Home > Citizens National Bank > Loan Charge- Offs and Recoveries
Citizens National Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,372,000 | 549 |
| Loans secured by real estate, total | $98,000 | 1,438 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $98,000 | 1,438 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $93,000 | 940 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $5,000 | 1,521 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $19,000 | 4,853 |
| Loans to individuals | $2,250,000 | 361 |
| Credit card loan charge offs | $575,000 | 317 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,675,000 | 289 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $5,000 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $574,000 | 606 |
| Loans secured by real estate, total | $16,000 | 1,970 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $16,000 | 1,971 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,232 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $8,000 | 4,268 |
| Loans to individuals | $550,000 | 334 |
| Credit card loan recoveries | $66,000 | 326 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $484,000 | 271 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,798,000 | 540 |
| Loans secured by real estate, total | $82,000 | 1,246 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $82,000 | 1,244 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $77,000 | 889 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $5,000 | 1,235 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $11,000 | 4,318 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $1,700,000 | 361 |
| Credit card loan net charge offs | $509,000 | 312 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,191,000 | 296 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $5,000 | 254 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,617,000 | 605 |
| Loans secured by real estate, total | $1,031,000 | 380 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,031,000 | 380 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $31,000 | 1,899 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $1,000,000 | 184 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $48,000 | 3,659 |
| Loans to individuals | $1,513,000 | 480 |
| Credit card loan charge offs | $220,000 | 512 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,293,000 | 384 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $25,000 | 235 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $483,000 | 785 |
| Loans secured by real estate, total | $84,000 | 930 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $84,000 | 930 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $84,000 | 431 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $7,000 | 4,774 |
| Loans to individuals | $377,000 | 468 |
| Credit card loan recoveries | $35,000 | 481 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $342,000 | 391 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $15,000 | 158 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,134,000 | 550 |
| Loans secured by real estate, total | $947,000 | 292 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $947,000 | 291 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-53,000 | 11,340 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $1,000,000 | 131 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $41,000 | 3,010 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,136,000 | 471 |
| Credit card loan net charge offs | $185,000 | 509 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $951,000 | 369 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $10,000 | 261 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $499,000 | 1,757 |
| Loans secured by real estate, total | $131,000 | 1,526 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $131,000 | 1,524 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $131,000 | 917 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $25,000 | 4,624 |
| Loans to individuals | $338,000 | 1,047 |
| Credit card loan charge offs | $14,000 | 1,784 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $324,000 | 862 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $5,000 | 279 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $149,000 | 1,897 |
| Loans secured by real estate, total | $38,000 | 1,577 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $38,000 | 1,576 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $38,000 | 811 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $6,000 | 5,379 |
| Loans to individuals | $104,000 | 1,025 |
| Credit card loan recoveries | $23,000 | 623 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $81,000 | 1,062 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $1,000 | 288 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $350,000 | 1,753 |
| Loans secured by real estate, total | $93,000 | 1,459 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $93,000 | 1,458 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $93,000 | 947 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $19,000 | 3,781 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $234,000 | 1,049 |
| Credit card loan net charge offs | $-9,000 | 11,920 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $243,000 | 799 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $4,000 | 238 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $107,000 | 4,941 |
| Loans secured by real estate, total | $13,000 | 4,408 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $13,000 | 4,408 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $13,000 | 3,159 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $5,000 | 6,778 |
| Loans to individuals | $89,000 | 2,403 |
| Credit card loan charge offs | $1,000 | 3,518 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $88,000 | 2,098 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $342,000 | 1,126 |
| Loans secured by real estate, total | $205,000 | 603 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $205,000 | 602 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 3,734 |
| Secured by multifamily residential properties | $7,000 | 356 |
| Secured by nonfarm nonresidential properties | $197,000 | 356 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $41,000 | 2,657 |
| Loans to individuals | $96,000 | 1,133 |
| Credit card loan recoveries | $19,000 | 695 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $77,000 | 1,188 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $-235,000 | 12,438 |
| Loans secured by real estate, total | $-192,000 | 12,451 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-192,000 | 12,489 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $12,000 | 2,674 |
| Secured by multifamily residential properties | $-7,000 | 12,433 |
| Secured by nonfarm nonresidential properties | $-197,000 | 12,478 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-36,000 | 11,543 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-7,000 | 11,917 |
| Credit card loan net charge offs | $-18,000 | 12,579 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $11,000 | 4,770 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $314,000 | 3,100 |
| Loans secured by real estate, total | $49,000 | 3,375 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $49,000 | 3,374 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $33,000 | 2,569 |
| Secured by multifamily residential properties | $13,000 | 651 |
| Secured by nonfarm nonresidential properties | $3,000 | 2,998 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $53,000 | 4,378 |
| Loans to individuals | $212,000 | 1,458 |
| Credit card loan charge offs | $45,000 | 1,074 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $167,000 | 1,443 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $189,000 | 1,923 |
| Loans secured by real estate, total | $40,000 | 1,819 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $40,000 | 1,819 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 3,025 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $36,000 | 978 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $12,000 | 5,362 |
| Loans to individuals | $137,000 | 943 |
| Credit card loan recoveries | $26,000 | 630 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $111,000 | 961 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $125,000 | 4,080 |
| Loans secured by real estate, total | $9,000 | 4,839 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $9,000 | 4,836 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $29,000 | 2,330 |
| Secured by multifamily residential properties | $13,000 | 613 |
| Secured by nonfarm nonresidential properties | $-33,000 | 12,918 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $41,000 | 3,748 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $75,000 | 2,173 |
| Credit card loan net charge offs | $19,000 | 1,405 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $56,000 | 2,237 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,339,000 | 1,496 |
| Loans secured by real estate, total | $83,000 | 3,301 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $83,000 | 3,301 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $33,000 | 3,059 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $50,000 | 2,187 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $920,000 | 838 |
| Loans to individuals | $336,000 | 1,280 |
| Credit card loan charge offs | $89,000 | 882 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $247,000 | 1,322 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $149,000 | 2,461 |
| Loans secured by real estate, total | $5,000 | 4,335 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $5,000 | 4,334 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,872 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $22,000 | 4,418 |
| Loans to individuals | $122,000 | 1,102 |
| Credit card loan recoveries | $22,000 | 687 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $100,000 | 1,105 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $1,190,000 | 1,400 |
| Loans secured by real estate, total | $78,000 | 3,014 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $78,000 | 3,014 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $28,000 | 2,881 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $50,000 | 2,029 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $898,000 | 734 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $214,000 | 1,398 |
| Credit card loan net charge offs | $67,000 | 918 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $147,000 | 1,481 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.