Home > Citizens National Bank > Income and Expense
Citizens National Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,170,000 | 9,463 |
| Total interest expense | $1,136,000 | 8,792 |
| Net interest income | $1,034,000 | 9,838 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $164,000 | 9,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $987,000 | 9,002 |
| Salaries and employee benefits | $468,000 | 9,380 |
| Premises and equipment expense | $220,000 | 6,832 |
| Additional noninterest expense | $299,000 | 9,249 |
| Pre-tax net operating income | $211,000 | 10,394 |
| Securities gains (losses) | $-15,000 | 10,368 |
| Applicable income taxes | $40,000 | 10,383 |
| Income before extraordinary items | $156,000 | 10,408 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $156,000 | 10,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $168,000 | 10,259 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,768,000 | 10,233 |
| Total interest expense | $830,000 | 9,442 |
| Net interest income | $938,000 | 10,606 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $149,000 | 9,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,920 |
| Total noninterest expense | $844,000 | 10,027 |
| Salaries and employee benefits | $446,000 | 9,864 |
| Premises and equipment expense | $32,000 | 12,185 |
| Additional noninterest expense | $366,000 | 9,165 |
| Pre-tax net operating income | $243,000 | 10,555 |
| Securities gains (losses) | $-14,000 | 10,078 |
| Applicable income taxes | $49,000 | 10,496 |
| Income before extraordinary items | $180,000 | 10,500 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $180,000 | 10,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,066 |
| Cash dividends | $125,000 | 6,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $191,060 | 10,433 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 11,970 |
| Total interest expense | $595,000 | 11,178 |
| Net interest income | $563,000 | 12,356 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $87,000 | 11,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 9,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,333 |
| Total noninterest expense | $499,000 | 12,175 |
| Salaries and employee benefits | $254,000 | 12,146 |
| Premises and equipment expense | $69,000 | 11,541 |
| Additional noninterest expense | $176,000 | 12,078 |
| Pre-tax net operating income | $151,000 | 11,463 |
| Securities gains (losses) | $-5,000 | 12,580 |
| Applicable income taxes | $34,000 | 11,288 |
| Income before extraordinary items | $112,000 | 11,682 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $112,000 | 11,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 11,621 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $115,850 | 11,437 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,136,000 | 10,619 |
| Total interest expense | $1,107,000 | 9,958 |
| Net interest income | $1,029,000 | 10,989 |
| Provision for loan and lease losses | $28,000 | 10,112 |
| Total noninterest income | $98,000 | 11,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $658,000 | 11,748 |
| Salaries and employee benefits | $284,000 | 12,196 |
| Premises and equipment expense | $78,000 | 11,557 |
| Additional noninterest expense | $296,000 | 10,876 |
| Pre-tax net operating income | $441,000 | 8,879 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $142,000 | 8,837 |
| Income before extraordinary items | $306,000 | 9,233 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $306,000 | 9,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 13,617 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $301,240 | 8,934 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.