Home > Citizens National Bank and Trust Company > Assets and Liabilities
Citizens National Bank and Trust Company, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 22 | 6,730 |
| Assets and Liabilities | ||
| Total Assets: | $75,498,000 | 5,410 |
| Cash and due from depository institutions | $1,717,000 | 6,730 |
| Interest-bearing balances | $332,000 | 3,484 |
| Securities | $34,007,000 | 3,272 |
| Federal funds sold & reverse repurchase agreements | $7,600,000 | 1,833 |
| Net loans & leases | $30,744,000 | 6,765 |
| Loan loss allowance | $428,000 | 6,297 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $569,000 | 7,604 |
| Other real estate owned | $0 | 6,730 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $861,000 | 6,621 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,498,000 | 5,410 |
| Total liabilities | $66,669,000 | 5,481 |
| Total deposits | $66,457,000 | 5,247 |
| Interest-bearing deposits | $64,389,000 | 4,778 |
| Deposits held in domestic offices | $66,457,000 | 5,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $212,000 | 8,830 |
| Total equity capital | $8,829,000 | 4,812 |
| Total bank equity capital | $8,829,000 | 4,812 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,015,000 | 1,181 |
| Surplus | $2,996,000 | 4,227 |
| Undivided profits | $2,818,000 | 6,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $149,000 | 9,039 |
| Earning assets | $72,683,000 | 5,222 |
| Long-term assets (5+ years) | $22,888,000 | 2,546 |
| Average Assets, year-to-date | $74,692,800 | 5,266 |
| Average Assets, quarterly | $74,641,000 | 5,407 |
| Volatile liabilities | $4,807,000 | 7,243 |
| Insider loans | $1,246,000 | 3,028 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,652,000 | 5,367 |
| Tier 1 (core) risk-based capital | $8,823,000 | 4,663 |
| Tier 2 risk-based capital | $426,550 | 5,762 |
| Total risk weighted assets | $34,122,250 | 6,523 |
| Total unused commitments | $4,652,000 | 5,372 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 21 | 7,260 |
| Assets and Liabilities | ||
| Total Assets: | $75,963,000 | 5,526 |
| Cash and due from depository institutions | $1,893,000 | 7,260 |
| Interest-bearing balances | $289,000 | 3,684 |
| Securities | $41,956,000 | 2,874 |
| Federal funds sold & reverse repurchase agreements | $5,050,000 | 2,546 |
| Net loans & leases | $25,492,000 | 7,573 |
| Loan loss allowance | $427,000 | 6,540 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $609,000 | 7,558 |
| Other real estate owned | $63,000 | 7,260 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $900,000 | 6,684 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,963,000 | 5,526 |
| Total liabilities | $67,491,000 | 5,567 |
| Total deposits | $66,983,000 | 5,376 |
| Interest-bearing deposits | $65,306,000 | 4,851 |
| Deposits held in domestic offices | $66,983,000 | 5,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $508,000 | 5,901 |
| Total equity capital | $8,472,000 | 4,998 |
| Total bank equity capital | $8,472,000 | 4,998 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,015,000 | 1,241 |
| Surplus | $2,996,000 | 4,290 |
| Undivided profits | $2,461,000 | 6,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $121,000 | 9,846 |
| Earning assets | $72,787,000 | 5,345 |
| Long-term assets (5+ years) | $25,663,000 | 2,224 |
| Average Assets, year-to-date | $73,065,400 | 5,531 |
| Average Assets, quarterly | $74,704,500 | 5,548 |
| Volatile liabilities | $4,990,000 | 7,110 |
| Insider loans | $693,000 | 4,620 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,510,000 | 6,898 |
| Tier 1 (core) risk-based capital | $8,534,000 | 4,857 |
| Tier 2 risk-based capital | $397,680 | 6,155 |
| Total risk weighted assets | $31,785,080 | 6,887 |
| Total unused commitments | $2,510,000 | 6,913 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $72,724,000 | 5,781 |
| Cash and due from depository institutions | $1,845,000 | 7,557 |
| Interest-bearing balances | $279,000 | 3,970 |
| Securities | $43,670,000 | 2,886 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 5,257 |
| Net loans & leases | $23,398,000 | 7,985 |
| Loan loss allowance | $507,000 | 5,984 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $669,000 | 7,402 |
| Other real estate owned | $0 | 7,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $942,000 | 6,642 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,724,000 | 5,781 |
| Total liabilities | $66,085,000 | 5,720 |
| Total deposits | $65,669,000 | 5,535 |
| Interest-bearing deposits | $63,724,000 | 5,026 |
| Deposits held in domestic offices | $65,669,000 | 5,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $416,000 | 6,990 |
| Total equity capital | $6,639,000 | 6,097 |
| Total bank equity capital | $6,639,000 | 6,097 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,363,000 | 1,705 |
| Surplus | $2,343,000 | 5,030 |
| Undivided profits | $1,933,000 | 7,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $290,000 | 5,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $108,000 | 10,523 |
| Earning assets | $69,547,000 | 5,601 |
| Long-term assets (5+ years) | $29,528,000 | 1,841 |
| Average Assets, year-to-date | $71,983,600 | 5,619 |
| Average Assets, quarterly | $71,029,500 | 5,827 |
| Volatile liabilities | $3,951,000 | 7,697 |
| Insider loans | $696,000 | 4,708 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $751,000 | 9,509 |
| Tier 1 (core) risk-based capital | $6,658,000 | 5,942 |
| Tier 2 risk-based capital | $365,360 | 6,562 |
| Total risk weighted assets | $29,087,260 | 7,296 |
| Total unused commitments | $751,000 | 9,517 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 20 | 8,087 |
| Assets and Liabilities | ||
| Total Assets: | $71,929,000 | 5,800 |
| Cash and due from depository institutions | $1,225,000 | 8,087 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $44,648,000 | 2,938 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 4,155 |
| Net loans & leases | $22,410,000 | 8,267 |
| Loan loss allowance | $507,000 | 6,110 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $696,000 | 7,404 |
| Other real estate owned | $41,000 | 8,087 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,209,000 | 5,879 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,929,000 | 5,800 |
| Total liabilities | $66,361,000 | 5,709 |
| Total deposits | $65,959,000 | 5,495 |
| Interest-bearing deposits | $63,980,000 | 4,956 |
| Deposits held in domestic offices | $65,959,000 | 5,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $402,000 | 6,064 |
| Total equity capital | $5,568,000 | 6,622 |
| Total bank equity capital | $5,568,000 | 6,622 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,363,000 | 1,750 |
| Surplus | $2,343,000 | 4,992 |
| Undivided profits | $862,000 | 9,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $335,000 | 5,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $103,000 | 10,812 |
| Earning assets | $68,758,000 | 5,614 |
| Long-term assets (5+ years) | $30,388,000 | 1,813 |
| Average Assets, year-to-date | $70,712,000 | 5,769 |
| Average Assets, quarterly | $71,248,500 | 5,805 |
| Volatile liabilities | $4,602,000 | 7,036 |
| Insider loans | $741,000 | 4,515 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $863,000 | 9,445 |
| Tier 1 (core) risk-based capital | $6,158,000 | 6,259 |
| Tier 2 risk-based capital | $357,710 | 6,720 |
| Total risk weighted assets | $28,467,710 | 7,471 |
| Total unused commitments | $863,000 | 9,453 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $72,490,000 | 5,885 |
| Cash and due from depository institutions | $2,105,000 | 8,210 |
| Interest-bearing balances | $300,000 | 4,987 |
| Securities | $40,816,000 | 3,413 |
| Federal funds sold & reverse repurchase agreements | $4,850,000 | 2,893 |
| Net loans & leases | $23,348,000 | 8,151 |
| Loan loss allowance | $268,000 | 9,096 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $718,000 | 7,418 |
| Other real estate owned | $0 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $653,000 | 8,122 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,490,000 | 5,885 |
| Total liabilities | $66,875,000 | 5,815 |
| Total deposits | $66,449,000 | 5,651 |
| Interest-bearing deposits | $63,416,000 | 5,193 |
| Deposits held in domestic offices | $66,449,000 | 5,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $426,000 | 5,999 |
| Total equity capital | $5,615,000 | 6,706 |
| Total bank equity capital | $5,615,000 | 6,706 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,283,000 | 1,820 |
| Surplus | $2,263,000 | 5,066 |
| Undivided profits | $1,069,000 | 9,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $345,000 | 5,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $93,000 | 11,234 |
| Earning assets | $69,314,000 | 5,696 |
| Long-term assets (5+ years) | $42,733,000 | 1,393 |
| Average Assets, year-to-date | $74,372,200 | 5,637 |
| Average Assets, quarterly | $72,732,500 | 5,823 |
| Volatile liabilities | $2,061,000 | 9,616 |
| Insider loans | $877,000 | 4,080 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,244,000 | 8,751 |
| Tier 1 (core) risk-based capital | $5,615,000 | 6,615 |
| Tier 2 risk-based capital | $268,000 | 8,071 |
| Total risk weighted assets | $28,376,400 | 7,535 |
| Total unused commitments | $1,244,000 | 8,779 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $76,280,000 | 5,708 |
| Cash and due from depository institutions | $5,266,000 | 8,155 |
| Interest-bearing balances | $300,000 | 5,540 |
| Securities | $39,685,000 | 3,467 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 6,440 |
| Net loans & leases | $27,853,000 | 7,398 |
| Loan loss allowance | $280,000 | 9,133 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $745,000 | 7,396 |
| Other real estate owned | $0 | 8,155 |
| Goodwill and other intangibles | $102,000 | 2,194 |
| All other assets | $629,000 | 8,619 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,280,000 | 5,708 |
| Total liabilities | $71,525,000 | 5,574 |
| Total deposits | $71,232,000 | 5,416 |
| Interest-bearing deposits | $69,325,000 | 4,917 |
| Deposits held in domestic offices | $71,232,000 | 5,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $293,000 | 8,345 |
| Total equity capital | $4,755,000 | 7,333 |
| Total bank equity capital | $4,755,000 | 7,333 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,283,000 | 1,874 |
| Surplus | $2,263,000 | 4,981 |
| Undivided profits | $209,000 | 11,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $111,000 | 9,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $115,000 | 11,073 |
| Earning assets | $69,838,000 | 5,686 |
| Long-term assets (5+ years) | $47,191,000 | 1,234 |
| Average Assets, year-to-date | $66,863,800 | 6,228 |
| Average Assets, quarterly | $73,793,000 | 5,818 |
| Volatile liabilities | $2,010,000 | 9,996 |
| Insider loans | $303,000 | 2,894 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,378,000 | 8,356 |
| Tier 1 (core) risk-based capital | $4,653,000 | 7,384 |
| Tier 2 risk-based capital | $280,000 | 7,935 |
| Total risk weighted assets | $29,053,800 | 7,497 |
| Total unused commitments | $1,378,000 | 8,384 |
| Derivatives | $0 | 651 |