Home > Citizens National Bank > Assets and Liabilities
Citizens National Bank, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 71 | 2,359 |
| Assets and Liabilities | ||
| Total Assets: | $438,560,000 | 1,645 |
| Cash and due from depository institutions | $40,238,000 | 2,359 |
| Interest-bearing balances | $472,000 | 5,049 |
| Securities | $173,306,000 | 726 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $184,911,000 | 2,504 |
| Loan loss allowance | $3,108,000 | 2,099 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,338,000 | 2,422 |
| Other real estate owned | $2,926,000 | 2,359 |
| Goodwill and other intangibles | $23,304,000 | 345 |
| All other assets | $8,537,000 | 2,135 |
| Life insurance assets | $1,710,000 | 2,489 |
| Total liabilities and capital | $438,560,000 | 1,645 |
| Total liabilities | $421,853,000 | 1,552 |
| Total deposits | $393,635,000 | 1,442 |
| Interest-bearing deposits | $386,081,000 | 1,283 |
| Deposits held in domestic offices | $393,635,000 | 1,437 |
| % insured | 91.70% | 661 |
| Federal funds purchased & repurchase agreements | $2,409,000 | 1,925 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $24,452,000 | 1,806 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,357,000 | 3,069 |
| Total equity capital | $16,707,000 | 3,813 |
| Total bank equity capital | $16,707,000 | 3,813 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,280,000 | 2,494 |
| Surplus | $46,678,000 | 755 |
| Undivided profits | $-31,251,000 | 8,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $15,940,000 | 886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,436,000 | 970 |
| Earning assets | $358,689,000 | 1,807 |
| Long-term assets (5+ years) | $181,860,000 | 747 |
| Average Assets, year-to-date | $442,110,000 | 1,606 |
| Average Assets, quarterly | $442,110,000 | 1,606 |
| Volatile liabilities | $35,756,000 | 3,552 |
| Insider loans | $2,185,000 | 2,967 |
| FHLB advances | $24,053,000 | 1,715 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $11,702,000 | 4,140 |
| Tier 1 (core) risk-based capital | $9,321,000 | 5,494 |
| Tier 2 risk-based capital | $3,108,000 | 1,823 |
| Total risk weighted assets | $272,968,000 | 1,870 |
| Total unused commitments | $11,702,000 | 4,142 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 72 | 2,347 |
| Assets and Liabilities | ||
| Total Assets: | $445,660,000 | 1,581 |
| Cash and due from depository institutions | $17,083,000 | 2,347 |
| Interest-bearing balances | $633,000 | 4,156 |
| Securities | $195,454,000 | 630 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $192,794,000 | 2,422 |
| Loan loss allowance | $3,418,000 | 1,896 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,381,000 | 2,419 |
| Other real estate owned | $2,956,000 | 2,347 |
| Goodwill and other intangibles | $23,414,000 | 353 |
| All other assets | $8,578,000 | 2,147 |
| Life insurance assets | $1,880,000 | 2,387 |
| Total liabilities and capital | $445,660,000 | 1,581 |
| Total liabilities | $422,291,000 | 1,516 |
| Total deposits | $392,795,000 | 1,404 |
| Interest-bearing deposits | $374,692,000 | 1,283 |
| Deposits held in domestic offices | $392,795,000 | 1,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,435,000 | 2,206 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $25,461,000 | 1,884 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,600,000 | 2,710 |
| Total equity capital | $23,369,000 | 2,837 |
| Total bank equity capital | $23,369,000 | 2,837 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,280,000 | 2,500 |
| Surplus | $46,678,000 | 732 |
| Undivided profits | $-24,589,000 | 8,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,657,000 | 770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,520,000 | 998 |
| Earning assets | $388,881,000 | 1,663 |
| Long-term assets (5+ years) | $136,864,000 | 978 |
| Average Assets, year-to-date | $458,651,000 | 1,494 |
| Average Assets, quarterly | $449,029,000 | 1,564 |
| Volatile liabilities | $34,695,000 | 3,560 |
| Insider loans | $1,458,000 | 3,729 |
| FHLB advances | $24,068,000 | 1,868 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $13,891,000 | 3,811 |
| Tier 1 (core) risk-based capital | $13,517,000 | 4,302 |
| Tier 2 risk-based capital | $3,418,000 | 1,665 |
| Total risk weighted assets | $341,674,000 | 1,523 |
| Total unused commitments | $13,891,000 | 3,814 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 78 | 2,192 |
| Assets and Liabilities | ||
| Total Assets: | $452,398,000 | 1,558 |
| Cash and due from depository institutions | $6,102,000 | 2,192 |
| Interest-bearing balances | $291,000 | 4,158 |
| Securities | $184,486,000 | 656 |
| Federal funds sold & reverse repurchase agreements | $18,450,000 | 613 |
| Net loans & leases | $204,730,000 | 2,312 |
| Loan loss allowance | $2,362,000 | 2,389 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,495,000 | 2,366 |
| Other real estate owned | $186,000 | 2,192 |
| Goodwill and other intangibles | $23,527,000 | 383 |
| All other assets | $9,422,000 | 1,989 |
| Life insurance assets | $1,808,000 | 2,442 |
| Total liabilities and capital | $452,398,000 | 1,558 |
| Total liabilities | $429,153,000 | 1,479 |
| Total deposits | $399,827,000 | 1,356 |
| Interest-bearing deposits | $378,153,000 | 1,244 |
| Deposits held in domestic offices | $399,827,000 | 1,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,573,000 | 2,252 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $24,969,000 | 1,957 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,784,000 | 2,554 |
| Total equity capital | $23,245,000 | 2,837 |
| Total bank equity capital | $23,245,000 | 2,837 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,280,000 | 2,518 |
| Surplus | $46,678,000 | 720 |
| Undivided profits | $-24,713,000 | 8,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,712,000 | 842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,623,000 | 1,011 |
| Earning assets | $407,957,000 | 1,571 |
| Long-term assets (5+ years) | $201,422,000 | 660 |
| Average Assets, year-to-date | $461,898,750 | 1,489 |
| Average Assets, quarterly | $456,700,000 | 1,525 |
| Volatile liabilities | $31,671,000 | 3,684 |
| Insider loans | $1,804,000 | 3,348 |
| FHLB advances | $24,084,000 | 1,899 |
| Loans and leases held for sale | $145,000 | 1,443 |
| Unused loan commitments | $17,059,000 | 3,545 |
| Tier 1 (core) risk-based capital | $20,237,000 | 3,139 |
| Tier 2 risk-based capital | $2,362,000 | 2,199 |
| Total risk weighted assets | $369,096,000 | 1,420 |
| Total unused commitments | $17,059,000 | 3,546 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 81 | 2,138 |
| Assets and Liabilities | ||
| Total Assets: | $461,002,000 | 1,523 |
| Cash and due from depository institutions | $5,147,000 | 2,138 |
| Interest-bearing balances | $363,000 | 3,851 |
| Securities | $220,206,000 | 566 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $197,655,000 | 2,360 |
| Loan loss allowance | $2,371,000 | 2,316 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,538,000 | 2,342 |
| Other real estate owned | $0 | 2,138 |
| Goodwill and other intangibles | $23,641,000 | 393 |
| All other assets | $8,815,000 | 2,052 |
| Life insurance assets | $1,786,000 | 2,467 |
| Total liabilities and capital | $461,002,000 | 1,523 |
| Total liabilities | $423,687,000 | 1,498 |
| Total deposits | $388,753,000 | 1,379 |
| Interest-bearing deposits | $368,331,000 | 1,255 |
| Deposits held in domestic offices | $388,753,000 | 1,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,094,000 | 1,140 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $19,970,000 | 2,194 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,870,000 | 2,421 |
| Total equity capital | $37,315,000 | 1,833 |
| Total bank equity capital | $37,315,000 | 1,833 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,280,000 | 2,542 |
| Surplus | $45,678,000 | 732 |
| Undivided profits | $-9,643,000 | 8,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,484,000 | 1,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,517,000 | 1,025 |
| Earning assets | $418,224,000 | 1,533 |
| Long-term assets (5+ years) | $196,979,000 | 664 |
| Average Assets, year-to-date | $465,065,670 | 1,486 |
| Average Assets, quarterly | $470,937,500 | 1,485 |
| Volatile liabilities | $33,352,000 | 3,573 |
| Insider loans | $5,476,000 | 1,448 |
| FHLB advances | $19,093,000 | 2,135 |
| Loans and leases held for sale | $166,000 | 1,522 |
| Unused loan commitments | $52,030,000 | 1,668 |
| Tier 1 (core) risk-based capital | $28,205,000 | 2,314 |
| Tier 2 risk-based capital | $2,371,000 | 2,152 |
| Total risk weighted assets | $390,599,000 | 1,329 |
| Total unused commitments | $52,030,000 | 1,669 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 83 | 2,074 |
| Assets and Liabilities | ||
| Total Assets: | $480,873,000 | 1,445 |
| Cash and due from depository institutions | $5,460,000 | 2,074 |
| Interest-bearing balances | $639,000 | 3,422 |
| Securities | $236,497,000 | 533 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $200,783,000 | 2,277 |
| Loan loss allowance | $1,547,000 | 3,172 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,581,000 | 2,296 |
| Other real estate owned | $90,000 | 2,074 |
| Goodwill and other intangibles | $23,754,000 | 401 |
| All other assets | $8,708,000 | 2,019 |
| Life insurance assets | $1,761,000 | 2,479 |
| Total liabilities and capital | $480,873,000 | 1,445 |
| Total liabilities | $430,613,000 | 1,452 |
| Total deposits | $390,019,000 | 1,376 |
| Interest-bearing deposits | $373,329,000 | 1,240 |
| Deposits held in domestic offices | $390,019,000 | 1,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,743,000 | 1,033 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $23,985,000 | 1,804 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,866,000 | 2,605 |
| Total equity capital | $50,260,000 | 1,388 |
| Total bank equity capital | $50,260,000 | 1,388 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,280,000 | 2,543 |
| Surplus | $43,678,000 | 747 |
| Undivided profits | $5,302,000 | 4,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,427,000 | 1,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,600,000 | 1,017 |
| Earning assets | $437,919,000 | 1,461 |
| Long-term assets (5+ years) | $238,857,000 | 540 |
| Average Assets, year-to-date | $467,097,500 | 1,472 |
| Average Assets, quarterly | $467,097,500 | 1,472 |
| Volatile liabilities | $45,709,000 | 2,813 |
| Insider loans | $4,068,000 | 1,872 |
| FHLB advances | $23,600,000 | 1,729 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $38,695,000 | 2,168 |
| Tier 1 (core) risk-based capital | $25,951,000 | 2,505 |
| Tier 2 risk-based capital | $1,547,000 | 3,018 |
| Total risk weighted assets | $254,134,000 | 1,967 |
| Total unused commitments | $38,695,000 | 2,170 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 84 | 2,066 |
| Assets and Liabilities | ||
| Total Assets: | $453,322,000 | 1,524 |
| Cash and due from depository institutions | $9,644,000 | 2,066 |
| Interest-bearing balances | $284,000 | 3,682 |
| Securities | $200,388,000 | 606 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $205,059,000 | 2,249 |
| Loan loss allowance | $1,087,000 | 4,011 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,625,000 | 2,268 |
| Other real estate owned | $85,000 | 2,066 |
| Goodwill and other intangibles | $23,840,000 | 397 |
| All other assets | $8,681,000 | 2,018 |
| Life insurance assets | $1,733,000 | 2,477 |
| Total liabilities and capital | $453,322,000 | 1,524 |
| Total liabilities | $400,746,000 | 1,537 |
| Total deposits | $354,342,000 | 1,512 |
| Interest-bearing deposits | $343,177,000 | 1,350 |
| Deposits held in domestic offices | $354,342,000 | 1,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,671,000 | 1,336 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $34,331,000 | 1,322 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,402,000 | 2,134 |
| Total equity capital | $52,576,000 | 1,309 |
| Total bank equity capital | $52,576,000 | 1,309 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,280,000 | 2,544 |
| Surplus | $43,678,000 | 737 |
| Undivided profits | $7,618,000 | 3,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $779,000 | 3,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,646,000 | 1,111 |
| Earning assets | $405,731,000 | 1,547 |
| Long-term assets (5+ years) | $199,678,000 | 616 |
| Average Assets, year-to-date | $366,444,200 | 1,781 |
| Average Assets, quarterly | $418,865,000 | 1,620 |
| Volatile liabilities | $38,664,000 | 3,175 |
| Insider loans | $1,554,000 | 3,546 |
| FHLB advances | $33,753,000 | 1,263 |
| Loans and leases held for sale | $62,000 | 1,697 |
| Unused loan commitments | $37,866,000 | 2,201 |
| Tier 1 (core) risk-based capital | $25,605,000 | 2,524 |
| Tier 2 risk-based capital | $1,087,000 | 3,850 |
| Total risk weighted assets | $249,879,000 | 1,974 |
| Total unused commitments | $37,866,000 | 2,203 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 90 | 1,904 |
| Assets and Liabilities | ||
| Total Assets: | $384,408,000 | 1,738 |
| Cash and due from depository institutions | $7,453,000 | 1,904 |
| Interest-bearing balances | $466,000 | 3,098 |
| Securities | $144,503,000 | 820 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $193,065,000 | 2,320 |
| Loan loss allowance | $914,000 | 4,443 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,117,000 | 2,051 |
| Other real estate owned | $160,000 | 1,904 |
| Goodwill and other intangibles | $24,115,000 | 388 |
| All other assets | $8,995,000 | 1,935 |
| Life insurance assets | $1,674,000 | 2,467 |
| Total liabilities and capital | $384,408,000 | 1,738 |
| Total liabilities | $335,842,000 | 1,775 |
| Total deposits | $287,238,000 | 1,834 |
| Interest-bearing deposits | $275,939,000 | 1,690 |
| Deposits held in domestic offices | $287,238,000 | 1,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,161,000 | 1,171 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $35,445,000 | 1,182 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,998,000 | 2,480 |
| Total equity capital | $48,566,000 | 1,407 |
| Total bank equity capital | $48,566,000 | 1,407 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,280,000 | 2,520 |
| Surplus | $41,928,000 | 745 |
| Undivided profits | $5,358,000 | 4,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $811,000 | 3,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,781,000 | 1,135 |
| Earning assets | $338,034,000 | 1,811 |
| Long-term assets (5+ years) | $145,248,000 | 808 |
| Average Assets, year-to-date | $344,724,750 | 1,870 |
| Average Assets, quarterly | $362,834,000 | 1,825 |
| Volatile liabilities | $35,410,000 | 3,350 |
| Insider loans | $1,543,000 | 3,529 |
| FHLB advances | $34,253,000 | 1,145 |
| Loans and leases held for sale | $76,000 | 1,681 |
| Unused loan commitments | $29,352,000 | 2,660 |
| Tier 1 (core) risk-based capital | $22,596,000 | 2,820 |
| Tier 2 risk-based capital | $914,000 | 4,256 |
| Total risk weighted assets | $225,001,000 | 2,117 |
| Total unused commitments | $29,352,000 | 2,660 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 90 | 1,941 |
| Assets and Liabilities | ||
| Total Assets: | $341,260,000 | 1,930 |
| Cash and due from depository institutions | $6,762,000 | 1,941 |
| Interest-bearing balances | $788,000 | 2,682 |
| Securities | $124,617,000 | 956 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 4,961 |
| Net loans & leases | $169,157,000 | 2,556 |
| Loan loss allowance | $865,000 | 4,616 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,161,000 | 2,039 |
| Other real estate owned | $177,000 | 1,941 |
| Goodwill and other intangibles | $24,178,000 | 401 |
| All other assets | $9,108,000 | 1,922 |
| Life insurance assets | $1,652,000 | 2,487 |
| Total liabilities and capital | $341,260,000 | 1,930 |
| Total liabilities | $299,088,000 | 1,968 |
| Total deposits | $257,477,000 | 2,059 |
| Interest-bearing deposits | $246,957,000 | 1,878 |
| Deposits held in domestic offices | $257,477,000 | 2,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,098,000 | 2,265 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $37,605,000 | 1,096 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,908,000 | 2,447 |
| Total equity capital | $42,172,000 | 1,611 |
| Total bank equity capital | $42,172,000 | 1,611 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,280,000 | 2,525 |
| Surplus | $38,178,000 | 818 |
| Undivided profits | $2,714,000 | 5,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 5,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,868,000 | 1,405 |
| Earning assets | $295,662,000 | 2,039 |
| Long-term assets (5+ years) | $123,837,000 | 916 |
| Average Assets, year-to-date | $331,497,000 | 1,958 |
| Average Assets, quarterly | $334,941,500 | 1,958 |
| Volatile liabilities | $17,502,000 | 5,010 |
| Insider loans | $2,206,000 | 2,828 |
| FHLB advances | $36,748,000 | 1,035 |
| Loans and leases held for sale | $110,000 | 1,687 |
| Unused loan commitments | $43,932,000 | 2,012 |
| Tier 1 (core) risk-based capital | $18,616,000 | 3,360 |
| Tier 2 risk-based capital | $865,000 | 4,413 |
| Total risk weighted assets | $200,515,000 | 2,324 |
| Total unused commitments | $43,932,000 | 2,012 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 95 | 1,825 |
| Assets and Liabilities | ||
| Total Assets: | $328,623,000 | 1,994 |
| Cash and due from depository institutions | $7,044,000 | 1,825 |
| Interest-bearing balances | $170,000 | 4,191 |
| Securities | $110,001,000 | 1,108 |
| Federal funds sold & reverse repurchase agreements | $17,050,000 | 1,145 |
| Net loans & leases | $155,386,000 | 2,725 |
| Loan loss allowance | $861,000 | 4,618 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,204,000 | 1,988 |
| Other real estate owned | $0 | 1,825 |
| Goodwill and other intangibles | $24,294,000 | 385 |
| All other assets | $8,644,000 | 1,946 |
| Life insurance assets | $1,630,000 | 2,501 |
| Total liabilities and capital | $328,623,000 | 1,994 |
| Total liabilities | $284,904,000 | 2,064 |
| Total deposits | $252,872,000 | 2,091 |
| Interest-bearing deposits | $242,872,000 | 1,897 |
| Deposits held in domestic offices | $252,872,000 | 2,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,404,000 | 2,277 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $28,804,000 | 1,283 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,824,000 | 2,598 |
| Total equity capital | $43,719,000 | 1,561 |
| Total bank equity capital | $43,719,000 | 1,561 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,280,000 | 2,517 |
| Surplus | $38,178,000 | 797 |
| Undivided profits | $4,261,000 | 5,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $190,000 | 5,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,457,000 | 1,615 |
| Earning assets | $282,607,000 | 2,145 |
| Long-term assets (5+ years) | $111,688,000 | 988 |
| Average Assets, year-to-date | $326,615,500 | 1,995 |
| Average Assets, quarterly | $326,615,500 | 1,995 |
| Volatile liabilities | $16,425,000 | 5,125 |
| Insider loans | $1,573,000 | 3,445 |
| FHLB advances | $28,492,000 | 1,224 |
| Loans and leases held for sale | $62,000 | 1,745 |
| Unused loan commitments | $25,103,000 | 2,951 |
| Tier 1 (core) risk-based capital | $18,929,000 | 3,276 |
| Tier 2 risk-based capital | $861,000 | 4,418 |
| Total risk weighted assets | $186,452,000 | 2,432 |
| Total unused commitments | $25,103,000 | 2,953 |
| Derivatives | $408,000 | 951 |
| 2006-12-31 | Rank | |
| # of Employees: | 99 | 1,746 |
| Assets and Liabilities | ||
| Total Assets: | $324,608,000 | 2,003 |
| Cash and due from depository institutions | $16,847,000 | 1,746 |
| Interest-bearing balances | $68,000 | 5,186 |
| Securities | $109,588,000 | 1,136 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $158,462,000 | 2,669 |
| Loan loss allowance | $760,000 | 4,933 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,247,000 | 1,949 |
| Other real estate owned | $0 | 1,746 |
| Goodwill and other intangibles | $24,413,000 | 368 |
| All other assets | $9,051,000 | 1,885 |
| Life insurance assets | $1,827,000 | 2,324 |
| Total liabilities and capital | $324,608,000 | 2,003 |
| Total liabilities | $280,735,000 | 2,074 |
| Total deposits | $245,634,000 | 2,150 |
| Interest-bearing deposits | $234,356,000 | 1,919 |
| Deposits held in domestic offices | $245,634,000 | 2,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,595,000 | 2,075 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $30,444,000 | 1,283 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,062,000 | 2,344 |
| Total equity capital | $43,873,000 | 1,510 |
| Total bank equity capital | $43,873,000 | 1,510 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,280,000 | 2,514 |
| Surplus | $38,178,000 | 781 |
| Undivided profits | $4,415,000 | 4,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,342,000 | 2,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,554,000 | 1,593 |
| Earning assets | $268,118,000 | 2,225 |
| Long-term assets (5+ years) | $120,165,000 | 913 |
| Average Assets, year-to-date | $286,484,000 | 2,179 |
| Average Assets, quarterly | $318,820,500 | 2,014 |
| Volatile liabilities | $95,972,000 | 1,563 |
| Insider loans | $1,687,000 | 3,280 |
| FHLB advances | $29,986,000 | 1,231 |
| Loans and leases held for sale | $381,000 | 1,289 |
| Unused loan commitments | $20,303,000 | 3,287 |
| Tier 1 (core) risk-based capital | $19,236,000 | 3,181 |
| Tier 2 risk-based capital | $760,000 | 4,719 |
| Total risk weighted assets | $179,356,000 | 2,498 |
| Total unused commitments | $20,303,000 | 3,287 |
| Derivatives | $474,000 | 900 |
| 2006-09-30 | Rank | |
| # of Employees: | 99 | 1,762 |
| Assets and Liabilities | ||
| Total Assets: | $313,033,000 | 2,058 |
| Cash and due from depository institutions | $6,811,000 | 1,762 |
| Interest-bearing balances | $49,000 | 5,492 |
| Securities | $105,454,000 | 1,195 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 1,855 |
| Net loans & leases | $151,574,000 | 2,748 |
| Loan loss allowance | $611,000 | 5,546 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,584,000 | 1,801 |
| Other real estate owned | $1,700,000 | 1,762 |
| Goodwill and other intangibles | $24,832,000 | 370 |
| All other assets | $8,778,000 | 1,932 |
| Life insurance assets | $1,799,000 | 2,308 |
| Total liabilities and capital | $313,033,000 | 2,058 |
| Total liabilities | $269,143,000 | 2,150 |
| Total deposits | $229,049,000 | 2,249 |
| Interest-bearing deposits | $218,867,000 | 2,020 |
| Deposits held in domestic offices | $229,049,000 | 2,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,409,000 | 2,254 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $35,973,000 | 1,186 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,712,000 | 2,640 |
| Total equity capital | $43,890,000 | 1,489 |
| Total bank equity capital | $43,890,000 | 1,489 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,280,000 | 2,522 |
| Surplus | $38,178,000 | 774 |
| Undivided profits | $4,432,000 | 4,986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 6,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,588,000 | 1,555 |
| Earning assets | $264,377,000 | 2,232 |
| Long-term assets (5+ years) | $108,669,000 | 996 |
| Average Assets, year-to-date | $276,953,000 | 2,251 |
| Average Assets, quarterly | $291,721,500 | 2,193 |
| Volatile liabilities | $70,916,000 | 2,004 |
| Insider loans | $1,853,000 | 3,091 |
| FHLB advances | $34,973,000 | 1,120 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $21,007,000 | 3,286 |
| Tier 1 (core) risk-based capital | $18,372,000 | 3,301 |
| Tier 2 risk-based capital | $611,000 | 5,337 |
| Total risk weighted assets | $177,605,000 | 2,497 |
| Total unused commitments | $21,007,000 | 3,287 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 100 | 1,750 |
| Assets and Liabilities | ||
| Total Assets: | $270,410,000 | 2,350 |
| Cash and due from depository institutions | $7,143,000 | 1,750 |
| Interest-bearing balances | $35,000 | 5,751 |
| Securities | $80,687,000 | 1,512 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 3,491 |
| Net loans & leases | $142,319,000 | 2,871 |
| Loan loss allowance | $794,000 | 4,827 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,628,000 | 1,738 |
| Other real estate owned | $0 | 1,750 |
| Goodwill and other intangibles | $24,952,000 | 371 |
| All other assets | $6,431,000 | 2,445 |
| Life insurance assets | $1,789,000 | 2,274 |
| Total liabilities and capital | $270,410,000 | 2,350 |
| Total liabilities | $227,304,000 | 2,500 |
| Total deposits | $190,703,000 | 2,624 |
| Interest-bearing deposits | $179,080,000 | 2,406 |
| Deposits held in domestic offices | $190,703,000 | 2,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,728,000 | 2,549 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $33,499,000 | 1,257 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,374,000 | 2,849 |
| Total equity capital | $43,106,000 | 1,455 |
| Total bank equity capital | $43,106,000 | 1,455 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,280,000 | 2,510 |
| Surplus | $38,178,000 | 766 |
| Undivided profits | $3,648,000 | 5,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,121,000 | 1,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,584,000 | 2,377 |
| Earning assets | $225,291,000 | 2,553 |
| Long-term assets (5+ years) | $78,774,000 | 1,293 |
| Average Assets, year-to-date | $264,926,330 | 2,362 |
| Average Assets, quarterly | $270,893,000 | 2,325 |
| Volatile liabilities | $46,705,000 | 2,715 |
| Insider loans | $1,859,000 | 3,055 |
| FHLB advances | $33,243,000 | 1,179 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $25,657,000 | 2,908 |
| Tier 1 (core) risk-based capital | $18,269,000 | 3,246 |
| Tier 2 risk-based capital | $794,000 | 4,589 |
| Total risk weighted assets | $158,739,000 | 2,730 |
| Total unused commitments | $25,657,000 | 2,909 |
| Derivatives | $436,000 | 908 |
| 2006-03-31 | Rank | |
| # of Employees: | 98 | 1,769 |
| Assets and Liabilities | ||
| Total Assets: | $271,376,000 | 2,321 |
| Cash and due from depository institutions | $8,858,000 | 1,769 |
| Interest-bearing balances | $9,000 | 6,428 |
| Securities | $84,553,000 | 1,458 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $139,320,000 | 2,878 |
| Loan loss allowance | $933,000 | 4,325 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,672,000 | 1,698 |
| Other real estate owned | $41,000 | 1,769 |
| Goodwill and other intangibles | $25,072,000 | 358 |
| All other assets | $6,860,000 | 2,265 |
| Life insurance assets | $1,894,000 | 2,169 |
| Total liabilities and capital | $271,376,000 | 2,321 |
| Total liabilities | $228,466,000 | 2,468 |
| Total deposits | $186,525,000 | 2,668 |
| Interest-bearing deposits | $174,349,000 | 2,446 |
| Deposits held in domestic offices | $186,525,000 | 2,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,381,000 | 1,573 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $35,289,000 | 1,168 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,271,000 | 3,010 |
| Total equity capital | $42,910,000 | 1,442 |
| Total bank equity capital | $42,910,000 | 1,442 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,280,000 | 2,500 |
| Surplus | $38,179,000 | 736 |
| Undivided profits | $3,451,000 | 5,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,290,000 | 1,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,949,000 | 1,798 |
| Earning assets | $223,882,000 | 2,545 |
| Long-term assets (5+ years) | $82,332,000 | 1,215 |
| Average Assets, year-to-date | $262,184,500 | 2,388 |
| Average Assets, quarterly | $262,184,500 | 2,388 |
| Volatile liabilities | $41,474,000 | 2,841 |
| Insider loans | $1,795,000 | 3,058 |
| FHLB advances | $35,205,000 | 1,097 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $23,803,000 | 3,018 |
| Tier 1 (core) risk-based capital | $17,735,000 | 3,283 |
| Tier 2 risk-based capital | $933,000 | 4,116 |
| Total risk weighted assets | $155,129,000 | 2,739 |
| Total unused commitments | $23,803,000 | 3,018 |
| Derivatives | $391,000 | 894 |
| 2005-12-31 | Rank | |
| # of Employees: | 99 | 1,738 |
| Assets and Liabilities | ||
| Total Assets: | $252,993,000 | 2,466 |
| Cash and due from depository institutions | $11,259,000 | 1,738 |
| Interest-bearing balances | $254,000 | 4,013 |
| Securities | $80,884,000 | 1,505 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 2,446 |
| Net loans & leases | $140,010,000 | 2,842 |
| Loan loss allowance | $882,000 | 4,444 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,029,000 | 2,237 |
| Other real estate owned | $41,000 | 1,738 |
| Goodwill and other intangibles | $4,325,000 | 899 |
| All other assets | $6,345,000 | 2,398 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $252,993,000 | 2,466 |
| Total liabilities | $231,189,000 | 2,429 |
| Total deposits | $187,842,000 | 2,621 |
| Interest-bearing deposits | $177,109,000 | 2,378 |
| Deposits held in domestic offices | $187,842,000 | 2,617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,890,000 | 1,845 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $37,387,000 | 1,152 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,070,000 | 2,087 |
| Total equity capital | $21,804,000 | 2,772 |
| Total bank equity capital | $21,804,000 | 2,772 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,280,000 | 2,496 |
| Surplus | $2,563,000 | 5,102 |
| Undivided profits | $17,961,000 | 1,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 4,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,709,000 | 2,080 |
| Earning assets | $226,248,000 | 2,509 |
| Long-term assets (5+ years) | $80,111,000 | 1,216 |
| Average Assets, year-to-date | $225,908,000 | 2,614 |
| Average Assets, quarterly | $241,256,000 | 2,530 |
| Volatile liabilities | $44,881,000 | 2,653 |
| Insider loans | $1,144,000 | 3,937 |
| FHLB advances | $36,900,000 | 1,073 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $18,437,000 | 3,468 |
| Tier 1 (core) risk-based capital | $17,477,000 | 3,283 |
| Tier 2 risk-based capital | $919,000 | 4,125 |
| Total risk weighted assets | $150,711,000 | 2,785 |
| Total unused commitments | $18,437,000 | 3,469 |
| Derivatives | $350,000 | 840 |
| 2005-09-30 | Rank | |
| # of Employees: | 100 | 1,726 |
| Assets and Liabilities | ||
| Total Assets: | $229,519,000 | 2,638 |
| Cash and due from depository institutions | $7,678,000 | 1,726 |
| Interest-bearing balances | $51,000 | 5,657 |
| Securities | $59,543,000 | 2,015 |
| Federal funds sold & reverse repurchase agreements | $2,950,000 | 3,156 |
| Net loans & leases | $143,485,000 | 2,761 |
| Loan loss allowance | $854,000 | 4,530 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,115,000 | 2,176 |
| Other real estate owned | $211,000 | 1,726 |
| Goodwill and other intangibles | $4,356,000 | 865 |
| All other assets | $6,181,000 | 2,403 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $229,519,000 | 2,638 |
| Total liabilities | $208,289,000 | 2,607 |
| Total deposits | $182,822,000 | 2,622 |
| Interest-bearing deposits | $172,324,000 | 2,384 |
| Deposits held in domestic offices | $182,822,000 | 2,616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,751,000 | 1,515 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $17,984,000 | 1,900 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,732,000 | 2,325 |
| Total equity capital | $21,230,000 | 2,814 |
| Total bank equity capital | $21,230,000 | 2,814 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,280,000 | 2,471 |
| Surplus | $2,563,000 | 5,060 |
| Undivided profits | $17,387,000 | 1,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,733,000 | 1,968 |
| Earning assets | $206,029,000 | 2,675 |
| Long-term assets (5+ years) | $56,025,000 | 1,614 |
| Average Assets, year-to-date | $219,136,750 | 2,660 |
| Average Assets, quarterly | $223,289,500 | 2,667 |
| Volatile liabilities | $45,784,000 | 2,547 |
| Insider loans | $1,243,000 | 3,705 |
| FHLB advances | $16,900,000 | 1,869 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $8,840,000 | 4,924 |
| Tier 1 (core) risk-based capital | $16,960,000 | 3,322 |
| Tier 2 risk-based capital | $889,000 | 4,185 |
| Total risk weighted assets | $146,490,000 | 2,795 |
| Total unused commitments | $8,840,000 | 4,925 |
| Derivatives | $675,000 | 782 |
| 2005-06-30 | Rank | |
| # of Employees: | 100 | 1,725 |
| Assets and Liabilities | ||
| Total Assets: | $217,060,000 | 2,705 |
| Cash and due from depository institutions | $8,004,000 | 1,725 |
| Interest-bearing balances | $161,000 | 4,516 |
| Securities | $52,453,000 | 2,278 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $141,433,000 | 2,719 |
| Loan loss allowance | $859,000 | 4,495 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,222,000 | 2,071 |
| Other real estate owned | $189,000 | 1,725 |
| Goodwill and other intangibles | $4,388,000 | 851 |
| All other assets | $5,371,000 | 2,598 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $217,060,000 | 2,705 |
| Total liabilities | $196,140,000 | 2,695 |
| Total deposits | $165,649,000 | 2,822 |
| Interest-bearing deposits | $152,761,000 | 2,622 |
| Deposits held in domestic offices | $165,649,000 | 2,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,732,000 | 1,685 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,980,000 | 1,573 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,779,000 | 2,147 |
| Total equity capital | $20,920,000 | 2,807 |
| Total bank equity capital | $20,920,000 | 2,807 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,280,000 | 2,450 |
| Surplus | $2,563,000 | 5,038 |
| Undivided profits | $17,077,000 | 1,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 7,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,378,000 | 2,286 |
| Earning assets | $194,047,000 | 2,766 |
| Long-term assets (5+ years) | $41,554,000 | 2,041 |
| Average Assets, year-to-date | $215,676,000 | 2,677 |
| Average Assets, quarterly | $215,871,000 | 2,700 |
| Volatile liabilities | $31,976,000 | 3,132 |
| Insider loans | $1,279,000 | 3,619 |
| FHLB advances | $23,400,000 | 1,506 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $9,056,000 | 4,860 |
| Tier 1 (core) risk-based capital | $16,498,000 | 3,332 |
| Tier 2 risk-based capital | $892,000 | 4,135 |
| Total risk weighted assets | $140,882,000 | 2,820 |
| Total unused commitments | $9,056,000 | 4,862 |
| Derivatives | $309,000 | 795 |
| 2005-03-31 | Rank | |
| # of Employees: | 99 | 1,727 |
| Assets and Liabilities | ||
| Total Assets: | $214,682,000 | 2,717 |
| Cash and due from depository institutions | $9,129,000 | 1,727 |
| Interest-bearing balances | $145,000 | 4,653 |
| Securities | $48,039,000 | 2,461 |
| Federal funds sold & reverse repurchase agreements | $85,000 | 6,196 |
| Net loans & leases | $141,989,000 | 2,674 |
| Loan loss allowance | $832,000 | 4,600 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,392,000 | 1,975 |
| Other real estate owned | $263,000 | 1,727 |
| Goodwill and other intangibles | $4,420,000 | 842 |
| All other assets | $5,365,000 | 2,565 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $214,682,000 | 2,717 |
| Total liabilities | $194,401,000 | 2,688 |
| Total deposits | $170,933,000 | 2,743 |
| Interest-bearing deposits | $160,153,000 | 2,513 |
| Deposits held in domestic offices | $170,933,000 | 2,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,654,000 | 2,001 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,075,000 | 1,760 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,739,000 | 2,165 |
| Total equity capital | $20,281,000 | 2,814 |
| Total bank equity capital | $20,281,000 | 2,814 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,280,000 | 2,459 |
| Surplus | $2,563,000 | 5,050 |
| Undivided profits | $16,438,000 | 1,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 7,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,361,000 | 2,243 |
| Earning assets | $190,258,000 | 2,804 |
| Long-term assets (5+ years) | $30,189,000 | 2,638 |
| Average Assets, year-to-date | $214,984,000 | 2,689 |
| Average Assets, quarterly | $214,984,000 | 2,689 |
| Volatile liabilities | $24,884,000 | 3,625 |
| Insider loans | $1,311,000 | 3,591 |
| FHLB advances | $18,400,000 | 1,702 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $9,137,000 | 4,814 |
| Tier 1 (core) risk-based capital | $16,090,000 | 3,368 |
| Tier 2 risk-based capital | $865,000 | 4,200 |
| Total risk weighted assets | $137,371,000 | 2,830 |
| Total unused commitments | $9,137,000 | 4,816 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 99 | 1,719 |
| Assets and Liabilities | ||
| Total Assets: | $215,286,000 | 2,703 |
| Cash and due from depository institutions | $10,167,000 | 1,719 |
| Interest-bearing balances | $106,000 | 4,986 |
| Securities | $50,455,000 | 2,399 |
| Federal funds sold & reverse repurchase agreements | $85,000 | 6,019 |
| Net loans & leases | $139,240,000 | 2,688 |
| Loan loss allowance | $830,000 | 4,558 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,368,000 | 1,978 |
| Other real estate owned | $172,000 | 1,719 |
| Goodwill and other intangibles | $4,451,000 | 829 |
| All other assets | $5,348,000 | 2,531 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $215,286,000 | 2,703 |
| Total liabilities | $195,065,000 | 2,665 |
| Total deposits | $164,452,000 | 2,815 |
| Interest-bearing deposits | $151,692,000 | 2,621 |
| Deposits held in domestic offices | $164,452,000 | 2,810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,144,000 | 1,579 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $23,687,000 | 1,538 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,782,000 | 2,105 |
| Total equity capital | $20,221,000 | 2,820 |
| Total bank equity capital | $20,221,000 | 2,820 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,280,000 | 2,445 |
| Surplus | $2,563,000 | 5,027 |
| Undivided profits | $16,378,000 | 1,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,441,000 | 2,076 |
| Earning assets | $189,886,000 | 2,797 |
| Long-term assets (5+ years) | $35,362,000 | 2,407 |
| Average Assets, year-to-date | $216,651,200 | 2,578 |
| Average Assets, quarterly | $213,762,000 | 2,699 |
| Volatile liabilities | $24,238,000 | 3,615 |
| Insider loans | $1,214,000 | 3,710 |
| FHLB advances | $22,900,000 | 1,478 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,618,000 | 5,303 |
| Tier 1 (core) risk-based capital | $15,663,000 | 3,396 |
| Tier 2 risk-based capital | $866,000 | 4,183 |
| Total risk weighted assets | $130,928,000 | 2,941 |
| Total unused commitments | $6,618,000 | 5,305 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 100 | 1,702 |
| Assets and Liabilities | ||
| Total Assets: | $212,238,000 | 2,695 |
| Cash and due from depository institutions | $9,543,000 | 1,702 |
| Interest-bearing balances | $149,000 | 4,749 |
| Securities | $47,431,000 | 2,519 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $139,767,000 | 2,656 |
| Loan loss allowance | $859,000 | 4,465 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,406,000 | 1,922 |
| Other real estate owned | $142,000 | 1,702 |
| Goodwill and other intangibles | $4,490,000 | 805 |
| All other assets | $5,459,000 | 2,444 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $212,238,000 | 2,695 |
| Total liabilities | $191,216,000 | 2,681 |
| Total deposits | $159,777,000 | 2,846 |
| Interest-bearing deposits | $148,811,000 | 2,634 |
| Deposits held in domestic offices | $159,777,000 | 2,840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,063,000 | 1,493 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $23,499,000 | 1,548 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,877,000 | 2,030 |
| Total equity capital | $21,022,000 | 2,716 |
| Total bank equity capital | $21,022,000 | 2,716 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,280,000 | 2,443 |
| Surplus | $2,563,000 | 5,007 |
| Undivided profits | $17,179,000 | 1,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 7,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,550,000 | 1,976 |
| Earning assets | $187,347,000 | 2,795 |
| Long-term assets (5+ years) | $36,276,000 | 2,390 |
| Average Assets, year-to-date | $216,992,500 | 2,560 |
| Average Assets, quarterly | $214,513,000 | 2,647 |
| Volatile liabilities | $25,593,000 | 3,449 |
| Insider loans | $1,163,000 | 3,770 |
| FHLB advances | $22,900,000 | 1,472 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $6,403,000 | 5,344 |
| Tier 1 (core) risk-based capital | $16,288,000 | 3,246 |
| Tier 2 risk-based capital | $908,000 | 4,036 |
| Total risk weighted assets | $129,122,000 | 2,937 |
| Total unused commitments | $6,403,000 | 5,348 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 98 | 1,739 |
| Assets and Liabilities | ||
| Total Assets: | $216,788,000 | 2,608 |
| Cash and due from depository institutions | $9,739,000 | 1,739 |
| Interest-bearing balances | $201,000 | 4,484 |
| Securities | $50,719,000 | 2,413 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $140,391,000 | 2,597 |
| Loan loss allowance | $957,000 | 4,146 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,464,000 | 1,861 |
| Other real estate owned | $700,000 | 1,739 |
| Goodwill and other intangibles | $4,528,000 | 784 |
| All other assets | $5,247,000 | 2,531 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $216,788,000 | 2,608 |
| Total liabilities | $196,593,000 | 2,592 |
| Total deposits | $166,913,000 | 2,729 |
| Interest-bearing deposits | $153,194,000 | 2,532 |
| Deposits held in domestic offices | $166,913,000 | 2,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,135,000 | 2,335 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $25,924,000 | 1,414 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,621,000 | 2,084 |
| Total equity capital | $20,195,000 | 2,706 |
| Total bank equity capital | $20,195,000 | 2,706 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,280,000 | 2,446 |
| Surplus | $2,563,000 | 5,004 |
| Undivided profits | $16,352,000 | 1,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 7,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,558,000 | 1,806 |
| Earning assets | $191,311,000 | 2,716 |
| Long-term assets (5+ years) | $39,530,000 | 2,299 |
| Average Assets, year-to-date | $218,577,330 | 2,546 |
| Average Assets, quarterly | $218,057,000 | 2,570 |
| Volatile liabilities | $23,274,000 | 3,607 |
| Insider loans | $1,201,000 | 3,689 |
| FHLB advances | $25,400,000 | 1,332 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,012,000 | 5,506 |
| Tier 1 (core) risk-based capital | $15,741,000 | 3,313 |
| Tier 2 risk-based capital | $1,020,000 | 3,693 |
| Total risk weighted assets | $129,835,000 | 2,876 |
| Total unused commitments | $6,012,000 | 5,507 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 94 | 1,815 |
| Assets and Liabilities | ||
| Total Assets: | $219,326,000 | 2,552 |
| Cash and due from depository institutions | $10,848,000 | 1,815 |
| Interest-bearing balances | $72,000 | 5,685 |
| Securities | $46,617,000 | 2,605 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 4,367 |
| Net loans & leases | $144,489,000 | 2,483 |
| Loan loss allowance | $977,000 | 4,026 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,462,000 | 1,828 |
| Other real estate owned | $67,000 | 1,815 |
| Goodwill and other intangibles | $4,378,000 | 784 |
| All other assets | $5,165,000 | 2,427 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $219,326,000 | 2,552 |
| Total liabilities | $198,858,000 | 2,528 |
| Total deposits | $168,713,000 | 2,676 |
| Interest-bearing deposits | $157,403,000 | 2,448 |
| Deposits held in domestic offices | $168,713,000 | 2,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,237,000 | 2,065 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $25,998,000 | 1,356 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,910,000 | 2,033 |
| Total equity capital | $20,468,000 | 2,728 |
| Total bank equity capital | $20,468,000 | 2,728 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,280,000 | 2,443 |
| Surplus | $2,563,000 | 4,984 |
| Undivided profits | $16,625,000 | 1,978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $651,000 | 3,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,428,000 | 1,974 |
| Earning assets | $193,478,000 | 2,646 |
| Long-term assets (5+ years) | $42,029,000 | 2,157 |
| Average Assets, year-to-date | $219,472,000 | 2,529 |
| Average Assets, quarterly | $219,472,000 | 2,529 |
| Volatile liabilities | $23,045,000 | 3,548 |
| Insider loans | $1,213,000 | 3,620 |
| FHLB advances | $25,400,000 | 1,272 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $7,350,000 | 5,077 |
| Tier 1 (core) risk-based capital | $15,488,000 | 3,325 |
| Tier 2 risk-based capital | $1,041,000 | 3,587 |
| Total risk weighted assets | $131,011,000 | 2,810 |
| Total unused commitments | $7,350,000 | 5,085 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 93 | 1,855 |
| Assets and Liabilities | ||
| Total Assets: | $219,618,000 | 2,550 |
| Cash and due from depository institutions | $12,031,000 | 1,855 |
| Interest-bearing balances | $205,000 | 4,512 |
| Securities | $45,279,000 | 2,689 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $146,857,000 | 2,421 |
| Loan loss allowance | $1,067,000 | 3,766 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,432,000 | 1,832 |
| Other real estate owned | $44,000 | 1,855 |
| Goodwill and other intangibles | $4,413,000 | 775 |
| All other assets | $5,562,000 | 2,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,618,000 | 2,550 |
| Total liabilities | $199,657,000 | 2,519 |
| Total deposits | $164,067,000 | 2,733 |
| Interest-bearing deposits | $139,058,000 | 2,737 |
| Deposits held in domestic offices | $164,067,000 | 2,730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,078,000 | 1,452 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,663,000 | 1,306 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,849,000 | 1,976 |
| Total equity capital | $19,961,000 | 2,728 |
| Total bank equity capital | $19,961,000 | 2,728 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,280,000 | 2,460 |
| Surplus | $2,563,000 | 4,965 |
| Undivided profits | $16,118,000 | 1,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $699,000 | 3,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,787,000 | 1,585 |
| Earning assets | $192,341,000 | 2,660 |
| Long-term assets (5+ years) | $43,093,000 | 2,141 |
| Average Assets, year-to-date | $214,134,200 | 2,530 |
| Average Assets, quarterly | $217,311,000 | 2,556 |
| Volatile liabilities | $23,223,000 | 3,523 |
| Insider loans | $1,315,000 | 3,471 |
| FHLB advances | $27,400,000 | 1,217 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,560,000 | 5,211 |
| Tier 1 (core) risk-based capital | $15,071,000 | 3,368 |
| Tier 2 risk-based capital | $1,142,000 | 3,330 |
| Total risk weighted assets | $134,287,000 | 2,733 |
| Total unused commitments | $6,560,000 | 5,216 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 99 | 1,766 |
| Assets and Liabilities | ||
| Total Assets: | $215,004,000 | 2,590 |
| Cash and due from depository institutions | $9,230,000 | 1,766 |
| Interest-bearing balances | $103,000 | 5,248 |
| Securities | $42,532,000 | 2,787 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $147,902,000 | 2,382 |
| Loan loss allowance | $1,089,000 | 3,703 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,443,000 | 1,811 |
| Other real estate owned | $58,000 | 1,766 |
| Goodwill and other intangibles | $4,449,000 | 763 |
| All other assets | $5,390,000 | 2,354 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,004,000 | 2,590 |
| Total liabilities | $194,968,000 | 2,570 |
| Total deposits | $158,013,000 | 2,818 |
| Interest-bearing deposits | $135,659,000 | 2,813 |
| Deposits held in domestic offices | $158,013,000 | 2,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,669,000 | 1,359 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $28,040,000 | 1,266 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,246,000 | 1,757 |
| Total equity capital | $20,036,000 | 2,703 |
| Total bank equity capital | $20,036,000 | 2,703 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,280,000 | 2,475 |
| Surplus | $2,563,000 | 4,936 |
| Undivided profits | $16,193,000 | 1,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $595,000 | 3,953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,757,000 | 1,734 |
| Earning assets | $190,537,000 | 2,666 |
| Long-term assets (5+ years) | $41,319,000 | 2,187 |
| Average Assets, year-to-date | $212,763,250 | 2,558 |
| Average Assets, quarterly | $215,348,500 | 2,578 |
| Volatile liabilities | $23,069,000 | 3,521 |
| Insider loans | $1,339,000 | 3,400 |
| FHLB advances | $27,400,000 | 1,179 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $7,189,000 | 4,986 |
| Tier 1 (core) risk-based capital | $15,036,000 | 3,354 |
| Tier 2 risk-based capital | $1,168,000 | 3,250 |
| Total risk weighted assets | $133,771,000 | 2,726 |
| Total unused commitments | $7,189,000 | 4,990 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 98 | 1,778 |
| Assets and Liabilities | ||
| Total Assets: | $215,693,000 | 2,570 |
| Cash and due from depository institutions | $9,381,000 | 1,778 |
| Interest-bearing balances | $222,000 | 4,664 |
| Securities | $42,805,000 | 2,721 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $148,115,000 | 2,341 |
| Loan loss allowance | $1,085,000 | 3,673 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,487,000 | 1,760 |
| Other real estate owned | $36,000 | 1,778 |
| Goodwill and other intangibles | $4,484,000 | 733 |
| All other assets | $5,385,000 | 2,266 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,693,000 | 2,570 |
| Total liabilities | $195,919,000 | 2,539 |
| Total deposits | $158,956,000 | 2,790 |
| Interest-bearing deposits | $136,369,000 | 2,786 |
| Deposits held in domestic offices | $158,956,000 | 2,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,963,000 | 1,488 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $29,697,000 | 1,217 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,303,000 | 1,797 |
| Total equity capital | $19,774,000 | 2,732 |
| Total bank equity capital | $19,774,000 | 2,732 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,280,000 | 2,474 |
| Surplus | $2,563,000 | 4,912 |
| Undivided profits | $15,931,000 | 2,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 6,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,746,000 | 1,632 |
| Earning assets | $191,142,000 | 2,644 |
| Long-term assets (5+ years) | $39,662,000 | 2,126 |
| Average Assets, year-to-date | $212,016,330 | 2,553 |
| Average Assets, quarterly | $213,263,500 | 2,574 |
| Volatile liabilities | $23,176,000 | 3,451 |
| Insider loans | $1,355,000 | 3,369 |
| FHLB advances | $28,400,000 | 1,156 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,462,000 | 4,594 |
| Tier 1 (core) risk-based capital | $14,565,000 | 3,396 |
| Tier 2 risk-based capital | $1,165,000 | 3,193 |
| Total risk weighted assets | $132,477,000 | 2,715 |
| Total unused commitments | $8,462,000 | 4,605 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 98 | 1,747 |
| Assets and Liabilities | ||
| Total Assets: | $210,834,000 | 2,588 |
| Cash and due from depository institutions | $9,790,000 | 1,747 |
| Interest-bearing balances | $236,000 | 4,516 |
| Securities | $36,746,000 | 3,027 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 5,943 |
| Net loans & leases | $147,647,000 | 2,313 |
| Loan loss allowance | $1,057,000 | 3,694 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,440,000 | 1,730 |
| Other real estate owned | $65,000 | 1,747 |
| Goodwill and other intangibles | $4,520,000 | 726 |
| All other assets | $5,326,000 | 2,224 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,834,000 | 2,588 |
| Total liabilities | $190,805,000 | 2,574 |
| Total deposits | $159,956,000 | 2,760 |
| Interest-bearing deposits | $137,048,000 | 2,772 |
| Deposits held in domestic offices | $159,956,000 | 2,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,977,000 | 1,983 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $26,316,000 | 1,253 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,556,000 | 1,713 |
| Total equity capital | $20,029,000 | 2,635 |
| Total bank equity capital | $20,029,000 | 2,635 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,280,000 | 2,488 |
| Surplus | $2,563,000 | 4,891 |
| Undivided profits | $16,186,000 | 1,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 7,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,682,000 | 1,751 |
| Earning assets | $185,929,000 | 2,669 |
| Long-term assets (5+ years) | $38,436,000 | 2,124 |
| Average Assets, year-to-date | $210,178,000 | 2,559 |
| Average Assets, quarterly | $210,178,000 | 2,559 |
| Volatile liabilities | $19,053,000 | 3,875 |
| Insider loans | $1,335,000 | 3,324 |
| FHLB advances | $25,900,000 | 1,171 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,446,000 | 4,069 |
| Tier 1 (core) risk-based capital | $14,509,000 | 3,374 |
| Tier 2 risk-based capital | $1,314,000 | 2,872 |
| Total risk weighted assets | $129,758,000 | 2,721 |
| Total unused commitments | $10,446,000 | 4,083 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 99 | 1,715 |
| Assets and Liabilities | ||
| Total Assets: | $209,522,000 | 2,557 |
| Cash and due from depository institutions | $12,257,000 | 1,715 |
| Interest-bearing balances | $139,000 | 4,870 |
| Securities | $39,722,000 | 2,824 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 6,628 |
| Net loans & leases | $141,674,000 | 2,375 |
| Loan loss allowance | $1,047,000 | 3,673 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,564,000 | 1,679 |
| Other real estate owned | $36,000 | 1,715 |
| Goodwill and other intangibles | $4,556,000 | 704 |
| All other assets | $5,413,000 | 2,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,522,000 | 2,557 |
| Total liabilities | $190,344,000 | 2,540 |
| Total deposits | $158,241,000 | 2,718 |
| Interest-bearing deposits | $132,929,000 | 2,782 |
| Deposits held in domestic offices | $158,241,000 | 2,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,558,000 | 1,897 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $26,963,000 | 1,258 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,582,000 | 1,658 |
| Total equity capital | $19,178,000 | 2,720 |
| Total bank equity capital | $19,178,000 | 2,720 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,280,000 | 2,488 |
| Surplus | $2,563,000 | 4,846 |
| Undivided profits | $15,335,000 | 2,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 6,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,908,000 | 1,602 |
| Earning assets | $181,835,000 | 2,684 |
| Long-term assets (5+ years) | $40,118,000 | 2,027 |
| Average Assets, year-to-date | $204,259,400 | 2,508 |
| Average Assets, quarterly | $207,984,000 | 2,550 |
| Volatile liabilities | $19,523,000 | 3,816 |
| Insider loans | $1,052,000 | 3,827 |
| FHLB advances | $25,000,000 | 1,195 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,069,000 | 4,302 |
| Tier 1 (core) risk-based capital | $13,942,000 | 3,432 |
| Tier 2 risk-based capital | $1,047,000 | 3,402 |
| Total risk weighted assets | $127,111,000 | 2,736 |
| Total unused commitments | $9,069,000 | 4,305 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 101 | 1,664 |
| Assets and Liabilities | ||
| Total Assets: | $204,640,000 | 2,497 |
| Cash and due from depository institutions | $11,854,000 | 1,664 |
| Interest-bearing balances | $171,000 | 4,653 |
| Securities | $45,170,000 | 2,405 |
| Federal funds sold & reverse repurchase agreements | $3,250,000 | 3,747 |
| Net loans & leases | $128,705,000 | 2,516 |
| Loan loss allowance | $993,000 | 3,625 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,631,000 | 1,573 |
| Other real estate owned | $14,000 | 1,664 |
| Goodwill and other intangibles | $4,697,000 | 654 |
| All other assets | $5,319,000 | 2,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,640,000 | 2,497 |
| Total liabilities | $186,779,000 | 2,468 |
| Total deposits | $160,181,000 | 2,556 |
| Interest-bearing deposits | $135,483,000 | 2,608 |
| Deposits held in domestic offices | $160,181,000 | 2,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,168,000 | 1,122 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,229,000 | 1,669 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,201,000 | 1,855 |
| Total equity capital | $17,861,000 | 2,719 |
| Total bank equity capital | $17,861,000 | 2,719 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,280,000 | 2,540 |
| Surplus | $2,563,000 | 4,789 |
| Undivided profits | $14,018,000 | 2,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 5,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,144,000 | 1,519 |
| Earning assets | $177,296,000 | 2,621 |
| Long-term assets (5+ years) | $42,636,000 | 1,928 |
| Average Assets, year-to-date | $203,513,200 | 2,384 |
| Average Assets, quarterly | $202,630,500 | 2,492 |
| Volatile liabilities | $25,820,000 | 3,050 |
| Insider loans | $930,000 | 4,080 |
| FHLB advances | $15,000,000 | 1,543 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $7,342,000 | 4,619 |
| Tier 1 (core) risk-based capital | $12,393,000 | 3,641 |
| Tier 2 risk-based capital | $993,000 | 3,380 |
| Total risk weighted assets | $117,680,000 | 2,825 |
| Total unused commitments | $7,342,000 | 4,625 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 102 | 1,625 |
| Assets and Liabilities | ||
| Total Assets: | $206,690,000 | 2,356 |
| Cash and due from depository institutions | $10,278,000 | 1,625 |
| Interest-bearing balances | $216,000 | 3,765 |
| Securities | $56,664,000 | 1,945 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,454 |
| Net loans & leases | $119,596,000 | 2,606 |
| Loan loss allowance | $917,000 | 3,737 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,845,000 | 1,482 |
| Other real estate owned | $14,000 | 1,625 |
| Goodwill and other intangibles | $5,336,000 | 578 |
| All other assets | $4,157,000 | 2,137 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,690,000 | 2,356 |
| Total liabilities | $190,458,000 | 2,307 |
| Total deposits | $167,435,000 | 2,347 |
| Interest-bearing deposits | $144,814,000 | 2,335 |
| Deposits held in domestic offices | $167,435,000 | 2,340 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,324,000 | 1,526 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,617,000 | 1,554 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,082,000 | 1,998 |
| Total equity capital | $16,232,000 | 2,865 |
| Total bank equity capital | $16,232,000 | 2,865 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,280,000 | 2,596 |
| Surplus | $2,563,000 | 4,769 |
| Undivided profits | $12,389,000 | 2,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 8,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,789,000 | 1,413 |
| Earning assets | $181,276,000 | 2,461 |
| Long-term assets (5+ years) | $31,853,000 | 2,302 |
| Average Assets, year-to-date | $198,869,400 | 2,329 |
| Average Assets, quarterly | $204,802,000 | 2,359 |
| Volatile liabilities | $27,463,000 | 2,860 |
| Insider loans | $1,160,000 | 3,500 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,755,000 | 4,663 |
| Tier 1 (core) risk-based capital | $10,839,000 | 4,002 |
| Tier 2 risk-based capital | $917,000 | 3,532 |
| Total risk weighted assets | $112,500,200 | 2,789 |
| Total unused commitments | $6,755,000 | 4,664 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 98 | 1,733 |
| Assets and Liabilities | ||
| Total Assets: | $196,594,000 | 2,405 |
| Cash and due from depository institutions | $9,666,000 | 1,733 |
| Interest-bearing balances | $165,000 | 4,221 |
| Securities | $65,939,000 | 1,732 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,215 |
| Net loans & leases | $103,920,000 | 2,820 |
| Loan loss allowance | $785,000 | 4,165 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,649,000 | 1,507 |
| Other real estate owned | $36,000 | 1,733 |
| Goodwill and other intangibles | $5,350,000 | 610 |
| All other assets | $4,534,000 | 1,937 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,594,000 | 2,405 |
| Total liabilities | $181,661,000 | 2,359 |
| Total deposits | $159,023,000 | 2,414 |
| Interest-bearing deposits | $137,151,000 | 2,389 |
| Deposits held in domestic offices | $159,023,000 | 2,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,903,000 | 1,155 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,008,000 | 1,998 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,727,000 | 2,123 |
| Total equity capital | $14,933,000 | 2,966 |
| Total bank equity capital | $14,933,000 | 2,966 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,280,000 | 2,651 |
| Surplus | $2,563,000 | 4,757 |
| Undivided profits | $11,090,000 | 2,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 5,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,446 |
| Income earned, not collected on loans | $1,476,000 | 1,454 |
| Earning assets | $171,524,000 | 2,530 |
| Long-term assets (5+ years) | $39,632,000 | 2,062 |
| Average Assets, year-to-date | $170,652,400 | 2,641 |
| Average Assets, quarterly | $194,500,000 | 2,393 |
| Volatile liabilities | $28,436,000 | 2,653 |
| Insider loans | $1,134,000 | 3,453 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,486,000 | 5,219 |
| Tier 1 (core) risk-based capital | $10,570,000 | 4,053 |
| Tier 2 risk-based capital | $785,000 | 3,866 |
| Total risk weighted assets | $97,838,000 | 3,038 |
| Total unused commitments | $5,486,000 | 5,221 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 78 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $139,144,000 | 3,246 |
| Cash and due from depository institutions | $6,559,000 | 2,234 |
| Interest-bearing balances | $138,000 | 4,581 |
| Securities | $43,754,000 | 2,606 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $79,981,000 | 3,378 |
| Loan loss allowance | $718,000 | 4,380 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,356,000 | 1,847 |
| Other real estate owned | $149,000 | 2,234 |
| Goodwill and other intangibles | $370,000 | 2,015 |
| All other assets | $3,975,000 | 1,898 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,144,000 | 3,246 |
| Total liabilities | $122,947,000 | 3,296 |
| Total deposits | $102,557,000 | 3,626 |
| Interest-bearing deposits | $83,764,000 | 3,809 |
| Deposits held in domestic offices | $102,557,000 | 3,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,839,000 | 1,093 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,362,000 | 1,645 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,189,000 | 1,839 |
| Total equity capital | $16,197,000 | 2,780 |
| Total bank equity capital | $16,197,000 | 2,780 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,280,000 | 2,636 |
| Surplus | $2,563,000 | 4,650 |
| Undivided profits | $12,354,000 | 2,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 8,955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,234,000 | 1,760 |
| Earning assets | $123,873,000 | 3,349 |
| Long-term assets (5+ years) | $21,915,000 | 2,979 |
| Average Assets, year-to-date | $137,098,400 | 3,126 |
| Average Assets, quarterly | $138,094,000 | 3,215 |
| Volatile liabilities | $19,152,000 | 3,108 |
| Insider loans | $1,490,000 | 2,666 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,707,000 | 6,080 |
| Tier 1 (core) risk-based capital | $15,392,000 | 2,776 |
| Tier 2 risk-based capital | $718,000 | 3,994 |
| Total risk weighted assets | $82,097,100 | 3,362 |
| Total unused commitments | $3,707,000 | 6,084 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 78 | 2,278 |
| Assets and Liabilities | ||
| Total Assets: | $138,452,000 | 3,205 |
| Cash and due from depository institutions | $7,676,000 | 2,278 |
| Interest-bearing balances | $79,000 | 5,082 |
| Securities | $41,448,000 | 2,732 |
| Federal funds sold & reverse repurchase agreements | $3,050,000 | 3,888 |
| Net loans & leases | $77,590,000 | 3,464 |
| Loan loss allowance | $732,000 | 4,342 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,654,000 | 1,699 |
| Other real estate owned | $382,000 | 2,278 |
| Goodwill and other intangibles | $295,000 | 2,069 |
| All other assets | $3,357,000 | 2,150 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,452,000 | 3,205 |
| Total liabilities | $123,355,000 | 3,230 |
| Total deposits | $102,801,000 | 3,596 |
| Interest-bearing deposits | $83,974,000 | 3,786 |
| Deposits held in domestic offices | $102,801,000 | 3,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,083,000 | 1,003 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $7,549,000 | 1,612 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,922,000 | 2,095 |
| Total equity capital | $15,097,000 | 2,928 |
| Total bank equity capital | $15,097,000 | 2,928 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,280,000 | 2,676 |
| Surplus | $2,563,000 | 4,634 |
| Undivided profits | $11,254,000 | 2,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 7,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,160,000 | 1,941 |
| Earning assets | $122,167,000 | 3,331 |
| Long-term assets (5+ years) | $25,733,000 | 2,338 |
| Average Assets, year-to-date | $134,159,600 | 3,151 |
| Average Assets, quarterly | $137,011,500 | 3,189 |
| Volatile liabilities | $23,641,000 | 2,610 |
| Insider loans | $1,265,000 | 2,994 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,015,000 | 5,751 |
| Tier 1 (core) risk-based capital | $14,521,000 | 2,924 |
| Tier 2 risk-based capital | $732,000 | 3,836 |
| Total risk weighted assets | $79,689,000 | 3,424 |
| Total unused commitments | $4,015,000 | 5,760 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 75 | 2,502 |
| Assets and Liabilities | ||
| Total Assets: | $130,820,000 | 3,445 |
| Cash and due from depository institutions | $5,661,000 | 2,502 |
| Interest-bearing balances | $50,000 | 5,386 |
| Securities | $41,356,000 | 2,925 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 4,112 |
| Net loans & leases | $73,211,000 | 3,682 |
| Loan loss allowance | $742,000 | 4,486 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,094,000 | 1,555 |
| Other real estate owned | $53,000 | 2,502 |
| Goodwill and other intangibles | $182,000 | 2,178 |
| All other assets | $2,563,000 | 2,861 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,820,000 | 3,445 |
| Total liabilities | $117,127,000 | 3,484 |
| Total deposits | $100,099,000 | 3,778 |
| Interest-bearing deposits | $83,658,000 | 3,891 |
| Deposits held in domestic offices | $100,099,000 | 3,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,749,000 | 1,307 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $7,862,000 | 1,506 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,417,000 | 2,695 |
| Total equity capital | $13,693,000 | 3,244 |
| Total bank equity capital | $13,693,000 | 3,244 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,280,000 | 2,854 |
| Surplus | $2,563,000 | 4,701 |
| Undivided profits | $9,850,000 | 2,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $400,000 | 4,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $175,000 | 688 |
| Income earned, not collected on loans | $934,000 | 2,419 |
| Earning assets | $117,317,000 | 3,531 |
| Long-term assets (5+ years) | $20,123,000 | 2,658 |
| Average Assets, year-to-date | $126,932,800 | 3,400 |
| Average Assets, quarterly | $130,384,500 | 3,421 |
| Volatile liabilities | $19,914,000 | 2,920 |
| Insider loans | $1,667,000 | 2,479 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,166,000 | 6,278 |
| Tier 1 (core) risk-based capital | $13,481,000 | 3,188 |
| Tier 2 risk-based capital | $742,000 | 3,878 |
| Total risk weighted assets | $74,802,300 | 3,643 |
| Total unused commitments | $3,166,000 | 6,293 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 74 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $126,244,000 | 3,568 |
| Cash and due from depository institutions | $5,463,000 | 2,631 |
| Interest-bearing balances | $79,000 | 5,545 |
| Securities | $44,613,000 | 2,832 |
| Federal funds sold & reverse repurchase agreements | $4,250,000 | 3,330 |
| Net loans & leases | $64,418,000 | 4,019 |
| Loan loss allowance | $742,000 | 4,519 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,636,000 | 1,670 |
| Other real estate owned | $227,000 | 2,631 |
| Goodwill and other intangibles | $196,000 | 2,024 |
| All other assets | $2,441,000 | 3,048 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,244,000 | 3,568 |
| Total liabilities | $113,065,000 | 3,576 |
| Total deposits | $98,846,000 | 3,851 |
| Interest-bearing deposits | $82,523,000 | 3,980 |
| Deposits held in domestic offices | $98,846,000 | 3,842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,794,000 | 1,434 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,142,000 | 1,395 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,283,000 | 2,969 |
| Total equity capital | $13,179,000 | 3,329 |
| Total bank equity capital | $13,179,000 | 3,329 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,280,000 | 2,950 |
| Surplus | $2,563,000 | 4,691 |
| Undivided profits | $9,336,000 | 2,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 10,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $949,000 | 2,435 |
| Earning assets | $113,360,000 | 3,622 |
| Long-term assets (5+ years) | $17,724,000 | 2,730 |
| Average Assets, year-to-date | $123,829,000 | 3,493 |
| Average Assets, quarterly | $124,460,500 | 3,580 |
| Volatile liabilities | $16,862,000 | 3,033 |
| Insider loans | $1,317,000 | 3,048 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,952,000 | 6,400 |
| Tier 1 (core) risk-based capital | $12,602,000 | 3,379 |
| Tier 2 risk-based capital | $742,000 | 3,833 |
| Total risk weighted assets | $67,996,200 | 3,880 |
| Total unused commitments | $2,952,000 | 6,415 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 65 | 3,120 |
| Assets and Liabilities | ||
| Total Assets: | $106,728,000 | 4,114 |
| Cash and due from depository institutions | $4,078,000 | 3,120 |
| Interest-bearing balances | $67,000 | 5,968 |
| Securities | $44,305,000 | 2,963 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $51,571,000 | 4,798 |
| Loan loss allowance | $638,000 | 5,164 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,126,000 | 1,809 |
| Other real estate owned | $27,000 | 3,120 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,621,000 | 3,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,728,000 | 4,114 |
| Total liabilities | $97,357,000 | 4,091 |
| Total deposits | $82,393,000 | 4,534 |
| Interest-bearing deposits | $68,921,000 | 4,628 |
| Deposits held in domestic offices | $82,393,000 | 4,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,718,000 | 1,369 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,210,000 | 1,692 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,036,000 | 2,998 |
| Total equity capital | $9,371,000 | 4,321 |
| Total bank equity capital | $9,371,000 | 4,321 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $7,371,000 | 3,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 11,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,721 |
| Income earned, not collected on loans | $571,000 | 3,664 |
| Earning assets | $95,943,000 | 4,195 |
| Long-term assets (5+ years) | $20,115,000 | 2,536 |
| Average Assets, year-to-date | $108,297,000 | 3,976 |
| Average Assets, quarterly | $107,385,000 | 4,058 |
| Volatile liabilities | $16,097,000 | 3,010 |
| Insider loans | $651,000 | 4,882 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $200,000 | 1,078 |
| Unused loan commitments | $2,288,000 | 7,118 |
| Tier 1 (core) risk-based capital | $10,203,000 | 4,040 |
| Tier 2 risk-based capital | $638,000 | 4,310 |
| Total risk weighted assets | $54,508,000 | 4,601 |
| Total unused commitments | $2,288,000 | 7,130 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 70 | 2,991 |
| Assets and Liabilities | ||
| Total Assets: | $112,039,000 | 4,016 |
| Cash and due from depository institutions | $6,807,000 | 2,991 |
| Interest-bearing balances | $126,000 | 6,019 |
| Securities | $51,578,000 | 2,681 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $47,319,000 | 5,021 |
| Loan loss allowance | $640,000 | 5,330 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,161,000 | 1,750 |
| Other real estate owned | $29,000 | 2,991 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,145,000 | 3,283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,039,000 | 4,016 |
| Total liabilities | $100,393,000 | 4,052 |
| Total deposits | $89,562,000 | 4,314 |
| Interest-bearing deposits | $76,583,000 | 4,378 |
| Deposits held in domestic offices | $89,562,000 | 4,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,951,000 | 1,520 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,875,000 | 1,539 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,005,000 | 3,096 |
| Total equity capital | $11,646,000 | 3,510 |
| Total bank equity capital | $11,646,000 | 3,510 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $9,646,000 | 2,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 10,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $549,000 | 3,362 |
| Earning assets | $99,023,000 | 4,160 |
| Long-term assets (5+ years) | $18,627,000 | 2,808 |
| Average Assets, year-to-date | $109,364,800 | 4,000 |
| Average Assets, quarterly | $109,276,500 | 4,084 |
| Volatile liabilities | $14,925,000 | 3,018 |
| Insider loans | $656,000 | 4,918 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,318,000 | 7,112 |
| Tier 1 (core) risk-based capital | $11,398,000 | 3,517 |
| Tier 2 risk-based capital | $640,000 | 4,274 |
| Total risk weighted assets | $59,096,200 | 4,233 |
| Total unused commitments | $2,318,000 | 7,137 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 65 | 3,303 |
| Assets and Liabilities | ||
| Total Assets: | $111,004,000 | 4,115 |
| Cash and due from depository institutions | $6,390,000 | 3,303 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $48,530,000 | 2,822 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 3,015 |
| Net loans & leases | $44,819,000 | 5,252 |
| Loan loss allowance | $616,000 | 5,531 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,662,000 | 1,997 |
| Other real estate owned | $29,000 | 3,303 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,174,000 | 3,330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,004,000 | 4,115 |
| Total liabilities | $100,815,000 | 4,146 |
| Total deposits | $94,708,000 | 4,218 |
| Interest-bearing deposits | $81,496,000 | 4,282 |
| Deposits held in domestic offices | $94,708,000 | 4,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,584,000 | 1,432 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $901,000 | 2,644 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $622,000 | 4,899 |
| Total equity capital | $10,189,000 | 3,807 |
| Total bank equity capital | $10,189,000 | 3,807 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $8,189,000 | 2,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $158,000 | 9,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $565,000 | 3,597 |
| Earning assets | $98,749,000 | 4,209 |
| Long-term assets (5+ years) | $27,107,000 | 2,036 |
| Average Assets, year-to-date | $107,832,800 | 4,129 |
| Average Assets, quarterly | $109,413,500 | 4,141 |
| Volatile liabilities | $13,208,000 | 3,302 |
| Insider loans | $154,000 | 4,581 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $119,000 | 1,105 |
| Unused loan commitments | $1,752,000 | 7,674 |
| Tier 1 (core) risk-based capital | $10,189,000 | 3,748 |
| Tier 2 risk-based capital | $616,000 | 4,391 |
| Total risk weighted assets | $52,093,100 | 4,774 |
| Total unused commitments | $1,752,000 | 7,709 |
| Derivatives | $0 | 651 |