,000 | 2,975 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,656,000 | 2,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,063 |
| Cash dividends | $242,000 | 3,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,656,000 | 2,965 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 3,585 |
| Total interest expense | $1,837,000 | 3,612 |
| Net interest income | $3,001,000 | 3,548 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $347,000 | 4,375 |
| Gross Fiduciary activities income | $16,000 | 1,102 |
| Service charges on deposit accounts | $158,000 | 4,030 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $173,000 | 4,029 |
| Total noninterest expense | $1,695,000 | 4,500 |
| Salaries and employee benefits | $883,000 | 4,671 |
| Premises and equipment expense | $192,000 | 5,050 |
| Additional noninterest expense | $620,000 | 3,814 |
| Pre-tax net operating income | $1,563,000 | 2,803 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $452,000 | 2,443 |
| Income before extraordinary items | $1,111,000 | 2,962 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,111,000 | 2,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $242,000 | 3,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,111,000 | 2,953 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,328,000 | 3,636 |
| Total interest expense | $849,000 | 3,673 |
| Net interest income | $1,479,000 | 3,577 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $132,000 | 4,983 |
| Gross Fiduciary activities income | $9,000 | 1,079 |
| Service charges on deposit accounts | $82,000 | 3,884 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,486 |
| Total noninterest expense | $838,000 | 4,545 |
| Salaries and employee benefits | $423,000 | 4,836 |
| Premises and equipment expense | $96,000 | 5,080 |
| Additional noninterest expense | $319,000 | 3,714 |
| Pre-tax net operating income | $728,000 | 2,902 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $205,000 | 2,571 |
| Income before extraordinary items | $523,000 | 3,056 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $523,000 | 3,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,343 |
| Cash dividends | $2,000 | 3,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $523,000 | 3,034 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,940,000 | 3,443 |
| Total interest expense | $2,870,000 | 3,466 |
| Net interest income | $6,070,000 | 3,384 |
| Provision for loan and lease losses | $210,000 | 3,502 |
| Total noninterest income | $477,000 | 5,340 |
| Gross Fiduciary activities income | $29,000 | 1,122 |
| Service charges on deposit accounts | $287,000 | 4,293 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $161,000 | 5,599 |
| Total noninterest expense | $3,603,000 | 4,196 |
| Salaries and employee benefits | $1,943,000 | 4,210 |
| Premises and equipment expense | $398,000 | 4,872 |
| Additional noninterest expense | $1,262,000 | 3,712 |
| Pre-tax net operating income | $2,734,000 | 2,974 |
| Securities gains (losses) | $43,000 | 979 |
| Applicable income taxes | $747,000 | 2,704 |
| Income before extraordinary items | $2,030,000 | 3,067 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,030,000 | 3,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,078 |
| Cash dividends | $641,000 | 3,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,998,610 | 3,065 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,592,000 | 3,435 |
| Total interest expense | $2,076,000 | 3,410 |
| Net interest income | $4,516,000 | 3,402 |
| Provision for loan and lease losses | $165,000 | 3,334 |
| Total noninterest income | $352,000 | 5,416 |
| Gross Fiduciary activities income | $20,000 | 1,117 |
| Service charges on deposit accounts | $214,000 | 4,323 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,000 | 5,654 |
| Total noninterest expense | $2,517,000 | 4,398 |
| Salaries and employee benefits | $1,279,000 | 4,625 |
| Premises and equipment expense | $301,000 | 4,830 |
| Additional noninterest expense | $937,000 | 3,684 |
| Pre-tax net operating income | $2,186,000 | 2,860 |
| Securities gains (losses) | $28,000 | 1,098 |
| Applicable income taxes | $610,000 | 2,610 |
| Income before extraordinary items | $1,604,000 | 2,976 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,604,000 | 2,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,945 |
| Cash dividends | $241,000 | 3,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,583,840 | 2,967 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,326,000 | 3,409 |
| Total interest expense | $1,344,000 | 3,327 |
| Net interest income | $2,982,000 | 3,417 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $226,000 | 5,466 |
| Gross Fiduciary activities income | $13,000 | 1,120 |
| Service charges on deposit accounts | $133,000 | 4,431 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $80,000 | 5,615 |
| Total noninterest expense | $1,667,000 | 4,405 |
| Salaries and employee benefits | $848,000 | 4,628 |
| Premises and equipment expense | $192,000 | 4,954 |
| Additional noninterest expense | $627,000 | 3,667 |
| Pre-tax net operating income | $1,421,000 | 2,876 |
| Securities gains (losses) | $29,000 | 979 |
| Applicable income taxes | $397,000 | 2,625 |
| Income before extraordinary items | $1,053,000 | 2,969 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,053,000 | 2,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,245 |
| Cash dividends | $242,000 | 3,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,031,830 | 2,971 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 3,409 |
| Total interest expense | $656,000 | 3,276 |
| Net interest income | $1,481,000 | 3,440 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $107,000 | 5,534 |
| Gross Fiduciary activities income | $6,000 | 1,124 |
| Service charges on deposit accounts | $54,000 | 4,823 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,321 |
| Total noninterest expense | $819,000 | 4,483 |
| Salaries and employee benefits | $413,000 | 4,716 |
| Premises and equipment expense | $97,000 | 4,978 |
| Additional noninterest expense | $309,000 | 3,724 |
| Pre-tax net operating income | $694,000 | 2,881 |
| Securities gains (losses) | $10,000 | 1,006 |
| Applicable income taxes | $185,000 | 2,740 |
| Income before extraordinary items | $519,000 | 2,966 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $519,000 | 2,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,370 |
| Cash dividends | $1,000 | 3,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $511,600 | 2,956 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,579,000 | 3,231 |
| Total interest expense | $2,275,000 | 3,282 |
| Net interest income | $6,304,000 | 3,161 |
| Provision for loan and lease losses | $270,000 | 3,102 |
| Total noninterest income | $449,000 | 5,533 |
| Gross Fiduciary activities income | $25,000 | 1,165 |
| Service charges on deposit accounts | $254,000 | 4,714 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $170,000 | 5,444 |
| Total noninterest expense | $3,546,000 | 4,135 |
| Salaries and employee benefits | $1,867,000 | 4,218 |
| Premises and equipment expense | $411,000 | 4,670 |
| Additional noninterest expense | $1,268,000 | 3,592 |
| Pre-tax net operating income | $2,937,000 | 2,639 |
| Securities gains (losses) | $33,000 | 2,039 |
| Applicable income taxes | $756,000 | 2,623 |
| Income before extraordinary items | $2,214,000 | 2,678 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,214,000 | 2,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,975 |
| Cash dividends | $562,000 | 3,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,189,250 | 2,657 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,421,000 | 3,215 |
| Total interest expense | $1,645,000 | 3,334 |
| Net interest income | $4,776,000 | 3,113 |
| Provision for loan and lease losses | $195,000 | 3,028 |
| Total noninterest income | $348,000 | 5,486 |
| Gross Fiduciary activities income | $12,000 | 1,215 |
| Service charges on deposit accounts | $194,000 | 4,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $142,000 | 5,231 |
| Total noninterest expense | $2,456,000 | 4,361 |
| Salaries and employee benefits | $1,225,000 | 4,618 |
| Premises and equipment expense | $282,000 | 4,957 |
| Additional noninterest expense | $949,000 | 3,571 |
| Pre-tax net operating income | $2,473,000 | 2,413 |
| Securities gains (losses) | $29,000 | 2,064 |
| Applicable income taxes | $689,000 | 2,342 |
| Income before extraordinary items | $1,813,000 | 2,547 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,813,000 | 2,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,694 |
| Cash dividends | $243,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,792,120 | 2,495 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,267,000 | 3,212 |
| Total interest expense | $1,082,000 | 3,351 |
| Net interest income | $3,185,000 | 3,113 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $239,000 | 5,402 |
| Gross Fiduciary activities income | $7,000 | 1,247 |
| Service charges on deposit accounts | $124,000 | 4,796 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $108,000 | 5,008 |
| Total noninterest expense | $1,621,000 | 4,416 |
| Salaries and employee benefits | $809,000 | 4,679 |
| Premises and equipment expense | $176,000 | 5,184 |
| Additional noninterest expense | $636,000 | 3,564 |
| Pre-tax net operating income | $1,683,000 | 2,355 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $466,000 | 2,310 |
| Income before extraordinary items | $1,217,000 | 2,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,217,000 | 2,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $242,000 | 3,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,217,000 | 2,431 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 3,224 |
| Total interest expense | $545,000 | 3,381 |
| Net interest income | $1,582,000 | 3,122 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $83,000 | 6,207 |
| Gross Fiduciary activities income | $6,000 | 1,163 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $790,000 | 4,517 |
| Salaries and employee benefits | $389,000 | 4,840 |
| Premises and equipment expense | $87,000 | 5,269 |
| Additional noninterest expense | $314,000 | 3,608 |
| Pre-tax net operating income | $830,000 | 2,352 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $232,000 | 2,306 |
| Income before extraordinary items | $598,000 | 2,502 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $598,000 | 2,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,675 |
| Cash dividends | $2,000 | 3,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $598,000 | 2,424 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,905,000 | 3,479 |
| Total interest expense | $2,350,000 | 3,507 |
| Net interest income | $5,555,000 | 3,400 |
| Provision for loan and lease losses | $190,000 | 4,118 |
| Total noninterest income | $322,000 | 6,443 |
| Gross Fiduciary activities income | $24,000 | 1,214 |
| Service charges on deposit accounts | $189,000 | 5,395 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $109,000 | 6,381 |
| Total noninterest expense | $2,989,000 | 4,610 |
| Salaries and employee benefits | $1,588,000 | 4,662 |
| Premises and equipment expense | $323,000 | 5,438 |
| Additional noninterest expense | $1,078,000 | 4,035 |
| Pre-tax net operating income | $2,698,000 | 2,728 |
| Securities gains (losses) | $42,000 | 2,666 |
| Applicable income taxes | $713,000 | 2,758 |
| Income before extraordinary items | $2,027,000 | 2,836 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,027,000 | 2,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,408 |
| Cash dividends | $480,000 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,995,920 | 2,746 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,880,000 | 3,546 |
| Total interest expense | $1,826,000 | 3,520 |
| Net interest income | $4,054,000 | 3,491 |
| Provision for loan and lease losses | $60,000 | 5,499 |
| Total noninterest income | $233,000 | 6,568 |
| Gross Fiduciary activities income | $14,000 | 1,237 |
| Service charges on deposit accounts | $142,000 | 5,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $77,000 | 6,529 |
| Total noninterest expense | $2,017,000 | 4,948 |
| Salaries and employee benefits | $1,044,000 | 5,098 |
| Premises and equipment expense | $236,000 | 5,516 |
| Additional noninterest expense | $737,000 | 4,319 |
| Pre-tax net operating income | $2,210,000 | 2,634 |
| Securities gains (losses) | $43,000 | 2,446 |
| Applicable income taxes | $611,000 | 2,636 |
| Income before extraordinary items | $1,642,000 | 2,764 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,642,000 | 2,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,610,610 | 2,666 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,916,000 | 3,574 |
| Total interest expense | $1,277,000 | 3,484 |
| Net interest income | $2,639,000 | 3,549 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $152,000 | 6,610 |
| Gross Fiduciary activities income | $8,000 | 1,256 |
| Service charges on deposit accounts | $89,000 | 5,523 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $55,000 | 6,401 |
| Total noninterest expense | $1,319,000 | 5,007 |
| Salaries and employee benefits | $700,000 | 5,086 |
| Premises and equipment expense | $149,000 | 5,669 |
| Additional noninterest expense | $470,000 | 4,444 |
| Pre-tax net operating income | $1,442,000 | 2,680 |
| Securities gains (losses) | $43,000 | 2,122 |
| Applicable income taxes | $401,000 | 2,686 |
| Income before extraordinary items | $1,084,000 | 2,803 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,084,000 | 2,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,052,610 | 2,697 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 3,583 |
| Total interest expense | $665,000 | 3,454 |
| Net interest income | $1,298,000 | 3,590 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $78,000 | 6,491 |
| Gross Fiduciary activities income | $2,000 | 1,343 |
| Service charges on deposit accounts | $44,000 | 5,485 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $657,000 | 5,027 |
| Salaries and employee benefits | $346,000 | 5,136 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $236,000 | 4,401 |
| Pre-tax net operating income | $719,000 | 2,682 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $192,000 | 2,768 |
| Income before extraordinary items | $527,000 | 2,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $527,000 | 2,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,819 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $527,000 | 2,694 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,336,000 | 3,526 |
| Total interest expense | $3,477,000 | 3,120 |
| Net interest income | $4,859,000 | 3,751 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $286,000 | 6,570 |
| Gross Fiduciary activities income | $24,000 | 1,242 |
| Service charges on deposit accounts | $156,000 | 5,767 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 6,325 |
| Total noninterest expense | $2,799,000 | 4,683 |
| Salaries and employee benefits | $1,552,000 | 4,568 |
| Premises and equipment expense | $324,000 | 5,323 |
| Additional noninterest expense | $923,000 | 4,454 |
| Pre-tax net operating income | $2,286,000 | 3,088 |
| Securities gains (losses) | $153,000 | 1,372 |
| Applicable income taxes | $628,000 | 3,043 |
| Income before extraordinary items | $1,811,000 | 3,014 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,811,000 | 3,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,634 |
| Cash dividends | $401,000 | 3,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,697,780 | 3,089 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,976,000 | 3,658 |
| Total interest expense | $4,704,000 | 3,329 |
| Net interest income | $4,272,000 | 3,923 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $261,000 | 6,760 |
| Gross Fiduciary activities income | $20,000 | 1,302 |
| Service charges on deposit accounts | $163,000 | 5,625 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $78,000 | 6,933 |
| Total noninterest expense | $2,507,000 | 4,933 |
| Salaries and employee benefits | $1,373,000 | 4,828 |
| Premises and equipment expense | $325,000 | 5,272 |
| Additional noninterest expense | $809,000 | 4,743 |
| Pre-tax net operating income | $2,026,000 | 3,144 |
| Securities gains (losses) | $185,000 | 1,259 |
| Applicable income taxes | $547,000 | 3,158 |
| Income before extraordinary items | $1,664,000 | 2,979 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,664,000 | 2,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 9,298 |
| Cash dividends | $361,000 | 4,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,525,250 | 3,085 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,342,000 | 3,611 |
| Total interest expense | $5,046,000 | 3,288 |
| Net interest income | $4,296,000 | 3,942 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $242,000 | 6,853 |
| Gross Fiduciary activities income | $30,000 | 1,111 |
| Service charges on deposit accounts | $147,000 | 5,810 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $65,000 | 7,328 |
| Total noninterest expense | $2,338,000 | 5,094 |
| Salaries and employee benefits | $1,320,000 | 4,849 |
| Premises and equipment expense | $286,000 | 5,578 |
| Additional noninterest expense | $732,000 | 5,018 |
| Pre-tax net operating income | $2,200,000 | 3,080 |
| Securities gains (losses) | $-14,000 | 8,543 |
| Applicable income taxes | $480,000 | 3,578 |
| Income before extraordinary items | $1,706,000 | 2,926 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,706,000 | 2,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,124 |
| Cash dividends | $321,000 | 4,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,716,920 | 2,897 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,556,000 | 3,676 |
| Total interest expense | $4,312,000 | 3,371 |
| Net interest income | $4,244,000 | 3,969 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $228,000 | 7,165 |
| Gross Fiduciary activities income | $26,000 | 1,185 |
| Service charges on deposit accounts | $124,000 | 6,281 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $78,000 | 7,202 |
| Total noninterest expense | $2,424,000 | 4,988 |
| Salaries and employee benefits | $1,395,000 | 4,604 |
| Premises and equipment expense | $297,000 | 5,494 |
| Additional noninterest expense | $732,000 | 5,096 |
| Pre-tax net operating income | $2,048,000 | 3,283 |
| Securities gains (losses) | $71,000 | 861 |
| Applicable income taxes | $477,000 | 3,731 |
| Income before extraordinary items | $1,642,000 | 3,023 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,642,000 | 3,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 9,769 |
| Cash dividends | $258,000 | 4,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,587,330 | 3,077 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,372,000 | 3,770 |
| Total interest expense | $4,282,000 | 3,468 |
| Net interest income | $4,090,000 | 4,047 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $238,000 | 7,136 |
| Gross Fiduciary activities income | $15,000 | 1,249 |
| Service charges on deposit accounts | $144,000 | 6,032 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $79,000 | 7,213 |
| Total noninterest expense | $2,430,000 | 4,870 |
| Salaries and employee benefits | $1,388,000 | 4,523 |
| Premises and equipment expense | $310,000 | 5,291 |
| Additional noninterest expense | $732,000 | 4,986 |
| Pre-tax net operating income | $1,898,000 | 3,476 |
| Securities gains (losses) | $179,000 | 971 |
| Applicable income taxes | $467,000 | 4,027 |
| Income before extraordinary items | $1,610,000 | 3,070 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,610,000 | 3,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 10,243 |
| Cash dividends | $251,000 | 4,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,470,380 | 3,230 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,230,000 | 3,869 |
| Total interest expense | $4,132,000 | 3,555 |
| Net interest income | $4,098,000 | 4,157 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $291,000 | 6,746 |
| Gross Fiduciary activities income | $19,000 | 1,288 |
| Service charges on deposit accounts | $146,000 | 6,234 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $126,000 | 6,144 |
| Total noninterest expense | $2,422,000 | 4,906 |
| Salaries and employee benefits | $1,352,000 | 4,631 |
| Premises and equipment expense | $139,000 | 8,048 |
| Additional noninterest expense | $931,000 | 4,176 |
| Pre-tax net operating income | $1,967,000 | 3,590 |
| Securities gains (losses) | $84,000 | 1,065 |
| Applicable income taxes | $476,000 | 4,360 |
| Income before extraordinary items | $1,575,000 | 3,216 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,575,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-324,000 | 10,858 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,510,320 | 3,261 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,084,000 | 3,996 |
| Total interest expense | $4,195,000 | 3,553 |
| Net interest income | $3,889,000 | 4,433 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $275,000 | 7,258 |
| Gross Fiduciary activities income | $37,000 | 1,284 |
| Service charges on deposit accounts | $142,000 | 6,615 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $96,000 | 7,256 |
| Total noninterest expense | $2,319,000 | 5,305 |
| Salaries and employee benefits | $1,280,000 | 4,907 |
| Premises and equipment expense | $260,000 | 6,104 |
| Additional noninterest expense | $779,000 | 5,303 |
| Pre-tax net operating income | $1,845,000 | 3,633 |
| Securities gains (losses) | $18,000 | 2,073 |
| Applicable income taxes | $396,000 | 4,923 |
| Income before extraordinary items | $1,467,000 | 3,256 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,467,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $788,000 | 1,030 |
| Cash dividends | $251,000 | 4,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,452,780 | 3,259 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,902,000 | 4,055 |
| Total interest expense | $4,058,000 | 3,634 |
| Net interest income | $3,844,000 | 4,453 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $225,000 | 8,061 |
| Gross Fiduciary activities income | $35,000 | 1,346 |
| Service charges on deposit accounts | $140,000 | 6,882 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $50,000 | 9,224 |
| Total noninterest expense | $2,337,000 | 5,283 |
| Salaries and employee benefits | $1,283,000 | 4,914 |
| Premises and equipment expense | $254,000 | 6,277 |
| Additional noninterest expense | $800,000 | 5,256 |
| Pre-tax net operating income | $1,732,000 | 3,975 |
| Securities gains (losses) | $-59,000 | 11,267 |
| Applicable income taxes | $333,000 | 5,623 |
| Income before extraordinary items | $1,340,000 | 3,573 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,340,000 | 3,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-149,000 | 11,816 |
| Cash dividends | $180,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,387,200 | 3,469 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,648,000 | 3,898 |
| Total interest expense | $3,740,000 | 3,269 |
| Net interest income | $3,908,000 | 4,481 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $195,000 | 8,813 |
| Gross Fiduciary activities income | $12,000 | 1,462 |
| Service charges on deposit accounts | $139,000 | 7,144 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $44,000 | 9,933 |
| Total noninterest expense | $2,576,000 | 5,019 |
| Salaries and employee benefits | $1,146,000 | 5,467 |
| Premises and equipment expense | $292,000 | 5,835 |
| Additional noninterest expense | $1,138,000 | 4,246 |
| Pre-tax net operating income | $1,527,000 | 4,353 |
| Securities gains (losses) | $759,000 | 202 |
| Applicable income taxes | $499,000 | 4,056 |
| Income before extraordinary items | $1,787,000 | 2,710 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,787,000 | 2,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,275 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,194,980 | 3,905 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,688,000 | 3,958 |
| Total interest expense | $3,720,000 | 3,388 |
| Net interest income | $3,968,000 | 4,441 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $199,000 | 9,245 |
| Gross Fiduciary activities income | $14,000 | 1,473 |
| Service charges on deposit accounts | $139,000 | 7,368 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $2,349,000 | 5,563 |
| Salaries and employee benefits | $1,157,000 | 5,400 |
| Premises and equipment expense | $255,000 | 6,603 |
| Additional noninterest expense | $937,000 | 5,203 |
| Pre-tax net operating income | $1,818,000 | 3,642 |
| Securities gains (losses) | $209,000 | 1,643 |
| Applicable income taxes | $400,000 | 5,007 |
| Income before extraordinary items | $1,627,000 | 2,998 |
| Extraordinary gains, net | $238,000 | 877 |
| Net income | $1,865,000 | 2,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-136,000 | 13,022 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,459,800 | 3,143 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,870,000 | 4,350 |
| Total interest expense | $4,366,000 | 3,754 |
| Net interest income | $3,504,000 | 5,003 |
| Provision for loan and lease losses | $-409,000 | 13,883 |
| Total noninterest income | $171,000 | 10,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $2,664,000 | 5,015 |
| Salaries and employee benefits | $1,124,000 | 5,491 |
| Premises and equipment expense | $242,000 | 6,944 |
| Additional noninterest expense | $1,298,000 | 4,043 |
| Pre-tax net operating income | $1,420,000 | 4,260 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $243,000 | 6,773 |
| Income before extraordinary items | $1,177,000 | 3,879 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,177,000 | 3,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-110,000 | 13,745 |
| Cash dividends | $98,000 | 6,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,177,000 | 3,591 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.