Home > Citizens National Bank, N.A. > Net charge- offs to loans
Citizens National Bank, N.A., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0889% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0855% | 269 |
| Percentage Net Loans Charged-off:Construction & development | 0.4029% | 58 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0662% | 205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4472% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1201% | 1,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0610% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0610% | 568 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0671% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1013% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 0.5650% | 36 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 386 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0550% | 4,429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2493% | 4,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3840% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3840% | 407 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1033% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1547% | 96 |
| Percentage Net Loans Charged-off:Construction & development | 0.8930% | 13 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 4,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0333% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0660% | 4,474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3726% | 4,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0878% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0878% | 285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0554% | 4,388 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 4,069 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0660% | 4,574 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7166% | 4,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1001% | 136 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1001% | 124 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0396% | 4,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0735% | 286 |
| Percentage Net Loans Charged-off:Construction & development | 0.5453% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0385% | 4,279 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1034% | 4,552 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0298% | 4,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0215% | 4,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2641% | 1,520 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2641% | 1,438 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 3,675 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 3,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0464% | 4,358 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1163% | 4,590 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0371% | 4,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0189% | 3,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1620% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1620% | 1,604 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0085% | 3,533 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 3,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0462% | 4,242 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0826% | 3,384 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0413% | 4,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 3,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 2,978 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0253% | 4,113 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1203% | 3,439 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 3,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0353% | 524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1011% | 851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0903% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3812% | 64 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6940% | 9 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0720% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1891% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1269% | 1,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1269% | 1,735 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1029% | 727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0775% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3198% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4223% | 9 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2501% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2184% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2184% | 1,226 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1577% | 528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1210% | 281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4883% | 57 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4629% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0675% | 340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3724% | 359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0824% | 1,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0824% | 1,568 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 1,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0658% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0914% | 3,574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0883% | 221 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0086% | 3,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1611% | 1,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1611% | 1,197 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1728% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2263% | 281 |
| Percentage Net Loans Charged-off:Construction & development | 0.8604% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0418% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1781% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0799% | 3,578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2158% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2099% | 4,615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2099% | 4,582 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2222% | 688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2873% | 192 |
| Percentage Net Loans Charged-off:Construction & development | 1.1631% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0554% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1832% | 264 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0700% | 3,586 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2203% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0119% | 1,740 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2515% | 4,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2515% | 4,604 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2866% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3615% | 152 |
| Percentage Net Loans Charged-off:Construction & development | 1.6914% | 31 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0697% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0584% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0410% | 3,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0732% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0414% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3069% | 4,688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3069% | 4,645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5850% | 251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7229% | 60 |
| Percentage Net Loans Charged-off:Construction & development | 3.4274% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1399% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1232% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0401% | 3,572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1478% | 269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0150% | 1,057 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0669% | 4,321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0669% | 4,290 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0697% | 2,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0519% | 1,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0305% | 860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1297% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3316% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0961% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2199% | 1,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1073% | 2,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1073% | 2,736 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0883% | 1,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0596% | 861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0417% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1357% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4454% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0829% | 644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3028% | 979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2413% | 2,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2413% | 2,019 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0874% | 1,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0634% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0613% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1145% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6650% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2712% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1804% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1804% | 2,048 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0387% | 1,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0682% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2343% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3392% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0452% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0988% | 4,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0904% | 1,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0833% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0637% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2213% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9874% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0790% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1767% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1074% | 4,836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1074% | 4,794 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 1,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0994% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1194% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1971% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1047% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1364% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0528% | 4,646 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0528% | 4,601 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1109% | 1,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0578% | 799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1719% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2172% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1630% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3885% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4757% | 1,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4757% | 1,269 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1557% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0639% | 682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4305% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 4,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7983% | 373 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0412% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0412% | 669 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0740% | 162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 2,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0129% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 1,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0273% | 1,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 1,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5491% | 77 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4896% | 1,770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4896% | 1,636 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4406% | 112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 1,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0168% | 367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0367% | 1,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0456% | 1,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.7870% | 46 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6064% | 1,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6064% | 1,231 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1424% | 72 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 1,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0250% | 287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0048% | 776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0430% | 1,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0537% | 1,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.0229% | 28 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8943% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8943% | 807 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0518% | 28 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0327% | 1,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0868% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1086% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 24.4771% | 10 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1861% | 688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1861% | 615 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0808% | 2,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0520% | 1,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0169% | 531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0526% | 1,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0786% | 1,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1044% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0717% | 1,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1565% | 1,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8689% | 1,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8689% | 979 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0962% | 1,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0694% | 1,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0223% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0709% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1048% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1396% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0956% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1509% | 1,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0156% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0156% | 736 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 2,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 2,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 2,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0247% | 534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 2,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1307% | 1,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6782% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6782% | 1,070 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0423% | 2,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 1,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1238% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 1,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1288% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7999% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7999% | 886 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1177% | 2,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1391% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1628% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2130% | 1,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2695% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1984% | 1,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0236% | 2,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1606% | 2,871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0803% | 3,160 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0917% | 2,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1121% | 1,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0845% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2296% | 893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0734% | 667 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2695% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0232% | 1,962 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0696% | 5,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0696% | 5,211 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1153% | 1,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1498% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1065% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3160% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1142% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3660% | 569 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 4,338 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1353% | 5,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1353% | 5,326 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 1,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1054% | 1,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0853% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2109% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2604% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0092% | 1,140 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1983% | 5,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1983% | 5,409 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1368% | 2,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1519% | 1,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0816% | 1,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9488% | 170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2830% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 4,350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3337% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0768% | 2,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1082% | 3,353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1082% | 3,213 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1753% | 2,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1939% | 1,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1110% | 1,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2319% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3471% | 961 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0063% | 4,374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4069% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1046% | 1,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1218% | 3,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1218% | 2,871 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1354% | 2,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1433% | 1,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1728% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2200% | 1,385 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0099% | 4,404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2574% | 1,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0948% | 1,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2084% | 2,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2084% | 2,250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 2,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 2,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1032% | 1,560 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0588% | 4,590 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1301% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1489% | 986 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1647% | 5,612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1647% | 5,555 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0970% | 3,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0295% | 4,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0841% | 3,142 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0462% | 4,742 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1054% | 2,821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1353% | 2,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7061% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7061% | 535 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 3,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 3,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0669% | 3,087 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0486% | 4,759 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0856% | 2,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1549% | 2,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5482% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5482% | 586 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1001% | 3,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 3,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0956% | 2,576 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0315% | 4,704 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1164% | 2,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1090% | 1,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7345% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7345% | 511 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1128% | 2,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 2,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0415% | 2,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0484% | 2,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2268% | 1,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0298% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0298% | 454 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0992% | 4,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0778% | 4,223 |
| Percentage Net Loans Charged-off:Construction & development | -0.0071% | 5,894 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2398% | 2,759 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0530% | 5,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2924% | 2,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1361% | 2,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4661% | 2,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4661% | 2,312 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1070% | 4,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 3,955 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 5,926 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2579% | 2,521 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0358% | 5,040 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3117% | 2,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1847% | 2,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4137% | 2,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4138% | 2,224 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1675% | 3,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1264% | 3,383 |
| Percentage Net Loans Charged-off:Construction & development | -0.0144% | 5,953 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4065% | 1,884 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0537% | 5,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4940% | 1,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2847% | 2,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6783% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6783% | 1,547 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0595% | 3,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 3,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0595% | 2,732 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0429% | 5,075 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0795% | 2,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3219% | 1,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0216% | 2,995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0216% | 2,832 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 5,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0394% | 5,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0319% | 2,878 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1002% | 4,080 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0058% | 5,214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1202% | 3,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1269% | 3,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2328% | 3,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2098% | 3,679 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0556% | 5,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 5,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0482% | 2,585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 4,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0090% | 1,680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2388% | 2,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3983% | 2,902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3585% | 2,730 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0772% | 4,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 4,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0723% | 2,234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 6,957 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1240% | 5,346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3684% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5625% | 2,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4889% | 2,128 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0825% | 4,124 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 6,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0298% | 6,986 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1663% | 5,384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5344% | 1,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6044% | 1,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4918% | 1,788 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0815% | 6,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0895% | 4,948 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0813% | 3,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1758% | 3,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6359% | 1,126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0713% | 4,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0293% | 6,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2204% | 4,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 5,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0619% | 4,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1087% | 2,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0495% | 4,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0608% | 3,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0423% | 6,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2073% | 4,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0829% | 5,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1065% | 4,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1910% | 2,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0764% | 3,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0944% | 3,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1619% | 6,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2014% | 3,878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0138% | 6,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 6,406 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2953% | 7,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0931% | 6,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 5,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0094% | 3,470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 4,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 4,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5795% | 3,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7770% | 3,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 6,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0303% | 4,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6194% | 3,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 6,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0823% | 3,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4536% | 3,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 5,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0737% | 2,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2519% | 3,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1145% | 5,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0383% | 4,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0480% | 2,715 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 7,700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0895% | 2,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1054% | 2,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5168% | 2,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6405% | 3,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1355% | 3,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0519% | 3,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0642% | 2,045 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 7,742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1215% | 2,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1424% | 1,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7015% | 1,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4906% | 3,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1846% | 2,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0833% | 2,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0954% | 1,472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1871% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2193% | 1,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8507% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6435% | 2,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2142% | 2,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 2,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.1949% | 846 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5243% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4420% | 2,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0686% | 4,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0710% | 2,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1458% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0420% | 2,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1353% | 653 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 2,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0273% | 7,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2852% | 4,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0818% | 3,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0895% | 1,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1802% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0592% | 1,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1850% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 1,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0364% | 7,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1793% | 4,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1416% | 2,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1434% | 955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2689% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1207% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4747% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0538% | 1,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0432% | 2,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2923% | 3,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1327% | 1,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1455% | 708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3377% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0653% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0843% | 1,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0395% | 3,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0854% | 3,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 2,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1349% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0917% | 8,313 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5379% | 6,130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0049% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0617% | 3,475 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0224% | 8,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0222% | 860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1240% | 8,383 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7308% | 6,125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3402% | 887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0821% | 2,766 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 7,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0347% | 8,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5311% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1675% | 1,498 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 7,998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0400% | 8,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8717% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 4,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 2,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0631% | 908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0061% | 4,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5177% | 3,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 3,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0404% | 1,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1023% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0081% | 3,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5996% | 2,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0254% | 4,580 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 8,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0638% | 8,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6612% | 2,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0523% | 3,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0216% | 8,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0520% | 8,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9668% | 1,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0552% | 5,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1093% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.1738% | 396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1496% | 882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 8,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 8,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3368% | 8,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0482% | 6,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 3,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1555% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 0.2345% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2249% | 552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0180% | 8,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 8,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4800% | 8,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0762% | 5,732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 4,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1488% | 983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4041% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0274% | 8,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 8,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7710% | 8,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0190% | 5,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0679% | 3,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 1,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0966% | 974 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5891% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3657% | 1,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0778% | 4,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1352% | 4,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 2,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.1902% | 481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0303% | 8,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0306% | 8,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6423% | 2,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4008% | 4,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1640% | 3,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 2,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.2707% | 337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0402% | 8,602 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0402% | 8,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8734% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3237% | 4,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1752% | 3,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0789% | 1,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.4362% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0607% | 8,712 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0607% | 8,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4847% | 1,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6341% | 3,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2166% | 2,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1650% | 803 |
| Percentage Net Loans Charged-off:Construction & development | 0.9474% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1241% | 8,899 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1241% | 8,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1135% | 7,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9837% | 1,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1076% | 5,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 3,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0382% | 2,490 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 2,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6930% | 2,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1914% | 6,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1367% | 4,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 3,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 2,325 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 2,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7771% | 2,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2695% | 5,525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1086% | 4,476 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0968% | 4,896 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1543% | 4,129 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0886% | 5,745 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 7,947 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1127% | 11,206 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1005% | 11,421 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 8,489 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4147% | 13,602 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |