Home > Citizens National Bank > Income and Expense
Citizens National Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 6,643 |
| Total interest expense | $508,000 | 6,177 |
| Net interest income | $1,194,000 | 6,727 |
| Provision for loan and lease losses | $155,000 | 5,204 |
| Total noninterest income | $203,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $145,000 | 4,547 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $58,000 | 5,848 |
| Total noninterest expense | $1,074,000 | 6,647 |
| Salaries and employee benefits | $516,000 | 6,760 |
| Premises and equipment expense | $134,000 | 6,473 |
| Additional noninterest expense | $424,000 | 6,359 |
| Pre-tax net operating income | $168,000 | 5,367 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $4,000 | 4,431 |
| Income before extraordinary items | $164,000 | 5,457 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $164,000 | 5,459 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $164,000 | 5,460 |
| Net charge-offs | $22,000 | 5,978 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $164,000 | 5,297 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 6,761 |
| Total interest expense | $327,000 | 6,339 |
| Net interest income | $762,000 | 6,827 |
| Provision for loan and lease losses | $155,000 | 4,552 |
| Total noninterest income | $139,000 | 5,619 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $100,000 | 4,484 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $39,000 | 5,874 |
| Total noninterest expense | $718,000 | 6,689 |
| Salaries and employee benefits | $339,000 | 6,838 |
| Premises and equipment expense | $92,000 | 6,458 |
| Additional noninterest expense | $287,000 | 6,360 |
| Pre-tax net operating income | $28,000 | 5,933 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $26,000 | 6,046 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $26,000 | 6,048 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $26,000 | 6,047 |
| Net charge-offs | $28,000 | 5,315 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $26,000 | 5,947 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $516,000 | 6,926 |
| Total interest expense | $163,000 | 6,472 |
| Net interest income | $353,000 | 6,996 |
| Provision for loan and lease losses | $80,000 | 4,236 |
| Total noninterest income | $67,000 | 5,704 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $48,000 | 4,553 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $19,000 | 5,996 |
| Total noninterest expense | $360,000 | 6,769 |
| Salaries and employee benefits | $165,000 | 6,974 |
| Premises and equipment expense | $44,000 | 6,603 |
| Additional noninterest expense | $151,000 | 6,340 |
| Pre-tax net operating income | $-20,000 | 6,378 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-20,000 | 6,492 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-20,000 | 6,494 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-20,000 | 6,493 |
| Net charge-offs | $25,000 | 4,275 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-20,000 | 6,410 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 6,923 |
| Total interest expense | $755,000 | 6,569 |
| Net interest income | $1,437,000 | 6,979 |
| Provision for loan and lease losses | $50,000 | 6,827 |
| Total noninterest income | $276,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $217,000 | 4,495 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $59,000 | 6,205 |
| Total noninterest expense | $1,394,000 | 6,940 |
| Salaries and employee benefits | $656,000 | 7,074 |
| Premises and equipment expense | $180,000 | 6,648 |
| Additional noninterest expense | $558,000 | 6,591 |
| Pre-tax net operating income | $269,000 | 4,607 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $269,000 | 4,579 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $269,000 | 4,578 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $269,000 | 4,579 |
| Net charge-offs | $139,000 | 5,408 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $269,000 | 4,508 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 7,004 |
| Total interest expense | $590,000 | 6,635 |
| Net interest income | $1,051,000 | 7,057 |
| Provision for loan and lease losses | $50,000 | 6,514 |
| Total noninterest income | $205,000 | 5,832 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $166,000 | 4,480 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $39,000 | 6,489 |
| Total noninterest expense | $1,028,000 | 6,985 |
| Salaries and employee benefits | $499,000 | 7,084 |
| Premises and equipment expense | $132,000 | 6,743 |
| Additional noninterest expense | $397,000 | 6,704 |
| Pre-tax net operating income | $178,000 | 5,015 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $178,000 | 4,939 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $178,000 | 4,938 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $178,000 | 4,939 |
| Net charge-offs | $136,000 | 4,737 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $178,000 | 4,890 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 7,074 |
| Total interest expense | $411,000 | 6,674 |
| Net interest income | $685,000 | 7,129 |
| Provision for loan and lease losses | $50,000 | 6,064 |
| Total noninterest income | $127,000 | 6,010 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $106,000 | 4,546 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $21,000 | 6,756 |
| Total noninterest expense | $668,000 | 7,091 |
| Salaries and employee benefits | $342,000 | 7,111 |
| Premises and equipment expense | $84,000 | 6,869 |
| Additional noninterest expense | $242,000 | 6,904 |
| Pre-tax net operating income | $94,000 | 5,258 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $94,000 | 5,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $94,000 | 5,257 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $94,000 | 5,257 |
| Net charge-offs | $122,000 | 4,024 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $94,000 | 5,165 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $535,000 | 7,160 |
| Total interest expense | $212,000 | 6,702 |
| Net interest income | $323,000 | 7,257 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $63,000 | 6,033 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $51,000 | 4,565 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $315,000 | 7,185 |
| Salaries and employee benefits | $171,000 | 7,154 |
| Premises and equipment expense | $38,000 | 7,069 |
| Additional noninterest expense | $106,000 | 7,001 |
| Pre-tax net operating income | $41,000 | 5,752 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $41,000 | 5,831 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $41,000 | 5,833 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $41,000 | 5,833 |
| Net charge-offs | $126,000 | 2,610 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $41,000 | 5,664 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,471,000 | 7,005 |
| Total interest expense | $1,060,000 | 6,678 |
| Net interest income | $1,411,000 | 7,115 |
| Provision for loan and lease losses | $331,000 | 4,457 |
| Total noninterest income | $295,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $230,000 | 4,529 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $65,000 | 6,475 |
| Total noninterest expense | $1,256,000 | 7,205 |
| Salaries and employee benefits | $683,000 | 7,200 |
| Premises and equipment expense | $198,000 | 6,697 |
| Additional noninterest expense | $375,000 | 7,147 |
| Pre-tax net operating income | $119,000 | 5,968 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $21,000 | 4,257 |
| Income before extraordinary items | $98,000 | 5,872 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $98,000 | 5,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 4,465 |
| Cash dividends | $225,000 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $98,000 | 6,019 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 7,009 |
| Total interest expense | $832,000 | 6,713 |
| Net interest income | $1,079,000 | 7,135 |
| Provision for loan and lease losses | $171,000 | 4,455 |
| Total noninterest income | $212,000 | 6,012 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $176,000 | 4,524 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $36,000 | 6,941 |
| Total noninterest expense | $940,000 | 7,212 |
| Salaries and employee benefits | $515,000 | 7,196 |
| Premises and equipment expense | $137,000 | 6,874 |
| Additional noninterest expense | $288,000 | 7,119 |
| Pre-tax net operating income | $180,000 | 6,112 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $14,000 | 4,753 |
| Income before extraordinary items | $166,000 | 5,861 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $166,000 | 5,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,706 |
| Cash dividends | $225,000 | 3,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $166,000 | 6,036 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 7,000 |
| Total interest expense | $593,000 | 6,707 |
| Net interest income | $733,000 | 7,123 |
| Provision for loan and lease losses | $101,000 | 4,232 |
| Total noninterest income | $148,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $124,000 | 4,405 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $24,000 | 7,026 |
| Total noninterest expense | $622,000 | 7,280 |
| Salaries and employee benefits | $341,000 | 7,288 |
| Premises and equipment expense | $93,000 | 6,876 |
| Additional noninterest expense | $188,000 | 7,165 |
| Pre-tax net operating income | $158,000 | 6,070 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $7,000 | 5,127 |
| Income before extraordinary items | $151,000 | 5,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $151,000 | 5,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,946 |
| Cash dividends | $225,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $151,000 | 5,908 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $697,000 | 6,986 |
| Total interest expense | $326,000 | 6,668 |
| Net interest income | $371,000 | 7,150 |
| Provision for loan and lease losses | $36,000 | 4,202 |
| Total noninterest income | $76,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $63,000 | 4,343 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $307,000 | 7,336 |
| Salaries and employee benefits | $174,000 | 7,261 |
| Premises and equipment expense | $37,000 | 7,277 |
| Additional noninterest expense | $96,000 | 7,139 |
| Pre-tax net operating income | $104,000 | 5,969 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $102,000 | 5,812 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $102,000 | 5,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $225,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $102,000 | 5,720 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 6,917 |
| Total interest expense | $1,365,000 | 6,619 |
| Net interest income | $1,525,000 | 7,081 |
| Provision for loan and lease losses | $103,000 | 4,870 |
| Total noninterest income | $317,000 | 5,939 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $248,000 | 4,471 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $69,000 | 6,726 |
| Total noninterest expense | $1,241,000 | 7,298 |
| Salaries and employee benefits | $677,000 | 7,318 |
| Premises and equipment expense | $207,000 | 6,657 |
| Additional noninterest expense | $357,000 | 7,267 |
| Pre-tax net operating income | $498,000 | 6,005 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $23,000 | 5,355 |
| Income before extraordinary items | $475,000 | 5,767 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $475,000 | 5,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,249 |
| Cash dividends | $350,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $475,000 | 5,757 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 6,978 |
| Total interest expense | $1,007,000 | 6,681 |
| Net interest income | $1,145,000 | 7,125 |
| Provision for loan and lease losses | $25,000 | 5,669 |
| Total noninterest income | $228,000 | 6,060 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $179,000 | 4,574 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $49,000 | 6,818 |
| Total noninterest expense | $927,000 | 7,289 |
| Salaries and employee benefits | $505,000 | 7,303 |
| Premises and equipment expense | $155,000 | 6,668 |
| Additional noninterest expense | $267,000 | 7,258 |
| Pre-tax net operating income | $421,000 | 6,074 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $17,000 | 5,560 |
| Income before extraordinary items | $404,000 | 5,818 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $404,000 | 5,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,724 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $404,000 | 5,798 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,407,000 | 7,052 |
| Total interest expense | $660,000 | 6,733 |
| Net interest income | $747,000 | 7,231 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $146,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $112,000 | 4,712 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $34,000 | 6,824 |
| Total noninterest expense | $636,000 | 7,275 |
| Salaries and employee benefits | $343,000 | 7,327 |
| Premises and equipment expense | $106,000 | 6,656 |
| Additional noninterest expense | $187,000 | 7,191 |
| Pre-tax net operating income | $257,000 | 6,309 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $11,000 | 5,629 |
| Income before extraordinary items | $246,000 | 6,047 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $246,000 | 6,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $300,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $246,000 | 6,030 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $683,000 | 7,131 |
| Total interest expense | $325,000 | 6,779 |
| Net interest income | $358,000 | 7,348 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $72,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $50,000 | 4,884 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $22,000 | 6,474 |
| Total noninterest expense | $323,000 | 7,281 |
| Salaries and employee benefits | $176,000 | 7,310 |
| Premises and equipment expense | $51,000 | 6,759 |
| Additional noninterest expense | $96,000 | 7,170 |
| Pre-tax net operating income | $107,000 | 6,574 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $6,000 | 5,609 |
| Income before extraordinary items | $101,000 | 6,385 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $101,000 | 6,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $101,000 | 6,367 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,647,000 | 7,036 |
| Total interest expense | $1,071,000 | 6,799 |
| Net interest income | $1,576,000 | 7,086 |
| Provision for loan and lease losses | $75,000 | 5,084 |
| Total noninterest income | $249,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $203,000 | 4,955 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 7,334 |
| Total noninterest expense | $1,161,000 | 7,459 |
| Salaries and employee benefits | $613,000 | 7,560 |
| Premises and equipment expense | $171,000 | 7,028 |
| Additional noninterest expense | $377,000 | 7,178 |
| Pre-tax net operating income | $589,000 | 6,221 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $8,000 | 6,215 |
| Income before extraordinary items | $581,000 | 5,881 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $581,000 | 5,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,393 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $581,000 | 5,878 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 7,144 |
| Total interest expense | $765,000 | 6,883 |
| Net interest income | $1,146,000 | 7,218 |
| Provision for loan and lease losses | $55,000 | 4,965 |
| Total noninterest income | $188,000 | 6,581 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $152,000 | 5,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 7,336 |
| Total noninterest expense | $846,000 | 7,522 |
| Salaries and employee benefits | $465,000 | 7,527 |
| Premises and equipment expense | $105,000 | 7,378 |
| Additional noninterest expense | $276,000 | 7,235 |
| Pre-tax net operating income | $433,000 | 6,484 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,000 | 6,519 |
| Income before extraordinary items | $431,000 | 6,086 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $431,000 | 6,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $431,000 | 6,080 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 7,180 |
| Total interest expense | $476,000 | 6,946 |
| Net interest income | $778,000 | 7,224 |
| Provision for loan and lease losses | $35,000 | 4,878 |
| Total noninterest income | $128,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $104,000 | 4,933 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,365 |
| Total noninterest expense | $564,000 | 7,550 |
| Salaries and employee benefits | $310,000 | 7,568 |
| Premises and equipment expense | $74,000 | 7,324 |
| Additional noninterest expense | $180,000 | 7,300 |
| Pre-tax net operating income | $307,000 | 6,414 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-4,000 | 8,452 |
| Income before extraordinary items | $311,000 | 5,932 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $311,000 | 5,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,558 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $311,000 | 5,938 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $626,000 | 7,178 |
| Total interest expense | $221,000 | 7,040 |
| Net interest income | $405,000 | 7,188 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $66,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $53,000 | 4,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $299,000 | 7,441 |
| Salaries and employee benefits | $167,000 | 7,416 |
| Premises and equipment expense | $35,000 | 7,427 |
| Additional noninterest expense | $97,000 | 7,148 |
| Pre-tax net operating income | $157,000 | 6,325 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-10,000 | 8,526 |
| Income before extraordinary items | $167,000 | 5,722 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $167,000 | 5,721 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 7,226 |
| Total interest expense | $684,000 | 7,082 |
| Net interest income | $1,556,000 | 7,221 |
| Provision for loan and lease losses | $98,000 | 4,868 |
| Total noninterest income | $249,000 | 6,674 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $189,000 | 5,154 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $60,000 | 7,171 |
| Total noninterest expense | $1,237,000 | 7,340 |
| Salaries and employee benefits | $641,000 | 7,472 |
| Premises and equipment expense | $212,000 | 6,608 |
| Additional noninterest expense | $384,000 | 7,158 |
| Pre-tax net operating income | $470,000 | 6,846 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $30,000 | 6,142 |
| Income before extraordinary items | $440,000 | 6,610 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $440,000 | 6,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,434 |
| Cash dividends | $265,000 | 4,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $440,000 | 6,586 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,639,000 | 7,287 |
| Total interest expense | $483,000 | 7,143 |
| Net interest income | $1,156,000 | 7,280 |
| Provision for loan and lease losses | $80,000 | 4,606 |
| Total noninterest income | $177,000 | 6,823 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $133,000 | 5,316 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 7,221 |
| Total noninterest expense | $844,000 | 7,517 |
| Salaries and employee benefits | $474,000 | 7,486 |
| Premises and equipment expense | $86,000 | 7,702 |
| Additional noninterest expense | $284,000 | 7,214 |
| Pre-tax net operating income | $409,000 | 6,746 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $28,000 | 6,119 |
| Income before extraordinary items | $381,000 | 6,478 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $381,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,028 |
| Cash dividends | $265,000 | 3,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $381,000 | 6,439 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 7,309 |
| Total interest expense | $303,000 | 7,171 |
| Net interest income | $765,000 | 7,301 |
| Provision for loan and lease losses | $65,000 | 4,019 |
| Total noninterest income | $106,000 | 6,966 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $84,000 | 5,390 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $22,000 | 7,544 |
| Total noninterest expense | $551,000 | 7,571 |
| Salaries and employee benefits | $315,000 | 7,493 |
| Premises and equipment expense | $49,000 | 7,887 |
| Additional noninterest expense | $187,000 | 7,228 |
| Pre-tax net operating income | $255,000 | 6,876 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $17,000 | 6,174 |
| Income before extraordinary items | $238,000 | 6,615 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $238,000 | 6,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,342 |
| Cash dividends | $190,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $238,000 | 6,565 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $509,000 | 7,451 |
| Total interest expense | $143,000 | 7,255 |
| Net interest income | $366,000 | 7,442 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $53,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $40,000 | 5,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $267,000 | 7,680 |
| Salaries and employee benefits | $154,000 | 7,601 |
| Premises and equipment expense | $21,000 | 8,119 |
| Additional noninterest expense | $92,000 | 7,317 |
| Pre-tax net operating income | $152,000 | 6,532 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $11,000 | 6,040 |
| Income before extraordinary items | $141,000 | 6,234 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $141,000 | 6,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $190,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $141,000 | 6,188 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,966,000 | 7,418 |
| Total interest expense | $470,000 | 7,419 |
| Net interest income | $1,496,000 | 7,309 |
| Provision for loan and lease losses | $33,000 | 6,366 |
| Total noninterest income | $202,000 | 7,135 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $161,000 | 5,648 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,647 |
| Total noninterest expense | $1,115,000 | 7,595 |
| Salaries and employee benefits | $627,000 | 7,558 |
| Premises and equipment expense | $103,000 | 7,933 |
| Additional noninterest expense | $385,000 | 7,209 |
| Pre-tax net operating income | $550,000 | 6,542 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $26,000 | 6,429 |
| Income before extraordinary items | $524,000 | 6,271 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $524,000 | 6,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,270 |
| Cash dividends | $385,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $524,000 | 6,196 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,455,000 | 7,467 |
| Total interest expense | $347,000 | 7,468 |
| Net interest income | $1,108,000 | 7,362 |
| Provision for loan and lease losses | $21,000 | 6,290 |
| Total noninterest income | $154,000 | 7,150 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $123,000 | 5,662 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 7,667 |
| Total noninterest expense | $821,000 | 7,605 |
| Salaries and employee benefits | $458,000 | 7,572 |
| Premises and equipment expense | $76,000 | 7,952 |
| Additional noninterest expense | $287,000 | 7,200 |
| Pre-tax net operating income | $420,000 | 6,650 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $18,000 | 6,571 |
| Income before extraordinary items | $402,000 | 6,311 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $402,000 | 6,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $250,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $402,000 | 6,235 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $969,000 | 7,498 |
| Total interest expense | $236,000 | 7,506 |
| Net interest income | $733,000 | 7,419 |
| Provision for loan and lease losses | $13,000 | 6,215 |
| Total noninterest income | $100,000 | 7,246 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $77,000 | 5,788 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,000 | 7,596 |
| Total noninterest expense | $548,000 | 7,641 |
| Salaries and employee benefits | $302,000 | 7,657 |
| Premises and equipment expense | $52,000 | 7,942 |
| Additional noninterest expense | $194,000 | 7,199 |
| Pre-tax net operating income | $272,000 | 6,682 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $8,000 | 6,728 |
| Income before extraordinary items | $264,000 | 6,325 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $264,000 | 6,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $264,000 | 6,239 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $492,000 | 7,527 |
| Total interest expense | $122,000 | 7,488 |
| Net interest income | $370,000 | 7,432 |
| Provision for loan and lease losses | $13,000 | 5,421 |
| Total noninterest income | $51,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $39,000 | 5,736 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $271,000 | 7,713 |
| Salaries and employee benefits | $152,000 | 7,665 |
| Premises and equipment expense | $21,000 | 8,211 |
| Additional noninterest expense | $98,000 | 7,196 |
| Pre-tax net operating income | $137,000 | 6,628 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $137,000 | 6,218 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $137,000 | 6,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $137,000 | 6,111 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 7,452 |
| Total interest expense | $620,000 | 7,341 |
| Net interest income | $1,480,000 | 7,393 |
| Provision for loan and lease losses | $122,000 | 4,919 |
| Total noninterest income | $217,000 | 7,203 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $166,000 | 5,677 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $51,000 | 7,539 |
| Total noninterest expense | $1,173,000 | 7,527 |
| Salaries and employee benefits | $587,000 | 7,750 |
| Premises and equipment expense | $101,000 | 8,054 |
| Additional noninterest expense | $485,000 | 6,634 |
| Pre-tax net operating income | $402,000 | 7,035 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $10,000 | 7,040 |
| Income before extraordinary items | $392,000 | 6,849 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $392,000 | 6,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,755 |
| Cash dividends | $180,000 | 5,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $392,000 | 6,692 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 7,556 |
| Total interest expense | $489,000 | 7,369 |
| Net interest income | $1,063,000 | 7,535 |
| Provision for loan and lease losses | $117,000 | 4,410 |
| Total noninterest income | $169,000 | 7,176 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $123,000 | 5,743 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 7,333 |
| Total noninterest expense | $807,000 | 7,717 |
| Salaries and employee benefits | $427,000 | 7,786 |
| Premises and equipment expense | $77,000 | 8,054 |
| Additional noninterest expense | $303,000 | 7,113 |
| Pre-tax net operating income | $308,000 | 7,139 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $4,000 | 7,286 |
| Income before extraordinary items | $304,000 | 6,930 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $304,000 | 6,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,669 |
| Cash dividends | $80,000 | 4,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $304,000 | 6,761 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 7,627 |
| Total interest expense | $341,000 | 7,390 |
| Net interest income | $682,000 | 7,651 |
| Provision for loan and lease losses | $51,000 | 5,095 |
| Total noninterest income | $110,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $81,000 | 5,739 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $29,000 | 7,373 |
| Total noninterest expense | $537,000 | 7,743 |
| Salaries and employee benefits | $303,000 | 7,666 |
| Premises and equipment expense | $48,000 | 8,136 |
| Additional noninterest expense | $186,000 | 7,322 |
| Pre-tax net operating income | $204,000 | 7,185 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-6,000 | 8,964 |
| Income before extraordinary items | $210,000 | 6,881 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $210,000 | 6,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $210,000 | 6,682 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $500,000 | 7,737 |
| Total interest expense | $177,000 | 7,395 |
| Net interest income | $323,000 | 7,772 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $60,000 | 7,024 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $37,000 | 5,850 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 6,700 |
| Total noninterest expense | $268,000 | 7,767 |
| Salaries and employee benefits | $152,000 | 7,681 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $91,000 | 7,386 |
| Pre-tax net operating income | $97,000 | 7,240 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-15,000 | 9,098 |
| Income before extraordinary items | $112,000 | 6,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $112,000 | 6,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $112,000 | 6,505 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 7,579 |
| Total interest expense | $870,000 | 7,289 |
| Net interest income | $1,393,000 | 7,605 |
| Provision for loan and lease losses | $78,000 | 6,121 |
| Total noninterest income | $192,000 | 7,398 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $159,000 | 5,718 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 8,097 |
| Total noninterest expense | $1,081,000 | 7,753 |
| Salaries and employee benefits | $591,000 | 7,742 |
| Premises and equipment expense | $111,000 | 8,018 |
| Additional noninterest expense | $379,000 | 7,294 |
| Pre-tax net operating income | $426,000 | 7,044 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $64,000 | 6,357 |
| Income before extraordinary items | $362,000 | 7,021 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $362,000 | 7,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,309 |
| Cash dividends | $225,000 | 4,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $362,000 | 6,893 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 7,923 |
| Total interest expense | $1,139,000 | 7,723 |
| Net interest income | $1,187,000 | 7,910 |
| Provision for loan and lease losses | $17,000 | 7,683 |
| Total noninterest income | $175,000 | 7,574 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $147,000 | 5,839 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $28,000 | 8,414 |
| Total noninterest expense | $848,000 | 8,326 |
| Salaries and employee benefits | $443,000 | 8,436 |
| Premises and equipment expense | $83,000 | 8,575 |
| Additional noninterest expense | $322,000 | 7,691 |
| Pre-tax net operating income | $497,000 | 6,552 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $-6,000 | 8,974 |
| Income before extraordinary items | $506,000 | 6,041 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $506,000 | 6,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,426 |
| Cash dividends | $200,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $503,000 | 5,944 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 8,087 |
| Total interest expense | $1,138,000 | 7,931 |
| Net interest income | $1,199,000 | 8,067 |
| Provision for loan and lease losses | $43,000 | 6,774 |
| Total noninterest income | $156,000 | 7,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 6,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,167 |
| Total noninterest expense | $711,000 | 8,797 |
| Salaries and employee benefits | $375,000 | 8,881 |
| Premises and equipment expense | $71,000 | 8,965 |
| Additional noninterest expense | $265,000 | 8,221 |
| Pre-tax net operating income | $601,000 | 6,584 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $239,000 | 5,066 |
| Income before extraordinary items | $362,000 | 7,087 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $362,000 | 7,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $360,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $362,000 | 7,080 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,189,000 | 8,282 |
| Total interest expense | $1,079,000 | 7,961 |
| Net interest income | $1,110,000 | 8,383 |
| Provision for loan and lease losses | $51,000 | 6,485 |
| Total noninterest income | $161,000 | 7,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,510 |
| Total noninterest expense | $731,000 | 8,943 |
| Salaries and employee benefits | $393,000 | 8,927 |
| Premises and equipment expense | $87,000 | 8,879 |
| Additional noninterest expense | $251,000 | 8,546 |
| Pre-tax net operating income | $489,000 | 7,186 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $226,000 | 5,445 |
| Income before extraordinary items | $263,000 | 7,841 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $263,000 | 7,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,786 |
| Cash dividends | $125,000 | 5,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $263,000 | 7,815 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 8,368 |
| Total interest expense | $1,156,000 | 8,013 |
| Net interest income | $1,103,000 | 8,567 |
| Provision for loan and lease losses | $77,000 | 5,674 |
| Total noninterest income | $157,000 | 8,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,867 |
| Total noninterest expense | $664,000 | 9,211 |
| Salaries and employee benefits | $361,000 | 9,219 |
| Premises and equipment expense | $112,000 | 8,436 |
| Additional noninterest expense | $191,000 | 9,226 |
| Pre-tax net operating income | $519,000 | 7,272 |
| Securities gains (losses) | $-4,000 | 10,023 |
| Applicable income taxes | $287,000 | 5,291 |
| Income before extraordinary items | $228,000 | 8,408 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $228,000 | 8,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,028 |
| Cash dividends | $158,000 | 5,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $230,560 | 8,320 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,123,000 | 8,860 |
| Total interest expense | $1,074,000 | 8,481 |
| Net interest income | $1,049,000 | 9,065 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $177,000 | 8,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $777,000 | 9,118 |
| Salaries and employee benefits | $319,000 | 9,816 |
| Premises and equipment expense | $77,000 | 9,513 |
| Additional noninterest expense | $381,000 | 7,521 |
| Pre-tax net operating income | $449,000 | 8,189 |
| Securities gains (losses) | $27,000 | 1,697 |
| Applicable income taxes | $186,000 | 7,090 |
| Income before extraordinary items | $290,000 | 8,454 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $290,000 | 8,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $60,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $272,720 | 8,540 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 9,913 |
| Total interest expense | $826,000 | 9,566 |
| Net interest income | $815,000 | 10,071 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $132,000 | 9,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,772 |
| Total noninterest expense | $631,000 | 10,062 |
| Salaries and employee benefits | $242,000 | 10,773 |
| Premises and equipment expense | $61,000 | 10,325 |
| Additional noninterest expense | $328,000 | 8,593 |
| Pre-tax net operating income | $244,000 | 9,523 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $95,000 | 8,825 |
| Income before extraordinary items | $151,000 | 9,784 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $151,000 | 9,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,367 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $1,274,000 | 349 |
| Net operating income | $149,720 | 9,738 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 11,161 |
| Total interest expense | $512,000 | 10,977 |
| Net interest income | $565,000 | 11,228 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $83,000 | 10,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,383 |
| Total noninterest expense | $391,000 | 11,455 |
| Salaries and employee benefits | $184,000 | 11,573 |
| Premises and equipment expense | $40,000 | 11,383 |
| Additional noninterest expense | $167,000 | 10,846 |
| Pre-tax net operating income | $243,000 | 10,169 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $66,000 | 9,861 |
| Income before extraordinary items | $177,000 | 10,191 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $177,000 | 10,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $177,000 | 10,161 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 11,685 |
| Total interest expense | $360,000 | 11,784 |
| Net interest income | $652,000 | 11,546 |
| Provision for loan and lease losses | $-43,000 | 11,960 |
| Total noninterest income | $85,000 | 11,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,718 |
| Total noninterest expense | $484,000 | 11,691 |
| Salaries and employee benefits | $222,000 | 11,908 |
| Premises and equipment expense | $43,000 | 11,893 |
| Additional noninterest expense | $219,000 | 10,903 |
| Pre-tax net operating income | $296,000 | 10,164 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $105,000 | 9,245 |
| Income before extraordinary items | $194,000 | 10,341 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $194,000 | 10,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 11,482 |
| Cash dividends | $230,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $192,050 | 10,419 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $938,000 | 12,418 |
| Total interest expense | $345,000 | 12,463 |
| Net interest income | $593,000 | 12,235 |
| Provision for loan and lease losses | $-16,000 | 12,559 |
| Total noninterest income | $83,000 | 11,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $535,000 | 11,987 |
| Salaries and employee benefits | $199,000 | 12,651 |
| Premises and equipment expense | $94,000 | 10,650 |
| Additional noninterest expense | $242,000 | 11,172 |
| Pre-tax net operating income | $157,000 | 11,426 |
| Securities gains (losses) | $72,000 | 2,926 |
| Applicable income taxes | $82,000 | 10,157 |
| Income before extraordinary items | $147,000 | 11,238 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $147,000 | 11,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 12,347 |
| Cash dividends | $88,000 | 7,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $100,920 | 11,606 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,047,000 | 12,941 |
| Total interest expense | $459,000 | 12,926 |
| Net interest income | $588,000 | 12,753 |
| Provision for loan and lease losses | $-129,000 | 13,743 |
| Total noninterest income | $100,000 | 11,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $513,000 | 12,567 |
| Salaries and employee benefits | $196,000 | 13,200 |
| Premises and equipment expense | $63,000 | 12,143 |
| Additional noninterest expense | $254,000 | 11,476 |
| Pre-tax net operating income | $304,000 | 10,097 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $108,000 | 9,686 |
| Income before extraordinary items | $196,000 | 10,652 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $196,000 | 10,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $544,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $196,000 | 10,315 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.