Home > Citizens National Bank > Income and Expense

Citizens National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$24,657,0001,634
Total interest expense$9,404,0001,351
Net interest income$15,253,0001,784
Provision for loan and lease losses$480,0001,311
Total noninterest income$1,592,0002,253
Gross Fiduciary activities income$0981
Service charges on deposit accounts$620,0001,438
Trading account gains and feesNANA
Additional Noninterest Income$972,0002,302
Total noninterest expense$9,737,0002,073
Salaries and employee benefits$6,284,0001,903
Premises and equipment expense$1,529,0001,516
Additional noninterest expense$972,0002,302
Pre-tax net operating income$6,628,0001,606
Securities gains (losses)$0988
Applicable income taxes$1,418,0001,220
Income before extraordinary items$5,210,0001,680
Extraordinary gains, net$054
Net income$5,210,0001,701
Minority interest net income$088
Net income of bank and minority interests.$5,210,0001,683
Net charge-offs$-26,0004,053
Cash dividends$1,235,0001,955
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,210,0001,708
2023-09-30 (YTD Data)Rank
Total interest income$17,932,0001,639
Total interest expense$6,704,0001,307
Net interest income$11,228,0001,825
Provision for loan and lease losses$360,0001,209
Total noninterest income$1,139,0002,286
Gross Fiduciary activities income$0950
Service charges on deposit accounts$465,0001,437
Trading account gains and feesNANA
Additional Noninterest Income$674,0002,366
Total noninterest expense$7,261,0002,078
Salaries and employee benefits$4,697,0001,908
Premises and equipment expense$1,193,0001,468
Additional noninterest expense$674,0002,365
Pre-tax net operating income$4,746,0001,719
Securities gains (losses)$0849
Applicable income taxes$1,004,0001,287
Income before extraordinary items$3,742,0001,790
Extraordinary gains, net$052
Net income$3,742,0001,805
Minority interest net income$081
Net income of bank and minority interests.$3,742,0001,790
Net charge-offs$-1,0003,402
Cash dividends$775,0001,898
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,742,0001,815
2023-06-30 (YTD Data)Rank
Total interest income$11,655,0001,636
Total interest expense$4,230,0001,260
Net interest income$7,425,0001,846
Provision for loan and lease losses$240,0001,213
Total noninterest income$748,0002,258
Gross Fiduciary activities income$0931
Service charges on deposit accounts$301,0001,451
Trading account gains and feesNANA
Additional Noninterest Income$447,0002,318
Total noninterest expense$4,947,0002,046
Salaries and employee benefits$3,131,0001,901
Premises and equipment expense$798,0001,459
Additional noninterest expense$447,0002,314
Pre-tax net operating income$2,986,0001,763
Securities gains (losses)$0938
Applicable income taxes$630,0001,327
Income before extraordinary items$2,356,0001,851
Extraordinary gains, net$051
Net income$2,356,0001,873
Minority interest net income$081
Net income of bank and minority interests.$2,356,0001,851
Net charge-offs$-1,0003,356
Cash dividends$575,0001,843
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,356,0001,858
2023-03-31 (YTD Data)Rank
Total interest income$5,666,0001,654
Total interest expense$1,891,0001,240
Net interest income$3,775,0001,828
Provision for loan and lease losses$120,0001,169
Total noninterest income$373,0002,262
Gross Fiduciary activities income$0913
Service charges on deposit accounts$154,0001,450
Trading account gains and feesNANA
Additional Noninterest Income$219,0002,337
Total noninterest expense$2,529,0002,050
Salaries and employee benefits$1,587,0001,917
Premises and equipment expense$403,0001,480
Additional noninterest expense$219,0002,337
Pre-tax net operating income$1,499,0001,788
Securities gains (losses)$0950
Applicable income taxes$314,0001,348
Income before extraordinary items$1,185,0001,881
Extraordinary gains, net$04
Net income$1,185,0001,881
Minority interest net income$048
Net income of bank and minority interests.$1,185,0001,881
Net charge-offs$-1,0003,238
Cash dividends$250,0001,683
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,185,0001,900
2022-12-31 (YTD Data)Rank
Total interest income$20,062,0001,571
Total interest expense$2,878,0001,215
Net interest income$17,184,0001,622
Provision for loan and lease losses$850,000910
Total noninterest income$1,439,0002,387
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$568,0001,552
Trading account gains and feesNANA
Additional Noninterest Income$871,0002,486
Total noninterest expense$9,739,0002,051
Salaries and employee benefits$6,097,0001,928
Premises and equipment expense$1,496,0001,536
Additional noninterest expense$871,0002,486
Pre-tax net operating income$8,034,0001,481
Securities gains (losses)$0691
Applicable income taxes$1,786,0001,153
Income before extraordinary items$6,248,0001,585
Extraordinary gains, net$05
Net income$6,248,0001,583
Minority interest net income$063
Net income of bank and minority interests.$6,248,0001,584
Net charge-offs$-2,0003,341
Cash dividends$1,025,0002,115
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,248,0001,609
2022-09-30 (YTD Data)Rank
Total interest income$14,636,0001,558
Total interest expense$1,561,0001,273
Net interest income$13,075,0001,586
Provision for loan and lease losses$450,0001,008
Total noninterest income$1,087,0002,392
Gross Fiduciary activities income$0968
Service charges on deposit accounts$428,0001,556
Trading account gains and feesNANA
Additional Noninterest Income$659,0002,499
Total noninterest expense$7,110,0002,074
Salaries and employee benefits$4,488,0001,944
Premises and equipment expense$1,069,0001,590
Additional noninterest expense$659,0002,499
Pre-tax net operating income$6,602,0001,384
Securities gains (losses)$0740
Applicable income taxes$1,428,0001,109
Income before extraordinary items$5,174,0001,443
Extraordinary gains, net$04
Net income$5,174,0001,441
Minority interest net income$057
Net income of bank and minority interests.$5,174,0001,443
Net charge-offs$-1,0003,079
Cash dividends$725,0001,926
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,174,0001,474
2022-06-30 (YTD Data)Rank
Total interest income$9,449,0001,546
Total interest expense$816,0001,336
Net interest income$8,633,0001,553
Provision for loan and lease losses$300,000908
Total noninterest income$711,0002,412
Gross Fiduciary activities income$0925
Service charges on deposit accounts$278,0001,567
Trading account gains and feesNANA
Additional Noninterest Income$433,0002,533
Total noninterest expense$4,695,0002,075
Salaries and employee benefits$2,987,0001,948
Premises and equipment expense$694,0001,640
Additional noninterest expense$1,014,0002,601
Pre-tax net operating income$4,349,0001,324
Securities gains (losses)$0687
Applicable income taxes$947,0001,051
Income before extraordinary items$3,402,0001,382
Extraordinary gains, net$04
Net income$3,402,0001,381
Minority interest net income$060
Net income of bank and minority interests.$3,402,0001,382
Net charge-offs$-1,0002,999
Cash dividends$425,0002,003
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,402,0001,417
2022-03-31 (YTD Data)Rank
Total interest income$4,542,0001,551
Total interest expense$362,0001,421
Net interest income$4,180,0001,549
Provision for loan and lease losses$150,000763
Total noninterest income$347,0002,427
Gross Fiduciary activities income$0892
Service charges on deposit accounts$135,0001,598
Trading account gains and feesNANA
Additional Noninterest Income$212,0002,515
Total noninterest expense$2,339,0002,070
Salaries and employee benefits$1,495,0001,945
Premises and equipment expense$344,0001,667
Additional noninterest expense$500,0002,593
Pre-tax net operating income$2,038,0001,333
Securities gains (losses)$0623
Applicable income taxes$426,0001,066
Income before extraordinary items$1,612,0001,379
Extraordinary gains, net$04
Net income$1,612,0001,379
Minority interest net income$050
Net income of bank and minority interests.$1,612,0001,379
Net charge-offs$-1,0003,005
Cash dividends$125,0001,918
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,612,0001,392
2021-12-31 (YTD Data)Rank
Total interest income$17,958,0001,616
Total interest expense$1,628,0001,557
Net interest income$16,330,0001,610
Provision for loan and lease losses$540,000989
Total noninterest income$1,409,0002,608
Gross Fiduciary activities income$0994
Service charges on deposit accounts$512,0001,582
Trading account gains and feesNANA
Additional Noninterest Income$897,0002,714
Total noninterest expense$9,386,0002,055
Salaries and employee benefits$5,692,0002,007
Premises and equipment expense$1,615,0001,432
Additional noninterest expense$2,079,0002,525
Pre-tax net operating income$7,813,0001,517
Securities gains (losses)$26,0001,401
Applicable income taxes$1,597,0001,260
Income before extraordinary items$6,242,0001,619
Extraordinary gains, net$010
Net income$6,242,0001,619
Minority interest net income$074
Net income of bank and minority interests.$6,242,0001,619
Net charge-offs$7,0002,374
Cash dividends$800,0002,415
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,221,2001,596
2021-09-30 (YTD Data)Rank
Total interest income$13,341,0001,663
Total interest expense$1,283,0001,583
Net interest income$12,058,0001,658
Provision for loan and lease losses$405,000963
Total noninterest income$1,062,0002,644
Gross Fiduciary activities income$0957
Service charges on deposit accounts$382,0001,585
Trading account gains and feesNANA
Additional Noninterest Income$680,0002,744
Total noninterest expense$6,853,0002,110
Salaries and employee benefits$4,186,0002,030
Premises and equipment expense$1,203,0001,467
Additional noninterest expense$1,464,0002,639
Pre-tax net operating income$5,862,0001,580
Securities gains (losses)$17,0001,472
Applicable income taxes$1,196,0001,331
Income before extraordinary items$4,683,0001,684
Extraordinary gains, net$08
Net income$4,683,0001,683
Minority interest net income$069
Net income of bank and minority interests.$4,683,0001,684
Net charge-offs$5,0002,152
Cash dividends$800,0001,920
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,669,4001,661
2021-06-30 (YTD Data)Rank
Total interest income$8,913,0001,650
Total interest expense$913,0001,568
Net interest income$8,000,0001,653
Provision for loan and lease losses$270,000972
Total noninterest income$685,0002,641
Gross Fiduciary activities income$0951
Service charges on deposit accounts$239,0001,606
Trading account gains and feesNANA
Additional Noninterest Income$446,0002,749
Total noninterest expense$4,596,0002,094
Salaries and employee benefits$2,781,0002,025
Premises and equipment expense$839,0001,416
Additional noninterest expense$976,0002,627
Pre-tax net operating income$3,819,0001,576
Securities gains (losses)$01,818
Applicable income taxes$771,0001,348
Income before extraordinary items$3,048,0001,700
Extraordinary gains, net$06
Net income$3,048,0001,700
Minority interest net income$067
Net income of bank and minority interests.$3,048,0001,700
Net charge-offs$5,0001,907
Cash dividends$500,0001,940
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,048,0001,667
2021-03-31 (YTD Data)Rank
Total interest income$4,237,0001,718
Total interest expense$484,0001,557
Net interest income$3,753,0001,726
Provision for loan and lease losses$135,0001,068
Total noninterest income$324,0002,709
Gross Fiduciary activities income$0922
Service charges on deposit accounts$121,0001,587
Trading account gains and feesNANA
Additional Noninterest Income$203,0002,819
Total noninterest expense$2,278,0002,082
Salaries and employee benefits$1,389,0002,020
Premises and equipment expense$417,0001,443
Additional noninterest expense$472,0002,642
Pre-tax net operating income$1,664,0001,732
Securities gains (losses)$01,392
Applicable income taxes$333,0001,434
Income before extraordinary items$1,331,0001,858
Extraordinary gains, net$03
Net income$1,331,0001,857
Minority interest net income$055
Net income of bank and minority interests.$1,331,0001,858
Net charge-offs$6,0001,479
Cash dividends$300,0001,548
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,331,0001,825
2020-12-31 (YTD Data)Rank
Total interest income$16,990,0001,718
Total interest expense$2,388,0001,763
Net interest income$14,602,0001,688
Provision for loan and lease losses$420,0002,406
Total noninterest income$1,329,0002,570
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$545,0001,523
Trading account gains and fees$0133
Additional Noninterest Income$784,0002,703
Total noninterest expense$9,304,0002,046
Salaries and employee benefits$5,880,0001,926
Premises and equipment expense$1,556,0001,476
Additional noninterest expense$1,868,0002,637
Pre-tax net operating income$6,207,0001,517
Securities gains (losses)$48,0001,744
Applicable income taxes$1,225,0001,287
Income before extraordinary items$5,030,0001,632
Extraordinary gains, net$04
Net income$5,030,0001,632
Minority interest net income$072
Net income of bank and minority interests.$5,030,0001,632
Net charge-offs$-94,0004,735
Cash dividends$1,560,0001,741
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,991,6001,591
2020-09-30 (YTD Data)Rank
Total interest income$12,965,0001,697
Total interest expense$1,861,0001,799
Net interest income$11,104,0001,658
Provision for loan and lease losses$315,0002,384
Total noninterest income$996,0002,527
Gross Fiduciary activities income$0981
Service charges on deposit accounts$407,0001,521
Trading account gains and fees$0125
Additional Noninterest Income$589,0002,672
Total noninterest expense$6,909,0002,045
Salaries and employee benefits$4,314,0001,937
Premises and equipment expense$1,142,0001,501
Additional noninterest expense$1,453,0002,570
Pre-tax net operating income$4,876,0001,427
Securities gains (losses)$37,0001,675
Applicable income taxes$967,0001,210
Income before extraordinary items$3,946,0001,526
Extraordinary gains, net$04
Net income$3,946,0001,526
Minority interest net income$065
Net income of bank and minority interests.$3,946,0001,527
Net charge-offs$6,0002,872
Cash dividends$1,050,0001,654
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,916,4001,495
2020-06-30 (YTD Data)Rank
Total interest income$8,972,0001,660
Total interest expense$1,301,0001,829
Net interest income$7,671,0001,603
Provision for loan and lease losses$210,0002,349
Total noninterest income$656,0002,493
Gross Fiduciary activities income$0970
Service charges on deposit accounts$281,0001,512
Trading account gains and fees$0123
Additional Noninterest Income$375,0002,679
Total noninterest expense$4,569,0002,053
Salaries and employee benefits$2,922,0001,909
Premises and equipment expense$772,0001,472
Additional noninterest expense$875,0002,734
Pre-tax net operating income$3,548,0001,272
Securities gains (losses)$02,249
Applicable income taxes$695,0001,090
Income before extraordinary items$2,853,0001,357
Extraordinary gains, net$04
Net income$2,853,0001,357
Minority interest net income$065
Net income of bank and minority interests.$2,853,0001,357
Net charge-offs$6,0002,607
Cash dividends$650,0001,704
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,853,0001,320
2020-03-31 (YTD Data)Rank
Total interest income$4,053,0001,789
Total interest expense$723,0001,812
Net interest income$3,330,0001,765
Provision for loan and lease losses$105,0001,912
Total noninterest income$347,0002,339
Gross Fiduciary activities income$0941
Service charges on deposit accounts$164,0001,533
Trading account gains and fees$0106
Additional Noninterest Income$183,0002,542
Total noninterest expense$2,324,0002,052
Salaries and employee benefits$1,472,0001,909
Premises and equipment expense$395,0001,460
Additional noninterest expense$457,0002,687
Pre-tax net operating income$1,248,0001,533
Securities gains (losses)$01,705
Applicable income taxes$234,0001,266
Income before extraordinary items$1,014,0001,647
Extraordinary gains, net$04
Net income$1,014,0001,648
Minority interest net income$056
Net income of bank and minority interests.$1,014,0001,648
Net charge-offs$6,0002,039
Cash dividends$300,0001,635
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,014,0001,621
2019-12-31 (YTD Data)Rank
Total interest income$16,231,0001,808
Total interest expense$3,077,0001,774
Net interest income$13,154,0001,799
Provision for loan and lease losses$390,0001,702
Total noninterest income$1,413,0002,377
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$697,0001,501
Trading account gains and fees$0135
Additional Noninterest Income$716,0002,625
Total noninterest expense$9,136,0002,051
Salaries and employee benefits$5,714,0001,914
Premises and equipment expense$1,462,0001,527
Additional noninterest expense$1,960,0002,592
Pre-tax net operating income$5,041,0001,741
Securities gains (losses)$17,0001,705
Applicable income taxes$893,0001,519
Income before extraordinary items$4,165,0001,829
Extraordinary gains, net$011
Net income$4,165,0001,831
Minority interest net income$076
Net income of bank and minority interests.$4,165,0001,831
Net charge-offs$32,0002,892
Cash dividends$7,136,000616
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,151,0601,801
2019-09-30 (YTD Data)Rank
Total interest income$12,022,0001,844
Total interest expense$2,317,0001,776
Net interest income$9,705,0001,835
Provision for loan and lease losses$188,0002,036
Total noninterest income$1,064,0002,379
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$523,0001,510
Trading account gains and fees$0129
Additional Noninterest Income$541,0002,637
Total noninterest expense$6,663,0002,099
Salaries and employee benefits$4,160,0001,964
Premises and equipment expense$1,054,0001,598
Additional noninterest expense$1,449,0002,618
Pre-tax net operating income$3,918,0001,752
Securities gains (losses)$3,0001,926
Applicable income taxes$685,0001,551
Income before extraordinary items$3,236,0001,827
Extraordinary gains, net$011
Net income$3,236,0001,826
Minority interest net income$072
Net income of bank and minority interests.$3,236,0001,828
Net charge-offs$21,0002,686
Cash dividends$6,786,000481
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,233,5101,799
2019-06-30 (YTD Data)Rank
Total interest income$7,887,0001,871
Total interest expense$1,543,0001,754
Net interest income$6,344,0001,876
Provision for loan and lease losses$90,0002,284
Total noninterest income$693,0002,363
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$339,0001,528
Trading account gains and fees$0131
Additional Noninterest Income$354,0002,621
Total noninterest expense$4,402,0002,116
Salaries and employee benefits$2,697,0002,002
Premises and equipment expense$709,0001,595
Additional noninterest expense$996,0002,588
Pre-tax net operating income$2,545,0001,767
Securities gains (losses)$-1,0004,660
Applicable income taxes$423,0001,579
Income before extraordinary items$2,121,0001,825
Extraordinary gains, net$011
Net income$2,121,0001,824
Minority interest net income$069
Net income of bank and minority interests.$2,121,0001,825
Net charge-offs$24,0002,264
Cash dividends$6,186,000381
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,121,8301,795
2019-03-31 (YTD Data)Rank
Total interest income$3,852,0001,902
Total interest expense$777,0001,712
Net interest income$3,075,0001,925
Provision for loan and lease losses$45,0002,137
Total noninterest income$335,0002,383
Gross Fiduciary activities income$0972
Service charges on deposit accounts$163,0001,567
Trading account gains and fees$0126
Additional Noninterest Income$172,0002,585
Total noninterest expense$2,248,0002,093
Salaries and employee benefits$1,409,0001,961
Premises and equipment expense$347,0001,644
Additional noninterest expense$492,0002,623
Pre-tax net operating income$1,117,0001,910
Securities gains (losses)$-3,0004,951
Applicable income taxes$178,0001,691
Income before extraordinary items$936,0001,973
Extraordinary gains, net$05
Net income$936,0001,971
Minority interest net income$052
Net income of bank and minority interests.$936,0001,972
Net charge-offs$25,0001,595
Cash dividends$5,986,000239
Sale, conversion, retirement of capital stock, net$0529
Net operating income$938,5201,954
2018-12-31 (YTD Data)Rank
Total interest income$14,664,0001,893
Total interest expense$2,343,0001,728
Net interest income$12,321,0001,909
Provision for loan and lease losses$360,0001,765
Total noninterest income$1,823,0002,091
Gross Fiduciary activities income$273,000670
Service charges on deposit accounts$694,0001,540
Trading account gains and fees$0126
Additional Noninterest Income$856,0002,416
Total noninterest expense$8,957,0002,073
Salaries and employee benefits$5,183,0002,039
Premises and equipment expense$1,400,0001,602
Additional noninterest expense$2,374,0002,304
Pre-tax net operating income$4,827,0001,817
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$4,827,0001,623
Extraordinary gains, net$06
Net income$4,827,0001,622
Minority interest net income$072
Net income of bank and minority interests.$4,827,0001,622
Net charge-offs$235,0001,505
Cash dividends$1,325,0001,884
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,827,0001,615
2018-09-30 (YTD Data)Rank
Total interest income$10,824,0001,906
Total interest expense$1,641,0001,744
Net interest income$9,183,0001,919
Provision for loan and lease losses$270,0001,667
Total noninterest income$1,454,0002,036
Gross Fiduciary activities income$231,000653
Service charges on deposit accounts$519,0001,562
Trading account gains and fees$0138
Additional Noninterest Income$704,0002,338
Total noninterest expense$6,565,0002,101
Salaries and employee benefits$3,967,0002,000
Premises and equipment expense$1,034,0001,629
Additional noninterest expense$1,564,0002,523
Pre-tax net operating income$3,802,0001,785
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,802,0001,588
Extraordinary gains, net$05
Net income$3,802,0001,587
Minority interest net income$066
Net income of bank and minority interests.$3,802,0001,587
Net charge-offs$245,0001,113
Cash dividends$950,0001,721
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,802,0001,575
2018-06-30 (YTD Data)Rank
Total interest income$7,069,0001,923
Total interest expense$1,030,0001,738
Net interest income$6,039,0001,940
Provision for loan and lease losses$180,0001,601
Total noninterest income$823,0002,240
Gross Fiduciary activities income$154,000657
Service charges on deposit accounts$344,0001,543
Trading account gains and fees$0130
Additional Noninterest Income$325,0002,793
Total noninterest expense$4,318,0002,133
Salaries and employee benefits$2,563,0002,067
Premises and equipment expense$699,0001,622
Additional noninterest expense$1,056,0002,515
Pre-tax net operating income$2,364,0001,855
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,364,0001,652
Extraordinary gains, net$06
Net income$2,364,0001,651
Minority interest net income$065
Net income of bank and minority interests.$2,364,0001,651
Net charge-offs$-1,0003,891
Cash dividends$650,0001,699
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,364,0001,634
2018-03-31 (YTD Data)Rank
Total interest income$3,504,0001,926
Total interest expense$491,0001,735
Net interest income$3,013,0001,932
Provision for loan and lease losses$90,0001,532
Total noninterest income$415,0002,205
Gross Fiduciary activities income$77,000658
Service charges on deposit accounts$173,0001,551
Trading account gains and fees$0123
Additional Noninterest Income$165,0002,712
Total noninterest expense$2,198,0002,128
Salaries and employee benefits$1,333,0002,018
Premises and equipment expense$343,0001,670
Additional noninterest expense$522,0002,551
Pre-tax net operating income$1,140,0001,852
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,140,0001,649
Extraordinary gains, net$07
Net income$1,140,0001,649
Minority interest net income$052
Net income of bank and minority interests.$1,140,0001,649
Net charge-offs$-1,0003,770
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,140,0001,636
2017-12-31 (YTD Data)Rank
Total interest income$13,388,0001,937
Total interest expense$1,534,0001,883
Net interest income$11,854,0001,932
Provision for loan and lease losses$180,0002,471
Total noninterest income$1,646,0002,276
Gross Fiduciary activities income$308,000662
Service charges on deposit accounts$655,0001,644
Trading account gains and feesNANA
Additional Noninterest Income$683,0002,760
Total noninterest expense$9,346,0002,024
Salaries and employee benefits$5,303,0002,000
Premises and equipment expense$1,431,0001,578
Additional noninterest expense$2,612,0002,184
Pre-tax net operating income$3,974,0002,051
Securities gains (losses)$75,000729
Applicable income taxes$04,135
Income before extraordinary items$4,049,0001,599
Extraordinary gains, net$09
Net income$4,049,0001,599
Minority interest net income$076
Net income of bank and minority interests.$4,049,0001,599
Net charge-offs$1,0004,064
Cash dividends$1,317,0001,859
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,974,0001,598
2017-09-30 (YTD Data)Rank
Total interest income$9,966,0001,950
Total interest expense$1,135,0001,885
Net interest income$8,831,0001,949
Provision for loan and lease losses$135,0002,385
Total noninterest income$1,235,0002,305
Gross Fiduciary activities income$223,000667
Service charges on deposit accounts$481,0001,680
Trading account gains and feesNANA
Additional Noninterest Income$531,0002,734
Total noninterest expense$7,062,0002,013
Salaries and employee benefits$3,927,0002,031
Premises and equipment expense$1,083,0001,569
Additional noninterest expense$2,052,0002,074
Pre-tax net operating income$2,869,0002,138
Securities gains (losses)$75,000706
Applicable income taxes$04,172
Income before extraordinary items$2,944,0001,756
Extraordinary gains, net$09
Net income$2,944,0001,756
Minority interest net income$071
Net income of bank and minority interests.$2,944,0001,756
Net charge-offs$-1,0004,281
Cash dividends$792,0001,947
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,869,0001,761
2017-06-30 (YTD Data)Rank
Total interest income$6,450,0001,984
Total interest expense$757,0001,858
Net interest income$5,693,0001,994
Provision for loan and lease losses$90,0002,313
Total noninterest income$840,0002,289
Gross Fiduciary activities income$150,000673
Service charges on deposit accounts$302,0001,758
Trading account gains and feesNANA
Additional Noninterest Income$388,0002,619
Total noninterest expense$4,643,0002,039
Salaries and employee benefits$2,559,0002,068
Premises and equipment expense$723,0001,576
Additional noninterest expense$1,361,0002,087
Pre-tax net operating income$1,800,0002,188
Securities gains (losses)$58,000604
Applicable income taxes$04,189
Income before extraordinary items$1,858,0001,809
Extraordinary gains, net$011
Net income$1,858,0001,809
Minority interest net income$071
Net income of bank and minority interests.$1,858,0001,809
Net charge-offs$-1,0004,147
Cash dividends$405,0002,219
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,800,0001,831
2017-03-31 (YTD Data)Rank
Total interest income$3,107,0002,048
Total interest expense$363,0001,895
Net interest income$2,744,0002,038
Provision for loan and lease losses$45,0002,149
Total noninterest income$410,0002,310
Gross Fiduciary activities income$73,000679
Service charges on deposit accounts$147,0001,785
Trading account gains and feesNANA
Additional Noninterest Income$190,0002,646
Total noninterest expense$2,443,0001,968
Salaries and employee benefits$1,362,0002,001
Premises and equipment expense$364,0001,583
Additional noninterest expense$717,0002,007
Pre-tax net operating income$666,0002,619
Securities gains (losses)$16,000558
Applicable income taxes$04,086
Income before extraordinary items$682,0002,238
Extraordinary gains, net$08
Net income$682,0002,239
Minority interest net income$055
Net income of bank and minority interests.$682,0002,239
Net charge-offs$02,943
Cash dividends$30,0002,720
Sale, conversion, retirement of capital stock, net$0632
Net operating income$666,0002,250
2016-12-31 (YTD Data)Rank
Total interest income$12,038,0002,071
Total interest expense$1,338,0001,963
Net interest income$10,700,0002,056
Provision for loan and lease losses$300,0001,988
Total noninterest income$1,670,0002,336
Gross Fiduciary activities income$290,000680
Service charges on deposit accounts$635,0001,732
Trading account gains and fees$0170
Additional Noninterest Income$745,0002,752
Total noninterest expense$8,731,0002,140
Salaries and employee benefits$4,798,0002,158
Premises and equipment expense$1,491,0001,531
Additional noninterest expense$2,442,0002,355
Pre-tax net operating income$3,339,0002,210
Securities gains (losses)$355,000581
Applicable income taxes$04,278
Income before extraordinary items$3,694,0001,763
Extraordinary gains, net$05
Net income$3,694,0001,762
Minority interest net income$082
Net income of bank and minority interests.$3,694,0001,762
Net charge-offs$3,0004,102
Cash dividends$958,0002,272
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,339,0001,877
2016-09-30 (YTD Data)Rank
Total interest income$9,024,0002,074
Total interest expense$1,018,0001,951
Net interest income$8,006,0002,063
Provision for loan and lease losses$225,0001,908
Total noninterest income$1,257,0002,341
Gross Fiduciary activities income$218,000684
Service charges on deposit accounts$476,0001,737
Trading account gains and fees$0169
Additional Noninterest Income$563,0002,730
Total noninterest expense$6,547,0002,134
Salaries and employee benefits$3,605,0002,149
Premises and equipment expense$1,124,0001,529
Additional noninterest expense$1,818,0002,373
Pre-tax net operating income$2,491,0002,255
Securities gains (losses)$355,000539
Applicable income taxes$04,325
Income before extraordinary items$2,846,0001,757
Extraordinary gains, net$05
Net income$2,846,0001,757
Minority interest net income$071
Net income of bank and minority interests.$2,846,0001,757
Net charge-offs$03,952
Cash dividends$643,0002,133
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,491,0001,897
2016-06-30 (YTD Data)Rank
Total interest income$6,095,0002,059
Total interest expense$710,0001,883
Net interest income$5,385,0002,055
Provision for loan and lease losses$150,0001,887
Total noninterest income$832,0002,338
Gross Fiduciary activities income$145,000692
Service charges on deposit accounts$310,0001,757
Trading account gains and fees$0157
Additional Noninterest Income$377,0002,734
Total noninterest expense$4,305,0002,169
Salaries and employee benefits$2,333,0002,216
Premises and equipment expense$758,0001,506
Additional noninterest expense$1,214,0002,366
Pre-tax net operating income$1,762,0002,140
Securities gains (losses)$210,000580
Applicable income taxes$04,338
Income before extraordinary items$1,972,0001,682
Extraordinary gains, net$016
Net income$1,972,0001,683
Minority interest net income$071
Net income of bank and minority interests.$1,972,0001,683
Net charge-offs$-1,0004,332
Cash dividends$380,0002,278
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,762,0001,802
2016-03-31 (YTD Data)Rank
Total interest income$2,990,0002,085
Total interest expense$375,0001,808
Net interest income$2,615,0002,101
Provision for loan and lease losses$75,0001,741
Total noninterest income$417,0002,314
Gross Fiduciary activities income$73,000691
Service charges on deposit accounts$155,0001,754
Trading account gains and fees$0142
Additional Noninterest Income$189,0002,685
Total noninterest expense$2,071,0002,249
Salaries and employee benefits$1,074,0002,374
Premises and equipment expense$370,0001,560
Additional noninterest expense$627,0002,307
Pre-tax net operating income$886,0002,104
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$886,0001,807
Extraordinary gains, net$012
Net income$886,0001,808
Minority interest net income$062
Net income of bank and minority interests.$886,0001,808
Net charge-offs$-1,0004,102
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$886,0001,764
2015-12-31 (YTD Data)Rank
Total interest income$11,614,0002,078
Total interest expense$1,444,0001,830
Net interest income$10,170,0002,097
Provision for loan and lease losses$540,0001,278
Total noninterest income$1,673,0002,346
Gross Fiduciary activities income$294,000697
Service charges on deposit accounts$667,0001,714
Trading account gains and fees$0159
Additional Noninterest Income$712,0002,813
Total noninterest expense$8,087,0002,278
Salaries and employee benefits$4,448,0002,272
Premises and equipment expense$1,343,0001,700
Additional noninterest expense$2,296,0002,503
Pre-tax net operating income$3,216,0002,213
Securities gains (losses)$213,000712
Applicable income taxes$04,402
Income before extraordinary items$3,429,0001,828
Extraordinary gains, net$023
Net income$3,429,0001,831
Minority interest net income$081
Net income of bank and minority interests.$3,429,0001,831
Net charge-offs$-3,0004,981
Cash dividends$930,0002,233
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,216,0001,896
2015-09-30 (YTD Data)Rank
Total interest income$8,634,0002,115
Total interest expense$1,081,0001,850
Net interest income$7,553,0002,125
Provision for loan and lease losses$405,0001,219
Total noninterest income$1,253,0002,364
Gross Fiduciary activities income$220,000696
Service charges on deposit accounts$495,0001,734
Trading account gains and fees$0153
Additional Noninterest Income$538,0002,814
Total noninterest expense$5,954,0002,308
Salaries and employee benefits$3,247,0002,327
Premises and equipment expense$1,011,0001,710
Additional noninterest expense$1,696,0002,543
Pre-tax net operating income$2,447,0002,219
Securities gains (losses)$202,000640
Applicable income taxes$04,489
Income before extraordinary items$2,649,0001,809
Extraordinary gains, net$021
Net income$2,649,0001,812
Minority interest net income$078
Net income of bank and minority interests.$2,649,0001,812
Net charge-offs$-2,0004,778
Cash dividends$630,0002,090
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,447,0001,891
2015-06-30 (YTD Data)Rank
Total interest income$5,703,0002,133
Total interest expense$726,0001,838
Net interest income$4,977,0002,153
Provision for loan and lease losses$270,0001,221
Total noninterest income$829,0002,379
Gross Fiduciary activities income$147,000704
Service charges on deposit accounts$322,0001,752
Trading account gains and fees$0157
Additional Noninterest Income$360,0002,811
Total noninterest expense$4,016,0002,292
Salaries and employee benefits$2,223,0002,289
Premises and equipment expense$657,0001,756
Additional noninterest expense$1,136,0002,546
Pre-tax net operating income$1,520,0002,327
Securities gains (losses)$18,0001,765
Applicable income taxes$04,497
Income before extraordinary items$1,538,0002,003
Extraordinary gains, net$022
Net income$1,538,0002,006
Minority interest net income$075
Net income of bank and minority interests.$1,538,0002,005
Net charge-offs$-2,0004,729
Cash dividends$80,0003,289
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,520,0001,979
2015-03-31 (YTD Data)Rank
Total interest income$2,845,0002,129
Total interest expense$368,0001,831
Net interest income$2,477,0002,150
Provision for loan and lease losses$135,0001,198
Total noninterest income$412,0002,359
Gross Fiduciary activities income$73,000705
Service charges on deposit accounts$168,0001,673
Trading account gains and fees$0152
Additional Noninterest Income$171,0002,849
Total noninterest expense$1,962,0002,347
Salaries and employee benefits$1,051,0002,414
Premises and equipment expense$328,0001,792
Additional noninterest expense$583,0002,480
Pre-tax net operating income$792,0002,230
Securities gains (losses)$-27,0006,323
Applicable income taxes$04,400
Income before extraordinary items$765,0001,988
Extraordinary gains, net$013
Net income$765,0001,990
Minority interest net income$064
Net income of bank and minority interests.$765,0001,990
Net charge-offs$-1,0004,352
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$792,0001,883
2014-12-31 (YTD Data)Rank
Total interest income$10,750,0002,241
Total interest expense$1,509,0001,873
Net interest income$9,241,0002,295
Provision for loan and lease losses$30,0004,054
Total noninterest income$1,808,0002,261
Gross Fiduciary activities income$308,000699
Service charges on deposit accounts$806,0001,573
Trading account gains and fees$0180
Additional Noninterest Income$694,0002,833
Total noninterest expense$8,368,0002,240
Salaries and employee benefits$4,536,0002,233
Premises and equipment expense$1,103,0002,072
Additional noninterest expense$2,729,0002,215
Pre-tax net operating income$2,651,0002,477
Securities gains (losses)$227,000753
Applicable income taxes$04,531
Income before extraordinary items$2,878,0002,081
Extraordinary gains, net$017
Net income$2,878,0002,081
Minority interest net income$084
Net income of bank and minority interests.$2,878,0002,080
Net charge-offs$-1,0005,362
Cash dividends$1,250,0001,753
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,651,0002,159
2014-09-30 (YTD Data)Rank
Total interest income$7,956,0002,277
Total interest expense$1,151,0001,884
Net interest income$6,805,0002,350
Provision for loan and lease losses$23,0003,893
Total noninterest income$1,344,0002,276
Gross Fiduciary activities income$198,000725
Service charges on deposit accounts$609,0001,566
Trading account gains and fees$0174
Additional Noninterest Income$537,0002,808
Total noninterest expense$6,003,0002,324
Salaries and employee benefits$3,352,0002,274
Premises and equipment expense$997,0001,762
Additional noninterest expense$1,654,0002,672
Pre-tax net operating income$2,123,0002,420
Securities gains (losses)$244,000558
Applicable income taxes$04,583
Income before extraordinary items$2,367,0001,935
Extraordinary gains, net$015
Net income$2,367,0001,935
Minority interest net income$081
Net income of bank and minority interests.$2,367,0001,934
Net charge-offs$-1,0005,188
Cash dividends$700,0001,871
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,123,0002,081
2014-06-30 (YTD Data)Rank
Total interest income$5,252,0002,295
Total interest expense$773,0001,896
Net interest income$4,479,0002,365
Provision for loan and lease losses$15,0003,758
Total noninterest income$902,0002,228
Gross Fiduciary activities income$132,000729
Service charges on deposit accounts$373,0001,658
Trading account gains and fees$0172
Additional Noninterest Income$397,0002,632
Total noninterest expense$3,981,0002,341
Salaries and employee benefits$2,218,0002,296
Premises and equipment expense$656,0001,805
Additional noninterest expense$1,107,0002,659
Pre-tax net operating income$1,385,0002,394
Securities gains (losses)$220,000455
Applicable income taxes$04,568
Income before extraordinary items$1,605,0001,871
Extraordinary gains, net$020
Net income$1,605,0001,875
Minority interest net income$080
Net income of bank and minority interests.$1,605,0001,874
Net charge-offs$-1,0005,059
Cash dividends$500,0001,796
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,385,0002,056
2014-03-31 (YTD Data)Rank
Total interest income$2,550,0002,357
Total interest expense$385,0001,930
Net interest income$2,165,0002,440
Provision for loan and lease losses$8,0003,464
Total noninterest income$458,0002,163
Gross Fiduciary activities income$66,000730
Service charges on deposit accounts$185,0001,657
Trading account gains and fees$0147
Additional Noninterest Income$207,0002,510
Total noninterest expense$1,967,0002,363
Salaries and employee benefits$1,093,0002,321
Premises and equipment expense$326,0001,840
Additional noninterest expense$548,0002,688
Pre-tax net operating income$648,0002,450
Securities gains (losses)$48,000664
Applicable income taxes$04,445
Income before extraordinary items$696,0002,016
Extraordinary gains, net$016
Net income$696,0002,019
Minority interest net income$066
Net income of bank and minority interests.$696,0002,019
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$648,0002,095
2013-12-31 (YTD Data)Rank
Total interest income$9,955,0002,436
Total interest expense$1,519,0002,140
Net interest income$8,436,0002,480
Provision for loan and lease losses$30,0004,534
Total noninterest income$1,925,0002,218
Gross Fiduciary activities income$316,000696
Service charges on deposit accounts$817,0001,623
Trading account gains and fees$0184
Additional Noninterest Income$792,0002,685
Total noninterest expense$7,413,0002,498
Salaries and employee benefits$4,011,0002,474
Premises and equipment expense$1,219,0001,892
Additional noninterest expense$2,183,0002,791
Pre-tax net operating income$2,918,0002,206
Securities gains (losses)$276,000728
Applicable income taxes$04,631
Income before extraordinary items$3,194,0001,800
Extraordinary gains, net$029
Net income$3,194,0001,803
Minority interest net income$090
Net income of bank and minority interests.$3,194,0001,803
Net charge-offs$-24,0006,306
Cash dividends$915,0002,044
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,918,0001,902
2013-09-30 (YTD Data)Rank
Total interest income$7,440,0002,462
Total interest expense$1,140,0002,201
Net interest income$6,300,0002,496
Provision for loan and lease losses$22,0004,460
Total noninterest income$1,401,0002,299
Gross Fiduciary activities income$180,000738
Service charges on deposit accounts$618,0001,613
Trading account gains and fees$0180
Additional Noninterest Income$603,0002,731
Total noninterest expense$5,440,0002,552
Salaries and employee benefits$2,945,0002,524
Premises and equipment expense$884,0001,956
Additional noninterest expense$1,611,0002,817
Pre-tax net operating income$2,239,0002,235
Securities gains (losses)$287,000659
Applicable income taxes$04,713
Income before extraordinary items$2,526,0001,753
Extraordinary gains, net$025
Net income$2,526,0001,756
Minority interest net income$084
Net income of bank and minority interests.$2,526,0001,758
Net charge-offs$-24,0006,312
Cash dividends$515,0002,066
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,239,0001,883
2013-06-30 (YTD Data)Rank
Total interest income$4,964,0002,447
Total interest expense$783,0002,182
Net interest income$4,181,0002,499
Provision for loan and lease losses$15,0004,344
Total noninterest income$932,0002,323
Gross Fiduciary activities income$120,000742
Service charges on deposit accounts$407,0001,607
Trading account gains and fees$0157
Additional Noninterest Income$405,0002,790
Total noninterest expense$3,576,0002,595
Salaries and employee benefits$1,937,0002,568
Premises and equipment expense$567,0002,035
Additional noninterest expense$1,072,0002,808
Pre-tax net operating income$1,522,0002,174
Securities gains (losses)$246,000645
Applicable income taxes$04,679
Income before extraordinary items$1,768,0001,692
Extraordinary gains, net$022
Net income$1,768,0001,696
Minority interest net income$082
Net income of bank and minority interests.$1,768,0001,697
Net charge-offs$-23,0006,365
Cash dividends$415,0001,875
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,522,0001,836
2013-03-31 (YTD Data)Rank
Total interest income$2,504,0002,447
Total interest expense$406,0002,172
Net interest income$2,098,0002,506
Provision for loan and lease losses$10,0003,981
Total noninterest income$480,0002,287
Gross Fiduciary activities income$60,000754
Service charges on deposit accounts$214,0001,526
Trading account gains and fees$0148
Additional Noninterest Income$206,0002,741
Total noninterest expense$1,770,0002,645
Salaries and employee benefits$965,0002,589
Premises and equipment expense$274,0002,136
Additional noninterest expense$531,0002,841
Pre-tax net operating income$798,0002,050
Securities gains (losses)$163,000535
Applicable income taxes$04,602
Income before extraordinary items$961,0001,543
Extraordinary gains, net$010
Net income$961,0001,545
Minority interest net income$076
Net income of bank and minority interests.$961,0001,545
Net charge-offs$-21,0006,462
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$798,0001,711
2012-12-31 (YTD Data)Rank
Total interest income$10,213,0002,521
Total interest expense$1,678,0002,495
Net interest income$8,535,0002,512
Provision for loan and lease losses$360,0003,125
Total noninterest income$1,929,0002,247
Gross Fiduciary activities income$276,000720
Service charges on deposit accounts$864,0001,583
Trading account gains and fees$0166
Additional Noninterest Income$789,0002,705
Total noninterest expense$6,862,0002,705
Salaries and employee benefits$3,667,0002,659
Premises and equipment expense$1,080,0002,119
Additional noninterest expense$2,115,0002,967
Pre-tax net operating income$3,242,0001,953
Securities gains (losses)$931,000568
Applicable income taxes$04,751
Income before extraordinary items$4,173,0001,404
Extraordinary gains, net$029
Net income$4,173,0001,405
Minority interest net income$093
Net income of bank and minority interests.$4,173,0001,405
Net charge-offs$-12,0006,650
Cash dividends$990,0001,977
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,242,0001,644
2012-09-30 (YTD Data)Rank
Total interest income$7,726,0002,544
Total interest expense$1,275,0002,565
Net interest income$6,451,0002,530
Provision for loan and lease losses$270,0003,108
Total noninterest income$1,381,0002,304
Gross Fiduciary activities income$180,000748
Service charges on deposit accounts$625,0001,658
Trading account gains and fees$0157
Additional Noninterest Income$576,0002,733
Total noninterest expense$4,981,0002,800
Salaries and employee benefits$2,701,0002,728
Premises and equipment expense$787,0002,213
Additional noninterest expense$1,493,0003,123
Pre-tax net operating income$2,581,0001,922
Securities gains (losses)$439,000830
Applicable income taxes$04,802
Income before extraordinary items$3,020,0001,480
Extraordinary gains, net$020
Net income$3,020,0001,481
Minority interest net income$086
Net income of bank and minority interests.$3,020,0001,481
Net charge-offs$-3,0006,397
Cash dividends$740,0001,620
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,581,0001,595
2012-06-30 (YTD Data)Rank
Total interest income$5,145,0002,564
Total interest expense$878,0002,584
Net interest income$4,267,0002,549
Provision for loan and lease losses$180,0003,106
Total noninterest income$912,0002,301
Gross Fiduciary activities income$120,000754
Service charges on deposit accounts$409,0001,673
Trading account gains and fees$0153
Additional Noninterest Income$383,0002,701
Total noninterest expense$3,294,0002,824
Salaries and employee benefits$1,802,0002,729
Premises and equipment expense$508,0002,258
Additional noninterest expense$984,0003,166
Pre-tax net operating income$1,705,0001,917
Securities gains (losses)$416,000673
Applicable income taxes$04,770
Income before extraordinary items$2,121,0001,403
Extraordinary gains, net$019
Net income$2,121,0001,403
Minority interest net income$084
Net income of bank and minority interests.$2,121,0001,403
Net charge-offs$-3,0006,365
Cash dividends$465,0001,685
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,705,0001,617
2012-03-31 (YTD Data)Rank
Total interest income$2,579,0002,576
Total interest expense$444,0002,641
Net interest income$2,135,0002,560
Provision for loan and lease losses$90,0002,992
Total noninterest income$468,0002,252
Gross Fiduciary activities income$60,000756
Service charges on deposit accounts$209,0001,624
Trading account gains and fees$0148
Additional Noninterest Income$199,0002,667
Total noninterest expense$1,648,0002,820
Salaries and employee benefits$901,0002,736
Premises and equipment expense$262,0002,209
Additional noninterest expense$485,0003,174
Pre-tax net operating income$865,0001,901
Securities gains (losses)$54,0001,188
Applicable income taxes$04,704
Income before extraordinary items$919,0001,588
Extraordinary gains, net$019
Net income$919,0001,589
Minority interest net income$078
Net income of bank and minority interests.$919,0001,589
Net charge-offs$-1,0005,761
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$865,0001,577
2011-12-31 (YTD Data)Rank
Total interest income$11,390,0002,454
Total interest expense$1,968,0002,813
Net interest income$9,422,0002,322
Provision for loan and lease losses$550,0003,317
Total noninterest income$1,981,0002,023
Gross Fiduciary activities income$242,000697
Service charges on deposit accounts$933,0001,558
Trading account gains and fees$0146
Additional Noninterest Income$806,0002,432
Total noninterest expense$6,892,0002,700
Salaries and employee benefits$3,805,0002,520
Premises and equipment expense$1,107,0002,197
Additional noninterest expense$1,980,0003,163
Pre-tax net operating income$3,961,0001,444
Securities gains (losses)$228,0001,355
Applicable income taxes$04,719
Income before extraordinary items$4,189,0001,199
Extraordinary gains, net$029
Net income$4,189,0001,199
Minority interest net income$096
Net income of bank and minority interests.$4,189,0001,199
Net charge-offs$174,0004,470
Cash dividends$1,510,0001,219
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,961,0001,188
2011-09-30 (YTD Data)Rank
Total interest income$8,672,0002,443
Total interest expense$1,519,0002,846
Net interest income$7,153,0002,299
Provision for loan and lease losses$420,0003,147
Total noninterest income$1,433,0002,071
Gross Fiduciary activities income$180,000684
Service charges on deposit accounts$706,0001,550
Trading account gains and fees$0145
Additional Noninterest Income$547,0002,567
Total noninterest expense$5,098,0002,736
Salaries and employee benefits$2,814,0002,554
Premises and equipment expense$820,0002,242
Additional noninterest expense$1,464,0003,220
Pre-tax net operating income$3,068,0001,462
Securities gains (losses)$135,0001,512
Applicable income taxes$04,740
Income before extraordinary items$3,203,0001,205
Extraordinary gains, net$021
Net income$3,203,0001,205
Minority interest net income$087
Net income of bank and minority interests.$3,203,0001,205
Net charge-offs$178,0003,845
Cash dividends$1,035,0001,120
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,068,0001,190
2011-06-30 (YTD Data)Rank
Total interest income$5,840,0002,433
Total interest expense$1,020,0002,911
Net interest income$4,820,0002,279
Provision for loan and lease losses$200,0003,519
Total noninterest income$927,0002,104
Gross Fiduciary activities income$120,000700
Service charges on deposit accounts$480,0001,514
Trading account gains and fees$0153
Additional Noninterest Income$327,0002,748
Total noninterest expense$3,462,0002,714
Salaries and employee benefits$1,879,0002,562
Premises and equipment expense$533,0002,322
Additional noninterest expense$1,050,0003,082
Pre-tax net operating income$2,085,0001,401
Securities gains (losses)$54,0001,548
Applicable income taxes$04,697
Income before extraordinary items$2,139,0001,162
Extraordinary gains, net$015
Net income$2,139,0001,162
Minority interest net income$089
Net income of bank and minority interests.$2,139,0001,162
Net charge-offs$118,0003,680
Cash dividends$700,0001,112
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,085,0001,153
2011-03-31 (YTD Data)Rank
Total interest income$2,899,0002,459
Total interest expense$516,0002,962
Net interest income$2,383,0002,286
Provision for loan and lease losses$75,0003,668
Total noninterest income$462,0002,134
Gross Fiduciary activities income$60,000701
Service charges on deposit accounts$242,0001,477
Trading account gains and fees$0158
Additional Noninterest Income$160,0002,792
Total noninterest expense$1,720,0002,744
Salaries and employee benefits$949,0002,553
Premises and equipment expense$257,0002,433
Additional noninterest expense$514,0003,106
Pre-tax net operating income$1,050,0001,372
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,050,0001,167
Extraordinary gains, net$09
Net income$1,050,0001,167
Minority interest net income$086
Net income of bank and minority interests.$1,050,0001,167
Net charge-offs$9,0004,430
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,050,0001,140
2010-12-31 (YTD Data)Rank
Total interest income$11,678,0002,563
Total interest expense$2,470,0003,027
Net interest income$9,208,0002,376
Provision for loan and lease losses$750,0003,475
Total noninterest income$1,924,0002,121
Gross Fiduciary activities income$246,000714
Service charges on deposit accounts$1,073,0001,417
Trading account gains and fees$0175
Additional Noninterest Income$605,0002,900
Total noninterest expense$6,962,0002,735
Salaries and employee benefits$3,755,0002,554
Premises and equipment expense$1,136,0002,224
Additional noninterest expense$2,071,0003,163
Pre-tax net operating income$3,420,0001,446
Securities gains (losses)$422,0001,015
Applicable income taxes$04,655
Income before extraordinary items$3,842,0001,131
Extraordinary gains, net$029
Net income$3,842,0001,133
Minority interest net income$0111
Net income of bank and minority interests.$3,842,0001,134
Net charge-offs$276,0004,405
Cash dividends$1,245,0001,257
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,420,0001,201
2010-09-30 (YTD Data)Rank
Total interest income$8,911,0002,576
Total interest expense$1,921,0003,052
Net interest income$6,990,0002,383
Provision for loan and lease losses$633,0003,166
Total noninterest income$1,354,0002,247
Gross Fiduciary activities income$162,000735
Service charges on deposit accounts$803,0001,459
Trading account gains and fees$0165
Additional Noninterest Income$389,0003,151
Total noninterest expense$5,361,0002,675
Salaries and employee benefits$2,789,0002,594
Premises and equipment expense$1,008,0001,924
Additional noninterest expense$1,564,0003,097
Pre-tax net operating income$2,350,0001,672
Securities gains (losses)$422,000853
Applicable income taxes$04,726
Income before extraordinary items$2,772,0001,214
Extraordinary gains, net$023
Net income$2,772,0001,218
Minority interest net income$0110
Net income of bank and minority interests.$2,772,0001,218
Net charge-offs$86,0005,056
Cash dividends$870,0001,189
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,350,0001,360
2010-06-30 (YTD Data)Rank
Total interest income$6,022,0002,577
Total interest expense$1,321,0003,082
Net interest income$4,701,0002,377
Provision for loan and lease losses$241,0003,940
Total noninterest income$884,0002,217
Gross Fiduciary activities income$108,000739
Service charges on deposit accounts$535,0001,466
Trading account gains and fees$0152
Additional Noninterest Income$241,0003,181
Total noninterest expense$3,428,0002,774
Salaries and employee benefits$1,871,0002,581
Premises and equipment expense$533,0002,404
Additional noninterest expense$1,024,0003,132
Pre-tax net operating income$1,916,0001,355
Securities gains (losses)$-136,0007,557
Applicable income taxes$04,691
Income before extraordinary items$1,780,0001,249
Extraordinary gains, net$019
Net income$1,780,0001,250
Minority interest net income$0105
Net income of bank and minority interests.$1,780,0001,250
Net charge-offs$78,0004,500
Cash dividends$445,0001,471
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,916,0001,118
2010-03-31 (YTD Data)Rank
Total interest income$3,032,0002,611
Total interest expense$691,0003,090
Net interest income$2,341,0002,413
Provision for loan and lease losses$119,0003,767
Total noninterest income$414,0002,304
Gross Fiduciary activities income$54,000746
Service charges on deposit accounts$258,0001,512
Trading account gains and fees$0175
Additional Noninterest Income$102,0003,485
Total noninterest expense$1,736,0002,787
Salaries and employee benefits$957,0002,570
Premises and equipment expense$264,0002,474
Additional noninterest expense$515,0003,094
Pre-tax net operating income$900,0001,451
Securities gains (losses)$-156,0007,742
Applicable income taxes$04,611
Income before extraordinary items$744,0001,475
Extraordinary gains, net$016
Net income$744,0001,477
Minority interest net income$091
Net income of bank and minority interests.$744,0001,477
Net charge-offs$66,0003,486
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$900,0001,187
2009-12-31 (YTD Data)Rank
Total interest income$12,251,0002,693
Total interest expense$3,431,0003,093
Net interest income$8,820,0002,460
Provision for loan and lease losses$462,0004,658
Total noninterest income$1,864,0002,228
Gross Fiduciary activities income$218,000740
Service charges on deposit accounts$1,078,0001,563
Trading account gains and fees$0211
Additional Noninterest Income$568,0002,983
Total noninterest expense$7,597,0002,592
Salaries and employee benefits$3,726,0002,615
Premises and equipment expense$1,071,0002,443
Additional noninterest expense$2,800,0002,495
Pre-tax net operating income$2,625,0001,515
Securities gains (losses)$43,0002,714
Applicable income taxes$04,388
Income before extraordinary items$2,668,0001,248
Extraordinary gains, net$034
Net income$2,668,0001,248
Minority interest net income$0115
Net income of bank and minority interests.$2,668,0001,247
Net charge-offs$173,0005,167
Cash dividends$1,575,0001,148
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,625,0001,262
2009-09-30 (YTD Data)Rank
Total interest income$9,217,0002,723
Total interest expense$2,671,0003,138
Net interest income$6,546,0002,477
Provision for loan and lease losses$360,0004,326
Total noninterest income$1,428,0002,241
Gross Fiduciary activities income$164,000735
Service charges on deposit accounts$775,0001,638
Trading account gains and fees$0212
Additional Noninterest Income$489,0002,849
Total noninterest expense$5,792,0002,562
Salaries and employee benefits$2,716,0002,720
Premises and equipment expense$791,0002,497
Additional noninterest expense$2,285,0002,282
Pre-tax net operating income$1,822,0001,760
Securities gains (losses)$39,0002,429
Applicable income taxes$04,592
Income before extraordinary items$1,861,0001,441
Extraordinary gains, net$027
Net income$1,861,0001,439
Minority interest net income$0118
Net income of bank and minority interests.$1,861,0001,441
Net charge-offs$193,0004,292
Cash dividends$1,000,0001,238
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,822,0001,436
2009-06-30 (YTD Data)Rank
Total interest income$6,146,0002,755
Total interest expense$1,804,0003,215
Net interest income$4,342,0002,487
Provision for loan and lease losses$190,0004,393
Total noninterest income$942,0002,274
Gross Fiduciary activities income$110,000742
Service charges on deposit accounts$489,0001,705
Trading account gains and fees$0193
Additional Noninterest Income$343,0002,775
Total noninterest expense$4,189,0002,390
Salaries and employee benefits$1,790,0002,785
Premises and equipment expense$496,0002,660
Additional noninterest expense$1,903,0001,883
Pre-tax net operating income$905,0002,298
Securities gains (losses)$109,0001,432
Applicable income taxes$04,657
Income before extraordinary items$1,014,0001,826
Extraordinary gains, net$021
Net income$1,014,0001,823
Minority interest net income$0112
Net income of bank and minority interests.$1,014,0001,825
Net charge-offs$172,0003,617
Cash dividends$575,0001,475
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$905,0001,953
2009-03-31 (YTD Data)Rank
Total interest income$3,063,0002,804
Total interest expense$887,0003,356
Net interest income$2,176,0002,481
Provision for loan and lease losses$60,0004,614
Total noninterest income$424,0002,393
Gross Fiduciary activities income$56,000749
Service charges on deposit accounts$229,0001,762
Trading account gains and fees$0171
Additional Noninterest Income$139,0003,091
Total noninterest expense$1,967,0002,462
Salaries and employee benefits$883,0002,856
Premises and equipment expense$254,0002,647
Additional noninterest expense$830,0001,930
Pre-tax net operating income$573,0002,130
Securities gains (losses)$-12,0007,845
Applicable income taxes$04,835
Income before extraordinary items$561,0001,918
Extraordinary gains, net$015
Net income$561,0001,920
Minority interest net income$0102
Net income of bank and minority interests.$561,0001,920
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$573,0001,775
2008-12-31 (YTD Data)Rank
Total interest income$13,529,0002,731
Total interest expense$4,465,0003,242
Net interest income$9,064,0002,408
Provision for loan and lease losses$302,0004,603
Total noninterest income$1,831,0002,280
Gross Fiduciary activities income$262,000728
Service charges on deposit accounts$1,071,0001,661
Trading account gains and fees$0154
Additional Noninterest Income$498,0003,177
Total noninterest expense$7,703,0002,457
Salaries and employee benefits$3,683,0002,698
Premises and equipment expense$1,014,0002,598
Additional noninterest expense$3,006,0002,006
Pre-tax net operating income$2,890,0001,862
Securities gains (losses)$-101,0007,249
Applicable income taxes$04,979
Income before extraordinary items$2,789,0001,465
Extraordinary gains, net$039
Net income$2,789,0001,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0004,895
Cash dividends$1,435,0001,787
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,890,0001,513
2008-09-30 (YTD Data)Rank
Total interest income$10,380,0002,723
Total interest expense$3,476,0003,262
Net interest income$6,904,0002,392
Provision for loan and lease losses$198,0004,235
Total noninterest income$1,392,0002,329
Gross Fiduciary activities income$210,000708
Service charges on deposit accounts$801,0001,665
Trading account gains and fees$0148
Additional Noninterest Income$381,0003,263
Total noninterest expense$5,580,0002,538
Salaries and employee benefits$2,618,0002,858
Premises and equipment expense$769,0002,582
Additional noninterest expense$2,193,0001,983
Pre-tax net operating income$2,518,0001,915
Securities gains (losses)$-51,0007,485
Applicable income taxes$05,372
Income before extraordinary items$2,467,0001,479
Extraordinary gains, net$031
Net income$2,467,0001,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,512
Cash dividends$1,135,0001,652
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,518,0001,534
2008-06-30 (YTD Data)Rank
Total interest income$7,175,0002,659
Total interest expense$2,432,0003,259
Net interest income$4,743,0002,318
Provision for loan and lease losses$23,0005,895
Total noninterest income$915,0002,386
Gross Fiduciary activities income$140,000715
Service charges on deposit accounts$522,0001,692
Trading account gains and fees$0149
Additional Noninterest Income$253,0003,333
Total noninterest expense$3,675,0002,568
Salaries and employee benefits$1,730,0002,910
Premises and equipment expense$497,0002,653
Additional noninterest expense$1,448,0001,986
Pre-tax net operating income$1,960,0001,718
Securities gains (losses)$-1,0007,955
Applicable income taxes$05,627
Income before extraordinary items$1,959,0001,421
Extraordinary gains, net$021
Net income$1,959,0001,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,297
Cash dividends$775,0001,731
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,960,0001,388
2008-03-31 (YTD Data)Rank
Total interest income$3,946,0002,501
Total interest expense$1,315,0003,219
Net interest income$2,631,0002,109
Provision for loan and lease losses$9,0005,509
Total noninterest income$458,0002,362
Gross Fiduciary activities income$70,000733
Service charges on deposit accounts$256,0001,696
Trading account gains and fees$0158
Additional Noninterest Income$132,0003,267
Total noninterest expense$1,890,0002,501
Salaries and employee benefits$889,0002,870
Premises and equipment expense$247,0002,685
Additional noninterest expense$754,0001,866
Pre-tax net operating income$1,190,0001,533
Securities gains (losses)$4,0002,294
Applicable income taxes$05,622
Income before extraordinary items$1,194,0001,262
Extraordinary gains, net$015
Net income$1,194,0001,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,217
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,190,0001,223
2007-12-31 (YTD Data)Rank
Total interest income$12,375,0003,198
Total interest expense$5,212,0003,365
Net interest income$7,163,0003,041
Provision for loan and lease losses$06,851
Total noninterest income$1,841,0002,345
Gross Fiduciary activities income$297,000710
Service charges on deposit accounts$1,075,0001,661
Trading account gains and fees$0178
Additional Noninterest Income$469,0003,424
Total noninterest expense$7,201,0002,516
Salaries and employee benefits$3,396,0002,888
Premises and equipment expense$986,0002,605
Additional noninterest expense$2,819,0001,956
Pre-tax net operating income$1,803,0003,545
Securities gains (losses)$-5,0007,390
Applicable income taxes$06,070
Income before extraordinary items$1,798,0003,049
Extraordinary gains, net$039
Net income$1,798,0003,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,067
Cash dividends$1,100,0002,478
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,803,0003,040
2007-09-30 (YTD Data)Rank
Total interest income$9,086,0003,260
Total interest expense$3,861,0003,391
Net interest income$5,225,0003,122
Provision for loan and lease losses$06,528
Total noninterest income$1,367,0002,366
Gross Fiduciary activities income$210,000721
Service charges on deposit accounts$797,0001,659
Trading account gains and fees$0184
Additional Noninterest Income$360,0003,404
Total noninterest expense$5,277,0002,564
Salaries and employee benefits$2,473,0002,957
Premises and equipment expense$733,0002,609
Additional noninterest expense$2,071,0001,945
Pre-tax net operating income$1,315,0003,755
Securities gains (losses)$-5,0007,616
Applicable income taxes$06,220
Income before extraordinary items$1,310,0003,258
Extraordinary gains, net$033
Net income$1,310,0003,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0007,973
Cash dividends$700,0002,462
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,315,0003,236
2007-06-30 (YTD Data)Rank
Total interest income$5,875,0003,351
Total interest expense$2,527,0003,427
Net interest income$3,348,0003,238
Provision for loan and lease losses$06,209
Total noninterest income$904,0002,383
Gross Fiduciary activities income$140,000725
Service charges on deposit accounts$515,0001,711
Trading account gains and fees$0168
Additional Noninterest Income$249,0003,351
Total noninterest expense$3,496,0002,600
Salaries and employee benefits$1,627,0003,028
Premises and equipment expense$486,0002,651
Additional noninterest expense$1,383,0001,948
Pre-tax net operating income$756,0004,142
Securities gains (losses)$4,0001,079
Applicable income taxes$06,265
Income before extraordinary items$760,0003,637
Extraordinary gains, net$029
Net income$760,0003,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0007,938
Cash dividends$450,0002,579
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$756,0003,624
2007-03-31 (YTD Data)Rank
Total interest income$2,834,0003,443
Total interest expense$1,226,0003,487
Net interest income$1,608,0003,346
Provision for loan and lease losses$05,779
Total noninterest income$430,0002,438
Gross Fiduciary activities income$70,000742
Service charges on deposit accounts$248,0001,725
Trading account gains and fees$0195
Additional Noninterest Income$112,0003,558
Total noninterest expense$1,699,0002,677
Salaries and employee benefits$805,0003,067
Premises and equipment expense$229,0002,795
Additional noninterest expense$665,0001,985
Pre-tax net operating income$339,0004,386
Securities gains (losses)$4,000855
Applicable income taxes$06,196
Income before extraordinary items$343,0003,876
Extraordinary gains, net$022
Net income$343,0003,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$339,0003,883
2006-12-31 (YTD Data)Rank
Total interest income$10,428,0003,460
Total interest expense$3,861,0003,682
Net interest income$6,567,0003,287
Provision for loan and lease losses$137,0004,199
Total noninterest income$1,932,0002,288
Gross Fiduciary activities income$302,000716
Service charges on deposit accounts$1,145,0001,548
Trading account gains and fees$0130
Additional Noninterest Income$485,0003,390
Total noninterest expense$6,668,0002,628
Salaries and employee benefits$3,011,0003,119
Premises and equipment expense$884,0002,753
Additional noninterest expense$2,773,0001,899
Pre-tax net operating income$1,694,0004,018
Securities gains (losses)$-25,0007,648
Applicable income taxes$06,600
Income before extraordinary items$1,669,0003,525
Extraordinary gains, net$051
Net income$1,669,0003,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-94,0008,485
Cash dividends$1,040,0002,488
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,694,0003,480
2006-09-30 (YTD Data)Rank
Total interest income$7,646,0003,500
Total interest expense$2,746,0003,728
Net interest income$4,900,0003,323
Provision for loan and lease losses$114,0003,896
Total noninterest income$1,466,0002,264
Gross Fiduciary activities income$198,000735
Service charges on deposit accounts$859,0001,553
Trading account gains and fees$0126
Additional Noninterest Income$409,0003,183
Total noninterest expense$5,001,0002,625
Salaries and employee benefits$2,203,0003,187
Premises and equipment expense$669,0002,753
Additional noninterest expense$2,129,0001,822
Pre-tax net operating income$1,251,0004,200
Securities gains (losses)$-25,0007,922
Applicable income taxes$06,687
Income before extraordinary items$1,226,0003,682
Extraordinary gains, net$045
Net income$1,226,0003,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-94,0008,515
Cash dividends$640,0002,568
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,251,0003,618
2006-06-30 (YTD Data)Rank
Total interest income$4,936,0003,522
Total interest expense$1,754,0003,712
Net interest income$3,182,0003,406
Provision for loan and lease losses$92,0003,443
Total noninterest income$955,0002,292
Gross Fiduciary activities income$132,000749
Service charges on deposit accounts$565,0001,567
Trading account gains and fees$0126
Additional Noninterest Income$258,0003,269
Total noninterest expense$3,318,0002,646
Salaries and employee benefits$1,468,0003,179
Premises and equipment expense$435,0002,789
Additional noninterest expense$1,415,0001,847
Pre-tax net operating income$727,0004,545
Securities gains (losses)$-18,0008,036
Applicable income taxes$06,706
Income before extraordinary items$709,0004,035
Extraordinary gains, net$039
Net income$709,0004,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-90,0008,558
Cash dividends$440,0002,564
Sale, conversion, retirement of capital stock, net$0887
Net operating income$727,0003,964
2006-03-31 (YTD Data)Rank
Total interest income$2,405,0003,538
Total interest expense$830,0003,723
Net interest income$1,575,0003,404
Provision for loan and lease losses$69,0002,655
Total noninterest income$487,0002,224
Gross Fiduciary activities income$66,000757
Service charges on deposit accounts$267,0001,585
Trading account gains and fees$0115
Additional Noninterest Income$154,0002,933
Total noninterest expense$1,641,0002,675
Salaries and employee benefits$744,0003,171
Premises and equipment expense$209,0002,915
Additional noninterest expense$688,0001,899
Pre-tax net operating income$352,0004,568
Securities gains (losses)$-9,0008,219
Applicable income taxes$06,588
Income before extraordinary items$343,0004,064
Extraordinary gains, net$021
Net income$343,0004,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,443
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$352,0003,990
2005-12-31 (YTD Data)Rank
Total interest income$8,451,0003,590
Total interest expense$2,007,0004,425
Net interest income$6,444,0003,237
Provision for loan and lease losses$07,120
Total noninterest income$1,757,0002,420
Gross Fiduciary activities income$307,000697
Service charges on deposit accounts$1,101,0001,586
Trading account gains and fees$0138
Additional Noninterest Income$349,0004,030
Total noninterest expense$6,487,0002,556
Salaries and employee benefits$2,910,0003,051
Premises and equipment expense$830,0002,800
Additional noninterest expense$2,747,0001,841
Pre-tax net operating income$1,714,0004,070
Securities gains (losses)$-100,0008,428
Applicable income taxes$06,964
Income before extraordinary items$1,614,0003,616
Extraordinary gains, net$046
Net income$1,614,0003,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,483
Cash dividends$1,045,0002,360
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,714,0003,447
2005-09-30 (YTD Data)Rank
Total interest income$6,166,0003,618
Total interest expense$1,334,0004,635
Net interest income$4,832,0003,230
Provision for loan and lease losses$06,899
Total noninterest income$1,279,0002,466
Gross Fiduciary activities income$221,000701
Service charges on deposit accounts$812,0001,596
Trading account gains and fees$0126
Additional Noninterest Income$246,0004,168
Total noninterest expense$4,837,0002,549
Salaries and employee benefits$2,184,0003,007
Premises and equipment expense$611,0002,838
Additional noninterest expense$2,042,0001,826
Pre-tax net operating income$1,274,0004,162
Securities gains (losses)$-14,0008,034
Applicable income taxes$06,976
Income before extraordinary items$1,260,0003,544
Extraordinary gains, net$035
Net income$1,260,0003,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,155
Cash dividends$720,0002,264
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,274,0003,484
2005-06-30 (YTD Data)Rank
Total interest income$4,022,0003,616
Total interest expense$830,0004,683
Net interest income$3,192,0003,231
Provision for loan and lease losses$06,626
Total noninterest income$837,0002,464
Gross Fiduciary activities income$155,000686
Service charges on deposit accounts$515,0001,629
Trading account gains and fees$0116
Additional Noninterest Income$167,0004,088
Total noninterest expense$3,213,0002,534
Salaries and employee benefits$1,462,0002,991
Premises and equipment expense$392,0002,898
Additional noninterest expense$1,359,0001,822
Pre-tax net operating income$816,0004,250
Securities gains (losses)$-10,0008,138
Applicable income taxes$06,961
Income before extraordinary items$806,0003,621
Extraordinary gains, net$030
Net income$806,0003,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$450,0002,360
Sale, conversion, retirement of capital stock, net$0643
Net operating income$816,0003,552
2005-03-31 (YTD Data)Rank
Total interest income$1,969,0003,648
Total interest expense$392,0004,742
Net interest income$1,577,0003,269
Provision for loan and lease losses$06,226
Total noninterest income$394,0002,514
Gross Fiduciary activities income$82,000685
Service charges on deposit accounts$237,0001,710
Trading account gains and fees$0115
Additional Noninterest Income$75,0004,317
Total noninterest expense$1,604,0002,551
Salaries and employee benefits$736,0002,982
Premises and equipment expense$194,0002,954
Additional noninterest expense$674,0001,830
Pre-tax net operating income$367,0004,490
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$367,0003,845
Extraordinary gains, net$024
Net income$367,0003,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$367,0003,800
2004-12-31 (YTD Data)Rank
Total interest income$8,208,0003,353
Total interest expense$1,496,0004,516
Net interest income$6,712,0003,009
Provision for loan and lease losses$07,314
Total noninterest income$1,739,0002,425
Gross Fiduciary activities income$323,000673
Service charges on deposit accounts$1,107,0001,584
Trading account gains and fees$0138
Additional Noninterest Income$309,0004,212
Total noninterest expense$6,451,0002,478
Salaries and employee benefits$2,897,0002,925
Premises and equipment expense$773,0002,874
Additional noninterest expense$2,781,0001,748
Pre-tax net operating income$2,000,0003,502
Securities gains (losses)$4,0003,277
Applicable income taxes$07,185
Income before extraordinary items$2,004,0002,918
Extraordinary gains, net$034
Net income$2,004,0002,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,572
Cash dividends$4,287,000707
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,000,0002,863
2004-09-30 (YTD Data)Rank
Total interest income$6,271,0003,273
Total interest expense$1,124,0004,479
Net interest income$5,147,0002,924
Provision for loan and lease losses$07,100
Total noninterest income$1,307,0002,428
Gross Fiduciary activities income$215,000706
Service charges on deposit accounts$852,0001,554
Trading account gains and fees$0134
Additional Noninterest Income$240,0004,135
Total noninterest expense$4,876,0002,434
Salaries and employee benefits$2,181,0002,901
Premises and equipment expense$597,0002,796
Additional noninterest expense$2,098,0001,715
Pre-tax net operating income$1,578,0003,463
Securities gains (losses)$4,0003,145
Applicable income taxes$07,220
Income before extraordinary items$1,582,0002,826
Extraordinary gains, net$026
Net income$1,582,0002,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,796
Cash dividends$3,887,000574
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,578,0002,757
2004-06-30 (YTD Data)Rank
Total interest income$4,327,0003,167
Total interest expense$756,0004,453
Net interest income$3,571,0002,793
Provision for loan and lease losses$06,885
Total noninterest income$946,0002,287
Gross Fiduciary activities income$201,000637
Service charges on deposit accounts$573,0001,535
Trading account gains and fees$0130
Additional Noninterest Income$172,0004,044
Total noninterest expense$3,196,0002,487
Salaries and employee benefits$1,459,0002,904
Premises and equipment expense$334,0003,257
Additional noninterest expense$1,403,0001,710
Pre-tax net operating income$1,321,0002,870
Securities gains (losses)$4,0002,826
Applicable income taxes$07,214
Income before extraordinary items$1,325,0002,313
Extraordinary gains, net$021
Net income$1,325,0002,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,658
Cash dividends$1,309,000997
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,321,0002,256
2004-03-31 (YTD Data)Rank
Total interest income$2,296,0003,019
Total interest expense$390,0004,409
Net interest income$1,906,0002,602
Provision for loan and lease losses$06,501
Total noninterest income$458,0002,305
Gross Fiduciary activities income$72,000713
Service charges on deposit accounts$285,0001,505
Trading account gains and fees$0121
Additional Noninterest Income$101,0003,702
Total noninterest expense$1,605,0002,492
Salaries and employee benefits$724,0002,926
Premises and equipment expense$162,0003,373
Additional noninterest expense$719,0001,647
Pre-tax net operating income$759,0002,531
Securities gains (losses)$4,0002,410
Applicable income taxes$07,103
Income before extraordinary items$763,0002,024
Extraordinary gains, net$016
Net income$763,0002,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$550,0001,094
Sale, conversion, retirement of capital stock, net$0464
Net operating income$759,0001,950
2003-12-31 (YTD Data)Rank
Total interest income$8,882,0003,151
Total interest expense$2,135,0003,822
Net interest income$6,747,0002,841
Provision for loan and lease losses$07,651
Total noninterest income$1,757,0002,542
Gross Fiduciary activities income$303,000703
Service charges on deposit accounts$1,082,0001,582
Trading account gains and fees$0160
Additional Noninterest Income$372,0004,105
Total noninterest expense$6,285,0002,497
Salaries and employee benefits$2,850,0002,900
Premises and equipment expense$636,0003,359
Additional noninterest expense$2,799,0001,735
Pre-tax net operating income$2,219,0003,144
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$2,219,0002,639
Extraordinary gains, net$054
Net income$2,219,0002,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,520
Cash dividends$2,191,0001,291
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,219,0002,514
2003-09-30 (YTD Data)Rank
Total interest income$6,808,0003,131
Total interest expense$1,711,0003,710
Net interest income$5,097,0002,843
Provision for loan and lease losses$07,481
Total noninterest income$1,278,0002,655
Gross Fiduciary activities income$219,000718
Service charges on deposit accounts$784,0001,647
Trading account gains and fees$0153
Additional Noninterest Income$275,0004,188
Total noninterest expense$4,687,0002,515
Salaries and employee benefits$2,120,0002,929
Premises and equipment expense$482,0003,318
Additional noninterest expense$2,085,0001,734
Pre-tax net operating income$1,688,0003,229
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$1,688,0002,700
Extraordinary gains, net$040
Net income$1,688,0002,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0002,085
Cash dividends$2,191,000937
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,688,0002,555
2003-06-30 (YTD Data)Rank
Total interest income$4,641,0003,090
Total interest expense$1,236,0003,577
Net interest income$3,405,0002,835
Provision for loan and lease losses$07,324
Total noninterest income$865,0002,604
Gross Fiduciary activities income$148,000712
Service charges on deposit accounts$515,0001,639
Trading account gains and fees$0150
Additional Noninterest Income$202,0004,014
Total noninterest expense$3,116,0002,505
Salaries and employee benefits$1,408,0002,947
Premises and equipment expense$317,0003,331
Additional noninterest expense$1,391,0001,724
Pre-tax net operating income$1,154,0003,177
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,154,0002,668
Extraordinary gains, net$030
Net income$1,154,0002,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0001,657
Cash dividends$1,596,000902
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,154,0002,517
2003-03-31 (YTD Data)Rank
Total interest income$2,374,0003,046
Total interest expense$664,0003,459
Net interest income$1,710,0002,819
Provision for loan and lease losses$06,934
Total noninterest income$403,0002,659
Gross Fiduciary activities income$76,000719
Service charges on deposit accounts$257,0001,595
Trading account gains and fees$0134
Additional Noninterest Income$70,0004,607
Total noninterest expense$1,539,0002,515
Salaries and employee benefits$698,0002,961
Premises and equipment expense$162,0003,275
Additional noninterest expense$679,0001,742
Pre-tax net operating income$574,0003,181
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$574,0002,640
Extraordinary gains, net$021
Net income$574,0002,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,000931
Cash dividends$575,0001,085
Sale, conversion, retirement of capital stock, net$0419
Net operating income$574,0002,501
2002-12-31 (YTD Data)Rank
Total interest income$8,325,0003,532
Total interest expense$2,599,0003,974
Net interest income$5,726,0003,266
Provision for loan and lease losses$08,089
Total noninterest income$1,461,0002,663
Gross Fiduciary activities income$330,000685
Service charges on deposit accounts$664,0002,346
Trading account gains and fees$0153
Additional Noninterest Income$467,0003,412
Total noninterest expense$4,758,0003,054
Salaries and employee benefits$2,258,0003,386
Premises and equipment expense$416,0004,510
Additional noninterest expense$2,084,0002,217
Pre-tax net operating income$2,429,0002,948
Securities gains (losses)$31,0002,809
Applicable income taxes$-3,0008,804
Income before extraordinary items$2,463,0002,383
Extraordinary gains, net$070
Net income$2,463,0002,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0003,329
Cash dividends$1,898,0001,371
Sale, conversion, retirement of capital stock, net$3,802,000195
Net operating income$2,432,0002,328
2001-12-31 (YTD Data)Rank
Total interest income$8,471,0003,829
Total interest expense$3,499,0004,210
Net interest income$4,972,0003,443
Provision for loan and lease losses$08,228
Total noninterest income$853,0003,689
Gross Fiduciary activities income$342,000691
Service charges on deposit accounts$395,0003,435
Trading account gains and fees$0177
Additional Noninterest Income$116,0006,082
Total noninterest expense$2,752,0004,631
Salaries and employee benefits$1,652,0004,202
Premises and equipment expense$219,0006,505
Additional noninterest expense$881,0004,472
Pre-tax net operating income$3,073,0002,211
Securities gains (losses)$21,0003,115
Applicable income taxes$07,903
Income before extraordinary items$3,094,0001,698
Extraordinary gains, net$0105
Net income$3,094,0001,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,952
Cash dividends$2,210,0001,222
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,073,0001,637
2000-12-31 (YTD Data)Rank
Total interest income$8,111,0004,082
Total interest expense$3,700,0004,215
Net interest income$4,411,0003,874
Provision for loan and lease losses$08,337
Total noninterest income$755,0003,796
Gross Fiduciary activities income$294,000719
Service charges on deposit accounts$356,0003,543
Trading account gains and fees$0180
Additional Noninterest Income$105,0006,317
Total noninterest expense$2,624,0004,698
Salaries and employee benefits$1,616,0004,120
Premises and equipment expense$189,0006,930
Additional noninterest expense$819,0004,656
Pre-tax net operating income$2,542,0002,721
Securities gains (losses)$-105,0009,426
Applicable income taxes$291,0004,654
Income before extraordinary items$2,146,0002,383
Extraordinary gains, net$038
Net income$2,146,0002,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,699
Cash dividends$1,263,0001,901
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,238,4002,310
1999-12-31 (YTD Data)Rank
Total interest income$7,285,0004,254
Total interest expense$3,327,0004,224
Net interest income$3,958,0004,209
Provision for loan and lease losses$08,503
Total noninterest income$663,0004,144
Gross Fiduciary activities income$236,000823
Service charges on deposit accounts$301,0003,979
Trading account gains and fees$0173
Additional Noninterest Income$126,0006,047
Total noninterest expense$2,658,0004,645
Salaries and employee benefits$1,659,0004,007
Premises and equipment expense$186,0007,034
Additional noninterest expense$813,0004,725
Pre-tax net operating income$1,963,0003,392
Securities gains (losses)$03,155
Applicable income taxes$440,0003,912
Income before extraordinary items$1,523,0003,202
Extraordinary gains, net$035
Net income$1,523,0003,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,619
Cash dividends$238,0004,969
Sale, conversion, retirement of capital stock, net$-497,00010,151
Net operating income$1,523,0003,167
1998-12-31 (YTD Data)Rank
Total interest income$7,852,0004,013
Total interest expense$3,807,0003,836
Net interest income$4,045,0004,086
Provision for loan and lease losses$08,652
Total noninterest income$591,0004,428
Gross Fiduciary activities income$213,000852
Service charges on deposit accounts$289,0004,035
Trading account gains and fees$0224
Additional Noninterest Income$89,0006,894
Total noninterest expense$2,508,0004,770
Salaries and employee benefits$1,595,0004,051
Premises and equipment expense$178,0007,088
Additional noninterest expense$735,0004,971
Pre-tax net operating income$2,128,0003,179
Securities gains (losses)$04,449
Applicable income taxes$505,0003,806
Income before extraordinary items$1,623,0003,048
Extraordinary gains, net$032
Net income$1,623,0003,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,124
Cash dividends$311,0004,479
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,623,0002,962
1997-12-31 (YTD Data)Rank
Total interest income$8,015,0003,957
Total interest expense$3,863,0003,809
Net interest income$4,152,0004,107
Provision for loan and lease losses$08,829
Total noninterest income$629,0004,283
Gross Fiduciary activities income$210,000883
Service charges on deposit accounts$303,0004,040
Trading account gains and fees$0239
Additional Noninterest Income$116,0006,369
Total noninterest expense$2,449,0004,855
Salaries and employee benefits$1,568,0004,089
Premises and equipment expense$165,0007,471
Additional noninterest expense$716,0005,127
Pre-tax net operating income$2,332,0003,090
Securities gains (losses)$03,944
Applicable income taxes$604,0003,643
Income before extraordinary items$1,728,0002,947
Extraordinary gains, net$044
Net income$1,728,0002,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,371
Cash dividends$304,0004,496
Sale, conversion, retirement of capital stock, net$-484,00010,838
Net operating income$1,728,0002,891
1996-12-31 (YTD Data)Rank
Total interest income$8,214,0003,930
Total interest expense$4,020,0003,700
Net interest income$4,194,0004,156
Provision for loan and lease losses$09,041
Total noninterest income$631,0004,412
Gross Fiduciary activities income$178,000997
Service charges on deposit accounts$335,0003,900
Trading account gains and fees$0262
Additional Noninterest Income$118,0006,646
Total noninterest expense$2,587,0004,869
Salaries and employee benefits$1,519,0004,257
Premises and equipment expense$166,0007,709
Additional noninterest expense$902,0004,742
Pre-tax net operating income$2,238,0003,109
Securities gains (losses)$04,148
Applicable income taxes$574,0003,716
Income before extraordinary items$1,664,0002,897
Extraordinary gains, net$053
Net income$1,664,0002,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,441
Cash dividends$290,0004,644
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,664,0002,864
1995-12-31 (YTD Data)Rank
Total interest income$8,227,0003,911
Total interest expense$4,156,0003,570
Net interest income$4,071,0004,245
Provision for loan and lease losses$-50,00011,576
Total noninterest income$670,0004,226
Gross Fiduciary activities income$151,0001,065
Service charges on deposit accounts$349,0003,778
Trading account gains and fees$0522
Additional Noninterest Income$170,0005,607
Total noninterest expense$2,677,0004,702
Salaries and employee benefits$1,551,0004,172
Premises and equipment expense$172,0007,765
Additional noninterest expense$954,0004,531
Pre-tax net operating income$2,114,0003,320
Securities gains (losses)$03,831
Applicable income taxes$544,0003,942
Income before extraordinary items$1,570,0003,115
Extraordinary gains, net$065
Net income$1,570,0003,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-77,00011,639
Cash dividends$307,0004,446
Sale, conversion, retirement of capital stock, net$-4,754,00010,534
Net operating income$1,570,0003,091
1994-12-31 (YTD Data)Rank
Total interest income$6,932,0004,265
Total interest expense$3,013,0003,944
Net interest income$3,919,0004,468
Provision for loan and lease losses$09,146
Total noninterest income$747,0003,926
Gross Fiduciary activities income$143,0001,101
Service charges on deposit accounts$358,0003,756
Trading account gains and fees$0475
Additional Noninterest Income$246,0004,644
Total noninterest expense$2,682,0004,855
Salaries and employee benefits$1,538,0004,202
Premises and equipment expense$172,0008,034
Additional noninterest expense$972,0004,826
Pre-tax net operating income$1,984,0003,444
Securities gains (losses)$03,600
Applicable income taxes$497,0004,070
Income before extraordinary items$1,487,0003,201
Extraordinary gains, net$0249
Net income$1,487,0003,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,00011,837
Cash dividends$390,0003,826
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,487,0003,227
1993-12-31 (YTD Data)Rank
Total interest income$6,960,0004,329
Total interest expense$3,032,0004,084
Net interest income$3,928,0004,489
Provision for loan and lease losses$010,371
Total noninterest income$727,0004,314
Gross Fiduciary activities income$137,0001,147
Service charges on deposit accounts$383,0003,591
Trading account gains and fees$0532
Additional Noninterest Income$207,0005,557
Total noninterest expense$2,651,0005,010
Salaries and employee benefits$1,514,0004,236
Premises and equipment expense$158,0008,699
Additional noninterest expense$979,0005,008
Pre-tax net operating income$2,004,0003,304
Securities gains (losses)$07,477
Applicable income taxes$491,0004,255
Income before extraordinary items$1,513,0003,226
Extraordinary gains, net$36,0002,367
Net income$1,549,0003,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0007,294
Cash dividends$375,0003,834
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,513,0003,047
1992-12-31 (YTD Data)Rank
Total interest income$8,059,0004,264
Total interest expense$4,036,0004,046
Net interest income$4,023,0004,417
Provision for loan and lease losses$78,0007,978
Total noninterest income$809,0003,945
Gross Fiduciary activities income$139,0001,169
Service charges on deposit accounts$343,0003,981
Trading account gains and fees$0504
Additional Noninterest Income$327,0004,194
Total noninterest expense$2,781,0004,849
Salaries and employee benefits$1,550,0004,095
Premises and equipment expense$195,0007,943
Additional noninterest expense$1,036,0004,913
Pre-tax net operating income$1,973,0003,144
Securities gains (losses)$12,0006,245
Applicable income taxes$440,0004,451
Income before extraordinary items$1,545,0002,996
Extraordinary gains, net$01,422
Net income$1,545,0003,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0008,614
Cash dividends$350,0003,631
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,535,6402,787

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.